Home > Garden City State Bank > Income and Expense

Garden City State Bank, Income and Expense

2012-09-30 (YTD Data)Rank
Total interest income$2,926,0005,025
Total interest expense$388,0005,175
Net interest income$2,538,0004,916
Provision for loan and lease losses$57,0004,860
Total noninterest income$515,0003,950
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$231,0003,472
Trading account gains and fees$0157
Additional Noninterest Income$284,0003,758
Total noninterest expense$1,572,0005,609
Salaries and employee benefits$938,0005,326
Premises and equipment expense$163,0005,662
Additional noninterest expense$471,0005,789
Pre-tax net operating income$1,424,0002,987
Securities gains (losses)$03,575
Applicable income taxes$50,0003,792
Income before extraordinary items$1,374,0002,796
Extraordinary gains, net$020
Net income$1,374,0002,797
Minority interest net income$086
Net income of bank and minority interests.$1,374,0002,796
Net charge-offs$-111,0007,048
Cash dividends$1,053,0001,275
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,374,0002,664
2012-06-30 (YTD Data)Rank
Total interest income$1,939,0005,080
Total interest expense$263,0005,245
Net interest income$1,676,0004,966
Provision for loan and lease losses$57,0004,480
Total noninterest income$322,0004,070
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$135,0003,719
Trading account gains and fees$0153
Additional Noninterest Income$187,0003,774
Total noninterest expense$1,039,0005,654
Salaries and employee benefits$593,0005,490
Premises and equipment expense$110,0005,647
Additional noninterest expense$336,0005,711
Pre-tax net operating income$902,0003,062
Securities gains (losses)$03,178
Applicable income taxes$35,0003,742
Income before extraordinary items$867,0002,871
Extraordinary gains, net$019
Net income$867,0002,871
Minority interest net income$084
Net income of bank and minority interests.$867,0002,871
Net charge-offs$-63,0007,017
Cash dividends$928,0001,043
Sale, conversion, retirement of capital stock, net$0928
Net operating income$867,0002,731
2012-03-31 (YTD Data)Rank
Total interest income$969,0005,120
Total interest expense$135,0005,294
Net interest income$834,0004,997
Provision for loan and lease losses$57,0003,584
Total noninterest income$155,0004,158
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$54,0004,145
Trading account gains and fees$0148
Additional Noninterest Income$101,0003,701
Total noninterest expense$538,0005,625
Salaries and employee benefits$295,0005,539
Premises and equipment expense$55,0005,677
Additional noninterest expense$188,0005,489
Pre-tax net operating income$394,0003,330
Securities gains (losses)$02,210
Applicable income taxes$13,0003,884
Income before extraordinary items$381,0003,175
Extraordinary gains, net$019
Net income$381,0003,179
Minority interest net income$078
Net income of bank and minority interests.$381,0003,179
Net charge-offs$-9,0006,608
Cash dividends$928,000512
Sale, conversion, retirement of capital stock, net$0861
Net operating income$381,0003,012
2011-12-31 (YTD Data)Rank
Total interest income$3,846,0005,238
Total interest expense$530,0005,742
Net interest income$3,316,0005,037
Provision for loan and lease losses$409,0003,714
Total noninterest income$749,0003,640
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$499,0002,573
Trading account gains and fees$0146
Additional Noninterest Income$250,0004,137
Total noninterest expense$2,044,0005,779
Salaries and employee benefits$1,195,0005,531
Premises and equipment expense$212,0005,904
Additional noninterest expense$637,0005,875
Pre-tax net operating income$1,612,0002,913
Securities gains (losses)$03,838
Applicable income taxes$91,0003,431
Income before extraordinary items$1,521,0002,748
Extraordinary gains, net$029
Net income$1,521,0002,750
Minority interest net income$096
Net income of bank and minority interests.$1,521,0002,750
Net charge-offs$626,0002,904
Cash dividends$732,0001,982
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,521,0002,657
2011-09-30 (YTD Data)Rank
Total interest income$2,849,0005,320
Total interest expense$396,0005,869
Net interest income$2,453,0005,106
Provision for loan and lease losses$319,0003,529
Total noninterest income$593,0003,557
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$414,0002,395
Trading account gains and fees$0145
Additional Noninterest Income$179,0004,259
Total noninterest expense$1,539,0005,793
Salaries and employee benefits$858,0005,624
Premises and equipment expense$169,0005,843
Additional noninterest expense$512,0005,777
Pre-tax net operating income$1,188,0003,012
Securities gains (losses)$03,555
Applicable income taxes$67,0003,469
Income before extraordinary items$1,121,0002,835
Extraordinary gains, net$021
Net income$1,121,0002,838
Minority interest net income$087
