Home > Fulton Bank > Net charge- offs to loans
Fulton Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0992% | 235 |
| Percentage Net Loans Charged-off:Construction & development | -0.0648% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2735% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0303% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2012% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5638% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5638% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 177 |
| Percentage Net Loans Charged-off:Construction & development | -0.0795% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2836% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0104% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1459% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5047% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5047% | 991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1513% | 100 |
| Percentage Net Loans Charged-off:Construction & development | -0.1221% | 4,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4033% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0074% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0409% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5153% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5153% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3188% | 48 |
| Percentage Net Loans Charged-off:Construction & development | -0.0621% | 4,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8038% | 33 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0741% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8512% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8512% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1365% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,036 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 4,402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0658% | 4,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4163% | 1,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0335% | 4,165 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0459% | 4,403 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0793% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 4,143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0321% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0544% | 3,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4286% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4286% | 957 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0516% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0662% | 4,422 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1185% | 4,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 3,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1329% | 4,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7196% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7196% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 3,983 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 4,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0224% | 4,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0427% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0076% | 3,258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2053% | 4,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8900% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8900% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 624 |
| Percentage Net Loans Charged-off:Construction & development | -0.1465% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1150% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 3,907 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0483% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1932% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4423% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4423% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 442 |
| Percentage Net Loans Charged-off:Construction & development | -0.1826% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1655% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 3,953 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0632% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4213% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4213% | 774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 296 |
| Percentage Net Loans Charged-off:Construction & development | -0.1362% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2530% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0116% | 3,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0996% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2111% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4470% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4470% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 423 |
| Percentage Net Loans Charged-off:Construction & development | -0.1774% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1195% | 188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0152% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5408% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5408% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0766% | 4,738 |
| Percentage Net Loans Charged-off:Construction & development | -0.7795% | 4,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0782% | 4,646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2849% | 3,688 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2763% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6556% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6556% | 872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0587% | 4,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.7338% | 4,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0611% | 4,613 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2375% | 3,699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3680% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6848% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6848% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 4,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 4,715 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3119% | 3,717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5019% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7271% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7271% | 837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2614% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 805 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0394% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7716% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0264% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0264% | 679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 1,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | -0.4544% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 4,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0054% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0500% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4611% | 935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7611% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7611% | 989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.2163% | 4,665 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 4,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0073% | 82 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0617% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0998% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7004% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7004% | 1,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 4,838 |
| Percentage Net Loans Charged-off:Construction & development | -0.3719% | 4,737 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0571% | 4,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0396% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0734% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5480% | 1,289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5480% | 1,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0910% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.1019% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0968% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8241% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8241% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4734% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 4,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0006% | 4,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0706% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0885% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7457% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6486% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | -500.0000% | 1,047 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6522% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6315% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | -0.0666% | 4,605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0196% | 718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0609% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8111% | 118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5679% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | -609.7143% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5732% | 1,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8893% | 151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.1734% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0677% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3481% | 76 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7624% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | -800.0000% | 1,050 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7707% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 4,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0507% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 4,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 3,724 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 4,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7759% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8591% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8591% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | -0.0350% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0689% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0073% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0835% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 5,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6031% | 861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7069% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7070% | 1,185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1180% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0508% | 4,712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0098% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0886% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 5,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5076% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6614% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6614% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1637% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.1045% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0135% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0916% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 5,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7336% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7137% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7137% | 1,020 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.2372% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1903% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0887% | 5,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3912% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1670% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1670% | 627 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 1,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0240% | 4,594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1313% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9011% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9011% | 938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1360% | 1,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 1,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.3713% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0158% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0331% | 4,636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0975% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1387% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0633% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9287% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9287% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1636% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1393% | 1,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1035% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.7236% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0316% | 5,321 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1238% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1484% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2236% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9951% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9951% | 713 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0864% | 890 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 1.2279% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 5,542 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1555% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1257% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6604% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6735% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6736% | 417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0311% | 841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,825 |
| Percentage Net Loans Charged-off:Construction & development | -0.1730% | 5,151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 5,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0491% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1462% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1443% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1477% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7446% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7218% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7218% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0213% | 1,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2201% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 2,188 |
| Percentage Net Loans Charged-off:Construction & development | -0.2013% | 5,250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0647% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2162% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1570% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9890% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7424% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7424% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3131% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 5,017 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 5,136 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 4,789 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1944% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1413% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2337% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4180% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7266% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7266% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0583% | 934 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0935% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.1164% | 5,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0098% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0048% | 4,843 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2387% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1490% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3052% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1281% | 872 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1267% | 658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1268% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0101% | 889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2286% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 2,683 |
