Home > Garden State Bank > Net charge- offs to loans
Garden State Bank, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1837% | 339 |
| Percentage Net Loans Charged-off:Construction & development | -0.6421% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5507% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0721% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0956% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0802% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6787% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5165% | 1,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5898% | 177 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 1,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5249% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8323% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7915% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8468% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1286% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9695% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5172% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6668% | 2,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6421% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.5172% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2319% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6893% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0101% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9214% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0484% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3482% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5981% | 121 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2895% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2991% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6977% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 11.5262% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8379% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9560% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7899% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0409% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4872% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7313% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3186% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |