Home > Fulton Bank of New Jersey > Net charge- offs to loans
Fulton Bank of New Jersey, Net charge- offs to loans
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.2823% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0674% | 4,941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0959% | 3,830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0508% | 4,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2614% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5937% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5937% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,118 |
| Percentage Net Loans Charged-off:Construction & development | -0.1328% | 4,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1399% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 4,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6031% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0551% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0551% | 680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.1658% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0227% | 4,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2167% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 3,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1515% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1515% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.2325% | 4,846 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 4,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1725% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2675% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2447% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2447% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 4,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.4139% | 4,964 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0440% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2462% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0994% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7919% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7919% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0545% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0943% | 4,776 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0437% | 5,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0976% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2410% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7390% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7390% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0930% | 4,817 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0557% | 5,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 1,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0848% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2793% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8583% | 965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8583% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0477% | 5,163 |
| Percentage Net Loans Charged-off:Construction & development | -0.0681% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1108% | 5,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0419% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3046% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0960% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0960% | 620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1590% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0382% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2543% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2599% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0254% | 363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0254% | 322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1449% | 1,814 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.3130% | 5,134 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0928% | 5,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3405% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4314% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2435% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2435% | 630 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1787% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2133% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.3743% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0972% | 5,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2560% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1857% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3106% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7727% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2831% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2831% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6702% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2670% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 5,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.4068% | 5,294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1765% | 5,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3692% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2694% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4463% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0313% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8795% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8795% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7478% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1729% | 1,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.3705% | 5,322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0275% | 5,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3416% | 426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3677% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3216% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5715% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5130% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5130% | 472 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0500% | 5,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 2,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | -0.3126% | 5,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1203% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1494% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0691% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9073% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9073% | 817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3711% | 676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1191% | 1,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | -0.0690% | 5,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1126% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 2,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0856% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1372% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7984% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7985% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4356% | 576 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | -0.2249% | 5,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2460% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3149% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1826% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2673% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4543% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4543% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7403% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.3983% | 5,511 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 5,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1712% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1404% | 4,516 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4576% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9846% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9846% | 685 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7560% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3336% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2527% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0682% | 988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1981% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1549% | 304 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4212% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2820% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5474% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7255% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7035% | 1,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7053% | 1,265 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0016% | 1,525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3284% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3008% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.2233% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2092% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1949% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5328% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3296% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7163% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4711% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6354% | 1,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6378% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3427% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3180% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.1770% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2550% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5158% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5095% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5214% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4407% | 1,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8801% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8801% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0204% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3265% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3292% | 836 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 5,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2650% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5694% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6494% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4980% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2297% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2049% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2049% | 665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0617% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9873% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9088% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 2.4064% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5569% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0403% | 5,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4781% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6375% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2005% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6032% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1860% | 3,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1860% | 3,084 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0889% | 5,791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0517% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0255% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 3.1927% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6104% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6317% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7632% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3723% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4331% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0612% | 3,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0612% | 3,450 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1293% | 5,890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3381% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4176% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 4.8864% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8121% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2371% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8686% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3876% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2460% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1559% | 5,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1559% | 5,825 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1879% | 797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3338% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3285% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 5.5599% | 202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7649% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9373% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2798% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4838% | 174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6740% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2370% | 6,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2370% | 5,963 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0275% | 5,709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9982% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9058% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 8.5359% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5774% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4878% | 571 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4804% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9544% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8993% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6554% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7280% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7299% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1552% | 6,181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0759% | 335 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0586% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 10.5549% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6882% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6424% | 469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2947% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8651% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6340% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4849% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9571% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9597% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1541% | 6,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6915% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6508% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 12.8149% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1806% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9511% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7071% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1492% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1442% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4014% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6886% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6924% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2263% | 6,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9608% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8717% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 16.1278% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8442% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0545% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7074% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3237% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7727% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6658% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6734% | 1,394 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4889% | 6,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8153% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5559% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 3.7853% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0931% | 1,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9822% | 606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0167% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5369% | 1,190 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0544% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4022% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5957% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5492% | 2,366 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3574% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3261% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7820% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 4.3941% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6707% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4294% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5033% | 1,087 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0120% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2272% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4271% | 2,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3985% | 2,602 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0209% | 5,983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4662% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1179% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 4.4005% | 903 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0051% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8555% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7259% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5457% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5216% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4900% | 2,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4428% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0312% | 6,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2700% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1147% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.4153% | 1,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2058% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2399% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7863% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5075% | 659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.0684% | 225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8249% | 1,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7017% | 1,434 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0296% | 6,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0968% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7078% | 1,127 |
