Home > Garden City State Bank > Income and Expense
Garden City State Bank, Income and Expense
2012-09-30 (YTD Data) | Rank | |
Total interest income | $2,926,000 | 5,025 |
Total interest expense | $388,000 | 5,175 |
Net interest income | $2,538,000 | 4,916 |
Provision for loan and lease losses | $57,000 | 4,860 |
Total noninterest income | $515,000 | 3,950 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $231,000 | 3,472 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $284,000 | 3,758 |
Total noninterest expense | $1,572,000 | 5,609 |
Salaries and employee benefits | $938,000 | 5,326 |
Premises and equipment expense | $163,000 | 5,662 |
Additional noninterest expense | $471,000 | 5,789 |
Pre-tax net operating income | $1,424,000 | 2,987 |
Securities gains (losses) | $0 | 3,575 |
Applicable income taxes | $50,000 | 3,792 |
Income before extraordinary items | $1,374,000 | 2,796 |
Extraordinary gains, net | $0 | 20 |
Net income | $1,374,000 | 2,797 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $1,374,000 | 2,796 |
Net charge-offs | $-111,000 | 7,048 |
Cash dividends | $1,053,000 | 1,275 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $1,374,000 | 2,664 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $1,939,000 | 5,080 |
Total interest expense | $263,000 | 5,245 |
Net interest income | $1,676,000 | 4,966 |
Provision for loan and lease losses | $57,000 | 4,480 |
Total noninterest income | $322,000 | 4,070 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $135,000 | 3,719 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $187,000 | 3,774 |
Total noninterest expense | $1,039,000 | 5,654 |
Salaries and employee benefits | $593,000 | 5,490 |
Premises and equipment expense | $110,000 | 5,647 |
Additional noninterest expense | $336,000 | 5,711 |
Pre-tax net operating income | $902,000 | 3,062 |
Securities gains (losses) | $0 | 3,178 |
Applicable income taxes | $35,000 | 3,742 |
Income before extraordinary items | $867,000 | 2,871 |
Extraordinary gains, net | $0 | 19 |
Net income | $867,000 | 2,871 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $867,000 | 2,871 |
Net charge-offs | $-63,000 | 7,017 |
Cash dividends | $928,000 | 1,043 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $867,000 | 2,731 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $969,000 | 5,120 |
Total interest expense | $135,000 | 5,294 |
Net interest income | $834,000 | 4,997 |
Provision for loan and lease losses | $57,000 | 3,584 |
Total noninterest income | $155,000 | 4,158 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $54,000 | 4,145 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $101,000 | 3,701 |
Total noninterest expense | $538,000 | 5,625 |
Salaries and employee benefits | $295,000 | 5,539 |
Premises and equipment expense | $55,000 | 5,677 |
Additional noninterest expense | $188,000 | 5,489 |
Pre-tax net operating income | $394,000 | 3,330 |
Securities gains (losses) | $0 | 2,210 |
Applicable income taxes | $13,000 | 3,884 |
Income before extraordinary items | $381,000 | 3,175 |
Extraordinary gains, net | $0 | 19 |
Net income | $381,000 | 3,179 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $381,000 | 3,179 |
Net charge-offs | $-9,000 | 6,608 |
Cash dividends | $928,000 | 512 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $381,000 | 3,012 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $3,846,000 | 5,238 |
Total interest expense | $530,000 | 5,742 |
Net interest income | $3,316,000 | 5,037 |
Provision for loan and lease losses | $409,000 | 3,714 |
Total noninterest income | $749,000 | 3,640 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $499,000 | 2,573 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $250,000 | 4,137 |
Total noninterest expense | $2,044,000 | 5,779 |
Salaries and employee benefits | $1,195,000 | 5,531 |
Premises and equipment expense | $212,000 | 5,904 |
Additional noninterest expense | $637,000 | 5,875 |
Pre-tax net operating income | $1,612,000 | 2,913 |
Securities gains (losses) | $0 | 3,838 |
Applicable income taxes | $91,000 | 3,431 |
Income before extraordinary items | $1,521,000 | 2,748 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,521,000 | 2,750 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $1,521,000 | 2,750 |
Net charge-offs | $626,000 | 2,904 |
Cash dividends | $732,000 | 1,982 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $1,521,000 | 2,657 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $2,849,000 | 5,320 |
Total interest expense | $396,000 | 5,869 |
Net interest income | $2,453,000 | 5,106 |
Provision for loan and lease losses | $319,000 | 3,529 |
Total noninterest income | $593,000 | 3,557 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $414,000 | 2,395 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $179,000 | 4,259 |
Total noninterest expense | $1,539,000 | 5,793 |
Salaries and employee benefits | $858,000 | 5,624 |
Premises and equipment expense | $169,000 | 5,843 |
Additional noninterest expense | $512,000 | 5,777 |
Pre-tax net operating income | $1,188,000 | 3,012 |
Securities gains (losses) | $0 | 3,555 |
Applicable income taxes | $67,000 | 3,469 |
Income before extraordinary items | $1,121,000 | 2,835 |
Extraordinary gains, net | $0 | 21 |
Net income | $1,121,000 | 2,838 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $1,121,000 | 2,838 |
Net charge-offs | $411,000 | 2,879 |
