| 2025-03-31 | Rank |
| Percentage of unprofitable institutions | 100.0000% | 3 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 3.6795% | 4,382 |
| Cost of funding earning assets | 0.3680% | 4,320 |
| Net interest margin | 3.3116% | 2,749 |
| Noninterest income to average assets | 0.0000% | 4,395 |
| Noninterest expense to average assets | 8.3068% | 124 |
| Loan and lease loss provision to assets | 0.9000% | 94 |
| Net operating income to assets | -4.8592% | 4,432 |
| Return on assets (ROA) | -4.8592% | 4,471 |
| Pretax return on assets | -6.5151% | 4,474 |
| Return on Equity (ROE) | -7.0100% | 4,359 |
| Retained earnings to average equity (ytd only) | -7.0059% | 4,174 |
| Net charge-offs to loans | 0.0000% | 2,326 |
| Credit loss provision to net charge-offs | 0.0000% | 1,760 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
| Efficiency ratio | 309.0909% | 41 |
| Assets per employee ($millions) | 1.7364% | 4,335 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,332 |
| Condition Ratios (%) |
| Loss allowance to loans | 0.9641% | 3,390 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 17.7500% | 4,304 |
| Net loans and leases to deposits | 37.8856% | 4,171 |
| Net loans and leases to core deposits | 37.8856% | 4,194 |
| Total domestic deposits to total assets | 46.8500% | 4,335 |
| Equity capital to assets | 53.0419% | 126 |
| Core capital (leverage) ratio | 84.8731% | 55 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 115.7395% | 63 |
| Memoranda: |
| Average total assets | $14,735,000 | 4,419 |
| Average earning assets | $11,958,000 | 4,396 |
| Average equity | $10,220,000 | 3,770 |
| Average total loans | $1,711,500 | 4,348 |
| 2024-12-31 | Rank |
| Percentage of unprofitable institutions | 100.0000% | 2 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) |
| Yield on earning assets | 0.0000% | 4,492 |
| Cost of funding earning assets | 0.0000% | 4,414 |
| Net interest margin | 0.0000% | 4,448 |
| Noninterest income to average assets | 0.0000% | 4,443 |
| Noninterest expense to average assets | 18.7595% | 74 |
| Loan and lease loss provision to assets | 0.0000% | 3,171 |
| Net operating income to assets | -18.7595% | 4,473 |
| Return on assets (ROA) | -18.7595% | 4,511 |
| Pretax return on assets | -18.7595% | 4,511 |
| Return on Equity (ROE) | -18.8800% | 4,446 |
| Retained earnings to average equity (ytd only) | -18.8758% | 4,452 |
| Net charge-offs to loans | 0.0000% | 3,099 |
| Credit loss provision to net charge-offs | 0.0000% | 2,577 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
| Efficiency ratio | 0.0000% | 4,474 |
| Assets per employee ($millions) | 1.0999% | 4,390 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,369 |
| Condition Ratios (%) |
| Loss allowance to loans | 0.0000% | 4,399 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 0.0000% | 4,378 |
| Net loans and leases to deposits | 0.0000% | 4,387 |
| Net loans and leases to core deposits | 0.0000% | 4,400 |
| Total domestic deposits to total assets | 0.0000% | 4,451 |
| Equity capital to assets | 99.3838% | 51 |
| Core capital (leverage) ratio | 97.8905% | 16 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 304.9597% | 28 |
| Memoranda: |
| Average total assets | $9,899,000 | 4,457 |
| Average earning assets | $8,086,000 | 4,432 |
| Average equity | $9,838,000 | 3,774 |
| Average total loans | $0 | 4,379 |