Net income of bank and minority interests.$1,121,0002,838
Net charge-offs$411,0002,879
Cash dividends$732,0001,447
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,121,0002,740
2011-06-30 (YTD Data)Rank
Total interest income$1,867,0005,404
Total interest expense$273,0005,918
Net interest income$1,594,0005,194
Provision for loan and lease losses$211,0003,451
Total noninterest income$373,0003,705
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$264,0002,446
Trading account gains and fees$0153
Additional Noninterest Income$109,0004,421
Total noninterest expense$1,006,0005,898
Salaries and employee benefits$554,0005,743
Premises and equipment expense$112,0005,883
Additional noninterest expense$340,0005,873
Pre-tax net operating income$750,0003,052
Securities gains (losses)$02,914
Applicable income taxes$42,0003,465
Income before extraordinary items$708,0002,895
Extraordinary gains, net$015
Net income$708,0002,897
Minority interest net income$089
Net income of bank and minority interests.$708,0002,897
Net charge-offs$323,0002,611
Cash dividends$732,0001,079
Sale, conversion, retirement of capital stock, net$0986
Net operating income$708,0002,823
2011-03-31 (YTD Data)Rank
Total interest income$920,0005,467
Total interest expense$141,0005,952
Net interest income$779,0005,240
Provision for loan and lease losses$126,0003,053
Total noninterest income$162,0004,007
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$108,0002,820
Trading account gains and fees$0158
Additional Noninterest Income$54,0004,538
Total noninterest expense$493,0005,974
Salaries and employee benefits$254,0005,944
Premises and equipment expense$56,0005,948
Additional noninterest expense$183,0005,738
Pre-tax net operating income$322,0003,393
Securities gains (losses)$01,772
Applicable income taxes$30,0003,187
Income before extraordinary items$292,0003,302
Extraordinary gains, net$09
Net income$292,0003,299
Minority interest net income$086
Net income of bank and minority interests.$292,0003,300
Net charge-offs$05,107
Cash dividends$722,000531
Sale, conversion, retirement of capital stock, net$0925
Net operating income$292,0003,245
2010-12-31 (YTD Data)Rank
Total interest income$3,633,0005,633
Total interest expense$678,0006,026
Net interest income$2,955,0005,396
Provision for loan and lease losses$295,0004,892
Total noninterest income$704,0003,928
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$379,0003,167
Trading account gains and fees$0175
Additional Noninterest Income$325,0003,828
Total noninterest expense$2,050,0005,964
Salaries and employee benefits$1,163,0005,747
Premises and equipment expense$223,0006,011
Additional noninterest expense$664,0006,013
Pre-tax net operating income$1,314,0002,935
Securities gains (losses)$6,0003,427
Applicable income taxes$42,0003,720
Income before extraordinary items$1,278,0002,793
Extraordinary gains, net$029
Net income$1,278,0002,790
Minority interest net income$0111
Net income of bank and minority interests.$1,278,0002,795
Net charge-offs$77,0005,636
Cash dividends$390,0002,667
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,272,1802,696
2010-09-30 (YTD Data)Rank
Total interest income$2,692,0005,760
Total interest expense$522,0006,126
Net interest income$2,170,0005,523
Provision for loan and lease losses$200,0004,881
Total noninterest income$498,0004,083
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$283,0003,257
Trading account gains and fees$0165
Additional Noninterest Income$215,0004,066
Total noninterest expense$1,438,0006,137
Salaries and employee benefits$807,0005,936
Premises and equipment expense$175,0005,991
Additional noninterest expense$456,0006,234
Pre-tax net operating income$1,030,0003,030
Securities gains (losses)$6,0003,242
Applicable income taxes$32,0003,803
Income before extraordinary items$1,004,0002,876
Extraordinary gains, net$023
Net income$1,004,0002,871
Minority interest net income$0110
Net income of bank and minority interests.$1,004,0002,875
Net charge-offs$-36,0007,611
Cash dividends$390,0002,069
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$998,1802,749
2010-06-30 (YTD Data)Rank
Total interest income$1,775,0005,828
Total interest expense$350,0006,205
Net interest income$1,425,0005,584
Provision for loan and lease losses$118,0005,004
Total noninterest income$341,0003,982
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$188,0003,271
Trading account gains and fees$0152
Additional Noninterest Income$153,0003,948
Total noninterest expense$963,0006,171
Salaries and employee benefits$542,0005,962
Premises and equipment expense$118,0005,982
Additional noninterest expense$303,0006,266
Pre-tax net operating income$685,0003,076
Securities gains (losses)$6,0002,744
Applicable income taxes$21,0003,764
Income before extraordinary items$670,0002,848
Extraordinary gains, net$019
Net income$670,0002,844
Minority interest net income$0105
Net income of bank and minority interests.$670,0002,846
Net charge-offs$-34,0007,656
Cash dividends$390,0001,635
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$664,1802,755
2010-03-31 (YTD Data)Rank
Total interest income$884,0005,912
Total interest expense$175,0006,335
Net interest income$709,0005,621
Provision for loan and lease losses$60,0004,570
Total noninterest income$198,0003,667
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$96,0003,228
Trading account gains and fees$0175
Additional Noninterest Income$102,0003,485
Total noninterest expense$451,0006,377
Salaries and employee benefits$243,0006,258
Premises and equipment expense$62,0005,980
Additional noninterest expense$146,0006,399
Pre-tax net operating income$396,0002,856
Securities gains (losses)$6,0001,850
Applicable income taxes$9,0003,859
Income before extraordinary items$393,0002,584
Extraordinary gains, net$016
Net income$393,0002,580
Minority interest net income$091
Net income of bank and minority interests.$393,0002,584
Net charge-offs$-31,0007,724
Cash dividends$390,000887
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$387,1202,513
2009-12-31 (YTD Data)Rank
Total interest income$3,399,0006,101
Total interest expense$927,0006,182
Net interest income$2,472,0005,865
Provision for loan and lease losses$240,0005,554
Total noninterest income$409,0005,085
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$361,0003,526
Trading account gains and fees$0211
Additional Noninterest Income$48,0006,408
Total noninterest expense$1,981,0006,251
Salaries and employee benefits$1,132,0005,979
Premises and equipment expense$220,0006,324
Additional noninterest expense$629,0006,359
Pre-tax net operating income$660,0003,637
Securities gains (losses)$99,0002,150
Applicable income taxes$15,0003,769
Income before extraordinary items$744,0003,266
Extraordinary gains, net$034
Net income$744,0003,265
Minority interest net income$0115
Net income of bank and minority interests.$744,0003,265
Net charge-offs$231,0004,818
Cash dividends$5,0004,647
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$646,9803,426
2009-09-30 (YTD Data)Rank
Total interest income$2,519,0006,175
Total interest expense$728,0006,214
Net interest income$1,791,0005,968
Provision for loan and lease losses$225,0004,987
Total noninterest income$300,0005,201
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$267,0003,560
Trading account gains and fees$0212
Additional Noninterest Income$33,0006,638
Total noninterest expense$1,373,0006,447
Salaries and employee benefits$745,0006,289
Premises and equipment expense$173,0006,273
Additional noninterest expense$455,0006,446
Pre-tax net operating income$493,0003,916
Securities gains (losses)$99,0001,847
Applicable income taxes$04,592
Income before extraordinary items$592,0003,414
Extraordinary gains, net$027
Net income$592,0003,412
Minority interest net income$0118
Net income of bank and minority interests.$592,0003,414
Net charge-offs$235,0004,054
Cash dividends$5,0004,171
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$493,0003,621
2009-06-30 (YTD Data)Rank
Total interest income$1,649,0006,282
Total interest expense$507,0006,244
Net interest income$1,142,0006,080
Provision for loan and lease losses$185,0004,435
Total noninterest income$153,0005,682
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$180,0003,512
Trading account gains and fees$0193
Additional Noninterest Income$-27,0007,870
Total noninterest expense$883,0006,572
Salaries and employee benefits$464,0006,497
Premises and equipment expense$119,0006,261
Additional noninterest expense$300,0006,489
Pre-tax net operating income$227,0004,490
Securities gains (losses)$99,0001,501
Applicable income taxes$04,657
Income before extraordinary items$326,0003,825
Extraordinary gains, net$021
Net income$326,0003,824
Minority interest net income$0112
Net income of bank and minority interests.$326,0003,824
Net charge-offs$238,0003,227
Cash dividends$5,0003,957
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$227,0004,270
2009-03-31 (YTD Data)Rank
Total interest income$804,0006,377
Total interest expense$269,0006,232
Net interest income$535,0006,255
Provision for loan and lease losses$115,0003,686
Total noninterest income$157,0004,302
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$91,0003,436
Trading account gains and fees$0171
Additional Noninterest Income$66,0004,358
Total noninterest expense$428,0006,619
Salaries and employee benefits$224,0006,627
Premises and equipment expense$61,0006,267
Additional noninterest expense$143,0006,425
Pre-tax net operating income$149,0004,520
Securities gains (losses)$97,0001,015
Applicable income taxes$04,835
Income before extraordinary items$246,0003,477
Extraordinary gains, net$015
Net income$246,0003,478
Minority interest net income$0102
Net income of bank and minority interests.$246,0003,478
Net charge-offs$246,0001,972
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$149,0004,206
2008-12-31 (YTD Data)Rank
Total interest income$3,865,0006,082
Total interest expense$1,563,0005,894
Net interest income$2,302,0006,094
Provision for loan and lease losses$792,0003,063
Total noninterest income$493,0004,867
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$323,0003,880
Trading account gains and fees$0154
Additional Noninterest Income$170,0005,116
Total noninterest expense$1,981,0006,253
Salaries and employee benefits$1,174,0006,049
Premises and equipment expense$228,0006,435
Additional noninterest expense$579,0006,307
Pre-tax net operating income$22,0006,240
Securities gains (losses)$03,220
Applicable income taxes$22,0004,237
Income before extraordinary items$06,229
Extraordinary gains, net$039
Net income$06,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$870,0002,120
Cash dividends$430,0003,577
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$06,365
2008-09-30 (YTD Data)Rank
Total interest income$3,061,0006,035
Total interest expense$1,252,0005,861
Net interest income$1,809,0006,032
Provision for loan and lease losses$217,0004,087
Total noninterest income$318,0005,260
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$236,0003,970
Trading account gains and fees$0148
Additional Noninterest Income$82,0005,922
Total noninterest expense$1,473,0006,267
Salaries and employee benefits$859,0006,115
Premises and equipment expense$176,0006,403
Additional noninterest expense$438,0006,253
Pre-tax net operating income$437,0005,149
Securities gains (losses)$03,106
Applicable income taxes$22,0004,556
Income before extraordinary items$415,0004,733
Extraordinary gains, net$031
Net income$415,0004,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0003,018
Cash dividends$430,0002,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$415,0004,900
2008-06-30 (YTD Data)Rank
Total interest income$2,111,0006,027
Total interest expense$891,0005,854
Net interest income$1,220,0006,030
Provision for loan and lease losses$200,0003,141
Total noninterest income$215,0005,294
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$150,0004,054
Trading account gains and fees$0149
Additional Noninterest Income$65,0005,754
Total noninterest expense$1,002,0006,263
Salaries and employee benefits$583,0006,133
Premises and equipment expense$117,0006,445
Additional noninterest expense$302,0006,172
Pre-tax net operating income$233,0005,599
Securities gains (losses)$03,233
Applicable income taxes$17,0004,768
Income before extraordinary items$216,0005,496
Extraordinary gains, net$021
Net income$216,0005,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0001,900
Cash dividends$430,0002,482
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$216,0005,430
2008-03-31 (YTD Data)Rank
Total interest income$1,134,0005,936
Total interest expense$469,0005,919
Net interest income$665,0005,822
Provision for loan and lease losses$06,080
Total noninterest income$99,0005,443
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$74,0004,043
Trading account gains and fees$0158
Additional Noninterest Income$25,0006,173
Total noninterest expense$484,0006,383
Salaries and employee benefits$265,0006,389
Premises and equipment expense$61,0006,379
Additional noninterest expense$158,0006,037
Pre-tax net operating income$280,0004,305
Securities gains (losses)$02,688
Applicable income taxes$6,0005,045
Income before extraordinary items$274,0003,999
Extraordinary gains, net$015
Net income$274,0004,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,136
Cash dividends$430,0001,517
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$274,0003,917
2007-12-31 (YTD Data)Rank
Total interest income$4,615,0005,926
Total interest expense$1,922,0005,907
Net interest income$2,693,0005,776
Provision for loan and lease losses$51,0005,640
Total noninterest income$435,0005,321
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$322,0003,951
Trading account gains and fees$0178
Additional Noninterest Income$113,0006,026
Total noninterest expense$1,886,0006,365
Salaries and employee benefits$1,117,0006,188
Premises and equipment expense$224,0006,496
Additional noninterest expense$545,0006,381
Pre-tax net operating income$1,191,0004,382
Securities gains (losses)$02,146
Applicable income taxes$59,0004,837
Income before extraordinary items$1,132,0004,044
Extraordinary gains, net$039
Net income$1,132,0004,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,188
Cash dividends$452,0003,867
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,132,0004,046
2007-09-30 (YTD Data)Rank
Total interest income$3,439,0005,969
Total interest expense$1,430,0005,959
Net interest income$2,009,0005,830
Provision for loan and lease losses$51,0005,015
Total noninterest income$325,0005,381
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$241,0003,945
Trading account gains and fees$0184
Additional Noninterest Income$84,0006,082
Total noninterest expense$1,381,0006,406
Salaries and employee benefits$805,0006,280
Premises and equipment expense$171,0006,453
Additional noninterest expense$405,0006,367
Pre-tax net operating income$902,0004,591
Securities gains (losses)$01,655
Applicable income taxes$47,0004,988
Income before extraordinary items$855,0004,212
Extraordinary gains, net$033
Net income$855,0004,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,346
Cash dividends$452,0003,065
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$855,0004,199
2007-06-30 (YTD Data)Rank
Total interest income$2,285,0005,997
Total interest expense$960,0005,964
Net interest income$1,325,0005,892
Provision for loan and lease losses$51,0004,329
Total noninterest income$227,0005,304
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$166,0003,887
Trading account gains and fees$0168
Additional Noninterest Income$61,0005,968
Total noninterest expense$922,0006,442
Salaries and employee benefits$535,0006,335
Premises and equipment expense$113,0006,511
Additional noninterest expense$274,0006,358
Pre-tax net operating income$579,0004,749
Securities gains (losses)$01,444
Applicable income taxes$31,0005,092
Income before extraordinary items$548,0004,349
Extraordinary gains, net$029
Net income$548,0004,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,346
Cash dividends$452,0002,575
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$548,0004,347
2007-03-31 (YTD Data)Rank
Total interest income$1,132,0006,023
Total interest expense$478,0005,973
Net interest income$654,0005,933
Provision for loan and lease losses$16,0004,567
Total noninterest income$132,0004,902
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$91,0003,638
Trading account gains and fees$0195
Additional Noninterest Income$41,0005,473
Total noninterest expense$445,0006,580
Salaries and employee benefits$244,0006,582
Premises and equipment expense$59,0006,441
Additional noninterest expense$142,0006,273
Pre-tax net operating income$325,0004,466
Securities gains (losses)$01,187
Applicable income taxes$16,0005,054
Income before extraordinary items$309,0004,098
Extraordinary gains, net$022
Net income$309,0004,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,299
Cash dividends$452,0001,521
Sale, conversion, retirement of capital stock, net$0885
Net operating income$309,0004,075
2006-12-31 (YTD Data)Rank
Total interest income$4,187,0006,003
Total interest expense$1,605,0005,952
Net interest income$2,582,0005,928
Provision for loan and lease losses$215,0003,400
Total noninterest income$632,0004,599
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$347,0003,831
Trading account gains and fees$0130
Additional Noninterest Income$285,0004,407
Total noninterest expense$1,805,0006,435
Salaries and employee benefits$1,033,0006,328
Premises and equipment expense$228,0006,431
Additional noninterest expense$544,0006,336
Pre-tax net operating income$1,194,0004,797
Securities gains (losses)$01,687
Applicable income taxes$54,0005,395
Income before extraordinary items$1,140,0004,398
Extraordinary gains, net$051
Net income$1,140,0004,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0004,872
Cash dividends$181,0005,052
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,140,0004,379
2006-09-30 (YTD Data)Rank
Total interest income$3,045,0006,085
Total interest expense$1,138,0006,034
Net interest income$1,907,0006,035
Provision for loan and lease losses$215,0002,754
Total noninterest income$523,0004,368
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$260,0003,859
Trading account gains and fees$0126
Additional Noninterest Income$263,0003,997
Total noninterest expense$1,281,0006,590
Salaries and employee benefits$714,0006,529
Premises and equipment expense$174,0006,419
Additional noninterest expense$393,0006,430
Pre-tax net operating income$934,0004,871
Securities gains (losses)$01,388
Applicable income taxes$39,0005,586
Income before extraordinary items$895,0004,437
Extraordinary gains, net$045
Net income$895,0004,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,854
Cash dividends$181,0004,274
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$895,0004,427
2006-06-30 (YTD Data)Rank
Total interest income$1,958,0006,166
Total interest expense$698,0006,144
Net interest income$1,260,0006,091
Provision for loan and lease losses$135,0002,822
Total noninterest income$279,0004,907
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$177,0003,795
Trading account gains and fees$0126
Additional Noninterest Income$102,0005,085
Total noninterest expense$866,0006,564
