Home > Garden State Bank > Loan Charge- Offs and Recoveries
Garden State Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $654,000 | 1,470 |
| Loans secured by real estate, total | $612,000 | 631 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $612,000 | 630 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $139,000 | 874 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $473,000 | 395 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $7,000 | 6,153 |
| Loans to individuals | $35,000 | 4,330 |
| Credit card loan charge offs | $25,000 | 1,359 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,000 | 6,468 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $334,000 | 1,005 |
| Loans secured by real estate, total | $282,000 | 435 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $282,000 | 434 |
| Construction and land development | $107,000 | 159 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $52,000 | 645 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $123,000 | 443 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $22,000 | 3,269 |
| Loans to individuals | $30,000 | 2,482 |
| Credit card loan recoveries | $13,000 | 809 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $17,000 | 3,317 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $320,000 | 1,866 |
| Loans secured by real estate, total | $330,000 | 734 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $330,000 | 733 |
| Construction and land development | $-107,000 | 11,879 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $87,000 | 986 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $350,000 | 390 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-15,000 | 10,554 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $5,000 | 6,697 |
| Credit card loan net charge offs | $12,000 | 1,709 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-7,000 | 11,419 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,333,000 | 949 |
| Loans secured by real estate, total | $1,199,000 | 483 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,199,000 | 483 |
| Construction and land development | $16,000 | 729 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $693,000 | 299 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $490,000 | 438 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $49,000 | 3,658 |
| Loans to individuals | $85,000 | 2,472 |
| Credit card loan charge offs | $34,000 | 1,120 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $51,000 | 3,077 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $340,000 | 1,132 |
| Loans secured by real estate, total | $239,000 | 542 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $239,000 | 541 |
| Construction and land development | $22,000 | 404 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $55,000 | 694 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $162,000 | 405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $77,000 | 1,648 |
| Loans to individuals | $24,000 | 3,066 |
| Credit card loan recoveries | $9,000 | 996 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $15,000 | 3,788 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $993,000 | 866 |
| Loans secured by real estate, total | $960,000 | 452 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $960,000 | 452 |
| Construction and land development | $-6,000 | 12,251 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $638,000 | 266 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $328,000 | 451 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-28,000 | 11,341 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $61,000 | 2,223 |
| Credit card loan net charge offs | $25,000 | 1,148 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $36,000 | 2,660 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,694,000 | 989 |
| Loans secured by real estate, total | $1,342,000 | 583 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,342,000 | 581 |
| Construction and land development | $137,000 | 526 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $838,000 | 310 |
| Secured by multifamily residential properties | $39,000 | 542 |
| Secured by nonfarm nonresidential properties | $328,000 | 716 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $154,000 | 2,391 |
| Loans to individuals | $198,000 | 1,539 |
| Credit card loan charge offs | $68,000 | 882 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $130,000 | 1,750 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $394,000 | 1,083 |
| Loans secured by real estate, total | $307,000 | 470 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $307,000 | 469 |
| Construction and land development | $30,000 | 393 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $104,000 | 401 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $173,000 | 397 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $65,000 | 2,181 |
| Loans to individuals | $22,000 | 3,474 |
| Credit card loan recoveries | $6,000 | 1,249 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $16,000 | 3,950 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,300,000 | 954 |
| Loans secured by real estate, total | $1,035,000 | 608 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,035,000 | 607 |
| Construction and land development | $107,000 | 508 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $734,000 | 307 |
| Secured by multifamily residential properties | $39,000 | 513 |
| Secured by nonfarm nonresidential properties | $155,000 | 930 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $89,000 | 2,530 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $176,000 | 1,229 |
| Credit card loan net charge offs | $62,000 | 834 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $114,000 | 1,308 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,073,000 | 594 |
| Loans secured by real estate, total | $4,504,000 | 304 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,504,000 | 303 |
| Construction and land development | $2,460,000 | 157 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $750,000 | 371 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,294,000 | 387 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $221,000 | 2,507 |
| Loans to individuals | $348,000 | 1,246 |
| Credit card loan charge offs | $39,000 | 1,272 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $309,000 | 1,105 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $206,000 | 1,901 |
| Loans secured by real estate, total | $144,000 | 770 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $144,000 | 769 |
| Construction and land development | $33,000 | 424 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $45,000 | 805 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $66,000 | 645 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $25,000 | 4,130 |
| Loans to individuals | $37,000 | 2,596 |
| Credit card loan recoveries | $2,000 | 1,892 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $35,000 | 2,474 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $4,867,000 | 536 |
| Loans secured by real estate, total | $4,360,000 | 286 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,360,000 | 285 |
| Construction and land development | $2,427,000 | 144 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $705,000 | 335 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,228,000 | 371 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $196,000 | 2,254 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $311,000 | 1,056 |
| Credit card loan net charge offs | $37,000 | 1,207 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $274,000 | 871 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.