Home > Gateway National Bank > Income and Expense
Gateway National Bank, Income and Expense
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,101,000 | 2,536 |
| Total interest expense | $3,578,000 | 3,857 |
| Net interest income | $11,523,000 | 2,013 |
| Provision for loan and lease losses | $175,000 | 3,820 |
| Total noninterest income | $1,566,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,394,000 | 1,274 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $172,000 | 5,383 |
| Total noninterest expense | $9,208,000 | 1,926 |
| Salaries and employee benefits | $5,097,000 | 1,909 |
| Premises and equipment expense | $1,343,000 | 1,870 |
| Additional noninterest expense | $2,768,000 | 1,902 |
| Pre-tax net operating income | $3,706,000 | 2,381 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $1,083,000 | 2,085 |
| Income before extraordinary items | $2,625,000 | 2,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,625,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $919,000 | 741 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,623,580 | 2,490 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,220,000 | 2,552 |
| Total interest expense | $2,566,000 | 3,888 |
| Net interest income | $8,654,000 | 2,026 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $2,044,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,057,000 | 1,267 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $987,000 | 1,841 |
| Total noninterest expense | $6,796,000 | 1,942 |
| Salaries and employee benefits | $3,730,000 | 1,949 |
| Premises and equipment expense | $1,027,000 | 1,841 |
| Additional noninterest expense | $2,039,000 | 1,912 |
| Pre-tax net operating income | $3,727,000 | 1,954 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $1,124,000 | 1,741 |
| Income before extraordinary items | $2,605,000 | 2,086 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,605,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,096 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,603,600 | 2,073 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 2,547 |
| Total interest expense | $1,645,000 | 3,887 |
| Net interest income | $5,734,000 | 2,042 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,523,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $708,000 | 1,253 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $815,000 | 1,569 |
| Total noninterest expense | $4,383,000 | 2,006 |
| Salaries and employee benefits | $2,386,000 | 2,050 |
| Premises and equipment expense | $695,000 | 1,817 |
| Additional noninterest expense | $1,302,000 | 2,017 |
| Pre-tax net operating income | $2,874,000 | 1,720 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $892,000 | 1,530 |
| Income before extraordinary items | $1,984,000 | 1,849 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,984,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,982,620 | 1,832 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 2,582 |
| Total interest expense | $758,000 | 3,966 |
| Net interest income | $2,801,000 | 2,076 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $937,000 | 1,346 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $345,000 | 1,248 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $592,000 | 1,180 |
| Total noninterest expense | $2,225,000 | 1,985 |
| Salaries and employee benefits | $1,223,000 | 2,003 |
| Premises and equipment expense | $338,000 | 1,870 |
| Additional noninterest expense | $664,000 | 1,958 |
| Pre-tax net operating income | $1,513,000 | 1,619 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $430,000 | 1,568 |
| Income before extraordinary items | $1,085,000 | 1,652 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,085,000 | 1,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,083,560 | 1,637 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 8,200 |
| Total interest expense | $231,000 | 8,377 |
| Net interest income | $941,000 | 8,026 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $176,000 | 7,254 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $126,000 | 5,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $50,000 | 7,395 |
| Total noninterest expense | $649,000 | 8,331 |
| Salaries and employee benefits | $322,000 | 8,428 |
| Premises and equipment expense | $106,000 | 7,798 |
| Additional noninterest expense | $221,000 | 8,101 |
| Pre-tax net operating income | $468,000 | 6,854 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $157,000 | 4,948 |
| Income before extraordinary items | $311,000 | 7,139 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $311,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $311,000 | 7,117 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 2,840 |
| Total interest expense | $1,808,000 | 3,782 |
| Net interest income | $6,501,000 | 2,496 |
| Provision for loan and lease losses | $315,000 | 2,100 |
| Total noninterest income | $1,437,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,002,000 | 1,315 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 3,125 |
| Total noninterest expense | $6,334,000 | 1,962 |
