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Fulton Savings Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$12,741,0002,097
Total interest expense$225,0004,023
Net interest income$12,516,0001,973
Provision for loan and lease losses$24,0002,824
Total noninterest income$7,679,0001,009
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,438,000723
Trading account gains and feesNANA
Additional Noninterest Income$6,241,000926
Total noninterest expense$11,357,0001,809
Salaries and employee benefits$6,039,0001,924
Premises and equipment expense$1,068,0001,954
Additional noninterest expense$4,250,0001,520
Pre-tax net operating income$8,814,0001,388
Securities gains (losses)$440,000398
Applicable income taxes$1,520,0001,301
Income before extraordinary items$7,734,0001,375
Extraordinary gains, net$010
Net income$7,734,0001,375
Minority interest net income$074
Net income of bank and minority interests.$7,734,0001,375
Net charge-offs$60,0001,574
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,364,4001,417
2021-09-30 (YTD Data)Rank
Total interest income$9,516,0002,149
Total interest expense$169,0004,125
Net interest income$9,347,0002,010
Provision for loan and lease losses$43,0002,461
Total noninterest income$5,350,0001,072
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,037,000733
Trading account gains and feesNANA
Additional Noninterest Income$4,313,000992
Total noninterest expense$8,193,0001,864
Salaries and employee benefits$4,356,0001,978
Premises and equipment expense$804,0001,980
Additional noninterest expense$3,033,0001,584
Pre-tax net operating income$6,461,0001,466
Securities gains (losses)$354,000409
Applicable income taxes$1,113,0001,382
Income before extraordinary items$5,702,0001,469
Extraordinary gains, net$08
Net income$5,702,0001,469
Minority interest net income$069
Net income of bank and minority interests.$5,702,0001,469
Net charge-offs$42,0001,431
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,404,6401,496
2021-06-30 (YTD Data)Rank
Total interest income$6,359,0002,135
Total interest expense$112,0004,196
Net interest income$6,247,0001,991
Provision for loan and lease losses$26,0002,461
Total noninterest income$4,492,000921
Gross Fiduciary activities income$0951
Service charges on deposit accounts$649,000753
Trading account gains and feesNANA
Additional Noninterest Income$3,843,000825
Total noninterest expense$5,197,0001,923
Salaries and employee benefits$2,842,0001,995
Premises and equipment expense$525,0001,999
Additional noninterest expense$1,830,0001,678
Pre-tax net operating income$5,516,0001,231
Securities gains (losses)$297,000380
Applicable income taxes$1,093,0001,079
Income before extraordinary items$4,720,0001,234
Extraordinary gains, net$06
Net income$4,720,0001,235
Minority interest net income$067
Net income of bank and minority interests.$4,720,0001,235
Net charge-offs$23,0001,444
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,479,4301,257
2021-03-31 (YTD Data)Rank
Total interest income$3,318,0002,064
Total interest expense$55,0004,270
Net interest income$3,263,0001,908
Provision for loan and lease losses$-3,0004,558
Total noninterest income$2,137,000958
Gross Fiduciary activities income$0922
Service charges on deposit accounts$313,000761
Trading account gains and feesNANA
Additional Noninterest Income$1,824,000858
Total noninterest expense$2,152,0002,171
Salaries and employee benefits$1,454,0001,960
Premises and equipment expense$274,0001,955
Additional noninterest expense$424,0002,830
Pre-tax net operating income$3,251,0001,073
Securities gains (losses)$289,000272
Applicable income taxes$705,000914
Income before extraordinary items$2,835,0001,079
Extraordinary gains, net$03
Net income$2,835,0001,079
Minority interest net income$055
Net income of bank and minority interests.$2,835,0001,079
Net charge-offs$12,0001,315
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,603,8001,130
2020-12-31 (YTD Data)Rank
Total interest income$13,079,0002,091
Total interest expense$329,0004,227
Net interest income$12,750,0001,867
Provision for loan and lease losses$452,0002,343
Total noninterest income$5,440,0001,198
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,394,000723
Trading account gains and feesNANA
Additional Noninterest Income$4,046,0001,198
Total noninterest expense$13,508,0001,541
Salaries and employee benefits$6,213,0001,851
Premises and equipment expense$1,095,0001,904
Additional noninterest expense$6,200,0001,064
Pre-tax net operating income$4,230,0002,000
Securities gains (losses)$-96,0004,940
Applicable income taxes$348,0002,203
Income before extraordinary items$3,786,0002,000
Extraordinary gains, net$04
Net income$3,786,0001,999
Minority interest net income$072
Net income of bank and minority interests.$3,786,0002,000
Net charge-offs$126,0001,846
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,874,3201,913
2020-09-30 (YTD Data)Rank
Total interest income$9,739,0002,118
Total interest expense$273,0004,218
Net interest income$9,466,0001,867
Provision for loan and lease losses$56,0003,656
Total noninterest income$2,244,0001,675
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,040,000719
Trading account gains and feesNANA
Additional Noninterest Income$1,204,0001,968
Total noninterest expense$9,947,0001,541
Salaries and employee benefits$4,475,0001,886
Premises and equipment expense$792,0001,954
Additional noninterest expense$4,680,0001,053
Pre-tax net operating income$1,707,0002,802
Securities gains (losses)$-130,0004,958
Applicable income taxes$210,0002,356
Income before extraordinary items$1,367,0002,954
Extraordinary gains, net$04
Net income$1,367,0002,953
Minority interest net income$065
Net income of bank and minority interests.$1,367,0002,954
Net charge-offs$97,0001,686
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,480,1002,799
2020-06-30 (YTD Data)Rank
Total interest income$6,527,0002,128
Total interest expense$209,0004,167
Net interest income$6,318,0001,872
Provision for loan and lease losses$14,0003,947
Total noninterest income$-333,0005,049
Gross Fiduciary activities income$0970
Service charges on deposit accounts$718,000693
Trading account gains and feesNANA
Additional Noninterest Income$-1,051,0005,061
Total noninterest expense$7,389,0001,404
Salaries and employee benefits$2,982,0001,878
Premises and equipment expense$481,0002,080
Additional noninterest expense$3,926,000865
Pre-tax net operating income$-1,418,0004,994
Securities gains (losses)$-140,0004,967
Applicable income taxes$-851,0005,016
Income before extraordinary items$-707,0004,952
Extraordinary gains, net$04
Net income$-707,0004,952
Minority interest net income$065
Net income of bank and minority interests.$-707,0004,952
Net charge-offs$65,0001,580
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$-596,4004,945
2020-03-31 (YTD Data)Rank
Total interest income$3,623,0001,966
Total interest expense$123,0004,136
Net interest income$3,500,0001,713
Provision for loan and lease losses$7,0003,505
Total noninterest income$-4,159,0005,103
Gross Fiduciary activities income$0941
Service charges on deposit accounts$440,000684
Trading account gains and feesNANA
Additional Noninterest Income$-4,599,0005,112
Total noninterest expense$4,414,0001,206
Salaries and employee benefits$1,503,0001,881
Premises and equipment expense$258,0002,007
Additional noninterest expense$2,653,000675
Pre-tax net operating income$-5,080,0005,082
Securities gains (losses)$282,000299
Applicable income taxes$-1,554,0005,062
Income before extraordinary items$-3,244,0005,059
Extraordinary gains, net$04
Net income$-3,244,0005,059
Minority interest net income$056
Net income of bank and minority interests.$-3,244,0005,059
Net charge-offs$35,0001,356
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-3,466,7805,073
2019-12-31 (YTD Data)Rank
Total interest income$14,034,0002,030
Total interest expense$574,0004,011
Net interest income$13,460,0001,765
Provision for loan and lease losses$32,0003,574
Total noninterest income$7,377,000871
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,798,000696
Trading account gains and feesNANA
Additional Noninterest Income$5,579,000769
Total noninterest expense$14,307,0001,416
Salaries and employee benefits$7,306,0001,571
Premises and equipment expense$1,116,0001,888
Additional noninterest expense$5,885,0001,102
Pre-tax net operating income$6,498,0001,446
Securities gains (losses)$1,315,000188
Applicable income taxes$1,350,0001,186
Income before extraordinary items$6,463,0001,320
Extraordinary gains, net$011
Net income$6,463,0001,321
Minority interest net income$076
Net income of bank and minority interests.$6,463,0001,322
Net charge-offs$124,0002,051
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,371,5501,485
2019-09-30 (YTD Data)Rank
Total interest income$10,522,0002,053
Total interest expense$426,0004,067
Net interest income$10,096,0001,791
Provision for loan and lease losses$16,0003,604
Total noninterest income$5,293,000893
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,312,000709
Trading account gains and feesNANA
Additional Noninterest Income$3,981,000790
Total noninterest expense$11,343,0001,358
Salaries and employee benefits$5,500,0001,570
Premises and equipment expense$838,0001,894
Additional noninterest expense$5,005,0001,002
Pre-tax net operating income$4,030,0001,717
Securities gains (losses)$1,198,000174
Applicable income taxes$751,0001,470
Income before extraordinary items$4,477,0001,410
Extraordinary gains, net$011
Net income$4,477,0001,410
Minority interest net income$072
Net income of bank and minority interests.$4,477,0001,412
Net charge-offs$98,0001,777
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,446,7201,705
2019-06-30 (YTD Data)Rank
Total interest income$6,981,0002,060
Total interest expense$287,0004,061
Net interest income$6,694,0001,802
Provision for loan and lease losses$9,0003,519
Total noninterest income$3,877,000817
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$842,000727
Trading account gains and feesNANA
Additional Noninterest Income$3,035,000705
Total noninterest expense$7,588,0001,351
Salaries and employee benefits$3,728,0001,553
