Home > Gainey Business Bank > Assets and Liabilities
Gainey Business Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 16 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $54,866,000 | 4,226 |
| Cash and due from depository institutions | $734,000 | 3,732 |
| Interest-bearing balances | $0 | 4,407 |
| Securities | $0 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $1,470,000 | 1,223 |
| Net loans & leases | $50,856,000 | 3,802 |
| Loan loss allowance | $834,000 | 3,567 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,378,000 | 3,350 |
| Other real estate owned | $0 | 3,732 |
| Goodwill and other intangibles | $0 | 2,242 |
| All other assets | $428,000 | 4,366 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $54,866,000 | 4,201 |
| Total liabilities | $46,177,000 | 4,170 |
| Total deposits | $38,941,000 | 4,247 |
| Interest-bearing deposits | $37,093,000 | 4,077 |
| Deposits held in domestic offices | $38,941,000 | 4,247 |
| % insured | 75.95% | 2,278 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $6,000,000 | 1,812 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $1,236,000 | 2,979 |
| Total equity capital | $8,689,000 | 3,932 |
| Total bank equity capital | $8,689,000 | 3,972 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $9,032,000 | 364 |
| Surplus | $9,383,000 | 2,194 |
| Undivided profits | $-9,726,000 | 4,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 582 |
| Income earned, not collected on loans | $221,000 | 4,201 |
| Earning assets | $52,326,000 | 4,170 |
| Long-term assets (5+ years) | $22,056,000 | 3,538 |
| Average Assets, year-to-date | $53,460,500 | 4,190 |
| Average Assets, quarterly | $53,460,500 | 4,190 |
| Volatile liabilities | $6,928,000 | 3,685 |
| Insider loans | $0 | 3,851 |
| FHLB advances | $0 | 2,381 |
| Loans and leases held for sale | $0 | 1,097 |
| Unused loan commitments | $16,913,000 | 2,935 |
| Tier 1 (core) risk-based capital | $8,689,000 | 4,049 |
| Tier 2 risk-based capital | $0 | 2,663 |
| Total risk weighted assets | $0 | 2,740 |
| Total unused commitments | $16,913,000 | 2,935 |
| Derivatives | $0 | 1,188 |
| 2024-12-31 | Rank | |
| # of Employees: | 16 | 3,746 |
| Assets and Liabilities | ||
| Total Assets: | $52,055,000 | 4,261 |
| Cash and due from depository institutions | $1,504,000 | 3,746 |
| Interest-bearing balances | $0 | 4,424 |
| Securities | $0 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 730 |
| Net loans & leases | $44,235,000 | 3,910 |
| Loan loss allowance | $834,000 | 3,571 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $1,434,000 | 3,338 |
| Other real estate owned | $0 | 3,746 |
| Goodwill and other intangibles | $0 | 2,257 |
| All other assets | $432,000 | 4,390 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $52,055,000 | 4,219 |
| Total liabilities | $42,957,000 | 4,218 |
| Total deposits | $37,361,000 | 4,272 |
| Interest-bearing deposits | $36,707,000 | 4,095 |
| Deposits held in domestic offices | $37,361,000 | 4,272 |
| % insured | 76.94% | 2,083 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $4,000,000 | 2,146 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $1,596,000 | 2,712 |
| Total equity capital | $9,098,000 | 3,872 |
| Total bank equity capital | $9,098,000 | 3,911 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $9,032,000 | 356 |
| Surplus | $9,322,000 | 2,209 |
| Undivided profits | $-9,256,000 | 4,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $180,000 | 4,274 |
| Earning assets | $48,685,000 | 4,213 |
| Long-term assets (5+ years) | $18,531,000 | 3,672 |
| Average Assets, year-to-date | $44,470,400 | 4,267 |
| Average Assets, quarterly | $47,428,000 | 4,252 |
| Volatile liabilities | $5,331,000 | 3,868 |
| Insider loans | $0 | 3,880 |
| FHLB advances | $0 | 2,480 |
| Loans and leases held for sale | $0 | 1,099 |
| Unused loan commitments | $18,096,000 | 2,822 |
| Tier 1 (core) risk-based capital | $9,098,000 | 4,027 |
| Tier 2 risk-based capital | $0 | 2,717 |
| Total risk weighted assets | $0 | 2,791 |