| Percentage Net Loans Charged-off:Construction & development | 7.2871% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0857% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9632% | 707 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0253% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6379% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2168% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1782% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4726% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4021% | 6,665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1050% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6888% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 7.5581% | 749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9462% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2803% | 536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0539% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6456% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2483% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3729% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0689% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1972% | 6,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5495% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0183% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 10.1185% | 479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9379% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9549% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1185% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5130% | 959 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3986% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5299% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8631% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2783% | 6,671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1377% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2564% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 5.2606% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7749% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9350% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5959% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4397% | 751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6657% | 1,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6578% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1771% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5372% | 6,759 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5590% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2823% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 4.2391% | 1,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9459% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6160% | 1,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7661% | 1,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5599% | 1,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8011% | 1,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7041% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4162% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6007% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4379% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 4.3298% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1461% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6820% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8349% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6271% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4940% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7510% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5884% | 1,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3580% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0700% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 2.1380% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1418% | 604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5084% | 1,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4301% | 907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5355% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9255% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8017% | 1,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0174% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5603% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 1.2056% | 1,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7260% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 2,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2822% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0873% | 7,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3688% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1279% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5496% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4590% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 1.4914% | 1,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2807% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2252% | 2,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2115% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8943% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7198% | 1,240 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1388% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0497% | 1,712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4637% | 1,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3990% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | 1.9651% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3875% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6894% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4248% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5020% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0705% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1411% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.2572% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5230% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1777% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2165% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8977% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1215% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.5107% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4434% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 7,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0995% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0532% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8637% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 3,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0229% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1636% | 602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1450% | 2,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8623% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5954% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0113% | 6,846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 2,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0305% | 944 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 1,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1729% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1445% | 4,427 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2715% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0152% | 6,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 3,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2736% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8259% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0109% | 6,842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 7,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 7,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7699% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1209% | 7,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5959% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0207% | 7,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 3,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0678% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 7,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 8,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 8,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 3,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1664% | 4,691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1417% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4188% | 7,572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 7,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0149% | 7,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 8,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 8,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 8,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3555% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0702% | 7,435 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3939% | 1,915 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2183% | 7,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 7,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 7,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 8,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 8,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 8,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4852% | 1,172 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0632% | 7,155 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4690% | 1,974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.9913% | 7,613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0943% | 8,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 8,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0334% | 8,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0602% | 8,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0727% | 8,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3903% | 7,885 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2445% | 7,487 |
| Percentage Net Loans Charged-off: Credit card loans | -3.7993% | 1,987 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,039 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4021% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1891% | 5,156 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9970% | 829 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3563% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 3,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2642% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0661% | 5,422 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2589% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 4,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0143% | 2,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0469% | 5,032 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2540% | 1,167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2877% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4788% | 8,133 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3025% | 2,094 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 6,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0361% | 8,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 8,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0298% | 8,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0505% | 6,029 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 8,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2553% | 2,884 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2562% | 8,451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3266% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 5,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0485% | 8,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0664% | 8,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 8,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0702% | 6,011 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 8,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3601% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3385% | 8,463 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2647% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 4,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0708% | 8,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1024% | 8,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 8,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0574% | 8,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6255% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0869% | 7,857 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1364% | 8,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1974% | 8,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0963% | 8,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1112% | 8,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1876% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2116% | 7,912 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2081% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 8,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 3,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 2,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9864% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3360% | 5,104 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0674% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 8,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2911% | 2,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4161% | 4,211 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2618% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 4,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 8,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4552% | 2,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0644% | 5,777 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3572% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 4,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 8,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 8,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0420% | 8,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 8,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7284% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1810% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1416% | 4,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 8,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0551% | 8,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 2,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5685% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5001% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8249% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0878% | 1,673 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 9,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0998% | 9,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1090% | 9,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2949% | 1,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0776% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 808 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 1,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0322% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 1,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2691% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8821% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4750% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2200% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5118% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5668% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7698% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5417% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3186% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6697% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4984% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4059% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3026% | 2,954 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2586% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3311% | 3,904 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7829% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |