Home > Galatia Community State Bank > Income and Expense
Galatia Community State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 10,652 |
| Total interest expense | $525,000 | 10,988 |
| Net interest income | $1,021,000 | 10,326 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $690,000 | 10,739 |
| Salaries and employee benefits | $306,000 | 11,149 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $300,000 | 9,963 |
| Pre-tax net operating income | $432,000 | 9,111 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $124,000 | 8,842 |
| Income before extraordinary items | $308,000 | 9,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $308,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $308,000 | 9,130 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,537,000 | 11,158 |
| Total interest expense | $534,000 | 11,510 |
| Net interest income | $1,003,000 | 10,768 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $126,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $731,000 | 11,013 |
| Salaries and employee benefits | $332,000 | 11,336 |
| Premises and equipment expense | $86,000 | 10,933 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $386,000 | 9,518 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $284,000 | 9,645 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $284,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $256,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $284,000 | 9,387 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 11,564 |
| Total interest expense | $698,000 | 11,827 |
| Net interest income | $979,000 | 11,177 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $110,000 | 11,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $714,000 | 11,445 |
| Salaries and employee benefits | $324,000 | 11,746 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $303,000 | 10,782 |
| Pre-tax net operating income | $371,000 | 9,496 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $272,000 | 9,281 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.