Salaries and employee benefits$488,0006,495
Premises and equipment expense$118,0006,392
Additional noninterest expense$260,0006,472
Pre-tax net operating income$538,0005,244
Securities gains (losses)$01,185
Applicable income taxes$21,0005,773
Income before extraordinary items$517,0004,800
Extraordinary gains, net$039
Net income$517,0004,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,137
Cash dividends$181,0003,812
Sale, conversion, retirement of capital stock, net$0887
Net operating income$517,0004,787
2006-03-31 (YTD Data)Rank
Total interest income$937,0006,252
Total interest expense$335,0006,138
Net interest income$602,0006,221
Provision for loan and lease losses$45,0003,261
Total noninterest income$171,0004,326
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$88,0003,748
Trading account gains and fees$0115
Additional Noninterest Income$83,0004,074
Total noninterest expense$400,0006,775
Salaries and employee benefits$220,0006,758
Premises and equipment expense$61,0006,319
Additional noninterest expense$119,0006,649
Pre-tax net operating income$328,0004,745
Securities gains (losses)$0955
Applicable income taxes$14,0005,578
Income before extraordinary items$314,0004,304
Extraordinary gains, net$021
Net income$314,0004,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$181,0002,529
Sale, conversion, retirement of capital stock, net$0648
Net operating income$314,0004,290
2005-12-31 (YTD Data)Rank
Total interest income$3,394,0006,274
Total interest expense$1,187,0005,831
Net interest income$2,207,0006,373
Provision for loan and lease losses$212,0003,492
Total noninterest income$413,0005,647
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$332,0003,957
Trading account gains and fees$0138
Additional Noninterest Income$81,0006,738
Total noninterest expense$1,630,0006,671
Salaries and employee benefits$926,0006,558
Premises and equipment expense$223,0006,496
Additional noninterest expense$481,0006,690
Pre-tax net operating income$778,0005,938
Securities gains (losses)$02,296
Applicable income taxes$35,0006,062
Income before extraordinary items$743,0005,528
Extraordinary gains, net$046
Net income$743,0005,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,682
Cash dividends$45,0005,816
Sale, conversion, retirement of capital stock, net$0934
Net operating income$743,0005,494
2005-09-30 (YTD Data)Rank
Total interest income$2,494,0006,329
Total interest expense$854,0005,846
Net interest income$1,640,0006,428
Provision for loan and lease losses$203,0002,935
Total noninterest income$288,0005,847
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$244,0004,024
Trading account gains and fees$0126
Additional Noninterest Income$44,0007,221
Total noninterest expense$1,157,0006,815
Salaries and employee benefits$650,0006,733
Premises and equipment expense$149,0006,734
Additional noninterest expense$358,0006,676
Pre-tax net operating income$568,0006,142
Securities gains (losses)$02,317
Applicable income taxes$21,0006,272
Income before extraordinary items$547,0005,684
Extraordinary gains, net$035
Net income$547,0005,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0003,393
Cash dividends$45,0005,061
Sale, conversion, retirement of capital stock, net$0769
Net operating income$547,0005,641
2005-06-30 (YTD Data)Rank
Total interest income$1,608,0006,358
Total interest expense$531,0005,879
Net interest income$1,077,0006,464
Provision for loan and lease losses$146,0002,745
Total noninterest income$189,0005,862
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$164,0003,942
Trading account gains and fees$0116
Additional Noninterest Income$25,0007,399
Total noninterest expense$714,0007,014
Salaries and employee benefits$396,0006,942
Premises and equipment expense$89,0006,941
Additional noninterest expense$229,0006,788
Pre-tax net operating income$406,0005,946
Securities gains (losses)$02,146
Applicable income taxes$15,0006,238
Income before extraordinary items$391,0005,498
Extraordinary gains, net$030
Net income$391,0005,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,161
Cash dividends$45,0004,783
Sale, conversion, retirement of capital stock, net$0643
Net operating income$391,0005,462
2005-03-31 (YTD Data)Rank
Total interest income$773,0006,489
Total interest expense$240,0006,080
Net interest income$533,0006,537
Provision for loan and lease losses$75,0002,455
Total noninterest income$93,0005,850
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$79,0003,954
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,363
Total noninterest expense$345,0007,136
Salaries and employee benefits$188,0007,135
Premises and equipment expense$42,0007,127
Additional noninterest expense$115,0006,784
Pre-tax net operating income$206,0005,904
Securities gains (losses)$01,685
Applicable income taxes$6,0006,318
Income before extraordinary items$200,0005,423
Extraordinary gains, net$024
Net income$200,0005,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$200,0005,391
2004-12-31 (YTD Data)Rank
Total interest income$2,745,0006,665
Total interest expense$761,0006,384
Net interest income$1,984,0006,654
Provision for loan and lease losses$301,0002,893
Total noninterest income$377,0005,919
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$305,0004,273
Trading account gains and fees$0138
Additional Noninterest Income$72,0006,944
Total noninterest expense$1,539,0006,821
Salaries and employee benefits$869,0006,731
Premises and equipment expense$225,0006,455
Additional noninterest expense$445,0006,868
Pre-tax net operating income$521,0006,655
Securities gains (losses)$03,819
Applicable income taxes$14,0006,668
Income before extraordinary items$507,0006,327
Extraordinary gains, net$034
Net income$507,0006,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,108
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$507,0006,259
2004-09-30 (YTD Data)Rank
Total interest income$1,994,0006,759
Total interest expense$533,0006,544
Net interest income$1,461,0006,703
Provision for loan and lease losses$280,0002,380
Total noninterest income$284,0005,950
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$226,0004,333
Trading account gains and fees$0134
Additional Noninterest Income$58,0006,846
Total noninterest expense$1,068,0006,995
Salaries and employee benefits$611,0006,854
Premises and equipment expense$131,0007,018
Additional noninterest expense$326,0006,901
Pre-tax net operating income$397,0006,753
Securities gains (losses)$03,710
Applicable income taxes$5,0006,948
Income before extraordinary items$392,0006,378
Extraordinary gains, net$026
Net income$392,0006,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,873
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$392,0006,300
2004-06-30 (YTD Data)Rank
Total interest income$1,287,0006,877
Total interest expense$338,0006,695
Net interest income$949,0006,801
Provision for loan and lease losses$145,0002,845
Total noninterest income$184,0006,009
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$147,0004,375
Trading account gains and fees$0130
Additional Noninterest Income$37,0006,933
Total noninterest expense$721,0007,007
Salaries and employee benefits$413,0006,864
Premises and equipment expense$85,0007,103
Additional noninterest expense$223,0006,873
Pre-tax net operating income$267,0006,722
Securities gains (losses)$03,413
Applicable income taxes$2,0007,043
Income before extraordinary items$265,0006,316
Extraordinary gains, net$021
Net income$265,0006,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,313
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$265,0006,231
2004-03-31 (YTD Data)Rank
Total interest income$651,0006,887
Total interest expense$172,0006,722
Net interest income$479,0006,806
Provision for loan and lease losses$75,0002,550
Total noninterest income$84,0006,172
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$71,0004,385
Trading account gains and fees$0121
Additional Noninterest Income$13,0007,451
Total noninterest expense$357,0007,068
Salaries and employee benefits$201,0006,973
Premises and equipment expense$43,0007,106
Additional noninterest expense$113,0006,847
Pre-tax net operating income$131,0006,710
Securities gains (losses)$02,934
Applicable income taxes$2,0006,854
Income before extraordinary items$129,0006,356
Extraordinary gains, net$016
Net income$129,0006,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$129,0006,240
2003-12-31 (YTD Data)Rank
Total interest income$2,381,0007,170
Total interest expense$683,0007,099
Net interest income$1,698,0007,064
Provision for loan and lease losses$151,0004,558
Total noninterest income$154,0007,765
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$239,0004,852
Trading account gains and fees$0160
Additional Noninterest Income$-85,0009,163
Total noninterest expense$1,283,0007,306
Salaries and employee benefits$695,0007,311
Premises and equipment expense$155,0007,335
Additional noninterest expense$433,0006,939
Pre-tax net operating income$418,0006,958
Securities gains (losses)$04,500
Applicable income taxes$17,0006,861
Income before extraordinary items$401,0006,811
Extraordinary gains, net$054
Net income$401,0006,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,330
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$50,000727
Net operating income$401,0006,652
2003-09-30 (YTD Data)Rank
Total interest income$1,756,0007,294
Total interest expense$529,0007,171
Net interest income$1,227,0007,202
Provision for loan and lease losses$91,0004,804
Total noninterest income$84,0008,241
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$181,0004,859
Trading account gains and fees$0153
Additional Noninterest Income$-97,0009,229
Total noninterest expense$899,0007,466
Salaries and employee benefits$484,0007,466
Premises and equipment expense$88,0007,850
Additional noninterest expense$327,0006,916
Pre-tax net operating income$321,0007,063
Securities gains (losses)$04,204
Applicable income taxes$15,0006,924
Income before extraordinary items$306,0006,916
Extraordinary gains, net$040
Net income$306,0006,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0005,021
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$50,000561
Net operating income$306,0006,747
2003-06-30 (YTD Data)Rank
Total interest income$1,159,0007,368
Total interest expense$363,0007,231
Net interest income$796,0007,292
Provision for loan and lease losses$59,0004,958
Total noninterest income$137,0006,812
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$122,0004,816
Trading account gains and fees$0150
Additional Noninterest Income$15,0008,141
Total noninterest expense$549,0007,702
Salaries and employee benefits$287,0007,799
Premises and equipment expense$54,0007,986
Additional noninterest expense$208,0007,038
Pre-tax net operating income$325,0006,328
Securities gains (losses)$03,782
Applicable income taxes$12,0006,875
Income before extraordinary items$313,0006,006
Extraordinary gains, net$030
Net income$313,0006,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,485
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$50,000431
Net operating income$313,0005,804
2003-03-31 (YTD Data)Rank
Total interest income$565,0007,476
Total interest expense$181,0007,342
Net interest income$384,0007,386
Provision for loan and lease losses$37,0004,214
Total noninterest income$61,0006,982
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$54,0005,010
Trading account gains and fees$0134
Additional Noninterest Income$7,0008,228
Total noninterest expense$262,0007,823
Salaries and employee benefits$135,0007,963
Premises and equipment expense$27,0008,005
Additional noninterest expense$100,0007,147
Pre-tax net operating income$146,0006,519
Securities gains (losses)$02,891
Applicable income taxes$5,0006,893
Income before extraordinary items$141,0006,158
Extraordinary gains, net$021
Net income$141,0006,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$141,0005,977
2002-12-31 (YTD Data)Rank
Total interest income$2,116,0007,723
Total interest expense$785,0007,564
Net interest income$1,331,0007,712
Provision for loan and lease losses$153,0004,883
Total noninterest income$233,0007,005
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$190,0005,314
Trading account gains and fees$0153
Additional Noninterest Income$43,0007,790
Total noninterest expense$1,085,0007,742
Salaries and employee benefits$581,0007,787
Premises and equipment expense$132,0007,696
Additional noninterest expense$372,0007,331
Pre-tax net operating income$326,0007,454
Securities gains (losses)$7,0003,799
Applicable income taxes$14,0007,185
Income before extraordinary items$319,0007,223
Extraordinary gains, net$070
Net income$319,0007,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,049
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$312,2807,155
2001-12-31 (YTD Data)Rank
Total interest income$1,850,0008,368
Total interest expense$849,0008,333
Net interest income$1,001,0008,280
Provision for loan and lease losses$159,0004,667
Total noninterest income$120,0008,231
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$98,0006,612
Trading account gains and fees$0177
Additional Noninterest Income$22,0008,652
Total noninterest expense$991,0007,984
Salaries and employee benefits$515,0008,099
Premises and equipment expense$177,0007,111
Additional noninterest expense$299,0007,868
Pre-tax net operating income$-29,0008,781
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-29,0008,874
Extraordinary gains, net$0105
Net income$-29,0008,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,784
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-29,0008,796
2000-12-31 (YTD Data)Rank
Total interest income$912,0009,459
Total interest expense$354,0009,483
Net interest income$558,0009,353
Provision for loan and lease losses$187,0003,888
Total noninterest income$66,0009,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,0007,773
Trading account gains and feesNANA
Additional Noninterest Income$22,0008,890
Total noninterest expense$789,0008,597
Salaries and employee benefits$337,0009,072
Premises and equipment expense$134,0007,850
Additional noninterest expense$318,0007,802
Pre-tax net operating income$-352,0009,459
Securities gains (losses)$01,956
Applicable income taxes$-12,0009,336
Income before extraordinary items$-340,0009,471
Extraordinary gains, net$038
Net income$-340,0009,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$3,610,000275
Net operating income$-340,0009,476

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.