Home > Fullerton Community Bank, FSB > Assets and Liabilities
Fullerton Community Bank, FSB, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 123 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $636,336,000 | 1,035 |
| Cash and due from depository institutions | $111,614,000 | 1,209 |
| Interest-bearing balances | $107,992,000 | 394 |
| Securities | $13,810,000 | 5,210 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $473,943,000 | 873 |
| Loan loss allowance | $9,507,000 | 857 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,646,000 | 2,073 |
| Other real estate owned | $4,374,000 | 1,209 |
| Goodwill and other intangibles | $458,000 | 1,976 |
| All other assets | $26,491,000 | 837 |
| Life insurance assets | $8,005,000 | 881 |
| Total liabilities and capital | $636,336,000 | 1,035 |
| Total liabilities | $573,667,000 | 1,029 |
| Total deposits | $474,612,000 | 1,159 |
| Interest-bearing deposits | $448,399,000 | 1,037 |
| Deposits held in domestic offices | $474,612,000 | 1,157 |
| % insured | 81.69% | 6,092 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $95,756,000 | 340 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,299,000 | 1,449 |
| Total equity capital | $62,669,000 | 1,136 |
| Total bank equity capital | $62,669,000 | 1,132 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $212,000 | 4,696 |
| Surplus | $18,199,000 | 1,692 |
| Undivided profits | $44,258,000 | 808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $10,751,000 | 1,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $17,000 | 1,097 |
| Income earned, not collected on loans | $2,047,000 | 1,448 |
| Earning assets | $595,745,000 | 1,007 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $661,669,000 | 985 |
| Average Assets, quarterly | $638,308,500 | 1,026 |
| Volatile liabilities | $162,745,000 | 382 |
| Insider loans | $2,243,000 | 2,515 |
| FHLB advances | $95,400,000 | 290 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $59,307,000 | 1,113 |
| Tier 1 (core) risk-based capital | $61,540,000 | 1,066 |
| Tier 2 risk-based capital | $5,768,000 | 919 |
| Total risk weighted assets | $457,701,000 | 957 |
| Total unused commitments | $59,307,000 | 1,114 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 132 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $640,281,000 | 1,030 |
| Cash and due from depository institutions | $75,731,000 | 1,142 |
| Interest-bearing balances | $72,875,000 | 517 |
| Securities | $15,023,000 | 5,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $512,164,000 | 815 |
| Loan loss allowance | $9,824,000 | 852 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,954,000 | 1,984 |
| Other real estate owned | $3,197,000 | 1,142 |
| Goodwill and other intangibles | $490,000 | 1,947 |
| All other assets | $27,722,000 | 804 |
| Life insurance assets | $7,944,000 | 875 |
| Total liabilities and capital | $640,281,000 | 1,030 |
| Total liabilities | $578,530,000 | 1,024 |
| Total deposits | $488,655,000 | 1,110 |
| Interest-bearing deposits | $465,202,000 | 993 |
| Deposits held in domestic offices | $488,655,000 | 1,107 |
| % insured | 82.02% | 6,094 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $87,256,000 | 387 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,619,000 | 1,647 |
| Total equity capital | $61,751,000 | 1,124 |
| Total bank equity capital | $61,751,000 | 1,123 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $212,000 | 4,755 |
| Surplus | $18,199,000 | 1,682 |
| Undivided profits | $43,340,000 | 785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $11,827,000 | 1,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,227,000 | 1,272 |
| Earning assets | $600,062,000 | 992 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $670,113,330 | 985 |
| Average Assets, quarterly | $661,082,000 | 996 |
| Volatile liabilities | $154,610,000 | 412 |
| Insider loans | $2,303,000 | 2,507 |
| FHLB advances | $86,900,000 | 339 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $76,202,000 | 891 |
| Tier 1 (core) risk-based capital | $60,622,000 | 1,060 |
| Tier 2 risk-based capital | $6,221,000 | 858 |
| Total risk weighted assets | $494,101,000 | 884 |
| Total unused commitments | $76,202,000 | 893 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 132 | 1,142 |
| Assets and Liabilities | ||
| Total Assets: | $681,883,000 | 983 |
| Cash and due from depository institutions | $109,374,000 | 1,142 |
| Interest-bearing balances | $106,635,000 | 369 |
| Securities | $16,191,000 | 4,992 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $519,501,000 | 809 |
| Loan loss allowance | $9,829,000 | 846 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,072,000 | 1,957 |
| Other real estate owned | $2,667,000 | 1,142 |
| Goodwill and other intangibles | $535,000 | 1,898 |
| All other assets | $27,543,000 | 826 |
| Life insurance assets | $8,275,000 | 841 |
| Total liabilities and capital | $681,883,000 | 983 |
| Total liabilities | $620,845,000 | 967 |
| Total deposits | $511,149,000 | 1,069 |
| Interest-bearing deposits | $485,355,000 | 971 |
| Deposits held in domestic offices | $511,149,000 | 1,068 |
| % insured | 80.90% | 6,326 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $106,900,000 | 335 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,796,000 | 1,542 |
| Total equity capital | $61,038,000 | 1,107 |
| Total bank equity capital | $61,038,000 | 1,105 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $212,000 | 4,803 |
| Surplus | $18,199,000 | 1,694 |
| Undivided profits | $42,627,000 | 763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $15,061,000 | 1,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 1,017 |
| Income earned, not collected on loans | $2,201,000 | 1,291 |
| Earning assets | $642,327,000 | 945 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $685,029,500 | 972 |
| Average Assets, quarterly | $685,029,500 | 972 |
| Volatile liabilities | $176,553,000 | 378 |
| Insider loans | $2,327,000 | 2,527 |
| FHLB advances | $106,900,000 | 284 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $69,684,000 | 987 |
| Tier 1 (core) risk-based capital | $59,921,000 | 1,059 |
| Tier 2 risk-based capital | $6,223,000 | 881 |
| Total risk weighted assets | $494,232,000 | 893 |
| Total unused commitments | $69,684,000 | 989 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 133 | 1,136 |
| Assets and Liabilities | ||
| Total Assets: | $688,176,000 | 970 |
| Cash and due from depository institutions | $99,240,000 | 1,136 |
| Interest-bearing balances | $96,284,000 | 385 |
| Securities | $17,633,000 | 4,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $532,941,000 | 806 |
| Loan loss allowance | $9,991,000 | 836 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,550,000 | 2,161 |
| Other real estate owned | $3,160,000 | 1,136 |
| Goodwill and other intangibles | $496,000 | 1,941 |
| All other assets | $29,156,000 | 795 |
| Life insurance assets | $8,210,000 | 836 |
| Total liabilities and capital | $688,176,000 | 970 |
| Total liabilities | $627,419,000 | 955 |
| Total deposits | $514,294,000 | 1,061 |
| Interest-bearing deposits | $489,585,000 | 963 |
| Deposits held in domestic offices | $514,294,000 | 1,059 |
| % insured | 56.41% | 7,491 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $109,865,000 | 363 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,260,000 | 1,379 |
| Total equity capital | $60,757,000 | 1,101 |
| Total bank equity capital | $60,757,000 | 1,100 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $212,000 | 4,866 |
| Surplus | $18,199,000 | 1,702 |
| Undivided profits | $42,346,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $19,631,000 | 872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,087 |
| Income earned, not collected on loans | $2,262,000 | 1,289 |
| Earning assets | $646,858,000 | 941 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $706,945,600 | 943 |
| Average Assets, quarterly | $692,330,500 | 970 |
| Volatile liabilities | $236,955,000 | 571 |
| Insider loans | $2,351,000 | 2,581 |
| FHLB advances | $108,900,000 | 309 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $77,260,000 | 898 |
| Tier 1 (core) risk-based capital | $59,653,000 | 1,058 |
| Tier 2 risk-based capital | $6,378,000 | 876 |
| Total risk weighted assets | $506,613,000 | 895 |
| Total unused commitments | $77,260,000 | 900 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 132 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $696,485,000 | 972 |
| Cash and due from depository institutions | $79,242,000 | 1,155 |
| Interest-bearing balances | $75,396,000 | 494 |
| Securities | $20,639,000 | 4,277 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $546,695,000 | 801 |
| Loan loss allowance | $9,944,000 | 833 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,695,000 | 2,138 |
| Other real estate owned | $11,892,000 | 1,155 |
| Goodwill and other intangibles | $496,000 | 1,949 |
| All other assets | $31,826,000 | 748 |
| Life insurance assets | $8,142,000 | 833 |
| Total liabilities and capital | $696,485,000 | 972 |
| Total liabilities | $635,996,000 | 951 |
| Total deposits | $533,209,000 | 1,031 |
| Interest-bearing deposits | $503,147,000 | 943 |
| Deposits held in domestic offices | $533,209,000 | 1,030 |
| % insured | 58.43% | 7,479 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $99,405,000 | 413 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,382,000 | 1,481 |
| Total equity capital | $60,489,000 | 1,125 |
| Total bank equity capital | $60,489,000 | 1,124 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $212,000 | 4,949 |
| Surplus | $18,199,000 | 1,701 |
| Undivided profits | $42,078,000 | 801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $13,136,000 | 1,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $368,000 | 609 |
| Income earned, not collected on loans | $2,509,000 | 1,238 |
| Earning assets | $642,730,000 | 956 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $711,638,000 | 943 |
| Average Assets, quarterly | $700,564,000 | 964 |
| Volatile liabilities | $249,610,000 | 554 |
| Insider loans | $2,374,000 | 2,609 |
| FHLB advances | $96,900,000 | 370 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $80,729,000 | 876 |
| Tier 1 (core) risk-based capital | $60,370,000 | 1,045 |
| Tier 2 risk-based capital | $6,723,000 | 855 |
| Total risk weighted assets | $534,594,000 | 864 |
| Total unused commitments | $80,729,000 | 878 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 134 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $704,643,000 | 955 |
| Cash and due from depository institutions | $65,034,000 | 1,145 |
| Interest-bearing balances | $60,933,000 | 575 |
| Securities | $24,867,000 | 3,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $569,277,000 | 776 |
| Loan loss allowance | $9,944,000 | 856 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,860,000 | 2,100 |
| Other real estate owned | $7,312,000 | 1,145 |
| Goodwill and other intangibles | $501,000 | 1,953 |
| All other assets | $31,792,000 | 749 |
| Life insurance assets | $8,076,000 | 836 |
| Total liabilities and capital | $704,643,000 | 955 |
| Total liabilities | $644,446,000 | 939 |
| Total deposits | $525,867,000 | 1,037 |
| Interest-bearing deposits | $503,485,000 | 941 |
| Deposits held in domestic offices | $525,867,000 | 1,035 |
