Home > Geauga Savings Bank > Net charge- offs to loans
Geauga Savings Bank, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4775% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5462% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1792% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6251% | 4,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6099% | 3,838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1447% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2350% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5576% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7861% | 4,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1295% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6679% | 3,881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1581% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2973% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3405% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7959% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9611% | 4,286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1801% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6687% | 3,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2114% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6037% | 246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6940% | 76 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5982% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8198% | 4,326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5744% | 3,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4001% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3960% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4671% | 5,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3335% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0509% | 4,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4348% | 5,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9736% | 4,024 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4465% | 5,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5044% | 5,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5991% | 5,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5422% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0462% | 4,333 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8963% | 5,373 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1313% | 4,058 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9138% | 5,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0652% | 5,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.2776% | 5,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1343% | 5,223 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0477% | 4,368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.8137% | 5,437 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4630% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | -2.8404% | 5,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2474% | 5,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3022% | 5,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0343% | 4,413 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7338% | 5,465 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5943% | 4,126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7164% | 5,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0371% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 5,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0286% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1630% | 4,520 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,944 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7214% | 4,196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 4,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 4,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2067% | 4,557 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1581% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6651% | 4,224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1756% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 1,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0460% | 4,533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2909% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2748% | 4,180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3033% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3261% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3916% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3041% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0379% | 4,571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6323% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5690% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6337% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1451% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.3668% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1727% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4390% | 4,720 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2789% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1728% | 4,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2861% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0598% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8778% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8778% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8338% | 4,761 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4054% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4791% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4043% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1491% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1491% | 78 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2077% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1633% | 4,783 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3531% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2322% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6555% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6555% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2530% | 5,900 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3415% | 5,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3175% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2949% | 4,808 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1628% | 5,775 |
| Percentage Net Loans Charged-off: Home equity loans | -5.3181% | 4,498 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0905% | 5,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.4964% | 28 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 15.4964% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4074% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4729% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4241% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2513% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6032% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1852% | 4,442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6182% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 4,682 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.6279% | 6,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -11.6279% | 6,025 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0307% | 1,249 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6137% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6511% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5027% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3324% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8512% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5977% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8362% | 180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0506% | 4,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0506% | 1,236 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6798% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7179% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7327% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2680% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8401% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3481% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8098% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0843% | 5,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0843% | 1,222 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3372% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3504% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4907% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4653% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1119% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3516% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7008% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6806% | 407 |
| Percentage Net Loans Charged-off:Construction & development | -0.1380% | 5,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0412% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0044% | 410 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7755% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2326% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7450% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4474% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6352% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6201% | 446 |
| Percentage Net Loans Charged-off:Construction & development | -0.1820% | 5,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2167% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0709% | 5,071 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6398% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2465% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6481% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2536% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6212% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4198% | 742 |
| Percentage Net Loans Charged-off:Construction & development | -0.2885% | 5,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5238% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2165% | 5,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9051% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8938% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9053% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5850% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6696% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2532% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4808% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5791% | 5,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0373% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2227% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0333% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.0731% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5166% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5264% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0820% | 1,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7264% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0885% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8103% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9796% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8300% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6378% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6903% | 251 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6960% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.1137% | 1,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2573% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4319% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9963% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1865% | 981 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0401% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0791% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8015% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7976% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.5155% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8239% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3158% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1051% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5426% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1434% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8391% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3994% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4020% | 148 |
| Percentage Net Loans Charged-off:Construction & development | 1.1091% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5125% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2875% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6644% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1334% | 4,878 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7328% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5775% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5782% | 519 |
| Percentage Net Loans Charged-off:Construction & development | -2.5841% | 6,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6531% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3644% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0269% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2644% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9470% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2711% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2716% | 703 |
| Percentage Net Loans Charged-off:Construction & development | -2.7668% | 6,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1416% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7809% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5740% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2578% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4819% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8749% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8752% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | -1.7070% | 6,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0964% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1456% | 771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3413% | 975 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1661% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8249% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8253% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2977% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0447% | 5,566 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9460% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9707% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6773% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6780% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 13.2070% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1393% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8210% | 652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8120% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5220% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7661% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2273% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2278% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 2.3991% | 1,401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6777% | 1,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4958% | 628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5491% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8973% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5666% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1976% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1980% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 3.3037% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3761% | 1,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4628% | 534 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5547% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4306% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5580% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8909% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8912% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 3.3102% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3533% | 7,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2401% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3421% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5626% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3100% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7366% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7370% | 1,100 |
| Percentage Net Loans Charged-off:Construction & development | 3.6228% | 1,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4961% | 2,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1623% | 664 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1486% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8323% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1319% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8306% | 2,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6327% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6330% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 3.9847% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2338% | 2,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8476% | 606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0903% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9979% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0444% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0000% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6077% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6078% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 4.2438% | 1,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1817% | 2,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1291% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9775% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6219% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8906% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4018% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2132% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2125% | 1,186 |
| Percentage Net Loans Charged-off:Construction & development | 3.8559% | 922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 7,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2820% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2661% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1595% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2686% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7027% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0735% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0664% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 5.6115% | 1,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0421% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1539% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2300% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2562% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2069% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.6570% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8940% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8907% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 3.6658% | 1,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3837% | 1,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5177% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0894% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3079% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0401% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1896% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6870% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6807% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 4.8126% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4127% | 1,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5650% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7677% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2342% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7136% | 585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7866% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7912% | 807 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7777% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 4.8113% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2956% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2401% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5892% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0081% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4939% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.3746% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8801% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8815% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.7561% | 1,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5104% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4119% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8833% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9035% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4098% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4106% | 1,360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 7,595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0767% | 7,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1502% | 171 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3857% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3946% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0366% | 7,621 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1731% | 8,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6510% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1433% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0931% | 1,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 1,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5970% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1640% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 7,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0301% | 7,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8175% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8252% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.3773% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9918% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6667% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7211% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2916% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7318% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7255% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3092% | 1,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3085% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2908% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5115% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3051% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3128% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6087% | 2,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0334% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2679% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 1,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0727% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 3,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0891% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1655% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 1,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1015% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8719% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2123% | 4,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0081% | 6,233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1011% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1044% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2861% | 3,503 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0120% | 6,211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 6,165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2183% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2258% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0312% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7521% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0399% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 4,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0588% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2726% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1355% | 4,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 4,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 1,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0717% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2093% | 4,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0930% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1213% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1171% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1788% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5647% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1564% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9719% | 2,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1563% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2341% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7787% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2021% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3022% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0855% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0759% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1173% | 1,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7686% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 4,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 1,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4520% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 7,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 3,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 3,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 2,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1133% | 6,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 8,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 8,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 8,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 8,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1533% | 5,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 8,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2290% | 4,838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0228% | 7,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 8,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 8,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 8,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4585% | 3,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 4,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 1,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1537% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9061% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 5,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0676% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1226% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 5,626 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 5,798 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 7,189 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 7,541 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 8,299 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 9,825 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 8,597 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 11,034 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |