Home > Gateway Bank of St. Louis > Income and Expense
Gateway Bank of St. Louis, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 7,471 |
| Total interest expense | $470,000 | 6,974 |
| Net interest income | $690,000 | 7,583 |
| Provision for loan and lease losses | $1,226,000 | 2,493 |
| Total noninterest income | $791,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $96,000 | 5,419 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $695,000 | 2,307 |
| Total noninterest expense | $3,094,000 | 4,273 |
| Salaries and employee benefits | $744,000 | 6,293 |
| Premises and equipment expense | $206,000 | 5,905 |
| Additional noninterest expense | $2,144,000 | 2,412 |
| Pre-tax net operating income | $-2,839,000 | 7,253 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-2,840,000 | 7,350 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,840,000 | 7,350 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,840,000 | 7,350 |
| Net charge-offs | $543,000 | 2,923 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,840,000 | 7,341 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $786,000 | 7,521 |
| Total interest expense | $337,000 | 6,979 |
| Net interest income | $449,000 | 7,656 |
| Provision for loan and lease losses | $303,000 | 3,668 |
| Total noninterest income | $459,000 | 3,592 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $65,000 | 5,414 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $394,000 | 2,581 |
| Total noninterest expense | $1,891,000 | 4,544 |
| Salaries and employee benefits | $637,000 | 5,771 |
| Premises and equipment expense | $192,000 | 5,183 |
| Additional noninterest expense | $1,062,000 | 3,148 |
| Pre-tax net operating income | $-1,286,000 | 7,153 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-1,287,000 | 7,267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,287,000 | 7,267 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,287,000 | 7,266 |
| Net charge-offs | $345,000 | 2,770 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,287,000 | 7,260 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 7,548 |
| Total interest expense | $185,000 | 6,935 |
| Net interest income | $217,000 | 7,720 |
| Provision for loan and lease losses | $46,000 | 4,978 |
| Total noninterest income | $119,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $1,090,000 | 4,048 |
| Salaries and employee benefits | $255,000 | 6,347 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $757,000 | 2,087 |
| Pre-tax net operating income | $-800,000 | 7,544 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-800,000 | 7,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-800,000 | 7,626 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-800,000 | 7,626 |
| Net charge-offs | $292,000 | 1,805 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-800,000 | 7,622 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 7,155 |
| Total interest expense | $1,055,000 | 6,691 |
| Net interest income | $1,196,000 | 7,371 |
| Provision for loan and lease losses | $293,000 | 4,675 |
| Total noninterest income | $647,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $167,000 | 5,111 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $480,000 | 3,239 |
| Total noninterest expense | $3,234,000 | 4,879 |
| Salaries and employee benefits | $1,170,000 | 6,057 |
| Premises and equipment expense | $344,000 | 5,470 |
| Additional noninterest expense | $1,720,000 | 3,261 |
| Pre-tax net operating income | $-1,684,000 | 7,258 |
| Securities gains (losses) | $-6,000 | 6,975 |
| Applicable income taxes | $-16,000 | 6,828 |
| Income before extraordinary items | $-1,674,000 | 7,266 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,674,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 2,438 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,668,060 | 7,370 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 7,188 |
| Total interest expense | $844,000 | 6,679 |
| Net interest income | $903,000 | 7,416 |
| Provision for loan and lease losses | $140,000 | 4,706 |
| Total noninterest income | $531,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $129,000 | 5,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $402,000 | 3,178 |
| Total noninterest expense | $2,114,000 | 5,298 |
| Salaries and employee benefits | $864,000 | 6,099 |
| Premises and equipment expense | $244,000 | 5,627 |
| Additional noninterest expense | $1,006,000 | 3,850 |
| Pre-tax net operating income | $-820,000 | 7,441 |
| Securities gains (losses) | $-3,000 | 7,226 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-824,000 | 7,419 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-824,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 2,052 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-821,000 | 7,535 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,169 |
| Total interest expense | $602,000 | 6,677 |
| Net interest income | $627,000 | 7,395 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $345,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $90,000 | 5,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $255,000 | 3,320 |
| Total noninterest expense | $1,458,000 | 5,229 |
| Salaries and employee benefits | $553,000 | 6,260 |
| Premises and equipment expense | $163,000 | 5,668 |
| Additional noninterest expense | $742,000 | 3,556 |
| Pre-tax net operating income | $-586,000 | 7,669 |
| Securities gains (losses) | $-3,000 | 8,017 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-590,000 | 7,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-590,000 | 7,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,361 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-587,000 | 7,734 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 7,235 |