| Salaries and employee benefits | $3,456,000 | 1,970 |
| Premises and equipment expense | $965,000 | 1,870 |
| Additional noninterest expense | $1,913,000 | 1,945 |
| Pre-tax net operating income | $1,289,000 | 4,142 |
| Securities gains (losses) | $-61,000 | 8,534 |
| Applicable income taxes | $438,000 | 3,168 |
| Income before extraordinary items | $790,000 | 4,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $790,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $829,040 | 4,623 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 2,924 |
| Total interest expense | $1,076,000 | 3,932 |
| Net interest income | $4,141,000 | 2,570 |
| Provision for loan and lease losses | $105,000 | 3,281 |
| Total noninterest income | $914,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $627,000 | 1,353 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $287,000 | 3,150 |
| Total noninterest expense | $4,162,000 | 1,977 |
| Salaries and employee benefits | $2,306,000 | 1,960 |
| Premises and equipment expense | $631,000 | 1,896 |
| Additional noninterest expense | $1,225,000 | 2,008 |
| Pre-tax net operating income | $788,000 | 4,316 |
| Securities gains (losses) | $-37,000 | 8,525 |
| Applicable income taxes | $302,000 | 3,095 |
| Income before extraordinary items | $449,000 | 5,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $449,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,596 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $472,680 | 4,974 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 2,808 |
| Total interest expense | $475,000 | 4,167 |
| Net interest income | $2,225,000 | 2,408 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $444,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $301,000 | 1,368 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,065 |
| Total noninterest expense | $2,041,000 | 2,028 |
| Salaries and employee benefits | $1,161,000 | 1,962 |
| Premises and equipment expense | $311,000 | 1,922 |
| Additional noninterest expense | $569,000 | 2,149 |
| Pre-tax net operating income | $583,000 | 3,295 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $384,000 | 3,714 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $384,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,003 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $384,000 | 3,677 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,906,000 | 2,862 |
| Total interest expense | $1,518,000 | 4,477 |
| Net interest income | $8,388,000 | 2,436 |
| Provision for loan and lease losses | $600,000 | 1,645 |
| Total noninterest income | $1,877,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,396,000 | 1,271 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $481,000 | 3,380 |
| Total noninterest expense | $7,763,000 | 2,056 |
| Salaries and employee benefits | $4,335,000 | 2,010 |
| Premises and equipment expense | $1,284,000 | 1,795 |
| Additional noninterest expense | $2,144,000 | 2,271 |
| Pre-tax net operating income | $1,902,000 | 3,624 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $641,000 | 2,921 |
| Income before extraordinary items | $1,261,000 | 4,075 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,261,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,310 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,261,000 | 4,014 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 2,899 |
| Total interest expense | $1,110,000 | 4,509 |
| Net interest income | $6,106,000 | 2,478 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $1,444,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,051,000 | 1,272 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $393,000 | 3,231 |
| Total noninterest expense | $5,846,000 | 2,041 |
| Salaries and employee benefits | $3,216,000 | 2,022 |
| Premises and equipment expense | $974,000 | 1,782 |
| Additional noninterest expense | $1,656,000 | 2,181 |
| Pre-tax net operating income | $1,254,000 | 4,045 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $418,000 | 3,230 |
| Income before extraordinary items | $836,000 | 4,493 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $836,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,719 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $836,000 | 4,415 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 2,961 |
| Total interest expense | $706,000 | 4,646 |
| Net interest income | $3,966,000 | 2,505 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $986,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $685,000 | 1,295 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $301,000 | 2,983 |
| Total noninterest expense | $3,946,000 | 2,017 |
| Salaries and employee benefits | $2,167,000 | 2,009 |
| Premises and equipment expense | $656,000 | 1,757 |
| Additional noninterest expense | $1,123,000 | 2,147 |
| Pre-tax net operating income | $706,000 | 4,430 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $249,000 | 3,399 |
