Home > G & L Bank > Income and Expense
G & L Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 5,309 |
| Total interest expense | $3,882,000 | 3,896 |
| Net interest income | $1,582,000 | 7,188 |
| Provision for loan and lease losses | $301,000 | 3,188 |
| Total noninterest income | $619,000 | 4,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $619,000 | 2,777 |
| Total noninterest expense | $5,866,000 | 2,427 |
| Salaries and employee benefits | $2,856,000 | 2,628 |
| Premises and equipment expense | $1,187,000 | 1,814 |
| Additional noninterest expense | $1,823,000 | 2,437 |
| Pre-tax net operating income | $-3,966,000 | 9,553 |
| Securities gains (losses) | $74,000 | 2,003 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-3,892,000 | 9,561 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-3,892,000 | 9,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,831 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-3,966,000 | 9,549 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 7,663 |
| Total interest expense | $853,000 | 8,529 |
| Net interest income | $1,891,000 | 6,743 |
| Provision for loan and lease losses | $295,000 | 2,920 |
| Total noninterest income | $321,000 | 6,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $321,000 | 3,779 |
| Total noninterest expense | $5,894,000 | 2,313 |
| Salaries and employee benefits | $2,228,000 | 3,149 |
| Premises and equipment expense | $648,000 | 3,072 |
| Additional noninterest expense | $3,018,000 | 1,490 |
| Pre-tax net operating income | $-3,977,000 | 9,859 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-3,977,000 | 9,852 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-3,977,000 | 9,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 63 |
| Net operating income | $-3,977,000 | 9,853 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $287,000 | 10,089 |
| Total interest expense | $42,000 | 10,113 |
| Net interest income | $245,000 | 10,021 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $14,000 | 10,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $1,373,000 | 7,104 |
| Salaries and employee benefits | $408,000 | 8,841 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $856,000 | 4,563 |
| Pre-tax net operating income | $-1,118,000 | 10,077 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,118,000 | 10,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,118,000 | 10,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 44 |
| Net operating income | $-1,118,000 | 10,088 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.