Home > Galena State Bank & Trust Co. > Income and Expense
Galena State Bank & Trust Co., Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,880,000 | 2,207 |
| Total interest expense | $1,520,000 | 1,866 |
| Net interest income | $9,360,000 | 2,272 |
| Provision for loan and lease losses | $-599,000 | 6,279 |
| Total noninterest income | $2,679,000 | 1,706 |
| Gross Fiduciary activities income | $702,000 | 543 |
| Service charges on deposit accounts | $590,000 | 1,999 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,387,000 | 1,869 |
| Total noninterest expense | $7,627,000 | 2,407 |
| Salaries and employee benefits | $2,765,000 | 3,252 |
| Premises and equipment expense | $649,000 | 3,063 |
| Additional noninterest expense | $4,213,000 | 1,495 |
| Pre-tax net operating income | $5,011,000 | 1,512 |
| Securities gains (losses) | $141,000 | 1,018 |
| Applicable income taxes | $1,535,000 | 1,178 |
| Income before extraordinary items | $3,617,000 | 1,713 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,617,000 | 1,714 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,617,000 | 1,712 |
| Net charge-offs | $-214,000 | 6,262 |
| Cash dividends | $3,000,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,518,300 | 1,724 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 2,237 |
| Total interest expense | $1,194,000 | 1,825 |
| Net interest income | $6,919,000 | 2,306 |
| Provision for loan and lease losses | $-534,000 | 6,401 |
| Total noninterest income | $1,828,000 | 1,842 |
| Gross Fiduciary activities income | $527,000 | 539 |
| Service charges on deposit accounts | $439,000 | 2,013 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $862,000 | 2,147 |
| Total noninterest expense | $5,600,000 | 2,466 |
| Salaries and employee benefits | $2,095,000 | 3,258 |
| Premises and equipment expense | $474,000 | 3,156 |
| Additional noninterest expense | $3,031,000 | 1,551 |
| Pre-tax net operating income | $3,681,000 | 1,564 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,084,000 | 1,236 |
| Income before extraordinary items | $2,597,000 | 1,794 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,597,000 | 1,794 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,597,000 | 1,793 |
| Net charge-offs | $-119,000 | 6,243 |
| Cash dividends | $2,250,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,597,000 | 1,760 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 2,217 |
| Total interest expense | $807,000 | 1,820 |
| Net interest income | $4,654,000 | 2,281 |
| Provision for loan and lease losses | $-482,000 | 6,499 |
| Total noninterest income | $1,290,000 | 1,733 |
| Gross Fiduciary activities income | $349,000 | 539 |
| Service charges on deposit accounts | $291,000 | 1,999 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $650,000 | 1,938 |
| Total noninterest expense | $3,703,000 | 2,492 |
| Salaries and employee benefits | $1,426,000 | 3,227 |
| Premises and equipment expense | $324,000 | 3,119 |
| Additional noninterest expense | $1,953,000 | 1,593 |
| Pre-tax net operating income | $2,723,000 | 1,397 |
| Securities gains (losses) | $-34,000 | 6,440 |
| Applicable income taxes | $815,000 | 1,116 |
| Income before extraordinary items | $1,874,000 | 1,619 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,874,000 | 1,622 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,874,000 | 1,621 |
| Net charge-offs | $-119,000 | 6,348 |
| Cash dividends | $1,500,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,897,800 | 1,578 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 2,247 |
| Total interest expense | $410,000 | 1,820 |
| Net interest income | $2,278,000 | 2,308 |
| Provision for loan and lease losses | $-262,000 | 6,595 |
| Total noninterest income | $545,000 | 1,916 |
| Gross Fiduciary activities income | $173,000 | 544 |
| Service charges on deposit accounts | $140,000 | 2,053 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $232,000 | 2,347 |
| Total noninterest expense | $1,895,000 | 2,456 |
| Salaries and employee benefits | $759,000 | 3,106 |
| Premises and equipment expense | $154,000 | 3,286 |
| Additional noninterest expense | $982,000 | 1,576 |
| Pre-tax net operating income | $1,190,000 | 1,523 |
| Securities gains (losses) | $-70,000 | 6,621 |
| Applicable income taxes | $319,000 | 1,290 |
| Income before extraordinary items | $801,000 | 1,814 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $801,000 | 1,818 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $801,000 | 1,817 |
| Net charge-offs | $-62,000 | 6,371 |
| Cash dividends | $750,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $851,400 | 1,688 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,921,000 | 2,229 |
| Total interest expense | $1,996,000 | 1,706 |
| Net interest income | $8,925,000 | 2,361 |
| Provision for loan and lease losses | $232,000 | 2,803 |
| Total noninterest income | $2,991,000 | 1,617 |
| Gross Fiduciary activities income | $675,000 | 544 |
| Service charges on deposit accounts | $598,000 | 2,071 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,718,000 | 1,698 |
| Total noninterest expense | $8,332,000 | 2,265 |
| Salaries and employee benefits | $2,981,000 | 3,123 |
| Premises and equipment expense | $631,000 | 3,190 |
| Additional noninterest expense | $4,720,000 | 1,412 |
| Pre-tax net operating income | $3,352,000 | 1,978 |
| Securities gains (losses) | $751,000 | 309 |
| Applicable income taxes | $1,126,000 | 1,360 |
| Income before extraordinary items | $2,977,000 | 1,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,977,000 | 1,914 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,977,000 | 1,914 |
| Net charge-offs | $347,000 | 2,401 |
| Cash dividends | $3,500,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,428,770 | 2,199 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 2,239 |
| Total interest expense | $1,549,000 | 1,690 |
| Net interest income | $6,679,000 | 2,374 |
| Provision for loan and lease losses | $192,000 | 2,643 |
| Total noninterest income | $2,135,000 | 1,706 |
| Gross Fiduciary activities income | $504,000 | 541 |
| Service charges on deposit accounts | $446,000 | 2,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,185,000 | 1,838 |
| Total noninterest expense | $5,725,000 | 2,438 |
| Salaries and employee benefits | $2,261,000 | 3,126 |
| Premises and equipment expense | $476,000 | 3,221 |
| Additional noninterest expense | $2,988,000 | 1,620 |
| Pre-tax net operating income | $2,897,000 | 1,796 |
| Securities gains (losses) | $726,000 | 289 |
| Applicable income taxes | $1,048,000 | 1,204 |
| Income before extraordinary items | $2,575,000 | 1,729 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,575,000 | 1,730 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,575,000 | 1,733 |
| Net charge-offs | $351,000 | 1,960 |
| Cash dividends | $2,750,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,059,540 | 2,014 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,570,000 | 2,211 |
| Total interest expense | $1,056,000 | 1,697 |
| Net interest income | $4,514,000 | 2,307 |
| Provision for loan and lease losses | $-330,000 | 6,788 |
| Total noninterest income | $1,433,000 | 1,702 |
| Gross Fiduciary activities income | $333,000 | 550 |
| Service charges on deposit accounts | $289,000 | 2,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $811,000 | 1,844 |
| Total noninterest expense | $3,671,000 | 2,527 |
| Salaries and employee benefits | $1,495,000 | 3,162 |
| Premises and equipment expense | $320,000 | 3,219 |
| Additional noninterest expense | $1,856,000 | 1,709 |
| Pre-tax net operating income | $2,606,000 | 1,389 |
| Securities gains (losses) | $706,000 | 265 |
| Applicable income taxes | $1,061,000 | 896 |