| Percentage Net Loans Charged-off:Construction & development | -0.2461% | 5,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0333% | 1,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0401% | 369 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2261% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1836% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2572% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9058% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5487% | 1,699 |
| Percentage Net Loans Charged-off: Credit card loans | -20.0000% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5494% | 1,573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0718% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 1,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | -0.2117% | 5,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0949% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0864% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2226% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2037% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2364% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6843% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5182% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | -28.0000% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5191% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0400% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2764% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | -0.1481% | 5,462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1398% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1328% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1931% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1611% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2164% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9997% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6165% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | -46.1894% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6179% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0876% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | -0.2081% | 5,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2005% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2707% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1725% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2076% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7095% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8400% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | -88.8889% | 1,268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8428% | 928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0661% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3961% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3889% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.2121% | 1,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2926% | 1,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1475% | 482 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4238% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2917% | 908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5198% | 1,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4175% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7156% | 1,589 |
| Percentage Net Loans Charged-off: Credit card loans | -92.5926% | 1,326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7190% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3457% | 781 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4577% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4565% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.2553% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3103% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1977% | 378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5257% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3585% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6468% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4328% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7215% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | -121.2727% | 1,331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7260% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4551% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3956% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.2408% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2121% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1337% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6933% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4123% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8957% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6425% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4524% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | -176.3668% | 1,328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4593% | 1,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3748% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5317% | 1,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4568% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.3616% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2237% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1429% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7429% | 721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5390% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8875% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1770% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3796% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3796% | 1,727 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0075% | 5,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8723% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9755% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 3.3849% | 763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8011% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1615% | 417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5111% | 1,750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4288% | 1,107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5675% | 1,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8245% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0074% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | -67.5676% | 1,398 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0108% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0777% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9598% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1115% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 4.2425% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9430% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5064% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4910% | 1,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3735% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5711% | 1,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7868% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8519% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | -86.0645% | 1,391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8564% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0370% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9786% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1803% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 4.1355% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0415% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3079% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5364% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4147% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6192% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6109% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | -125.0000% | 1,379 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6641% | 1,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0518% | 1,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7948% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9547% | 975 |
| Percentage Net Loans Charged-off:Construction & development | 4.7218% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5154% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6118% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3783% | 1,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2967% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4337% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5084% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7254% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | -235.2941% | 1,375 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7388% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0040% | 5,881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0930% | 1,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2680% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 3.6126% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5536% | 1,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2383% | 866 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6709% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6269% | 1,118 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3659% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8175% | 2,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6052% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | -390.9091% | 1,471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5863% | 2,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1437% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0872% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2631% | 1,145 |
| Percentage Net Loans Charged-off:Construction & development | 4.0293% | 1,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6742% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1471% | 759 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3258% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6763% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7537% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7732% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5993% | 2,274 |
| Percentage Net Loans Charged-off: Credit card loans | -371.0435% | 1,471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5698% | 2,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1768% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1166% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4064% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 3.9897% | 966 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8449% | 1,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2405% | 583 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5203% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7633% | 828 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0107% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3067% | 2,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5724% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | -466.6667% | 1,471 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5365% | 1,989 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0852% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0892% | 1,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3680% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 4.8271% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1985% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0955% | 411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8551% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7107% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5802% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3418% | 1,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5066% | 2,067 |
| Percentage Net Loans Charged-off: Credit card loans | -512.0000% | 1,474 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4558% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0188% | 963 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0144% | 2,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1848% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | 4.3553% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5953% | 1,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2718% | 495 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6937% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3284% | 1,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8969% | 1,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5678% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0582% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | 296.1165% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1523% | 1,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8541% | 2,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0294% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 4.9099% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2036% | 2,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1315% | 816 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5990% | 1,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2662% | 1,364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7768% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3875% | 3,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8992% | 2,186 |
| Percentage Net Loans Charged-off: Credit card loans | 373.3333% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0632% | 1,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8384% | 2,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0144% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 4.2401% | 1,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2921% | 1,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1990% | 625 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7190% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2556% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9607% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3623% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8820% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | 591.4660% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0589% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8966% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1308% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 5.7743% | 706 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 1,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4023% | 363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6515% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1533% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9096% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9943% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | -94.1176% | 1,570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0721% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6946% | 3,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6363% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 2.4015% | 1,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 2,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2425% | 785 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5555% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2467% | 1,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6904% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1948% | 2,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9330% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | -95.9885% | 1,679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1356% | 1,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0216% | 182 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6736% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5847% | 2,235 |
| Percentage Net Loans Charged-off:Construction & development | 1.9569% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1682% | 2,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3216% | 554 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4978% | 1,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2755% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5914% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2952% | 2,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9521% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | -100.0000% | 1,691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1179% | 1,538 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0299% | 153 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6934% | 2,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5322% | 2,061 |
| Percentage Net Loans Charged-off:Construction & development | 1.4981% | 1,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2575% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 6,122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4997% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2673% | 1,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5929% | 1,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6925% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7842% | 2,749 |
