Home > Gateway Bank & Trust Company > Assets and Liabilities
Gateway Bank & Trust Company, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 440 | 334 |
| Assets and Liabilities | ||
| Total Assets: | $2,209,230,000 | 346 |
| Cash and due from depository institutions | $36,141,000 | 334 |
| Interest-bearing balances | $106,000 | 6,013 |
| Securities | $107,746,000 | 1,159 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $1,802,522,000 | 309 |
| Loan loss allowance | $42,734,000 | 230 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $76,258,000 | 135 |
| Other real estate owned | $4,398,000 | 334 |
| Goodwill and other intangibles | $65,232,000 | 188 |
| All other assets | $116,933,000 | 250 |
| Life insurance assets | $42,186,000 | 166 |
| Total liabilities and capital | $2,209,230,000 | 346 |
| Total liabilities | $1,941,430,000 | 353 |
| Total deposits | $1,652,982,000 | 342 |
| Interest-bearing deposits | $1,518,065,000 | 324 |
| Deposits held in domestic offices | $1,652,982,000 | 338 |
| % insured | 73.91% | 5,371 |
| Federal funds purchased & repurchase agreements | $83,183,000 | 320 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $195,119,000 | 343 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $10,146,000 | 665 |
| Total equity capital | $267,800,000 | 291 |
| Total bank equity capital | $267,800,000 | 290 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $13,664,000 | 350 |
| Surplus | $247,045,000 | 220 |
| Undivided profits | $7,091,000 | 3,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $81,570,000 | 246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $8,569,000 | 367 |
| Earning assets | $1,910,374,000 | 356 |
| Long-term assets (5+ years) | $234,822,000 | 555 |
| Average Assets, year-to-date | $2,211,021,500 | 345 |
| Average Assets, quarterly | $2,211,021,500 | 345 |
| Volatile liabilities | $363,789,000 | 463 |
| Insider loans | $82,186,000 | 48 |
| FHLB advances | $195,119,000 | 274 |
| Loans and leases held for sale | $13,011,000 | 254 |
| Unused loan commitments | $355,464,000 | 352 |
| Tier 1 (core) risk-based capital | $183,377,000 | 360 |
| Tier 2 risk-based capital | $24,677,000 | 304 |
| Total risk weighted assets | $1,958,662,000 | 308 |
| Total unused commitments | $355,464,000 | 352 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 511 | 299 |
| Assets and Liabilities | ||
| Total Assets: | $2,212,813,000 | 342 |
| Cash and due from depository institutions | $22,856,000 | 299 |
| Interest-bearing balances | $313,000 | 4,725 |
| Securities | $115,895,000 | 1,060 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,782,912,000 | 311 |
| Loan loss allowance | $42,060,000 | 222 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $75,913,000 | 137 |
| Other real estate owned | $3,719,000 | 299 |
| Goodwill and other intangibles | $68,669,000 | 185 |
| All other assets | $142,849,000 | 211 |
| Life insurance assets | $41,829,000 | 166 |
| Total liabilities and capital | $2,212,813,000 | 342 |
| Total liabilities | $1,952,191,000 | 348 |
| Total deposits | $1,668,735,000 | 332 |
| Interest-bearing deposits | $1,387,798,000 | 346 |
| Deposits held in domestic offices | $1,668,735,000 | 326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,800,000 | 418 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $191,500,000 | 365 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $37,156,000 | 279 |
| Total equity capital | $260,622,000 | 293 |
| Total bank equity capital | $260,622,000 | 293 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $13,664,000 | 351 |
| Surplus | $246,958,000 | 216 |
| Undivided profits | $0 | 6,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,302,000 | 450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $8,822,000 | 371 |
| Earning assets | $1,899,120,000 | 356 |
| Long-term assets (5+ years) | $237,168,000 | 547 |
| Average Assets, year-to-date | $2,090,091,800 | 346 |
| Average Assets, quarterly | $2,242,601,500 | 333 |
| Volatile liabilities | $360,478,000 | 469 |
| Insider loans | $61,309,000 | 78 |
| FHLB advances | $191,500,000 | 300 |
| Loans and leases held for sale | $5,064,000 | 359 |
| Unused loan commitments | $376,595,000 | 352 |
| Tier 1 (core) risk-based capital | $170,420,000 | 388 |
| Tier 2 risk-based capital | $24,462,000 | 308 |
| Total risk weighted assets | $1,939,360,000 | 313 |
| Total unused commitments | $376,595,000 | 352 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 514 | 304 |
| Assets and Liabilities | ||
| Total Assets: | $2,272,390,000 | 328 |
| Cash and due from depository institutions | $129,936,000 | 304 |
| Interest-bearing balances | $377,000 | 3,948 |
| Securities | $116,319,000 | 1,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $1,820,864,000 | 309 |
| Loan loss allowance | $22,783,000 | 336 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $74,294,000 | 142 |
| Other real estate owned | $3,089,000 | 304 |
| Goodwill and other intangibles | $50,056,000 | 251 |
| All other assets | $77,832,000 | 323 |
| Life insurance assets | $41,396,000 | 172 |
| Total liabilities and capital | $2,272,390,000 | 328 |
| Total liabilities | $2,042,534,000 | 330 |
| Total deposits | $1,845,923,000 | 299 |
| Interest-bearing deposits | $1,751,646,000 | 276 |
| Deposits held in domestic offices | $1,845,923,000 | 296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 869 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $169,000,000 | 424 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,611,000 | 808 |
| Total equity capital | $229,856,000 | 334 |
| Total bank equity capital | $229,856,000 | 334 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $13,664,000 | 347 |
| Surplus | $237,593,000 | 214 |
| Undivided profits | $-21,401,000 | 8,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,845,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $8,394,000 | 414 |
| Earning assets | $1,937,560,000 | 346 |
| Long-term assets (5+ years) | $251,016,000 | 521 |
| Average Assets, year-to-date | $2,059,411,500 | 354 |
| Average Assets, quarterly | $2,196,045,000 | 340 |
| Volatile liabilities | $315,864,000 | 515 |
| Insider loans | $59,929,000 | 77 |
| FHLB advances | $169,000,000 | 377 |
| Loans and leases held for sale | $10,813,000 | 201 |
| Unused loan commitments | $431,955,000 | 329 |
| Tier 1 (core) risk-based capital | $193,543,000 | 342 |
| Tier 2 risk-based capital | $22,783,000 | 320 |
| Total risk weighted assets | $1,935,887,000 | 315 |
| Total unused commitments | $431,955,000 | 329 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 485 | 326 |
| Assets and Liabilities | ||
| Total Assets: | $2,119,700,000 | 355 |
| Cash and due from depository institutions | $34,242,000 | 326 |
| Interest-bearing balances | $636,000 | 3,313 |
| Securities | $135,227,000 | 894 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $1,734,436,000 | 323 |
| Loan loss allowance | $18,203,000 | 377 |
| Trading account assets | $10,051,000 | 123 |
| Bank premises and fixed assets | $73,714,000 | 145 |
| Other real estate owned | $2,985,000 | 326 |
| Goodwill and other intangibles | $50,135,000 | 260 |
| All other assets | $78,910,000 | 324 |
| Life insurance assets | $40,947,000 | 174 |
| Total liabilities and capital | $2,119,700,000 | 355 |
| Total liabilities | $1,880,015,000 | 354 |
| Total deposits | $1,619,568,000 | 323 |
| Interest-bearing deposits | $1,471,125,000 | 314 |
| Deposits held in domestic offices | $1,619,568,000 | 321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,501,000 | 366 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $169,000,000 | 423 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,946,000 | 784 |
| Total equity capital | $239,685,000 | 327 |
| Total bank equity capital | $239,685,000 | 327 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $13,664,000 | 345 |
| Surplus | $209,593,000 | 231 |
| Undivided profits | $16,428,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,055,000 | 1,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $10,928,000 | 317 |
| Earning assets | $1,880,350,000 | 359 |
| Long-term assets (5+ years) | $212,007,000 | 628 |
| Average Assets, year-to-date | $1,988,418,670 | 369 |
| Average Assets, quarterly | $2,052,340,500 | 361 |
| Volatile liabilities | $363,983,000 | 459 |
| Insider loans | $60,858,000 | 77 |
| FHLB advances | $169,000,000 | 372 |
| Loans and leases held for sale | $6,012,000 | 325 |
| Unused loan commitments | $417,923,000 | 353 |
| Tier 1 (core) risk-based capital | $190,553,000 | 351 |
| Tier 2 risk-based capital | $18,203,000 | 371 |
| Total risk weighted assets | $1,896,928,000 | 322 |
| Total unused commitments | $417,923,000 | 353 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 460 | 333 |
| Assets and Liabilities | ||
| Total Assets: | $1,984,981,000 | 375 |
| Cash and due from depository institutions | $26,857,000 | 333 |
| Interest-bearing balances | $2,803,000 | 2,004 |
| Securities | $110,976,000 | 1,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $1,619,197,000 | 332 |
| Loan loss allowance | $16,829,000 | 376 |
| Trading account assets | $25,210,000 | 101 |
| Bank premises and fixed assets | $73,818,000 | 141 |
| Other real estate owned | $623,000 | 333 |
| Goodwill and other intangibles | $50,213,000 | 265 |
| All other assets | $78,087,000 | 310 |
| Life insurance assets | $40,502,000 | 171 |
| Total liabilities and capital | $1,984,981,000 | 375 |
| Total liabilities | $1,764,366,000 | 372 |
| Total deposits | $1,557,515,000 | 343 |
| Interest-bearing deposits | $1,420,958,000 | 328 |
| Deposits held in domestic offices | $1,557,515,000 | 340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $194,000,000 | 343 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $12,851,000 | 586 |
| Total equity capital | $220,615,000 | 362 |
| Total bank equity capital | $220,615,000 | 362 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $13,664,000 | 344 |
| Surplus | $189,593,000 | 238 |
| Undivided profits | $17,358,000 | 2,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,573,000 | 1,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $11,589,000 | 313 |
| Earning assets | $1,758,186,000 | 381 |
| Long-term assets (5+ years) | $206,673,000 | 615 |
| Average Assets, year-to-date | $1,922,778,000 | 380 |
| Average Assets, quarterly | $1,922,778,000 | 380 |
| Volatile liabilities | $272,961,000 | 560 |
| Insider loans | $61,356,000 | 74 |
| FHLB advances | $174,000,000 | 333 |
| Loans and leases held for sale | $10,109,000 | 255 |
| Unused loan commitments | $496,639,000 | 319 |
| Tier 1 (core) risk-based capital | $169,281,000 | 391 |
| Tier 2 risk-based capital | $16,829,000 | 389 |
| Total risk weighted assets | $1,798,530,000 | 332 |
| Total unused commitments | $496,639,000 | 319 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 420 | 366 |
| Assets and Liabilities | ||
| Total Assets: | $1,860,575,000 | 392 |
| Cash and due from depository institutions | $20,661,000 | 366 |
| Interest-bearing balances | $1,092,000 | 2,467 |
| Securities | $121,621,000 | 993 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,507,845,000 | 350 |
| Loan loss allowance | $15,340,000 | 383 |
| Trading account assets | $23,011,000 | 101 |
| Bank premises and fixed assets | $73,614,000 | 144 |
| Other real estate owned | $0 | 366 |
| Goodwill and other intangibles | $50,292,000 | 260 |
| All other assets | $63,531,000 | 368 |
| Life insurance assets | $26,105,000 | 256 |
| Total liabilities and capital | $1,860,575,000 | 392 |
| Total liabilities | $1,646,626,000 | 397 |
| Total deposits | $1,413,275,000 | 380 |
| Interest-bearing deposits | $1,285,033,000 | 357 |
| Deposits held in domestic offices | $1,413,275,000 | 376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,000,000 | 694 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $194,000,000 | 339 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $11,351,000 | 629 |
| Total equity capital | $213,949,000 | 373 |
| Total bank equity capital | $213,949,000 | 373 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,664,000 | 342 |
| Surplus | $184,593,000 | 239 |
| Undivided profits | $15,692,000 | 2,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,407,000 | 1,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $12,330,000 | 319 |
| Earning assets | $1,653,569,000 | 397 |
| Long-term assets (5+ years) | $215,539,000 | 580 |
| Average Assets, year-to-date | $1,568,742,000 | 438 |
| Average Assets, quarterly | $1,794,586,500 | 403 |
| Volatile liabilities | $304,274,000 | 526 |
| Insider loans | $79,846,000 | 51 |
| FHLB advances | $174,000,000 | 317 |
| Loans and leases held for sale | $5,624,000 | 345 |
| Unused loan commitments | $434,640,000 | 352 |
| Tier 1 (core) risk-based capital | $165,139,000 | 397 |
| Tier 2 risk-based capital | $15,340,000 | 404 |
| Total risk weighted assets | $1,612,915,000 | 356 |
| Total unused commitments | $434,640,000 | 352 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 413 | 379 |
| Assets and Liabilities | ||
| Total Assets: | $1,728,598,000 | 411 |
| Cash and due from depository institutions | $24,154,000 | 379 |
| Interest-bearing balances | $3,408,000 | 1,312 |
| Securities | $97,127,000 | 1,242 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $1,394,674,000 | 364 |
| Loan loss allowance | $14,046,000 | 399 |
| Trading account assets | $44,007,000 | 73 |
| Bank premises and fixed assets | $56,300,000 | 172 |
| Other real estate owned | $0 | 379 |
| Goodwill and other intangibles | $49,405,000 | 249 |
| All other assets | $62,931,000 | 363 |
| Life insurance assets | $25,847,000 | 250 |
| Total liabilities and capital | $1,728,598,000 | 411 |
| Total liabilities | $1,536,078,000 | 410 |
| Total deposits | $1,354,056,000 | 381 |
| Interest-bearing deposits | $1,225,389,000 | 367 |
| Deposits held in domestic offices | $1,354,056,000 | 380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,500,000 | 1,282 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $161,500,000 | 370 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $11,022,000 | 628 |
| Total equity capital | $192,520,000 | 396 |
| Total bank equity capital | $192,520,000 | 396 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,664,000 | 328 |
| Surplus | $164,593,000 | 260 |
| Undivided profits | $14,263,000 | 2,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,817,000 | 1,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $12,817,000 | 325 |
| Earning assets | $1,539,216,000 | 420 |
| Long-term assets (5+ years) | $198,506,000 | 599 |
| Average Assets, year-to-date | $1,495,783,750 | 454 |
| Average Assets, quarterly | $1,734,566,500 | 406 |
| Volatile liabilities | $300,940,000 | 504 |
| Insider loans | $62,156,000 | 69 |
| FHLB advances | $141,500,000 | 355 |
| Loans and leases held for sale | $5,491,000 | 327 |
| Unused loan commitments | $390,459,000 | 380 |
| Tier 1 (core) risk-based capital | $146,560,000 | 439 |
| Tier 2 risk-based capital | $14,046,000 | 422 |
| Total risk weighted assets | $1,471,132,000 | 383 |
| Total unused commitments | $390,459,000 | 380 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 422 | 384 |
| Assets and Liabilities | ||
| Total Assets: | $1,740,535,000 | 419 |
| Cash and due from depository institutions | $62,904,000 | 384 |
| Interest-bearing balances | $35,272,000 | 179 |