| Income before extraordinary items | $2,251,000 | 1,346 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,251,000 | 1,347 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,251,000 | 1,348 |
| Net charge-offs | $-58,000 | 6,575 |
| Cash dividends | $2,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,770,920 | 1,617 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,829,000 | 2,198 |
| Total interest expense | $547,000 | 1,687 |
| Net interest income | $2,282,000 | 2,292 |
| Provision for loan and lease losses | $-142,000 | 6,870 |
| Total noninterest income | $927,000 | 1,420 |
| Gross Fiduciary activities income | $164,000 | 559 |
| Service charges on deposit accounts | $144,000 | 2,098 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $619,000 | 1,356 |
| Total noninterest expense | $1,909,000 | 2,470 |
| Salaries and employee benefits | $779,000 | 3,110 |
| Premises and equipment expense | $164,000 | 3,184 |
| Additional noninterest expense | $966,000 | 1,658 |
| Pre-tax net operating income | $1,442,000 | 1,262 |
| Securities gains (losses) | $447,000 | 235 |
| Applicable income taxes | $619,000 | 764 |
| Income before extraordinary items | $1,270,000 | 1,176 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,270,000 | 1,178 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,270,000 | 1,178 |
| Net charge-offs | $33,000 | 2,726 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $970,510 | 1,472 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,646,000 | 2,240 |
| Total interest expense | $2,542,000 | 1,724 |
| Net interest income | $9,104,000 | 2,357 |
| Provision for loan and lease losses | $564,000 | 2,557 |
| Total noninterest income | $3,310,000 | 1,536 |
| Gross Fiduciary activities income | $589,000 | 563 |
| Service charges on deposit accounts | $585,000 | 2,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,136,000 | 1,468 |
| Total noninterest expense | $7,400,000 | 2,538 |
| Salaries and employee benefits | $2,845,000 | 3,247 |
| Premises and equipment expense | $606,000 | 3,363 |
| Additional noninterest expense | $3,949,000 | 1,688 |
| Pre-tax net operating income | $4,450,000 | 1,523 |
| Securities gains (losses) | $451,000 | 1,018 |
| Applicable income taxes | $1,448,000 | 1,124 |
| Income before extraordinary items | $3,453,000 | 1,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,453,000 | 1,652 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,453,000 | 1,653 |
| Net charge-offs | $368,000 | 3,044 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,137,300 | 1,681 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,881,000 | 2,250 |
| Total interest expense | $1,950,000 | 1,761 |
| Net interest income | $6,931,000 | 2,366 |
| Provision for loan and lease losses | $309,000 | 2,938 |
| Total noninterest income | $1,942,000 | 1,823 |
| Gross Fiduciary activities income | $431,000 | 571 |
| Service charges on deposit accounts | $434,000 | 2,245 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,077,000 | 1,897 |
| Total noninterest expense | $5,458,000 | 2,589 |
| Salaries and employee benefits | $2,064,000 | 3,344 |
| Premises and equipment expense | $453,000 | 3,412 |
| Additional noninterest expense | $2,941,000 | 1,702 |
| Pre-tax net operating income | $3,106,000 | 1,645 |
| Securities gains (losses) | $471,000 | 783 |
| Applicable income taxes | $1,053,000 | 1,183 |
| Income before extraordinary items | $2,524,000 | 1,732 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,524,000 | 1,732 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,524,000 | 1,733 |
| Net charge-offs | $212,000 | 3,237 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,189,590 | 1,831 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 2,265 |
| Total interest expense | $1,320,000 | 1,780 |
| Net interest income | $4,602,000 | 2,368 |
| Provision for loan and lease losses | $-78,000 | 7,095 |
| Total noninterest income | $1,239,000 | 1,873 |
| Gross Fiduciary activities income | $283,000 | 581 |
| Service charges on deposit accounts | $291,000 | 2,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $665,000 | 1,978 |
| Total noninterest expense | $3,564,000 | 2,639 |
| Salaries and employee benefits | $1,366,000 | 3,382 |
| Premises and equipment expense | $304,000 | 3,409 |
| Additional noninterest expense | $1,894,000 | 1,752 |
| Pre-tax net operating income | $2,355,000 | 1,478 |
| Securities gains (losses) | $-121,000 | 7,113 |
| Applicable income taxes | $648,000 | 1,247 |
| Income before extraordinary items | $1,586,000 | 1,801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,586,000 | 1,798 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,586,000 | 1,801 |
| Net charge-offs | $-51,000 | 6,986 |
| Cash dividends | $1,000,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,671,910 | 1,650 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 2,185 |
| Total interest expense | $672,000 | 1,822 |
| Net interest income | $2,425,000 | 2,259 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $588,000 | 1,940 |
| Gross Fiduciary activities income | $143,000 | 588 |
| Service charges on deposit accounts | $133,000 | 2,364 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $312,000 | 2,053 |
| Total noninterest expense | $1,785,000 | 2,623 |
| Salaries and employee benefits | $678,000 | 3,423 |
| Premises and equipment expense | $160,000 | 3,298 |
| Additional noninterest expense | $947,000 | 1,756 |
| Pre-tax net operating income | $1,204,000 | 1,438 |
| Securities gains (losses) | $-652,000 | 7,273 |
| Applicable income taxes | $115,000 | 2,312 |
| Income before extraordinary items | $437,000 | 2,893 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $437,000 | 2,896 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $437,000 | 2,897 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $952,080 | 1,444 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,567,000 | 2,230 |
| Total interest expense | $3,240,000 | 1,822 |
| Net interest income | $9,327,000 | 2,345 |
| Provision for loan and lease losses | $-132,000 | 7,273 |
| Total noninterest income | $2,164,000 | 1,890 |
| Gross Fiduciary activities income | $554,000 | 536 |
| Service charges on deposit accounts | $544,000 | 2,408 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,066,000 | 2,055 |
| Total noninterest expense | $7,707,000 | 2,453 |
| Salaries and employee benefits | $2,736,000 | 3,334 |
| Premises and equipment expense | $654,000 | 3,352 |
| Additional noninterest expense | $4,317,000 | 1,578 |
| Pre-tax net operating income | $3,916,000 | 1,461 |
| Securities gains (losses) | $1,552,000 | 294 |
| Applicable income taxes | $1,696,000 | 903 |
| Income before extraordinary items | $3,772,000 | 1,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,772,000 | 1,313 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,772,000 | 1,313 |
| Net charge-offs | $-155,000 | 7,283 |
| Cash dividends | $2,650,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,701,120 | 1,685 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 2,246 |
| Total interest expense | $2,496,000 | 1,850 |
| Net interest income | $6,935,000 | 2,370 |
| Provision for loan and lease losses | $-413,000 | 7,391 |
| Total noninterest income | $580,000 | 3,594 |
| Gross Fiduciary activities income | $425,000 | 532 |
| Service charges on deposit accounts | $403,000 | 2,447 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-248,000 | 7,154 |
| Total noninterest expense | $5,123,000 | 2,720 |
| Salaries and employee benefits | $2,028,000 | 3,356 |
| Premises and equipment expense | $495,000 | 3,376 |
| Additional noninterest expense | $2,600,000 | 1,948 |
| Pre-tax net operating income | $2,805,000 | 1,576 |
| Securities gains (losses) | $1,010,000 | 352 |
| Applicable income taxes | $1,181,000 | 955 |
| Income before extraordinary items | $2,634,000 | 1,445 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,634,000 | 1,445 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,634,000 | 1,445 |
| Net charge-offs | $-557,000 | 7,408 |
| Cash dividends | $1,650,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,937,100 | 1,792 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,343,000 | 2,243 |
| Total interest expense | $1,706,000 | 1,873 |
| Net interest income | $4,637,000 | 2,364 |
| Provision for loan and lease losses | $22,000 | 5,678 |
| Total noninterest income | $476,000 | 3,218 |
| Gross Fiduciary activities income | $284,000 | 538 |
| Service charges on deposit accounts | $257,000 | 2,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-65,000 | 7,155 |
| Total noninterest expense | $3,411,000 | 2,745 |
| Salaries and employee benefits | $1,379,000 | 3,342 |
| Premises and equipment expense | $321,000 | 3,483 |
| Additional noninterest expense | $1,711,000 | 1,998 |
| Pre-tax net operating income | $1,680,000 | 1,694 |
| Securities gains (losses) | $799,000 | 241 |
| Applicable income taxes | $786,000 | 931 |
| Income before extraordinary items | $1,693,000 | 1,451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,693,000 | 1,451 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,693,000 | 1,451 |
| Net charge-offs | $-243,000 | 7,457 |
| Cash dividends | $1,100,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,149,680 | 1,952 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 2,291 |
| Total interest expense | $868,000 | 1,903 |
| Net interest income | $2,248,000 | 2,444 |
| Provision for loan and lease losses | $456,000 | 1,501 |
| Total noninterest income | $517,000 | 1,938 |
| Gross Fiduciary activities income | $141,000 | 541 |
| Service charges on deposit accounts | $120,000 | 2,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $256,000 | 2,113 |
| Total noninterest expense | $1,782,000 | 2,668 |
| Salaries and employee benefits | $716,000 | 3,271 |
| Premises and equipment expense | $183,000 | 3,201 |
| Additional noninterest expense | $883,000 | 1,918 |
| Pre-tax net operating income | $527,000 | 2,465 |
| Securities gains (losses) | $282,000 | 263 |
| Applicable income taxes | $230,000 | 1,354 |
| Income before extraordinary items | $579,000 | 1,975 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $579,000 | 1,974 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $579,000 | 1,975 |
| Net charge-offs | $-11,000 | 7,030 |
| Cash dividends | $550,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $375,960 | 2,740 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,354,000 | 2,260 |
| Total interest expense | $4,220,000 | 1,895 |
| Net interest income | $9,134,000 | 2,391 |
| Provision for loan and lease losses | $1,041,000 | 2,982 |
| Total noninterest income | $3,436,000 | 1,411 |
| Gross Fiduciary activities income | $498,000 | 552 |
| Service charges on deposit accounts | $541,000 | 2,495 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,397,000 | 1,239 |
| Total noninterest expense | $6,237,000 | 3,012 |
| Salaries and employee benefits | $2,447,000 | 3,638 |
| Premises and equipment expense | $539,000 | 3,997 |
| Additional noninterest expense | $3,251,000 | 2,141 |
| Pre-tax net operating income | $5,292,000 | 983 |
| Securities gains (losses) | $281,000 | 1,317 |
| Applicable income taxes | $1,683,000 | 832 |
| Income before extraordinary items | $3,890,000 | 1,117 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,890,000 | 1,118 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,890,000 | 1,120 |
| Net charge-offs | $1,218,000 | 2,425 |
| Cash dividends | $1,950,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,693,300 | 1,127 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,118,000 | 2,289 |
| Total interest expense | $3,269,000 | 1,909 |
| Net interest income | $6,849,000 | 2,426 |
| Provision for loan and lease losses | $287,000 | 4,385 |
| Total noninterest income | $2,052,000 | 1,660 |
| Gross Fiduciary activities income | $365,000 | 554 |
| Service charges on deposit accounts | $400,000 | 2,586 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,287,000 | 1,510 |
| Total noninterest expense | $4,640,000 | 3,039 |
| Salaries and employee benefits | $1,811,000 | 3,723 |
| Premises and equipment expense | $392,000 | 4,137 |
| Additional noninterest expense | $2,437,000 | 2,114 |
| Pre-tax net operating income | $3,974,000 | 1,027 |
| Securities gains (losses) | $281,000 | 1,127 |
| Applicable income taxes | $1,365,000 | 806 |
| Income before extraordinary items | $2,890,000 | 1,165 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,890,000 | 1,169 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,890,000 | 1,169 |
| Net charge-offs | $533,000 | 2,989 |
| Cash dividends | $1,200,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,698,920 | 1,191 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 2,293 |
| Total interest expense | $2,269,000 | 1,915 |
| Net interest income | $4,554,000 | 2,429 |
| Provision for loan and lease losses | $48,000 | 5,904 |
| Total noninterest income | $1,381,000 | 1,607 |
| Gross Fiduciary activities income | $239,000 | 561 |
| Service charges on deposit accounts | $254,000 | 2,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $888,000 | 1,412 |
| Total noninterest expense | $3,103,000 | 3,029 |
| Salaries and employee benefits | $1,231,000 | 3,686 |
| Premises and equipment expense | $260,000 | 4,180 |
| Additional noninterest expense | $1,612,000 | 2,121 |
| Pre-tax net operating income | $2,784,000 | 970 |
| Securities gains (losses) | $171,000 | 1,041 |
| Applicable income taxes | $943,000 | 758 |
| Income before extraordinary items | $2,012,000 | 1,110 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,012,000 | 1,111 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,012,000 | 1,111 |
| Net charge-offs | $494,000 | 2,455 |
| Cash dividends | $800,000 | 880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,895,720 | 1,126 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 2,343 |
| Total interest expense | $1,176,000 | 1,947 |
| Net interest income | $2,250,000 | 2,498 |
| Provision for loan and lease losses | $-153,000 | 7,894 |
| Total noninterest income | $706,000 | 1,589 |
| Gross Fiduciary activities income | $118,000 | 574 |
| Service charges on deposit accounts | $125,000 | 2,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $463,000 | 1,374 |
| Total noninterest expense | $1,569,000 | 3,032 |
| Salaries and employee benefits | $614,000 | 3,752 |
| Premises and equipment expense | $131,000 | 4,251 |
| Additional noninterest expense | $824,000 | 2,061 |
| Pre-tax net operating income | $1,540,000 | 873 |
| Securities gains (losses) | $35,000 | 1,295 |
| Applicable income taxes | $529,000 | 678 |
| Income before extraordinary items | $1,046,000 | 1,048 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,046,000 | 1,048 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,046,000 | 1,050 |
| Net charge-offs | $370,000 | 1,836 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,022,900 | 1,040 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,389,000 | 2,493 |
| Total interest expense | $5,356,000 | 2,126 |
| Net interest income | $8,033,000 | 2,722 |
| Provision for loan and lease losses | $2,972,000 | 2,002 |
| Total noninterest income | $4,864,000 | 1,129 |
| Gross Fiduciary activities income | $449,000 | 574 |
| Service charges on deposit accounts | $442,000 | 3,132 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,973,000 | 849 |
| Total noninterest expense | $5,968,000 | 3,193 |
| Salaries and employee benefits | $2,219,000 | 4,045 |
| Premises and equipment expense | $456,000 | 4,632 |
| Additional noninterest expense | $3,293,000 | 2,167 |
| Pre-tax net operating income | $3,957,000 | 1,055 |
| Securities gains (losses) | $457,000 | 934 |
| Applicable income taxes | $1,371,000 | 754 |
| Income before extraordinary items | $3,043,000 | 1,111 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,043,000 | 1,109 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,043,000 | 1,110 |
| Net charge-offs | $2,946,000 | 1,626 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,727,670 | 1,207 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,860,000 | 2,565 |
| Total interest expense | $4,080,000 | 2,185 |
| Net interest income | $5,780,000 | 2,825 |
| Provision for loan and lease losses | $1,158,000 | 2,561 |
| Total noninterest income | $2,914,000 | 1,351 |
| Gross Fiduciary activities income | $329,000 | 569 |
| Service charges on deposit accounts | $328,000 | 3,164 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,257,000 | 1,058 |
| Total noninterest expense | $4,498,000 | 3,178 |
| Salaries and employee benefits | $1,568,000 | 4,247 |
| Premises and equipment expense | $352,000 | 4,601 |
| Additional noninterest expense | $2,578,000 | 2,053 |
| Pre-tax net operating income | $3,038,000 | 1,076 |
| Securities gains (losses) | $457,000 | 740 |
| Applicable income taxes | $1,115,000 | 776 |
| Income before extraordinary items | $2,380,000 | 1,139 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,380,000 | 1,137 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,380,000 | 1,139 |
| Net charge-offs | $1,224,000 | 1,979 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,069,240 | 1,267 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 2,768 |
| Total interest expense | $2,610,000 | 2,347 |
| Net interest income | $3,509,000 | 3,037 |
| Provision for loan and lease losses | $685,000 | 2,524 |
| Total noninterest income | $1,517,000 | 1,635 |
| Gross Fiduciary activities income | $213,000 | 579 |
| Service charges on deposit accounts | $200,000 | 3,310 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,104,000 | 1,336 |
| Total noninterest expense | $2,594,000 | 3,614 |
| Salaries and employee benefits | $927,000 | 4,662 |
| Premises and equipment expense | $212,000 | 4,915 |
| Additional noninterest expense | $1,455,000 | 2,403 |
| Pre-tax net operating income | $1,747,000 | 1,315 |
| Securities gains (losses) | $320,000 | 719 |
| Applicable income taxes | $649,000 | 878 |
| Income before extraordinary items | $1,418,000 | 1,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,418,000 | 1,336 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,418,000 | 1,337 |
| Net charge-offs | $937,000 | 1,685 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,197,200 | 1,530 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 2,875 |
| Total interest expense | $1,313,000 | 2,419 |
| Net interest income | $1,671,000 | 3,156 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $817,000 | 1,530 |
| Gross Fiduciary activities income | $102,000 | 595 |
| Service charges on deposit accounts | $101,000 | 3,239 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $614,000 | 1,215 |
| Total noninterest expense | $1,295,000 | 3,539 |
| Salaries and employee benefits | $496,000 | 4,491 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $693,000 | 2,250 |
| Pre-tax net operating income | $1,133,000 | 1,125 |
| Securities gains (losses) | $205,000 | 659 |
| Applicable income taxes | $433,000 | 770 |
| Income before extraordinary items | $905,000 | 1,199 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $905,000 | 1,200 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $905,000 | 1,201 |
| Net charge-offs | $241,000 | 1,991 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $765,600 | 1,349 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,575,000 | 2,908 |
| Total interest expense | $5,792,000 | 2,599 |
| Net interest income | $6,783,000 | 3,149 |
| Provision for loan and lease losses | $772,000 | 3,103 |
| Total noninterest income | $2,234,000 | 1,970 |
| Gross Fiduciary activities income | $476,000 | 579 |
| Service charges on deposit accounts | $381,000 | 3,553 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,377,000 | 1,694 |
| Total noninterest expense | $4,630,000 | 3,793 |
| Salaries and employee benefits | $1,925,000 | 4,590 |
| Premises and equipment expense | $429,000 | 4,899 |
| Additional noninterest expense | $2,276,000 | 2,533 |
| Pre-tax net operating income | $3,615,000 | 1,516 |
| Securities gains (losses) | $-20,000 | 7,082 |
| Applicable income taxes | $1,162,000 | 1,066 |
| Income before extraordinary items | $2,433,000 | 1,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,433,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $639,000 | 2,474 |
| Cash dividends | $4,000,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,446,600 | 1,757 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,431,000 | 2,976 |
| Total interest expense | $4,388,000 | 2,669 |
| Net interest income | $5,043,000 | 3,191 |
| Provision for loan and lease losses | $122,000 | 4,921 |
| Total noninterest income | $1,917,000 | 1,832 |
| Gross Fiduciary activities income | $366,000 | 578 |
| Service charges on deposit accounts | $288,000 | 3,564 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,263,000 | 1,530 |
| Total noninterest expense | $3,562,000 | 3,700 |
| Salaries and employee benefits | $1,511,000 | 4,446 |
| Premises and equipment expense | $325,000 | 4,883 |
| Additional noninterest expense | $1,726,000 | 2,454 |
| Pre-tax net operating income | $3,276,000 | 1,493 |
| Securities gains (losses) | $-20,000 | 7,411 |
| Applicable income taxes | $1,062,000 | 1,101 |
| Income before extraordinary items | $2,194,000 | 1,645 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,194,000 | 1,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,369 |
| Cash dividends | $4,000,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,207,400 | 1,729 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 3,019 |
| Total interest expense | $2,934,000 | 2,761 |
| Net interest income | $3,347,000 | 3,194 |
| Provision for loan and lease losses | $-121,000 | 8,407 |
| Total noninterest income | $1,183,000 | 1,967 |
| Gross Fiduciary activities income | $241,000 | 597 |
| Service charges on deposit accounts | $186,000 | 3,629 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $756,000 | 1,701 |
| Total noninterest expense | $2,407,000 | 3,695 |
| Salaries and employee benefits | $1,043,000 | 4,381 |
| Premises and equipment expense | $209,000 | 5,019 |
| Additional noninterest expense | $1,155,000 | 2,425 |
| Pre-tax net operating income | $2,244,000 | 1,520 |
| Securities gains (losses) | $-14,000 | 8,144 |
| Applicable income taxes | $721,000 | 1,206 |
| Income before extraordinary items | $1,509,000 | 1,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,509,000 | 1,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $2,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,518,520 | 1,758 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 2,971 |
| Total interest expense | $1,538,000 | 2,818 |
| Net interest income | $1,739,000 | 3,095 |
| Provision for loan and lease losses | $-63,000 | 8,437 |
| Total noninterest income | $689,000 | 1,773 |
| Gross Fiduciary activities income | $120,000 | 612 |
| Service charges on deposit accounts | $92,000 | 3,611 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $477,000 | 1,464 |
| Total noninterest expense | $1,199,000 | 3,707 |
| Salaries and employee benefits | $515,000 | 4,444 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $578,000 | 2,392 |
| Pre-tax net operating income | $1,292,000 | 1,445 |
| Securities gains (losses) | $-7,000 | 8,296 |
| Applicable income taxes | $419,000 | 1,162 |
| Income before extraordinary items | $866,000 | 1,706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $866,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $870,690 | 1,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,370,000 | 2,970 |
| Total interest expense | $6,824,000 | 2,699 |
| Net interest income | $6,546,000 | 3,275 |
| Provision for loan and lease losses | $1,582,000 | 1,010 |
| Total noninterest income | $2,168,000 | 2,100 |
| Gross Fiduciary activities income | $468,000 | 609 |
| Service charges on deposit accounts | $483,000 | 3,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,217,000 | 1,954 |
| Total noninterest expense | $4,620,000 | 3,689 |
| Salaries and employee benefits | $1,939,000 | 4,483 |
| Premises and equipment expense | $428,000 | 4,822 |
| Additional noninterest expense | $2,253,000 | 2,389 |
| Pre-tax net operating income | $2,512,000 | 2,816 |
| Securities gains (losses) | $53,000 | 774 |
| Applicable income taxes | $670,000 | 2,353 |
| Income before extraordinary items | $1,895,000 | 2,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,895,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,801,000 | 663 |
| Cash dividends | $3,850,000 | 958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,855,780 | 2,983 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,982,000 | 2,986 |
| Total interest expense | $5,121,000 | 2,693 |
| Net interest income | $4,861,000 | 3,305 |
| Provision for loan and lease losses | $1,728,000 | 585 |
| Total noninterest income | $1,525,000 | 2,194 |
| Gross Fiduciary activities income | $347,000 | 606 |
| Service charges on deposit accounts | $362,000 | 3,114 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $816,000 | 2,100 |
| Total noninterest expense | $3,467,000 | 3,665 |
| Salaries and employee benefits | $1,500,000 | 4,376 |
| Premises and equipment expense | $313,000 | 4,886 |
| Additional noninterest expense | $1,654,000 | 2,402 |
| Pre-tax net operating income | $1,191,000 | 3,962 |
| Securities gains (losses) | $52,000 | 618 |
| Applicable income taxes | $251,000 | 3,422 |
| Income before extraordinary items | $992,000 | 3,909 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $992,000 | 3,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,785,000 | 437 |
| Cash dividends | $3,850,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $950,400 | 3,977 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,603,000 | 3,015 |
| Total interest expense | $3,309,000 | 2,749 |
| Net interest income | $3,294,000 | 3,287 |
| Provision for loan and lease losses | $1,764,000 | 357 |
| Total noninterest income | $938,000 | 2,330 |
| Gross Fiduciary activities income | $193,000 | 654 |
| Service charges on deposit accounts | $244,000 | 3,078 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $501,000 | 2,238 |
| Total noninterest expense | $2,326,000 | 3,662 |
| Salaries and employee benefits | $1,001,000 | 4,407 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $1,116,000 | 2,373 |
| Pre-tax net operating income | $142,000 | 7,005 |
| Securities gains (losses) | $52,000 | 527 |
| Applicable income taxes | $-65,000 | 8,326 |
| Income before extraordinary items | $259,000 | 5,954 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $259,000 | 5,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,781,000 | 302 |
| Cash dividends | $3,850,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $207,000 | 6,319 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 3,017 |
| Total interest expense | $1,640,000 | 2,758 |
| Net interest income | $1,665,000 | 3,255 |
| Provision for loan and lease losses | $-10,000 | 8,430 |
| Total noninterest income | $436,000 | 2,416 |
| Gross Fiduciary activities income | $100,000 | 659 |
| Service charges on deposit accounts | $122,000 | 3,030 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $214,000 | 2,443 |
| Total noninterest expense | $1,171,000 | 3,635 |
| Salaries and employee benefits | $505,000 | 4,405 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $552,000 | 2,391 |
| Pre-tax net operating income | $940,000 | 2,273 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $286,000 | 1,911 |
| Income before extraordinary items | $654,000 | 2,459 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $654,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $850,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $654,000 | 2,436 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,256,000 | 2,660 |
| Total interest expense | $6,978,000 | 2,286 |
| Net interest income | $7,278,000 | 3,003 |
| Provision for loan and lease losses | $193,000 | 3,604 |
| Total noninterest income | $1,972,000 | 2,251 |
| Gross Fiduciary activities income | $379,000 | 651 |
| Service charges on deposit accounts | $494,000 | 3,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,099,000 | 2,083 |
| Total noninterest expense | $4,398,000 | 3,691 |
| Salaries and employee benefits | $1,863,000 | 4,512 |
| Premises and equipment expense | $424,000 | 4,743 |
| Additional noninterest expense | $2,111,000 | 2,440 |
| Pre-tax net operating income | $4,659,000 | 2,005 |
| Securities gains (losses) | $-24,000 | 7,627 |
| Applicable income taxes | $1,468,000 | 1,692 |
| Income before extraordinary items | $3,167,000 | 2,183 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,167,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,572 |
| Cash dividends | $1,875,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,183,320 | 2,161 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,749,000 | 2,639 |
| Total interest expense | $5,277,000 | 2,225 |
| Net interest income | $5,472,000 | 3,027 |
| Provision for loan and lease losses | $190,000 | 2,962 |
| Total noninterest income | $1,472,000 | 2,259 |
| Gross Fiduciary activities income | $280,000 | 648 |
| Service charges on deposit accounts | $370,000 | 3,100 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $822,000 | 2,084 |
| Total noninterest expense | $3,339,000 | 3,658 |
| Salaries and employee benefits | $1,415,000 | 4,442 |
| Premises and equipment expense | $313,000 | 4,791 |
| Additional noninterest expense | $1,611,000 | 2,397 |
| Pre-tax net operating income | $3,415,000 | 2,107 |
| Securities gains (losses) | $-23,000 | 7,893 |
| Applicable income taxes | $1,077,000 | 1,786 |
| Income before extraordinary items | $2,315,000 | 2,294 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,315,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,937 |
| Cash dividends | $1,125,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,330,640 | 2,267 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,113,000 | 2,625 |
| Total interest expense | $3,504,000 | 2,129 |
| Net interest income | $3,609,000 | 3,059 |
| Provision for loan and lease losses | $103,000 | 3,273 |
| Total noninterest income | $937,000 | 2,321 |
| Gross Fiduciary activities income | $184,000 | 658 |
| Service charges on deposit accounts | $241,000 | 3,143 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $512,000 | 2,180 |
| Total noninterest expense | $2,232,000 | 3,663 |
| Salaries and employee benefits | $947,000 | 4,441 |
| Premises and equipment expense | $211,000 | 4,767 |
| Additional noninterest expense | $1,074,000 | 2,404 |
| Pre-tax net operating income | $2,211,000 | 2,146 |
| Securities gains (losses) | $-23,000 | 8,124 |
| Applicable income taxes | $693,000 | 1,855 |
| Income before extraordinary items | $1,495,000 | 2,347 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,495,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,418 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,510,640 | 2,314 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 2,639 |
| Total interest expense | $1,678,000 | 2,126 |
| Net interest income | $1,779,000 | 3,096 |