| Total interest expense | $326,000 | 6,668 |
| Net interest income | $295,000 | 7,526 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $186,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,191 |
| Total noninterest expense | $645,000 | 5,610 |
| Salaries and employee benefits | $298,000 | 6,100 |
| Premises and equipment expense | $88,000 | 5,508 |
| Additional noninterest expense | $259,000 | 4,575 |
| Pre-tax net operating income | $-224,000 | 7,801 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-224,000 | 7,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-224,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 750 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-224,000 | 7,849 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 6,887 |
| Total interest expense | $1,702,000 | 6,176 |
| Net interest income | $1,236,000 | 7,452 |
| Provision for loan and lease losses | $1,553,000 | 1,024 |
| Total noninterest income | $959,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $201,000 | 4,902 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $758,000 | 2,632 |
| Total noninterest expense | $2,636,000 | 5,440 |
| Salaries and employee benefits | $1,330,000 | 5,670 |
| Premises and equipment expense | $429,000 | 4,815 |
| Additional noninterest expense | $877,000 | 5,035 |
| Pre-tax net operating income | $-1,994,000 | 8,275 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-611,000 | 8,350 |
| Income before extraordinary items | $-1,383,000 | 8,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,383,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,039,000 | 996 |
| Cash dividends | $30,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,383,000 | 8,199 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 6,867 |
| Total interest expense | $1,322,000 | 6,136 |
| Net interest income | $943,000 | 7,478 |
| Provision for loan and lease losses | $1,083,000 | 843 |
| Total noninterest income | $789,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $641,000 | 2,462 |
| Total noninterest expense | $1,982,000 | 5,385 |
| Salaries and employee benefits | $1,022,000 | 5,574 |
| Premises and equipment expense | $305,000 | 4,967 |
| Additional noninterest expense | $655,000 | 5,002 |
| Pre-tax net operating income | $-1,333,000 | 8,360 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-485,000 | 8,442 |
| Income before extraordinary items | $-848,000 | 8,285 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-848,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,032,000 | 638 |
| Cash dividends | $30,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-848,000 | 8,278 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,771 |
| Total interest expense | $903,000 | 6,093 |
| Net interest income | $707,000 | 7,341 |
| Provision for loan and lease losses | $873,000 | 651 |
| Total noninterest income | $595,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $99,000 | 4,965 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $496,000 | 2,252 |
| Total noninterest expense | $1,326,000 | 5,411 |
| Salaries and employee benefits | $699,000 | 5,557 |
| Premises and equipment expense | $213,000 | 4,833 |
| Additional noninterest expense | $414,000 | 5,188 |
| Pre-tax net operating income | $-897,000 | 8,434 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-329,000 | 8,509 |
| Income before extraordinary items | $-568,000 | 8,364 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-568,000 | 8,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 688 |
| Cash dividends | $30,000 | 4,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-568,000 | 8,356 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,806 |
| Total interest expense | $444,000 | 6,145 |
| Net interest income | $359,000 | 7,340 |
| Provision for loan and lease losses | $156,000 | 1,395 |
| Total noninterest income | $329,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $282,000 | 2,046 |
| Total noninterest expense | $619,000 | 5,657 |
| Salaries and employee benefits | $341,000 | 5,673 |
| Premises and equipment expense | $107,000 | 4,842 |
| Additional noninterest expense | $171,000 | 5,730 |
| Pre-tax net operating income | $-87,000 | 8,122 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-28,000 | 8,340 |
| Income before extraordinary items | $-59,000 | 8,077 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-59,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,636 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-59,000 | 8,064 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 6,302 |
| Total interest expense | $2,030,000 | 5,362 |
| Net interest income | $1,668,000 | 6,969 |
| Provision for loan and lease losses | $743,000 | 1,345 |
| Total noninterest income | $1,213,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $249,000 | 4,515 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $964,000 | 2,292 |
| Total noninterest expense | $2,466,000 | 5,530 |
| Salaries and employee benefits | $1,298,000 | 5,658 |
| Premises and equipment expense | $398,000 | 4,933 |
| Additional noninterest expense | $770,000 | 5,339 |
| Pre-tax net operating income | $-328,000 | 8,185 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-126,000 | 8,395 |
| Income before extraordinary items | $-202,000 | 8,150 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-202,000 | 8,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,364,000 | 528 |
| Cash dividends | $50,000 | 5,682 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 970 |
| Net operating income | $-202,000 | 8,143 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 6,323 |
| Total interest expense | $1,537,000 | 5,275 |
| Net interest income | $1,241,000 | 7,069 |
| Provision for loan and lease losses | $493,000 | 1,408 |
| Total noninterest income | $780,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $191,000 | 4,498 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $589,000 | 2,601 |
| Total noninterest expense | $1,842,000 | 5,519 |
| Salaries and employee benefits | $963,000 | 5,662 |
| Premises and equipment expense | $289,000 | 5,069 |
| Additional noninterest expense | $590,000 | 5,275 |
| Pre-tax net operating income | $-314,000 | 8,360 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-130,000 | 8,587 |
| Income before extraordinary items | $-184,000 | 8,314 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-184,000 | 8,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,279,000 | 379 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 777 |
| Net operating income | $-184,000 | 8,307 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 6,251 |
| Total interest expense | $1,037,000 | 5,134 |
| Net interest income | $858,000 | 7,024 |
| Provision for loan and lease losses | $63,000 | 4,017 |
| Total noninterest income | $499,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $131,000 | 4,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $368,000 | 2,682 |
| Total noninterest expense | $1,183,000 | 5,649 |
| Salaries and employee benefits | $618,000 | 5,803 |
| Premises and equipment expense | $184,000 | 5,197 |
| Additional noninterest expense | $381,000 | 5,376 |
| Pre-tax net operating income | $111,000 | 7,625 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $82,000 | 7,668 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $82,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 742 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 603 |
| Net operating income | $82,000 | 7,674 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 6,117 |
| Total interest expense | $500,000 | 5,120 |
| Net interest income | $491,000 | 6,728 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $218,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $604,000 | 5,604 |
| Salaries and employee benefits | $300,000 | 5,932 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $211,000 | 5,010 |
| Pre-tax net operating income | $62,000 | 7,543 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $19,000 | 5,395 |
| Income before extraordinary items | $43,000 | 7,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $43,000 | 7,648 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,331,000 | 6,326 |
| Total interest expense | $1,388,000 | 5,445 |
| Net interest income | $1,943,000 | 6,699 |
| Provision for loan and lease losses | $1,000,000 | 1,040 |
| Total noninterest income | $1,326,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $291,000 | 4,248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,035,000 | 2,161 |
| Total noninterest expense | $2,574,000 | 5,286 |
| Salaries and employee benefits | $1,483,000 | 5,089 |
| Premises and equipment expense | $393,000 | 4,908 |
| Additional noninterest expense | $698,000 | 5,594 |
| Pre-tax net operating income | $-305,000 | 8,431 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-117,000 | 8,619 |
| Income before extraordinary items | $-188,000 | 8,411 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-188,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 534 |
| Net operating income | $-188,000 | 8,388 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 6,450 |
| Total interest expense | $938,000 | 5,616 |
| Net interest income | $1,441,000 | 6,767 |
| Provision for loan and lease losses | $70,000 | 4,797 |
| Total noninterest income | $958,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $201,000 | 4,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $757,000 | 2,200 |
| Total noninterest expense | $1,918,000 | 5,282 |
| Salaries and employee benefits | $1,137,000 | 4,995 |
| Premises and equipment expense | $287,000 | 4,989 |
| Additional noninterest expense | $494,000 | 5,736 |
| Pre-tax net operating income | $411,000 | 6,735 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $103,000 | 5,214 |
| Income before extraordinary items | $308,000 | 6,879 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $308,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $308,000 | 6,830 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 6,605 |
| Total interest expense | $552,000 | 5,792 |
| Net interest income | $929,000 | 6,844 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $606,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $481,000 | 2,244 |
| Total noninterest expense | $1,303,000 | 5,208 |
| Salaries and employee benefits | $781,000 | 4,888 |
| Premises and equipment expense | $190,000 | 4,985 |
| Additional noninterest expense | $332,000 | 5,699 |
| Pre-tax net operating income | $192,000 | 7,267 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $50,000 | 5,519 |
| Income before extraordinary items | $142,000 | 7,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $142,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $142,000 | 7,372 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 6,680 |
| Total interest expense | $246,000 | 6,008 |
| Net interest income | $473,000 | 6,848 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $292,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $59,000 | 4,633 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $233,000 | 2,259 |
| Total noninterest expense | $664,000 | 5,182 |
| Salaries and employee benefits | $393,000 | 4,903 |
| Premises and equipment expense | $105,000 | 4,711 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $86,000 | 7,418 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $63,000 | 7,543 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $63,000 | 7,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,763 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $63,000 | 7,516 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 7,282 |
| Total interest expense | $663,000 | 6,718 |
| Net interest income | $1,436,000 | 7,410 |
| Provision for loan and lease losses | $229,000 | 3,467 |
| Total noninterest income | $1,247,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $234,000 | 4,881 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,013,000 | 2,126 |
| Total noninterest expense | $2,293,000 | 5,565 |
| Salaries and employee benefits | $1,401,000 | 5,170 |
| Premises and equipment expense | $330,000 | 5,404 |
| Additional noninterest expense | $562,000 | 6,201 |
| Pre-tax net operating income | $161,000 | 7,904 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $25,000 | 6,445 |
| Income before extraordinary items | $137,000 | 7,939 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $137,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,584 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $136,150 | 7,895 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 7,439 |
| Total interest expense | $460,000 | 6,906 |
| Net interest income | $1,012,000 | 7,551 |
| Provision for loan and lease losses | $104,000 | 4,214 |
| Total noninterest income | $831,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $175,000 | 4,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $656,000 | 2,361 |
| Total noninterest expense | $1,682,000 | 5,611 |
| Salaries and employee benefits | $1,000,000 | 5,323 |
| Premises and equipment expense | $277,000 | 5,014 |
| Additional noninterest expense | $405,000 | 6,270 |
| Pre-tax net operating income | $57,000 | 8,282 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $48,000 | 8,324 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $48,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,635 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $45,600 | 8,290 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,688 |
| Total interest expense | $295,000 | 7,005 |
| Net interest income | $594,000 | 7,837 |
| Provision for loan and lease losses | $64,000 | 4,212 |
| Total noninterest income | $552,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $111,000 | 5,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $441,000 | 2,374 |
| Total noninterest expense | $1,098,000 | 5,716 |
| Salaries and employee benefits | $530,000 | 6,092 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $399,000 | 5,068 |
| Pre-tax net operating income | $-16,000 | 8,574 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $-21,000 | 8,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-24,000 | 8,588 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,826 |
| Total interest expense | $147,000 | 7,076 |
| Net interest income | $274,000 | 8,000 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $206,000 | 2,427 |
| Total noninterest expense | $531,000 | 5,848 |
| Salaries and employee benefits | $266,000 | 6,129 |
| Premises and equipment expense | $80,000 | 5,517 |
| Additional noninterest expense | $185,000 | 5,342 |
| Pre-tax net operating income | $-4,000 | 8,582 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-4,000 | 8,620 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-4,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-4,000 | 8,566 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 7,917 |
| Total interest expense | $661,000 | 7,181 |
| Net interest income | $985,000 | 8,122 |
| Provision for loan and lease losses | $307,000 | 3,107 |
| Total noninterest income | $1,553,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $245,000 | 4,798 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,308,000 | 2,003 |
| Total noninterest expense | $2,737,000 | 4,907 |
| Salaries and employee benefits | $1,091,000 | 5,961 |
| Premises and equipment expense | $415,000 | 4,612 |
| Additional noninterest expense | $1,231,000 | 3,656 |
| Pre-tax net operating income | $-506,000 | 8,825 |
| Securities gains (losses) | $52,000 | 2,478 |
| Applicable income taxes | $-180,000 | 9,002 |
| Income before extraordinary items | $-274,000 | 8,811 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-274,000 | 8,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 2,161 |
| Cash dividends | $15,000 | 6,182 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 669 |
| Net operating income | $-307,280 | 8,760 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 8,030 |
| Total interest expense | $508,000 | 7,278 |
| Net interest income | $716,000 | 8,239 |
| Provision for loan and lease losses | $178,000 | 3,620 |
| Total noninterest income | $1,192,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,004,000 | 2,043 |
| Total noninterest expense | $2,069,000 | 4,869 |
| Salaries and employee benefits | $845,000 | 5,820 |
| Premises and equipment expense | $282,000 | 4,933 |
| Additional noninterest expense | $942,000 | 3,567 |
| Pre-tax net operating income | $-339,000 | 8,891 |
