Home > General Bank > Net charge- offs to loans
General Bank, Net charge- offs to loans
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6985% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0887% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.2393% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0923% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7919% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.3575% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2646% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8230% | 622 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0696% | 8,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.1826% | 7,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7789% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3028% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1407% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.3785% | 385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 8,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 8,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.5038% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3560% | 5,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.7525% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4976% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2891% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 1.1206% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1262% | 9,055 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5400% | 6,699 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 8,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 8,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8945% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6026% | 9,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1689% | 3,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1990% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4191% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1083% | 1,398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4411% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | -2.7363% | 1,399 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5746% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5810% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3586% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6009% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.1315% | 1,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5766% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.5199% | 1,436 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2447% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | -210.5263% | 1,383 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7915% | 1,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6801% | 111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1559% | 10,093 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5387% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 1,269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0217% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.0085% | 1,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7015% | 1,466 |
| Percentage Net Loans Charged-off: Home equity loans | -466.9811% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3202% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3783% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 6,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8471% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.3174% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7284% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1804% | 1,337 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2170% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 49.2424% | 3 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5741% | 100 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7905% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9458% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1849% | 26 |
| Percentage Net Loans Charged-off:Construction & development | 0.5888% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1562% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4228% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7904% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8028% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7229% | 253 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.6243% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0531% | 37 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.1231% | 1 |
| Percentage Net Loans Charged-off:Construction & development | 2.0073% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.1653% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3353% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4299% | 29 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4552% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4468% | 117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0171% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0384% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 0.2591% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8577% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1338% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6033% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0032% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0174% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 0.1874% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6484% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4687% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2509% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7635% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.8681% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4863% | 4,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4182% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6767% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6437% | 277 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4612% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3196% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2160% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |