Home > Garden State Bank > Income and Expense
Garden State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,687,000 | 1,386 |
| Total interest expense | $9,548,000 | 1,668 |
| Net interest income | $15,139,000 | 1,190 |
| Provision for loan and lease losses | $87,000 | 4,922 |
| Total noninterest income | $3,147,000 | 1,321 |
| Gross Fiduciary activities income | $687,000 | 644 |
| Service charges on deposit accounts | $1,496,000 | 890 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $964,000 | 1,843 |
| Total noninterest expense | $13,417,000 | 1,111 |
| Salaries and employee benefits | $6,919,000 | 994 |
| Premises and equipment expense | $1,965,000 | 1,076 |
| Additional noninterest expense | $4,533,000 | 1,209 |
| Pre-tax net operating income | $4,782,000 | 1,560 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $1,535,000 | 1,624 |
| Income before extraordinary items | $3,246,000 | 1,575 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,246,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,866 |
| Cash dividends | $707,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,246,680 | 1,552 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,183,000 | 1,461 |
| Total interest expense | $7,333,000 | 1,707 |
| Net interest income | $13,850,000 | 1,308 |
| Provision for loan and lease losses | $975,000 | 947 |
| Total noninterest income | $3,027,000 | 1,359 |
| Gross Fiduciary activities income | $532,000 | 718 |
| Service charges on deposit accounts | $1,230,000 | 1,077 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,265,000 | 1,574 |
| Total noninterest expense | $14,648,000 | 1,034 |
| Salaries and employee benefits | $6,776,000 | 1,005 |
| Premises and equipment expense | $2,055,000 | 1,032 |
| Additional noninterest expense | $5,817,000 | 1,038 |
| Pre-tax net operating income | $1,254,000 | 5,069 |
| Securities gains (losses) | $121,000 | 698 |
| Applicable income taxes | $-556,000 | 12,491 |
| Income before extraordinary items | $1,931,000 | 2,513 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,931,000 | 2,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $993,000 | 866 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $7,326,000 | 129 |
| Net operating income | $1,810,000 | 2,694 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,930,000 | 1,501 |
| Total interest expense | $7,941,000 | 1,656 |
| Net interest income | $12,989,000 | 1,393 |
| Provision for loan and lease losses | $1,117,000 | 1,203 |
| Total noninterest income | $3,329,000 | 1,346 |
| Gross Fiduciary activities income | $472,000 | 785 |
| Service charges on deposit accounts | $1,211,000 | 1,106 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,646,000 | 1,445 |
| Total noninterest expense | $16,205,000 | 988 |
| Salaries and employee benefits | $5,878,000 | 1,151 |
| Premises and equipment expense | $1,987,000 | 1,080 |
| Additional noninterest expense | $8,340,000 | 868 |
| Pre-tax net operating income | $-1,004,000 | 12,979 |
| Securities gains (losses) | $258,000 | 1,435 |
| Applicable income taxes | $-49,000 | 12,887 |
| Income before extraordinary items | $-697,000 | 12,944 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-697,000 | 12,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,300,000 | 954 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-936,940 | 12,949 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,734,000 | 1,531 |
| Total interest expense | $10,955,000 | 1,595 |
| Net interest income | $12,779,000 | 1,445 |
| Provision for loan and lease losses | $5,501,000 | 556 |
| Total noninterest income | $2,866,000 | 1,494 |
| Gross Fiduciary activities income | $314,000 | 928 |
| Service charges on deposit accounts | $1,137,000 | 1,165 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,415,000 | 1,574 |
| Total noninterest expense | $12,730,000 | 1,242 |
| Salaries and employee benefits | $5,361,000 | 1,255 |
| Premises and equipment expense | $1,932,000 | 1,153 |
| Additional noninterest expense | $5,437,000 | 1,224 |
| Pre-tax net operating income | $-2,586,000 | 13,694 |
| Securities gains (losses) | $915,000 | 706 |
| Applicable income taxes | $-257,000 | 13,694 |
| Income before extraordinary items | $-1,414,000 | 13,610 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,414,000 | 13,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,867,000 | 536 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,191,750 | 13,643 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.