Home > General Bank > Income and Expense
General Bank, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $88,475,000 | 293 |
| Total interest expense | $30,358,000 | 267 |
| Net interest income | $58,117,000 | 304 |
| Provision for loan and lease losses | $8,471,000 | 195 |
| Total noninterest income | $5,414,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,214,000 | 1,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,200,000 | 725 |
| Total noninterest expense | $27,470,000 | 503 |
| Salaries and employee benefits | $16,184,000 | 432 |
| Premises and equipment expense | $5,062,000 | 367 |
| Additional noninterest expense | $6,224,000 | 655 |
| Pre-tax net operating income | $27,590,000 | 311 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $9,422,000 | 325 |
| Income before extraordinary items | $18,168,000 | 346 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $18,168,000 | 347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,349,000 | 202 |
| Cash dividends | $4,206,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $18,168,000 | 318 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $60,084,000 | 293 |
| Total interest expense | $21,253,000 | 264 |
| Net interest income | $38,831,000 | 309 |
| Provision for loan and lease losses | $6,415,000 | 181 |
| Total noninterest income | $3,634,000 | 849 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $810,000 | 1,062 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,824,000 | 706 |
| Total noninterest expense | $18,080,000 | 505 |
| Salaries and employee benefits | $10,583,000 | 437 |
| Premises and equipment expense | $3,392,000 | 368 |
| Additional noninterest expense | $4,105,000 | 653 |
| Pre-tax net operating income | $17,970,000 | 319 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $6,146,000 | 339 |
| Income before extraordinary items | $11,824,000 | 354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,824,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,831,000 | 194 |
| Cash dividends | $2,798,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $11,824,000 | 329 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $31,305,000 | 288 |
| Total interest expense | $10,969,000 | 269 |
| Net interest income | $20,336,000 | 298 |
| Provision for loan and lease losses | $3,171,000 | 188 |
| Total noninterest income | $1,758,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $393,000 | 1,055 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,365,000 | 710 |
| Total noninterest expense | $10,059,000 | 458 |
| Salaries and employee benefits | $5,333,000 | 434 |
| Premises and equipment expense | $1,628,000 | 386 |
| Additional noninterest expense | $3,098,000 | 477 |
| Pre-tax net operating income | $8,864,000 | 318 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,032,000 | 346 |
| Income before extraordinary items | $5,832,000 | 343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,832,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,517,000 | 186 |
| Cash dividends | $1,396,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,832,000 | 320 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $146,906,000 | 266 |
| Total interest expense | $49,489,000 | 279 |
| Net interest income | $97,417,000 | 262 |
| Provision for loan and lease losses | $76,364,000 | 73 |
| Total noninterest income | $1,536,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,480,000 | 1,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $38,406,000 | 458 |
| Salaries and employee benefits | $21,825,000 | 398 |
| Premises and equipment expense | $7,201,000 | 346 |
| Additional noninterest expense | $9,380,000 | 583 |
| Pre-tax net operating income | $-15,817,000 | 9,342 |
| Securities gains (losses) | $10,127,000 | 105 |
| Applicable income taxes | $-3,785,000 | 9,331 |
| Income before extraordinary items | $-1,905,000 | 9,271 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,905,000 | 9,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,083,000 | 71 |
| Cash dividends | $5,575,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-8,386,280 | 9,318 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $153,427,000 | 292 |
| Total interest expense | $63,302,000 | 314 |
| Net interest income | $90,125,000 | 266 |
| Provision for loan and lease losses | $20,100,000 | 159 |
| Total noninterest income | $8,857,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,260,000 | 1,178 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,597,000 | 484 |
| Total noninterest expense | $34,972,000 | 487 |
| Salaries and employee benefits | $20,062,000 | 404 |
| Premises and equipment expense | $5,597,000 | 419 |
| Additional noninterest expense | $9,313,000 | 608 |
| Pre-tax net operating income | $43,910,000 | 243 |
| Securities gains (losses) | $4,628,000 | 147 |
| Applicable income taxes | $17,219,000 | 232 |
| Income before extraordinary items | $31,319,000 | 248 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $31,319,000 | 247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,870,000 | 163 |
| Cash dividends | $12,795,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $28,310,800 | 248 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $162,939,000 | 294 |
| Total interest expense | $71,532,000 | 330 |
| Net interest income | $91,407,000 | 252 |
| Provision for loan and lease losses | $1,200,000 | 908 |
| Total noninterest income | $10,784,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,234,000 | 1,101 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,550,000 | 430 |
| Total noninterest expense | $37,093,000 | 446 |
| Salaries and employee benefits | $21,571,000 | 343 |
| Premises and equipment expense | $5,234,000 | 437 |
| Additional noninterest expense | $10,288,000 | 567 |
| Pre-tax net operating income | $63,898,000 | 194 |
| Securities gains (losses) | $-10,341,000 | 9,864 |
| Applicable income taxes | $20,053,000 | 202 |
| Income before extraordinary items | $33,504,000 | 231 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $33,504,000 | 231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,582,000 | 547 |
| Cash dividends | $17,012,000 | 269 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $40,122,240 | 204 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $130,260,000 | 333 |
| Total interest expense | $53,861,000 | 358 |
| Net interest income | $76,399,000 | 292 |
| Provision for loan and lease losses | $3,500,000 | 375 |
| Total noninterest income | $11,342,000 | 573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,100,000 | 1,206 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $10,242,000 | 437 |
| Total noninterest expense | $34,196,000 | 495 |
| Salaries and employee benefits | $19,695,000 | 389 |
| Premises and equipment expense | $5,012,000 | 466 |
| Additional noninterest expense | $9,489,000 | 634 |
| Pre-tax net operating income | $50,045,000 | 249 |
| Securities gains (losses) | $-751,000 | 10,130 |
| Applicable income taxes | $18,742,000 | 240 |
| Income before extraordinary items | $30,552,000 | 267 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $30,552,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,073,000 | 357 |
| Cash dividends | $20,034,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $31,032,640 | 258 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $125,985,000 | 327 |
| Total interest expense | $56,127,000 | 356 |
| Net interest income | $69,858,000 | 303 |
| Provision for loan and lease losses | $1,500,000 | 707 |
| Total noninterest income | $8,418,000 | 671 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,150,000 | 1,103 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,268,000 | 511 |
| Total noninterest expense | $30,916,000 | 522 |
| Salaries and employee benefits | $18,944,000 | 398 |
| Premises and equipment expense | $4,839,000 | 457 |
| Additional noninterest expense | $7,133,000 | 756 |
| Pre-tax net operating income | $45,860,000 | 241 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $17,165,000 | 233 |
| Income before extraordinary items | $28,695,000 | 256 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $28,695,000 | 257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,105,000 | 10,444 |
| Cash dividends | $4,213,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $28,695,000 | 250 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $110,698,000 | 373 |
| Total interest expense | $48,510,000 | 402 |
| Net interest income | $62,188,000 | 339 |
| Provision for loan and lease losses | $1,000,000 | 989 |
| Total noninterest income | $6,660,000 | 756 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,176,000 | 1,067 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,484,000 | 580 |
| Total noninterest expense | $26,259,000 | 578 |
| Salaries and employee benefits | $16,720,000 | 415 |
| Premises and equipment expense | $4,593,000 | 474 |
| Additional noninterest expense | $4,946,000 | 976 |
| Pre-tax net operating income | $41,589,000 | 262 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $14,711,000 | 268 |
| Income before extraordinary items | $26,878,000 | 276 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $26,878,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,501 |
| Cash dividends | $8,308,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $26,878,000 | 263 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $97,246,000 | 449 |
| Total interest expense | $42,171,000 | 477 |
| Net interest income | $55,075,000 | 406 |
| Provision for loan and lease losses | $4,500,000 | 350 |
| Total noninterest income | $6,554,000 | 789 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,020,000 | 1,314 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,534,000 | 604 |
