Home > Garden Ridge State Bank > Income and Expense
Garden Ridge State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 12,230 |
| Total interest expense | $219,000 | 12,293 |
| Net interest income | $461,000 | 12,103 |
| Provision for loan and lease losses | $-63,000 | 12,051 |
| Total noninterest income | $114,000 | 10,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 11,965 |
| Total noninterest expense | $413,000 | 11,980 |
| Salaries and employee benefits | $220,000 | 11,924 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $160,000 | 11,664 |
| Pre-tax net operating income | $225,000 | 10,702 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $225,000 | 9,977 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $225,000 | 9,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $225,000 | 10,046 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $671,000 | 12,855 |
| Total interest expense | $218,000 | 12,941 |
| Net interest income | $458,000 | 12,671 |
| Provision for loan and lease losses | $-52,000 | 12,767 |
| Total noninterest income | $122,000 | 10,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $430,000 | 12,508 |
| Salaries and employee benefits | $209,000 | 12,548 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $174,000 | 12,102 |
| Pre-tax net operating income | $197,000 | 11,071 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $219,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 12,940 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $197,000 | 10,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 13,591 |
| Total interest expense | $243,000 | 13,616 |
| Net interest income | $372,000 | 13,456 |
| Provision for loan and lease losses | $-21,000 | 13,532 |
| Total noninterest income | $87,000 | 12,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $379,000 | 13,267 |
| Salaries and employee benefits | $171,000 | 13,402 |
| Premises and equipment expense | $47,000 | 12,796 |
| Additional noninterest expense | $161,000 | 12,768 |
| Pre-tax net operating income | $101,000 | 12,017 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $23,000 | 12,027 |
| Income before extraordinary items | $78,000 | 12,251 |
| Extraordinary gains, net | $23,000 | 1,197 |
| Net income | $101,000 | 11,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $78,000 | 11,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.