Home > Gadsden National Bank > Income and Expense
Gadsden National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 8,950 |
| Total interest expense | $999,000 | 8,697 |
| Net interest income | $1,473,000 | 8,955 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $148,000 | 9,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $1,213,000 | 8,554 |
| Salaries and employee benefits | $541,000 | 9,035 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $559,000 | 7,354 |
| Pre-tax net operating income | $408,000 | 9,303 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $121,000 | 8,911 |
| Income before extraordinary items | $278,000 | 9,398 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $278,000 | 9,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $284,300 | 9,379 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 8,952 |
| Total interest expense | $1,101,000 | 8,680 |
| Net interest income | $1,526,000 | 9,027 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $170,000 | 9,812 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $1,288,000 | 8,558 |
| Salaries and employee benefits | $575,000 | 9,014 |
| Premises and equipment expense | $116,000 | 9,911 |
| Additional noninterest expense | $597,000 | 7,365 |
| Pre-tax net operating income | $408,000 | 9,352 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $138,000 | 8,903 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $270,000 | 9,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $270,000 | 9,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 8,946 |
| Total interest expense | $1,526,000 | 8,438 |
| Net interest income | $1,485,000 | 9,321 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $1,301,000 | 8,658 |
| Salaries and employee benefits | $557,000 | 9,208 |
| Premises and equipment expense | $110,000 | 10,377 |
| Additional noninterest expense | $634,000 | 7,224 |
| Pre-tax net operating income | $331,000 | 9,862 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $206,000 | 10,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $206,000 | 10,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $206,000 | 10,170 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.