| Securities gains (losses) | $52,000 | 2,281 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $-291,000 | 8,941 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-291,000 | 8,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,633 |
| Cash dividends | $14,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-343,000 | 8,906 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 8,072 |
| Total interest expense | $349,000 | 7,338 |
| Net interest income | $475,000 | 8,283 |
| Provision for loan and lease losses | $112,000 | 3,681 |
| Total noninterest income | $785,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $130,000 | 4,653 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $655,000 | 2,069 |
| Total noninterest expense | $1,312,000 | 5,026 |
| Salaries and employee benefits | $514,000 | 6,155 |
| Premises and equipment expense | $129,000 | 6,077 |
| Additional noninterest expense | $669,000 | 3,372 |
| Pre-tax net operating income | $-164,000 | 8,897 |
| Securities gains (losses) | $52,000 | 1,985 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $-116,000 | 8,931 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-116,000 | 8,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,920 |
| Cash dividends | $14,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-168,000 | 8,908 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 7,974 |
| Total interest expense | $174,000 | 7,437 |
| Net interest income | $273,000 | 8,114 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $388,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 4,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $320,000 | 2,019 |
| Total noninterest expense | $659,000 | 5,016 |
| Salaries and employee benefits | $253,000 | 6,202 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $335,000 | 3,318 |
| Pre-tax net operating income | $-4,000 | 8,740 |
| Securities gains (losses) | $55,000 | 1,335 |
| Applicable income taxes | $20,000 | 6,071 |
| Income before extraordinary items | $31,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $14,000 | 3,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-4,200 | 8,698 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,002,000 | 7,847 |
| Total interest expense | $660,000 | 7,923 |
| Net interest income | $1,342,000 | 7,696 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $1,109,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $248,000 | 4,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $861,000 | 2,386 |
| Total noninterest expense | $2,327,000 | 5,336 |
| Salaries and employee benefits | $1,249,000 | 5,345 |
| Premises and equipment expense | $296,000 | 5,632 |
| Additional noninterest expense | $782,000 | 5,008 |
| Pre-tax net operating income | $9,000 | 8,600 |
| Securities gains (losses) | $162,000 | 1,318 |
| Applicable income taxes | $34,000 | 6,771 |
| Income before extraordinary items | $137,000 | 8,154 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $137,000 | 8,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,297 |
| Cash dividends | $14,000 | 6,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,400 | 8,624 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 7,974 |
| Total interest expense | $975,000 | 8,075 |
| Net interest income | $1,297,000 | 7,694 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,022,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $220,000 | 4,945 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $802,000 | 2,381 |
| Total noninterest expense | $1,883,000 | 5,965 |
| Salaries and employee benefits | $811,000 | 6,729 |
| Premises and equipment expense | $279,000 | 5,753 |
| Additional noninterest expense | $788,000 | 4,835 |
| Pre-tax net operating income | $436,000 | 6,809 |
| Securities gains (losses) | $46,000 | 2,438 |
| Applicable income taxes | $148,000 | 5,473 |
| Income before extraordinary items | $334,000 | 6,931 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $334,000 | 6,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $14,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $302,260 | 7,010 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 7,981 |
| Total interest expense | $950,000 | 8,324 |
| Net interest income | $1,479,000 | 7,500 |
| Provision for loan and lease losses | $103,000 | 5,231 |
| Total noninterest income | $359,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,379 |
| Total noninterest expense | $1,419,000 | 6,955 |
| Salaries and employee benefits | $604,000 | 7,681 |
| Premises and equipment expense | $228,000 | 6,345 |
| Additional noninterest expense | $587,000 | 5,875 |
| Pre-tax net operating income | $316,000 | 7,841 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $124,000 | 6,243 |
| Income before extraordinary items | $192,000 | 8,118 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $192,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $14,000 | 6,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $192,000 | 8,118 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 8,223 |
| Total interest expense | $891,000 | 8,472 |
| Net interest income | $1,333,000 | 7,917 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $322,000 | 6,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,733 |
| Total noninterest expense | $1,377,000 | 7,093 |
| Salaries and employee benefits | $638,000 | 7,554 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $524,000 | 6,331 |
| Pre-tax net operating income | $230,000 | 8,430 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $86,000 | 7,125 |
