Home > Fulton Savings Bank, FSB > Assets and Liabilities
Fulton Savings Bank, FSB, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $116,419,000 | 3,812 |
| Cash and due from depository institutions | $7,845,000 | 4,067 |
| Interest-bearing balances | $7,214,000 | 867 |
| Securities | $1,700,000 | 9,882 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $102,743,000 | 2,696 |
| Loan loss allowance | $1,032,000 | 3,243 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,431,000 | 4,915 |
| Other real estate owned | $158,000 | 4,067 |
| Goodwill and other intangibles | $637,000 | 1,686 |
| All other assets | $1,905,000 | 3,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,419,000 | 3,812 |
| Total liabilities | $97,022,000 | 4,062 |
| Total deposits | $76,904,000 | 4,675 |
| Interest-bearing deposits | $73,648,000 | 4,270 |
| Deposits held in domestic offices | $76,904,000 | 4,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,699,000 | 1,069 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $419,000 | 6,378 |
| Total equity capital | $19,397,000 | 2,323 |
| Total bank equity capital | $19,397,000 | 2,323 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $8,548,000 | 1,815 |
| Undivided profits | $10,848,000 | 2,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 4,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $726,000 | 3,203 |
| Earning assets | $111,657,000 | 3,679 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $112,281,000 | 3,741 |
| Average Assets, quarterly | $116,951,500 | 3,724 |
| Volatile liabilities | $29,215,000 | 2,197 |
| Insider loans | $432,000 | 5,664 |
| FHLB advances | $18,549,000 | 326 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,849,000 | 2,360 |
| Tier 1 (core) risk-based capital | $19,396,000 | 2,207 |
| Tier 2 risk-based capital | $865,000 | 3,432 |
| Total risk weighted assets | $69,056,000 | 3,899 |
| Total unused commitments | $18,849,000 | 2,367 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $107,979,000 | 4,046 |
| Cash and due from depository institutions | $15,370,000 | 5,035 |
| Interest-bearing balances | $14,411,000 | 284 |
| Securities | $1,200,000 | 10,531 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $87,779,000 | 3,098 |
| Loan loss allowance | $979,000 | 3,416 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,438,000 | 4,850 |
| Other real estate owned | $158,000 | 5,035 |
| Goodwill and other intangibles | $399,000 | 1,897 |
| All other assets | $1,635,000 | 4,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,979,000 | 4,046 |
| Total liabilities | $90,147,000 | 4,276 |
| Total deposits | $75,946,000 | 4,715 |
| Interest-bearing deposits | $73,736,000 | 4,254 |
| Deposits held in domestic offices | $75,946,000 | 4,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,717,000 | 1,178 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $484,000 | 6,034 |
| Total equity capital | $17,832,000 | 2,501 |
| Total bank equity capital | $17,832,000 | 2,501 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $8,421,000 | 1,809 |
| Undivided profits | $9,410,000 | 2,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $687,000 | 3,424 |
| Earning assets | $103,390,000 | 3,912 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $102,352,000 | 4,050 |
| Average Assets, quarterly | $105,907,500 | 4,061 |
| Volatile liabilities | $25,425,000 | 2,437 |
| Insider loans | $300,000 | 6,645 |
| FHLB advances | $12,464,000 | 385 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,074,000 | 3,440 |
| Tier 1 (core) risk-based capital | $17,372,000 | 2,456 |
| Tier 2 risk-based capital | $770,000 | 3,678 |
| Total risk weighted assets | $61,361,000 | 4,271 |
| Total unused commitments | $10,074,000 | 3,441 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $99,621,000 | 4,434 |
| Cash and due from depository institutions | $7,344,000 | 4,777 |
| Interest-bearing balances | $6,566,000 | 578 |
| Securities | $3,404,000 | 10,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $85,678,000 | 3,188 |
| Loan loss allowance | $811,000 | 4,177 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,524,000 | 4,642 |
| Other real estate owned | $198,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,473,000 | 4,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,622,000 | 4,434 |
| Total liabilities | $83,272,000 | 4,708 |
| Total deposits | $75,216,000 | 4,889 |
| Interest-bearing deposits | $73,271,000 | 4,413 |
| Deposits held in domestic offices | $75,216,000 | 4,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,875,000 | 1,504 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $181,000 | 9,535 |
| Total equity capital | $16,350,000 | 2,732 |
| Total bank equity capital | $16,350,000 | 2,732 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $8,273,000 | 1,903 |
| Undivided profits | $8,076,000 | 3,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $627,000 | 3,687 |
| Earning assets | $95,648,000 | 4,268 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $90,644,000 | 4,652 |
| Average Assets, quarterly | $98,097,000 | 4,459 |
| Volatile liabilities | $19,388,000 | 2,978 |
| Insider loans | $305,000 | 6,793 |
| FHLB advances | $6,500,000 | 516 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,084,000 | 6,360 |
| Tier 1 (core) risk-based capital | $16,345,000 | 2,663 |
| Tier 2 risk-based capital | $728,000 | 3,942 |
| Total risk weighted assets | $58,241,000 | 4,505 |
| Total unused commitments | $3,084,000 | 6,374 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $82,782,000 | 5,212 |
| Cash and due from depository institutions | $2,189,000 | 5,049 |
| Interest-bearing balances | $1,704,000 | 1,981 |
| Securities | $4,095,000 | 10,587 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $73,496,000 | 3,586 |
| Loan loss allowance | $776,000 | 4,346 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,197,000 | 5,424 |
| Other real estate owned | $258,000 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,547,000 | 4,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,782,000 | 5,212 |
| Total liabilities | $73,817,000 | 5,231 |
| Total deposits | $68,953,000 | 5,333 |