| Securities | $100,890,000 | 1,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,340,820,000 | 384 |
| Loan loss allowance | $13,340,000 | 415 |
| Trading account assets | $78,893,000 | 61 |
| Bank premises and fixed assets | $50,938,000 | 190 |
| Other real estate owned | $0 | 384 |
| Goodwill and other intangibles | $50,257,000 | 258 |
| All other assets | $55,833,000 | 411 |
| Life insurance assets | $25,579,000 | 248 |
| Total liabilities and capital | $1,740,535,000 | 419 |
| Total liabilities | $1,550,615,000 | 417 |
| Total deposits | $1,421,633,000 | 378 |
| Interest-bearing deposits | $1,272,151,000 | 364 |
| Deposits held in domestic offices | $1,421,633,000 | 375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $118,618,000 | 429 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,364,000 | 654 |
| Total equity capital | $189,920,000 | 408 |
| Total bank equity capital | $189,920,000 | 408 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $13,664,000 | 329 |
| Surplus | $164,593,000 | 273 |
| Undivided profits | $11,663,000 | 2,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $869,000 | 3,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $11,809,000 | 332 |
| Earning assets | $1,555,875,000 | 424 |
| Long-term assets (5+ years) | $204,607,000 | 573 |
| Average Assets, year-to-date | $1,418,179,000 | 486 |
| Average Assets, quarterly | $1,527,723,500 | 463 |
| Volatile liabilities | $320,680,000 | 470 |
| Insider loans | $62,613,000 | 71 |
| FHLB advances | $98,618,000 | 439 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $284,950,000 | 488 |
| Tier 1 (core) risk-based capital | $141,155,000 | 458 |
| Tier 2 risk-based capital | $13,340,000 | 456 |
| Total risk weighted assets | $1,469,676,000 | 383 |
| Total unused commitments | $284,950,000 | 488 |
| Derivatives | $150,000,000 | 177 |
| 2007-03-31 | Rank | |
| # of Employees: | 345 | 454 |
| Assets and Liabilities | ||
| Total Assets: | $1,314,912,000 | 517 |
| Cash and due from depository institutions | $23,943,000 | 454 |
| Interest-bearing balances | $3,416,000 | 1,478 |
| Securities | $58,788,000 | 1,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $1,073,450,000 | 459 |
| Loan loss allowance | $10,189,000 | 519 |
| Trading account assets | $50,732,000 | 76 |
| Bank premises and fixed assets | $39,589,000 | 235 |
| Other real estate owned | $0 | 454 |
| Goodwill and other intangibles | $11,302,000 | 605 |
| All other assets | $57,108,000 | 392 |
| Life insurance assets | $25,312,000 | 243 |
| Total liabilities and capital | $1,314,912,000 | 517 |
| Total liabilities | $1,180,648,000 | 514 |
| Total deposits | $976,040,000 | 524 |
| Interest-bearing deposits | $857,228,000 | 522 |
| Deposits held in domestic offices | $976,040,000 | 522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $196,500,000 | 293 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,108,000 | 801 |
| Total equity capital | $134,264,000 | 531 |
| Total bank equity capital | $134,264,000 | 531 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $13,664,000 | 315 |
| Surplus | $109,135,000 | 336 |
| Undivided profits | $11,465,000 | 2,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,069,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $8,920,000 | 429 |
| Earning assets | $1,186,386,000 | 525 |
| Long-term assets (5+ years) | $140,124,000 | 796 |
| Average Assets, year-to-date | $1,257,001,000 | 539 |
| Average Assets, quarterly | $1,257,001,000 | 539 |
| Volatile liabilities | $241,452,000 | 616 |
| Insider loans | $59,286,000 | 74 |
| FHLB advances | $176,500,000 | 268 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $233,515,000 | 558 |
| Tier 1 (core) risk-based capital | $122,549,000 | 516 |
| Tier 2 risk-based capital | $10,189,000 | 548 |
| Total risk weighted assets | $1,159,471,000 | 457 |
| Total unused commitments | $233,515,000 | 559 |
| Derivatives | $150,000,000 | 172 |
| 2006-12-31 | Rank | |
| # of Employees: | 327 | 479 |
| Assets and Liabilities | ||
| Total Assets: | $1,199,090,000 | 561 |
| Cash and due from depository institutions | $26,793,000 | 479 |
| Interest-bearing balances | $4,717,000 | 1,123 |
| Securities | $86,209,000 | 1,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $985,187,000 | 491 |
| Loan loss allowance | $9,405,000 | 551 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $38,456,000 | 239 |
| Other real estate owned | $0 | 479 |
| Goodwill and other intangibles | $10,922,000 | 605 |
| All other assets | $51,523,000 | 420 |
| Life insurance assets | $25,051,000 | 237 |
| Total liabilities and capital | $1,199,090,000 | 561 |
| Total liabilities | $1,068,367,000 | 560 |
| Total deposits | $925,404,000 | 541 |
| Interest-bearing deposits | $815,718,000 | 541 |
| Deposits held in domestic offices | $925,404,000 | 539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $136,000,000 | 399 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,963,000 | 884 |
| Total equity capital | $130,723,000 | 527 |
| Total bank equity capital | $130,723,000 | 527 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $13,664,000 | 307 |
| Surplus | $108,710,000 | 328 |
| Undivided profits | $8,349,000 | 3,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,240,000 | 1,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $8,742,000 | 449 |
| Earning assets | $1,076,113,000 | 567 |
| Long-term assets (5+ years) | $125,552,000 | 866 |
| Average Assets, year-to-date | $1,048,726,200 | 603 |
| Average Assets, quarterly | $1,161,343,500 | 563 |
| Volatile liabilities | $315,107,000 | 553 |
| Insider loans | $50,333,000 | 94 |
| FHLB advances | $116,000,000 | 390 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $256,124,000 | 513 |
| Tier 1 (core) risk-based capital | $120,786,000 | 514 |
| Tier 2 risk-based capital | $9,405,000 | 585 |
| Total risk weighted assets | $1,060,175,000 | 481 |
| Total unused commitments | $256,124,000 | 513 |
| Derivatives | $150,000,000 | 173 |
| 2006-09-30 | Rank | |
| # of Employees: | 310 | 502 |
| Assets and Liabilities | ||
| Total Assets: | $1,123,597,000 | 592 |
| Cash and due from depository institutions | $37,651,000 | 502 |
| Interest-bearing balances | $20,992,000 | 259 |
| Securities | $104,518,000 | 1,206 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $887,386,000 | 528 |
| Loan loss allowance | $8,694,000 | 606 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $37,253,000 | 245 |
| Other real estate owned | $0 | 502 |
| Goodwill and other intangibles | $10,092,000 | 622 |
| All other assets | $46,697,000 | 460 |
| Life insurance assets | $24,788,000 | 232 |
| Total liabilities and capital | $1,123,597,000 | 592 |
| Total liabilities | $992,494,000 | 590 |
| Total deposits | $838,498,000 | 591 |
| Interest-bearing deposits | $735,354,000 | 588 |
| Deposits held in domestic offices | $838,498,000 | 590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,001,000 | 580 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $114,500,000 | 471 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,495,000 | 1,227 |
| Total equity capital | $131,103,000 | 528 |
| Total bank equity capital | $131,103,000 | 528 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,664,000 | 297 |
| Surplus | $106,622,000 | 338 |
| Undivided profits | $10,817,000 | 2,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $7,525,000 | 509 |
| Earning assets | $1,012,896,000 | 598 |
| Long-term assets (5+ years) | $124,553,000 | 880 |
| Average Assets, year-to-date | $1,011,135,250 | 626 |
| Average Assets, quarterly | $1,092,221,500 | 596 |
| Volatile liabilities | $273,530,000 | 631 |
| Insider loans | $42,674,000 | 120 |
| FHLB advances | $94,500,000 | 484 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $174,916,000 | 697 |
| Tier 1 (core) risk-based capital | $122,110,000 | 515 |
| Tier 2 risk-based capital | $8,694,000 | 637 |
| Total risk weighted assets | $970,363,000 | 527 |
| Total unused commitments | $174,916,000 | 697 |
| Derivatives | $150,000,000 | 175 |
| 2006-06-30 | Rank | |
| # of Employees: | 299 | 531 |
| Assets and Liabilities | ||
| Total Assets: | $1,060,846,000 | 616 |
| Cash and due from depository institutions | $22,573,000 | 531 |
| Interest-bearing balances | $2,751,000 | 1,508 |
| Securities | $109,319,000 | 1,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $844,234,000 | 544 |
| Loan loss allowance | $8,147,000 | 631 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $35,948,000 | 255 |
| Other real estate owned | $0 | 531 |
| Goodwill and other intangibles | $10,183,000 | 610 |
| All other assets | $38,589,000 | 523 |
| Life insurance assets | $17,515,000 | 319 |
| Total liabilities and capital | $1,060,846,000 | 616 |
| Total liabilities | $934,538,000 | 619 |
| Total deposits | $842,059,000 | 583 |
| Interest-bearing deposits | $731,833,000 | 585 |
| Deposits held in domestic offices | $842,059,000 | 582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 965 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $71,500,000 | 702 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,979,000 | 919 |
| Total equity capital | $126,308,000 | 532 |
| Total bank equity capital | $126,308,000 | 532 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $13,664,000 | 286 |
| Surplus | $106,622,000 | 340 |
| Undivided profits | $6,022,000 | 4,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 5,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $7,262,000 | 490 |
| Earning assets | $956,304,000 | 619 |
| Long-term assets (5+ years) | $117,657,000 | 905 |
| Average Assets, year-to-date | $973,648,000 | 648 |
| Average Assets, quarterly | $1,023,024,000 | 626 |
| Volatile liabilities | $293,095,000 | 593 |
| Insider loans | $45,333,000 | 102 |
| FHLB advances | $71,500,000 | 635 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $0 | 8,543 |
| Tier 1 (core) risk-based capital | $118,643,000 | 516 |
| Tier 2 risk-based capital | $8,147,000 | 654 |
| Total risk weighted assets | $916,236,000 | 548 |
| Total unused commitments | $0 | 8,543 |
| Derivatives | $150,000,000 | 176 |
| 2006-03-31 | Rank | |
| # of Employees: | 280 | 556 |
| Assets and Liabilities | ||
| Total Assets: | $985,202,000 | 642 |
| Cash and due from depository institutions | $12,617,000 | 556 |
| Interest-bearing balances | $942,000 | 2,633 |
| Securities | $114,355,000 | 1,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $776,191,000 | 575 |
| Loan loss allowance | $7,423,000 | 675 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $33,905,000 | 260 |
| Other real estate owned | $0 | 556 |
| Goodwill and other intangibles | $10,266,000 | 582 |
| All other assets | $37,868,000 | 521 |
| Life insurance assets | $17,356,000 | 312 |
| Total liabilities and capital | $985,202,000 | 642 |
| Total liabilities | $882,098,000 | 642 |
| Total deposits | $773,836,000 | 619 |
| Interest-bearing deposits | $699,447,000 | 598 |
| Deposits held in domestic offices | $773,836,000 | 618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,001,000 | 1,150 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $94,000,000 | 539 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $4,261,000 | 1,187 |
| Total equity capital | $103,104,000 | 611 |
| Total bank equity capital | $103,104,000 | 611 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,664,000 | 278 |
| Surplus | $83,733,000 | 386 |
| Undivided profits | $5,707,000 | 4,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 5,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,551,000 | 507 |
| Earning assets | $891,488,000 | 644 |
| Long-term assets (5+ years) | $117,979,000 | 891 |
| Average Assets, year-to-date | $930,049,000 | 669 |
| Average Assets, quarterly | $930,049,000 | 669 |
| Volatile liabilities | $200,088,000 | 776 |
| Insider loans | $39,548,000 | 118 |
| FHLB advances | $94,000,000 | 483 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $194,025,000 | 632 |
| Tier 1 (core) risk-based capital | $94,388,000 | 614 |
| Tier 2 risk-based capital | $7,423,000 | 689 |
| Total risk weighted assets | $849,287,000 | 558 |
| Total unused commitments | $194,025,000 | 633 |
| Derivatives | $150,000,000 | 172 |
| 2005-12-31 | Rank | |
| # of Employees: | 245 | 642 |
| Assets and Liabilities | ||
| Total Assets: | $874,896,000 | 703 |
| Cash and due from depository institutions | $22,142,000 | 642 |
| Interest-bearing balances | $3,668,000 | 1,395 |
| Securities | $117,352,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $660,368,000 | 646 |
| Loan loss allowance | $6,283,000 | 781 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $29,551,000 | 294 |
| Other real estate owned | $0 | 642 |
| Goodwill and other intangibles | $10,347,000 | 568 |
| All other assets | $35,136,000 | 547 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $874,896,000 | 703 |
| Total liabilities | $771,553,000 | 721 |
| Total deposits | $650,171,000 | 718 |
| Interest-bearing deposits | $557,101,000 | 725 |
| Deposits held in domestic offices | $650,171,000 | 716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,638 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $114,200,000 | 478 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,182,000 | 2,006 |
| Total equity capital | $103,343,000 | 601 |
| Total bank equity capital | $103,343,000 | 601 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $13,664,000 | 269 |
| Surplus | $83,623,000 | 380 |
| Undivided profits | $6,056,000 | 4,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,883,000 | 563 |
| Earning assets | $781,388,000 | 728 |
| Long-term assets (5+ years) | $106,845,000 | 964 |
| Average Assets, year-to-date | $682,872,200 | 861 |
| Average Assets, quarterly | $806,414,000 | 761 |
| Volatile liabilities | $223,813,000 | 702 |
| Insider loans | $35,620,000 | 127 |
| FHLB advances | $114,200,000 | 415 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $205,417,000 | 596 |
| Tier 1 (core) risk-based capital | $94,376,000 | 603 |
| Tier 2 risk-based capital | $6,283,000 | 792 |
| Total risk weighted assets | $718,860,000 | 637 |
| Total unused commitments | $205,417,000 | 596 |
| Derivatives | $150,000,000 | 169 |
| 2005-09-30 | Rank | |
| # of Employees: | 225 | 703 |
| Assets and Liabilities | ||
| Total Assets: | $737,932,000 | 817 |
| Cash and due from depository institutions | $16,787,000 | 703 |
| Interest-bearing balances | $3,382,000 | 1,445 |
| Securities | $69,393,000 | 1,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $584,877,000 | 707 |
| Loan loss allowance | $5,562,000 | 875 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $27,110,000 | 314 |
| Other real estate owned | $0 | 703 |
| Goodwill and other intangibles | $10,459,000 | 542 |
| All other assets | $29,306,000 | 607 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $737,932,000 | 817 |
| Total liabilities | $665,402,000 | 819 |
| Total deposits | $595,873,000 | 766 |
| Interest-bearing deposits | $509,240,000 | 774 |
| Deposits held in domestic offices | $595,873,000 | 765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,202,000 | 1,470 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $62,000,000 | 759 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,327,000 | 2,831 |
| Total equity capital | $72,530,000 | 833 |
| Total bank equity capital | $72,530,000 | 833 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,664,000 | 257 |
| Surplus | $53,623,000 | 526 |
| Undivided profits | $5,243,000 | 4,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 6,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,491,000 | 676 |
| Earning assets | $657,652,000 | 850 |
| Long-term assets (5+ years) | $56,432,000 | 1,606 |
| Average Assets, year-to-date | $634,866,250 | 927 |
| Average Assets, quarterly | $707,252,500 | 852 |
| Volatile liabilities | $147,190,000 | 944 |
| Insider loans | $36,890,000 | 122 |
| FHLB advances | $62,000,000 | 692 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $187,477,000 | 621 |
| Tier 1 (core) risk-based capital | $62,868,000 | 890 |
| Tier 2 risk-based capital | $5,562,000 | 861 |
| Total risk weighted assets | $625,185,000 | 710 |
| Total unused commitments | $187,477,000 | 621 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 217 | 729 |
| Assets and Liabilities | ||
| Total Assets: | $676,573,000 | 876 |
| Cash and due from depository institutions | $17,241,000 | 729 |
| Interest-bearing balances | $569,000 | 3,282 |
| Securities | $70,151,000 | 1,743 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $527,179,000 | 767 |
| Loan loss allowance | $5,048,000 | 949 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $22,111,000 | 391 |
| Other real estate owned | $0 | 729 |
| Goodwill and other intangibles | $10,620,000 | 533 |
| All other assets | $29,271,000 | 596 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $676,573,000 | 876 |
| Total liabilities | $604,950,000 | 885 |
| Total deposits | $533,154,000 | 842 |
| Interest-bearing deposits | $451,054,000 | 846 |
| Deposits held in domestic offices | $533,154,000 | 840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,717 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $70,400,000 | 696 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,395,000 | 2,553 |
| Total equity capital | $71,623,000 | 830 |
| Total bank equity capital | $71,623,000 | 830 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,664,000 | 243 |
| Surplus | $53,623,000 | 510 |
| Undivided profits | $4,336,000 | 4,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $71,000 | 6,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,211,000 | 662 |
| Earning assets | $597,899,000 | 916 |
| Long-term assets (5+ years) | $54,090,000 | 1,692 |
| Average Assets, year-to-date | $600,511,000 | 964 |
| Average Assets, quarterly | $633,493,000 | 929 |
| Volatile liabilities | $132,411,000 | 998 |
| Insider loans | $32,881,000 | 137 |
| FHLB advances | $70,400,000 | 630 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $161,942,000 | 673 |
| Tier 1 (core) risk-based capital | $61,436,000 | 885 |
| Tier 2 risk-based capital | $5,048,000 | 924 |
| Total risk weighted assets | $566,679,000 | 755 |
| Total unused commitments | $161,942,000 | 674 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 203 | 773 |
| Assets and Liabilities | ||
| Total Assets: | $590,413,000 | 991 |
| Cash and due from depository institutions | $11,051,000 | 773 |
| Interest-bearing balances | $1,066,000 | 2,653 |
| Securities | $78,379,000 | 1,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $441,969,000 | 879 |
| Loan loss allowance | $4,557,000 | 1,039 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $20,156,000 | 428 |
| Other real estate owned | $0 | 773 |
| Goodwill and other intangibles | $10,718,000 | 519 |
| All other assets | $28,140,000 | 601 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $590,413,000 | 991 |
| Total liabilities | $520,852,000 | 1,008 |
| Total deposits | $445,339,000 | 1,005 |
| Interest-bearing deposits | $374,640,000 | 1,021 |
| Deposits held in domestic offices | $445,339,000 | 1,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,511,000 | 824 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $57,400,000 | 792 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $602,000 | 4,352 |
| Total equity capital | $69,561,000 | 818 |
| Total bank equity capital | $69,561,000 | 818 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $13,664,000 | 229 |
| Surplus | $53,622,000 | 503 |
| Undivided profits | $2,275,000 | 6,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 4,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,230,000 | 840 |
| Earning assets | $521,414,000 | 1,019 |
| Long-term assets (5+ years) | $61,930,000 | 1,553 |
| Average Assets, year-to-date | $562,480,000 | 1,023 |
| Average Assets, quarterly | $562,480,000 | 1,023 |
| Volatile liabilities | $128,380,000 | 974 |
| Insider loans | $26,103,000 | 169 |
| FHLB advances | $57,400,000 | 723 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $138,023,000 | 749 |
| Tier 1 (core) risk-based capital | $60,327,000 | 894 |
| Tier 2 risk-based capital | $4,557,000 | 1,001 |
| Total risk weighted assets | $482,428,000 | 863 |
| Total unused commitments | $138,023,000 | 749 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 191 | 829 |
| Assets and Liabilities | ||
| Total Assets: | $534,547,000 | 1,083 |
| Cash and due from depository institutions | $10,273,000 | 829 |
| Interest-bearing balances | $1,245,000 | 2,545 |
| Securities | $92,095,000 | 1,385 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $377,793,000 | 1,035 |
| Loan loss allowance | $4,163,000 | 1,118 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,895,000 | 454 |
| Other real estate owned | $0 | 829 |
| Goodwill and other intangibles | $10,774,000 | 511 |
| All other assets | $24,717,000 | 668 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $534,547,000 | 1,083 |
| Total liabilities | $464,863,000 | 1,122 |
| Total deposits | $415,299,000 | 1,062 |
| Interest-bearing deposits | $353,911,000 | 1,065 |
| Deposits held in domestic offices | $415,299,000 | 1,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,861,000 | 1,093 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $37,600,000 | 1,125 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,103,000 | 2,904 |
| Total equity capital | $69,684,000 | 827 |
| Total bank equity capital | $69,684,000 | 827 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $13,664,000 | 215 |
| Surplus | $53,623,000 | 501 |
| Undivided profits | $2,397,000 | 6,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $490,000 | 3,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,697,000 | 1,002 |
| Earning assets | $471,133,000 | 1,131 |
| Long-term assets (5+ years) | $76,589,000 | 1,313 |
| Average Assets, year-to-date | $401,521,400 | 1,406 |
| Average Assets, quarterly | $472,990,000 | 1,220 |
| Volatile liabilities | $104,767,000 | 1,144 |
| Insider loans | $19,745,000 | 233 |
| FHLB advances | $37,600,000 | 1,038 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $123,188,000 | 794 |
| Tier 1 (core) risk-based capital | $59,132,000 | 904 |
| Tier 2 risk-based capital | $4,163,000 | 1,088 |
| Total risk weighted assets | $418,030,000 | 966 |
| Total unused commitments | $123,188,000 | 794 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 158 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $411,433,000 | 1,411 |
| Cash and due from depository institutions | $9,194,000 | 1,024 |
| Interest-bearing balances | $1,341,000 | 2,545 |
| Securities | $35,926,000 | 3,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $327,809,000 | 1,170 |
| Loan loss allowance | $3,793,000 | 1,231 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $14,760,000 | 603 |
| Other real estate owned | $0 | 1,024 |
| Goodwill and other intangibles | $4,081,000 | 846 |
| All other assets | $19,663,000 | 809 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $411,433,000 | 1,411 |
| Total liabilities | $362,313,000 | 1,450 |
| Total deposits | $298,590,000 | 1,549 |
| Interest-bearing deposits | $243,650,000 | 1,611 |
| Deposits held in domestic offices | $298,590,000 | 1,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,200,000 | 1,778 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $58,600,000 | 803 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $923,000 | 3,381 |
| Total equity capital | $49,120,000 | 1,154 |
| Total bank equity capital | $49,120,000 | 1,154 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $13,664,000 | 210 |
| Surplus | $33,623,000 | 715 |
| Undivided profits | $1,833,000 | 6,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $279,000 | 5,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,879,000 | 1,594 |
| Earning assets | $365,076,000 | 1,470 |
| Long-term assets (5+ years) | $29,732,000 | 2,746 |
| Average Assets, year-to-date | $368,265,000 | 1,540 |
| Average Assets, quarterly | $402,646,500 | 1,423 |
| Volatile liabilities | $111,863,000 | 1,056 |
| Insider loans | $23,251,000 | 193 |
| FHLB advances | $58,600,000 | 725 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $108,246,000 | 868 |
| Tier 1 (core) risk-based capital | $45,030,000 | 1,173 |
| Tier 2 risk-based capital | $3,793,000 | 1,191 |
| Total risk weighted assets | $351,678,000 | 1,143 |
| Total unused commitments | $108,246,000 | 870 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 150 | 1,114 |
| Assets and Liabilities | ||
| Total Assets: | $393,860,000 | 1,451 |
| Cash and due from depository institutions | $20,640,000 | 1,114 |
| Interest-bearing balances | $3,459,000 | 1,526 |
| Securities | $35,509,000 | 3,228 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $305,290,000 | 1,216 |
| Loan loss allowance | $3,404,000 | 1,371 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,013,000 | 674 |
| Other real estate owned | $0 | 1,114 |
| Goodwill and other intangibles | $4,129,000 | 824 |
| All other assets | $15,279,000 | 1,017 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $393,860,000 | 1,451 |
| Total liabilities | $353,134,000 | 1,466 |
| Total deposits | $303,419,000 | 1,514 |
| Interest-bearing deposits | $241,016,000 | 1,603 |
| Deposits held in domestic offices | $303,419,000 | 1,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,800,000 | 923 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $915,000 | 3,117 |
| Total equity capital | $40,726,000 | 1,344 |
| Total bank equity capital | $40,726,000 | 1,344 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $13,664,000 | 211 |
| Surplus | $26,623,000 | 860 |
| Undivided profits | $439,000 | 7,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,271,000 | 2,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,505,000 | 1,882 |
| Earning assets | $344,258,000 | 1,530 |
| Long-term assets (5+ years) | $38,510,000 | 2,348 |
| Average Assets, year-to-date | $353,875,670 | 1,595 |
| Average Assets, quarterly | $373,682,500 | 1,524 |
| Volatile liabilities | $78,808,000 | 1,398 |
| Insider loans | $17,094,000 | 266 |
| FHLB advances | $48,800,000 | 838 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $87,087,000 | 1,004 |
| Tier 1 (core) risk-based capital | $37,270,000 | 1,391 |
| Tier 2 risk-based capital | $3,404,000 | 1,318 |
| Total risk weighted assets | $326,900,000 | 1,200 |
| Total unused commitments | $87,087,000 | 1,004 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 129 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $353,505,000 | 1,624 |
| Cash and due from depository institutions | $12,758,000 | 1,327 |
| Interest-bearing balances | $2,384,000 | 2,126 |
| Securities | $43,815,000 | 2,739 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $266,903,000 | 1,375 |
| Loan loss allowance | $3,090,000 | 1,498 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,110,000 | 729 |
| Other real estate owned | $0 | 1,327 |
| Goodwill and other intangibles | $3,617,000 | 874 |
| All other assets | $14,302,000 | 1,032 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $353,505,000 | 1,624 |
| Total liabilities | $321,907,000 | 1,600 |
| Total deposits | $265,776,000 | 1,710 |
| Interest-bearing deposits | $224,609,000 | 1,731 |
| Deposits held in domestic offices | $265,776,000 | 1,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,002,000 | 1,286 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $47,800,000 | 873 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,329,000 | 2,632 |
| Total equity capital | $31,598,000 | 1,767 |
| Total bank equity capital | $31,598,000 | 1,767 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $13,664,000 | 208 |
| Surplus | $17,120,000 | 1,232 |
| Undivided profits | $814,000 | 7,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 2,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,315,000 | 2,177 |
| Earning assets | $313,102,000 | 1,673 |
| Long-term assets (5+ years) | $45,091,000 | 2,047 |
| Average Assets, year-to-date | $333,883,500 | 1,685 |
| Average Assets, quarterly | $333,883,500 | 1,685 |
| Volatile liabilities | $92,923,000 | 1,147 |
| Insider loans | $16,838,000 | 265 |
| FHLB advances | $47,800,000 | 794 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $91,106,000 | 937 |
| Tier 1 (core) risk-based capital | $27,823,000 | 1,869 |
| Tier 2 risk-based capital | $3,090,000 | 1,441 |
| Total risk weighted assets | $294,154,000 | 1,321 |
| Total unused commitments | $91,106,000 | 938 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 123 | 1,406 |
| Assets and Liabilities | ||
| Total Assets: | $314,262,000 | 1,803 |
| Cash and due from depository institutions | $12,892,000 | 1,406 |
| Interest-bearing balances | $5,152,000 | 1,165 |
| Securities | $43,773,000 | 2,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $228,981,000 | 1,584 |
| Loan loss allowance | $2,759,000 | 1,657 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,967,000 | 737 |
| Other real estate owned | $0 | 1,406 |
| Goodwill and other intangibles | $3,643,000 | 876 |
| All other assets | $13,006,000 | 1,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,262,000 | 1,803 |
| Total liabilities | $284,268,000 | 1,795 |
| Total deposits | $240,768,000 | 1,884 |
| Interest-bearing deposits | $203,526,000 | 1,892 |
| Deposits held in domestic offices | $240,768,000 | 1,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,463 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,000,000 | 1,098 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,500,000 | 2,328 |
| Total equity capital | $29,994,000 | 1,829 |
| Total bank equity capital | $29,994,000 | 1,829 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $13,664,000 | 209 |
| Surplus | $16,120,000 | 1,273 |
| Undivided profits | $210,000 | 8,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,301,000 | 2,297 |
| Earning assets | $277,906,000 | 1,852 |
| Long-term assets (5+ years) | $43,147,000 | 2,138 |
| Average Assets, year-to-date | $275,827,200 | 1,953 |
| Average Assets, quarterly | $308,531,500 | 1,816 |
| Volatile liabilities | $104,286,000 | 1,068 |
| Insider loans | $16,335,000 | 273 |
| FHLB advances | $36,000,000 | 999 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $83,230,000 | 976 |
| Tier 1 (core) risk-based capital | $26,175,000 | 1,993 |
| Tier 2 risk-based capital | $2,759,000 | 1,565 |
| Total risk weighted assets | $250,981,000 | 1,546 |
| Total unused commitments | $83,230,000 | 977 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 118 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $302,801,000 | 1,876 |
