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Gateway State Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$20,308,0001,525
Total interest expense$3,284,0003,655
Net interest income$17,024,0001,086
Provision for loan and lease losses$842,0001,044
Total noninterest income$4,035,0001,070
Gross Fiduciary activities income$185,0001,035
Service charges on deposit accounts$2,641,000527
Trading account gains and fees$0475
Additional Noninterest Income$1,209,0001,619
Total noninterest expense$13,491,0001,114
Salaries and employee benefits$5,700,0001,183
Premises and equipment expense$1,859,0001,138
Additional noninterest expense$5,932,0001,026
Pre-tax net operating income$6,726,0001,126
Securities gains (losses)$03,600
Applicable income taxes$2,959,000887
Income before extraordinary items$3,767,0001,331
Extraordinary gains, net$0249
Net income$3,767,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,348,000737
Cash dividends$608,0002,769
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,767,0001,343
1993-12-31 (YTD Data)Rank
Total interest income$17,661,0001,775
Total interest expense$3,009,0004,102
Net interest income$14,652,0001,237
Provision for loan and lease losses$1,605,000949
Total noninterest income$3,592,0001,272
Gross Fiduciary activities income$160,0001,105
Service charges on deposit accounts$2,582,000537
Trading account gains and fees$0532
Additional Noninterest Income$850,0002,293
Total noninterest expense$13,389,0001,168
Salaries and employee benefits$5,748,0001,179
Premises and equipment expense$1,828,0001,169
Additional noninterest expense$5,813,0001,129
Pre-tax net operating income$3,250,0002,102
Securities gains (losses)$07,477
Applicable income taxes$1,463,0001,599
Income before extraordinary items$1,787,0002,781
Extraordinary gains, net$03,149
Net income$1,787,0002,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,260,000681
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,787,0002,630
1992-12-31 (YTD Data)Rank
Total interest income$19,924,0001,773
Total interest expense$4,838,0003,416
Net interest income$15,086,0001,243
Provision for loan and lease losses$2,514,000963
Total noninterest income$2,743,0001,543
Gross Fiduciary activities income$139,0001,169
Service charges on deposit accounts$2,367,000575
Trading account gains and fees$0504
Additional Noninterest Income$237,0005,143
Total noninterest expense$12,295,0001,294
Salaries and employee benefits$5,584,0001,201
Premises and equipment expense$1,806,0001,210
Additional noninterest expense$4,905,0001,345
Pre-tax net operating income$3,020,0002,058
Securities gains (losses)$08,369
Applicable income taxes$1,361,0001,573
Income before extraordinary items$1,659,0002,779
Extraordinary gains, net$01,422
Net income$1,659,0002,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,618,000805
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,659,0002,567

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.