Home > Gateway Bank > Income and Expense
Gateway Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 10,862 |
| Total interest expense | $936,000 | 8,963 |
| Net interest income | $499,000 | 12,011 |
| Provision for loan and lease losses | $-42,000 | 11,956 |
| Total noninterest income | $262,000 | 7,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,598 |
| Total noninterest expense | $1,212,000 | 8,560 |
| Salaries and employee benefits | $566,000 | 8,841 |
| Premises and equipment expense | $99,000 | 10,067 |
| Additional noninterest expense | $547,000 | 7,446 |
| Pre-tax net operating income | $-409,000 | 12,349 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-409,000 | 12,322 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-409,000 | 12,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,294 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-409,000 | 12,333 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 10,863 |
| Total interest expense | $1,187,000 | 8,309 |
| Net interest income | $485,000 | 12,595 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $959,000 | 3,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 11,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $951,000 | 2,099 |
| Total noninterest expense | $1,464,000 | 7,947 |
| Salaries and employee benefits | $845,000 | 7,053 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $528,000 | 7,967 |
| Pre-tax net operating income | $-20,000 | 12,492 |
| Securities gains (losses) | $48,000 | 3,456 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $28,000 | 12,387 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $28,000 | 12,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-20,000 | 12,456 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 10,149 |
| Total interest expense | $1,798,000 | 7,616 |
| Net interest income | $572,000 | 12,835 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $882,000 | 3,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 11,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $878,000 | 2,181 |
| Total noninterest expense | $1,784,000 | 6,995 |
| Salaries and employee benefits | $930,000 | 6,452 |
| Premises and equipment expense | $89,000 | 11,144 |
| Additional noninterest expense | $765,000 | 6,311 |
| Pre-tax net operating income | $-345,000 | 13,203 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-345,000 | 13,286 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-345,000 | 13,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-157,000 | 13,815 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-345,000 | 13,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.