| Cash and due from depository institutions | $8,170,000 | 1,486 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $50,352,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $216,334,000 | 1,653 |
| Loan loss allowance | $2,583,000 | 1,776 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,859,000 | 745 |
| Other real estate owned | $0 | 1,486 |
| Goodwill and other intangibles | $3,672,000 | 861 |
| All other assets | $12,414,000 | 1,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,801,000 | 1,876 |
| Total liabilities | $274,346,000 | 1,858 |
| Total deposits | $219,942,000 | 2,067 |
| Interest-bearing deposits | $191,706,000 | 2,036 |
| Deposits held in domestic offices | $219,942,000 | 2,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,206,000 | 984 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $41,000,000 | 971 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,198,000 | 2,854 |
| Total equity capital | $28,455,000 | 1,918 |
| Total bank equity capital | $28,455,000 | 1,918 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $13,664,000 | 205 |
| Surplus | $15,120,000 | 1,332 |
| Undivided profits | $-329,000 | 8,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,260,000 | 2,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,441,000 | 2,183 |
| Earning assets | $266,686,000 | 1,929 |
| Long-term assets (5+ years) | $50,287,000 | 1,894 |
| Average Assets, year-to-date | $266,218,500 | 2,046 |
| Average Assets, quarterly | $290,004,500 | 1,928 |
| Volatile liabilities | $110,161,000 | 984 |
| Insider loans | $17,372,000 | 250 |
| FHLB advances | $41,000,000 | 877 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $66,045,000 | 1,199 |
| Tier 1 (core) risk-based capital | $24,629,000 | 2,136 |
| Tier 2 risk-based capital | $2,583,000 | 1,654 |
| Total risk weighted assets | $248,605,000 | 1,548 |
| Total unused commitments | $66,045,000 | 1,204 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 105 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $277,208,000 | 2,002 |
| Cash and due from depository institutions | $11,160,000 | 1,667 |
| Interest-bearing balances | $2,438,000 | 2,274 |
| Securities | $50,214,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $197,927,000 | 1,760 |
| Loan loss allowance | $2,272,000 | 1,982 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,217,000 | 786 |
| Other real estate owned | $0 | 1,667 |
| Goodwill and other intangibles | $2,340,000 | 1,052 |
| All other assets | $4,350,000 | 2,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,208,000 | 2,002 |
| Total liabilities | $252,676,000 | 1,975 |
| Total deposits | $214,482,000 | 2,087 |
| Interest-bearing deposits | $181,901,000 | 2,113 |
| Deposits held in domestic offices | $214,482,000 | 2,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,701,000 | 1,679 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $33,200,000 | 1,124 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,293,000 | 2,776 |
| Total equity capital | $24,532,000 | 2,243 |
| Total bank equity capital | $24,532,000 | 2,243 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $13,664,000 | 204 |
| Surplus | $11,120,000 | 1,700 |
| Undivided profits | $-252,000 | 8,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,341,000 | 2,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,269,000 | 2,364 |
| Earning assets | $250,579,000 | 2,022 |
| Long-term assets (5+ years) | $39,347,000 | 2,144 |
| Average Assets, year-to-date | $254,024,330 | 2,129 |
| Average Assets, quarterly | $265,510,000 | 2,063 |
| Volatile liabilities | $100,352,000 | 1,053 |
| Insider loans | $16,027,000 | 282 |
| FHLB advances | $33,200,000 | 1,022 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $47,031,000 | 1,498 |
| Tier 1 (core) risk-based capital | $21,576,000 | 2,366 |
| Tier 2 risk-based capital | $2,272,000 | 1,834 |
| Total risk weighted assets | $223,108,000 | 1,660 |
| Total unused commitments | $47,031,000 | 1,506 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 100 | 1,710 |
| Assets and Liabilities | ||
| Total Assets: | $253,812,000 | 2,144 |
| Cash and due from depository institutions | $9,833,000 | 1,710 |
| Interest-bearing balances | $3,834,000 | 1,847 |
| Securities | $55,983,000 | 2,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $170,386,000 | 2,010 |
| Loan loss allowance | $1,957,000 | 2,228 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,036,000 | 792 |
| Other real estate owned | $0 | 1,710 |
| Goodwill and other intangibles | $2,278,000 | 1,065 |
| All other assets | $4,296,000 | 2,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,812,000 | 2,144 |
| Total liabilities | $229,732,000 | 2,137 |
| Total deposits | $195,633,000 | 2,271 |
| Interest-bearing deposits | $173,054,000 | 2,197 |
| Deposits held in domestic offices | $195,633,000 | 2,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $33,200,000 | 1,071 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $899,000 | 3,575 |
| Total equity capital | $24,080,000 | 2,224 |
| Total bank equity capital | $24,080,000 | 2,224 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $13,634,000 | 202 |
| Surplus | $11,124,000 | 1,671 |
| Undivided profits | $-678,000 | 8,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,369,000 | 2,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,282,000 | 2,379 |
| Earning assets | $230,203,000 | 2,173 |
| Long-term assets (5+ years) | $40,113,000 | 2,053 |
| Average Assets, year-to-date | $242,432,500 | 2,215 |
| Average Assets, quarterly | $242,432,500 | 2,215 |
| Volatile liabilities | $93,686,000 | 1,096 |
| Insider loans | $8,991,000 | 538 |
| FHLB advances | $33,200,000 | 983 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $60,856,000 | 1,194 |
| Tier 1 (core) risk-based capital | $21,390,000 | 2,353 |
| Tier 2 risk-based capital | $1,957,000 | 2,046 |
| Total risk weighted assets | $197,236,000 | 1,832 |
| Total unused commitments | $60,856,000 | 1,204 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 96 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $231,053,000 | 2,327 |
| Cash and due from depository institutions | $9,508,000 | 1,771 |
| Interest-bearing balances | $1,869,000 | 2,483 |
| Securities | $44,601,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $159,766,000 | 2,122 |
| Loan loss allowance | $1,721,000 | 2,444 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,465,000 | 831 |
| Other real estate owned | $230,000 | 1,771 |
| Goodwill and other intangibles | $2,290,000 | 1,041 |
| All other assets | $4,193,000 | 2,678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,053,000 | 2,327 |
| Total liabilities | $207,085,000 | 2,340 |
| Total deposits | $174,663,000 | 2,487 |
| Interest-bearing deposits | $151,180,000 | 2,454 |
| Deposits held in domestic offices | $174,663,000 | 2,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,001,000 | 1,788 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $28,400,000 | 1,206 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,021,000 | 3,332 |
| Total equity capital | $23,968,000 | 2,212 |
| Total bank equity capital | $23,968,000 | 2,212 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $13,664,000 | 202 |
| Surplus | $11,124,000 | 1,630 |
| Undivided profits | $-820,000 | 8,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,328,000 | 2,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,167,000 | 2,756 |
| Earning assets | $206,236,000 | 2,386 |
| Long-term assets (5+ years) | $31,454,000 | 2,452 |
| Average Assets, year-to-date | $193,765,200 | 2,619 |
| Average Assets, quarterly | $221,106,500 | 2,421 |
| Volatile liabilities | $92,136,000 | 1,104 |
| Insider loans | $9,786,000 | 476 |