| Total unused commitments | $18,096,000 | 2,823 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 16 | 3,754 |
| Assets and Liabilities | ||
| Total Assets: | $42,801,000 | 4,345 |
| Cash and due from depository institutions | $565,000 | 3,754 |
| Interest-bearing balances | $0 | 4,458 |
| Securities | $0 | 4,394 |
| Federal funds sold & reverse repurchase agreements | $5,915,000 | 575 |
| Net loans & leases | $34,415,000 | 4,056 |
| Loan loss allowance | $593,000 | 3,839 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,520,000 | 3,300 |
| Other real estate owned | $0 | 3,754 |
| Goodwill and other intangibles | $0 | 2,282 |
| All other assets | $386,000 | 4,432 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $42,801,000 | 4,302 |
| Total liabilities | $32,944,000 | 4,320 |
| Total deposits | $31,399,000 | 4,345 |
| Interest-bearing deposits | $30,992,000 | 4,195 |
| Deposits held in domestic offices | $31,399,000 | 4,345 |
| % insured | 72.16% | 2,882 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,545,000 | 2,869 |
| Total equity capital | $9,857,000 | 3,867 |
| Total bank equity capital | $9,857,000 | 3,907 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $9,011,000 | 363 |
| Surplus | $9,129,000 | 2,218 |
| Undivided profits | $-8,283,000 | 4,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $119,000 | 4,366 |
| Earning assets | $40,330,000 | 4,302 |
| Long-term assets (5+ years) | $15,161,000 | 3,822 |
| Average Assets, year-to-date | $42,574,250 | 4,307 |
| Average Assets, quarterly | $41,854,500 | 4,315 |
| Volatile liabilities | $3,167,000 | 4,108 |
| Insider loans | $0 | 3,904 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $16,274,000 | 2,951 |
| Tier 1 (core) risk-based capital | $9,856,000 | 3,985 |
| Tier 2 risk-based capital | $0 | 2,756 |
| Total risk weighted assets | $0 | 2,831 |
| Total unused commitments | $16,274,000 | 2,952 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 15 | 3,836 |
| Assets and Liabilities | ||
| Total Assets: | $40,908,000 | 4,389 |
| Cash and due from depository institutions | $700,000 | 3,836 |
| Interest-bearing balances | $0 | 4,472 |
| Securities | $996,000 | 4,339 |
| Federal funds sold & reverse repurchase agreements | $3,635,000 | 781 |
| Net loans & leases | $33,680,000 | 4,076 |
| Loan loss allowance | $572,000 | 3,867 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $1,599,000 | 3,264 |
| Other real estate owned | $0 | 3,836 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $298,000 | 4,478 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $40,908,000 | 4,344 |
| Total liabilities | $30,518,000 | 4,353 |
| Total deposits | $29,029,000 | 4,375 |
| Interest-bearing deposits | $28,987,000 | 4,235 |
| Deposits held in domestic offices | $29,029,000 | 4,375 |
| % insured | 79.67% | 1,851 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $1,489,000 | 2,816 |
| Total equity capital | $10,390,000 | 3,743 |
| Total bank equity capital | $10,390,000 | 3,784 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,011,000 | 360 |
| Surplus | $9,129,000 | 2,222 |
| Undivided profits | $-7,750,000 | 4,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $114,000 | 4,382 |
| Earning assets | $38,311,000 | 4,344 |
| Long-term assets (5+ years) | $15,547,000 | 3,833 |
| Average Assets, year-to-date | $42,498,667 | 4,330 |
| Average Assets, quarterly | $43,855,500 | 4,322 |
| Volatile liabilities | $2,744,000 | 4,138 |
| Insider loans | $0 | 3,923 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $13,161,000 | 3,165 |
| Tier 1 (core) risk-based capital | $10,393,000 | 3,935 |
| Tier 2 risk-based capital | $0 | 2,777 |
| Total risk weighted assets | $0 | 2,854 |
| Total unused commitments | $13,161,000 | 3,165 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 14 | 3,914 |
| Assets and Liabilities | ||
| Total Assets: | $46,803,000 | 4,373 |
| Cash and due from depository institutions | $382,000 | 3,914 |
| Interest-bearing balances | $0 | 4,502 |
| Securities | $1,486,000 | 4,350 |
| Federal funds sold & reverse repurchase agreements | $16,095,000 | 269 |
| Net loans & leases | $27,314,000 | 4,184 |
| Loan loss allowance | $641,000 | 3,806 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,285,000 | 3,443 |
| Other real estate owned | $0 | 3,914 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $241,000 | 4,519 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $46,803,000 | 4,328 |
| Total liabilities | $35,813,000 | 4,347 |
| Total deposits | $34,667,000 | 4,369 |
| Interest-bearing deposits | $34,658,000 | 4,186 |
| Deposits held in domestic offices | $34,667,000 | 4,369 |
| % insured | 62.31% | 3,803 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,975 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $1,146,000 | 3,050 |
| Total equity capital | $10,990,000 | 3,732 |
| Total bank equity capital | $10,990,000 | 3,729 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $9,011,000 | 321 |
| Surplus | $9,129,000 | 2,217 |
| Undivided profits | $-7,150,000 | 4,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $82,000 | 4,443 |
| Earning assets | $44,895,000 | 4,285 |
| Long-term assets (5+ years) | $12,293,000 | 3,967 |
| Average Assets, year-to-date | $43,294,000 | 4,353 |
| Average Assets, quarterly | $43,294,000 | 4,352 |
| Volatile liabilities | $1,776,000 | 4,216 |
| Insider loans | $0 | 3,933 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $5,377,000 | 3,811 |
| Tier 1 (core) risk-based capital | $11,001,000 | 3,902 |
| Tier 2 risk-based capital | $0 | 2,800 |
| Total risk weighted assets | $0 | 2,879 |
| Total unused commitments | $5,377,000 | 3,811 |
| Derivatives | $0 | 1,191 |
| 2023-12-31 | Rank | |
| # of Employees: | 13 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $39,785,000 | 4,433 |
| Cash and due from depository institutions | $443,000 | 3,994 |
| Interest-bearing balances | $0 | 4,519 |
| Securities | $2,471,000 | 4,329 |
| Federal funds sold & reverse repurchase agreements | $11,620,000 | 325 |
| Net loans & leases | $23,599,000 | 4,251 |
| Loan loss allowance | $825,000 | 3,625 |
| Trading account assets | $0 | 214 |
| Bank premises and fixed assets | $1,291,000 | 3,454 |
| Other real estate owned | $0 | 3,994 |
| Goodwill and other intangibles | $0 | 2,295 |
| All other assets | $361,000 | 4,498 |
| Life insurance assets | $0 | 3,088 |
| Total liabilities and capital | $39,785,000 | 4,388 |
| Total liabilities | $28,249,000 | 4,407 |
| Total deposits | $26,706,000 | 4,430 |
| Interest-bearing deposits | $26,441,000 | 4,303 |
| Deposits held in domestic offices | $26,706,000 | 4,430 |
| % insured | 73.17% | 2,735 |
| Federal funds purchased & repurchase agreements | $0 | 1,169 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,039 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,543,000 | 2,705 |
| Total equity capital | $11,536,000 | 3,693 |
| Total bank equity capital | $11,536,000 | 3,688 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,023,000 | 317 |
| Surplus | $9,106,000 | 2,229 |
| Undivided profits | $-6,593,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 572 |
| Income earned, not collected on loans | $140,000 | 4,396 |
| Earning assets | $37,690,000 | 4,363 |
| Long-term assets (5+ years) | $12,245,000 | 3,996 |
| Average Assets, year-to-date | $30,741,200 | 4,459 |
| Average Assets, quarterly | $35,157,500 | 4,426 |
| Volatile liabilities | $1,762,000 | 4,206 |
| Insider loans | $0 | 3,951 |
| FHLB advances | $0 | 2,635 |
| Loans and leases held for sale | $0 | 1,074 |
| Unused loan commitments | $5,843,000 | 3,758 |
| Tier 1 (core) risk-based capital | $11,560,000 | 3,864 |
| Tier 2 risk-based capital | $0 | 2,824 |
| Total risk weighted assets | $0 | 2,900 |
| Total unused commitments | $5,843,000 | 3,758 |
| Derivatives | $0 | 1,163 |
| 2023-09-30 | Rank | |
| # of Employees: | 13 | 4,010 |
| Assets and Liabilities | ||
| Total Assets: | $30,530,000 | 4,524 |
| Cash and due from depository institutions | $384,000 | 4,010 |
| Interest-bearing balances | $0 | 4,544 |
| Securities | $3,943,000 | 4,300 |
| Federal funds sold & reverse repurchase agreements | $2,320,000 | 913 |
| Net loans & leases | $22,218,000 | 4,287 |
| Loan loss allowance | $645,000 | 3,816 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $1,335,000 | 3,446 |
| Other real estate owned | $0 | 4,010 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $330,000 | 4,542 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $30,530,000 | 4,479 |
| Total liabilities | $18,328,000 | 4,502 |
| Total deposits | $16,777,000 | 4,521 |
| Interest-bearing deposits | $16,771,000 | 4,430 |
| Deposits held in domestic offices | $16,777,000 | 4,521 |
| % insured | 47.77% | 4,359 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $1,551,000 | 2,733 |
| Total equity capital | $12,202,000 | 3,519 |
| Total bank equity capital | $12,202,000 | 3,518 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $9,011,000 | 322 |
| Surplus | $9,011,000 | 2,228 |
| Undivided profits | $-5,820,000 | 4,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $105,000 | 4,466 |
| Earning assets | $28,481,000 | 4,452 |
| Long-term assets (5+ years) | $8,026,000 | 4,185 |
| Average Assets, year-to-date | $28,480,250 | 4,498 |
| Average Assets, quarterly | $28,802,000 | 4,487 |
| Volatile liabilities | $251,000 | 4,429 |
| Insider loans | $0 | 3,972 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $3,696,000 | 3,986 |
| Tier 1 (core) risk-based capital | $12,248,000 | 3,824 |
| Tier 2 risk-based capital | $0 | 2,835 |
| Total risk weighted assets | $0 | 2,915 |
| Total unused commitments | $3,696,000 | 3,986 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 12 | 4,107 |
| Assets and Liabilities | ||
| Total Assets: | $27,074,000 | 4,575 |
| Cash and due from depository institutions | $325,000 | 4,107 |
| Interest-bearing balances | $0 | 4,569 |
| Securities | $4,910,000 | 4,289 |
| Federal funds sold & reverse repurchase agreements | $7,720,000 | 460 |
| Net loans & leases | $12,529,000 | 4,430 |
| Loan loss allowance | $355,000 | 4,177 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $1,357,000 | 3,441 |
| Other real estate owned | $0 | 4,107 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $233,000 | 4,590 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $27,074,000 | 4,528 |
| Total liabilities | $13,980,000 | 4,540 |
| Total deposits | $12,437,000 | 4,568 |
| Interest-bearing deposits | $12,431,000 | 4,484 |
| Deposits held in domestic offices | $12,437,000 | 4,568 |
| % insured | 50.51% | 4,324 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $1,543,000 | 2,574 |
| Total equity capital | $13,094,000 | 3,484 |
| Total bank equity capital | $13,094,000 | 3,480 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,011,000 | 322 |
| Surplus | $9,010,000 | 2,236 |
| Undivided profits | $-4,927,000 | 4,438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $79,000 | 4,506 |
| Earning assets | $25,159,000 | 4,503 |
| Long-term assets (5+ years) | $4,287,000 | 4,355 |
| Average Assets, year-to-date | $27,797,000 | 4,529 |
| Average Assets, quarterly | $27,688,500 | 4,522 |
| Volatile liabilities | $0 | 4,464 |
| Insider loans | $0 | 3,997 |
| FHLB advances | $0 | 2,663 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $2,829,000 | 4,134 |
| Tier 1 (core) risk-based capital | $13,163,000 | 3,742 |
| Tier 2 risk-based capital | $0 | 2,865 |
| Total risk weighted assets | $0 | 2,942 |
| Total unused commitments | $2,829,000 | 4,135 |
| Derivatives | $0 | 1,164 |
| 2023-03-31 | Rank | |
| # of Employees: | 11 | 4,212 |
| Assets and Liabilities | ||
| Total Assets: | $28,295,000 | 4,581 |
| Cash and due from depository institutions | $350,000 | 4,212 |
| Interest-bearing balances | $0 | 4,597 |
| Securities | $5,900,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $13,750,000 | 310 |
| Net loans & leases | $6,876,000 | 4,564 |
| Loan loss allowance | $140,000 | 4,490 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,206,000 | 3,534 |
| Other real estate owned | $0 | 4,212 |
| Goodwill and other intangibles | $0 | 2,327 |
| All other assets | $213,000 | 4,658 |
| Life insurance assets | $0 | 3,143 |
| Total liabilities and capital | $28,295,000 | 4,581 |
| Total liabilities | $14,425,000 | 4,612 |
| Total deposits | $13,092,000 | 4,591 |
| Interest-bearing deposits | $13,087,000 | 4,550 |
| Deposits held in domestic offices | $13,092,000 | 4,591 |
| % insured | 41.08% | 4,520 |
| Federal funds purchased & repurchase agreements | $0 | 1,096 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 2,785 |
| Subordinated debt | $0 | 68 |
| All other liabilities | $1,333,000 | 2,676 |
| Total equity capital | $13,870,000 | 3,435 |
| Total bank equity capital | $13,870,000 | 3,435 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $8,993,000 | 328 |
| Surplus | $8,993,000 | 2,275 |
| Undivided profits | $-4,116,000 | 4,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
| Income earned, not collected on loans | $144,000 | 4,484 |
| Earning assets | $26,526,000 | 4,552 |
| Long-term assets (5+ years) | $1,143,000 | 4,548 |
| Average Assets, year-to-date | $28,154,500 | 4,586 |
| Average Assets, quarterly | $28,154,500 | 4,586 |
| Volatile liabilities | $0 | 4,515 |
| Insider loans | $0 | 4,013 |
| FHLB advances | $0 | 2,522 |
| Loans and leases held for sale | $0 | 1,096 |
| Unused loan commitments | $0 | 4,555 |
| Tier 1 (core) risk-based capital | $13,937,000 | 3,706 |
| Tier 2 risk-based capital | $0 | 2,947 |
| Total risk weighted assets | $0 | 3,020 |
| Total unused commitments | $0 | 4,555 |
| Derivatives | $0 | 1,166 |
| 2022-12-31 | Rank | |
| # of Employees: | 11 | 4,244 |
| Assets and Liabilities | ||
| Total Assets: | $26,981,000 | 4,626 |
| Cash and due from depository institutions | $315,000 | 4,244 |
| Interest-bearing balances | $0 | 4,621 |
| Securities | $5,858,000 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $16,095,000 | 269 |
| Net loans & leases | $4,447,000 | 4,622 |
| Loan loss allowance | $70,000 | 4,577 |
| Trading account assets | $0 | 239 |
| Bank premises and fixed assets | $90,000 | 4,503 |
| Other real estate owned | $0 | 4,244 |
| Goodwill and other intangibles | $0 | 2,346 |
| All other assets | $176,000 | 4,696 |
| Life insurance assets | $0 | 3,164 |
| Total liabilities and capital | $26,981,000 | 4,626 |
| Total liabilities | $12,509,000 | 4,651 |
| Total deposits | $11,964,000 | 4,628 |
| Interest-bearing deposits | $11,964,000 | 4,588 |
| Deposits held in domestic offices | $11,964,000 | 4,628 |
| % insured | 28.59% | 4,609 |
| Federal funds purchased & repurchase agreements | $0 | 1,292 |
| Trading liabilities | $0 | 171 |
| Other borrowed funds | $0 | 2,705 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $545,000 | 3,385 |
| Total equity capital | $14,472,000 | 3,344 |
| Total bank equity capital | $14,472,000 | 3,344 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $1,792,000 | 1,017 |
| Surplus | $16,134,000 | 1,695 |
| Undivided profits | $-3,454,000 | 4,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 609 |
| Income earned, not collected on loans | $103,000 | 4,559 |
| Earning assets | $26,400,000 | 4,589 |
| Long-term assets (5+ years) | $993,000 | 4,591 |
| Average Assets, year-to-date | $24,531,000 | 4,649 |
| Average Assets, quarterly | $28,383,500 | 4,621 |
| Volatile liabilities | $0 | 4,544 |
| Insider loans | $0 | 4,059 |
| FHLB advances | $0 | 2,484 |
| Loans and leases held for sale | $0 | 1,039 |
| Unused loan commitments | $0 | 4,584 |
| Tier 1 (core) risk-based capital | $14,565,000 | 3,667 |
| Tier 2 risk-based capital | $0 | 2,975 |
| Total risk weighted assets | $0 | 3,055 |
| Total unused commitments | $0 | 4,584 |
| Derivatives | $0 | 1,127 |
| 2022-09-30 | Rank | |
| # of Employees: | 10 | 4,332 |
| Assets and Liabilities | ||
| Total Assets: | $29,786,000 | 4,646 |
| Cash and due from depository institutions | $328,000 | 4,332 |
| Interest-bearing balances | $0 | 4,666 |
| Securities | $5,850,000 | 4,393 |
| Federal funds sold & reverse repurchase agreements | $20,645,000 | 235 |
| Net loans & leases | $2,668,000 | 4,672 |
| Loan loss allowance | $40,000 | 4,636 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $81,000 | 4,560 |
| Other real estate owned | $0 | 4,332 |
| Goodwill and other intangibles | $0 | 2,377 |
| All other assets | $214,000 | 4,724 |
| Life insurance assets | $0 | 3,189 |
| Total liabilities and capital | $29,786,000 | 4,646 |
| Total liabilities | $14,601,000 | 4,680 |
| Total deposits | $14,275,000 | 4,659 |
| Interest-bearing deposits | $14,275,000 | 4,612 |
| Deposits held in domestic offices | $14,275,000 | 4,659 |
| % insured | 13.79% | 4,679 |
| Federal funds purchased & repurchase agreements | $0 | 1,224 |
| Trading liabilities | $0 | 179 |
| Other borrowed funds | $0 | 2,496 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $326,000 | 3,851 |
| Total equity capital | $15,185,000 | 3,204 |
| Total bank equity capital | $15,185,000 | 3,204 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $17,926,000 | 203 |
| Surplus | $0 | 4,411 |
| Undivided profits | $-2,741,000 | 4,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 607 |
| Income earned, not collected on loans | $64,000 | 4,651 |
| Earning assets | $29,163,000 | 4,613 |
| Long-term assets (5+ years) | $0 | 4,682 |
| Average Assets, year-to-date | $23,306,000 | 4,692 |
| Average Assets, quarterly | $23,306,000 | 4,691 |
| Volatile liabilities | $0 | 4,570 |
| Insider loans | $0 | 4,093 |
| FHLB advances | $0 | 2,270 |
| Loans and leases held for sale | $0 | 1,234 |
| Unused loan commitments | $0 | 4,629 |
| Tier 1 (core) risk-based capital | $15,272,000 | 3,601 |
| Tier 2 risk-based capital | $0 | 3,044 |
| Total risk weighted assets | $0 | 3,120 |
| Total unused commitments | $0 | 4,629 |
| Derivatives | $0 | 1,203 |
| 2022-06-30 | Rank | |
| # of Employees: | 9 | 4,434 |
| Assets and Liabilities | ||
| Total Assets: | $16,826,000 | 4,753 |
| Cash and due from depository institutions | $460,000 | 4,434 |
| Interest-bearing balances | $460,000 | 4,513 |
| Securities | $0 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $16,270,000 | 354 |
| Net loans & leases | $0 | 4,740 |
| Loan loss allowance | $0 | 4,721 |
| Trading account assets | $0 | 253 |
| Bank premises and fixed assets | $40,000 | 4,670 |
| Other real estate owned | $0 | 4,434 |
| Goodwill and other intangibles | $0 | 2,393 |
| All other assets | $56,000 | 4,777 |
| Life insurance assets | $0 | 3,216 |
| Total liabilities and capital | $16,826,000 | 4,753 |
| Total liabilities | $3,151,000 | 4,763 |
| Total deposits | $3,151,000 | 4,749 |
| Interest-bearing deposits | $3,151,000 | 4,733 |
| Deposits held in domestic offices | $3,151,000 | 4,749 |
| % insured | 7.93% | 4,762 |
| Federal funds purchased & repurchase agreements | $0 | 1,064 |
| Trading liabilities | $0 | 183 |
| Other borrowed funds | $0 | 2,406 |
| Subordinated debt | $0 | 73 |
| All other liabilities | $0 | 4,778 |
| Total equity capital | $13,675,000 | 3,463 |
| Total bank equity capital | $13,675,000 | 3,463 |
| Perpetual preferred stock | $0 | 74 |
| Common stock | $15,585,000 | 222 |
| Surplus | $0 | 4,430 |
| Undivided profits | $-1,910,000 | 4,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 109 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 4,026 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 621 |
| Income earned, not collected on loans | $0 | 4,755 |
| Earning assets | $16,730,000 | 4,731 |
| Long-term assets (5+ years) | $0 | 4,739 |
| Average Assets, year-to-date | $16,826,000 | 4,752 |
| Average Assets, quarterly | $16,826,000 | 4,752 |
| Volatile liabilities | $0 | 4,627 |
| Insider loans | $0 | 4,177 |
| FHLB advances | $0 | 2,168 |
| Loans and leases held for sale | $0 | 1,335 |
| Unused loan commitments | $0 | 4,689 |
| Tier 1 (core) risk-based capital | $13,675,000 | 3,755 |
| Tier 2 risk-based capital | $0 | 3,052 |
| Total risk weighted assets | $0 | 3,090 |
| Total unused commitments | $0 | 4,689 |
| Derivatives | $0 | 1,253 |