| Income before extraordinary items | $457,000 | 4,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,340 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $457,000 | 4,879 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 2,970 |
| Total interest expense | $342,000 | 4,777 |
| Net interest income | $2,001,000 | 2,490 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $481,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $314,000 | 1,367 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $167,000 | 2,748 |
| Total noninterest expense | $1,956,000 | 2,054 |
| Salaries and employee benefits | $1,093,000 | 2,012 |
| Premises and equipment expense | $327,000 | 1,789 |
| Additional noninterest expense | $536,000 | 2,221 |
| Pre-tax net operating income | $376,000 | 4,239 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $133,000 | 3,317 |
| Income before extraordinary items | $243,000 | 4,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 4,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $243,000 | 4,714 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 3,131 |
| Total interest expense | $1,446,000 | 4,985 |
| Net interest income | $7,498,000 | 2,571 |
| Provision for loan and lease losses | $684,000 | 1,651 |
| Total noninterest income | $1,588,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,070,000 | 1,602 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $518,000 | 3,522 |
| Total noninterest expense | $7,533,000 | 2,089 |
| Salaries and employee benefits | $4,202,000 | 2,025 |
| Premises and equipment expense | $1,256,000 | 1,820 |
| Additional noninterest expense | $2,075,000 | 2,325 |
| Pre-tax net operating income | $869,000 | 5,494 |
| Securities gains (losses) | $215,000 | 1,295 |
| Applicable income taxes | $355,000 | 4,015 |
| Income before extraordinary items | $729,000 | 5,471 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $729,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,382 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $584,950 | 5,840 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 3,196 |
| Total interest expense | $1,098,000 | 5,088 |
| Net interest income | $5,539,000 | 2,630 |
| Provision for loan and lease losses | $519,000 | 1,610 |
| Total noninterest income | $1,183,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $760,000 | 1,704 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $423,000 | 3,435 |
| Total noninterest expense | $5,702,000 | 2,086 |
| Salaries and employee benefits | $3,140,000 | 2,039 |
| Premises and equipment expense | $940,000 | 1,834 |
| Additional noninterest expense | $1,622,000 | 2,214 |
| Pre-tax net operating income | $501,000 | 6,278 |
| Securities gains (losses) | $215,000 | 1,185 |
| Applicable income taxes | $248,000 | 4,295 |
| Income before extraordinary items | $468,000 | 6,007 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $468,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 1,049 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $328,250 | 6,611 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,409,000 | 3,227 |
| Total interest expense | $733,000 | 5,196 |
| Net interest income | $3,676,000 | 2,649 |
| Provision for loan and lease losses | $320,000 | 1,710 |
| Total noninterest income | $743,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $486,000 | 1,744 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $257,000 | 3,576 |
| Total noninterest expense | $3,859,000 | 2,044 |
| Salaries and employee benefits | $2,104,000 | 2,020 |
| Premises and equipment expense | $631,000 | 1,798 |
| Additional noninterest expense | $1,124,000 | 2,126 |
| Pre-tax net operating income | $240,000 | 6,907 |
| Securities gains (losses) | $215,000 | 1,004 |
| Applicable income taxes | $175,000 | 4,229 |
| Income before extraordinary items | $280,000 | 6,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 800 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $142,400 | 7,338 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 3,214 |
| Total interest expense | $364,000 | 5,327 |
| Net interest income | $1,862,000 | 2,597 |
| Provision for loan and lease losses | $158,000 | 1,632 |
| Total noninterest income | $344,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $236,000 | 1,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $108,000 | 3,797 |
| Total noninterest expense | $1,884,000 | 2,076 |
| Salaries and employee benefits | $1,032,000 | 2,049 |
| Premises and equipment expense | $317,000 | 1,805 |
| Additional noninterest expense | $535,000 | 2,194 |
| Pre-tax net operating income | $164,000 | 6,288 |
| Securities gains (losses) | $201,000 | 660 |
| Applicable income taxes | $127,000 | 3,521 |
| Income before extraordinary items | $238,000 | 4,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 4,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $107,350 | 6,595 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,000,000 | 3,296 |
| Total interest expense | $1,821,000 | 5,113 |
| Net interest income | $7,179,000 | 2,661 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $1,903,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $917,000 | 1,752 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $986,000 | 2,202 |