| % insured | 59.98% | 7,529 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $115,116,000 | 374 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,463,000 | 1,401 |
| Total equity capital | $60,197,000 | 1,128 |
| Total bank equity capital | $60,197,000 | 1,126 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $212,000 | 4,995 |
| Surplus | $18,199,000 | 1,697 |
| Undivided profits | $41,786,000 | 792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $18,372,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,171,000 | 317 |
| Income earned, not collected on loans | $2,505,000 | 1,205 |
| Earning assets | $655,077,000 | 942 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $716,689,000 | 938 |
| Average Assets, quarterly | $707,670,500 | 955 |
| Volatile liabilities | $264,449,000 | 531 |
| Insider loans | $1,747,000 | 3,182 |
| FHLB advances | $111,900,000 | 327 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $85,236,000 | 825 |
| Tier 1 (core) risk-based capital | $60,086,000 | 1,050 |
| Tier 2 risk-based capital | $6,890,000 | 848 |
| Total risk weighted assets | $548,181,000 | 855 |
| Total unused commitments | $85,236,000 | 827 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 132 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $710,698,000 | 966 |
| Cash and due from depository institutions | $56,157,000 | 1,175 |
| Interest-bearing balances | $52,985,000 | 651 |
| Securities | $27,530,000 | 3,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $580,196,000 | 780 |
| Loan loss allowance | $10,248,000 | 853 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,931,000 | 2,105 |
| Other real estate owned | $7,426,000 | 1,175 |
| Goodwill and other intangibles | $449,000 | 2,021 |
| All other assets | $33,009,000 | 744 |
| Life insurance assets | $8,011,000 | 839 |
| Total liabilities and capital | $710,698,000 | 966 |
| Total liabilities | $650,929,000 | 949 |
| Total deposits | $532,382,000 | 1,045 |
| Interest-bearing deposits | $502,735,000 | 959 |
| Deposits held in domestic offices | $532,382,000 | 1,043 |
| % insured | 59.45% | 7,628 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $115,300,000 | 400 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,247,000 | 1,464 |
| Total equity capital | $59,769,000 | 1,125 |
| Total bank equity capital | $59,769,000 | 1,123 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $212,000 | 5,070 |
| Surplus | $18,199,000 | 1,731 |
| Undivided profits | $41,358,000 | 790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $24,398,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $516,000 | 513 |
| Income earned, not collected on loans | $2,615,000 | 1,178 |
| Earning assets | $660,711,000 | 954 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $722,712,000 | 952 |
| Average Assets, quarterly | $722,712,000 | 952 |
| Volatile liabilities | $215,702,000 | 667 |
| Insider loans | $1,766,000 | 3,232 |
| FHLB advances | $115,300,000 | 342 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $89,979,000 | 831 |
| Tier 1 (core) risk-based capital | $59,713,000 | 1,052 |
| Tier 2 risk-based capital | $7,051,000 | 851 |
| Total risk weighted assets | $560,895,000 | 861 |
| Total unused commitments | $89,979,000 | 833 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 138 | 1,136 |
| Assets and Liabilities | ||
| Total Assets: | $734,726,000 | 947 |
| Cash and due from depository institutions | $73,185,000 | 1,136 |
| Interest-bearing balances | $72,078,000 | 415 |
| Securities | $29,001,000 | 3,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $583,835,000 | 793 |
| Loan loss allowance | $10,181,000 | 862 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,980,000 | 2,134 |
| Other real estate owned | $9,490,000 | 1,136 |
| Goodwill and other intangibles | $461,000 | 2,023 |
| All other assets | $32,774,000 | 764 |
| Life insurance assets | $7,947,000 | 840 |
| Total liabilities and capital | $734,726,000 | 947 |
| Total liabilities | $673,163,000 | 934 |
| Total deposits | $552,401,000 | 1,013 |
| Interest-bearing deposits | $527,877,000 | 919 |
| Deposits held in domestic offices | $552,401,000 | 1,010 |
| % insured | 62.12% | 7,618 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $117,300,000 | 423 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,462,000 | 1,386 |
| Total equity capital | $61,563,000 | 1,081 |
| Total bank equity capital | $61,563,000 | 1,079 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $212,000 | 5,124 |
| Surplus | $18,199,000 | 1,731 |
| Undivided profits | $43,152,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $16,822,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,236,000 | 278 |
| Income earned, not collected on loans | $2,755,000 | 1,164 |
| Earning assets | $684,914,000 | 925 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $754,279,000 | 907 |
| Average Assets, quarterly | $745,877,500 | 929 |
| Volatile liabilities | $264,907,000 | 563 |
| Insider loans | $1,786,000 | 3,259 |
| FHLB advances | $117,300,000 | 367 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $99,749,000 | 779 |
| Tier 1 (core) risk-based capital | $61,532,000 | 1,006 |
| Tier 2 risk-based capital | $7,116,000 | 863 |
| Total risk weighted assets | $566,245,000 | 877 |
| Total unused commitments | $99,749,000 | 780 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 135 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $757,029,000 | 930 |
| Cash and due from depository institutions | $77,642,000 | 1,183 |
| Interest-bearing balances | $204,000 | 6,033 |
| Securities | $27,168,000 | 3,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $615,409,000 | 761 |
| Loan loss allowance | $7,125,000 | 1,118 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,062,000 | 2,130 |
| Other real estate owned | $2,506,000 | 1,183 |
| Goodwill and other intangibles | $468,000 | 2,067 |
| All other assets | $27,774,000 | 788 |
| Life insurance assets | $7,649,000 | 866 |
| Total liabilities and capital | $757,029,000 | 930 |
| Total liabilities | $692,639,000 | 914 |
| Total deposits | $566,835,000 | 983 |
| Interest-bearing deposits | $542,892,000 | 895 |
| Deposits held in domestic offices | $566,835,000 | 981 |
| % insured | 61.23% | 7,736 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $121,800,000 | 448 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,004,000 | 1,349 |
| Total equity capital | $64,390,000 | 1,050 |
| Total bank equity capital | $64,390,000 | 1,049 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $212,000 | 5,190 |
| Surplus | $18,199,000 | 1,729 |
| Undivided profits | $45,979,000 | 726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $21,340,000 | 828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,157,000 | 260 |
| Income earned, not collected on loans | $2,810,000 | 1,230 |
| Earning assets | $642,781,000 | 997 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $759,167,250 | 912 |
| Average Assets, quarterly | $754,885,500 | 929 |
| Volatile liabilities | $215,398,000 | 699 |
| Insider loans | $2,368,000 | 2,773 |
| FHLB advances | $121,800,000 | 383 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $96,087,000 | 830 |
| Tier 1 (core) risk-based capital | $64,377,000 | 963 |
| Tier 2 risk-based capital | $7,224,000 | 859 |
| Total risk weighted assets | $590,298,000 | 861 |
| Total unused commitments | $96,087,000 | 831 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 146 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $752,742,000 | 947 |
| Cash and due from depository institutions | $53,509,000 | 1,121 |
| Interest-bearing balances | $178,000 | 6,017 |
| Securities | $18,001,000 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $643,151,000 | 756 |
| Loan loss allowance | $6,045,000 | 1,264 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,007,000 | 2,174 |
| Other real estate owned | $4,635,000 | 1,121 |
| Goodwill and other intangibles | $436,000 | 2,116 |
| All other assets | $27,003,000 | 826 |
| Life insurance assets | $7,589,000 | 877 |
| Total liabilities and capital | $752,742,000 | 947 |
| Total liabilities | $688,212,000 | 932 |
| Total deposits | $555,072,000 | 1,015 |
| Interest-bearing deposits | $530,748,000 | 923 |
| Deposits held in domestic offices | $555,072,000 | 1,014 |
| % insured | 62.71% | 7,013 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $128,800,000 | 447 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,340,000 | 1,303 |
| Total equity capital | $64,530,000 | 1,060 |
| Total bank equity capital | $64,530,000 | 1,058 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $212,000 | 5,258 |
| Surplus | $18,199,000 | 1,734 |
| Undivided profits | $46,119,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $26,506,000 | 662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,637,000 | 193 |
| Income earned, not collected on loans | $2,869,000 | 1,169 |
| Earning assets | $661,330,000 | 974 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $759,880,000 | 928 |
| Average Assets, quarterly | $755,913,000 | 940 |
| Volatile liabilities | $279,897,000 | 579 |
| Insider loans | $2,362,000 | 2,824 |
| FHLB advances | $128,800,000 | 380 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $101,342,000 | 832 |
| Tier 1 (core) risk-based capital | $64,510,000 | 977 |
| Tier 2 risk-based capital | $6,144,000 | 1,002 |
| Total risk weighted assets | $612,512,000 | 846 |
| Total unused commitments | $101,342,000 | 832 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 143 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $759,084,000 | 931 |
| Cash and due from depository institutions | $18,030,000 | 1,141 |
| Interest-bearing balances | $549,000 | 4,893 |
| Securities | $20,602,000 | 4,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $682,131,000 | 721 |
| Loan loss allowance | $5,973,000 | 1,220 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,900,000 | 2,227 |
| Other real estate owned | $4,455,000 | 1,141 |
| Goodwill and other intangibles | $360,000 | 2,227 |
| All other assets | $27,606,000 | 793 |
| Life insurance assets | $7,937,000 | 838 |
| Total liabilities and capital | $759,084,000 | 931 |
| Total liabilities | $694,823,000 | 921 |
| Total deposits | $533,878,000 | 1,048 |
| Interest-bearing deposits | $506,797,000 | 955 |
| Deposits held in domestic offices | $533,878,000 | 1,047 |
| % insured | 63.49% | 6,955 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $156,400,000 | 404 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,545,000 | 1,243 |
| Total equity capital | $64,261,000 | 1,063 |
| Total bank equity capital | $64,261,000 | 1,061 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $212,000 | 5,292 |
| Surplus | $18,199,000 | 1,711 |
| Undivided profits | $45,850,000 | 731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $21,449,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,231,000 | 153 |
| Income earned, not collected on loans | $3,250,000 | 1,024 |
| Earning assets | $703,282,000 | 917 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $763,449,000 | 919 |
| Average Assets, quarterly | $763,449,000 | 919 |
| Volatile liabilities | $302,332,000 | 553 |
| Insider loans | $2,377,000 | 2,818 |
| FHLB advances | $156,400,000 | 331 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $104,995,000 | 853 |
| Tier 1 (core) risk-based capital | $64,248,000 | 989 |
| Tier 2 risk-based capital | $6,076,000 | 993 |
| Total risk weighted assets | $651,811,000 | 797 |
| Total unused commitments | $104,995,000 | 853 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 138 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $767,814,000 | 909 |
| Cash and due from depository institutions | $15,630,000 | 1,198 |
| Interest-bearing balances | $1,028,000 | 3,693 |
| Securities | $22,015,000 | 4,202 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $692,488,000 | 709 |
| Loan loss allowance | $6,117,000 | 1,144 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,887,000 | 2,243 |
| Other real estate owned | $4,044,000 | 1,198 |
| Goodwill and other intangibles | $373,000 | 2,209 |
| All other assets | $27,377,000 | 809 |
| Life insurance assets | $7,876,000 | 842 |
| Total liabilities and capital | $767,814,000 | 909 |
| Total liabilities | $703,794,000 | 893 |
| Total deposits | $512,984,000 | 1,052 |
| Interest-bearing deposits | $487,669,000 | 958 |
| Deposits held in domestic offices | $512,984,000 | 1,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $186,334,000 | 376 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,476,000 | 1,267 |
| Total equity capital | $64,020,000 | 1,057 |
| Total bank equity capital | $64,020,000 | 1,057 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $212,000 | 5,327 |
| Surplus | $18,199,000 | 1,682 |
| Undivided profits | $45,609,000 | 729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,139,000 | 620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,224,000 | 1,097 |
| Earning assets | $715,531,000 | 888 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $738,491,000 | 907 |
| Average Assets, quarterly | $766,071,000 | 900 |
| Volatile liabilities | $319,123,000 | 528 |
| Insider loans | $2,237,000 | 2,950 |
| FHLB advances | $186,100,000 | 311 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $125,676,000 | 755 |
| Tier 1 (core) risk-based capital | $64,024,000 | 977 |
| Tier 2 risk-based capital | $6,609,000 | 909 |
| Total risk weighted assets | $667,987,000 | 775 |
| Total unused commitments | $125,676,000 | 756 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 162 | 997 |
| Assets and Liabilities | ||
| Total Assets: | $764,328,000 | 906 |
| Cash and due from depository institutions | $17,121,000 | 997 |
| Interest-bearing balances | $2,489,000 | 2,114 |
| Securities | $23,021,000 | 4,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $691,766,000 | 710 |
| Loan loss allowance | $7,000,000 | 903 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,885,000 | 2,229 |
| Other real estate owned | $458,000 | 997 |
| Goodwill and other intangibles | $415,000 | 2,204 |
| All other assets | $25,662,000 | 838 |
| Life insurance assets | $7,818,000 | 838 |
| Total liabilities and capital | $764,328,000 | 906 |
| Total liabilities | $698,406,000 | 885 |
| Total deposits | $498,197,000 | 1,062 |
| Interest-bearing deposits | $475,121,000 | 966 |
| Deposits held in domestic offices | $498,197,000 | 1,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $194,637,000 | 388 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,572,000 | 1,046 |
| Total equity capital | $65,922,000 | 1,022 |
| Total bank equity capital | $65,922,000 | 1,022 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $212,000 | 5,377 |
| Surplus | $18,199,000 | 1,658 |
| Undivided profits | $47,511,000 | 722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,132,000 | 529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,335,000 | 1,113 |
| Earning assets | $717,276,000 | 866 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $731,160,250 | 918 |
| Average Assets, quarterly | $752,902,500 | 905 |
| Volatile liabilities | $319,501,000 | 510 |
| Insider loans | $2,248,000 | 2,942 |
| FHLB advances | $194,400,000 | 341 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $150,567,000 | 698 |
| Tier 1 (core) risk-based capital | $65,789,000 | 964 |
| Tier 2 risk-based capital | $7,106,000 | 807 |
| Total risk weighted assets | $684,887,000 | 757 |
| Total unused commitments | $150,567,000 | 698 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 158 | 1,045 |
| Assets and Liabilities | ||
| Total Assets: | $741,477,000 | 917 |
| Cash and due from depository institutions | $14,403,000 | 1,045 |
| Interest-bearing balances | $1,021,000 | 2,896 |
| Securities | $24,361,000 | 3,938 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $672,405,000 | 717 |
| Loan loss allowance | $5,726,000 | 1,052 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,977,000 | 2,189 |
| Other real estate owned | $169,000 | 1,045 |
| Goodwill and other intangibles | $482,000 | 2,156 |
| All other assets | $23,680,000 | 867 |
| Life insurance assets | $7,751,000 | 848 |
| Total liabilities and capital | $741,477,000 | 917 |
| Total liabilities | $675,672,000 | 907 |
| Total deposits | $475,900,000 | 1,085 |
| Interest-bearing deposits | $452,054,000 | 990 |
| Deposits held in domestic offices | $475,900,000 | 1,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $196,500,000 | 377 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,272,000 | 1,586 |
| Total equity capital | $65,805,000 | 1,033 |
| Total bank equity capital | $65,805,000 | 1,033 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $212,000 | 5,424 |
| Surplus | $18,199,000 | 1,638 |
| Undivided profits | $47,394,000 | 753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,157,000 | 1,435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,258,000 | 1,122 |
| Earning assets | $697,787,000 | 892 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $720,104,330 | 933 |
| Average Assets, quarterly | $729,222,500 | 932 |
| Volatile liabilities | $318,822,000 | 502 |
| Insider loans | $2,264,000 | 2,909 |
| FHLB advances | $196,500,000 | 323 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $174,305,000 | 634 |
| Tier 1 (core) risk-based capital | $65,636,000 | 959 |
| Tier 2 risk-based capital | $5,832,000 | 947 |
| Total risk weighted assets | $674,703,000 | 763 |
| Total unused commitments | $174,305,000 | 634 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 154 | 1,087 |
| Assets and Liabilities | ||
| Total Assets: | $716,968,000 | 947 |
| Cash and due from depository institutions | $12,586,000 | 1,087 |
| Interest-bearing balances | $1,491,000 | 2,644 |
| Securities | $27,359,000 | 3,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $647,600,000 | 731 |
| Loan loss allowance | $4,998,000 | 1,127 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,039,000 | 2,139 |
| Other real estate owned | $246,000 | 1,087 |
| Goodwill and other intangibles | $557,000 | 2,089 |
| All other assets | $22,581,000 | 879 |
| Life insurance assets | $7,676,000 | 845 |
| Total liabilities and capital | $716,968,000 | 947 |
| Total liabilities | $652,745,000 | 934 |
| Total deposits | $463,638,000 | 1,122 |
| Interest-bearing deposits | $441,222,000 | 1,020 |
| Deposits held in domestic offices | $463,638,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $185,100,000 | 360 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,007,000 | 1,429 |
| Total equity capital | $64,223,000 | 1,083 |
| Total bank equity capital | $64,223,000 | 1,083 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $212,000 | 5,446 |
| Surplus | $18,199,000 | 1,628 |
| Undivided profits | $45,812,000 | 808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,566,000 | 1,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,361,000 | 1,111 |
| Earning assets | $676,450,000 | 925 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $709,418,000 | 949 |
| Average Assets, quarterly | $709,418,000 | 949 |
| Volatile liabilities | $309,217,000 | 504 |
| Insider loans | $2,273,000 | 2,848 |
| FHLB advances | $185,100,000 | 314 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $160,943,000 | 690 |
| Tier 1 (core) risk-based capital | $64,026,000 | 975 |
| Tier 2 risk-based capital | $5,114,000 | 1,052 |
| Total risk weighted assets | $662,190,000 | 768 |
| Total unused commitments | $160,943,000 | 690 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 156 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $701,868,000 | 968 |
| Cash and due from depository institutions | $10,594,000 | 1,080 |
| Interest-bearing balances | $783,000 | 2,790 |
| Securities | $29,467,000 | 3,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $633,006,000 | 746 |
| Loan loss allowance | $4,768,000 | 1,157 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,973,000 | 2,152 |
| Other real estate owned | $916,000 | 1,080 |
| Goodwill and other intangibles | $593,000 | 2,051 |
| All other assets | $21,319,000 | 920 |
| Life insurance assets | $7,602,000 | 846 |
| Total liabilities and capital | $701,868,000 | 968 |
| Total liabilities | $638,509,000 | 952 |
| Total deposits | $481,581,000 | 1,060 |
| Interest-bearing deposits | $420,057,000 | 1,075 |
| Deposits held in domestic offices | $481,581,000 | 1,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $152,300,000 | 402 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,628,000 | 1,280 |
| Total equity capital | $63,359,000 | 1,083 |
| Total bank equity capital | $63,359,000 | 1,083 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $212,000 | 5,482 |
| Surplus | $18,199,000 | 1,606 |
| Undivided profits | $44,948,000 | 827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,581,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,430,000 | 1,178 |
| Earning assets | $663,256,000 | 934 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $679,376,800 | 961 |
| Average Assets, quarterly | $696,216,500 | 966 |
| Volatile liabilities | $284,905,000 | 557 |
| Insider loans | $2,284,000 | 2,791 |
| FHLB advances | $152,300,000 | 353 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $180,742,000 | 648 |
| Tier 1 (core) risk-based capital | $62,203,000 | 1,009 |
| Tier 2 risk-based capital | $4,884,000 | 1,083 |
| Total risk weighted assets | $644,170,000 | 784 |
| Total unused commitments | $180,742,000 | 648 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 163 | 1,027 |
| Assets and Liabilities | ||
| Total Assets: | $690,565,000 | 965 |
| Cash and due from depository institutions | $14,842,000 | 1,027 |
| Interest-bearing balances | $2,692,000 | 1,533 |
| Securities | $31,177,000 | 3,355 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $617,128,000 | 753 |
| Loan loss allowance | $4,668,000 | 1,129 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,869,000 | 2,136 |
| Other real estate owned | $892,000 | 1,027 |
| Goodwill and other intangibles | $654,000 | 1,983 |
| All other assets | $20,003,000 | 952 |
| Life insurance assets | $7,528,000 | 832 |
| Total liabilities and capital | $690,565,000 | 965 |
| Total liabilities | $628,008,000 | 950 |
| Total deposits | $499,902,000 | 1,014 |
| Interest-bearing deposits | $477,927,000 | 926 |
| Deposits held in domestic offices | $499,902,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $123,900,000 | 450 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,206,000 | 1,358 |
| Total equity capital | $62,557,000 | 1,087 |
| Total bank equity capital | $62,557,000 | 1,087 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $212,000 | 5,491 |
| Surplus | $18,199,000 | 1,578 |
| Undivided profits | $44,146,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,431,000 | 1,260 |
