Home > Gadsden State Bank > Assets and Liabilities
Gadsden State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 7 | 10,170 |
| Assets and Liabilities | ||
| Total Assets: | $26,114,000 | 9,230 |
| Cash and due from depository institutions | $689,000 | 10,170 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,447,000 | 6,678 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,072 |
| Net loans & leases | $11,023,000 | 9,695 |
| Loan loss allowance | $166,000 | 9,250 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $358,000 | 8,633 |
| Other real estate owned | $0 | 10,170 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $397,000 | 9,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,114,000 | 9,230 |
| Total liabilities | $22,077,000 | 9,350 |
| Total deposits | $21,929,000 | 9,251 |
| Interest-bearing deposits | $19,069,000 | 9,182 |
| Deposits held in domestic offices | $21,929,000 | 9,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $148,000 | 9,637 |
| Total equity capital | $4,037,000 | 8,014 |
| Total bank equity capital | $4,037,000 | 8,014 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $500,000 | 8,800 |
| Undivided profits | $3,287,000 | 5,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $114,000 | 9,602 |
| Earning assets | $24,670,000 | 9,137 |
| Long-term assets (5+ years) | $3,367,000 | 6,820 |
| Average Assets, year-to-date | $25,715,400 | 9,155 |
| Average Assets, quarterly | $26,176,000 | 9,193 |
| Volatile liabilities | $2,530,000 | 8,847 |
| Insider loans | $181,000 | 7,623 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $507,000 | 9,568 |
| Tier 1 (core) risk-based capital | $3,971,000 | 7,953 |
| Tier 2 risk-based capital | $155,010 | 9,064 |
| Total risk weighted assets | $12,390,010 | 9,625 |
| Total unused commitments | $507,000 | 9,576 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 8 | 10,360 |
| Assets and Liabilities | ||
| Total Assets: | $25,129,000 | 9,716 |
| Cash and due from depository institutions | $725,000 | 10,360 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,515,000 | 7,119 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,892 |
| Net loans & leases | $9,896,000 | 10,274 |
| Loan loss allowance | $152,000 | 9,834 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $377,000 | 8,767 |
| Other real estate owned | $0 | 10,360 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $316,000 | 10,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,129,000 | 9,716 |
| Total liabilities | $21,476,000 | 9,825 |
| Total deposits | $21,311,000 | 9,725 |
| Interest-bearing deposits | $18,505,000 | 9,654 |
| Deposits held in domestic offices | $21,311,000 | 9,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $165,000 | 9,748 |
| Total equity capital | $3,653,000 | 8,529 |
| Total bank equity capital | $3,653,000 | 8,529 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $500,000 | 9,166 |
| Undivided profits | $2,903,000 | 6,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 9,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $89,000 | 10,376 |
| Earning assets | $23,711,000 | 9,618 |
| Long-term assets (5+ years) | $2,912,000 | 7,086 |
| Average Assets, year-to-date | $24,983,400 | 9,604 |
| Average Assets, quarterly | $24,999,000 | 9,691 |
| Volatile liabilities | $2,082,000 | 9,405 |
| Insider loans | $148,000 | 8,228 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $393,000 | 10,005 |
| Tier 1 (core) risk-based capital | $3,646,000 | 8,456 |
| Tier 2 risk-based capital | $141,840 | 9,621 |
| Total risk weighted assets | $11,337,240 | 10,186 |
| Total unused commitments | $393,000 | 10,014 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $25,038,000 | 10,079 |
| Cash and due from depository institutions | $909,000 | 10,546 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,904,000 | 6,737 |
| Federal funds sold & reverse repurchase agreements | $636,000 | 8,043 |
| Net loans & leases | $7,887,000 | 11,044 |
| Loan loss allowance | $136,000 | 10,461 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $398,000 | 8,888 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $304,000 | 10,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,038,000 | 10,079 |
| Total liabilities | $21,602,000 | 10,173 |
| Total deposits | $21,437,000 | 10,088 |
| Interest-bearing deposits | $18,837,000 | 9,967 |
| Deposits held in domestic offices | $21,437,000 | 10,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $165,000 | 10,224 |
| Total equity capital | $3,436,000 | 8,963 |
| Total bank equity capital | $3,436,000 | 8,963 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $500,000 | 9,516 |
| Undivided profits | $2,686,000 | 6,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $59,000 | 11,313 |
| Earning assets | $23,427,000 | 9,992 |
| Long-term assets (5+ years) | $2,281,000 | 7,611 |
| Average Assets, year-to-date | $24,363,600 | 10,019 |
| Average Assets, quarterly | $24,990,000 | 10,036 |
| Volatile liabilities | $2,282,000 | 9,320 |
| Insider loans | $140,000 | 8,636 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $171,000 | 10,833 |
| Tier 1 (core) risk-based capital | $3,397,000 | 8,905 |
| Tier 2 risk-based capital | $104,570 | 10,617 |