| Total noninterest expense | $7,642,000 | 1,967 |
| Salaries and employee benefits | $4,306,000 | 1,871 |
| Premises and equipment expense | $1,202,000 | 1,846 |
| Additional noninterest expense | $2,134,000 | 2,177 |
| Pre-tax net operating income | $960,000 | 5,312 |
| Securities gains (losses) | $102,000 | 1,731 |
| Applicable income taxes | $363,000 | 4,088 |
| Income before extraordinary items | $699,000 | 5,568 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $699,000 | 5,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,513 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $631,680 | 5,710 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,201,000 | 3,249 |
| Total interest expense | $2,995,000 | 4,737 |
| Net interest income | $7,206,000 | 2,483 |
| Provision for loan and lease losses | $372,000 | 2,771 |
| Total noninterest income | $1,574,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $830,000 | 1,841 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $744,000 | 2,489 |
| Total noninterest expense | $6,758,000 | 2,121 |
| Salaries and employee benefits | $3,892,000 | 1,931 |
| Premises and equipment expense | $1,064,000 | 2,006 |
| Additional noninterest expense | $1,802,000 | 2,472 |
| Pre-tax net operating income | $1,650,000 | 3,637 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $483,000 | 3,381 |
| Income before extraordinary items | $1,167,000 | 3,884 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,167,000 | 3,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,637 |
| Cash dividends | $360,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,167,000 | 3,753 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,776,000 | 3,191 |
| Total interest expense | $3,198,000 | 4,688 |
| Net interest income | $7,578,000 | 2,350 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $908,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $750,000 | 1,856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $158,000 | 5,346 |
| Total noninterest expense | $5,432,000 | 2,510 |
| Salaries and employee benefits | $3,100,000 | 2,303 |
| Premises and equipment expense | $806,000 | 2,552 |
| Additional noninterest expense | $1,526,000 | 2,769 |
| Pre-tax net operating income | $2,854,000 | 2,488 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $974,000 | 2,175 |
| Income before extraordinary items | $1,880,000 | 2,710 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,880,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,026 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,880,000 | 2,707 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,088,000 | 3,506 |
| Total interest expense | $2,536,000 | 5,150 |
| Net interest income | $6,552,000 | 2,680 |
| Provision for loan and lease losses | $142,000 | 4,395 |
| Total noninterest income | $1,211,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $741,000 | 1,787 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $470,000 | 3,072 |
| Total noninterest expense | $5,080,000 | 2,654 |
| Salaries and employee benefits | $2,882,000 | 2,439 |
| Premises and equipment expense | $755,000 | 2,692 |
| Additional noninterest expense | $1,443,000 | 2,956 |
| Pre-tax net operating income | $2,541,000 | 2,756 |
| Securities gains (losses) | $-78,000 | 9,905 |
| Applicable income taxes | $922,000 | 2,341 |
| Income before extraordinary items | $1,541,000 | 3,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,541,000 | 3,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $490,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,590,920 | 3,070 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,502,000 | 3,711 |
| Total interest expense | $2,666,000 | 5,146 |
| Net interest income | $5,836,000 | 2,959 |
| Provision for loan and lease losses | $427,000 | 1,955 |
| Total noninterest income | $1,084,000 | 2,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $702,000 | 1,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $382,000 | 3,529 |
| Total noninterest expense | $4,671,000 | 2,782 |
| Salaries and employee benefits | $2,637,000 | 2,562 |
| Premises and equipment expense | $695,000 | 2,783 |
| Additional noninterest expense | $1,339,000 | 3,055 |
| Pre-tax net operating income | $1,822,000 | 3,593 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $666,000 | 3,142 |
| Income before extraordinary items | $1,156,000 | 4,050 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,156,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,888 |
| Cash dividends | $810,000 | 2,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,156,000 | 3,956 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,277,000 | 4,360 |
| Total interest expense | $2,204,000 | 5,872 |
| Net interest income | $5,073,000 | 3,443 |
| Provision for loan and lease losses | $132,000 | 4,415 |
| Total noninterest income | $1,045,000 | 2,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $734,000 | 1,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,838 |
| Total noninterest expense | $4,382,000 | 2,894 |
| Salaries and employee benefits | $2,292,000 | 2,887 |
| Premises and equipment expense | $656,000 | 2,909 |
| Additional noninterest expense | $1,434,000 | 2,852 |
| Pre-tax net operating income | $1,604,000 | 4,233 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $538,000 | 4,005 |
| Income before extraordinary items | $1,066,000 | 4,463 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,066,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,640 |
| Cash dividends | $695,000 | 2,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,066,000 | 4,404 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 5,116 |
| Total interest expense | $1,811,000 | 6,820 |
| Net interest income | $4,298,000 | 4,033 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $1,022,000 | 3,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $735,000 | 1,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,181 |
| Total noninterest expense | $3,755,000 | 3,537 |
| Salaries and employee benefits | $1,894,000 | 3,508 |
| Premises and equipment expense | $551,000 | 3,479 |
| Additional noninterest expense | $1,310,000 | 3,509 |
| Pre-tax net operating income | $1,447,000 | 4,474 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $177,000 | 7,479 |
| Income before extraordinary items | $1,270,000 | 3,690 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,270,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,270,000 | 3,639 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,300,000 | 5,739 |
| Total interest expense | $1,555,000 | 7,544 |
| Net interest income | $3,745,000 | 4,586 |
| Provision for loan and lease losses | $-39,000 | 11,555 |
| Total noninterest income | $998,000 | 3,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $629,000 | 2,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,489 |
| Total noninterest expense | $3,505,000 | 3,745 |
| Salaries and employee benefits | $1,708,000 | 3,812 |
| Premises and equipment expense | $473,000 | 3,934 |
| Additional noninterest expense | $1,324,000 | 3,443 |
| Pre-tax net operating income | $1,277,000 | 5,032 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,277,000 | 3,744 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,277,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,277,000 | 3,717 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,084,000 | 6,592 |
| Total interest expense | $1,066,000 | 8,413 |
| Net interest income | $3,018,000 | 5,592 |
| Provision for loan and lease losses | $-190,000 | 12,305 |
| Total noninterest income | $847,000 | 3,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $635,000 | 2,131 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $3,262,000 | 4,104 |
| Salaries and employee benefits | $1,512,000 | 4,250 |
| Premises and equipment expense | $398,000 | 4,605 |
| Additional noninterest expense | $1,352,000 | 3,646 |
| Pre-tax net operating income | $793,000 | 6,904 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-114,000 | 12,316 |
| Income before extraordinary items | $907,000 | 4,875 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $907,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $63,000 | 7,652 |
| Sale, conversion, retirement of capital stock, net | $840,000 | 463 |
| Net operating income | $907,000 | 4,936 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 7,486 |
| Total interest expense | $918,000 | 9,479 |
| Net interest income | $2,616,000 | 6,323 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $911,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $679,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 5,222 |
| Total noninterest expense | $3,230,000 | 4,221 |
| Salaries and employee benefits | $1,228,000 | 5,127 |
| Premises and equipment expense | $421,000 | 4,510 |
| Additional noninterest expense | $1,581,000 | 3,347 |
| Pre-tax net operating income | $234,000 | 10,753 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $234,000 | 10,229 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $234,000 | 10,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,191 |
| Net operating income | $234,000 | 9,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 7,742 |
| Total interest expense | $1,236,000 | 9,467 |
| Net interest income | $2,584,000 | 6,427 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $1,007,000 | 3,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $727,000 | 1,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,626 |
| Total noninterest expense | $3,406,000 | 4,034 |
| Salaries and employee benefits | $1,150,000 | 5,372 |
| Premises and equipment expense | $486,000 | 4,066 |
| Additional noninterest expense | $1,770,000 | 3,100 |
| Pre-tax net operating income | $50,000 | 12,416 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $42,000 | 12,624 |
| Extraordinary gains, net | $7,000 | 1,371 |
| Net income | $49,000 | 12,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 2,918 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $42,860 | 12,369 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.