| Earning assets | $650,997,000 | 937 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $673,754,000 | 966 |
| Average Assets, quarterly | $683,227,000 | 972 |
| Volatile liabilities | $270,296,000 | 554 |
| Insider loans | $2,295,000 | 2,765 |
| FHLB advances | $113,900,000 | 418 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $189,450,000 | 638 |
| Tier 1 (core) risk-based capital | $61,389,000 | 1,022 |
| Tier 2 risk-based capital | $4,784,000 | 1,095 |
| Total risk weighted assets | $643,882,000 | 767 |
| Total unused commitments | $189,450,000 | 638 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 158 | 1,084 |
| Assets and Liabilities | ||
| Total Assets: | $675,889,000 | 997 |
| Cash and due from depository institutions | $14,100,000 | 1,084 |
| Interest-bearing balances | $1,406,000 | 2,124 |
| Securities | $43,608,000 | 2,568 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $592,331,000 | 785 |
| Loan loss allowance | $4,458,000 | 1,180 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,851,000 | 2,143 |
| Other real estate owned | $862,000 | 1,084 |
| Goodwill and other intangibles | $630,000 | 2,024 |
| All other assets | $18,507,000 | 1,029 |
| Life insurance assets | $7,455,000 | 830 |
| Total liabilities and capital | $675,889,000 | 997 |
| Total liabilities | $614,428,000 | 980 |
| Total deposits | $502,807,000 | 1,029 |
| Interest-bearing deposits | $477,395,000 | 939 |
| Deposits held in domestic offices | $502,807,000 | 1,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $108,300,000 | 462 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,321,000 | 1,590 |
| Total equity capital | $61,461,000 | 1,102 |
| Total bank equity capital | $61,461,000 | 1,102 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $212,000 | 5,523 |
| Surplus | $18,300,000 | 1,562 |
| Undivided profits | $42,949,000 | 850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $437,000 | 4,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,352,000 | 1,197 |
| Earning assets | $637,345,000 | 970 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $668,150,330 | 991 |
| Average Assets, quarterly | $666,952,000 | 999 |
| Volatile liabilities | $248,403,000 | 605 |
| Insider loans | $2,305,000 | 2,744 |
| FHLB advances | $108,300,000 | 400 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $180,117,000 | 664 |
| Tier 1 (core) risk-based capital | $60,299,000 | 1,047 |
| Tier 2 risk-based capital | $4,574,000 | 1,139 |
| Total risk weighted assets | $594,973,000 | 837 |
| Total unused commitments | $180,117,000 | 664 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 155 | 1,099 |
| Assets and Liabilities | ||
| Total Assets: | $658,015,000 | 1,010 |
| Cash and due from depository institutions | $13,554,000 | 1,099 |
| Interest-bearing balances | $1,518,000 | 2,184 |
| Securities | $47,661,000 | 2,399 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,040 |
| Net loans & leases | $568,674,000 | 789 |
| Loan loss allowance | $4,218,000 | 1,236 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,848,000 | 2,110 |
| Other real estate owned | $796,000 | 1,099 |
| Goodwill and other intangibles | $699,000 | 1,948 |
| All other assets | $18,783,000 | 981 |
| Life insurance assets | $7,377,000 | 819 |
| Total liabilities and capital | $658,015,000 | 1,010 |
| Total liabilities | $599,965,000 | 993 |
| Total deposits | $496,580,000 | 1,036 |
| Interest-bearing deposits | $470,016,000 | 944 |
| Deposits held in domestic offices | $496,580,000 | 1,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $100,000,000 | 473 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,385,000 | 1,609 |
| Total equity capital | $58,050,000 | 1,155 |
| Total bank equity capital | $58,050,000 | 1,155 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $212,000 | 5,537 |
| Surplus | $16,300,000 | 1,696 |
| Undivided profits | $41,538,000 | 892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,931,000 | 1,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,306,000 | 1,163 |
| Earning assets | $619,853,000 | 983 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $664,281,000 | 985 |
| Average Assets, quarterly | $664,281,000 | 985 |
| Volatile liabilities | $100,000,000 | 1,356 |
| Insider loans | $2,317,000 | 2,730 |
| FHLB advances | $100,000,000 | 419 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $183,977,000 | 663 |
| Tier 1 (core) risk-based capital | $56,827,000 | 1,093 |
| Tier 2 risk-based capital | $4,334,000 | 1,193 |
| Total risk weighted assets | $579,981,000 | 830 |
| Total unused commitments | $183,977,000 | 663 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 152 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $670,547,000 | 971 |
| Cash and due from depository institutions | $18,568,000 | 1,121 |
| Interest-bearing balances | $3,048,000 | 1,497 |
| Securities | $59,602,000 | 1,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $566,012,000 | 786 |
| Loan loss allowance | $4,218,000 | 1,220 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,780,000 | 2,090 |
| Other real estate owned | $862,000 | 1,121 |
| Goodwill and other intangibles | $738,000 | 1,909 |
| All other assets | $18,985,000 | 975 |
| Life insurance assets | $7,301,000 | 799 |
| Total liabilities and capital | $670,547,000 | 971 |
| Total liabilities | $613,678,000 | 961 |
| Total deposits | $498,439,000 | 1,008 |
| Interest-bearing deposits | $460,191,000 | 945 |
| Deposits held in domestic offices | $498,439,000 | 1,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $112,400,000 | 452 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,839,000 | 1,817 |
| Total equity capital | $56,869,000 | 1,156 |
| Total bank equity capital | $56,869,000 | 1,156 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $212,000 | 5,561 |
| Surplus | $16,300,000 | 1,658 |
| Undivided profits | $40,357,000 | 899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,359,000 | 2,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,765,000 | 1,052 |
| Earning assets | $628,662,000 | 948 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $645,652,800 | 969 |
| Average Assets, quarterly | $668,466,500 | 969 |
| Volatile liabilities | $370,358,000 | 487 |
| Insider loans | $2,325,000 | 2,700 |
| FHLB advances | $112,400,000 | 398 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $155,441,000 | 727 |
| Tier 1 (core) risk-based capital | $55,672,000 | 1,101 |
| Tier 2 risk-based capital | $4,334,000 | 1,176 |
| Total risk weighted assets | $571,758,000 | 823 |
| Total unused commitments | $155,441,000 | 727 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 155 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $666,386,000 | 978 |
| Cash and due from depository institutions | $17,274,000 | 1,119 |
| Interest-bearing balances | $2,011,000 | 1,768 |
| Securities | $61,700,000 | 1,939 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $561,415,000 | 792 |
| Loan loss allowance | $4,218,000 | 1,227 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,333,000 | 2,236 |
| Other real estate owned | $1,549,000 | 1,119 |
| Goodwill and other intangibles | $773,000 | 1,883 |
| All other assets | $18,342,000 | 1,017 |
| Life insurance assets | $7,208,000 | 787 |
| Total liabilities and capital | $666,386,000 | 978 |
| Total liabilities | $611,000,000 | 958 |
| Total deposits | $504,016,000 | 993 |
| Interest-bearing deposits | $438,885,000 | 980 |
| Deposits held in domestic offices | $504,016,000 | 991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $104,000,000 | 505 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,984,000 | 1,728 |
| Total equity capital | $55,386,000 | 1,182 |
| Total bank equity capital | $55,386,000 | 1,182 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $212,000 | 5,608 |
| Surplus | $16,300,000 | 1,638 |
| Undivided profits | $38,874,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 5,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,021,000 | 1,304 |
| Earning assets | $625,126,000 | 952 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $639,429,250 | 987 |
| Average Assets, quarterly | $655,490,500 | 983 |
| Volatile liabilities | $373,347,000 | 490 |
| Insider loans | $2,368,000 | 2,624 |
| FHLB advances | $104,000,000 | 451 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $192,762,000 | 645 |
| Tier 1 (core) risk-based capital | $53,519,000 | 1,148 |
| Tier 2 risk-based capital | $4,333,000 | 1,187 |
| Total risk weighted assets | $561,617,000 | 839 |
| Total unused commitments | $192,762,000 | 645 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 153 | 1,130 |
| Assets and Liabilities | ||
| Total Assets: | $644,595,000 | 1,000 |
| Cash and due from depository institutions | $17,806,000 | 1,130 |
| Interest-bearing balances | $4,846,000 | 1,022 |
| Securities | $64,456,000 | 1,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $536,669,000 | 819 |
| Loan loss allowance | $4,043,000 | 1,273 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,198,000 | 2,249 |
| Other real estate owned | $1,398,000 | 1,130 |
| Goodwill and other intangibles | $848,000 | 1,822 |
| All other assets | $18,220,000 | 1,024 |
| Life insurance assets | $7,146,000 | 780 |
| Total liabilities and capital | $644,595,000 | 1,000 |
| Total liabilities | $590,097,000 | 984 |
| Total deposits | $466,040,000 | 1,062 |
| Interest-bearing deposits | $408,033,000 | 1,041 |
| Deposits held in domestic offices | $466,040,000 | 1,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $121,500,000 | 459 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,557,000 | 1,806 |
| Total equity capital | $54,498,000 | 1,160 |
| Total bank equity capital | $54,498,000 | 1,160 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $212,000 | 5,615 |
| Surplus | $16,300,000 | 1,594 |
| Undivided profits | $37,986,000 | 910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,859,000 | 1,241 |
| Earning assets | $605,971,000 | 972 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $630,443,670 | 997 |
| Average Assets, quarterly | $639,840,500 | 997 |
| Volatile liabilities | $360,015,000 | 499 |
| Insider loans | $2,132,000 | 2,776 |
| FHLB advances | $121,500,000 | 402 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $168,962,000 | 705 |
| Tier 1 (core) risk-based capital | $52,712,000 | 1,140 |
| Tier 2 risk-based capital | $4,159,000 | 1,221 |
| Total risk weighted assets | $540,274,000 | 858 |
| Total unused commitments | $168,962,000 | 705 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 129 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $635,086,000 | 1,000 |
| Cash and due from depository institutions | $16,549,000 | 1,344 |
| Interest-bearing balances | $1,745,000 | 2,054 |
| Securities | $70,666,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $523,122,000 | 822 |
| Loan loss allowance | $3,818,000 | 1,322 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,918,000 | 2,297 |
| Other real estate owned | $1,228,000 | 1,344 |
| Goodwill and other intangibles | $957,000 | 1,714 |
| All other assets | $17,646,000 | 1,016 |
| Life insurance assets | $7,090,000 | 761 |
| Total liabilities and capital | $635,086,000 | 1,000 |
| Total liabilities | $586,406,000 | 975 |
| Total deposits | $484,802,000 | 1,005 |
| Interest-bearing deposits | $427,493,000 | 966 |