Premises and equipment expense$552,0001,927
Additional noninterest expense$3,308,0001,010
Pre-tax net operating income$2,974,0001,559
Securities gains (losses)$1,147,000138
Applicable income taxes$851,0001,005
Income before extraordinary items$3,270,0001,300
Extraordinary gains, net$011
Net income$3,270,0001,300
Minority interest net income$069
Net income of bank and minority interests.$3,270,0001,300
Net charge-offs$83,0001,520
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,363,8701,644
2019-03-31 (YTD Data)Rank
Total interest income$3,490,0002,054
Total interest expense$145,0004,051
Net interest income$3,345,0001,807
Provision for loan and lease losses$15,0002,868
Total noninterest income$2,331,000687
Gross Fiduciary activities income$0972
Service charges on deposit accounts$409,000732
Trading account gains and feesNANA
Additional Noninterest Income$1,922,000577
Total noninterest expense$3,789,0001,362
Salaries and employee benefits$1,955,0001,492
Premises and equipment expense$275,0001,952
Additional noninterest expense$1,559,0001,036
Pre-tax net operating income$1,872,0001,273
Securities gains (losses)$955,00091
Applicable income taxes$589,000787
Income before extraordinary items$2,238,000989
Extraordinary gains, net$05
Net income$2,238,000988
Minority interest net income$052
Net income of bank and minority interests.$2,238,000988
Net charge-offs$48,0001,230
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,483,5501,344
2018-12-31 (YTD Data)Rank
Total interest income$13,820,0001,983
Total interest expense$603,0003,669
Net interest income$13,217,0001,795
Provision for loan and lease losses$51,0003,476
Total noninterest income$2,558,0001,726
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,826,000703
Trading account gains and feesNANA
Additional Noninterest Income$732,0002,604
Total noninterest expense$12,873,0001,524
Salaries and employee benefits$6,658,0001,671
Premises and equipment expense$1,182,0001,827
Additional noninterest expense$5,033,0001,228
Pre-tax net operating income$2,851,0002,585
Securities gains (losses)$118,000275
Applicable income taxes$-144,0005,315
Income before extraordinary items$3,113,0002,267
Extraordinary gains, net$06
Net income$3,113,0002,265
Minority interest net income$072
Net income of bank and minority interests.$3,113,0002,266
Net charge-offs$212,0001,603
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,995,0002,325
2018-09-30 (YTD Data)Rank
Total interest income$10,150,0002,002
Total interest expense$435,0003,682
Net interest income$9,715,0001,817
Provision for loan and lease losses$68,0002,982
Total noninterest income$3,263,0001,201
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,343,000712
Trading account gains and feesNANA
Additional Noninterest Income$1,920,0001,293
Total noninterest expense$9,205,0001,575
Salaries and employee benefits$4,991,0001,680
Premises and equipment expense$919,0001,797
Additional noninterest expense$3,295,0001,394
Pre-tax net operating income$3,705,0001,812
Securities gains (losses)$127,000262
Applicable income taxes$380,0002,023
Income before extraordinary items$3,452,0001,706
Extraordinary gains, net$05
Net income$3,452,0001,705
Minority interest net income$066
Net income of bank and minority interests.$3,452,0001,705
Net charge-offs$176,0001,336
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,337,7001,748
2018-06-30 (YTD Data)Rank
Total interest income$6,718,0002,002
Total interest expense$273,0003,706
Net interest income$6,445,0001,821
Provision for loan and lease losses$-2,0005,282
Total noninterest income$1,742,0001,411
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$882,000712
Trading account gains and feesNANA
Additional Noninterest Income$860,0001,666
Total noninterest expense$6,265,0001,564
Salaries and employee benefits$3,329,0001,683
Premises and equipment expense$635,0001,762
Additional noninterest expense$2,301,0001,343
Pre-tax net operating income$1,924,0002,151
Securities gains (losses)$136,000208
Applicable income taxes$04,018
Income before extraordinary items$2,060,0001,840
Extraordinary gains, net$06
Net income$2,060,0001,838
Minority interest net income$065
Net income of bank and minority interests.$2,060,0001,839
Net charge-offs$90,0001,383
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,924,0001,933
2018-03-31 (YTD Data)Rank
Total interest income$3,288,0002,027
Total interest expense$135,0003,681
Net interest income$3,153,0001,854
Provision for loan and lease losses$-27,0005,438
Total noninterest income$519,0001,954
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$444,000706
Trading account gains and feesNANA
Additional Noninterest Income$75,0003,721
Total noninterest expense$3,206,0001,546
Salaries and employee benefits$1,710,0001,668
Premises and equipment expense$316,0001,793
Additional noninterest expense$1,180,0001,303
Pre-tax net operating income$493,0003,118
Securities gains (losses)$126,000149
Applicable income taxes$03,948
Income before extraordinary items$619,0002,565
Extraordinary gains, net$07
Net income$619,0002,565
Minority interest net income$052
Net income of bank and minority interests.$619,0002,565
Net charge-offs$41,0001,295
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$493,0002,907
2017-12-31 (YTD Data)Rank
Total interest income$13,056,0001,972
Total interest expense$528,0003,591
Net interest income$12,528,0001,847
Provision for loan and lease losses$65,0003,375
Total noninterest income$4,844,0001,145
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,866,000687
Trading account gains and feesNANA
Additional Noninterest Income$2,978,0001,163
Total noninterest expense$12,657,0001,557
Salaries and employee benefits$6,882,0001,612
Premises and equipment expense$1,202,0001,845
Additional noninterest expense$4,573,0001,337
Pre-tax net operating income$4,650,0001,815
Securities gains (losses)$97,000635
Applicable income taxes$620,0002,261
Income before extraordinary items$4,127,0001,575
Extraordinary gains, net$09
Net income$4,127,0001,575
Minority interest net income$076
Net income of bank and minority interests.$4,127,0001,575
Net charge-offs$217,0001,762
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,042,6101,586
2017-09-30 (YTD Data)Rank
Total interest income$9,692,0001,992
Total interest expense$385,0003,643
Net interest income$9,307,0001,865
Provision for loan and lease losses$4,0004,026
Total noninterest income$3,561,0001,182
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,369,000701
Trading account gains and feesNANA
Additional Noninterest Income$2,192,0001,193
Total noninterest expense$9,390,0001,580
Salaries and employee benefits$5,156,0001,627
Premises and equipment expense$849,0001,936
Additional noninterest expense$3,385,0001,356
Pre-tax net operating income$3,474,0001,844
Securities gains (losses)$10,0001,621
Applicable income taxes$461,0002,146
Income before extraordinary items$3,023,0001,727
Extraordinary gains, net$09
Net income$3,023,0001,728
Minority interest net income$071
Net income of bank and minority interests.$3,023,0001,728
Net charge-offs$107,0001,867
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,014,3001,711
2017-06-30 (YTD Data)Rank
Total interest income$6,428,0001,995
Total interest expense$245,0003,696
Net interest income$6,183,0001,846
Provision for loan and lease losses$-31,0005,569
Total noninterest income$2,234,0001,228
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$901,000700
Trading account gains and feesNANA
Additional Noninterest Income$1,333,0001,283
Total noninterest expense$6,142,0001,610
Salaries and employee benefits$3,452,0001,619
Premises and equipment expense$531,0002,028
Additional noninterest expense$2,159,0001,409
Pre-tax net operating income$2,306,0001,812
Securities gains (losses)$35,000779
Applicable income taxes$310,0002,116
Income before extraordinary items$2,031,0001,683
Extraordinary gains, net$011
Net income$2,031,0001,682
Minority interest net income$071
Net income of bank and minority interests.$2,031,0001,683
Net charge-offs$74,0001,720
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,000,5501,688
2017-03-31 (YTD Data)Rank
Total interest income$3,186,0001,995
Total interest expense$120,0003,718
Net interest income$3,066,0001,853
Provision for loan and lease losses$6,0003,298
Total noninterest income$1,183,0001,167
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$443,000713
Trading account gains and feesNANA
Additional Noninterest Income$740,0001,183
Total noninterest expense$3,034,0001,634
Salaries and employee benefits$1,716,0001,644
Premises and equipment expense$272,0002,015
Additional noninterest expense$1,046,0001,441
Pre-tax net operating income$1,209,0001,711
Securities gains (losses)$34,000416
Applicable income taxes$168,0002,017
Income before extraordinary items$1,075,0001,581
Extraordinary gains, net$08
Net income$1,075,0001,580
Minority interest net income$055
Net income of bank and minority interests.$1,075,0001,581
Net charge-offs$39,0001,477
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,045,7601,598
2016-12-31 (YTD Data)Rank
Total interest income$12,937,0001,946
Total interest expense$519,0003,587
Net interest income$12,418,0001,804
Provision for loan and lease losses$65,0003,464
Total noninterest income$4,864,0001,169
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,973,000660
Trading account gains and fees$748,00089
Additional Noninterest Income$2,143,0001,530
Total noninterest expense$13,057,0001,502
Salaries and employee benefits$7,147,0001,513
Premises and equipment expense$1,049,0002,064
Additional noninterest expense$4,861,0001,290
Pre-tax net operating income$4,160,0001,883
Securities gains (losses)$1,862,000130
Applicable income taxes$797,0001,848
Income before extraordinary items$5,225,0001,328
Extraordinary gains, net$05
Net income$5,225,0001,327
Minority interest net income$082
Net income of bank and minority interests.$5,225,0001,327
Net charge-offs$201,0001,922
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,605,0601,762
2016-09-30 (YTD Data)Rank
Total interest income$9,702,0001,948
Total interest expense$396,0003,578
Net interest income$9,306,0001,807