| Total risk weighted assets | $8,334,270 | 11,133 |
| Total unused commitments | $171,000 | 10,838 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $24,133,000 | 10,537 |
| Cash and due from depository institutions | $829,000 | 10,449 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,169,000 | 6,783 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $6,286,000 | 11,883 |
| Loan loss allowance | $126,000 | 11,102 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $407,000 | 9,099 |
| Other real estate owned | $0 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $342,000 | 10,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,133,000 | 10,537 |
| Total liabilities | $21,044,000 | 10,600 |
| Total deposits | $20,963,000 | 10,492 |
| Interest-bearing deposits | $18,292,000 | 10,392 |
| Deposits held in domestic offices | $20,963,000 | 10,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $81,000 | 11,533 |
| Total equity capital | $3,089,000 | 9,359 |
| Total bank equity capital | $3,089,000 | 9,359 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $2,339,000 | 6,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 9,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $42,000 | 12,058 |
| Earning assets | $22,555,000 | 10,447 |
| Long-term assets (5+ years) | $923,000 | 9,555 |
| Average Assets, year-to-date | $24,616,200 | 10,416 |
| Average Assets, quarterly | $24,483,000 | 10,467 |
| Volatile liabilities | $302,000 | 12,170 |
| Insider loans | $159,000 | 8,639 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $37,000 | 11,712 |
| Tier 1 (core) risk-based capital | $3,222,000 | 9,270 |
| Tier 2 risk-based capital | $84,430 | 11,518 |
| Total risk weighted assets | $6,712,830 | 11,958 |
| Total unused commitments | $37,000 | 11,713 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $24,455,000 | 10,952 |
| Cash and due from depository institutions | $1,331,000 | 10,651 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $14,772,000 | 7,479 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,796 |
| Net loans & leases | $7,034,000 | 12,177 |
| Loan loss allowance | $129,000 | 11,544 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $441,000 | 9,117 |
| Other real estate owned | $28,000 | 10,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $249,000 | 11,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,455,000 | 10,952 |
| Total liabilities | $21,447,000 | 11,037 |
| Total deposits | $21,358,000 | 10,944 |
| Interest-bearing deposits | $18,739,000 | 10,841 |
| Deposits held in domestic offices | $21,358,000 | 10,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $89,000 | 11,830 |
| Total equity capital | $3,008,000 | 9,761 |
| Total bank equity capital | $3,008,000 | 9,761 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $2,258,000 | 7,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 10,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $42,000 | 12,581 |
| Earning assets | $22,506,000 | 10,892 |
| Long-term assets (5+ years) | $820,000 | 10,214 |
| Average Assets, year-to-date | $24,493,600 | 10,871 |
| Average Assets, quarterly | $24,459,500 | 10,919 |
| Volatile liabilities | $533,000 | 12,261 |
| Insider loans | $215,000 | 8,135 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $39,000 | 12,074 |
| Tier 1 (core) risk-based capital | $3,008,000 | 9,705 |
| Tier 2 risk-based capital | $93,920 | 11,763 |
| Total risk weighted assets | $7,478,520 | 12,326 |
| Total unused commitments | $39,000 | 12,077 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $24,165,000 | 11,342 |
| Cash and due from depository institutions | $1,155,000 | 11,041 |
| Interest-bearing balances | $351,000 | 5,456 |
| Securities | $13,716,000 | 7,755 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 9,697 |
| Net loans & leases | $7,627,000 | 12,421 |
| Loan loss allowance | $125,000 | 12,065 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $464,000 | 9,167 |
| Other real estate owned | $255,000 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $298,000 | 11,777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,165,000 | 11,342 |
| Total liabilities | $21,287,000 | 11,425 |
| Total deposits | $21,174,000 | 11,328 |
| Interest-bearing deposits | $18,721,000 | 11,192 |
| Deposits held in domestic offices | $21,174,000 | 11,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $113,000 | 12,022 |
| Total equity capital | $2,878,000 | 9,950 |
| Total bank equity capital | $2,878,000 | 9,950 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $2,128,000 | 7,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $50,000 | 12,979 |
| Earning assets | $22,344,000 | 11,223 |
| Long-term assets (5+ years) | $1,748,000 | 9,259 |
| Average Assets, year-to-date | $23,233,800 | 11,359 |
| Average Assets, quarterly | $23,735,000 | 11,354 |
| Volatile liabilities | $523,000 | 12,786 |
| Insider loans | $214,000 | 3,771 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $77,000 | 12,227 |
| Tier 1 (core) risk-based capital | $2,878,000 | 9,885 |
| Tier 2 risk-based capital | $107,970 | 11,764 |
| Total risk weighted assets | $8,620,470 | 12,489 |
| Total unused commitments | $77,000 | 12,233 |
| Derivatives | $0 | 651 |