| Deposits held in domestic offices | $484,802,000 | 1,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $98,700,000 | 516 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,904,000 | 1,618 |
| Total equity capital | $48,680,000 | 1,266 |
| Total bank equity capital | $48,680,000 | 1,266 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $212,000 | 5,620 |
| Surplus | $11,500,000 | 2,067 |
| Undivided profits | $36,968,000 | 936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,636,000 | 1,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,654,000 | 1,260 |
| Earning assets | $595,533,000 | 974 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $623,368,000 | 1,006 |
| Average Assets, quarterly | $623,368,000 | 1,006 |
| Volatile liabilities | $351,474,000 | 483 |
| Insider loans | $2,147,000 | 2,727 |
| FHLB advances | $98,700,000 | 463 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $175,378,000 | 678 |
| Tier 1 (core) risk-based capital | $47,100,000 | 1,240 |
| Tier 2 risk-based capital | $3,934,000 | 1,268 |
| Total risk weighted assets | $520,910,000 | 865 |
| Total unused commitments | $175,378,000 | 678 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 128 | 1,359 |
| Assets and Liabilities | ||
| Total Assets: | $611,650,000 | 1,017 |
| Cash and due from depository institutions | $15,182,000 | 1,359 |
| Interest-bearing balances | $1,451,000 | 2,243 |
| Securities | $73,879,000 | 1,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $498,902,000 | 848 |
| Loan loss allowance | $3,518,000 | 1,413 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,812,000 | 2,325 |
| Other real estate owned | $1,002,000 | 1,359 |
| Goodwill and other intangibles | $951,000 | 1,719 |
| All other assets | $16,922,000 | 1,034 |
| Life insurance assets | $7,035,000 | 100 |
| Total liabilities and capital | $611,650,000 | 1,017 |
| Total liabilities | $564,232,000 | 1,002 |
| Total deposits | $456,309,000 | 1,060 |
| Interest-bearing deposits | $399,377,000 | 1,021 |
| Deposits held in domestic offices | $456,309,000 | 1,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $105,200,000 | 506 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,723,000 | 1,664 |
| Total equity capital | $47,418,000 | 1,289 |
| Total bank equity capital | $47,418,000 | 1,289 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $212,000 | 5,643 |
| Surplus | $11,500,000 | 2,031 |
| Undivided profits | $35,706,000 | 961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,641,000 | 1,259 |
| Earning assets | $574,232,000 | 997 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $543,118,400 | 1,091 |
| Average Assets, quarterly | $592,245,000 | 1,037 |
| Volatile liabilities | $341,101,000 | 484 |
| Insider loans | $2,161,000 | 2,684 |
| FHLB advances | $105,200,000 | 443 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $172,332,000 | 681 |
| Tier 1 (core) risk-based capital | $45,882,000 | 1,251 |
| Tier 2 risk-based capital | $3,634,000 | 1,345 |
| Total risk weighted assets | $490,003,000 | 901 |
| Total unused commitments | $172,332,000 | 681 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $572,840,000 | 1,066 |
| Cash and due from depository institutions | $12,052,000 | 1,391 |
| Interest-bearing balances | $1,379,000 | 2,360 |
| Securities | $76,847,000 | 1,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $459,972,000 | 896 |
| Loan loss allowance | $3,193,000 | 1,541 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,689,000 | 2,332 |
| Other real estate owned | $2,897,000 | 1,391 |
| Goodwill and other intangibles | $1,000,000 | 1,665 |
| All other assets | $15,383,000 | 1,106 |
| Life insurance assets | $6,979,000 | 98 |
| Total liabilities and capital | $572,840,000 | 1,066 |
| Total liabilities | $527,049,000 | 1,035 |
| Total deposits | $428,829,000 | 1,091 |
| Interest-bearing deposits | $379,508,000 | 1,045 |
| Deposits held in domestic offices | $428,829,000 | 1,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $95,762,000 | 550 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,458,000 | 1,764 |
| Total equity capital | $45,791,000 | 1,308 |
| Total bank equity capital | $45,791,000 | 1,308 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $212,000 | 5,661 |
| Surplus | $11,500,000 | 1,972 |
| Undivided profits | $34,079,000 | 1,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,111,000 | 1,569 |
| Earning assets | $538,198,000 | 1,034 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $525,985,500 | 1,116 |
| Average Assets, quarterly | $553,486,000 | 1,088 |
| Volatile liabilities | $306,831,000 | 519 |
| Insider loans | $2,426,000 | 2,459 |
| FHLB advances | $94,500,000 | 489 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $170,516,000 | 667 |
| Tier 1 (core) risk-based capital | $43,516,000 | 1,297 |
| Tier 2 risk-based capital | $3,309,000 | 1,444 |
| Total risk weighted assets | $446,376,000 | 945 |
| Total unused commitments | $170,516,000 | 668 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 121 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $534,132,000 | 1,114 |
| Cash and due from depository institutions | $10,727,000 | 1,417 |
| Interest-bearing balances | $1,435,000 | 2,338 |
| Securities | $81,394,000 | 1,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $418,674,000 | 952 |
| Loan loss allowance | $2,885,000 | 1,669 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,676,000 | 2,291 |
| Other real estate owned | $2,879,000 | 1,417 |
| Goodwill and other intangibles | $919,000 | 1,706 |
| All other assets | $14,863,000 | 1,118 |
| Life insurance assets | $6,923,000 | 95 |
| Total liabilities and capital | $534,132,000 | 1,114 |
| Total liabilities | $491,243,000 | 1,086 |
| Total deposits | $392,061,000 | 1,183 |
| Interest-bearing deposits | $347,073,000 | 1,114 |
| Deposits held in domestic offices | $392,061,000 | 1,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $95,980,000 | 556 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,202,000 | 1,347 |
| Total equity capital | $42,889,000 | 1,370 |
| Total bank equity capital | $42,889,000 | 1,370 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $212,000 | 5,658 |
| Surplus | $9,500,000 | 2,254 |
| Undivided profits | $33,177,000 | 1,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,122,000 | 1,413 |
| Earning assets | $501,503,000 | 1,089 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $510,367,330 | 1,130 |
| Average Assets, quarterly | $517,606,500 | 1,134 |
| Volatile liabilities | $279,039,000 | 542 |
| Insider loans | $2,440,000 | 2,417 |
| FHLB advances | $94,700,000 | 493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $151,922,000 | 702 |
| Tier 1 (core) risk-based capital | $40,732,000 | 1,348 |
| Tier 2 risk-based capital | $3,001,000 | 1,565 |
| Total risk weighted assets | $402,831,000 | 1,044 |
| Total unused commitments | $151,922,000 | 704 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 116 | 1,463 |
| Assets and Liabilities | ||
| Total Assets: | $501,081,000 | 1,170 |
| Cash and due from depository institutions | $14,066,000 | 1,463 |
| Interest-bearing balances | $2,651,000 | 1,698 |
| Securities | $83,008,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $381,671,000 | 1,023 |
| Loan loss allowance | $2,866,000 | 1,649 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,716,000 | 2,248 |
| Other real estate owned | $3,190,000 | 1,463 |
| Goodwill and other intangibles | $1,009,000 | 1,644 |
| All other assets | $13,421,000 | 1,207 |
| Life insurance assets | $6,866,000 | 96 |
| Total liabilities and capital | $501,081,000 | 1,170 |
| Total liabilities | $459,327,000 | 1,153 |
| Total deposits | $394,958,000 | 1,155 |
| Interest-bearing deposits | $347,159,000 | 1,111 |
| Deposits held in domestic offices | $394,958,000 | 1,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $61,399,000 | 757 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,970,000 | 1,428 |
| Total equity capital | $41,754,000 | 1,375 |
| Total bank equity capital | $41,754,000 | 1,375 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $212,000 | 5,704 |
| Surplus | $9,500,000 | 2,209 |
| Undivided profits | $32,042,000 | 1,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,849,000 | 1,610 |
| Earning assets | $467,330,000 | 1,149 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $498,485,000 | 1,156 |
| Average Assets, quarterly | $498,485,000 | 1,156 |
| Volatile liabilities | $238,129,000 | 593 |
| Insider loans | $2,452,000 | 2,363 |
| FHLB advances | $60,100,000 | 699 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $136,331,000 | 756 |
| Tier 1 (core) risk-based capital | $39,575,000 | 1,362 |
| Tier 2 risk-based capital | $2,876,000 | 1,597 |
| Total risk weighted assets | $365,579,000 | 1,135 |
| Total unused commitments | $136,331,000 | 756 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $495,889,000 | 1,166 |
| Cash and due from depository institutions | $11,131,000 | 1,283 |
| Interest-bearing balances | $2,453,000 | 1,818 |
| Securities | $85,883,000 | 1,486 |
| Federal funds sold & reverse repurchase agreements | $9,120,000 | 1,275 |
| Net loans & leases | $366,290,000 | 1,067 |
| Loan loss allowance | $2,798,000 | 1,661 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,871,000 | 2,160 |
| Other real estate owned | $3,476,000 | 1,283 |
| Goodwill and other intangibles | $1,063,000 | 1,602 |
| All other assets | $14,055,000 | 1,115 |
| Life insurance assets | $6,809,000 | 99 |
| Total liabilities and capital | $495,889,000 | 1,166 |
| Total liabilities | $459,967,000 | 1,137 |
| Total deposits | $394,843,000 | 1,130 |
| Interest-bearing deposits | $349,702,000 | 1,084 |
| Deposits held in domestic offices | $394,843,000 | 1,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $61,417,000 | 770 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,707,000 | 1,162 |
| Total equity capital | $35,922,000 | 1,593 |
| Total bank equity capital | $35,922,000 | 1,593 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $212,000 | 5,722 |
| Surplus | $4,500,000 | 3,802 |
| Undivided profits | $31,210,000 | 1,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,872,000 | 1,548 |
| Earning assets | $463,746,000 | 1,151 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $488,318,000 | 1,124 |
| Average Assets, quarterly | $494,115,500 | 1,157 |
| Volatile liabilities | $238,921,000 | 578 |
| Insider loans | $2,471,000 | 2,350 |
| FHLB advances | $60,100,000 | 704 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $116,693,000 | 838 |
| Tier 1 (core) risk-based capital | $33,257,000 | 1,632 |
| Tier 2 risk-based capital | $2,808,000 | 1,613 |
| Total risk weighted assets | $347,169,000 | 1,187 |
| Total unused commitments | $116,693,000 | 839 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 128 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $492,342,000 | 1,160 |
| Cash and due from depository institutions | $21,123,000 | 1,340 |
| Interest-bearing balances | $7,254,000 | 807 |
| Securities | $89,551,000 | 1,432 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $357,458,000 | 1,063 |
| Loan loss allowance | $2,803,000 | 1,653 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,894,000 | 2,115 |
| Other real estate owned | $4,540,000 | 1,340 |
| Goodwill and other intangibles | $897,000 | 1,692 |
| All other assets | $13,879,000 | 1,114 |
| Life insurance assets | $6,753,000 | 94 |