Provision for loan and lease losses$54,0003,269
Total noninterest income$3,214,0001,271
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,484,000656
Trading account gains and fees$245,000116
Additional Noninterest Income$1,485,0001,601
Total noninterest expense$9,801,0001,503
Salaries and employee benefits$5,397,0001,507
Premises and equipment expense$782,0002,085
Additional noninterest expense$3,622,0001,302
Pre-tax net operating income$2,665,0002,148
Securities gains (losses)$1,725,000117
Applicable income taxes$599,0001,896
Income before extraordinary items$3,791,0001,394
Extraordinary gains, net$05
Net income$3,791,0001,395
Minority interest net income$071
Net income of bank and minority interests.$3,791,0001,395
Net charge-offs$168,0001,597
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,307,5002,024
2016-06-30 (YTD Data)Rank
Total interest income$6,524,0001,938
Total interest expense$270,0003,546
Net interest income$6,254,0001,797
Provision for loan and lease losses$38,0003,151
Total noninterest income$1,915,0001,360
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$977,000655
Trading account gains and fees$23,000147
Additional Noninterest Income$915,0001,655
Total noninterest expense$6,225,0001,565
Salaries and employee benefits$3,459,0001,566
Premises and equipment expense$523,0002,082
Additional noninterest expense$2,243,0001,382
Pre-tax net operating income$1,906,0002,018
Securities gains (losses)$1,613,00095
Applicable income taxes$461,0001,750
Income before extraordinary items$3,058,0001,180
Extraordinary gains, net$016
Net income$3,058,0001,180
Minority interest net income$071
Net income of bank and minority interests.$3,058,0001,180
Net charge-offs$124,0001,448
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,654,6901,888
2016-03-31 (YTD Data)Rank
Total interest income$3,282,0001,924
Total interest expense$129,0003,655
Net interest income$3,153,0001,784
Provision for loan and lease losses$14,0003,163
Total noninterest income$674,0001,710
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$478,000664
Trading account gains and fees$-249,0006,109
Additional Noninterest Income$445,0001,641
Total noninterest expense$3,168,0001,544
Salaries and employee benefits$1,783,0001,529
Premises and equipment expense$251,0002,147
Additional noninterest expense$1,134,0001,364
Pre-tax net operating income$645,0002,620
Securities gains (losses)$1,054,00070
Applicable income taxes$221,0001,749
Income before extraordinary items$1,478,0001,202
Extraordinary gains, net$012
Net income$1,478,0001,202
Minority interest net income$062
Net income of bank and minority interests.$1,478,0001,203
Net charge-offs$71,0001,213
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$561,0202,508
2015-12-31 (YTD Data)Rank
Total interest income$13,747,0001,801
Total interest expense$582,0003,448
Net interest income$13,165,0001,662
Provision for loan and lease losses$61,0003,429
Total noninterest income$3,677,0001,374
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,090,000630
Trading account gains and fees$-478,0006,172
Additional Noninterest Income$2,065,0001,490
Total noninterest expense$13,617,0001,428
Salaries and employee benefits$7,851,0001,380
Premises and equipment expense$1,124,0001,987
Additional noninterest expense$4,642,0001,351
Pre-tax net operating income$3,164,0002,242
Securities gains (losses)$176,000812
Applicable income taxes$439,0002,345
Income before extraordinary items$2,901,0002,105
Extraordinary gains, net$023
Net income$2,901,0002,106
Minority interest net income$081
Net income of bank and minority interests.$2,901,0002,107
Net charge-offs$158,0002,202
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,747,8802,140
2015-09-30 (YTD Data)Rank
Total interest income$10,319,0001,817
Total interest expense$422,0003,567
Net interest income$9,897,0001,674
Provision for loan and lease losses$48,0003,299
Total noninterest income$2,315,0001,593
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,526,000647
Trading account gains and fees$-800,0006,263
Additional Noninterest Income$1,589,0001,469
Total noninterest expense$10,229,0001,426
Salaries and employee benefits$5,961,0001,368
Premises and equipment expense$839,0002,022
Additional noninterest expense$3,429,0001,368
Pre-tax net operating income$1,935,0002,625
Securities gains (losses)$147,000798
Applicable income taxes$271,0002,559
Income before extraordinary items$1,811,0002,428
Extraordinary gains, net$021
Net income$1,811,0002,429
Minority interest net income$078
Net income of bank and minority interests.$1,811,0002,429
Net charge-offs$114,0002,036
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,683,1102,520
2015-06-30 (YTD Data)Rank
Total interest income$6,934,0001,804
Total interest expense$285,0003,561
Net interest income$6,649,0001,668
Provision for loan and lease losses$24,0003,428
Total noninterest income$1,838,0001,401
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$971,000659
Trading account gains and fees$-173,0006,341
Additional Noninterest Income$1,040,0001,516
Total noninterest expense$6,869,0001,425
Salaries and employee benefits$4,038,0001,354
Premises and equipment expense$586,0001,957
Additional noninterest expense$2,245,0001,398
Pre-tax net operating income$1,594,0002,237
Securities gains (losses)$147,000655
Applicable income taxes$222,0002,378
Income before extraordinary items$1,519,0002,026
Extraordinary gains, net$022
Net income$1,519,0002,028
Minority interest net income$075
Net income of bank and minority interests.$1,519,0002,028
Net charge-offs$42,0002,461
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,391,1102,127
2015-03-31 (YTD Data)Rank
Total interest income$3,492,0001,789
Total interest expense$151,0003,458
Net interest income$3,341,0001,655
Provision for loan and lease losses$1,0003,650
Total noninterest income$909,0001,376
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$471,000663
Trading account gains and fees$-79,0006,407
Additional Noninterest Income$517,0001,472
Total noninterest expense$3,496,0001,403
Salaries and employee benefits$2,084,0001,325
Premises and equipment expense$282,0002,043
Additional noninterest expense$1,130,0001,364
Pre-tax net operating income$753,0002,296
Securities gains (losses)$116,000526
Applicable income taxes$130,0002,243
Income before extraordinary items$739,0002,042
Extraordinary gains, net$013
Net income$739,0002,043
Minority interest net income$064
Net income of bank and minority interests.$739,0002,043
Net charge-offs$8,0002,565
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$640,4002,223
2014-12-31 (YTD Data)Rank
Total interest income$14,255,0001,763
Total interest expense$733,0003,207
Net interest income$13,522,0001,640
Provision for loan and lease losses$359,0001,809
Total noninterest income$4,179,0001,246
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,176,000622
Trading account gains and fees$265,000104
Additional Noninterest Income$1,738,0001,620
Total noninterest expense$12,746,0001,494
Salaries and employee benefits$7,084,0001,470
Premises and equipment expense$1,179,0001,950
Additional noninterest expense$4,483,0001,421
Pre-tax net operating income$4,596,0001,641
Securities gains (losses)$303,000602
Applicable income taxes$488,0002,225
Income before extraordinary items$4,411,0001,461
Extraordinary gains, net$017
Net income$4,411,0001,459
Minority interest net income$084
Net income of bank and minority interests.$4,411,0001,460
Net charge-offs$263,0002,166
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,138,3001,510
2014-09-30 (YTD Data)Rank
Total interest income$10,715,0001,768
Total interest expense$567,0003,210
Net interest income$10,148,0001,637
Provision for loan and lease losses$242,0001,857
Total noninterest income$3,217,0001,227
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,626,000621
Trading account gains and fees$246,00097
Additional Noninterest Income$1,345,0001,584
Total noninterest expense$9,122,0001,579
Salaries and employee benefits$5,086,0001,535
Premises and equipment expense$871,0001,997
Additional noninterest expense$3,165,0001,501
Pre-tax net operating income$4,001,0001,454
Securities gains (losses)$251,000542
Applicable income taxes$860,0001,448
Income before extraordinary items$3,392,0001,419
Extraordinary gains, net$015
Net income$3,392,0001,418
Minority interest net income$081
Net income of bank and minority interests.$3,392,0001,419
Net charge-offs$192,0002,039
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,191,2001,469
2014-06-30 (YTD Data)Rank
Total interest income$7,000,0001,797
Total interest expense$383,0003,217
Net interest income$6,617,0001,667
Provision for loan and lease losses$230,0001,526
Total noninterest income$2,267,0001,165
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,063,000627
Trading account gains and fees$270,00085
Additional Noninterest Income$934,0001,524
Total noninterest expense$6,509,0001,472
Salaries and employee benefits$3,392,0001,538
Premises and equipment expense$620,0001,887
Additional noninterest expense$2,497,0001,298
Pre-tax net operating income$2,145,0001,712
Securities gains (losses)$261,000405
Applicable income taxes$250,0002,202
Income before extraordinary items$2,156,0001,438
Extraordinary gains, net$020
Net income$2,156,0001,440
Minority interest net income$080
Net income of bank and minority interests.$2,156,0001,440
Net charge-offs$85,0002,342
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,921,1001,570
2014-03-31 (YTD Data)Rank
Total interest income$3,560,0001,756
Total interest expense$206,0003,104
Net interest income$3,354,0001,633
Provision for loan and lease losses$99,0001,635
Total noninterest income$988,0001,263
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$521,000632
Trading account gains and fees$52,000115
Additional Noninterest Income$415,0001,605
Total noninterest expense$3,178,0001,511
Salaries and employee benefits$1,698,0001,549
Premises and equipment expense$336,0001,794
Additional noninterest expense$1,144,0001,392
Pre-tax net operating income$1,065,0001,676
Securities gains (losses)$211,000270
Applicable income taxes$250,0001,509
Income before extraordinary items$1,026,0001,454
Extraordinary gains, net$016
Net income$1,026,0001,457
Minority interest net income$066
Net income of bank and minority interests.$1,026,0001,457
Net charge-offs$57,0001,762
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$857,2001,673
2013-12-31 (YTD Data)Rank
Total interest income$15,012,0001,659
Total interest expense$1,094,0002,760
Net interest income$13,918,0001,563
Provision for loan and lease losses$90,0003,788
Total noninterest income$5,372,0001,070
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,315,000595
Trading account gains and fees$1,418,00070
Additional Noninterest Income$1,639,0001,746
Total noninterest expense$13,427,0001,460
Salaries and employee benefits$7,762,0001,364
Premises and equipment expense$1,207,0001,900
Additional noninterest expense$4,458,0001,489
Pre-tax net operating income$5,773,0001,270
Securities gains (losses)$264,000748
Applicable income taxes$995,0001,465
Income before extraordinary items$5,042,0001,216
Extraordinary gains, net$029
Net income$5,042,0001,218
Minority interest net income$090
Net income of bank and minority interests.$5,042,0001,219
Net charge-offs$406,0002,241
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,820,2401,242
2013-09-30 (YTD Data)Rank
Total interest income$11,306,0001,669
Total interest expense$853,0002,766
Net interest income$10,453,0001,569
Provision for loan and lease losses$66,0003,761
Total noninterest income$3,877,0001,123
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,706,000604
Trading account gains and fees$929,00073
Additional Noninterest Income$1,242,0001,782
Total noninterest expense$9,660,0001,511
Salaries and employee benefits$5,529,0001,428
Premises and equipment expense$903,0001,922
Additional noninterest expense$3,228,0001,527
Pre-tax net operating income$4,604,0001,231
Securities gains (losses)$254,000718
Applicable income taxes$978,0001,273
Income before extraordinary items$3,880,0001,194
Extraordinary gains, net$025
Net income$3,880,0001,195
Minority interest net income$084
Net income of bank and minority interests.$3,880,0001,196
Net charge-offs$277,0002,202
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,676,8001,225
2013-06-30 (YTD Data)Rank
Total interest income$7,584,0001,659
Total interest expense$594,0002,722
Net interest income$6,990,0001,548
Provision for loan and lease losses$57,0003,524
Total noninterest income$2,626,0001,122
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,109,000605
Trading account gains and fees$669,00069
Additional Noninterest Income$848,0001,790
Total noninterest expense$6,432,0001,514
Salaries and employee benefits$3,734,0001,410
Premises and equipment expense$570,0002,025
Additional noninterest expense$2,128,0001,536
Pre-tax net operating income$3,127,0001,187
Securities gains (losses)$2,0002,612
Applicable income taxes$627,0001,301
Income before extraordinary items$2,502,0001,221
Extraordinary gains, net$022
Net income$2,502,0001,223
Minority interest net income$082
Net income of bank and minority interests.$2,502,0001,224
Net charge-offs$205,0002,077
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,500,4001,171
2013-03-31 (YTD Data)Rank
Total interest income$3,804,0001,658
Total interest expense$327,0002,592
Net interest income$3,477,0001,557
Provision for loan and lease losses$1,0004,363
Total noninterest income$1,381,0001,088
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$542,000620
Trading account gains and fees$410,00068
Additional Noninterest Income$429,0001,765
Total noninterest expense$3,251,0001,511
Salaries and employee benefits$1,893,0001,405
Premises and equipment expense$290,0002,024
Additional noninterest expense$1,068,0001,519
Pre-tax net operating income$1,606,0001,142
Securities gains (losses)$-44,0006,919
Applicable income taxes$318,0001,275
Income before extraordinary items$1,244,0001,204
Extraordinary gains, net$010
Net income$1,244,0001,206
Minority interest net income$076
Net income of bank and minority interests.$1,244,0001,206
Net charge-offs$120,0001,751
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,279,2001,119
2012-12-31 (YTD Data)Rank
Total interest income$16,873,0001,576
Total interest expense$1,881,0002,242
Net interest income$14,992,0001,462
Provision for loan and lease losses$89,0004,806
Total noninterest income$4,562,0001,217
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,500,000571
Trading account gains and fees$578,00079
Additional Noninterest Income$1,484,0001,868
Total noninterest expense$12,548,0001,553
Salaries and employee benefits$7,542,0001,361
Premises and equipment expense$1,278,0001,842
Additional noninterest expense$3,728,0001,768
Pre-tax net operating income$6,917,0001,029
Securities gains (losses)$326,0001,292
Applicable income taxes$1,725,000978
Income before extraordinary items$5,518,0001,078
Extraordinary gains, net$029
Net income$5,518,0001,078
Minority interest net income$093
Net income of bank and minority interests.$5,518,0001,078
Net charge-offs$465,0002,746
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,270,2401,065
2012-09-30 (YTD Data)Rank
Total interest income$12,754,0001,595
Total interest expense$1,498,0002,212
Net interest income$11,256,0001,482
Provision for loan and lease losses$64,0004,769
Total noninterest income$3,581,0001,176
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,854,000584
Trading account gains and fees$598,00072
Additional Noninterest Income$1,129,0001,838
Total noninterest expense$9,353,0001,562
Salaries and employee benefits$5,413,0001,406
Premises and equipment expense$964,0001,847
Additional noninterest expense$2,976,0001,688
Pre-tax net operating income$5,420,000998
Securities gains (losses)$-52,0006,962
Applicable income taxes$1,249,0001,034
Income before extraordinary items$4,119,0001,110
Extraordinary gains, net$020
Net income$4,119,0001,111
Minority interest net income$086
Net income of bank and minority interests.$4,119,0001,111
Net charge-offs$327,0002,725
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,159,0401,032
2012-06-30 (YTD Data)Rank
Total interest income$8,579,0001,592
Total interest expense$1,026,0002,241
Net interest income$7,553,0001,476
Provision for loan and lease losses$30,0004,864
Total noninterest income$2,286,0001,205
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,220,000586
Trading account gains and fees$314,00079
Additional Noninterest Income$752,0001,826
Total noninterest expense$6,252,0001,556
Salaries and employee benefits$3,591,0001,431
Premises and equipment expense$659,0001,804
Additional noninterest expense$2,002,0001,671
Pre-tax net operating income$3,557,000998
Securities gains (losses)$-46,0007,044
Applicable income taxes$814,0001,048
Income before extraordinary items$2,697,0001,118
Extraordinary gains, net$019
Net income$2,697,0001,118
Minority interest net income$084
Net income of bank and minority interests.$2,697,0001,118
Net charge-offs$188,0002,824
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,732,4201,031
2012-03-31 (YTD Data)Rank
Total interest income$4,334,0001,590
Total interest expense$560,0002,146
Net interest income$3,774,0001,471
Provision for loan and lease losses$3,0005,118
Total noninterest income$1,478,000987
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$594,000596
Trading account gains and fees$484,00064
Additional Noninterest Income$400,0001,754
Total noninterest expense$3,101,0001,575
Salaries and employee benefits$1,788,0001,440
Premises and equipment expense$314,0001,900
Additional noninterest expense$999,0001,657
Pre-tax net operating income$2,148,000837
Securities gains (losses)$5,0001,907
Applicable income taxes$552,000812
Income before extraordinary items$1,601,000932
Extraordinary gains, net$019
Net income$1,601,000933
Minority interest net income$078
Net income of bank and minority interests.$1,601,000933
Net charge-offs$109,0002,375
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,597,300885
2011-12-31 (YTD Data)Rank
Total interest income$18,548,0001,544
Total interest expense$2,771,0002,099
Net interest income$15,777,0001,410
Provision for loan and lease losses$531,0003,371
Total noninterest income$3,817,0001,266
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,723,000545
Trading account gains and fees$-340,0007,327
Additional Noninterest Income$1,434,0001,697
Total noninterest expense$12,165,0001,614
Salaries and employee benefits$6,617,0001,495
Premises and equipment expense$1,375,0001,808
Additional noninterest expense$4,173,0001,646
Pre-tax net operating income$6,898,000883
Securities gains (losses)$122,0001,897
Applicable income taxes$1,254,0001,135
Income before extraordinary items$5,766,000873
Extraordinary gains, net$029
Net income$5,766,000872
Minority interest net income$096
Net income of bank and minority interests.$5,766,000873
Net charge-offs$372,0003,541
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,665,960854
2011-09-30 (YTD Data)Rank
Total interest income$13,803,0001,567
Total interest expense$2,150,0002,112
Net interest income$11,653,0001,442
Provision for loan and lease losses$270,0003,754
Total noninterest income$2,268,0001,474
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,044,000548
Trading account gains and fees$-853,0007,422
Additional Noninterest Income$1,077,0001,680
Total noninterest expense$9,105,0001,604
Salaries and employee benefits$4,974,0001,492
Premises and equipment expense$1,035,0001,820
Additional noninterest expense$3,096,0001,648
Pre-tax net operating income$4,546,0001,022
Securities gains (losses)$128,0001,564
Applicable income taxes$982,0001,105
Income before extraordinary items$3,692,0001,045
Extraordinary gains, net$021
Net income$3,692,0001,045
Minority interest net income$087
Net income of bank and minority interests.$3,692,0001,045
Net charge-offs$203,0003,698
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,590,8801,018
2011-06-30 (YTD Data)Rank
Total interest income$9,245,0001,573
Total interest expense$1,484,0002,118
Net interest income$7,761,0001,443
Provision for loan and lease losses$238,0003,336
Total noninterest income$1,886,0001,282
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,362,000546
Trading account gains and fees$-213,0007,486
Additional Noninterest Income$737,0001,653
Total noninterest expense$6,029,0001,626
Salaries and employee benefits$3,291,0001,525
Premises and equipment expense$674,0001,884
Additional noninterest expense$2,064,0001,670
Pre-tax net operating income$3,380,000892
Securities gains (losses)$238,000647
Applicable income taxes$895,000829
Income before extraordinary items$2,723,000906
Extraordinary gains, net$015
Net income$2,723,000905
Minority interest net income$089
Net income of bank and minority interests.$2,723,000906
Net charge-offs$82,0004,037
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,544,500934
2011-03-31 (YTD Data)Rank
Total interest income$4,720,0001,554
Total interest expense$832,0001,987
Net interest income$3,888,0001,432
Provision for loan and lease losses$111,0003,229
Total noninterest income$1,177,0001,085
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$664,000549
Trading account gains and fees$145,00089
Additional Noninterest Income$368,0001,664
Total noninterest expense$3,061,0001,619
Salaries and employee benefits$1,628,0001,548
Premises and equipment expense$338,0001,912
Additional noninterest expense$1,095,0001,575
Pre-tax net operating income$1,893,000803
Securities gains (losses)$-31,0007,291
Applicable income taxes$519,000727
Income before extraordinary items$1,343,000907
Extraordinary gains, net$09
Net income$1,343,000906
Minority interest net income$086
Net income of bank and minority interests.$1,343,000907
Net charge-offs$22,0003,981
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,365,320867
2010-12-31 (YTD Data)Rank
Total interest income$19,371,0001,592
Total interest expense$4,033,0001,986
Net interest income$15,338,0001,463
Provision for loan and lease losses$692,0003,610
Total noninterest income$4,830,0001,120
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,037,000495
Trading account gains and fees$327,000101
Additional Noninterest Income$1,466,0001,730
Total noninterest expense$12,501,0001,589
Salaries and employee benefits$7,020,0001,406
Premises and equipment expense$1,625,0001,572
Additional noninterest expense$3,856,0001,861
Pre-tax net operating income$6,975,000770
Securities gains (losses)$468,000939
Applicable income taxes$1,352,000974
Income before extraordinary items$6,091,000733
Extraordinary gains, net$029
Net income$6,091,000731
Minority interest net income$0111
Net income of bank and minority interests.$6,091,000734
Net charge-offs$666,0003,245
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,707,240736
2010-09-30 (YTD Data)Rank
Total interest income$14,615,0001,612
Total interest expense$3,094,0002,022
Net interest income$11,521,0001,479
Provision for loan and lease losses$479,0003,614
Total noninterest income$3,240,0001,192
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,286,000493
Trading account gains and fees$-169,0007,727
Additional Noninterest Income$1,123,0001,672
Total noninterest expense$9,267,0001,590
Salaries and employee benefits$4,781,0001,543
Premises and equipment expense$1,265,0001,538
Additional noninterest expense$3,221,0001,651
Pre-tax net operating income$5,015,000839
Securities gains (losses)$522,000710
Applicable income taxes$1,524,000734
Income before extraordinary items$4,013,000866
Extraordinary gains, net$023
Net income$4,013,000867
Minority interest net income$0110
Net income of bank and minority interests.$4,013,000867
Net charge-offs$560,0002,931
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,637,160916
2010-06-30 (YTD Data)Rank
Total interest income$9,719,0001,634
Total interest expense$2,040,0002,122
Net interest income$7,679,0001,481
Provision for loan and lease losses$233,0004,017
Total noninterest income$1,656,0001,411
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,511,000503
Trading account gains and fees$-595,0007,811
Additional Noninterest Income$740,0001,617
Total noninterest expense$6,123,0001,611
Salaries and employee benefits$3,198,0001,543
Premises and equipment expense$807,0001,628
Additional noninterest expense$2,118,0001,660
Pre-tax net operating income$2,979,000916
Securities gains (losses)$252,000802
Applicable income taxes$914,000779
Income before extraordinary items$2,317,000976
Extraordinary gains, net$019
Net income$2,317,000977
Minority interest net income$0105
Net income of bank and minority interests.$2,317,000977
Net charge-offs$297,0003,060
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,135,5601,007
2010-03-31 (YTD Data)Rank
Total interest income$4,905,0001,643
Total interest expense$1,020,0002,225
Net interest income$3,885,0001,474
Provision for loan and lease losses$102,0003,921
Total noninterest income$1,230,0001,034
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$738,000514
Trading account gains and fees$97,00095
Additional Noninterest Income$395,0001,521
Total noninterest expense$3,030,0001,653
Salaries and employee benefits$1,578,0001,586
Premises and equipment expense$405,0001,675
Additional noninterest expense$1,047,0001,672
Pre-tax net operating income$1,983,000685
Securities gains (losses)$142,000648
Applicable income taxes$650,000562
Income before extraordinary items$1,475,000751
Extraordinary gains, net$016
Net income$1,475,000754
Minority interest net income$091
Net income of bank and minority interests.$1,475,000755
Net charge-offs$189,0002,495
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,377,020770
2009-12-31 (YTD Data)Rank
Total interest income$19,914,0001,715
Total interest expense$5,464,0002,084
Net interest income$14,450,0001,555
Provision for loan and lease losses$974,0003,556
Total noninterest income$6,228,000919
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,382,000498
Trading account gains and fees$1,332,00087
Additional Noninterest Income$1,514,0001,645
Total noninterest expense$13,856,0001,493
Salaries and employee benefits$7,127,0001,418
Premises and equipment expense$1,924,0001,417
Additional noninterest expense$4,805,0001,548
Pre-tax net operating income$5,848,000731
Securities gains (losses)$-92,0007,271
Applicable income taxes$1,562,000684
Income before extraordinary items$4,194,000824
Extraordinary gains, net$034
Net income$4,194,000822
Minority interest net income$0115
Net income of bank and minority interests.$4,194,000824
Net charge-offs$875,0003,045
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,261,160799
2009-09-30 (YTD Data)Rank
Total interest income$15,061,0001,724
Total interest expense$4,150,0002,143
Net interest income$10,911,0001,544
Provision for loan and lease losses$719,0003,241
Total noninterest income$4,640,000943
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,511,000501
Trading account gains and fees$1,010,00092
Additional Noninterest Income$1,119,0001,689
Total noninterest expense$9,868,0001,558
Salaries and employee benefits$4,886,0001,543
Premises and equipment expense$1,454,0001,417
Additional noninterest expense$3,528,0001,525
Pre-tax net operating income$4,964,000682
Securities gains (losses)$-150,0007,538
Applicable income taxes$1,405,000635
Income before extraordinary items$3,409,000799
Extraordinary gains, net$027
Net income$3,409,000798
Minority interest net income$0118
Net income of bank and minority interests.$3,409,000800
Net charge-offs$561,0002,880
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,515,500764
2009-06-30 (YTD Data)Rank
Total interest income$10,104,0001,751
Total interest expense$2,909,0002,150
Net interest income$7,195,0001,557
Provision for loan and lease losses$368,0003,408
Total noninterest income$2,656,0001,060
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,001,000417
Trading account gains and fees$310,000106
Additional Noninterest Income$345,0002,769
Total noninterest expense$6,472,0001,603
Salaries and employee benefits$3,176,0001,615
Premises and equipment expense$945,0001,481
Additional noninterest expense$2,351,0001,554
Pre-tax net operating income$3,011,000775
Securities gains (losses)$-146,0007,740
Applicable income taxes$811,000742
Income before extraordinary items$2,054,000921
Extraordinary gains, net$021
Net income$2,054,000921
Minority interest net income$0112
Net income of bank and minority interests.$2,054,000921
Net charge-offs$468,0002,417
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,159,120847
2009-03-31 (YTD Data)Rank
Total interest income$5,108,0001,761
Total interest expense$1,507,0002,166
Net interest income$3,601,0001,546
Provision for loan and lease losses$174,0003,045
Total noninterest income$899,0001,409
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$943,000431
Trading account gains and fees$-221,0008,213
Additional Noninterest Income$177,0002,677
Total noninterest expense$3,198,0001,574
Salaries and employee benefits$1,579,0001,644
Premises and equipment expense$481,0001,475
Additional noninterest expense$1,138,0001,434
Pre-tax net operating income$1,128,0001,135
Securities gains (losses)$-136,0008,012
Applicable income taxes$239,0001,269
Income before extraordinary items$753,0001,449
Extraordinary gains, net$015
Net income$753,0001,449
Minority interest net income$0102
Net income of bank and minority interests.$753,0001,451
Net charge-offs$117,0002,696
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$856,3601,211
2008-12-31 (YTD Data)Rank
Total interest income$20,980,0001,826
Total interest expense$7,987,0001,977
Net interest income$12,993,0001,709
Provision for loan and lease losses$419,0004,075
Total noninterest income$3,858,0001,301
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,964,000439
Trading account gains and fees$-949,0008,245
Additional Noninterest Income$843,0002,391
Total noninterest expense$12,449,0001,568
Salaries and employee benefits$5,996,0001,706
Premises and equipment expense$2,132,0001,288
Additional noninterest expense$4,321,0001,438
Pre-tax net operating income$3,983,0001,367
Securities gains (losses)$-1,007,0007,747
Applicable income taxes$664,0001,570
Income before extraordinary items$2,312,0001,721
Extraordinary gains, net$039
Net income$2,312,0001,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0003,773
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,097,4601,419
2008-09-30 (YTD Data)Rank
Total interest income$15,728,0001,859
Total interest expense$6,181,0002,003
Net interest income$9,547,0001,768
Provision for loan and lease losses$256,0003,813
Total noninterest income$3,255,0001,236
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,926,000454
Trading account gains and fees$-326,0008,317
Additional Noninterest Income$655,0002,410
Total noninterest expense$8,871,0001,643
Salaries and employee benefits$4,092,0001,890
Premises and equipment expense$1,666,0001,231
Additional noninterest expense$3,113,0001,442
Pre-tax net operating income$3,675,0001,336
Securities gains (losses)$-1,415,0007,984
Applicable income taxes$552,0001,779
Income before extraordinary items$1,708,0002,059
Extraordinary gains, net$031
Net income$1,708,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,991
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,783,4001,410
2008-06-30 (YTD Data)Rank
Total interest income$10,552,0001,877
Total interest expense$4,270,0002,019
Net interest income$6,282,0001,778
Provision for loan and lease losses$150,0003,592
Total noninterest income$2,040,0001,311
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,844,000463
Trading account gains and fees$-276,0008,398
Additional Noninterest Income$472,0002,334
Total noninterest expense$5,899,0001,652
Salaries and employee benefits$2,814,0001,862
Premises and equipment expense$1,077,0001,274
Additional noninterest expense$2,008,0001,457
Pre-tax net operating income$2,273,0001,506
Securities gains (losses)$-213,0008,306
Applicable income taxes$556,0001,482
Income before extraordinary items$1,504,0001,803
Extraordinary gains, net$021
Net income$1,504,0001,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,665
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,659,4901,604
2008-03-31 (YTD Data)Rank
Total interest income$5,207,0001,951
Total interest expense$2,271,0002,028
Net interest income$2,936,0001,900
Provision for loan and lease losses$50,0003,776
Total noninterest income$1,018,0001,317
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$873,000474
Trading account gains and fees$-135,0008,439
Additional Noninterest Income$280,0002,052
Total noninterest expense$2,899,0001,674
Salaries and employee benefits$1,368,0001,922
Premises and equipment expense$506,0001,368
Additional noninterest expense$1,025,0001,405
Pre-tax net operating income$1,005,0001,777
Securities gains (losses)$02,688
Applicable income taxes$277,0001,563
Income before extraordinary items$728,0001,961
Extraordinary gains, net$015
Net income$728,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,607
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$728,0001,901
2007-12-31 (YTD Data)Rank
Total interest income$20,913,0002,012
Total interest expense$9,186,0002,074
Net interest income$11,727,0001,937
Provision for loan and lease losses$50,0005,648
Total noninterest income$4,652,0001,157
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,591,000480
Trading account gains and fees$357,00090
Additional Noninterest Income$704,0002,748
Total noninterest expense$12,205,0001,517
Salaries and employee benefits$5,589,0001,804
Premises and equipment expense$2,174,0001,220
Additional noninterest expense$4,442,0001,267
Pre-tax net operating income$4,124,0001,933
Securities gains (losses)$106,000593
Applicable income taxes$1,170,0001,676
Income before extraordinary items$3,060,0002,010
Extraordinary gains, net$039
Net income$3,060,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,556
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,983,6802,048
2007-09-30 (YTD Data)Rank
Total interest income$15,698,0002,016
Total interest expense$6,806,0002,097
Net interest income$8,892,0001,929
Provision for loan and lease losses$50,0005,025
Total noninterest income$3,670,0001,114
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,645,000485
Trading account gains and fees$472,00084
Additional Noninterest Income$553,0002,680
Total noninterest expense$8,609,0001,588
Salaries and employee benefits$3,935,0001,908
Premises and equipment expense$1,669,0001,181
Additional noninterest expense$3,005,0001,353
Pre-tax net operating income$3,903,0001,708
Securities gains (losses)$-26,0008,022
Applicable income taxes$1,212,0001,436
Income before extraordinary items$2,665,0001,890
Extraordinary gains, net$033
Net income$2,665,0001,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,263
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,682,9401,871
2007-06-30 (YTD Data)Rank
Total interest income$10,436,0002,035
Total interest expense$4,527,0002,104
Net interest income$5,909,0001,956
Provision for loan and lease losses$06,209
Total noninterest income$2,314,0001,191
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,714,000508
Trading account gains and fees$195,00099
Additional Noninterest Income$405,0002,554
Total noninterest expense$5,618,0001,644
Salaries and employee benefits$2,626,0001,944
Premises and equipment expense$1,040,0001,290
Additional noninterest expense$1,952,0001,383
Pre-tax net operating income$2,605,0001,763
Securities gains (losses)$-26,0008,180
Applicable income taxes$806,0001,482
Income before extraordinary items$1,773,0001,940
Extraordinary gains, net$029
Net income$1,773,0001,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,140
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,790,9401,905
2007-03-31 (YTD Data)Rank
Total interest income$5,203,0002,036
Total interest expense$2,268,0002,091
Net interest income$2,935,0001,975
Provision for loan and lease losses$05,779
Total noninterest income$976,0001,331
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$798,000520
Trading account gains and fees$-14,0008,626
Additional Noninterest Income$192,0002,603
Total noninterest expense$2,787,0001,660
Salaries and employee benefits$1,322,0001,944
Premises and equipment expense$495,0001,356
Additional noninterest expense$970,0001,381
Pre-tax net operating income$1,124,0001,972
Securities gains (losses)$01,187
Applicable income taxes$344,0001,696
Income before extraordinary items$780,0002,104
Extraordinary gains, net$022
Net income$780,0002,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,387
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$780,0002,095
2006-12-31 (YTD Data)Rank
Total interest income$21,126,0001,900
Total interest expense$9,230,0001,805
Net interest income$11,896,0001,956
Provision for loan and lease losses$06,850
Total noninterest income$4,743,0001,140
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,520,000482
Trading account gains and fees$546,00081
Additional Noninterest Income$677,0002,813
Total noninterest expense$11,842,0001,506
Salaries and employee benefits$5,597,0001,745
Premises and equipment expense$1,960,0001,321
Additional noninterest expense$4,285,0001,246
Pre-tax net operating income$4,797,0001,965
Securities gains (losses)$59,000653
Applicable income taxes$1,529,0001,635
Income before extraordinary items$3,327,0002,095
Extraordinary gains, net$051
Net income$3,327,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,800
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,286,2902,102
2006-09-30 (YTD Data)Rank
Total interest income$15,822,0001,893
Total interest expense$6,794,0001,787
Net interest income$9,028,0001,947
Provision for loan and lease losses$06,685
Total noninterest income$3,457,0001,185
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,611,000491
Trading account gains and fees$358,00083
Additional Noninterest Income$488,0002,888
Total noninterest expense$8,530,0001,577
Salaries and employee benefits$3,899,0001,868
Premises and equipment expense$1,479,0001,321
Additional noninterest expense$3,152,0001,274
Pre-tax net operating income$3,955,0001,865
Securities gains (losses)$-1,0007,100
Applicable income taxes$1,296,0001,550
Income before extraordinary items$2,658,0002,041
Extraordinary gains, net$045
Net income$2,658,0002,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,417
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,658,6702,037
2006-06-30 (YTD Data)Rank
Total interest income$10,501,0001,874
Total interest expense$4,457,0001,735
Net interest income$6,044,0001,931
Provision for loan and lease losses$06,419
Total noninterest income$2,170,0001,234
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,685,000501
Trading account gains and fees$130,00085
Additional Noninterest Income$355,0002,736
Total noninterest expense$5,718,0001,573
Salaries and employee benefits$2,605,0001,874
Premises and equipment expense$957,0001,355
Additional noninterest expense$2,156,0001,254
Pre-tax net operating income$2,496,0001,954
Securities gains (losses)$-1,0007,450
Applicable income taxes$822,0001,631
Income before extraordinary items$1,673,0002,146
Extraordinary gains, net$039
Net income$1,673,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,305
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,673,6702,130
2006-03-31 (YTD Data)Rank
Total interest income$5,235,0001,837
Total interest expense$2,227,0001,658
Net interest income$3,008,0001,923
Provision for loan and lease losses$06,013
Total noninterest income$1,205,0001,125
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$809,000508
Trading account gains and fees$207,00073
Additional Noninterest Income$189,0002,587
Total noninterest expense$2,938,0001,532
Salaries and employee benefits$1,298,0001,890
Premises and equipment expense$498,0001,306
Additional noninterest expense$1,142,0001,166
Pre-tax net operating income$1,275,0001,877
Securities gains (losses)$11,000557
Applicable income taxes$421,0001,591
Income before extraordinary items$865,0002,046
Extraordinary gains, net$021
Net income$865,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,000856
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$857,6302,042
2005-12-31 (YTD Data)Rank
Total interest income$21,249,0001,587
Total interest expense$7,850,0001,440
Net interest income$13,399,0001,634
Provision for loan and lease losses$122,0004,440
Total noninterest income$4,187,0001,235
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,277,000514
Trading account gains and fees$121,00099
Additional Noninterest Income$789,0002,561
Total noninterest expense$12,006,0001,433
Salaries and employee benefits$5,589,0001,679
Premises and equipment expense$1,614,0001,511
Additional noninterest expense$4,803,0001,068
Pre-tax net operating income$5,458,0001,710
Securities gains (losses)$-34,0008,043
Applicable income taxes$1,865,0001,441
Income before extraordinary items$3,559,0001,929
Extraordinary gains, net$046
Net income$3,559,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,670
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,581,4401,895
2005-09-30 (YTD Data)Rank
Total interest income$15,859,0001,542
Total interest expense$5,770,0001,395
Net interest income$10,089,0001,617
Provision for loan and lease losses$75,0004,689
Total noninterest income$3,095,0001,256
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,434,000522
Trading account gains and fees$112,00091
Additional Noninterest Income$549,0002,701
Total noninterest expense$8,329,0001,532
Salaries and employee benefits$3,853,0001,800
Premises and equipment expense$1,209,0001,508
Additional noninterest expense$3,267,0001,156
Pre-tax net operating income$4,780,0001,502
Securities gains (losses)$-60,0008,529
Applicable income taxes$1,614,0001,304
Income before extraordinary items$3,106,0001,699
Extraordinary gains, net$035
Net income$3,106,0001,700
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,490
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,145,6001,646
2005-06-30 (YTD Data)Rank
Total interest income$10,625,0001,482
Total interest expense$3,715,0001,354
Net interest income$6,910,0001,554
Provision for loan and lease losses$75,0003,815
Total noninterest income$1,890,0001,329
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,562,000531
Trading account gains and fees$-26,0008,843
Additional Noninterest Income$354,0002,747
Total noninterest expense$5,320,0001,589
Salaries and employee benefits$2,453,0001,855
Premises and equipment expense$766,0001,578
Additional noninterest expense$2,101,0001,190
Pre-tax net operating income$3,405,0001,378
Securities gains (losses)$-56,0008,617
Applicable income taxes$1,147,0001,218
Income before extraordinary items$2,202,0001,564
Extraordinary gains, net$030
Net income$2,202,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,134
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,238,9601,514
2005-03-31 (YTD Data)Rank
Total interest income$5,126,0001,517
Total interest expense$1,662,0001,438
Net interest income$3,464,0001,531
Provision for loan and lease losses$06,226
Total noninterest income$781,0001,518
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$718,000554
Trading account gains and fees$-108,0008,913
Additional Noninterest Income$171,0002,745
Total noninterest expense$2,884,0001,466
Salaries and employee benefits$1,377,0001,672
Premises and equipment expense$411,0001,466
Additional noninterest expense$1,096,0001,123
Pre-tax net operating income$1,361,0001,683
Securities gains (losses)$-1,0008,158
Applicable income taxes$461,0001,440
Income before extraordinary items$899,0001,888
Extraordinary gains, net$024
Net income$899,0001,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$899,6601,846
2004-12-31 (YTD Data)Rank
Total interest income$20,782,0001,374
Total interest expense$6,684,0001,230
Net interest income$14,098,0001,431
Provision for loan and lease losses$205,0003,640
Total noninterest income$3,600,0001,391
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,597,000676
Trading account gains and fees$216,00092
Additional Noninterest Income$787,0002,521
Total noninterest expense$10,946,0001,493
Salaries and employee benefits$5,385,0001,631
Premises and equipment expense$1,575,0001,462
Additional noninterest expense$3,986,0001,242
Pre-tax net operating income$6,547,0001,319
Securities gains (losses)$19,0002,428
Applicable income taxes$2,332,0001,108
Income before extraordinary items$4,234,0001,524
Extraordinary gains, net$034
Net income$4,234,0001,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,349
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,221,8401,476
2004-09-30 (YTD Data)Rank
Total interest income$15,361,0001,371
Total interest expense$4,974,0001,209
Net interest income$10,387,0001,446
Provision for loan and lease losses$85,0004,653
Total noninterest income$2,504,0001,481
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,895,000698
Trading account gains and fees$-105,0009,000
Additional Noninterest Income$714,0002,236
Total noninterest expense$7,614,0001,595
Salaries and employee benefits$3,513,0001,852
Premises and equipment expense$1,216,0001,419
Additional noninterest expense$2,885,0001,280
Pre-tax net operating income$5,192,0001,262
Securities gains (losses)$7,0002,893
Applicable income taxes$1,819,0001,101
Income before extraordinary items$3,380,0001,460
Extraordinary gains, net$026
Net income$3,380,0001,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,513
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,375,4501,415
2004-06-30 (YTD Data)Rank
Total interest income$10,138,0001,370
Total interest expense$3,256,0001,214
Net interest income$6,882,0001,448
Provision for loan and lease losses$60,0004,267
Total noninterest income$1,721,0001,445
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,221,000713
Trading account gains and fees$19,000115
Additional Noninterest Income$481,0002,251
Total noninterest expense$5,031,0001,608
Salaries and employee benefits$2,338,0001,856
Premises and equipment expense$803,0001,437
Additional noninterest expense$1,890,0001,289
Pre-tax net operating income$3,512,0001,225
Securities gains (losses)$03,413
Applicable income taxes$1,257,0001,072
Income before extraordinary items$2,255,0001,433
Extraordinary gains, net$021
Net income$2,255,0001,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,524
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,255,0001,379
2004-03-31 (YTD Data)Rank
Total interest income$4,987,0001,403
Total interest expense$1,611,0001,236
Net interest income$3,376,0001,476
Provision for loan and lease losses$06,501
Total noninterest income$821,0001,462
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$582,000731
Trading account gains and fees$18,000106
Additional Noninterest Income$221,0002,308
Total noninterest expense$2,607,0001,558
Salaries and employee benefits$1,220,0001,814
Premises and equipment expense$431,0001,351
Additional noninterest expense$956,0001,256
Pre-tax net operating income$1,590,0001,317
Securities gains (losses)$02,934
Applicable income taxes$590,0001,140
Income before extraordinary items$1,000,0001,596
Extraordinary gains, net$016
Net income$1,000,0001,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,000,0001,507
2003-12-31 (YTD Data)Rank
Total interest income$19,348,0001,482
Total interest expense$5,962,0001,485
Net interest income$13,386,0001,449
Provision for loan and lease losses$400,0002,580
Total noninterest income$5,081,0001,122
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,275,000750
Trading account gains and fees$845,00083
Additional Noninterest Income$1,961,0001,494
Total noninterest expense$10,992,0001,455
Salaries and employee benefits$5,591,0001,537
Premises and equipment expense$1,438,0001,589
Additional noninterest expense$3,963,0001,252
Pre-tax net operating income$7,075,0001,186
Securities gains (losses)$-54,0008,964
Applicable income taxes$2,793,000974
Income before extraordinary items$4,228,0001,482
Extraordinary gains, net$054
Net income$4,228,0001,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,443
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,262,5601,405
2003-09-30 (YTD Data)Rank
Total interest income$14,429,0001,524
Total interest expense$4,393,0001,592
Net interest income$10,036,0001,467
Provision for loan and lease losses$250,0002,846
Total noninterest income$3,833,0001,130
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,688,000771
Trading account gains and fees$403,00093
Additional Noninterest Income$1,742,0001,375
Total noninterest expense$7,508,0001,618
Salaries and employee benefits$3,662,0001,773
Premises and equipment expense$1,068,0001,606
Additional noninterest expense$2,778,0001,326
Pre-tax net operating income$6,111,0001,062
Securities gains (losses)$-8,0008,920
Applicable income taxes$2,304,000948
Income before extraordinary items$3,799,0001,299
Extraordinary gains, net$040
Net income$3,799,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,031
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,804,1201,223
2003-06-30 (YTD Data)Rank
Total interest income$9,654,0001,532
Total interest expense$2,946,0001,649
Net interest income$6,708,0001,459
Provision for loan and lease losses$100,0003,841
Total noninterest income$2,510,0001,149
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,096,000784
Trading account gains and fees$329,00089
Additional Noninterest Income$1,085,0001,430
Total noninterest expense$4,908,0001,637
Salaries and employee benefits$2,350,0001,828
Premises and equipment expense$721,0001,588
Additional noninterest expense$1,837,0001,344
Pre-tax net operating income$4,210,0001,029
Securities gains (losses)$-8,0009,027
Applicable income taxes$1,498,000990
Income before extraordinary items$2,704,0001,229
Extraordinary gains, net$030
Net income$2,704,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,974
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,709,1201,142
2003-03-31 (YTD Data)Rank
Total interest income$4,834,0001,538
Total interest expense$1,471,0001,702
Net interest income$3,363,0001,450
Provision for loan and lease losses$100,0002,353
Total noninterest income$970,0001,368
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$495,000833
Trading account gains and fees$-87,0009,286
Additional Noninterest Income$562,0001,366
Total noninterest expense$2,476,0001,615
Salaries and employee benefits$1,175,0001,816
Premises and equipment expense$381,0001,513
Additional noninterest expense$920,0001,317
Pre-tax net operating income$1,757,0001,221
Securities gains (losses)$-8,0009,142
Applicable income taxes$614,0001,169
Income before extraordinary items$1,135,0001,435
Extraordinary gains, net$021
Net income$1,135,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0002,180
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,140,2001,338
2002-12-31 (YTD Data)Rank
Total interest income$18,974,0001,620
Total interest expense$6,899,0001,651
Net interest income$12,075,0001,597
Provision for loan and lease losses$400,0002,829
Total noninterest income$2,239,0001,939
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,757,000916
Trading account gains and fees$-743,0009,336
Additional Noninterest Income$1,225,0001,914
Total noninterest expense$10,200,0001,512
Salaries and employee benefits$4,694,0001,706
Premises and equipment expense$1,304,0001,686
Additional noninterest expense$4,202,0001,164
Pre-tax net operating income$3,714,0002,112
Securities gains (losses)$-29,0009,030
Applicable income taxes$1,222,0001,926
Income before extraordinary items$2,463,0002,383
Extraordinary gains, net$070
Net income$2,463,0002,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0001,804
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,482,4302,292
2001-12-31 (YTD Data)Rank
Total interest income$18,777,0001,826
Total interest expense$7,650,0002,104
Net interest income$11,127,0001,597
Provision for loan and lease losses$705,0001,654
Total noninterest income$1,605,0002,375
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$840,0001,812
Trading account gains and fees$0177
Additional Noninterest Income$765,0002,454
Total noninterest expense$9,088,0001,608
Salaries and employee benefits$3,983,0001,884
Premises and equipment expense$1,187,0001,814
Additional noninterest expense$3,918,0001,214
Pre-tax net operating income$2,939,0002,311
Securities gains (losses)$-3,0009,140
Applicable income taxes$1,108,0001,929
Income before extraordinary items$1,828,0002,748
Extraordinary gains, net$0105
Net income$1,828,0002,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$663,0001,255
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,829,9202,654
2000-12-31 (YTD Data)Rank
Total interest income$17,921,0001,969
Total interest expense$7,550,0002,252
Net interest income$10,371,0001,700
Provision for loan and lease losses$579,0001,676
Total noninterest income$1,124,0002,901
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$647,0002,134
Trading account gains and fees$0180
Additional Noninterest Income$477,0003,028
Total noninterest expense$8,035,0001,738
Salaries and employee benefits$3,798,0001,895
Premises and equipment expense$1,274,0001,630
Additional noninterest expense$2,963,0001,510
Pre-tax net operating income$2,881,0002,469
Securities gains (losses)$164,000454
Applicable income taxes$1,075,0001,995
Income before extraordinary items$1,970,0002,608
Extraordinary gains, net$038
Net income$1,970,0002,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,720
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,863,4002,724
1999-12-31 (YTD Data)Rank
Total interest income$16,264,0001,992
Total interest expense$6,543,0002,252
Net interest income$9,717,0001,791
Provision for loan and lease losses$690,0001,336
Total noninterest income$1,106,0002,879
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$477,0002,737
Trading account gains and fees$0173
Additional Noninterest Income$629,0002,547
Total noninterest expense$8,097,0001,699
Salaries and employee benefits$3,731,0001,869
Premises and equipment expense$1,287,0001,590
Additional noninterest expense$3,079,0001,486
Pre-tax net operating income$2,036,0003,303
Securities gains (losses)$89,000780
Applicable income taxes$734,0002,817
Income before extraordinary items$1,391,0003,438
Extraordinary gains, net$035
Net income$1,391,0003,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$596,0001,055
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,333,1503,533
1998-12-31 (YTD Data)Rank
Total interest income$16,127,0002,021
Total interest expense$7,225,0002,098
Net interest income$8,902,0001,930
Provision for loan and lease losses$565,0001,568
Total noninterest income$750,0003,785
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$446,0002,843
Trading account gains and fees$0224
Additional Noninterest Income$304,0003,992
Total noninterest expense$7,204,0001,804
Salaries and employee benefits$3,149,0002,150
Premises and equipment expense$1,195,0001,649
Additional noninterest expense$2,860,0001,509
Pre-tax net operating income$1,883,0003,498
Securities gains (losses)$-17,00010,264
Applicable income taxes$626,0003,288
Income before extraordinary items$1,240,0003,828
Extraordinary gains, net$032
Net income$1,240,0003,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$436,0001,411
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,251,2203,713
1997-12-31 (YTD Data)Rank
Total interest income$16,029,0002,026
Total interest expense$7,027,0002,140
Net interest income$9,002,0001,928
Provision for loan and lease losses$200,0003,424
Total noninterest income$653,0004,179
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$465,0002,813
Trading account gains and fees$0239
Additional Noninterest Income$188,0005,107
Total noninterest expense$7,117,0001,818
Salaries and employee benefits$3,189,0002,067
Premises and equipment expense$958,0002,060
Additional noninterest expense$2,970,0001,453
Pre-tax net operating income$2,338,0003,086
Securities gains (losses)$-6,0009,765
Applicable income taxes$976,0002,485
Income before extraordinary items$1,356,0003,666
Extraordinary gains, net$044
Net income$1,356,0003,666
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,0001,707
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,359,8403,586
1996-12-31 (YTD Data)Rank
Total interest income$15,686,0002,151
Total interest expense$6,889,0002,243
Net interest income$8,797,0002,036
Provision for loan and lease losses$100,0005,070
Total noninterest income$684,0004,181
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$434,0003,101
Trading account gains and fees$0262
Additional Noninterest Income$250,0004,535
Total noninterest expense$6,250,0002,194
Salaries and employee benefits$2,769,0002,404
Premises and equipment expense$786,0002,497
Additional noninterest expense$2,695,0001,894
Pre-tax net operating income$3,131,0002,278
Securities gains (losses)$-58,00011,074
Applicable income taxes$1,280,0001,888
Income before extraordinary items$1,793,0002,712
Extraordinary gains, net$053
Net income$1,793,0002,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$519,0001,380
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,830,1202,614
1995-12-31 (YTD Data)Rank
Total interest income$15,342,0002,197
Total interest expense$6,519,0002,385
Net interest income$8,823,0002,037
Provision for loan and lease losses$250,0002,552
Total noninterest income$671,0004,221
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$539,0002,495
Trading account gains and fees$0522
Additional Noninterest Income$132,0006,351
Total noninterest expense$6,168,0002,205
Salaries and employee benefits$2,376,0002,812
Premises and equipment expense$613,0003,160
Additional noninterest expense$3,179,0001,624
Pre-tax net operating income$3,076,0002,380
Securities gains (losses)$-5,0009,676
Applicable income taxes$1,235,0001,974
Income before extraordinary items$1,836,0002,692
Extraordinary gains, net$065
Net income$1,836,0002,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$315,0001,881
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,839,2002,660
1994-12-31 (YTD Data)Rank
Total interest income$15,024,0002,064
Total interest expense$5,381,0002,297
Net interest income$9,643,0001,875
Provision for loan and lease losses$500,0001,533
Total noninterest income$752,0003,911
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$614,0002,213
Trading account gains and fees$0475
Additional Noninterest Income$138,0006,471
Total noninterest expense$6,575,0002,149
Salaries and employee benefits$2,226,0002,974
Premises and equipment expense$501,0003,804
Additional noninterest expense$3,848,0001,454
Pre-tax net operating income$3,320,0002,146
Securities gains (losses)$26,0001,570
Applicable income taxes$1,317,0001,742
Income before extraordinary items$2,029,0002,394
Extraordinary gains, net$0249
Net income$2,029,0002,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0001,207
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,012,3602,430
1993-12-31 (YTD Data)Rank
Total interest income$15,777,0001,986
Total interest expense$5,917,0002,194
Net interest income$9,860,0001,823
Provision for loan and lease losses$1,400,0001,051
Total noninterest income$511,0005,522
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$413,0003,349
Trading account gains and fees$0532
Additional Noninterest Income$98,0007,923
Total noninterest expense$5,815,0002,455
Salaries and employee benefits$1,970,0003,336
Premises and equipment expense$504,0003,838
Additional noninterest expense$3,341,0001,751
Pre-tax net operating income$3,156,0002,162
Securities gains (losses)$71,0002,955
Applicable income taxes$1,270,0001,840
Income before extraordinary items$1,957,0002,581
Extraordinary gains, net$03,149
Net income$1,957,0002,670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$954,0001,184
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,911,5602,471
1992-12-31 (YTD Data)Rank
Total interest income$16,064,0002,200
Total interest expense$7,928,0002,148
Net interest income$8,136,0002,232
Provision for loan and lease losses$851,0002,071
Total noninterest income$479,0005,803
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$363,0003,784
Trading account gains and fees$0504
Additional Noninterest Income$116,0007,567
Total noninterest expense$4,766,0002,998
Salaries and employee benefits$1,585,0004,022
Premises and equipment expense$540,0003,718
Additional noninterest expense$2,641,0002,227
Pre-tax net operating income$2,998,0002,078
Securities gains (losses)$-996,00013,911
Applicable income taxes$450,0004,365
Income before extraordinary items$1,552,0002,970
Extraordinary gains, net$01,422
Net income$1,552,0003,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0004,855
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,328,8801,816

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.