FWBank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 2,886 |
| Total interest expense | $665,000 | 3,152 |
| Net interest income | $2,152,000 | 2,694 |
| Provision for loan and lease losses | $125,000 | 1,312 |
| Total noninterest income | $564,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $4,000 | 4,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 1,401 |
| Total noninterest expense | $2,415,000 | 2,162 |
| Salaries and employee benefits | $1,775,000 | 1,814 |
| Premises and equipment expense | $64,000 | 3,686 |
| Additional noninterest expense | $560,000 | 1,401 |
| Pre-tax net operating income | $176,000 | 3,743 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $5,000 | 3,043 |
| Income before extraordinary items | $171,000 | 3,667 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $171,000 | 3,704 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $171,000 | 3,667 |
| Net charge-offs | $2,000 | 2,066 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 411 |
| Net operating income | $171,000 | 3,682 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $10,932,000 | 2,903 |
| Total interest expense | $2,697,000 | 3,159 |
| Net interest income | $8,235,000 | 2,682 |
| Provision for loan and lease losses | $1,999,000 | 602 |
| Total noninterest income | $2,843,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $13,000 | 4,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,830,000 | 1,262 |
| Total noninterest expense | $7,796,000 | 2,439 |
| Salaries and employee benefits | $5,782,000 | 2,063 |
| Premises and equipment expense | $237,000 | 3,754 |
| Additional noninterest expense | $2,830,000 | 1,262 |
| Pre-tax net operating income | $1,283,000 | 3,281 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $26,000 | 3,066 |
| Income before extraordinary items | $1,257,000 | 3,179 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,257,000 | 3,209 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,257,000 | 3,179 |
| Net charge-offs | $1,018,000 | 680 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 420 |
| Net operating income | $1,257,000 | 3,190 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 2,926 |
| Total interest expense | $2,015,000 | 3,167 |
| Net interest income | $5,978,000 | 2,714 |
| Provision for loan and lease losses | $1,555,000 | 562 |
| Total noninterest income | $2,166,000 | 1,633 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $10,000 | 4,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,156,000 | 1,245 |
| Total noninterest expense | $5,616,000 | 2,474 |
| Salaries and employee benefits | $4,196,000 | 2,088 |
| Premises and equipment expense | $182,000 | 3,735 |
| Additional noninterest expense | $2,156,000 | 1,245 |
| Pre-tax net operating income | $973,000 | 3,281 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $21,000 | 3,064 |
| Income before extraordinary items | $952,000 | 3,193 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $952,000 | 3,230 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $952,000 | 3,196 |
| Net charge-offs | $1,013,000 | 551 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 389 |
| Net operating income | $952,000 | 3,198 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 2,965 |
| Total interest expense | $1,288,000 | 3,183 |
| Net interest income | $3,788,000 | 2,791 |
| Provision for loan and lease losses | $1,383,000 | 449 |
| Total noninterest income | $1,162,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $5,000 | 4,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,157,000 | 1,424 |
| Total noninterest expense | $3,753,000 | 2,463 |
| Salaries and employee benefits | $2,776,000 | 2,097 |
| Premises and equipment expense | $116,000 | 3,776 |
| Additional noninterest expense | $1,157,000 | 1,424 |
| Pre-tax net operating income | $-186,000 | 4,380 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $16,000 | 3,046 |
| Income before extraordinary items | $-202,000 | 4,367 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-202,000 | 4,367 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-202,000 | 4,369 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 361 |
| Net operating income | $-202,000 | 4,382 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 2,972 |
| Total interest expense | $586,000 | 3,246 |
| Net interest income | $1,904,000 | 2,778 |
| Provision for loan and lease losses | $1,156,000 | 299 |
| Total noninterest income | $483,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $2,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $481,000 | 1,549 |
| Total noninterest expense | $1,973,000 | 2,389 |
| Salaries and employee benefits | $1,450,000 | 2,051 |
| Premises and equipment expense | $59,000 | 3,773 |
| Additional noninterest expense | $481,000 | 1,549 |
| Pre-tax net operating income | $-742,000 | 4,514 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $11,000 | 2,892 |
| Income before extraordinary items | $-753,000 | 4,500 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-753,000 | 4,500 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-753,000 | 4,500 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 296 |
| Net operating income | $-753,000 | 4,514 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 3,414 |
| Total interest expense | $868,000 | 3,803 |
| Net interest income | $5,419,000 | 3,259 |
| Provision for loan and lease losses | $402,000 | 1,433 |
| Total noninterest income | $18,000 | 4,490 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $18,000 | 4,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,510 |
| Total noninterest expense | $5,782,000 | 2,835 |
| Salaries and employee benefits | $4,011,000 | 2,508 |
| Premises and equipment expense | $236,000 | 3,808 |
| Additional noninterest expense | $0 | 4,510 |
| Pre-tax net operating income | $-747,000 | 4,482 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $5,000 | 3,322 |
| Income before extraordinary items | $-752,000 | 4,460 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-752,000 | 4,459 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-752,000 | 4,460 |
| Net charge-offs | $10,000 | 2,421 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 367 |
| Net operating income | $-752,000 | 4,473 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $4,270,000 | 3,526 |
| Total interest expense | $531,000 | 3,870 |
| Net interest income | $3,739,000 | 3,372 |
| Provision for loan and lease losses | $181,000 | 1,732 |
| Total noninterest income | $13,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $13,000 | 4,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | $4,195,000 | 2,875 |
| Salaries and employee benefits | $2,883,000 | 2,570 |
| Premises and equipment expense | $177,000 | 3,819 |
| Additional noninterest expense | $0 | 4,533 |
| Pre-tax net operating income | $-624,000 | 4,496 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $-624,000 | 4,511 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-624,000 | 4,509 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-624,000 | 4,511 |
| Net charge-offs | $10,000 | 2,131 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 360 |
| Net operating income | $-624,000 | 4,523 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 3,588 |
| Total interest expense | $244,000 | 4,015 |
| Net interest income | $2,418,000 | 3,425 |
| Provision for loan and lease losses | $89,000 | 1,912 |
| Total noninterest income | $7,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $7,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,562 |
| Total noninterest expense | $2,766,000 | 2,891 |
| Salaries and employee benefits | $1,892,000 | 2,594 |
| Premises and equipment expense | $120,000 | 3,816 |
| Additional noninterest expense | $0 | 4,565 |
| Pre-tax net operating income | $-430,000 | 4,533 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $-430,000 | 4,555 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-430,000 | 4,552 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-430,000 | 4,554 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 354 |
| Net operating income | $-430,000 | 4,562 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 3,753 |
| Total interest expense | $95,000 | 4,069 |
| Net interest income | $1,057,000 | 3,613 |
| Provision for loan and lease losses | $59,000 | 1,625 |
| Total noninterest income | $3,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $3,000 | 4,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,577 |
| Total noninterest expense | $1,262,000 | 3,055 |
| Salaries and employee benefits | $864,000 | 2,770 |
| Premises and equipment expense | $62,000 | 3,834 |
| Additional noninterest expense | $0 | 4,577 |
| Pre-tax net operating income | $-261,000 | 4,587 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $-261,000 | 4,567 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-261,000 | 4,567 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $-261,000 | 4,567 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 327 |
| Net operating income | $-261,000 | 4,576 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 4,442 |
| Total interest expense | $149,000 | 4,227 |
| Net interest income | $1,290,000 | 4,445 |
| Provision for loan and lease losses | $319,000 | 1,491 |
| Total noninterest income | $6,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $4,000 | 4,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 4,600 |
| Total noninterest expense | $4,705,000 | 3,129 |
| Salaries and employee benefits | $3,359,000 | 2,764 |
| Premises and equipment expense | $200,000 | 4,024 |
| Additional noninterest expense | $2,000 | 4,600 |
| Pre-tax net operating income | $-3,728,000 | 4,696 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $-3,728,000 | 4,680 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,728,000 | 4,678 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-3,728,000 | 4,679 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 435 |