| Provision for loan and lease losses | $34,000 | 3,733 |
| Total noninterest income | $424,000 | 2,461 |
| Gross Fiduciary activities income | $84,000 | 686 |
| Service charges on deposit accounts | $117,000 | 3,129 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $223,000 | 2,332 |
| Total noninterest expense | $1,113,000 | 3,688 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $99,000 | 4,994 |
| Additional noninterest expense | $523,000 | 2,448 |
| Pre-tax net operating income | $1,056,000 | 2,189 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $332,000 | 1,890 |
| Income before extraordinary items | $724,000 | 2,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $724,000 | 2,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $375,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $724,000 | 2,361 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,609,000 | 2,599 |
| Total interest expense | $5,558,000 | 2,015 |
| Net interest income | $7,051,000 | 3,028 |
| Provision for loan and lease losses | $584,000 | 1,685 |
| Total noninterest income | $1,718,000 | 2,459 |
| Gross Fiduciary activities income | $386,000 | 639 |
| Service charges on deposit accounts | $433,000 | 3,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $899,000 | 2,362 |
| Total noninterest expense | $4,123,000 | 3,780 |
| Salaries and employee benefits | $1,827,000 | 4,427 |
| Premises and equipment expense | $439,000 | 4,576 |
| Additional noninterest expense | $1,857,000 | 2,684 |
| Pre-tax net operating income | $4,062,000 | 2,201 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,254,000 | 1,936 |
| Income before extraordinary items | $2,808,000 | 2,370 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,808,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,933 |
| Cash dividends | $2,800,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,808,000 | 2,344 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,215,000 | 2,605 |
| Total interest expense | $3,960,000 | 2,011 |
| Net interest income | $5,255,000 | 3,023 |
| Provision for loan and lease losses | $430,000 | 1,617 |
| Total noninterest income | $1,273,000 | 2,476 |
| Gross Fiduciary activities income | $292,000 | 633 |
| Service charges on deposit accounts | $324,000 | 3,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $657,000 | 2,411 |
| Total noninterest expense | $3,078,000 | 3,761 |
| Salaries and employee benefits | $1,339,000 | 4,473 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $1,415,000 | 2,600 |
| Pre-tax net operating income | $3,020,000 | 2,227 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $936,000 | 1,970 |
| Income before extraordinary items | $2,084,000 | 2,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,084,000 | 2,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $2,800,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,084,000 | 2,384 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 2,618 |
| Total interest expense | $2,469,000 | 2,013 |
| Net interest income | $3,492,000 | 3,003 |
| Provision for loan and lease losses | $216,000 | 2,022 |
| Total noninterest income | $801,000 | 2,533 |
| Gross Fiduciary activities income | $199,000 | 638 |
| Service charges on deposit accounts | $210,000 | 3,396 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $392,000 | 2,581 |
| Total noninterest expense | $2,036,000 | 3,759 |
| Salaries and employee benefits | $895,000 | 4,445 |
| Premises and equipment expense | $211,000 | 4,630 |
| Additional noninterest expense | $930,000 | 2,621 |
| Pre-tax net operating income | $2,041,000 | 2,153 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $636,000 | 1,913 |
| Income before extraordinary items | $1,405,000 | 2,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,405,000 | 2,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $2,800,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,405,000 | 2,311 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 2,645 |
| Total interest expense | $1,169,000 | 2,015 |
| Net interest income | $1,743,000 | 3,003 |
| Provision for loan and lease losses | $86,000 | 2,322 |
| Total noninterest income | $376,000 | 2,608 |
| Gross Fiduciary activities income | $88,000 | 670 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $187,000 | 2,588 |
| Total noninterest expense | $1,044,000 | 3,725 |
| Salaries and employee benefits | $461,000 | 4,352 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $477,000 | 2,547 |
| Pre-tax net operating income | $989,000 | 2,186 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $305,000 | 1,950 |
| Income before extraordinary items | $684,000 | 2,372 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $684,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $684,000 | 2,337 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,245,000 | 2,543 |
| Total interest expense | $4,526,000 | 1,795 |
| Net interest income | $6,719,000 | 3,003 |
| Provision for loan and lease losses | $422,000 | 2,266 |
| Total noninterest income | $1,680,000 | 2,478 |
| Gross Fiduciary activities income | $289,000 | 699 |
| Service charges on deposit accounts | $442,000 | 3,423 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $949,000 | 2,222 |
| Total noninterest expense | $3,908,000 | 3,826 |
| Salaries and employee benefits | $1,766,000 | 4,399 |
| Premises and equipment expense | $403,000 | 4,733 |
| Additional noninterest expense | $1,739,000 | 2,748 |
| Pre-tax net operating income | $4,069,000 | 2,039 |
| Securities gains (losses) | $148,000 | 990 |
| Applicable income taxes | $1,291,000 | 1,806 |
| Income before extraordinary items | $2,926,000 | 2,124 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,926,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,911 |
| Cash dividends | $2,500,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,823,880 | 2,143 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,352,000 | 2,527 |
| Total interest expense | $3,347,000 | 1,791 |
| Net interest income | $5,005,000 | 2,996 |
| Provision for loan and lease losses | $249,000 | 2,587 |
| Total noninterest income | $1,194,000 | 2,582 |
| Gross Fiduciary activities income | $217,000 | 705 |
| Service charges on deposit accounts | $322,000 | 3,489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $655,000 | 2,369 |
| Total noninterest expense | $2,893,000 | 3,826 |
| Salaries and employee benefits | $1,332,000 | 4,341 |
| Premises and equipment expense | $297,000 | 4,786 |
| Additional noninterest expense | $1,264,000 | 2,781 |
| Pre-tax net operating income | $3,057,000 | 2,048 |
| Securities gains (losses) | $148,000 | 943 |
| Applicable income taxes | $1,002,000 | 1,779 |
| Income before extraordinary items | $2,203,000 | 2,123 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,203,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,578 |
| Cash dividends | $2,250,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,100,880 | 2,170 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 2,512 |
| Total interest expense | $2,198,000 | 1,805 |
| Net interest income | $3,364,000 | 2,968 |
| Provision for loan and lease losses | $148,000 | 2,832 |
| Total noninterest income | $830,000 | 2,530 |
| Gross Fiduciary activities income | $141,000 | 709 |
| Service charges on deposit accounts | $217,000 | 3,458 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $472,000 | 2,287 |
| Total noninterest expense | $1,912,000 | 3,875 |
| Salaries and employee benefits | $891,000 | 4,355 |
| Premises and equipment expense | $197,000 | 4,802 |
| Additional noninterest expense | $824,000 | 2,862 |
| Pre-tax net operating income | $2,134,000 | 1,931 |
| Securities gains (losses) | $148,000 | 794 |
| Applicable income taxes | $722,000 | 1,667 |
| Income before extraordinary items | $1,560,000 | 2,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,560,000 | 2,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,459,360 | 2,064 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 2,449 |
| Total interest expense | $1,107,000 | 1,811 |
| Net interest income | $1,762,000 | 2,829 |
| Provision for loan and lease losses | $74,000 | 2,718 |
| Total noninterest income | $349,000 | 2,797 |
| Gross Fiduciary activities income | $72,000 | 713 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $173,000 | 2,700 |
| Total noninterest expense | $970,000 | 3,851 |
| Salaries and employee benefits | $460,000 | 4,274 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $412,000 | 2,828 |
| Pre-tax net operating income | $1,067,000 | 1,902 |
| Securities gains (losses) | $66,000 | 1,037 |
| Applicable income taxes | $360,000 | 1,691 |
| Income before extraordinary items | $773,000 | 2,009 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $773,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $728,120 | 2,018 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,343,000 | 2,509 |
| Total interest expense | $4,740,000 | 1,892 |
| Net interest income | $6,603,000 | 2,911 |
| Provision for loan and lease losses | $430,000 | 2,443 |
| Total noninterest income | $1,967,000 | 2,348 |
| Gross Fiduciary activities income | $214,000 | 786 |
| Service charges on deposit accounts | $425,000 | 3,517 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,328,000 | 1,981 |
| Total noninterest expense | $3,689,000 | 3,942 |
| Salaries and employee benefits | $1,792,000 | 4,280 |
| Premises and equipment expense | $372,000 | 4,980 |
| Additional noninterest expense | $1,525,000 | 3,031 |
| Pre-tax net operating income | $4,451,000 | 1,809 |
| Securities gains (losses) | $224,000 | 1,267 |
| Applicable income taxes | $1,548,000 | 1,583 |
| Income before extraordinary items | $3,127,000 | 1,968 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,127,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,746 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,976,920 | 1,963 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,637,000 | 2,510 |
| Total interest expense | $3,583,000 | 1,946 |
| Net interest income | $5,054,000 | 2,869 |
| Provision for loan and lease losses | $256,000 | 2,812 |
| Total noninterest income | $1,626,000 | 2,220 |
| Gross Fiduciary activities income | $147,000 | 802 |
| Service charges on deposit accounts | $330,000 | 3,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,149,000 | 1,863 |
| Total noninterest expense | $2,700,000 | 4,000 |
| Salaries and employee benefits | $1,272,000 | 4,434 |
| Premises and equipment expense | $296,000 | 4,754 |
| Additional noninterest expense | $1,132,000 | 3,053 |
| Pre-tax net operating income | $3,724,000 | 1,690 |
| Securities gains (losses) | $220,000 | 1,177 |
| Applicable income taxes | $1,337,000 | 1,466 |
| Income before extraordinary items | $2,607,000 | 1,847 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,607,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,186 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,461,800 | 1,854 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 2,480 |
| Total interest expense | $2,375,000 | 2,012 |
| Net interest income | $3,507,000 | 2,764 |
| Provision for loan and lease losses | $146,000 | 3,180 |
| Total noninterest income | $1,034,000 | 2,296 |
| Gross Fiduciary activities income | $95,000 | 821 |
| Service charges on deposit accounts | $223,000 | 3,357 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $716,000 | 1,937 |
| Total noninterest expense | $1,765,000 | 4,059 |
| Salaries and employee benefits | $833,000 | 4,485 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $735,000 | 3,104 |
| Pre-tax net operating income | $2,630,000 | 1,595 |
| Securities gains (losses) | $220,000 | 985 |
| Applicable income taxes | $978,000 | 1,397 |
| Income before extraordinary items | $1,872,000 | 1,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,872,000 | 1,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,557 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,726,800 | 1,747 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 2,429 |
| Total interest expense | $1,183,000 | 2,074 |
| Net interest income | $1,842,000 | 2,631 |
| Provision for loan and lease losses | $76,000 | 2,787 |
| Total noninterest income | $453,000 | 2,463 |
| Gross Fiduciary activities income | $50,000 | 815 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $303,000 | 2,095 |
| Total noninterest expense | $891,000 | 4,021 |
| Salaries and employee benefits | $419,000 | 4,480 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $377,000 | 3,000 |
| Pre-tax net operating income | $1,328,000 | 1,586 |
| Securities gains (losses) | $100,000 | 1,001 |
| Applicable income taxes | $491,000 | 1,393 |
| Income before extraordinary items | $937,000 | 1,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $937,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $871,000 | 1,708 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,332,000 | 2,688 |
| Total interest expense | $5,306,000 | 2,120 |
| Net interest income | $6,026,000 | 3,128 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $1,724,000 | 2,390 |
| Gross Fiduciary activities income | $64,000 | 1,069 |
| Service charges on deposit accounts | $416,000 | 3,439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,244,000 | 1,897 |
| Total noninterest expense | $3,289,000 | 4,154 |
| Salaries and employee benefits | $1,535,000 | 4,612 |
| Premises and equipment expense | $400,000 | 4,653 |
| Additional noninterest expense | $1,354,000 | 3,243 |
| Pre-tax net operating income | $4,221,000 | 1,897 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,436,000 | 1,708 |
| Income before extraordinary items | $2,785,000 | 2,146 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,785,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,100 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,785,000 | 2,069 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,253,000 | 2,763 |
| Total interest expense | $7,138,000 | 2,245 |
| Net interest income | $5,115,000 | 3,375 |
| Provision for loan and lease losses | $167,000 | 4,573 |
| Total noninterest income | $1,398,000 | 2,650 |
| Gross Fiduciary activities income | $38,000 | 1,185 |
| Service charges on deposit accounts | $261,000 | 4,533 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,099,000 | 1,909 |
| Total noninterest expense | $3,081,000 | 4,245 |
| Salaries and employee benefits | $1,443,000 | 4,649 |
| Premises and equipment expense | $385,000 | 4,711 |
| Additional noninterest expense | $1,253,000 | 3,367 |
| Pre-tax net operating income | $3,265,000 | 2,095 |
| Securities gains (losses) | $212,000 | 1,149 |
| Applicable income taxes | $1,254,000 | 1,753 |
| Income before extraordinary items | $2,223,000 | 2,313 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,223,000 | 2,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,190 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,087,320 | 2,355 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,180,000 | 3,087 |
| Total interest expense | $6,242,000 | 2,679 |
| Net interest income | $4,938,000 | 3,513 |
| Provision for loan and lease losses | $46,000 | 6,690 |
| Total noninterest income | $826,000 | 3,590 |
| Gross Fiduciary activities income | $46,000 | 1,063 |
| Service charges on deposit accounts | $232,000 | 4,724 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $548,000 | 2,797 |
| Total noninterest expense | $2,755,000 | 4,522 |
| Salaries and employee benefits | $1,368,000 | 4,703 |
| Premises and equipment expense | $357,000 | 4,866 |
| Additional noninterest expense | $1,030,000 | 3,901 |
| Pre-tax net operating income | $2,963,000 | 2,417 |
| Securities gains (losses) | $-154,000 | 9,523 |
| Applicable income taxes | $1,007,000 | 2,105 |
| Income before extraordinary items | $1,802,000 | 2,799 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,802,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,900,560 | 2,680 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,315,000 | 3,433 |
| Total interest expense | $5,162,000 | 2,826 |
| Net interest income | $4,153,000 | 4,039 |
| Provision for loan and lease losses | $169,000 | 3,994 |
| Total noninterest income | $926,000 | 3,285 |
| Gross Fiduciary activities income | $45,000 | 1,113 |
| Service charges on deposit accounts | $228,000 | 4,759 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $653,000 | 2,484 |
| Total noninterest expense | $2,818,000 | 4,448 |
| Salaries and employee benefits | $1,442,000 | 4,480 |
| Premises and equipment expense | $402,000 | 4,517 |
| Additional noninterest expense | $974,000 | 4,104 |
| Pre-tax net operating income | $2,092,000 | 3,214 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $754,000 | 2,764 |
| Income before extraordinary items | $1,346,000 | 3,535 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,346,000 | 3,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,340,880 | 3,512 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,105,000 | 3,505 |
| Total interest expense | $5,282,000 | 2,845 |
| Net interest income | $3,823,000 | 4,277 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $821,000 | 3,561 |
| Gross Fiduciary activities income | $44,000 | 1,131 |
| Service charges on deposit accounts | $226,000 | 4,799 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $551,000 | 2,805 |
| Total noninterest expense | $2,651,000 | 4,568 |
| Salaries and employee benefits | $1,282,000 | 4,822 |
| Premises and equipment expense | $394,000 | 4,472 |
| Additional noninterest expense | $975,000 | 4,039 |
| Pre-tax net operating income | $1,933,000 | 3,428 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $699,000 | 3,030 |
| Income before extraordinary items | $1,235,000 | 3,838 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,235,000 | 3,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,234,360 | 3,749 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,693,000 | 3,687 |
| Total interest expense | $5,126,000 | 2,915 |
| Net interest income | $3,567,000 | 4,660 |
| Provision for loan and lease losses | $133,000 | 4,398 |
| Total noninterest income | $683,000 | 4,038 |
| Gross Fiduciary activities income | $41,000 | 1,200 |
| Service charges on deposit accounts | $231,000 | 4,903 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $411,000 | 3,235 |
| Total noninterest expense | $2,648,000 | 4,557 |
| Salaries and employee benefits | $1,307,000 | 4,761 |
| Premises and equipment expense | $384,000 | 4,589 |
| Additional noninterest expense | $957,000 | 4,067 |
| Pre-tax net operating income | $1,469,000 | 4,568 |
| Securities gains (losses) | $22,000 | 1,824 |
| Applicable income taxes | $545,000 | 3,960 |
| Income before extraordinary items | $946,000 | 4,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $946,000 | 4,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $646,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $931,920 | 4,877 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 3,936 |
| Total interest expense | $4,779,000 | 3,124 |
| Net interest income | $3,426,000 | 4,920 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $651,000 | 4,316 |
| Gross Fiduciary activities income | $21,000 | 1,345 |
| Service charges on deposit accounts | $269,000 | 4,562 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $361,000 | 3,617 |
| Total noninterest expense | $2,156,000 | 5,621 |
| Salaries and employee benefits | $1,175,000 | 5,301 |
| Premises and equipment expense | $249,000 | 6,268 |
| Additional noninterest expense | $732,000 | 5,559 |
| Pre-tax net operating income | $1,825,000 | 3,664 |
| Securities gains (losses) | $79,000 | 1,069 |
| Applicable income taxes | $685,000 | 3,228 |
| Income before extraordinary items | $1,219,000 | 3,822 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,219,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $860,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,168,440 | 3,907 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 4,007 |
| Total interest expense | $4,454,000 | 3,337 |
| Net interest income | $3,565,000 | 4,784 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $528,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,161 |
| Total noninterest expense | $2,131,000 | 5,718 |
| Salaries and employee benefits | $1,040,000 | 5,851 |
| Premises and equipment expense | $246,000 | 6,416 |
| Additional noninterest expense | $845,000 | 5,020 |
| Pre-tax net operating income | $1,812,000 | 3,824 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $640,000 | 3,493 |
| Income before extraordinary items | $1,178,000 | 4,019 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,178,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $860,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,174,100 | 4,009 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,933,000 | 4,263 |
| Total interest expense | $3,570,000 | 3,393 |
| Net interest income | $3,363,000 | 5,116 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $429,000 | 5,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,766 |
| Total noninterest expense | $2,044,000 | 6,089 |
| Salaries and employee benefits | $1,052,000 | 5,841 |
| Premises and equipment expense | $257,000 | 6,405 |
| Additional noninterest expense | $735,000 | 6,092 |
| Pre-tax net operating income | $1,598,000 | 4,176 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $529,000 | 3,892 |
| Income before extraordinary items | $1,048,000 | 4,361 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,048,000 | 4,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $818,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,061,860 | 4,362 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 4,525 |
| Total interest expense | $3,521,000 | 3,569 |
| Net interest income | $3,127,000 | 5,482 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $484,000 | 5,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,770 |
| Total noninterest expense | $2,043,000 | 6,216 |
| Salaries and employee benefits | $951,000 | 6,408 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $848,000 | 5,635 |
| Pre-tax net operating income | $1,448,000 | 4,457 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $444,000 | 4,631 |
| Income before extraordinary items | $1,001,000 | 4,705 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,001,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,003,070 | 4,452 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,484,000 | 5,153 |
| Total interest expense | $4,075,000 | 4,006 |
| Net interest income | $2,409,000 | 6,777 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $289,000 | 7,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,939,000 | 6,534 |
| Salaries and employee benefits | $961,000 | 6,255 |
| Premises and equipment expense | $248,000 | 6,814 |
| Additional noninterest expense | $730,000 | 6,555 |
| Pre-tax net operating income | $699,000 | 7,099 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $157,000 | 8,451 |
| Income before extraordinary items | $543,000 | 6,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $543,000 | 7,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 7,355 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-1,500,000 | 13,881 |
| Net operating income | $542,220 | 6,616 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.