Cash dividends | $732,000 | 1,447 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $1,121,000 | 2,740 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $1,867,000 | 5,404 |
Total interest expense | $273,000 | 5,918 |
Net interest income | $1,594,000 | 5,194 |
Provision for loan and lease losses | $211,000 | 3,451 |
Total noninterest income | $373,000 | 3,705 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $264,000 | 2,446 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $109,000 | 4,421 |
Total noninterest expense | $1,006,000 | 5,898 |
Salaries and employee benefits | $554,000 | 5,743 |
Premises and equipment expense | $112,000 | 5,883 |
Additional noninterest expense | $340,000 | 5,873 |
Pre-tax net operating income | $750,000 | 3,052 |
Securities gains (losses) | $0 | 2,914 |
Applicable income taxes | $42,000 | 3,465 |
Income before extraordinary items | $708,000 | 2,895 |
Extraordinary gains, net | $0 | 15 |
Net income | $708,000 | 2,897 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $708,000 | 2,897 |
Net charge-offs | $323,000 | 2,611 |
Cash dividends | $732,000 | 1,079 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $708,000 | 2,823 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $920,000 | 5,467 |
Total interest expense | $141,000 | 5,952 |
Net interest income | $779,000 | 5,240 |
Provision for loan and lease losses | $126,000 | 3,053 |
Total noninterest income | $162,000 | 4,007 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $108,000 | 2,820 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $54,000 | 4,538 |
Total noninterest expense | $493,000 | 5,974 |
Salaries and employee benefits | $254,000 | 5,944 |
Premises and equipment expense | $56,000 | 5,948 |
Additional noninterest expense | $183,000 | 5,738 |
Pre-tax net operating income | $322,000 | 3,393 |
Securities gains (losses) | $0 | 1,772 |
Applicable income taxes | $30,000 | 3,187 |
Income before extraordinary items | $292,000 | 3,302 |
Extraordinary gains, net | $0 | 9 |
Net income | $292,000 | 3,299 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $292,000 | 3,300 |
Net charge-offs | $0 | 5,107 |
Cash dividends | $722,000 | 531 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $292,000 | 3,245 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $3,633,000 | 5,633 |
Total interest expense | $678,000 | 6,026 |
Net interest income | $2,955,000 | 5,396 |
Provision for loan and lease losses | $295,000 | 4,892 |
Total noninterest income | $704,000 | 3,928 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $379,000 | 3,167 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $325,000 | 3,828 |
Total noninterest expense | $2,050,000 | 5,964 |
Salaries and employee benefits | $1,163,000 | 5,747 |
Premises and equipment expense | $223,000 | 6,011 |
Additional noninterest expense | $664,000 | 6,013 |
Pre-tax net operating income | $1,314,000 | 2,935 |
Securities gains (losses) | $6,000 | 3,427 |
Applicable income taxes | $42,000 | 3,720 |
Income before extraordinary items | $1,278,000 | 2,793 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,278,000 | 2,790 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $1,278,000 | 2,795 |
Net charge-offs | $77,000 | 5,636 |
Cash dividends | $390,000 | 2,667 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $1,272,180 | 2,696 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $2,692,000 | 5,760 |
Total interest expense | $522,000 | 6,126 |
Net interest income | $2,170,000 | 5,523 |
Provision for loan and lease losses | $200,000 | 4,881 |
Total noninterest income | $498,000 | 4,083 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $283,000 | 3,257 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $215,000 | 4,066 |
Total noninterest expense | $1,438,000 | 6,137 |
Salaries and employee benefits | $807,000 | 5,936 |
Premises and equipment expense | $175,000 | 5,991 |
Additional noninterest expense | $456,000 | 6,234 |
Pre-tax net operating income | $1,030,000 | 3,030 |
Securities gains (losses) | $6,000 | 3,242 |
Applicable income taxes | $32,000 | 3,803 |
Income before extraordinary items | $1,004,000 | 2,876 |
Extraordinary gains, net | $0 | 23 |
Net income | $1,004,000 | 2,871 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $1,004,000 | 2,875 |
Net charge-offs | $-36,000 | 7,611 |
Cash dividends | $390,000 | 2,069 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $998,180 | 2,749 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $1,775,000 | 5,828 |
Total interest expense | $350,000 | 6,205 |
Net interest income | $1,425,000 | 5,584 |
Provision for loan and lease losses | $118,000 | 5,004 |
Total noninterest income | $341,000 | 3,982 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $188,000 | 3,271 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $153,000 | 3,948 |
Total noninterest expense | $963,000 | 6,171 |
Salaries and employee benefits | $542,000 | 5,962 |
Premises and equipment expense | $118,000 | 5,982 |
Additional noninterest expense | $303,000 | 6,266 |
Pre-tax net operating income | $685,000 | 3,076 |
Securities gains (losses) | $6,000 | 2,744 |
Applicable income taxes | $21,000 | 3,764 |
Income before extraordinary items | $670,000 | 2,848 |
Extraordinary gains, net | $0 | 19 |
Net income | $670,000 | 2,844 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $670,000 | 2,846 |
Net charge-offs | $-34,000 | 7,656 |