| Total liabilities and capital | $492,342,000 | 1,160 |
| Total liabilities | $457,561,000 | 1,121 |
| Total deposits | $383,109,000 | 1,155 |
| Interest-bearing deposits | $334,271,000 | 1,132 |
| Deposits held in domestic offices | $383,109,000 | 1,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $71,435,000 | 685 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,017,000 | 1,379 |
| Total equity capital | $34,781,000 | 1,627 |
| Total bank equity capital | $34,781,000 | 1,627 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $212,000 | 5,750 |
| Surplus | $4,500,000 | 3,754 |
| Undivided profits | $30,069,000 | 1,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,702,000 | 1,772 |
| Earning assets | $454,263,000 | 1,159 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $486,425,250 | 1,128 |
| Average Assets, quarterly | $492,222,500 | 1,143 |
| Volatile liabilities | $236,441,000 | 568 |
| Insider loans | $2,334,000 | 2,413 |
| FHLB advances | $70,100,000 | 624 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $104,053,000 | 901 |
| Tier 1 (core) risk-based capital | $31,513,000 | 1,701 |
| Tier 2 risk-based capital | $2,813,000 | 1,586 |
| Total risk weighted assets | $333,687,000 | 1,207 |
| Total unused commitments | $104,053,000 | 903 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 145 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $492,103,000 | 1,140 |
| Cash and due from depository institutions | $18,851,000 | 1,165 |
| Interest-bearing balances | $507,000 | 3,528 |
| Securities | $107,398,000 | 1,205 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $342,700,000 | 1,073 |
| Loan loss allowance | $2,706,000 | 1,706 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,025,000 | 2,040 |
| Other real estate owned | $3,958,000 | 1,165 |
| Goodwill and other intangibles | $682,000 | 1,873 |
| All other assets | $13,489,000 | 1,148 |
| Life insurance assets | $6,695,000 | 96 |
| Total liabilities and capital | $492,103,000 | 1,140 |
| Total liabilities | $458,273,000 | 1,106 |
| Total deposits | $374,859,000 | 1,157 |
| Interest-bearing deposits | $330,300,000 | 1,127 |
| Deposits held in domestic offices | $374,859,000 | 1,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $81,052,000 | 627 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,362,000 | 1,561 |
| Total equity capital | $33,830,000 | 1,609 |
| Total bank equity capital | $33,830,000 | 1,609 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $212,000 | 5,790 |
| Surplus | $4,500,000 | 3,713 |
| Undivided profits | $29,118,000 | 1,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,791,000 | 1,522 |
| Earning assets | $450,605,000 | 1,141 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $484,453,000 | 1,128 |
| Average Assets, quarterly | $489,903,000 | 1,126 |
| Volatile liabilities | $236,675,000 | 563 |
| Insider loans | $2,349,000 | 2,375 |
| FHLB advances | $79,700,000 | 568 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $79,639,000 | 1,075 |
| Tier 1 (core) risk-based capital | $30,994,000 | 1,679 |
| Tier 2 risk-based capital | $2,716,000 | 1,617 |
| Total risk weighted assets | $304,461,000 | 1,301 |
| Total unused commitments | $79,639,000 | 1,075 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 139 | 1,216 |
| Assets and Liabilities | ||
| Total Assets: | $487,703,000 | 1,135 |
| Cash and due from depository institutions | $16,155,000 | 1,216 |
| Interest-bearing balances | $220,000 | 4,523 |
| Securities | $111,999,000 | 1,175 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 960 |
| Net loans & leases | $321,550,000 | 1,121 |
| Loan loss allowance | $2,706,000 | 1,688 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,085,000 | 1,974 |
| Other real estate owned | $3,888,000 | 1,216 |
| Goodwill and other intangibles | $587,000 | 1,961 |
| All other assets | $13,439,000 | 1,087 |
| Life insurance assets | $6,633,000 | 96 |
| Total liabilities and capital | $487,703,000 | 1,135 |
| Total liabilities | $453,640,000 | 1,097 |
| Total deposits | $378,875,000 | 1,125 |
| Interest-bearing deposits | $333,753,000 | 1,099 |
| Deposits held in domestic offices | $378,875,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $72,469,000 | 644 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,296,000 | 1,778 |
| Total equity capital | $34,063,000 | 1,638 |
| Total bank equity capital | $34,063,000 | 1,638 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $212,000 | 5,804 |
| Surplus | $4,500,000 | 3,674 |
| Undivided profits | $29,351,000 | 1,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,681,000 | 1,647 |
| Earning assets | $448,769,000 | 1,133 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $480,628,000 | 1,134 |
| Average Assets, quarterly | $480,628,000 | 1,134 |
| Volatile liabilities | $229,538,000 | 565 |
| Insider loans | $1,747,000 | 2,913 |
| FHLB advances | $71,100,000 | 586 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $70,141,000 | 1,161 |
| Tier 1 (core) risk-based capital | $30,958,000 | 1,663 |
| Tier 2 risk-based capital | $2,716,000 | 1,604 |
| Total risk weighted assets | $293,287,000 | 1,326 |
| Total unused commitments | $70,141,000 | 1,165 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 140 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $473,553,000 | 1,161 |
| Cash and due from depository institutions | $15,796,000 | 1,209 |
| Interest-bearing balances | $817,000 | 3,156 |
| Securities | $90,987,000 | 1,475 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 621 |
| Net loans & leases | $325,383,000 | 1,100 |
| Loan loss allowance | $2,715,000 | 1,686 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,040,000 | 1,963 |
| Other real estate owned | $3,735,000 | 1,209 |
| Goodwill and other intangibles | $550,000 | 1,986 |
| All other assets | $14,062,000 | 1,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $473,553,000 | 1,161 |
| Total liabilities | $440,070,000 | 1,125 |
| Total deposits | $363,554,000 | 1,178 |
| Interest-bearing deposits | $324,502,000 | 1,143 |
| Deposits held in domestic offices | $363,554,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $74,487,000 | 648 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,029,000 | 1,846 |
| Total equity capital | $33,483,000 | 1,635 |
| Total bank equity capital | $33,483,000 | 1,635 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $212,000 | 5,846 |
| Surplus | $4,500,000 | 3,638 |
| Undivided profits | $28,771,000 | 1,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 5,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,256,000 | 2,393 |
| Earning assets | $435,187,000 | 1,161 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $454,089,800 | 1,180 |
| Average Assets, quarterly | $470,558,500 | 1,160 |
| Volatile liabilities | $219,845,000 | 584 |
| Insider loans | $1,773,000 | 2,848 |
| FHLB advances | $73,100,000 | 576 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $57,603,000 | 1,297 |
| Tier 1 (core) risk-based capital | $30,533,000 | 1,679 |
| Tier 2 risk-based capital | $2,725,000 | 1,583 |
| Total risk weighted assets | $286,249,000 | 1,345 |
| Total unused commitments | $57,603,000 | 1,299 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 126 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $467,564,000 | 1,189 |
| Cash and due from depository institutions | $15,872,000 | 1,393 |
| Interest-bearing balances | $3,270,000 | 1,808 |
| Securities | $96,942,000 | 1,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $332,061,000 | 1,068 |
| Loan loss allowance | $2,708,000 | 1,710 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,087,000 | 1,934 |
| Other real estate owned | $3,680,000 | 1,393 |
| Goodwill and other intangibles | $526,000 | 1,995 |
| All other assets | $13,396,000 | 1,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $467,564,000 | 1,189 |
| Total liabilities | $434,670,000 | 1,155 |
| Total deposits | $355,988,000 | 1,230 |
| Interest-bearing deposits | $317,746,000 | 1,189 |
| Deposits held in domestic offices | $355,988,000 | 1,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $76,503,000 | 619 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,179,000 | 1,798 |
| Total equity capital | $32,894,000 | 1,658 |
| Total bank equity capital | $32,894,000 | 1,658 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $212,000 | 5,883 |
| Surplus | $4,501,000 | 3,570 |
| Undivided profits | $28,181,000 | 1,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 4,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,486,000 | 2,099 |
| Earning assets | $432,273,000 | 1,184 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $449,224,000 | 1,204 |
| Average Assets, quarterly | $458,281,500 | 1,205 |
| Volatile liabilities | $217,216,000 | 578 |
| Insider loans | $1,780,000 | 2,832 |
| FHLB advances | $75,100,000 | 547 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $59,231,000 | 1,293 |
| Tier 1 (core) risk-based capital | $29,948,000 | 1,719 |
| Tier 2 risk-based capital | $2,718,000 | 1,585 |
| Total risk weighted assets | $286,026,000 | 1,337 |
| Total unused commitments | $59,231,000 | 1,296 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 131 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $448,999,000 | 1,223 |
| Cash and due from depository institutions | $14,418,000 | 1,334 |
| Interest-bearing balances | $1,194,000 | 3,040 |
| Securities | $72,877,000 | 1,716 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,844 |
| Net loans & leases | $332,137,000 | 1,066 |
| Loan loss allowance | $2,634,000 | 1,714 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,074,000 | 2,363 |
| Other real estate owned | $3,569,000 | 1,334 |
| Goodwill and other intangibles | $477,000 | 1,994 |
| All other assets | $12,747,000 | 1,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,999,000 | 1,223 |
| Total liabilities | $415,920,000 | 1,201 |
| Total deposits | $351,423,000 | 1,231 |
| Interest-bearing deposits | $313,514,000 | 1,199 |
| Deposits held in domestic offices | $351,423,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $62,520,000 | 711 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,977,000 | 2,025 |
| Total equity capital | $33,079,000 | 1,653 |
| Total bank equity capital | $33,079,000 | 1,653 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $212,000 | 5,898 |
| Surplus | $4,501,000 | 3,540 |
| Undivided profits | $28,366,000 | 1,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 5,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,567,000 | 1,887 |
| Earning assets | $414,908,000 | 1,212 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $443,110,670 | 1,214 |
| Average Assets, quarterly | $448,506,000 | 1,213 |
| Volatile liabilities | $202,089,000 | 604 |
| Insider loans | $1,373,000 | 3,343 |
| FHLB advances | $61,100,000 | 646 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $61,041,000 | 1,231 |
| Tier 1 (core) risk-based capital | $29,850,000 | 1,679 |
| Tier 2 risk-based capital | $2,644,000 | 1,583 |
| Total risk weighted assets | $285,760,000 | 1,321 |
| Total unused commitments | $61,041,000 | 1,241 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 133 | 1,274 |
| Assets and Liabilities | ||
| Total Assets: | $448,013,000 | 1,210 |
| Cash and due from depository institutions | $29,753,000 | 1,274 |
| Interest-bearing balances | $17,241,000 | 485 |
| Securities | $73,076,000 | 1,683 |
| Federal funds sold & reverse repurchase agreements | $13,200,000 | 1,239 |
| Net loans & leases | $311,018,000 | 1,103 |
| Loan loss allowance | $2,521,000 | 1,747 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,151,000 | 2,294 |
| Other real estate owned | $3,311,000 | 1,274 |
| Goodwill and other intangibles | $437,000 | 2,032 |
| All other assets | $13,067,000 | 1,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,014,000 | 1,210 |
| Total liabilities | $415,313,000 | 1,182 |
| Total deposits | $355,579,000 | 1,192 |
| Interest-bearing deposits | $322,692,000 | 1,145 |
| Deposits held in domestic offices | $355,579,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $57,436,000 | 729 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,298,000 | 1,849 |
| Total equity capital | $32,701,000 | 1,636 |
| Total bank equity capital | $32,701,000 | 1,636 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $212,000 | 5,922 |
| Surplus | $4,501,000 | 3,499 |
| Undivided profits | $27,988,000 | 1,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 4,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,529,000 | 1,964 |
| Earning assets | $414,535,000 | 1,202 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $440,166,500 | 1,221 |
| Average Assets, quarterly | $440,166,500 | 1,221 |
| Volatile liabilities | $201,882,000 | 599 |
| Insider loans | $960,000 | 4,033 |
| FHLB advances | $56,000,000 | 665 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $60,095,000 | 1,207 |
| Tier 1 (core) risk-based capital | $29,221,000 | 1,689 |
| Tier 2 risk-based capital | $2,531,000 | 1,617 |
| Total risk weighted assets | $272,287,000 | 1,357 |
| Total unused commitments | $60,095,000 | 1,217 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 129 | 1,316 |
| Assets and Liabilities | ||
| Total Assets: | $432,320,000 | 1,235 |
| Cash and due from depository institutions | $14,764,000 | 1,316 |
| Interest-bearing balances | $5,391,000 | 1,347 |
| Securities | $88,431,000 | 1,392 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,280 |
| Net loans & leases | $304,754,000 | 1,121 |
| Loan loss allowance | $2,461,000 | 1,748 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,052,000 | 2,318 |
| Other real estate owned | $3,373,000 | 1,316 |
| Goodwill and other intangibles | $409,000 | 2,053 |
| All other assets | $12,537,000 | 1,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,320,000 | 1,235 |
| Total liabilities | $400,096,000 | 1,205 |
| Total deposits | $337,895,000 | 1,241 |
| Interest-bearing deposits | $306,376,000 | 1,195 |
| Deposits held in domestic offices | $337,895,000 | 1,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $59,450,000 | 723 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,751,000 | 1,587 |
| Total equity capital | $32,224,000 | 1,627 |
| Total bank equity capital | $32,224,000 | 1,627 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $212,000 | 5,943 |
| Surplus | $4,501,000 | 3,460 |
| Undivided profits | $27,511,000 | 1,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,471,000 | 2,145 |
| Earning assets | $402,576,000 | 1,217 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $419,878,600 | 1,210 |
| Average Assets, quarterly | $436,573,500 | 1,211 |
| Volatile liabilities | $188,035,000 | 627 |
| Insider loans | $965,000 | 4,034 |
| FHLB advances | $58,000,000 | 645 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $56,240,000 | 1,233 |
| Tier 1 (core) risk-based capital | $28,580,000 | 1,690 |
| Tier 2 risk-based capital | $2,471,000 | 1,611 |
| Total risk weighted assets | $258,405,000 | 1,396 |
| Total unused commitments | $56,240,000 | 1,235 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 123 | 1,347 |
| Assets and Liabilities | ||
| Total Assets: | $392,031,000 | 1,305 |
| Cash and due from depository institutions | $10,257,000 | 1,347 |
| Interest-bearing balances | $2,855,000 | 1,874 |
| Securities | $64,390,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,319 |
| Net loans & leases | $287,559,000 | 1,156 |
| Loan loss allowance | $2,111,000 | 1,881 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,107,000 | 2,204 |
| Other real estate owned | $3,410,000 | 1,347 |
| Goodwill and other intangibles | $215,000 | 2,327 |
| All other assets | $11,093,000 | 1,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $392,031,000 | 1,305 |
| Total liabilities | $364,937,000 | 1,262 |
| Total deposits | $299,897,000 | 1,328 |
| Interest-bearing deposits | $273,564,000 | 1,269 |
| Deposits held in domestic offices | $299,897,000 | 1,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,600,000 | 914 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $48,730,000 | 777 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,710,000 | 1,593 |
| Total equity capital | $27,094,000 | 1,801 |
| Total bank equity capital | $27,094,000 | 1,801 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $212,000 | 6,081 |
| Surplus | $1,701,000 | 5,840 |
| Undivided profits | $25,181,000 | 1,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,088,000 | 2,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,529,000 | 2,212 |
| Earning assets | $365,804,000 | 1,281 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $357,268,600 | 1,351 |
| Average Assets, quarterly | $385,450,000 | 1,308 |
| Volatile liabilities | $160,359,000 | 684 |
| Insider loans | $983,000 | 3,967 |
| FHLB advances | $47,000,000 | 709 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $45,737,000 | 1,352 |
| Tier 1 (core) risk-based capital | $24,559,000 | 1,885 |
| Tier 2 risk-based capital | $2,121,000 | 1,741 |
| Total risk weighted assets | $247,016,000 | 1,393 |
| Total unused commitments | $45,737,000 | 1,357 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 123 | 1,339 |
| Assets and Liabilities | ||
| Total Assets: | $340,441,000 | 1,417 |
| Cash and due from depository institutions | $5,700,000 | 1,339 |
| Interest-bearing balances | $116,000 | 4,392 |
| Securities | $40,010,000 | 2,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $265,014,000 | 1,199 |
| Loan loss allowance | $1,923,000 | 1,984 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,089,000 | 2,152 |
| Other real estate owned | $11,758,000 | 1,339 |
| Goodwill and other intangibles | $115,000 | 2,559 |
| All other assets | $13,755,000 | 777 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,441,000 | 1,417 |
| Total liabilities | $317,673,000 | 1,364 |
| Total deposits | $272,353,000 | 1,386 |
| Interest-bearing deposits | $254,087,000 | 1,297 |
| Deposits held in domestic offices | $272,353,000 | 1,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $43,283,000 | 801 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,037,000 | 2,036 |
| Total equity capital | $22,768,000 | 2,055 |
| Total bank equity capital | $22,768,000 | 2,055 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $212,000 | 6,269 |
| Surplus | $1,000 | 9,122 |
| Undivided profits | $22,555,000 | 1,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,454,000 | 1,802 |
| Earning assets | $305,140,000 | 1,446 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $318,678,400 | 1,439 |
| Average Assets, quarterly | $336,173,500 | 1,414 |
| Volatile liabilities | $120,279,000 | 861 |
| Insider loans | $994,000 | 3,889 |
| FHLB advances | $34,600,000 | 271 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,513,000 | 1,518 |
| Tier 1 (core) risk-based capital | $11,873,000 | 3,691 |
| Tier 2 risk-based capital | $1,933,000 | 1,840 |
| Total risk weighted assets | $236,529,000 | 1,382 |
| Total unused commitments | $35,513,000 | 1,519 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 111 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $297,719,000 | 1,584 |
| Cash and due from depository institutions | $4,696,000 | 1,536 |
| Interest-bearing balances | $252,000 | 3,784 |
| Securities | $53,107,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $221,194,000 | 1,382 |
| Loan loss allowance | $2,035,000 | 1,795 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,461,000 | 1,913 |
| Other real estate owned | $9,287,000 | 1,536 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,974,000 | 1,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,719,000 | 1,584 |
| Total liabilities | $276,497,000 | 1,541 |
| Total deposits | $243,738,000 | 1,557 |
| Interest-bearing deposits | $230,958,000 | 1,412 |
| Deposits held in domestic offices | $243,738,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,096,000 | 1,012 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,663,000 | 2,185 |
| Total equity capital | $21,222,000 | 2,093 |
| Total bank equity capital | $21,222,000 | 2,093 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $212,000 | 6,485 |
| Surplus | $1,000 | 9,424 |
| Undivided profits | $21,009,000 | 1,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,100,000 | 2,041 |
| Earning assets | $274,553,000 | 1,581 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $289,226,400 | 1,558 |
| Average Assets, quarterly | $293,793,000 | 1,588 |
| Volatile liabilities | $78,777,000 | 1,152 |
| Insider loans | $1,000,000 | 3,733 |
| FHLB advances | $22,100,000 | 344 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,240,000 | 3,111 |
| Tier 1 (core) risk-based capital | $17,980,000 | 2,445 |
| Tier 2 risk-based capital | $2,045,000 | 1,653 |
| Total risk weighted assets | $195,884,000 | 1,593 |
| Total unused commitments | $13,240,000 | 3,114 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 88 | 1,956 |
| Assets and Liabilities | ||
| Total Assets: | $287,605,000 | 1,597 |
| Cash and due from depository institutions | $16,656,000 | 1,956 |
| Interest-bearing balances | $12,448,000 | 477 |
| Securities | $57,072,000 | 2,031 |
| Federal funds sold & reverse repurchase agreements | $14,850,000 | 1,099 |
| Net loans & leases | $184,342,000 | 1,526 |
| Loan loss allowance | $2,035,000 | 1,733 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,091,000 | 2,620 |
| Other real estate owned | $6,644,000 | 1,956 |
| Goodwill and other intangibles | $19,000 | 3,190 |
| All other assets | $4,931,000 | 1,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,605,000 | 1,597 |
| Total liabilities | $265,928,000 | 1,545 |
| Total deposits | $247,096,000 | 1,503 |
| Interest-bearing deposits | $239,836,000 | 1,331 |
| Deposits held in domestic offices | $247,096,000 | 1,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,990,000 | 1,155 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,842,000 | 2,141 |
| Total equity capital | $21,677,000 | 2,076 |
| Total bank equity capital | $21,677,000 | 2,076 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $212,000 | 6,602 |
| Surplus | $1,000 | 9,667 |
| Undivided profits | $21,464,000 | 1,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $905,000 | 2,475 |
| Earning assets | $268,712,000 | 1,580 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $281,131,000 | 1,538 |
| Average Assets, quarterly | $281,941,000 | 1,596 |
| Volatile liabilities | $55,873,000 | 1,268 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $10,000,000 | 412 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,740,000 | 4,245 |
| Tier 1 (core) risk-based capital | $17,841,000 | 2,397 |
| Tier 2 risk-based capital | $1,971,000 | 1,639 |
| Total risk weighted assets | $157,593,000 | 1,825 |
| Total unused commitments | $7,740,000 | 4,250 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 74 | 2,424 |
| Assets and Liabilities | ||
| Total Assets: | $277,974,000 | 1,638 |
| Cash and due from depository institutions | $3,210,000 | 2,424 |
| Interest-bearing balances | $650,000 | 2,895 |
| Securities | $76,897,000 | 1,503 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 5,721 |
| Net loans & leases | $182,010,000 | 1,548 |
| Loan loss allowance | $2,035,000 | 1,765 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,071,000 | 5,761 |
| Other real estate owned | $7,459,000 | 2,424 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,877,000 | 1,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,974,000 | 1,638 |
| Total liabilities | $254,824,000 | 1,613 |
| Total deposits | $233,520,000 | 1,592 |
| Interest-bearing deposits | $230,250,000 | 1,392 |
| Deposits held in domestic offices | $233,520,000 | 1,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $19,272,000 | 976 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,032,000 | 1,998 |
| Total equity capital | $23,150,000 | 1,932 |
| Total bank equity capital | $23,150,000 | 1,932 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $212,000 | 6,880 |
| Surplus | $1,000 | 10,082 |
| Undivided profits | $22,937,000 | 1,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,389,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $969,000 | 2,341 |
| Earning assets | $261,007,000 | 1,600 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $271,333,800 | 1,596 |
| Average Assets, quarterly | $276,630,000 | 1,627 |
| Volatile liabilities | $45,729,000 | 1,514 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $10,000,000 | 415 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,012,000 | 7,406 |
| Tier 1 (core) risk-based capital | $21,747,000 | 1,948 |
| Tier 2 risk-based capital | $1,828,000 | 1,669 |
| Total risk weighted assets | $146,037,000 | 1,918 |
| Total unused commitments | $2,012,000 | 7,415 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $268,022,000 | 1,729 |
| Cash and due from depository institutions | $1,875,000 | 2,579 |
| Interest-bearing balances | $18,000 | 5,971 |
| Securities | $83,979,000 | 1,437 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 4,567 |
| Net loans & leases | $165,654,000 | 1,737 |
| Loan loss allowance | $3,456,000 | 1,183 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $578,000 | 7,717 |
| Other real estate owned | $7,512,000 | 2,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,174,000 | 1,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $268,022,000 | 1,729 |
| Total liabilities | $246,357,000 | 1,696 |
| Total deposits | $224,588,000 | 1,707 |
| Interest-bearing deposits | $221,663,000 | 1,509 |
| Deposits held in domestic offices | $224,588,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $19,513,000 | 951 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,256,000 | 1,839 |
| Total equity capital | $21,665,000 | 2,064 |
| Total bank equity capital | $21,665,000 | 2,064 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $212,000 | 7,257 |
| Surplus | $1,000 | 10,584 |
| Undivided profits | $21,452,000 | 1,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,925,000 | 1,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $943,000 | 2,397 |
| Earning assets | $251,901,000 | 1,687 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $273,412,800 | 1,638 |
| Average Assets, quarterly | $269,472,000 | 1,703 |
| Volatile liabilities | $41,038,000 | 1,611 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $10,000,000 | 442 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,008,000 | 8,824 |
| Tier 1 (core) risk-based capital | $20,198,000 | 2,137 |
| Tier 2 risk-based capital | $1,633,000 | 1,898 |
| Total risk weighted assets | $130,193,000 | 2,165 |
| Total unused commitments | $1,008,000 | 8,838 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $263,466,000 | 1,786 |
| Cash and due from depository institutions | $4,683,000 | 2,631 |
| Interest-bearing balances | $55,000 | 5,676 |
| Securities | $79,645,000 | 1,581 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,165 |
| Net loans & leases | $160,428,000 | 1,768 |
| Loan loss allowance | $3,122,000 | 1,315 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $642,000 | 7,538 |
| Other real estate owned | $5,549,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,019,000 | 1,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,466,000 | 1,786 |
| Total liabilities | $242,244,000 | 1,752 |
| Total deposits | $225,124,000 | 1,728 |
| Interest-bearing deposits | $223,993,000 | 1,525 |
| Deposits held in domestic offices | $225,124,000 | 1,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,789,000 | 950 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,331,000 | 2,894 |
| Total equity capital | $21,222,000 | 2,102 |
| Total bank equity capital | $21,222,000 | 2,102 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $212,000 | 7,629 |
| Surplus | $1,000 | 11,039 |
| Undivided profits | $21,009,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,395,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $941,000 | 2,460 |
| Earning assets | $244,628,000 | 1,756 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $263,521,000 | 1,719 |
| Average Assets, quarterly | $263,623,500 | 1,772 |
| Volatile liabilities | $31,417,000 | 1,790 |
| Insider loans | $321,000 | 6,865 |
| FHLB advances | $11,000,000 | 391 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $513,000 | 9,969 |
| Tier 1 (core) risk-based capital | $19,509,000 | 2,200 |
| Tier 2 risk-based capital | $1,746,000 | 1,786 |
| Total risk weighted assets | $139,199,000 | 2,000 |
| Total unused commitments | $513,000 | 9,980 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 73 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $263,328,000 | 1,748 |
| Cash and due from depository institutions | $5,821,000 | 2,740 |
| Interest-bearing balances | $76,000 | 5,919 |
| Securities | $95,770,000 | 1,347 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,198 |
| Net loans & leases | $150,399,000 | 1,849 |
| Loan loss allowance | $3,306,000 | 1,278 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $542,000 | 8,235 |
| Other real estate owned | $381,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,415,000 | 1,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,328,000 | 1,748 |
| Total liabilities | $246,650,000 | 1,703 |
| Total deposits | $232,736,000 | 1,631 |
| Interest-bearing deposits | $231,686,000 | 1,418 |
| Deposits held in domestic offices | $232,736,000 | 1,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,000,000 | 1,096 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $914,000 | 3,279 |
| Total equity capital | $16,678,000 | 2,441 |
| Total bank equity capital | $16,678,000 | 2,441 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $212,000 | 8,068 |
| Surplus | $1,000 | 11,562 |
| Undivided profits | $16,465,000 | 1,427 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,446,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $795,000 | 2,565 |
| Earning assets | $250,245,000 | 1,693 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $268,560,000 | 1,669 |
| Average Assets, quarterly | $263,336,500 | 1,736 |
| Volatile liabilities | $30,712,000 | 1,786 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $13,000,000 | 417 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,798,000 | 6,562 |
| Tier 1 (core) risk-based capital | $16,678,000 | 2,469 |
| Tier 2 risk-based capital | $1,858,000 | 1,690 |
| Total risk weighted assets | $147,831,000 | 1,874 |
| Total unused commitments | $2,798,000 | 6,573 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 0 | 13,265 |
| Assets and Liabilities | ||
| Total Assets: | $279,981,000 | 1,663 |
| Cash and due from depository institutions | $4,323,000 | 13,265 |
| Interest-bearing balances | $30,000 | 7,207 |
| Securities | $100,607,000 | 1,365 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,690 |
| Net loans & leases | $158,659,000 | 1,728 |
| Loan loss allowance | $3,136,000 | 1,418 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $545,000 | 8,434 |
| Other real estate owned | $2,047,000 | 13,265 |
| Goodwill and other intangibles | $5,000 | 2,963 |
| All other assets | $10,095,000 | 946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,981,000 | 1,663 |
| Total liabilities | $264,387,000 | 1,617 |
| Total deposits | $263,581,000 | 1,513 |
| Interest-bearing deposits | $262,366,000 | 1,311 |
| Deposits held in domestic offices | $263,581,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $806,000 | 3,710 |
| Total equity capital | $15,594,000 | 2,594 |
| Total bank equity capital | $15,594,000 | 2,594 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $212,000 | 8,484 |
| Surplus | $1,000 | 12,102 |
| Undivided profits | $15,381,000 | 1,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,720,000 | 1,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $893,000 | 1,976 |
| Earning assets | $262,996,000 | 1,627 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $296,210,800 | 1,538 |
| Average Assets, quarterly | $283,838,000 | 1,633 |
| Volatile liabilities | $20,307,000 | 2,369 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $780,000 | 9,766 |
| Tier 1 (core) risk-based capital | $15,594,000 | 2,535 |
| Tier 2 risk-based capital | $2,043,000 | 1,548 |
| Total risk weighted assets | $162,823,000 | 1,687 |
| Total unused commitments | $780,000 | 9,793 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $313,950,000 | 1,556 |
| Cash and due from depository institutions | $3,632,000 | 3,112 |
| Interest-bearing balances | $57,000 | 7,612 |
| Securities | $117,977,000 | 1,146 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,965 |
| Net loans & leases | $160,200,000 | 1,749 |
| Loan loss allowance | $1,011,000 | 3,679 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $697,000 | 7,650 |
| Other real estate owned | $11,184,000 | 3,112 |
| Goodwill and other intangibles | $16,000 | 2,800 |
| All other assets | $14,744,000 | 759 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,950,000 | 1,556 |
| Total liabilities | $292,797,000 | 1,530 |
| Total deposits | $290,973,000 | 1,451 |
| Interest-bearing deposits | $290,198,000 | 1,270 |
| Deposits held in domestic offices | $290,973,000 | 1,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,824,000 | 2,019 |
| Total equity capital | $21,153,000 | 1,840 |
| Total bank equity capital | $21,153,000 | 1,840 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $212,000 | 8,906 |
| Surplus | $1,000 | 12,586 |
| Undivided profits | $20,940,000 | 1,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,605,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,028,000 | 1,901 |
| Earning assets | $283,734,000 | 1,559 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $333,496,200 | 1,447 |
| Average Assets, quarterly | $327,835,000 | 1,486 |
| Volatile liabilities | $21,775,000 | 2,194 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $342,000 | 11,116 |
| Tier 1 (core) risk-based capital | $19,277,000 | 1,968 |
| Tier 2 risk-based capital | $1,266,000 | 2,357 |
| Total risk weighted assets | $191,433,000 | 1,506 |
| Total unused commitments | $342,000 | 11,137 |
| Derivatives | $0 | 651 |