| Interest-bearing deposits | $67,503,000 | 4,779 |
| Deposits held in domestic offices | $68,953,000 | 5,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,500,000 | 1,733 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $364,000 | 7,553 |
| Total equity capital | $8,965,000 | 4,757 |
| Total bank equity capital | $8,965,000 | 4,757 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $8,965,000 | 2,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $508,000 | 4,666 |
| Earning assets | $79,295,000 | 5,043 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $80,715,800 | 5,123 |
| Average Assets, quarterly | $83,149,500 | 5,142 |
| Volatile liabilities | $8,470,000 | 5,092 |
| Insider loans | $202,000 | 7,975 |
| FHLB advances | $4,500,000 | 541 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,372,000 | 6,051 |
| Tier 1 (core) risk-based capital | $8,897,000 | 4,653 |
| Tier 2 risk-based capital | $652,000 | 4,268 |
| Total risk weighted assets | $52,038,000 | 4,870 |
| Total unused commitments | $3,372,000 | 6,066 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $77,169,000 | 5,485 |
| Cash and due from depository institutions | $3,582,000 | 6,009 |
| Interest-bearing balances | $3,195,000 | 1,104 |
| Securities | $3,617,000 | 11,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $67,013,000 | 3,821 |
| Loan loss allowance | $752,000 | 4,567 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,155,000 | 5,574 |
| Other real estate owned | $294,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,508,000 | 4,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,170,000 | 5,485 |
| Total liabilities | $68,741,000 | 5,542 |
| Total deposits | $64,441,000 | 5,597 |
| Interest-bearing deposits | $63,871,000 | 4,963 |
| Deposits held in domestic offices | $64,441,000 | 5,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 1,914 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $300,000 | 7,327 |
| Total equity capital | $8,429,000 | 4,720 |
| Total bank equity capital | $8,429,000 | 4,720 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $8,429,000 | 2,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $583,000 | 3,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $381,000 | 5,401 |
| Earning assets | $73,825,000 | 5,287 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $74,689,000 | 5,510 |
| Average Assets, quarterly | $76,498,500 | 5,488 |
| Volatile liabilities | $7,918,000 | 5,123 |
| Insider loans | $135,000 | 8,956 |
| FHLB advances | $4,000,000 | 656 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,983,000 | 6,369 |
| Tier 1 (core) risk-based capital | $8,429,000 | 4,775 |
| Tier 2 risk-based capital | $581,000 | 4,667 |
| Total risk weighted assets | $46,450,000 | 5,249 |
| Total unused commitments | $3,482,000 | 5,946 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 34 | 5,844 |
| Assets and Liabilities | ||
| Total Assets: | $72,867,000 | 5,863 |
| Cash and due from depository institutions | $4,070,000 | 5,844 |
| Interest-bearing balances | $3,750,000 | 1,582 |
| Securities | $6,053,000 | 10,749 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $60,144,000 | 4,098 |
| Loan loss allowance | $670,000 | 5,140 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,121,000 | 5,711 |
| Other real estate owned | $213,000 | 5,844 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,266,000 | 5,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,868,000 | 5,863 |
| Total liabilities | $65,328,000 | 5,919 |
| Total deposits | $64,888,000 | 5,752 |
| Interest-bearing deposits | $64,888,000 | 5,087 |
| Deposits held in domestic offices | $64,888,000 | 5,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $440,000 | 5,858 |
| Total equity capital | $7,540,000 | 5,260 |
| Total bank equity capital | $7,540,000 | 5,260 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $7,540,000 | 3,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $930,000 | 3,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $375,000 | 4,946 |
| Earning assets | $69,947,000 | 5,659 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $73,447,000 | 5,690 |
| Average Assets, quarterly | $73,143,500 | 5,804 |
| Volatile liabilities | $4,427,000 | 6,956 |
| Insider loans | $122,000 | 9,388 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,473,000 | 5,944 |
| Tier 1 (core) risk-based capital | $7,540,000 | 5,182 |
| Tier 2 risk-based capital | $504,000 | 5,228 |
| Total risk weighted assets | $40,218,000 | 5,861 |
| Total unused commitments | $3,473,000 | 5,963 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $73,713,000 | 5,881 |
| Cash and due from depository institutions | $10,907,000 | 6,386 |
| Interest-bearing balances | $10,612,000 | 709 |
| Securities | $5,451,000 | 11,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $54,808,000 | 4,484 |
| Loan loss allowance | $688,000 | 5,074 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,020,000 | 6,118 |
| Other real estate owned | $261,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,266,000 | 5,271 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,712,000 | 5,881 |
| Total liabilities | $67,113,000 | 5,876 |
| Total deposits | $66,572,000 | 5,737 |
| Interest-bearing deposits | $65,760,000 | 5,151 |
| Deposits held in domestic offices | $66,572,000 | 5,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $541,000 | 5,474 |
| Total equity capital | $6,599,000 | 5,656 |
| Total bank equity capital | $6,599,000 | 5,656 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $6,599,000 | 3,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 4,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $400,000 | 5,053 |
| Earning assets | $70,871,000 | 5,621 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $72,638,400 | 5,811 |
| Average Assets, quarterly | $73,993,500 | 5,800 |
| Volatile liabilities | $3,926,000 | 7,508 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,953,000 | 6,135 |
| Tier 1 (core) risk-based capital | $6,599,000 | 5,596 |
| Tier 2 risk-based capital | $471,000 | 5,496 |
| Total risk weighted assets | $37,669,000 | 6,206 |
| Total unused commitments | $2,953,000 | 6,165 |
| Derivatives | $0 | 651 |