| Total noninterest expense | $27,465,000 | 603 |
| Salaries and employee benefits | $13,727,000 | 525 |
| Premises and equipment expense | $4,336,000 | 523 |
| Additional noninterest expense | $9,402,000 | 706 |
| Pre-tax net operating income | $29,664,000 | 349 |
| Securities gains (losses) | $26,000 | 1,793 |
| Applicable income taxes | $9,900,000 | 364 |
| Income before extraordinary items | $19,790,000 | 346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $19,790,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,965,000 | 339 |
| Cash dividends | $13,020,000 | 360 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $19,772,580 | 334 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $84,733,000 | 512 |
| Total interest expense | $36,636,000 | 558 |
| Net interest income | $48,097,000 | 464 |
| Provision for loan and lease losses | $18,570,000 | 120 |
| Total noninterest income | $6,467,000 | 803 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $990,000 | 1,375 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,477,000 | 628 |
| Total noninterest expense | $26,483,000 | 633 |
| Salaries and employee benefits | $11,325,000 | 623 |
| Premises and equipment expense | $4,708,000 | 514 |
| Additional noninterest expense | $10,450,000 | 657 |
| Pre-tax net operating income | $9,511,000 | 864 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,708,000 | 1,462 |
| Income before extraordinary items | $7,803,000 | 734 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,803,000 | 734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,921,000 | 102 |
| Cash dividends | $2,133,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $19,500,000 | 26 |
| Net operating income | $7,803,000 | 725 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $72,385,000 | 509 |
| Total interest expense | $28,195,000 | 553 |
| Net interest income | $44,190,000 | 483 |
| Provision for loan and lease losses | $16,194,000 | 136 |
| Total noninterest income | $6,261,000 | 795 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $982,000 | 1,366 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,279,000 | 623 |
| Total noninterest expense | $24,441,000 | 691 |
| Salaries and employee benefits | $9,883,000 | 711 |
| Premises and equipment expense | $5,489,000 | 450 |
| Additional noninterest expense | $9,069,000 | 747 |
| Pre-tax net operating income | $9,816,000 | 809 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $2,089,000 | 1,161 |
| Income before extraordinary items | $7,701,000 | 711 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,701,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,146,000 | 288 |
| Cash dividends | $2,130,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,721,540 | 717 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $64,764,000 | 554 |
| Total interest expense | $24,029,000 | 612 |
| Net interest income | $40,735,000 | 513 |
| Provision for loan and lease losses | $9,300,000 | 291 |
| Total noninterest income | $5,649,000 | 900 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,040,000 | 1,302 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,609,000 | 715 |
| Total noninterest expense | $22,328,000 | 758 |
| Salaries and employee benefits | $9,166,000 | 753 |
| Premises and equipment expense | $5,447,000 | 465 |
| Additional noninterest expense | $7,715,000 | 916 |
| Pre-tax net operating income | $14,756,000 | 518 |
| Securities gains (losses) | $2,998,000 | 235 |
| Applicable income taxes | $5,554,000 | 500 |
| Income before extraordinary items | $12,200,000 | 457 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $12,200,000 | 470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,825,000 | 425 |
| Cash dividends | $2,125,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $10,131,380 | 500 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $65,335,000 | 618 |
| Total interest expense | $27,777,000 | 686 |
| Net interest income | $37,558,000 | 559 |
| Provision for loan and lease losses | $3,854,000 | 700 |
| Total noninterest income | $5,077,000 | 965 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $878,000 | 1,540 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,199,000 | 761 |
| Total noninterest expense | $19,032,000 | 887 |
| Salaries and employee benefits | $9,109,000 | 753 |
| Premises and equipment expense | $3,101,000 | 777 |
| Additional noninterest expense | $6,822,000 | 1,035 |
| Pre-tax net operating income | $19,749,000 | 350 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $6,777,000 | 371 |
| Income before extraordinary items | $13,130,000 | 387 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $13,130,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,237,000 | 899 |
| Cash dividends | $2,022,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $13,025,720 | 352 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.