Cash dividends | $390,000 | 1,635 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $664,180 | 2,755 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $884,000 | 5,912 |
Total interest expense | $175,000 | 6,335 |
Net interest income | $709,000 | 5,621 |
Provision for loan and lease losses | $60,000 | 4,570 |
Total noninterest income | $198,000 | 3,667 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $96,000 | 3,228 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $102,000 | 3,485 |
Total noninterest expense | $451,000 | 6,377 |
Salaries and employee benefits | $243,000 | 6,258 |
Premises and equipment expense | $62,000 | 5,980 |
Additional noninterest expense | $146,000 | 6,399 |
Pre-tax net operating income | $396,000 | 2,856 |
Securities gains (losses) | $6,000 | 1,850 |
Applicable income taxes | $9,000 | 3,859 |
Income before extraordinary items | $393,000 | 2,584 |
Extraordinary gains, net | $0 | 16 |
Net income | $393,000 | 2,580 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $393,000 | 2,584 |
Net charge-offs | $-31,000 | 7,724 |
Cash dividends | $390,000 | 887 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $387,120 | 2,513 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $3,399,000 | 6,101 |
Total interest expense | $927,000 | 6,182 |
Net interest income | $2,472,000 | 5,865 |
Provision for loan and lease losses | $240,000 | 5,554 |
Total noninterest income | $409,000 | 5,085 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $361,000 | 3,526 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $48,000 | 6,408 |
Total noninterest expense | $1,981,000 | 6,251 |
Salaries and employee benefits | $1,132,000 | 5,979 |
Premises and equipment expense | $220,000 | 6,324 |
Additional noninterest expense | $629,000 | 6,359 |
Pre-tax net operating income | $660,000 | 3,637 |
Securities gains (losses) | $99,000 | 2,150 |
Applicable income taxes | $15,000 | 3,769 |
Income before extraordinary items | $744,000 | 3,266 |
Extraordinary gains, net | $0 | 34 |
Net income | $744,000 | 3,265 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $744,000 | 3,265 |
Net charge-offs | $231,000 | 4,818 |
Cash dividends | $5,000 | 4,647 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $646,980 | 3,426 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $2,519,000 | 6,175 |
Total interest expense | $728,000 | 6,214 |
Net interest income | $1,791,000 | 5,968 |
Provision for loan and lease losses | $225,000 | 4,987 |
Total noninterest income | $300,000 | 5,201 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $267,000 | 3,560 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $33,000 | 6,638 |
Total noninterest expense | $1,373,000 | 6,447 |
Salaries and employee benefits | $745,000 | 6,289 |
Premises and equipment expense | $173,000 | 6,273 |
Additional noninterest expense | $455,000 | 6,446 |
Pre-tax net operating income | $493,000 | 3,916 |
Securities gains (losses) | $99,000 | 1,847 |
Applicable income taxes | $0 | 4,592 |
Income before extraordinary items | $592,000 | 3,414 |
Extraordinary gains, net | $0 | 27 |
Net income | $592,000 | 3,412 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $592,000 | 3,414 |
Net charge-offs | $235,000 | 4,054 |
Cash dividends | $5,000 | 4,171 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $493,000 | 3,621 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $1,649,000 | 6,282 |
Total interest expense | $507,000 | 6,244 |
Net interest income | $1,142,000 | 6,080 |
Provision for loan and lease losses | $185,000 | 4,435 |
Total noninterest income | $153,000 | 5,682 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $180,000 | 3,512 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $-27,000 | 7,870 |
Total noninterest expense | $883,000 | 6,572 |
Salaries and employee benefits | $464,000 | 6,497 |
Premises and equipment expense | $119,000 | 6,261 |
Additional noninterest expense | $300,000 | 6,489 |
Pre-tax net operating income | $227,000 | 4,490 |
Securities gains (losses) | $99,000 | 1,501 |
Applicable income taxes | $0 | 4,657 |
Income before extraordinary items | $326,000 | 3,825 |
Extraordinary gains, net | $0 | 21 |
Net income | $326,000 | 3,824 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $326,000 | 3,824 |
Net charge-offs | $238,000 | 3,227 |
Cash dividends | $5,000 | 3,957 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $227,000 | 4,270 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $804,000 | 6,377 |
Total interest expense | $269,000 | 6,232 |
Net interest income | $535,000 | 6,255 |
Provision for loan and lease losses | $115,000 | 3,686 |
Total noninterest income | $157,000 | 4,302 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $91,000 | 3,436 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $66,000 | 4,358 |
Total noninterest expense | $428,000 | 6,619 |
Salaries and employee benefits | $224,000 | 6,627 |
Premises and equipment expense | $61,000 | 6,267 |
Additional noninterest expense | $143,000 | 6,425 |
Pre-tax net operating income | $149,000 | 4,520 |
Securities gains (losses) | $97,000 | 1,015 |
Applicable income taxes | $0 | 4,835 |
Income before extraordinary items | $246,000 | 3,477 |
Extraordinary gains, net | $0 | 15 |
Net income | $246,000 | 3,478 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $246,000 | 3,478 |
Net charge-offs | $246,000 | 1,972 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $149,000 | 4,206 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $3,865,000 | 6,082 |
Total interest expense | $1,563,000 | 5,894 |
Net interest income | $2,302,000 | 6,094 |
Provision for loan and lease losses | $792,000 | 3,063 |
Total noninterest income | $493,000 | 4,867 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $323,000 | 3,880 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $170,000 | 5,116 |
Total noninterest expense | $1,981,000 | 6,253 |
Salaries and employee benefits | $1,174,000 | 6,049 |
Premises and equipment expense | $228,000 | 6,435 |
Additional noninterest expense | $579,000 | 6,307 |
Pre-tax net operating income | $22,000 | 6,240 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $22,000 | 4,237 |
Income before extraordinary items | $0 | 6,229 |
Extraordinary gains, net | $0 | 39 |
Net income | $0 | 6,229 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $870,000 | 2,120 |
Cash dividends | $430,000 | 3,577 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $0 | 6,365 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $3,061,000 | 6,035 |
Total interest expense | $1,252,000 | 5,861 |
Net interest income | $1,809,000 | 6,032 |
Provision for loan and lease losses | $217,000 | 4,087 |
Total noninterest income | $318,000 | 5,260 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $236,000 | 3,970 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $82,000 | 5,922 |
Total noninterest expense | $1,473,000 | 6,267 |
Salaries and employee benefits | $859,000 | 6,115 |
Premises and equipment expense | $176,000 | 6,403 |
Additional noninterest expense | $438,000 | 6,253 |
Pre-tax net operating income | $437,000 | 5,149 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $22,000 | 4,556 |
Income before extraordinary items | $415,000 | 4,733 |
Extraordinary gains, net | $0 | 31 |
Net income | $415,000 | 4,731 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $206,000 | 3,018 |
Cash dividends | $430,000 | 2,947 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $415,000 | 4,900 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,111,000 | 6,027 |
Total interest expense | $891,000 | 5,854 |
Net interest income | $1,220,000 | 6,030 |
Provision for loan and lease losses | $200,000 | 3,141 |
Total noninterest income | $215,000 | 5,294 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $150,000 | 4,054 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $65,000 | 5,754 |
Total noninterest expense | $1,002,000 | 6,263 |
Salaries and employee benefits | $583,000 | 6,133 |
Premises and equipment expense | $117,000 | 6,445 |
Additional noninterest expense | $302,000 | 6,172 |
Pre-tax net operating income | $233,000 | 5,599 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $17,000 | 4,768 |
Income before extraordinary items | $216,000 | 5,496 |
Extraordinary gains, net | $0 | 21 |
Net income | $216,000 | 5,497 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $270,000 | 1,900 |
Cash dividends | $430,000 | 2,482 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $216,000 | 5,430 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,134,000 | 5,936 |
Total interest expense | $469,000 | 5,919 |
Net interest income | $665,000 | 5,822 |
Provision for loan and lease losses | $0 | 6,080 |
Total noninterest income | $99,000 | 5,443 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $74,000 | 4,043 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $25,000 | 6,173 |
Total noninterest expense | $484,000 | 6,383 |
Salaries and employee benefits | $265,000 | 6,389 |
Premises and equipment expense | $61,000 | 6,379 |
Additional noninterest expense | $158,000 | 6,037 |
Pre-tax net operating income | $280,000 | 4,305 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $6,000 | 5,045 |
Income before extraordinary items | $274,000 | 3,999 |
Extraordinary gains, net | $0 | 15 |
Net income | $274,000 | 4,002 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $240,000 | 1,136 |
Cash dividends | $430,000 | 1,517 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $274,000 | 3,917 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $4,615,000 | 5,926 |
Total interest expense | $1,922,000 | 5,907 |
Net interest income | $2,693,000 | 5,776 |
Provision for loan and lease losses | $51,000 | 5,640 |
Total noninterest income | $435,000 | 5,321 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $322,000 | 3,951 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $113,000 | 6,026 |
Total noninterest expense | $1,886,000 | 6,365 |
Salaries and employee benefits | $1,117,000 | 6,188 |
Premises and equipment expense | $224,000 | 6,496 |
Additional noninterest expense | $545,000 | 6,381 |
Pre-tax net operating income | $1,191,000 | 4,382 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $59,000 | 4,837 |
Income before extraordinary items | $1,132,000 | 4,044 |
Extraordinary gains, net | $0 | 39 |
Net income | $1,132,000 | 4,045 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $30,000 | 5,188 |
Cash dividends | $452,000 | 3,867 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $1,132,000 | 4,046 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $3,439,000 | 5,969 |
Total interest expense | $1,430,000 | 5,959 |
Net interest income | $2,009,000 | 5,830 |
Provision for loan and lease losses | $51,000 | 5,015 |
Total noninterest income | $325,000 | 5,381 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $241,000 | 3,945 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $84,000 | 6,082 |
Total noninterest expense | $1,381,000 | 6,406 |
Salaries and employee benefits | $805,000 | 6,280 |
Premises and equipment expense | $171,000 | 6,453 |
Additional noninterest expense | $405,000 | 6,367 |
Pre-tax net operating income | $902,000 | 4,591 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $47,000 | 4,988 |
Income before extraordinary items | $855,000 | 4,212 |
Extraordinary gains, net | $0 | 33 |
Net income | $855,000 | 4,211 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 5,346 |
Cash dividends | $452,000 | 3,065 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $855,000 | 4,199 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,285,000 | 5,997 |
Total interest expense | $960,000 | 5,964 |
Net interest income | $1,325,000 | 5,892 |
Provision for loan and lease losses | $51,000 | 4,329 |
Total noninterest income | $227,000 | 5,304 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $166,000 | 3,887 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $61,000 | 5,968 |
Total noninterest expense | $922,000 | 6,442 |
Salaries and employee benefits | $535,000 | 6,335 |
Premises and equipment expense | $113,000 | 6,511 |
Additional noninterest expense | $274,000 | 6,358 |
Pre-tax net operating income | $579,000 | 4,749 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $31,000 | 5,092 |
Income before extraordinary items | $548,000 | 4,349 |
Extraordinary gains, net | $0 | 29 |
Net income | $548,000 | 4,349 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 4,346 |
Cash dividends | $452,000 | 2,575 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $548,000 | 4,347 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,132,000 | 6,023 |
Total interest expense | $478,000 | 5,973 |
Net interest income | $654,000 | 5,933 |
Provision for loan and lease losses | $16,000 | 4,567 |
Total noninterest income | $132,000 | 4,902 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $91,000 | 3,638 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $41,000 | 5,473 |
Total noninterest expense | $445,000 | 6,580 |
Salaries and employee benefits | $244,000 | 6,582 |
Premises and equipment expense | $59,000 | 6,441 |
Additional noninterest expense | $142,000 | 6,273 |
Pre-tax net operating income | $325,000 | 4,466 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $16,000 | 5,054 |
Income before extraordinary items | $309,000 | 4,098 |
Extraordinary gains, net | $0 | 22 |
Net income | $309,000 | 4,099 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 3,299 |
Cash dividends | $452,000 | 1,521 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $309,000 | 4,075 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $4,187,000 | 6,003 |
Total interest expense | $1,605,000 | 5,952 |
Net interest income | $2,582,000 | 5,928 |
Provision for loan and lease losses | $215,000 | 3,400 |
Total noninterest income | $632,000 | 4,599 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $347,000 | 3,831 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $285,000 | 4,407 |
Total noninterest expense | $1,805,000 | 6,435 |
Salaries and employee benefits | $1,033,000 | 6,328 |
Premises and equipment expense | $228,000 | 6,431 |
Additional noninterest expense | $544,000 | 6,336 |
Pre-tax net operating income | $1,194,000 | 4,797 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $54,000 | 5,395 |
Income before extraordinary items | $1,140,000 | 4,398 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,140,000 | 4,398 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 4,872 |
Cash dividends | $181,000 | 5,052 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,140,000 | 4,379 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $3,045,000 | 6,085 |
Total interest expense | $1,138,000 | 6,034 |
Net interest income | $1,907,000 | 6,035 |
Provision for loan and lease losses | $215,000 | 2,754 |
Total noninterest income | $523,000 | 4,368 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $260,000 | 3,859 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $263,000 | 3,997 |
Total noninterest expense | $1,281,000 | 6,590 |
Salaries and employee benefits | $714,000 | 6,529 |
Premises and equipment expense | $174,000 | 6,419 |
Additional noninterest expense | $393,000 | 6,430 |
Pre-tax net operating income | $934,000 | 4,871 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $39,000 | 5,586 |
Income before extraordinary items | $895,000 | 4,437 |
Extraordinary gains, net | $0 | 45 |
Net income | $895,000 | 4,441 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 3,854 |
Cash dividends | $181,000 | 4,274 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $895,000 | 4,427 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $1,958,000 | 6,166 |
Total interest expense | $698,000 | 6,144 |
Net interest income | $1,260,000 | 6,091 |
Provision for loan and lease losses | $135,000 | 2,822 |
Total noninterest income | $279,000 | 4,907 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $177,000 | 3,795 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $102,000 | 5,085 |
Total noninterest expense | $866,000 | 6,564 |
Salaries and employee benefits | $488,000 | 6,495 |
Premises and equipment expense | $118,000 | 6,392 |
Additional noninterest expense | $260,000 | 6,472 |
Pre-tax net operating income | $538,000 | 5,244 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $21,000 | 5,773 |
Income before extraordinary items | $517,000 | 4,800 |
Extraordinary gains, net | $0 | 39 |
Net income | $517,000 | 4,804 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 3,137 |
Cash dividends | $181,000 | 3,812 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $517,000 | 4,787 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $937,000 | 6,252 |
Total interest expense | $335,000 | 6,138 |
Net interest income | $602,000 | 6,221 |
Provision for loan and lease losses | $45,000 | 3,261 |
Total noninterest income | $171,000 | 4,326 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $88,000 | 3,748 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $83,000 | 4,074 |
Total noninterest expense | $400,000 | 6,775 |
Salaries and employee benefits | $220,000 | 6,758 |
Premises and equipment expense | $61,000 | 6,319 |
Additional noninterest expense | $119,000 | 6,649 |
Pre-tax net operating income | $328,000 | 4,745 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $14,000 | 5,578 |
Income before extraordinary items | $314,000 | 4,304 |
Extraordinary gains, net | $0 | 21 |
Net income | $314,000 | 4,304 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $181,000 | 2,529 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $314,000 | 4,290 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $3,394,000 | 6,274 |
Total interest expense | $1,187,000 | 5,831 |
Net interest income | $2,207,000 | 6,373 |
Provision for loan and lease losses | $212,000 | 3,492 |
Total noninterest income | $413,000 | 5,647 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $332,000 | 3,957 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $81,000 | 6,738 |
Total noninterest expense | $1,630,000 | 6,671 |
Salaries and employee benefits | $926,000 | 6,558 |
Premises and equipment expense | $223,000 | 6,496 |
Additional noninterest expense | $481,000 | 6,690 |
Pre-tax net operating income | $778,000 | 5,938 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $35,000 | 6,062 |
Income before extraordinary items | $743,000 | 5,528 |
Extraordinary gains, net | $0 | 46 |
Net income | $743,000 | 5,532 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $36,000 | 4,682 |
Cash dividends | $45,000 | 5,816 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $743,000 | 5,494 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $2,494,000 | 6,329 |
Total interest expense | $854,000 | 5,846 |
Net interest income | $1,640,000 | 6,428 |
Provision for loan and lease losses | $203,000 | 2,935 |
Total noninterest income | $288,000 | 5,847 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $244,000 | 4,024 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $44,000 | 7,221 |
Total noninterest expense | $1,157,000 | 6,815 |
Salaries and employee benefits | $650,000 | 6,733 |
Premises and equipment expense | $149,000 | 6,734 |
Additional noninterest expense | $358,000 | 6,676 |
Pre-tax net operating income | $568,000 | 6,142 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $21,000 | 6,272 |
Income before extraordinary items | $547,000 | 5,684 |
Extraordinary gains, net | $0 | 35 |
Net income | $547,000 | 5,687 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $54,000 | 3,393 |
Cash dividends | $45,000 | 5,061 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $547,000 | 5,641 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,608,000 | 6,358 |
Total interest expense | $531,000 | 5,879 |
Net interest income | $1,077,000 | 6,464 |
Provision for loan and lease losses | $146,000 | 2,745 |
Total noninterest income | $189,000 | 5,862 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $164,000 | 3,942 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $25,000 | 7,399 |
Total noninterest expense | $714,000 | 7,014 |
Salaries and employee benefits | $396,000 | 6,942 |
Premises and equipment expense | $89,000 | 6,941 |
Additional noninterest expense | $229,000 | 6,788 |
Pre-tax net operating income | $406,000 | 5,946 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $15,000 | 6,238 |
Income before extraordinary items | $391,000 | 5,498 |
Extraordinary gains, net | $0 | 30 |
Net income | $391,000 | 5,501 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $35,000 | 3,161 |
Cash dividends | $45,000 | 4,783 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $391,000 | 5,462 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $773,000 | 6,489 |
Total interest expense | $240,000 | 6,080 |
Net interest income | $533,000 | 6,537 |
Provision for loan and lease losses | $75,000 | 2,455 |
Total noninterest income | $93,000 | 5,850 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $79,000 | 3,954 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $14,000 | 7,363 |
Total noninterest expense | $345,000 | 7,136 |
Salaries and employee benefits | $188,000 | 7,135 |
Premises and equipment expense | $42,000 | 7,127 |
Additional noninterest expense | $115,000 | 6,784 |
Pre-tax net operating income | $206,000 | 5,904 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $6,000 | 6,318 |
Income before extraordinary items | $200,000 | 5,423 |
Extraordinary gains, net | $0 | 24 |
Net income | $200,000 | 5,424 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 6,685 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $200,000 | 5,391 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $2,745,000 | 6,665 |
