Home > Fullerton Federal Savings Association > Income and Expense
Fullerton Federal Savings Association, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $136,000 | 7,409 |
| Total interest expense | $62,000 | 7,310 |
| Net interest income | $74,000 | 7,415 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $98,000 | 6,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $98,000 | 5,116 |
| Total noninterest expense | $308,000 | 7,362 |
| Salaries and employee benefits | $132,000 | 7,381 |
| Premises and equipment expense | $59,000 | 7,034 |
| Additional noninterest expense | $117,000 | 7,300 |
| Pre-tax net operating income | $-136,000 | 6,331 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-136,000 | 6,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-136,000 | 6,457 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-136,000 | 6,456 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-136,000 | 6,372 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $94,000 | 7,483 |
| Total interest expense | $43,000 | 7,383 |
| Net interest income | $51,000 | 7,488 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $112,000 | 5,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 4,381 |
| Total noninterest expense | $193,000 | 7,452 |
| Salaries and employee benefits | $81,000 | 7,465 |
| Premises and equipment expense | $39,000 | 7,097 |
| Additional noninterest expense | $73,000 | 7,394 |
| Pre-tax net operating income | $-30,000 | 6,282 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-30,000 | 6,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-30,000 | 6,377 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-30,000 | 6,378 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-30,000 | 6,318 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $51,000 | 7,546 |
| Total interest expense | $22,000 | 7,444 |
| Net interest income | $29,000 | 7,548 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $69,000 | 5,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $69,000 | 4,155 |
| Total noninterest expense | $96,000 | 7,514 |
| Salaries and employee benefits | $27,000 | 7,544 |
| Premises and equipment expense | $21,000 | 7,090 |
| Additional noninterest expense | $48,000 | 7,355 |
| Pre-tax net operating income | $2,000 | 6,305 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $2,000 | 6,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,000 | 6,355 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,000 | 6,355 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,000 | 6,321 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 7,612 |
| Total interest expense | $112,000 | 7,504 |
| Net interest income | $130,000 | 7,612 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $22,000 | 7,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 6,564 |
| Total noninterest expense | $355,000 | 7,598 |
| Salaries and employee benefits | $207,000 | 7,566 |
| Premises and equipment expense | $76,000 | 7,276 |
| Additional noninterest expense | $72,000 | 7,629 |
| Pre-tax net operating income | $-203,000 | 6,028 |
| Securities gains (losses) | $40,000 | 2,790 |
| Applicable income taxes | $-2,000 | 6,499 |
| Income before extraordinary items | $-161,000 | 6,135 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-161,000 | 6,134 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-161,000 | 6,135 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-200,600 | 6,099 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $188,000 | 7,727 |
| Total interest expense | $88,000 | 7,616 |
| Net interest income | $100,000 | 7,728 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $18,000 | 7,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $18,000 | 6,717 |
| Total noninterest expense | $261,000 | 7,700 |
| Salaries and employee benefits | $150,000 | 7,680 |
| Premises and equipment expense | $56,000 | 7,358 |
| Additional noninterest expense | $55,000 | 7,737 |
| Pre-tax net operating income | $-143,000 | 6,233 |
| Securities gains (losses) | $40,000 | 2,559 |
| Applicable income taxes | $-1,000 | 6,769 |
| Income before extraordinary items | $-102,000 | 6,308 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-102,000 | 6,308 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-102,000 | 6,308 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-141,600 | 6,275 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $131,000 | 7,792 |
| Total interest expense | $60,000 | 7,682 |
| Net interest income | $71,000 | 7,796 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $13,000 | 7,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $177,000 | 7,764 |
| Salaries and employee benefits | $101,000 | 7,741 |
| Premises and equipment expense | $39,000 | 7,390 |
| Additional noninterest expense | $37,000 | 7,805 |
| Pre-tax net operating income | $-93,000 | 6,264 |
| Securities gains (losses) | $40,000 | 2,020 |
| Applicable income taxes | $-1,000 | 6,843 |
| Income before extraordinary items | $-52,000 | 6,316 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-52,000 | 6,318 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-52,000 | 6,316 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-91,200 | 6,318 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $75,000 | 7,889 |
| Total interest expense | $31,000 | 7,787 |
| Net interest income | $44,000 | 7,890 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $9,000 | 7,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $88,000 | 7,873 |
| Salaries and employee benefits | $51,000 | 7,839 |
| Premises and equipment expense | $20,000 | 7,448 |
| Additional noninterest expense | $17,000 | 7,916 |
| Pre-tax net operating income | $-35,000 | 6,443 |
| Securities gains (losses) | $40,000 | 1,236 |
| Applicable income taxes | $-2,000 | 7,013 |
| Income before extraordinary items | $7,000 | 6,300 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,000 | 6,303 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $7,000 | 6,302 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-33,000 | 6,473 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 7,959 |
| Total interest expense | $154,000 | 7,838 |
| Net interest income | $150,000 | 7,968 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $38,000 | 7,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $38,000 | 6,593 |
| Total noninterest expense | $340,000 | 7,964 |
| Salaries and employee benefits | $195,000 | 7,935 |
| Premises and equipment expense | $75,000 | 7,598 |
| Additional noninterest expense | $70,000 | 7,992 |
| Pre-tax net operating income | $-152,000 | 5,652 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-4,000 | 6,191 |
| Income before extraordinary items | $-148,000 | 5,751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-148,000 | 5,750 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-148,000 | 5,750 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-148,000 | 5,743 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $233,000 | 8,045 |
| Total interest expense | $119,000 | 7,928 |
| Net interest income | $114,000 | 8,054 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $32,000 | 7,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $247,000 | 8,044 |
| Salaries and employee benefits | $144,000 | 8,009 |
| Premises and equipment expense | $53,000 | 7,703 |
| Additional noninterest expense | $50,000 | 8,077 |
| Pre-tax net operating income | $-101,000 | 5,884 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $3,000 | 4,321 |
| Income before extraordinary items | $-104,000 | 5,985 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-104,000 | 5,985 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-104,000 | 5,985 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-104,000 | 5,953 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $159,000 | 8,134 |
| Total interest expense | $81,000 | 8,020 |
| Net interest income | $78,000 | 8,131 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $23,000 | 7,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $23,000 | 6,676 |
| Total noninterest expense | $166,000 | 8,135 |
| Salaries and employee benefits | $96,000 | 8,103 |
| Premises and equipment expense | $35,000 | 7,789 |
| Additional noninterest expense | $35,000 | 8,167 |
| Pre-tax net operating income | $-65,000 | 6,012 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $-68,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-68,000 | 6,113 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-68,000 | 6,113 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-68,000 | 6,069 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $81,000 | 8,188 |
| Total interest expense | $42,000 | 8,071 |
| Net interest income | $39,000 | 8,186 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $11,000 | 7,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $79,000 | 8,194 |
| Salaries and employee benefits | $47,000 | 8,164 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $15,000 | 8,220 |
| Pre-tax net operating income | $-29,000 | 6,409 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $-31,000 | 6,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-31,000 | 6,569 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-31,000 | 6,569 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-31,000 | 6,453 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $357,000 | 8,217 |
| Total interest expense | $209,000 | 8,098 |
| Net interest income | $148,000 | 8,256 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $165,000 | 6,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $165,000 | 5,151 |
| Total noninterest expense | $328,000 | 8,235 |
| Salaries and employee benefits | $185,000 | 8,214 |
| Premises and equipment expense | $73,000 | 7,860 |
| Additional noninterest expense | $70,000 | 8,253 |
| Pre-tax net operating income | $-15,000 | 6,352 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-3,000 | 6,737 |
| Income before extraordinary items | $-12,000 | 6,258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-12,000 | 6,395 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $273,000 | 8,310 |
| Total interest expense | $161,000 | 8,179 |
| Net interest income | $112,000 | 8,340 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $149,000 | 6,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $149,000 | 4,964 |
| Total noninterest expense | $238,000 | 8,307 |
| Salaries and employee benefits | $137,000 | 8,286 |
| Premises and equipment expense | $48,000 | 8,000 |
| Additional noninterest expense | $53,000 | 8,331 |
| Pre-tax net operating income | $23,000 | 6,670 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $23,000 | 6,522 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $23,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $23,000 | 6,686 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $183,000 | 8,387 |
| Total interest expense | $110,000 | 8,242 |
| Net interest income | $73,000 | 8,406 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $83,000 | 6,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $83,000 | 5,358 |
| Total noninterest expense | $157,000 | 8,382 |
| Salaries and employee benefits | $93,000 | 8,360 |
| Premises and equipment expense | $33,000 | 8,035 |
| Additional noninterest expense | $31,000 | 8,412 |
| Pre-tax net operating income | $-1,000 | 6,950 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,000 | 7,539 |
| Income before extraordinary items | $0 | 7,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $0 | 6,962 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $93,000 | 8,438 |
| Total interest expense | $56,000 | 8,297 |
| Net interest income | $37,000 | 8,460 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $17,000 | 7,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $80,000 | 8,420 |
| Salaries and employee benefits | $47,000 | 8,400 |
| Premises and equipment expense | $18,000 | 8,010 |
| Additional noninterest expense | $15,000 | 8,449 |
| Pre-tax net operating income | $-26,000 | 7,313 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,000 | 7,749 |
| Income before extraordinary items | $-25,000 | 7,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-25,000 | 7,348 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,418 |
| Total interest expense | $224,000 | 8,280 |
| Net interest income | $211,000 | 8,458 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $64,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $64,000 | 6,820 |
| Total noninterest expense | $300,000 | 8,471 |
| Salaries and employee benefits | $176,000 | 8,448 |
| Premises and equipment expense | $71,000 | 8,049 |
| Additional noninterest expense | $53,000 | 8,498 |
| Pre-tax net operating income | $-25,000 | 7,480 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-3,000 | 7,730 |
| Income before extraordinary items | $-22,000 | 7,537 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-22,000 | 7,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-22,000 | 7,516 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,462 |
| Total interest expense | $168,000 | 8,322 |
| Net interest income | $161,000 | 8,492 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $45,000 | 7,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $45,000 | 6,932 |
| Total noninterest expense | $228,000 | 8,481 |
| Salaries and employee benefits | $133,000 | 8,457 |
| Premises and equipment expense | $54,000 | 8,035 |
| Additional noninterest expense | $41,000 | 8,525 |
| Pre-tax net operating income | $-22,000 | 7,689 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-22,000 | 7,726 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-22,000 | 7,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-22,000 | 7,705 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $219,000 | 8,530 |
| Total interest expense | $110,000 | 8,391 |
| Net interest income | $109,000 | 8,560 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $31,000 | 8,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $155,000 | 8,536 |
| Salaries and employee benefits | $90,000 | 8,511 |
| Premises and equipment expense | $37,000 | 8,058 |
| Additional noninterest expense | $28,000 | 8,578 |
| Pre-tax net operating income | $-15,000 | 7,817 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-16,000 | 7,832 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-16,000 | 7,821 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $110,000 | 8,579 |
| Total interest expense | $53,000 | 8,444 |
| Net interest income | $57,000 | 8,600 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $80,000 | 8,570 |
| Salaries and employee benefits | $47,000 | 8,542 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $14,000 | 8,607 |
| Pre-tax net operating income | $-11,000 | 7,906 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-1,000 | 8,157 |
| Income before extraordinary items | $-10,000 | 7,910 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-10,000 | 7,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-10,000 | 7,896 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 8,564 |
| Total interest expense | $194,000 | 8,423 |
| Net interest income | $246,000 | 8,585 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $58,000 | 8,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 7,092 |
| Total noninterest expense | $284,000 | 8,613 |
| Salaries and employee benefits | $179,000 | 8,571 |
| Premises and equipment expense | $58,000 | 8,273 |
| Additional noninterest expense | $47,000 | 8,651 |
| Pre-tax net operating income | $20,000 | 7,900 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,000 | 6,401 |
| Income before extraordinary items | $17,000 | 7,931 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $17,000 | 7,919 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,629 |
| Total interest expense | $143,000 | 8,486 |
| Net interest income | $187,000 | 8,649 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $48,000 | 8,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $211,000 | 8,670 |
| Salaries and employee benefits | $133,000 | 8,631 |
| Premises and equipment expense | $41,000 | 8,359 |
| Additional noninterest expense | $37,000 | 8,705 |
| Pre-tax net operating income | $24,000 | 8,038 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $18,000 | 8,072 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $18,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $18,000 | 8,062 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $223,000 | 8,677 |
| Total interest expense | $94,000 | 8,519 |
| Net interest income | $129,000 | 8,693 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $31,000 | 8,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $141,000 | 8,712 |
| Salaries and employee benefits | $89,000 | 8,679 |
| Premises and equipment expense | $28,000 | 8,370 |
| Additional noninterest expense | $24,000 | 8,748 |
| Pre-tax net operating income | $19,000 | 8,097 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $15,000 | 8,114 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $15,000 | 8,110 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $113,000 | 8,701 |
| Total interest expense | $49,000 | 8,534 |
| Net interest income | $64,000 | 8,721 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $71,000 | 8,728 |
| Salaries and employee benefits | $45,000 | 8,688 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $11,000 | 8,766 |
| Pre-tax net operating income | $8,000 | 8,139 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $7,000 | 8,138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $7,000 | 8,127 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,671 |
| Total interest expense | $171,000 | 8,503 |
| Net interest income | $245,000 | 8,705 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $61,000 | 8,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,000 | 7,146 |
| Total noninterest expense | $274,000 | 8,766 |
| Salaries and employee benefits | $175,000 | 8,719 |
| Premises and equipment expense | $54,000 | 8,416 |
| Additional noninterest expense | $45,000 | 8,799 |
| Pre-tax net operating income | $32,000 | 8,169 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $27,000 | 8,214 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $27,000 | 8,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $27,000 | 8,178 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $313,000 | 8,728 |
| Total interest expense | $126,000 | 8,536 |
| Net interest income | $187,000 | 8,750 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $44,000 | 8,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $205,000 | 8,781 |
| Salaries and employee benefits | $129,000 | 8,735 |
| Premises and equipment expense | $41,000 | 8,420 |
| Additional noninterest expense | $35,000 | 8,822 |
| Pre-tax net operating income | $26,000 | 8,261 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,000 | 6,588 |
| Income before extraordinary items | $18,000 | 8,299 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,000 | 8,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $18,000 | 8,267 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $207,000 | 8,744 |
| Total interest expense | $84,000 | 8,540 |
| Net interest income | $123,000 | 8,777 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $27,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $135,000 | 8,795 |
| Salaries and employee benefits | $84,000 | 8,762 |
| Premises and equipment expense | $27,000 | 8,425 |
| Additional noninterest expense | $24,000 | 8,828 |
| Pre-tax net operating income | $15,000 | 8,304 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $10,000 | 8,333 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,000 | 8,305 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $103,000 | 8,820 |
| Total interest expense | $42,000 | 8,585 |
| Net interest income | $61,000 | 8,851 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $12,000 | 8,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $67,000 | 8,868 |
| Salaries and employee benefits | $41,000 | 8,832 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $12,000 | 8,891 |
| Pre-tax net operating income | $6,000 | 8,377 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $4,000 | 8,418 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,000 | 8,391 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,799 |
| Total interest expense | $184,000 | 8,522 |
| Net interest income | $251,000 | 8,846 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $39,000 | 8,657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $273,000 | 8,901 |
| Salaries and employee benefits | $176,000 | 8,847 |
| Premises and equipment expense | $52,000 | 8,576 |
| Additional noninterest expense | $45,000 | 8,937 |
| Pre-tax net operating income | $17,000 | 8,342 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $12,000 | 8,404 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $12,000 | 8,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $331,000 | 8,851 |
| Total interest expense | $140,000 | 8,559 |
| Net interest income | $191,000 | 8,896 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $26,000 | 8,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $204,000 | 8,944 |
| Salaries and employee benefits | $130,000 | 8,888 |
| Premises and equipment expense | $39,000 | 8,598 |
| Additional noninterest expense | $35,000 | 8,983 |
| Pre-tax net operating income | $13,000 | 8,427 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $9,000 | 8,472 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $9,000 | 8,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $9,000 | 8,432 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $226,000 | 8,904 |
| Total interest expense | $95,000 | 8,607 |
| Net interest income | $131,000 | 8,950 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $16,000 | 8,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $136,000 | 9,001 |
| Salaries and employee benefits | $88,000 | 8,945 |
| Premises and equipment expense | $23,000 | 8,708 |
| Additional noninterest expense | $25,000 | 9,035 |
| Pre-tax net operating income | $11,000 | 8,463 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $8,000 | 8,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,000 | 8,467 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $115,000 | 8,955 |
| Total interest expense | $49,000 | 8,633 |
| Net interest income | $66,000 | 9,002 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $8,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $70,000 | 9,034 |
| Salaries and employee benefits | $47,000 | 8,972 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $11,000 | 9,083 |
| Pre-tax net operating income | $4,000 | 8,497 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $3,000 | 8,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,000 | 8,497 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 8,943 |
| Total interest expense | $223,000 | 8,683 |
| Net interest income | $283,000 | 9,001 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $39,000 | 8,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $274,000 | 9,088 |
| Salaries and employee benefits | $186,000 | 9,018 |
| Premises and equipment expense | $46,000 | 8,828 |
| Additional noninterest expense | $42,000 | 9,137 |
| Pre-tax net operating income | $48,000 | 8,391 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $6,000 | 7,166 |
| Income before extraordinary items | $42,000 | 8,485 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $42,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $42,000 | 8,389 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 9,013 |
| Total interest expense | $171,000 | 8,777 |
| Net interest income | $224,000 | 9,071 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $29,000 | 8,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $207,000 | 9,147 |
| Salaries and employee benefits | $139,000 | 9,073 |
| Premises and equipment expense | $34,000 | 8,874 |
| Additional noninterest expense | $34,000 | 9,197 |
| Pre-tax net operating income | $46,000 | 8,471 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $10,000 | 7,078 |
| Income before extraordinary items | $36,000 | 8,590 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $36,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $36,000 | 8,481 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $274,000 | 9,048 |
| Total interest expense | $117,000 | 8,825 |
| Net interest income | $157,000 | 9,101 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $19,000 | 8,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $138,000 | 9,176 |
| Salaries and employee benefits | $92,000 | 9,112 |
| Premises and equipment expense | $23,000 | 8,876 |
| Additional noninterest expense | $23,000 | 9,218 |
| Pre-tax net operating income | $38,000 | 8,452 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $31,000 | 8,572 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $31,000 | 8,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $31,000 | 8,447 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $140,000 | 9,095 |
| Total interest expense | $60,000 | 8,881 |
| Net interest income | $80,000 | 9,148 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $11,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $71,000 | 9,220 |
| Salaries and employee benefits | $47,000 | 9,153 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $12,000 | 9,256 |
| Pre-tax net operating income | $20,000 | 8,454 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $16,000 | 8,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $16,000 | 8,428 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 9,127 |
| Total interest expense | $306,000 | 8,874 |
| Net interest income | $270,000 | 9,202 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $37,000 | 9,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $269,000 | 9,269 |
| Salaries and employee benefits | $185,000 | 9,188 |
| Premises and equipment expense | $43,000 | 9,009 |
| Additional noninterest expense | $41,000 | 9,313 |
| Pre-tax net operating income | $38,000 | 8,516 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,000 | 7,355 |
| Income before extraordinary items | $30,000 | 8,625 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $30,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $30,000 | 8,546 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 9,345 |
| Total interest expense | $419,000 | 9,136 |
| Net interest income | $244,000 | 9,461 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $38,000 | 9,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $38,000 | 8,088 |
| Total noninterest expense | $260,000 | 9,525 |
| Salaries and employee benefits | $176,000 | 9,447 |
| Premises and equipment expense | $41,000 | 9,280 |
| Additional noninterest expense | $43,000 | 9,569 |
| Pre-tax net operating income | $22,000 | 8,642 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,000 | 7,803 |
| Income before extraordinary items | $19,000 | 8,734 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $19,000 | 8,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $19,000 | 8,645 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 9,594 |
| Total interest expense | $382,000 | 9,450 |
| Net interest income | $310,000 | 9,688 |
| Provision for loan and lease losses | $5,000 | 8,144 |
| Total noninterest income | $44,000 | 9,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $271,000 | 9,792 |
| Salaries and employee benefits | $173,000 | 9,692 |
| Premises and equipment expense | $43,000 | 9,495 |
| Additional noninterest expense | $55,000 | 9,821 |
| Pre-tax net operating income | $78,000 | 8,879 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $16,000 | 7,940 |
| Income before extraordinary items | $62,000 | 8,918 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $62,000 | 8,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $62,000 | 8,903 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $667,000 | 9,868 |
| Total interest expense | $378,000 | 9,686 |
| Net interest income | $289,000 | 9,976 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $44,000 | 9,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $44,000 | 8,263 |
| Total noninterest expense | $267,000 | 10,099 |
| Salaries and employee benefits | $173,000 | 9,994 |
| Premises and equipment expense | $39,000 | 9,842 |
| Additional noninterest expense | $55,000 | 10,140 |
| Pre-tax net operating income | $60,000 | 9,208 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $50,000 | 9,238 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $50,000 | 9,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $50,000 | 9,210 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 10,136 |
| Total interest expense | $359,000 | 9,963 |
| Net interest income | $274,000 | 10,226 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $45,000 | 9,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $258,000 | 10,319 |
| Salaries and employee benefits | $164,000 | 10,237 |
| Premises and equipment expense | $39,000 | 10,038 |
| Additional noninterest expense | $55,000 | 10,367 |
| Pre-tax net operating income | $55,000 | 9,599 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $46,000 | 9,643 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $46,000 | 9,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $46,000 | 9,583 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 10,621 |
| Total interest expense | $353,000 | 10,431 |
| Net interest income | $279,000 | 10,706 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $31,000 | 10,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $247,000 | 10,783 |
| Salaries and employee benefits | $158,000 | 10,702 |
| Premises and equipment expense | $33,000 | 10,570 |
| Additional noninterest expense | $56,000 | 10,809 |
| Pre-tax net operating income | $57,000 | 10,222 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $6,000 | 9,950 |
| Income before extraordinary items | $51,000 | 10,238 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $51,000 | 10,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $51,000 | 10,204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 11,165 |
| Total interest expense | $362,000 | 10,956 |
| Net interest income | $279,000 | 11,256 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $30,000 | 11,136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $295,000 | 11,235 |
| Salaries and employee benefits | $152,000 | 11,227 |
| Premises and equipment expense | $35,000 | 11,039 |
| Additional noninterest expense | $108,000 | 11,014 |
| Pre-tax net operating income | $8,000 | 10,744 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,000 | 10,490 |
| Income before extraordinary items | $5,000 | 10,790 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,000 | 10,744 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 11,682 |
| Total interest expense | $349,000 | 11,482 |
| Net interest income | $292,000 | 11,767 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $17,000 | 11,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $242,000 | 11,822 |
| Salaries and employee benefits | $148,000 | 11,748 |
| Premises and equipment expense | $34,000 | 11,525 |
| Additional noninterest expense | $60,000 | 11,861 |
| Pre-tax net operating income | $46,000 | 11,321 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $40,000 | 11,339 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $40,000 | 11,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $40,000 | 11,306 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 12,286 |
| Total interest expense | $302,000 | 12,030 |
| Net interest income | $319,000 | 12,384 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $22,000 | 12,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $272,000 | 12,406 |
| Salaries and employee benefits | $157,000 | 12,320 |
| Premises and equipment expense | $35,000 | 12,105 |
| Additional noninterest expense | $80,000 | 12,434 |
| Pre-tax net operating income | $33,000 | 11,976 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $25,000 | 11,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $25,000 | 11,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $25,000 | 11,981 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 12,836 |
| Total interest expense | $333,000 | 12,517 |
| Net interest income | $348,000 | 12,916 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $31,000 | 12,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $279,000 | 13,034 |
| Salaries and employee benefits | $164,000 | 12,890 |
| Premises and equipment expense | $35,000 | 12,695 |
| Additional noninterest expense | $80,000 | 13,083 |
| Pre-tax net operating income | $88,000 | 11,941 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $24,000 | 11,523 |
| Income before extraordinary items | $64,000 | 12,142 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $64,000 | 12,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $64,000 | 11,996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $780,000 | 13,380 |
| Total interest expense | $451,000 | 12,967 |
| Net interest income | $329,000 | 13,565 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $37,000 | 13,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $268,000 | 13,659 |
| Salaries and employee benefits | $158,000 | 13,499 |
| Premises and equipment expense | $34,000 | 13,280 |
| Additional noninterest expense | $76,000 | 13,718 |
| Pre-tax net operating income | $95,000 | 12,075 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $75,000 | 12,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $75,000 | 12,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $75,000 | 11,992 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.