| Net operating income | $-3,728,000 | 4,683 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $703,000 | 4,582 |
| Total interest expense | $77,000 | 4,366 |
| Net interest income | $626,000 | 4,587 |
| Provision for loan and lease losses | $141,000 | 1,677 |
| Total noninterest income | $3,000 | 4,701 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $3,000 | 4,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,654 |
| Total noninterest expense | $3,669,000 | 3,062 |
| Salaries and employee benefits | $2,695,000 | 2,655 |
| Premises and equipment expense | $150,000 | 4,041 |
| Additional noninterest expense | $0 | 4,654 |
| Pre-tax net operating income | $-3,181,000 | 4,744 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $-3,181,000 | 4,719 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,181,000 | 4,719 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-3,181,000 | 4,719 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 397 |
| Net operating income | $-3,181,000 | 4,730 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $263,000 | 4,715 |
| Total interest expense | $20,000 | 4,652 |
| Net interest income | $243,000 | 4,713 |
| Provision for loan and lease losses | $140,000 | 1,355 |
| Total noninterest income | $1,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,696 |
| Total noninterest expense | $2,459,000 | 3,042 |
| Salaries and employee benefits | $1,798,000 | 2,664 |
| Premises and equipment expense | $100,000 | 4,061 |
| Additional noninterest expense | $561,000 | 3,513 |
| Pre-tax net operating income | $-2,355,000 | 4,758 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-2,355,000 | 4,737 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,355,000 | 4,737 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-2,355,000 | 4,737 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 383 |
| Net operating income | $-2,355,000 | 4,753 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $79,000 | 4,766 |
| Total interest expense | $5,000 | 4,728 |
| Net interest income | $74,000 | 4,763 |
| Provision for loan and lease losses | $51,000 | 1,336 |
| Total noninterest income | $0 | 4,754 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $0 | 4,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,711 |
| Total noninterest expense | $1,238,000 | 3,032 |
| Salaries and employee benefits | $915,000 | 2,638 |
| Premises and equipment expense | $60,000 | 3,931 |
| Additional noninterest expense | $263,000 | 3,598 |
| Pre-tax net operating income | $-1,215,000 | 4,780 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $-1,215,000 | 4,772 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,215,000 | 4,772 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-1,215,000 | 4,772 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 349 |
| Net operating income | $-1,215,000 | 4,778 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $68,000 | 4,826 |
| Total interest expense | $0 | 4,821 |
| Net interest income | $68,000 | 4,823 |
| Provision for loan and lease losses | $38,000 | 2,662 |
| Total noninterest income | $0 | 4,810 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $0 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,779 |
| Total noninterest expense | $4,297,000 | 3,260 |
| Salaries and employee benefits | $1,176,000 | 4,121 |
| Premises and equipment expense | $99,000 | 4,559 |
| Additional noninterest expense | $3,022,000 | 1,968 |
| Pre-tax net operating income | $-4,267,000 | 4,836 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $-4,267,000 | 4,830 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-4,267,000 | 4,830 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $-4,267,000 | 4,830 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $26,063,000 | 34 |
| Net operating income | $-4,267,000 | 4,829 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,000 | 4,911 |
| Total interest expense | $0 | 4,892 |
| Net interest income | $10,000 | 4,908 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $0 | 4,883 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $0 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 4,851 |
| Total noninterest expense | $3,374,000 | 3,205 |
| Salaries and employee benefits | $497,000 | 4,595 |
| Premises and equipment expense | $54,000 | 4,727 |
| Additional noninterest expense | $2,823,000 | 1,663 |
| Pre-tax net operating income | $-3,364,000 | 4,911 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $-3,364,000 | 4,905 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-3,364,000 | 4,905 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-3,364,000 | 4,905 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-3,364,000 | 4,904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.