Home > Fulton Savings Bank, FSB > Income and Expense
Fulton Savings Bank, FSB, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,464,000 | 3,730 |
| Total interest expense | $4,881,000 | 3,068 |
| Net interest income | $3,583,000 | 4,492 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $463,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $463,000 | 3,122 |
| Total noninterest expense | $2,250,000 | 5,127 |
| Salaries and employee benefits | $1,298,000 | 4,769 |
| Premises and equipment expense | $502,000 | 3,683 |
| Additional noninterest expense | $450,000 | 6,802 |
| Pre-tax net operating income | $1,716,000 | 3,781 |
| Securities gains (losses) | $334,000 | 699 |
| Applicable income taxes | $753,000 | 2,869 |
| Income before extraordinary items | $1,297,000 | 3,701 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,297,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,083,240 | 4,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 4,126 |
| Total interest expense | $4,347,000 | 3,392 |
| Net interest income | $3,328,000 | 4,908 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $554,000 | 4,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $554,000 | 2,639 |
| Total noninterest expense | $2,155,000 | 5,366 |
| Salaries and employee benefits | $1,116,000 | 5,404 |
| Premises and equipment expense | $433,000 | 4,167 |
| Additional noninterest expense | $606,000 | 5,763 |
| Pre-tax net operating income | $1,547,000 | 4,382 |
| Securities gains (losses) | $376,000 | 501 |
| Applicable income taxes | $687,000 | 3,282 |
| Income before extraordinary items | $1,236,000 | 3,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,236,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $29,000 | 7,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $995,360 | 4,663 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,767,000 | 4,709 |
| Total interest expense | $4,092,000 | 3,632 |
| Net interest income | $2,675,000 | 5,921 |
| Provision for loan and lease losses | $44,000 | 6,866 |
| Total noninterest income | $694,000 | 4,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $694,000 | 2,314 |
| Total noninterest expense | $2,515,000 | 4,982 |
| Salaries and employee benefits | $945,000 | 6,239 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $1,269,000 | 3,609 |
| Pre-tax net operating income | $810,000 | 6,463 |
| Securities gains (losses) | $41,000 | 1,473 |
| Applicable income taxes | $300,000 | 5,830 |
| Income before extraordinary items | $551,000 | 6,552 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $551,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $15,817,000 | 42 |
| Net operating income | $524,350 | 6,682 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,729,000 | 5,412 |
| Total interest expense | $3,624,000 | 4,026 |
| Net interest income | $2,105,000 | 7,074 |
| Provision for loan and lease losses | $67,000 | 5,503 |
| Total noninterest income | $545,000 | 4,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $545,000 | 2,714 |
| Total noninterest expense | $1,854,000 | 6,343 |
| Salaries and employee benefits | $900,000 | 6,553 |
| Premises and equipment expense | $231,000 | 6,647 |
| Additional noninterest expense | $723,000 | 5,703 |
| Pre-tax net operating income | $729,000 | 7,169 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $308,000 | 5,904 |
| Income before extraordinary items | $421,000 | 7,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $421,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $421,000 | 7,844 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 5,588 |
| Total interest expense | $2,665,000 | 4,383 |
| Net interest income | $2,437,000 | 6,596 |
| Provision for loan and lease losses | $76,000 | 5,132 |
| Total noninterest income | $584,000 | 4,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $584,000 | 2,638 |
| Total noninterest expense | $1,764,000 | 6,787 |
| Salaries and employee benefits | $842,000 | 6,965 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $692,000 | 6,380 |
| Pre-tax net operating income | $1,181,000 | 5,294 |
| Securities gains (losses) | $-61,000 | 11,190 |
| Applicable income taxes | $393,000 | 4,825 |
| Income before extraordinary items | $727,000 | 5,751 |
| Extraordinary gains, net | $209,000 | 63 |
| Net income | $936,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $766,650 | 5,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 5,457 |
| Total interest expense | $2,833,000 | 4,328 |
| Net interest income | $2,522,000 | 6,503 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $620,000 | 4,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $620,000 | 2,824 |
| Total noninterest expense | $1,619,000 | 7,446 |
| Salaries and employee benefits | $799,000 | 7,328 |
| Premises and equipment expense | $201,000 | 7,662 |
| Additional noninterest expense | $619,000 | 7,172 |
| Pre-tax net operating income | $1,437,000 | 4,489 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $496,000 | 4,226 |
| Income before extraordinary items | $941,000 | 4,920 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $941,000 | 5,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $941,000 | 4,694 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 5,542 |
| Total interest expense | $3,605,000 | 4,440 |
| Net interest income | $2,331,000 | 6,931 |
| Provision for loan and lease losses | $136,000 | 6,368 |
| Total noninterest income | $636,000 | 4,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $636,000 | 2,719 |
| Total noninterest expense | $1,493,000 | 7,940 |
| Salaries and employee benefits | $739,000 | 7,691 |
| Premises and equipment expense | $174,000 | 8,469 |
| Additional noninterest expense | $580,000 | 7,694 |
| Pre-tax net operating income | $1,338,000 | 4,504 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $519,000 | 3,875 |
| Income before extraordinary items | $819,000 | 5,272 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $819,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $819,000 | 4,969 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.