Total interest expense | $761,000 | 6,384 |
Net interest income | $1,984,000 | 6,654 |
Provision for loan and lease losses | $301,000 | 2,893 |
Total noninterest income | $377,000 | 5,919 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $305,000 | 4,273 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $72,000 | 6,944 |
Total noninterest expense | $1,539,000 | 6,821 |
Salaries and employee benefits | $869,000 | 6,731 |
Premises and equipment expense | $225,000 | 6,455 |
Additional noninterest expense | $445,000 | 6,868 |
Pre-tax net operating income | $521,000 | 6,655 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $14,000 | 6,668 |
Income before extraordinary items | $507,000 | 6,327 |
Extraordinary gains, net | $0 | 34 |
Net income | $507,000 | 6,331 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $143,000 | 3,108 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $507,000 | 6,259 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $1,994,000 | 6,759 |
Total interest expense | $533,000 | 6,544 |
Net interest income | $1,461,000 | 6,703 |
Provision for loan and lease losses | $280,000 | 2,380 |
Total noninterest income | $284,000 | 5,950 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $226,000 | 4,333 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $58,000 | 6,846 |
Total noninterest expense | $1,068,000 | 6,995 |
Salaries and employee benefits | $611,000 | 6,854 |
Premises and equipment expense | $131,000 | 7,018 |
Additional noninterest expense | $326,000 | 6,901 |
Pre-tax net operating income | $397,000 | 6,753 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $5,000 | 6,948 |
Income before extraordinary items | $392,000 | 6,378 |
Extraordinary gains, net | $0 | 26 |
Net income | $392,000 | 6,378 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $96,000 | 2,873 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $392,000 | 6,300 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,287,000 | 6,877 |
Total interest expense | $338,000 | 6,695 |
Net interest income | $949,000 | 6,801 |
Provision for loan and lease losses | $145,000 | 2,845 |
Total noninterest income | $184,000 | 6,009 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $147,000 | 4,375 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $37,000 | 6,933 |
Total noninterest expense | $721,000 | 7,007 |
Salaries and employee benefits | $413,000 | 6,864 |
Premises and equipment expense | $85,000 | 7,103 |
Additional noninterest expense | $223,000 | 6,873 |
Pre-tax net operating income | $267,000 | 6,722 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $2,000 | 7,043 |
Income before extraordinary items | $265,000 | 6,316 |
Extraordinary gains, net | $0 | 21 |
Net income | $265,000 | 6,317 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $88,000 | 2,313 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $265,000 | 6,231 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $651,000 | 6,887 |
Total interest expense | $172,000 | 6,722 |
Net interest income | $479,000 | 6,806 |
Provision for loan and lease losses | $75,000 | 2,550 |
Total noninterest income | $84,000 | 6,172 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $71,000 | 4,385 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $13,000 | 7,451 |
Total noninterest expense | $357,000 | 7,068 |
Salaries and employee benefits | $201,000 | 6,973 |
Premises and equipment expense | $43,000 | 7,106 |
Additional noninterest expense | $113,000 | 6,847 |
Pre-tax net operating income | $131,000 | 6,710 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $2,000 | 6,854 |
Income before extraordinary items | $129,000 | 6,356 |
Extraordinary gains, net | $0 | 16 |
Net income | $129,000 | 6,355 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 7,582 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $129,000 | 6,240 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $2,381,000 | 7,170 |
Total interest expense | $683,000 | 7,099 |
Net interest income | $1,698,000 | 7,064 |
Provision for loan and lease losses | $151,000 | 4,558 |
Total noninterest income | $154,000 | 7,765 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $239,000 | 4,852 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $-85,000 | 9,163 |
Total noninterest expense | $1,283,000 | 7,306 |
Salaries and employee benefits | $695,000 | 7,311 |
Premises and equipment expense | $155,000 | 7,335 |
Additional noninterest expense | $433,000 | 6,939 |
Pre-tax net operating income | $418,000 | 6,958 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $17,000 | 6,861 |
Income before extraordinary items | $401,000 | 6,811 |
Extraordinary gains, net | $0 | 54 |
Net income | $401,000 | 6,815 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $85,000 | 4,330 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $50,000 | 727 |
Net operating income | $401,000 | 6,652 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $1,756,000 | 7,294 |
Total interest expense | $529,000 | 7,171 |
Net interest income | $1,227,000 | 7,202 |
Provision for loan and lease losses | $91,000 | 4,804 |
Total noninterest income | $84,000 | 8,241 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $181,000 | 4,859 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $-97,000 | 9,229 |
Total noninterest expense | $899,000 | 7,466 |
Salaries and employee benefits | $484,000 | 7,466 |
Premises and equipment expense | $88,000 | 7,850 |
Additional noninterest expense | $327,000 | 6,916 |
Pre-tax net operating income | $321,000 | 7,063 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $15,000 | 6,924 |
Income before extraordinary items | $306,000 | 6,916 |
Extraordinary gains, net | $0 | 40 |
Net income | $306,000 | 6,918 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 5,021 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $50,000 | 561 |
Net operating income | $306,000 | 6,747 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,159,000 | 7,368 |
Total interest expense | $363,000 | 7,231 |
Net interest income | $796,000 | 7,292 |
Provision for loan and lease losses | $59,000 | 4,958 |
Total noninterest income | $137,000 | 6,812 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $122,000 | 4,816 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $15,000 | 8,141 |
Total noninterest expense | $549,000 | 7,702 |
Salaries and employee benefits | $287,000 | 7,799 |
Premises and equipment expense | $54,000 | 7,986 |
Additional noninterest expense | $208,000 | 7,038 |
Pre-tax net operating income | $325,000 | 6,328 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $12,000 | 6,875 |
Income before extraordinary items | $313,000 | 6,006 |
Extraordinary gains, net | $0 | 30 |
Net income | $313,000 | 6,005 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 4,485 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $50,000 | 431 |
Net operating income | $313,000 | 5,804 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $565,000 | 7,476 |
Total interest expense | $181,000 | 7,342 |
Net interest income | $384,000 | 7,386 |
Provision for loan and lease losses | $37,000 | 4,214 |
Total noninterest income | $61,000 | 6,982 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $54,000 | 5,010 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $7,000 | 8,228 |
Total noninterest expense | $262,000 | 7,823 |
Salaries and employee benefits | $135,000 | 7,963 |
Premises and equipment expense | $27,000 | 8,005 |
Additional noninterest expense | $100,000 | 7,147 |
Pre-tax net operating income | $146,000 | 6,519 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $5,000 | 6,893 |
Income before extraordinary items | $141,000 | 6,158 |
Extraordinary gains, net | $0 | 21 |
Net income | $141,000 | 6,157 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 5,250 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $141,000 | 5,977 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $2,116,000 | 7,723 |
Total interest expense | $785,000 | 7,564 |
Net interest income | $1,331,000 | 7,712 |
Provision for loan and lease losses | $153,000 | 4,883 |
Total noninterest income | $233,000 | 7,005 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $190,000 | 5,314 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $43,000 | 7,790 |
Total noninterest expense | $1,085,000 | 7,742 |
Salaries and employee benefits | $581,000 | 7,787 |
Premises and equipment expense | $132,000 | 7,696 |
Additional noninterest expense | $372,000 | 7,331 |
Pre-tax net operating income | $326,000 | 7,454 |
Securities gains (losses) | $7,000 | 3,799 |
Applicable income taxes | $14,000 | 7,185 |
Income before extraordinary items | $319,000 | 7,223 |
Extraordinary gains, net | $0 | 70 |
Net income | $319,000 | 7,222 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $26,000 | 6,049 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $312,280 | 7,155 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,850,000 | 8,368 |
Total interest expense | $849,000 | 8,333 |
Net interest income | $1,001,000 | 8,280 |
Provision for loan and lease losses | $159,000 | 4,667 |
Total noninterest income | $120,000 | 8,231 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $98,000 | 6,612 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $22,000 | 8,652 |
Total noninterest expense | $991,000 | 7,984 |
Salaries and employee benefits | $515,000 | 8,099 |
Premises and equipment expense | $177,000 | 7,111 |
Additional noninterest expense | $299,000 | 7,868 |
Pre-tax net operating income | $-29,000 | 8,781 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $-29,000 | 8,874 |
Extraordinary gains, net | $0 | 105 |
Net income | $-29,000 | 8,875 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $64,000 | 4,784 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $-29,000 | 8,796 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $912,000 | 9,459 |
Total interest expense | $354,000 | 9,483 |
Net interest income | $558,000 | 9,353 |
Provision for loan and lease losses | $187,000 | 3,888 |
Total noninterest income | $66,000 | 9,090 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $44,000 | 7,773 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 8,890 |
Total noninterest expense | $789,000 | 8,597 |
Salaries and employee benefits | $337,000 | 9,072 |
Premises and equipment expense | $134,000 | 7,850 |
Additional noninterest expense | $318,000 | 7,802 |
Pre-tax net operating income | $-352,000 | 9,459 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $-12,000 | 9,336 |
Income before extraordinary items | $-340,000 | 9,471 |
Extraordinary gains, net | $0 | 38 |
Net income | $-340,000 | 9,470 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $3,610,000 | 275 |
Net operating income | $-340,000 | 9,476 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.