| Income before extraordinary items | $151,000 | 8,632 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $151,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $146,520 | 8,621 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 8,757 |
| Total interest expense | $706,000 | 9,183 |
| Net interest income | $1,235,000 | 8,255 |
| Provision for loan and lease losses | $26,000 | 7,477 |
| Total noninterest income | $243,000 | 7,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 5,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $1,152,000 | 7,672 |
| Salaries and employee benefits | $555,000 | 8,019 |
| Premises and equipment expense | $141,000 | 7,860 |
| Additional noninterest expense | $456,000 | 6,754 |
| Pre-tax net operating income | $300,000 | 8,400 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $104,000 | 7,470 |
| Income before extraordinary items | $223,000 | 8,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $223,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $42,000 | 7,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $204,640 | 8,512 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 9,432 |
| Total interest expense | $575,000 | 9,905 |
| Net interest income | $1,119,000 | 8,891 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $174,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $1,100,000 | 8,006 |
| Salaries and employee benefits | $541,000 | 8,323 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $428,000 | 7,122 |
| Pre-tax net operating income | $185,000 | 9,653 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,000 | 9,998 |
| Income before extraordinary items | $182,000 | 9,319 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $182,000 | 9,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $46,000 | 7,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $182,000 | 9,276 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 10,071 |
| Total interest expense | $478,000 | 10,664 |
| Net interest income | $1,042,000 | 9,439 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $206,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $993,000 | 8,692 |
| Salaries and employee benefits | $468,000 | 9,121 |
| Premises and equipment expense | $134,000 | 8,428 |
| Additional noninterest expense | $391,000 | 7,955 |
| Pre-tax net operating income | $246,000 | 9,509 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $13,000 | 10,323 |
| Income before extraordinary items | $233,000 | 8,976 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $233,000 | 8,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $477,000 | 477 |
| Net operating income | $233,000 | 8,920 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 10,766 |
| Total interest expense | $424,000 | 11,261 |
| Net interest income | $921,000 | 10,184 |
| Provision for loan and lease losses | $-24,000 | 11,495 |
| Total noninterest income | $185,000 | 8,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $909,000 | 9,327 |
| Salaries and employee benefits | $422,000 | 9,770 |
| Premises and equipment expense | $125,000 | 8,917 |
| Additional noninterest expense | $362,000 | 8,577 |
| Pre-tax net operating income | $221,000 | 10,314 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $3,000 | 11,058 |
| Income before extraordinary items | $210,000 | 9,824 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $210,000 | 9,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 539 |
| Net operating income | $217,920 | 9,715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 11,328 |
| Total interest expense | $360,000 | 11,784 |
| Net interest income | $851,000 | 10,877 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $233,000 | 8,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $900,000 | 9,775 |
| Salaries and employee benefits | $415,000 | 10,157 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $356,000 | 9,275 |
| Pre-tax net operating income | $184,000 | 11,016 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $183,000 | 10,464 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $183,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $183,000 | 10,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 12,175 |
| Total interest expense | $347,000 | 12,452 |
| Net interest income | $705,000 | 11,856 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $259,000 | 8,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $879,000 | 10,297 |
| Salaries and employee benefits | $402,000 | 10,608 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $357,000 | 9,763 |
| Pre-tax net operating income | $135,000 | 11,591 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $144,000 | 11,277 |
| Extraordinary gains, net | $-20,000 | 12,458 |
| Net income | $124,000 | 11,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 12,492 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $135,000 | 11,185 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 12,684 |
| Total interest expense | $469,000 | 12,886 |
| Net interest income | $692,000 | 12,348 |
| Provision for loan and lease losses | $19,000 | 10,662 |
| Total noninterest income | $298,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $943,000 | 10,248 |
| Salaries and employee benefits | $399,000 | 10,875 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $408,000 | 9,464 |
| Pre-tax net operating income | $28,000 | 12,552 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $27,000 | 12,728 |
| Extraordinary gains, net | $-12,000 | 13,483 |
| Net income | $15,000 | 12,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $27,000 | 12,493 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.