| FHLB advances | $28,400,000 | 1,106 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $50,651,000 | 1,324 |
| Tier 1 (core) risk-based capital | $21,196,000 | 2,334 |
| Tier 2 risk-based capital | $1,721,000 | 2,244 |
| Total risk weighted assets | $183,234,000 | 1,927 |
| Total unused commitments | $50,651,000 | 1,326 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 69 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $160,832,000 | 3,087 |
| Cash and due from depository institutions | $12,682,000 | 2,470 |
| Interest-bearing balances | $7,900,000 | 872 |
| Securities | $31,226,000 | 3,245 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $105,805,000 | 2,990 |
| Loan loss allowance | $1,435,000 | 2,692 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,793,000 | 1,526 |
| Other real estate owned | $230,000 | 2,470 |
| Goodwill and other intangibles | $2,339,000 | 973 |
| All other assets | $2,757,000 | 3,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $160,832,000 | 3,087 |
| Total liabilities | $137,834,000 | 3,208 |
| Total deposits | $115,717,000 | 3,447 |
| Interest-bearing deposits | $103,813,000 | 3,307 |
| Deposits held in domestic offices | $115,717,000 | 3,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,893 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,300,000 | 1,497 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $817,000 | 3,986 |
| Total equity capital | $22,998,000 | 2,148 |
| Total bank equity capital | $22,998,000 | 2,148 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $13,664,000 | 197 |
| Surplus | $11,124,000 | 1,547 |
| Undivided profits | $-1,790,000 | 9,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $766,000 | 4,379 |
| Earning assets | $144,931,000 | 3,115 |
| Long-term assets (5+ years) | $19,801,000 | 3,315 |
| Average Assets, year-to-date | $137,223,800 | 3,377 |
| Average Assets, quarterly | $155,005,000 | 3,150 |
| Volatile liabilities | $52,640,000 | 1,672 |
| Insider loans | $12,799,000 | 311 |
| FHLB advances | $18,300,000 | 1,379 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,134,000 | 1,853 |
| Tier 1 (core) risk-based capital | $20,520,000 | 2,278 |
| Tier 2 risk-based capital | $1,435,000 | 2,491 |
| Total risk weighted assets | $122,730,000 | 2,704 |
| Total unused commitments | $30,134,000 | 1,859 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $110,610,000 | 4,105 |
| Cash and due from depository institutions | $6,307,000 | 3,349 |
| Interest-bearing balances | $5,247,000 | 822 |
| Securities | $22,448,000 | 4,270 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $75,043,000 | 3,890 |
| Loan loss allowance | $1,028,000 | 3,391 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,933,000 | 2,243 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $1,914,000 | 1,073 |
| All other assets | $965,000 | 6,256 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,610,000 | 4,105 |
| Total liabilities | $97,169,000 | 4,167 |
| Total deposits | $90,315,000 | 4,141 |
| Interest-bearing deposits | $82,240,000 | 3,928 |
| Deposits held in domestic offices | $90,315,000 | 4,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,500,000 | 2,541 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $354,000 | 6,835 |
| Total equity capital | $13,441,000 | 3,406 |
| Total bank equity capital | $13,441,000 | 3,406 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $8,109,000 | 387 |
| Surplus | $7,470,000 | 2,167 |
| Undivided profits | $-2,138,000 | 9,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $607,000 | 4,425 |
| Earning assets | $102,738,000 | 4,063 |
| Long-term assets (5+ years) | $17,117,000 | 3,477 |
| Average Assets, year-to-date | $80,155,000 | 5,027 |
| Average Assets, quarterly | $102,492,000 | 4,325 |
| Volatile liabilities | $27,837,000 | 2,833 |
| Insider loans | $11,806,000 | 351 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,426,000 | 2,292 |
| Tier 1 (core) risk-based capital | $11,189,000 | 3,903 |
| Tier 2 risk-based capital | $1,028,000 | 3,192 |
| Total risk weighted assets | $85,108,700 | 3,570 |
| Total unused commitments | $20,426,000 | 2,298 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 21 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $44,235,000 | 7,334 |
| Cash and due from depository institutions | $4,359,000 | 6,562 |
| Interest-bearing balances | $3,303,000 | 1,182 |
| Securities | $8,139,000 | 7,600 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $29,112,000 | 6,888 |
| Loan loss allowance | $462,000 | 5,953 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,965,000 | 4,051 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $660,000 | 7,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,235,000 | 7,334 |
| Total liabilities | $34,809,000 | 7,720 |
| Total deposits | $32,181,000 | 7,799 |
| Interest-bearing deposits | $27,970,000 | 7,725 |
| Deposits held in domestic offices | $32,181,000 | 7,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 3,014 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,500,000 | 4,199 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $128,000 | 9,036 |
| Total equity capital | $9,426,000 | 4,461 |
| Total bank equity capital | $9,426,000 | 4,461 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,222,000 | 687 |
| Surplus | $5,453,000 | 2,773 |
| Undivided profits | $-1,249,000 | 9,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $132,000 | 8,724 |
| Earning assets | $40,554,000 | 7,302 |
| Long-term assets (5+ years) | $5,917,000 | 5,987 |
| Average Assets, year-to-date | $29,348,400 | 8,448 |
| Average Assets, quarterly | $40,394,000 | 7,604 |
| Volatile liabilities | $11,738,000 | 5,006 |
| Insider loans | $2,426,000 | 1,891 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,163,000 | 5,908 |
| Tier 1 (core) risk-based capital | $9,505,000 | 4,439 |
| Tier 2 risk-based capital | $409,320 | 5,988 |
| Total risk weighted assets | $32,692,920 | 6,693 |
| Total unused commitments | $4,163,000 | 5,916 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $13,269,000 | 10,055 |
| Cash and due from depository institutions | $12,785,000 | 8,518 |
| Interest-bearing balances | $12,582,000 | 470 |
| Securities | $32,000 | 10,357 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $179,000 | 10,401 |
| Loan loss allowance | $10,000 | 10,337 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $262,000 | 8,874 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $11,000 | 10,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,269,000 | 10,055 |
| Total liabilities | $2,751,000 | 10,419 |
| Total deposits | $2,456,000 | 10,387 |
| Interest-bearing deposits | $2,408,000 | 10,332 |
| Deposits held in domestic offices | $2,456,000 | 10,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $295,000 | 7,513 |
| Total equity capital | $10,518,000 | 4,134 |
| Total bank equity capital | $10,518,000 | 4,134 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,223,000 | 668 |
| Surplus | $5,453,000 | 2,627 |
| Undivided profits | $-158,000 | 9,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,000 | 10,320 |
| Earning assets | $12,793,000 | 9,974 |
| Long-term assets (5+ years) | $27,000 | 9,145 |
| Average Assets, year-to-date | $13,269,000 | 10,007 |
| Average Assets, quarterly | $13,269,000 | 10,039 |
| Volatile liabilities | $924,000 | 9,845 |
| Insider loans | $365,000 | 6,026 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $664,000 | 9,118 |
| Tier 1 (core) risk-based capital | $10,518,000 | 3,970 |
| Tier 2 risk-based capital | $10,000 | 10,305 |
| Total risk weighted assets | $3,011,000 | 10,366 |
| Total unused commitments | $664,000 | 9,128 |
| Derivatives | $0 | 527 |