Home > Futurus Bank > Income and Expense

Futurus Bank, Income and Expense

2005-03-31 (YTD Data)Rank
Total interest income$897,0006,059
Total interest expense$331,0005,214
Net interest income$566,0006,379
Provision for loan and lease losses$102,0002,017
Total noninterest income$43,0007,298
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$24,0006,339
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,923
Total noninterest expense$1,007,0003,827
Salaries and employee benefits$383,0004,979
Premises and equipment expense$151,0003,632
Additional noninterest expense$473,0002,569
Pre-tax net operating income$-500,0008,853
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-500,0008,868
Extraordinary gains, net$024
Net income$-500,0008,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-500,0008,854
2004-12-31 (YTD Data)Rank
Total interest income$3,777,0005,740
Total interest expense$1,479,0004,551
Net interest income$2,298,0006,243
Provision for loan and lease losses$70,0005,501
Total noninterest income$103,0008,057
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$97,0006,519
Trading account gains and fees$0138
Additional Noninterest Income$6,0008,658
Total noninterest expense$2,384,0005,459
Salaries and employee benefits$1,210,0005,669
Premises and equipment expense$447,0004,427
Additional noninterest expense$727,0005,394
Pre-tax net operating income$-53,0008,451
Securities gains (losses)$22,0002,338
Applicable income taxes$07,185
Income before extraordinary items$-31,0008,476
Extraordinary gains, net$034
Net income$-31,0008,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$50,000734
Net operating income$-53,0008,463
2004-09-30 (YTD Data)Rank
Total interest income$2,806,0005,758
Total interest expense$1,113,0004,505
Net interest income$1,693,0006,300
Provision for loan and lease losses$202,0002,968
Total noninterest income$103,0007,757
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$69,0006,644
Trading account gains and fees$0134
Additional Noninterest Income$34,0007,563
Total noninterest expense$1,725,0005,538
Salaries and employee benefits$922,0005,592
Premises and equipment expense$340,0004,377
Additional noninterest expense$463,0005,852
Pre-tax net operating income$-131,0008,616
Securities gains (losses)$22,0002,247
Applicable income taxes$07,220
Income before extraordinary items$-109,0008,631
Extraordinary gains, net$026
Net income$-109,0008,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$50,000593
Net operating income$-131,0008,617
2004-06-30 (YTD Data)Rank
Total interest income$1,873,0005,768
Total interest expense$743,0004,504
Net interest income$1,130,0006,327
Provision for loan and lease losses$194,0002,269
Total noninterest income$49,0008,203
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$43,0006,739
Trading account gains and fees$0130
Additional Noninterest Income$6,0008,561
Total noninterest expense$1,142,0005,591
Salaries and employee benefits$650,0005,441
Premises and equipment expense$231,0004,319
Additional noninterest expense$261,0006,403
Pre-tax net operating income$-157,0008,735
Securities gains (losses)$23,0001,953
Applicable income taxes$07,214
Income before extraordinary items$-134,0008,744
Extraordinary gains, net$021
Net income$-134,0008,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$50,000474
Net operating income$-157,0008,735
2004-03-31 (YTD Data)Rank
Total interest income$939,0005,786
Total interest expense$372,0004,528
Net interest income$567,0006,330
Provision for loan and lease losses$371,000682
Total noninterest income$59,0006,900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$20,0006,805
Trading account gains and fees$0121
Additional Noninterest Income$39,0005,616
Total noninterest expense$565,0005,643
Salaries and employee benefits$325,0005,473
Premises and equipment expense$113,0004,421
Additional noninterest expense$127,0006,499
Pre-tax net operating income$-310,0008,971
Securities gains (losses)$23,0001,635
Applicable income taxes$07,103
Income before extraordinary items$-287,0008,988
Extraordinary gains, net$016
Net income$-287,0008,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$50,000307
Net operating income$-310,0008,973
2003-12-31 (YTD Data)Rank
Total interest income$2,602,0006,934
Total interest expense$1,083,0005,883
Net interest income$1,519,0007,328
Provision for loan and lease losses$618,0001,803
Total noninterest income$220,0007,182
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$60,0007,265
Trading account gains and fees$0160
Additional Noninterest Income$160,0005,715
Total noninterest expense$2,214,0005,650
Salaries and employee benefits$1,263,0005,458
Premises and equipment expense$423,0004,549
Additional noninterest expense$528,0006,388
Pre-tax net operating income$-1,093,0008,992
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-1,093,0009,047
Extraordinary gains, net$054
Net income$-1,093,0009,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,718
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$1,981,000346
Net operating income$-1,093,0009,003
2003-09-30 (YTD Data)Rank
Total interest income$1,694,0007,383
Total interest expense$751,0006,273
Net interest income$943,0007,793
Provision for loan and lease losses$417,0001,965
Total noninterest income$99,0008,038
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$41,0007,419
Trading account gains and fees$0153
Additional Noninterest Income$58,0007,004
Total noninterest expense$1,587,0005,791
Salaries and employee benefits$916,0005,537
Premises and equipment expense$276,0005,002
Additional noninterest expense$395,0006,376
Pre-tax net operating income$-962,0009,078
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-962,0009,121
Extraordinary gains, net$040
Net income$-962,0009,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,047
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$1,911,000247
Net operating income$-962,0009,081
2003-06-30 (YTD Data)Rank
Total interest income$994,0007,706
Total interest expense$471,0006,556
Net interest income$523,0008,150
Provision for loan and lease losses$175,0002,769
Total noninterest income$37,0008,650
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$26,0007,472
Trading account gains and fees$0150
Additional Noninterest Income$11,0008,392
Total noninterest expense$998,0005,986
Salaries and employee benefits$572,0005,771
Premises and equipment expense$181,0005,036
Additional noninterest expense$245,0006,586
Pre-tax net operating income$-613,0009,105
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-613,0009,155
Extraordinary gains, net$030
Net income$-613,0009,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,638
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$1,061,000197
Net operating income$-613,0009,104
2003-03-31 (YTD Data)Rank
Total interest income$432,0008,047
Total interest expense$219,0006,827
Net interest income$213,0008,483
Provision for loan and lease losses$77,0002,778
Total noninterest income$15,0008,812
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,0007,514
Trading account gains and fees$0134
Additional Noninterest Income$3,0008,754
Total noninterest expense$490,0006,070
Salaries and employee benefits$277,0005,887
Premises and equipment expense$89,0005,083
Additional noninterest expense$124,0006,544
Pre-tax net operating income$-339,0009,157
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-339,0009,201
Extraordinary gains, net$021
Net income$-339,0009,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$325,000167
Net operating income$-339,0009,149
2002-12-31 (YTD Data)Rank
Total interest income$1,145,0008,728
Total interest expense$506,0008,366
Net interest income$639,0008,836
Provision for loan and lease losses$237,0004,013
Total noninterest income$71,0008,735
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$64,0007,261
Trading account gains and fees$0153
Additional Noninterest Income$7,0009,001
Total noninterest expense$1,727,0006,400
Salaries and employee benefits$862,0006,651
Premises and equipment expense$298,0005,605
Additional noninterest expense$567,0006,120
Pre-tax net operating income$-1,254,0009,172
Securities gains (losses)$28,0002,890
Applicable income taxes$07,681
Income before extraordinary items$-1,226,0009,219
Extraordinary gains, net$070
Net income$-1,226,0009,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,254,0009,191
2001-12-31 (YTD Data)Rank
Total interest income$366,0009,482
Total interest expense$76,0009,483
Net interest income$290,0009,425
Provision for loan and lease losses$64,0006,300
Total noninterest income$10,0009,477
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$10,0008,248
Trading account gains and fees$0177
Additional Noninterest Income$09,480
Total noninterest expense$1,742,0006,259
Salaries and employee benefits$344,0008,868
Premises and equipment expense$153,0007,470
Additional noninterest expense$1,245,0003,386
Pre-tax net operating income$-1,506,0009,446
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-1,506,0009,486
Extraordinary gains, net$0105
Net income$-1,506,0009,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$7,500,000108
Net operating income$-1,506,0009,456

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.