| Percentage Net Loans Charged-off: Credit card loans | -93.1002% | 1,701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0792% | 1,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0488% | 115 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8908% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5559% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 1.9105% | 972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0844% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 6,096 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5183% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1270% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6739% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8395% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7151% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | -74.7082% | 1,700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0148% | 6,647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1041% | 74 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3825% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3432% | 2,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.9719% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0348% | 2,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0546% | 509 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4313% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0812% | 1,235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5436% | 1,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4758% | 2,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5327% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3898% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0653% | 1,660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0339% | 110 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1422% | 2,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.1963% | 1,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0204% | 1,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0070% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3162% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1151% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3777% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6664% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0414% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5780% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0277% | 1,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0472% | 89 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2227% | 2,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1207% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0688% | 1,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0132% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3470% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1133% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4145% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6382% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1182% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7604% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0731% | 6,961 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 3,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 2,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 7,903 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 6,107 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1400% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0103% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1761% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2714% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1773% | 1,337 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6576% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2517% | 7,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1231% | 3,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 6,212 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 7,737 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0925% | 6,049 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6164% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3258% | 3,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9093% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1399% | 1,291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 2,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 7,820 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 6,164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 2,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1259% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6071% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1786% | 4,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8311% | 874 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1405% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1200% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,871 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 6,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0140% | 7,821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2278% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6751% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0490% | 4,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6192% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1717% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0510% | 7,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 7,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0627% | 6,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3071% | 7,752 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1448% | 7,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7770% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0309% | 6,930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 2,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1372% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 2,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 3,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3660% | 3,524 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1969% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 1,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 7,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0258% | 2,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1948% | 4,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9028% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0340% | 1,293 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0742% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3401% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1379% | 4,018 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6156% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0374% | 1,109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 8,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0725% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6219% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1772% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0355% | 670 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0352% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0529% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0852% | 8,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0475% | 152 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0842% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0815% | 1,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 3,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3904% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7022% | 926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0448% | 1,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 7,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0738% | 350 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0956% | 8,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0641% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1112% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2103% | 2,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3398% | 3,863 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6584% | 833 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0422% | 1,268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 4,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0918% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1134% | 8,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0986% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1289% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1684% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1155% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1058% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3681% | 3,392 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8056% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0392% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 8,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.1904% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2108% | 8,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 1,157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 5,888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3207% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3507% | 3,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6310% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0496% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 4,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 8,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 5,941 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0476% | 8,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1332% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3301% | 4,666 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6789% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1488% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0777% | 4,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0457% | 8,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0586% | 8,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1266% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3239% | 4,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8052% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1163% | 1,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1625% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0118% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 7,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0400% | 7,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2265% | 4,468 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3998% | 1,035 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0931% | 1,003 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1251% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1279% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3430% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1165% | 8,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1650% | 8,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0388% | 7,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3667% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1974% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1530% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 3,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0174% | 166 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2560% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0403% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3184% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4625% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4171% | 4,638 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8448% | 1,237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4920% | 989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2436% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1110% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3325% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4160% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6846% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4025% | 4,287 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9253% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3308% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2484% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3941% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5027% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4962% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4877% | 3,618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1939% | 962 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4053% | 836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3262% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1790% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0365% | 8,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6072% | 293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7692% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8604% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5840% | 2,936 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4204% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2365% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3160% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3403% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5801% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1303% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2867% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2590% | 5,651 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0718% | 1,635 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2518% | 1,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1985% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6201% | 2,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6341% | 3,535 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3505% | 1,554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2771% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 3,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0420% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6836% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3716% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0073% | 765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1464% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4089% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6361% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1782% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0875% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0436% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1612% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3546% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1174% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1053% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 5,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0375% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0782% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4233% | 962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3638% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0532% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 6,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0197% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3986% | 1,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2027% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7750% | 930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0318% | 392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 6,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.2474% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0819% | 1,363 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1086% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1897% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5042% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0578% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 5,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0466% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4030% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1968% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4071% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0073% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0848% | 7,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2383% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2276% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7200% | 854 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0232% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 7,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3057% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4323% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0889% | 859 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0914% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |