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FSNB, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,878,0002,198
Total interest expense$1,261,0003,506
Net interest income$14,617,0001,849
Provision for loan and lease losses$2,166,000534
Total noninterest income$46,693,000261
Gross Fiduciary activities income$0981
Service charges on deposit accounts$38,572,00055
Trading account gains and fees$0123
Additional Noninterest Income$8,121,000628
Total noninterest expense$44,549,000630
Salaries and employee benefits$26,798,000583
Premises and equipment expense$7,202,000406
Additional noninterest expense$8,121,000628
Pre-tax net operating income$14,595,000875
Securities gains (losses)$562,00093
Applicable income taxes$03,369
Income before extraordinary items$15,157,000734
Extraordinary gains, net$054
Net income$15,157,000745
Minority interest net income$088
Net income of bank and minority interests.$15,157,000737
Net charge-offs$2,268,000354
Cash dividends$11,700,000443
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,595,000760
2023-09-30 (YTD Data)Rank
Total interest income$11,777,0002,179
Total interest expense$937,0003,426
Net interest income$10,840,0001,883
Provision for loan and lease losses$1,539,000523
Total noninterest income$35,274,000253
Gross Fiduciary activities income$0950
Service charges on deposit accounts$29,252,00054
Trading account gains and fees$0125
Additional Noninterest Income$6,022,000646
Total noninterest expense$33,734,000628
Salaries and employee benefits$20,096,000584
Premises and equipment expense$5,798,000377
Additional noninterest expense$6,022,000646
Pre-tax net operating income$10,841,000914
Securities gains (losses)$485,00061
Applicable income taxes$03,407
Income before extraordinary items$11,326,000748
Extraordinary gains, net$052
Net income$11,326,000752
Minority interest net income$081
Net income of bank and minority interests.$11,326,000748
Net charge-offs$1,620,000330
Cash dividends$8,500,000418
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,841,000789
2023-06-30 (YTD Data)Rank
Total interest income$7,756,0002,168
Total interest expense$629,0003,279
Net interest income$7,127,0001,917
Provision for loan and lease losses$1,010,000506
Total noninterest income$23,017,000249
Gross Fiduciary activities income$0931
Service charges on deposit accounts$19,507,00053
Trading account gains and fees$0112
Additional Noninterest Income$3,510,000675
Total noninterest expense$22,377,000615
Salaries and employee benefits$13,243,000581
Premises and equipment expense$3,931,000365
Additional noninterest expense$3,510,000675
Pre-tax net operating income$6,757,000970
Securities gains (losses)$134,000146
Applicable income taxes$03,436
Income before extraordinary items$6,891,000813
Extraordinary gains, net$051
Net income$6,891,000824
Minority interest net income$081
Net income of bank and minority interests.$6,891,000813
Net charge-offs$1,017,000306
Cash dividends$5,750,000406
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,757,000839
2023-03-31 (YTD Data)Rank
Total interest income$3,887,0002,139
Total interest expense$357,0002,990
Net interest income$3,530,0001,942
Provision for loan and lease losses$491,000520
Total noninterest income$11,563,000248
Gross Fiduciary activities income$0913
Service charges on deposit accounts$9,771,00054
Trading account gains and fees$097
Additional Noninterest Income$1,792,000654
Total noninterest expense$11,102,000636
Salaries and employee benefits$6,576,000602
Premises and equipment expense$1,923,000391
Additional noninterest expense$1,792,000654
Pre-tax net operating income$3,500,000967
Securities gains (losses)$24,000396
Applicable income taxes$03,388
Income before extraordinary items$3,524,000816
Extraordinary gains, net$04
Net income$3,524,000816
Minority interest net income$048
Net income of bank and minority interests.$3,524,000815
Net charge-offs$467,000284
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,500,000837
2022-12-31 (YTD Data)Rank
Total interest income$12,708,0002,183
Total interest expense$904,0002,555
Net interest income$11,804,0002,123
Provision for loan and lease losses$2,402,000456
Total noninterest income$50,525,000247
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$42,023,00056
Trading account gains and fees$0116
Additional Noninterest Income$8,502,000628
Total noninterest expense$45,200,000597
Salaries and employee benefits$26,553,000583
Premises and equipment expense$7,654,000370
Additional noninterest expense$8,502,000628
Pre-tax net operating income$14,727,000951
Securities gains (losses)$-490,0004,318
Applicable income taxes$03,596
Income before extraordinary items$14,237,000837
Extraordinary gains, net$05
Net income$14,237,000838
Minority interest net income$063
Net income of bank and minority interests.$14,237,000838
Net charge-offs$2,547,000249
Cash dividends$12,500,000399
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,727,000819
2022-09-30 (YTD Data)Rank
Total interest income$9,084,0002,199
Total interest expense$558,0002,529
Net interest income$8,526,0002,162
Provision for loan and lease losses$1,799,000424
Total noninterest income$37,821,000252
Gross Fiduciary activities income$0968
Service charges on deposit accounts$31,785,00057
Trading account gains and fees$0111
Additional Noninterest Income$6,036,000661
Total noninterest expense$34,116,000590
Salaries and employee benefits$19,766,000583
Premises and equipment expense$5,949,000356
Additional noninterest expense$6,036,000661
Pre-tax net operating income$10,432,0001,009
Securities gains (losses)$-754,0004,541
Applicable income taxes$03,603
Income before extraordinary items$9,678,000913
Extraordinary gains, net$04
Net income$9,678,000913
Minority interest net income$057
Net income of bank and minority interests.$9,678,000913
Net charge-offs$1,888,000223
Cash dividends$8,900,000400
Sale, conversion, retirement of capital stock, net$0519
Net operating income$10,432,000873
2022-06-30 (YTD Data)Rank
Total interest income$5,701,0002,246
Total interest expense$303,0002,645
Net interest income$5,398,0002,209
Provision for loan and lease losses$1,129,000389
Total noninterest income$25,258,000251
Gross Fiduciary activities income$0925
Service charges on deposit accounts$21,056,00056
Trading account gains and fees$0108
Additional Noninterest Income$4,202,000666
Total noninterest expense$22,532,000584
Salaries and employee benefits$13,125,000575
Premises and equipment expense$3,781,000367
Additional noninterest expense$5,626,000700
Pre-tax net operating income$6,995,000949
Securities gains (losses)$-546,0004,581
Applicable income taxes$03,564
Income before extraordinary items$6,449,000865
Extraordinary gains, net$04
Net income$6,449,000865
Minority interest net income$060
Net income of bank and minority interests.$6,449,000865
Net charge-offs$1,201,000218
Cash dividends$6,400,000367
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,995,000820
2022-03-31 (YTD Data)Rank
Total interest income$2,600,0002,348
Total interest expense$137,0002,751
Net interest income$2,463,0002,295
Provision for loan and lease losses$535,000316
Total noninterest income$12,390,000265
Gross Fiduciary activities income$0892
Service charges on deposit accounts$10,307,00057
Trading account gains and fees$0103
Additional Noninterest Income$2,083,000673
Total noninterest expense$11,135,000594
Salaries and employee benefits$6,500,000581
Premises and equipment expense$1,856,000379
Additional noninterest expense$2,779,000694
Pre-tax net operating income$3,183,000968
Securities gains (losses)$768,00039
Applicable income taxes$03,450
Income before extraordinary items$3,951,000706
Extraordinary gains, net$04
Net income$3,951,000706
Minority interest net income$050
Net income of bank and minority interests.$3,951,000706
Net charge-offs$544,000218
Cash dividends$3,400,000330
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,183,000853
2021-12-31 (YTD Data)Rank
Total interest income$10,726,0002,373
Total interest expense$549,0003,038
Net interest income$10,177,0002,304
Provision for loan and lease losses$1,236,000479
Total noninterest income$51,876,000270
Gross Fiduciary activities income$0994
Service charges on deposit accounts$42,106,00056
Trading account gains and fees$0132
Additional Noninterest Income$9,770,000682
Total noninterest expense$44,951,000587
Salaries and employee benefits$25,971,000572
Premises and equipment expense$7,826,000360
Additional noninterest expense$11,154,000707
Pre-tax net operating income$15,866,000903
Securities gains (losses)$2,376,000121
Applicable income taxes$03,710
Income before extraordinary items$18,242,000697
Extraordinary gains, net$010
Net income$18,242,000698
Minority interest net income$074
Net income of bank and minority interests.$18,242,000698
Net charge-offs$1,256,000366
Cash dividends$14,150,000378
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,866,000757
2021-09-30 (YTD Data)Rank
Total interest income$8,147,0002,403
Total interest expense$413,0003,134
Net interest income$7,734,0002,321
Provision for loan and lease losses$689,000624
Total noninterest income$38,028,000276
Gross Fiduciary activities income$0957
Service charges on deposit accounts$31,000,00056
Trading account gains and fees$0132
Additional Noninterest Income$7,028,000722
Total noninterest expense$34,111,000583
Salaries and employee benefits$19,609,000568
Premises and equipment expense$5,950,000364
Additional noninterest expense$8,552,000690
Pre-tax net operating income$10,962,000987
Securities gains (losses)$2,090,000114
Applicable income taxes$03,719
Income before extraordinary items$13,052,000745
Extraordinary gains, net$08
Net income$13,052,000745
Minority interest net income$069
Net income of bank and minority interests.$13,052,000745
Net charge-offs$715,000403
Cash dividends$9,900,000387
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,962,000861
2021-06-30 (YTD Data)Rank
Total interest income$5,524,0002,358
Total interest expense$275,0003,215
Net interest income$5,249,0002,273
Provision for loan and lease losses$242,0001,051
Total noninterest income$24,925,000281
Gross Fiduciary activities income$0951
Service charges on deposit accounts$20,054,00054
Trading account gains and fees$0133
Additional Noninterest Income$4,871,000703
Total noninterest expense$22,666,000582
Salaries and employee benefits$13,126,000563
Premises and equipment expense$3,939,000370
Additional noninterest expense$5,601,000694
Pre-tax net operating income$7,266,000992
Securities gains (losses)$1,088,000154
Applicable income taxes$03,702
Income before extraordinary items$8,354,000773
Extraordinary gains, net$06
Net income$8,354,000773
Minority interest net income$067
Net income of bank and minority interests.$8,354,000773
Net charge-offs$247,000579
Cash dividends$5,900,000406
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,266,000851
2021-03-31 (YTD Data)Rank
Total interest income$2,703,0002,394
Total interest expense$135,0003,312
Net interest income$2,568,0002,289
Provision for loan and lease losses$42,0001,870
Total noninterest income$12,264,000299
Gross Fiduciary activities income$0922
Service charges on deposit accounts$9,965,00053
Trading account gains and fees$0127
Additional Noninterest Income$2,299,000739
Total noninterest expense$11,274,000578
Salaries and employee benefits$6,510,000571
Premises and equipment expense$1,991,000370
Additional noninterest expense$2,773,000685
Pre-tax net operating income$3,516,0001,023
Securities gains (losses)$943,000118
Applicable income taxes$03,613
Income before extraordinary items$4,459,000741
Extraordinary gains, net$03
Net income$4,459,000741
Minority interest net income$055
Net income of bank and minority interests.$4,459,000741
Net charge-offs$26,0001,055
Cash dividends$2,800,000367
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,516,000882
2020-12-31 (YTD Data)Rank
Total interest income$11,622,0002,289
Total interest expense$584,0003,656
Net interest income$11,038,0002,089
Provision for loan and lease losses$1,651,0001,181
Total noninterest income$51,541,000269
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$42,607,00052
Trading account gains and fees$0133
Additional Noninterest Income$8,934,000700
Total noninterest expense$47,320,000540
Salaries and employee benefits$27,756,000507
Premises and equipment expense$7,931,000358
Additional noninterest expense$11,633,000654
Pre-tax net operating income$13,608,000816
Securities gains (losses)$-498,0004,979
Applicable income taxes$03,697
Income before extraordinary items$13,110,000753
Extraordinary gains, net$04
Net income$13,110,000753
Minority interest net income$072
Net income of bank and minority interests.$13,110,000753
Net charge-offs$1,507,000505
Cash dividends$11,560,000409
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,608,000692
2020-09-30 (YTD Data)Rank
Total interest income$8,726,0002,307
Total interest expense$446,0003,726
Net interest income$8,280,0002,081
Provision for loan and lease losses$1,484,0001,072
Total noninterest income$37,863,000265
Gross Fiduciary activities income$0981
Service charges on deposit accounts$31,456,00053
Trading account gains and fees$0125
Additional Noninterest Income$6,407,000689
Total noninterest expense$35,291,000530
Salaries and employee benefits$20,526,000502
Premises and equipment expense$5,796,000357
Additional noninterest expense$8,969,000610
Pre-tax net operating income$9,368,000844
Securities gains (losses)$-1,220,0005,007
Applicable income taxes$03,696
Income before extraordinary items$8,148,000847
Extraordinary gains, net$04
Net income$8,148,000847
Minority interest net income$065
Net income of bank and minority interests.$8,148,000847
Net charge-offs$1,313,000434
Cash dividends$5,960,000521
Sale, conversion, retirement of capital stock, net$0532
Net operating income$9,368,000726
2020-06-30 (YTD Data)Rank
Total interest income$5,752,0002,352
Total interest expense$309,0003,779
Net interest income$5,443,0002,112
Provision for loan and lease losses$986,0001,109
Total noninterest income$25,079,000246
Gross Fiduciary activities income$0970
Service charges on deposit accounts$20,896,00053
Trading account gains and fees$0123
Additional Noninterest Income$4,183,000649
Total noninterest expense$23,449,000528
Salaries and employee benefits$13,915,000491
Premises and equipment expense$3,652,000370
Additional noninterest expense$5,882,000616
Pre-tax net operating income$6,087,000799
Securities gains (losses)$-513,0005,004
Applicable income taxes$03,655
Income before extraordinary items$5,574,000761
Extraordinary gains, net$04
Net income$5,574,000761
Minority interest net income$065
Net income of bank and minority interests.$5,574,000761
Net charge-offs$867,000426
Cash dividends$5,960,000387
Sale, conversion, retirement of capital stock, net$0504
Net operating income$6,087,000683
2020-03-31 (YTD Data)Rank
Total interest income$2,967,0002,288
Total interest expense$177,0003,755
Net interest income$2,790,0002,037
Provision for loan and lease losses$746,000720
Total noninterest income$13,522,000221
Gross Fiduciary activities income$0941
Service charges on deposit accounts$11,592,00054
Trading account gains and fees$0106
Additional Noninterest Income$1,930,000622
Total noninterest expense$12,227,000499
Salaries and employee benefits$7,154,000480
Premises and equipment expense$1,985,000355
Additional noninterest expense$3,088,000594
Pre-tax net operating income$3,339,000667
Securities gains (losses)$-1,086,0005,052
Applicable income taxes$03,513
Income before extraordinary items$2,253,000844
Extraordinary gains, net$04
Net income$2,253,000844
Minority interest net income$056
Net income of bank and minority interests.$2,253,000844
Net charge-offs$698,000303
Cash dividends$3,060,000401
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,339,000565
2019-12-31 (YTD Data)Rank
Total interest income$11,899,0002,302
Total interest expense$680,0003,830
Net interest income$11,219,0002,032
Provision for loan and lease losses$3,757,000313
Total noninterest income$56,946,000212
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$48,441,00052
Trading account gains and fees$0135
Additional Noninterest Income$8,505,000578
Total noninterest expense$48,263,000475
Salaries and employee benefits$27,945,000465
Premises and equipment expense$8,001,000349
Additional noninterest expense$12,317,000579
Pre-tax net operating income$16,145,000716
Securities gains (losses)$-125,0005,095
Applicable income taxes$03,859
Income before extraordinary items$16,020,000639
Extraordinary gains, net$011
Net income$16,020,000640
Minority interest net income$076
Net income of bank and minority interests.$16,020,000640
Net charge-offs$3,627,000267
Cash dividends$14,400,000373
Sale, conversion, retirement of capital stock, net$0626
Net operating income$16,145,000617
2019-09-30 (YTD Data)Rank
Total interest income$8,976,0002,322
Total interest expense$493,0003,919
Net interest income$8,483,0002,044
Provision for loan and lease losses$2,734,000322
Total noninterest income$41,900,000210
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$36,014,00053
Trading account gains and fees$0129
Additional Noninterest Income$5,886,000618
Total noninterest expense$36,259,000477
Salaries and employee benefits$20,856,000466
Premises and equipment expense$6,140,000346
Additional noninterest expense$9,263,000568
Pre-tax net operating income$11,390,000758
Securities gains (losses)$-114,0005,168
Applicable income taxes$03,902
Income before extraordinary items$11,276,000673
Extraordinary gains, net$011
Net income$11,276,000675
Minority interest net income$072
Net income of bank and minority interests.$11,276,000674
Net charge-offs$2,617,000258
Cash dividends$10,150,000364
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,390,000654
2019-06-30 (YTD Data)Rank
Total interest income$5,995,0002,313
Total interest expense$324,0003,929
Net interest income$5,671,0002,038
Provision for loan and lease losses$1,554,000353
Total noninterest income$27,326,000208
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$23,367,00055
Trading account gains and fees$0131
Additional Noninterest Income$3,959,000600
Total noninterest expense$23,869,000488
Salaries and employee benefits$13,587,000474
Premises and equipment expense$4,122,000348
Additional noninterest expense$6,160,000584
Pre-tax net operating income$7,574,000736
Securities gains (losses)$-61,0005,177
Applicable income taxes$03,901
Income before extraordinary items$7,513,000654
Extraordinary gains, net$011
Net income$7,513,000654
Minority interest net income$069
Net income of bank and minority interests.$7,513,000654
Net charge-offs$1,478,000278
Cash dividends$6,750,000360
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,574,000636
2019-03-31 (YTD Data)Rank
Total interest income$2,999,0002,315
Total interest expense$162,0003,918
Net interest income$2,837,0002,044
Provision for loan and lease losses$783,000338
Total noninterest income$13,206,000204
Gross Fiduciary activities income$0972
Service charges on deposit accounts$11,268,00057
Trading account gains and fees$0126
Additional Noninterest Income$1,938,000572
Total noninterest expense$11,564,000498
Salaries and employee benefits$6,556,000483
Premises and equipment expense$2,080,000350
Additional noninterest expense$2,928,000595
Pre-tax net operating income$3,696,000736
Securities gains (losses)$-29,0005,215
Applicable income taxes$03,800
Income before extraordinary items$3,667,000659
Extraordinary gains, net$05
Net income$3,667,000659
Minority interest net income$052
Net income of bank and minority interests.$3,667,000658
Net charge-offs$678,000275
Cash dividends$3,250,000357
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,696,000641
2018-12-31 (YTD Data)Rank
Total interest income$11,639,0002,264
Total interest expense$663,0003,535
Net interest income$10,976,0002,083
Provision for loan and lease losses$4,167,000294
Total noninterest income$56,222,000210
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$48,294,00056
Trading account gains and fees$0126
Additional Noninterest Income$7,928,000598
Total noninterest expense$48,178,000471
Salaries and employee benefits$27,400,000453
Premises and equipment expense$7,881,000359
Additional noninterest expense$12,897,000543
Pre-tax net operating income$14,853,000757
Securities gains (losses)$163,000237
Applicable income taxes$03,978
Income before extraordinary items$15,016,000642
Extraordinary gains, net$06
Net income$15,016,000641
Minority interest net income$072
Net income of bank and minority interests.$15,016,000641
Net charge-offs$3,864,000239
Cash dividends$11,585,000375
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,853,000651
2018-09-30 (YTD Data)Rank
Total interest income$8,668,0002,259
Total interest expense$497,0003,474
Net interest income$8,171,0002,100
Provision for loan and lease losses$3,060,000291
Total noninterest income$41,403,000210
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$35,808,00056
Trading account gains and fees$0138
Additional Noninterest Income$5,595,000632
Total noninterest expense$35,784,000473
Salaries and employee benefits$20,196,000461
Premises and equipment expense$5,747,000366
Additional noninterest expense$9,841,000528
Pre-tax net operating income$10,730,000767
Securities gains (losses)$188,000211
Applicable income taxes$04,032
Income before extraordinary items$10,918,000653
Extraordinary gains, net$05
Net income$10,918,000652
Minority interest net income$066
Net income of bank and minority interests.$10,918,000652
Net charge-offs$2,870,000220
Cash dividends$7,886,000379
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,730,000668
2018-06-30 (YTD Data)Rank
Total interest income$5,703,0002,266
Total interest expense$330,0003,422
Net interest income$5,373,0002,123
Provision for loan and lease losses$1,791,000315
Total noninterest income$27,456,000207
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$23,680,00055
Trading account gains and fees$0130
Additional Noninterest Income$3,776,000621
Total noninterest expense$23,862,000476
Salaries and employee benefits$13,525,000463
Premises and equipment expense$3,839,000365
Additional noninterest expense$6,498,000529
Pre-tax net operating income$7,176,000761
Securities gains (losses)$133,000212
Applicable income taxes$04,018
Income before extraordinary items$7,309,000652
Extraordinary gains, net$06
Net income$7,309,000649
Minority interest net income$065
Net income of bank and minority interests.$7,309,000651
Net charge-offs$1,692,000240
Cash dividends$7,066,000296
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,176,000663
2018-03-31 (YTD Data)Rank
Total interest income$2,847,0002,259
Total interest expense$162,0003,395
Net interest income$2,685,0002,129
Provision for loan and lease losses$870,000307
Total noninterest income$13,655,000207
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$11,620,00056
Trading account gains and fees$0123
Additional Noninterest Income$2,035,000573
Total noninterest expense$11,906,000482
Salaries and employee benefits$6,650,000470
Premises and equipment expense$1,984,000357
Additional noninterest expense$3,272,000521
Pre-tax net operating income$3,564,000742
Securities gains (losses)$3,000584
Applicable income taxes$03,948
Income before extraordinary items$3,567,000661
Extraordinary gains, net$07
Net income$3,567,000660
Minority interest net income$052
Net income of bank and minority interests.$3,567,000661
Net charge-offs$803,000251
Cash dividends$3,200,000290
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,564,000655
2017-12-31 (YTD Data)Rank
Total interest income$11,448,0002,198
Total interest expense$637,0003,288
Net interest income$10,811,0002,094
Provision for loan and lease losses$4,555,000268
Total noninterest income$57,592,000202
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$48,907,00053
Trading account gains and fees$0151
Additional Noninterest Income$8,685,000566
Total noninterest expense$46,947,000470
Salaries and employee benefits$26,865,000443
Premises and equipment expense$7,401,000369
Additional noninterest expense$12,681,000534
Pre-tax net operating income$16,901,000627
Securities gains (losses)$99,000631
Applicable income taxes$04,135
Income before extraordinary items$17,000,000466
Extraordinary gains, net$09
Net income$17,000,000465
Minority interest net income$076
Net income of bank and minority interests.$17,000,000466
Net charge-offs$4,557,000220
Cash dividends$13,200,000303
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,901,000462
2017-09-30 (YTD Data)Rank
Total interest income$8,545,0002,213
Total interest expense$484,0003,269
Net interest income$8,061,0002,113
Provision for loan and lease losses$3,357,000266
Total noninterest income$42,491,000202
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$36,613,00053
Trading account gains and fees$0145
Additional Noninterest Income$5,878,000617
Total noninterest expense$35,359,000475
Salaries and employee benefits$20,100,000453
Premises and equipment expense$5,737,000362
Additional noninterest expense$9,522,000532
Pre-tax net operating income$11,836,000668
Securities gains (losses)$109,000567
Applicable income taxes$04,172
Income before extraordinary items$11,945,000534
Extraordinary gains, net$09
Net income$11,945,000532
Minority interest net income$071
Net income of bank and minority interests.$11,945,000534
Net charge-offs$3,415,000210
Cash dividends$8,650,000322
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,836,000536
2017-06-30 (YTD Data)Rank
Total interest income$5,678,0002,213
Total interest expense$322,0003,245
Net interest income$5,356,0002,103
Provision for loan and lease losses$2,052,000272
Total noninterest income$28,161,000201
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$24,206,00052
Trading account gains and fees$0139
Additional Noninterest Income$3,955,000603
Total noninterest expense$23,787,000479
Salaries and employee benefits$13,680,000451
Premises and equipment expense$3,814,000365
Additional noninterest expense$6,293,000541
Pre-tax net operating income$7,678,000665
Securities gains (losses)$71,000536
Applicable income taxes$04,189
Income before extraordinary items$7,749,000544
Extraordinary gains, net$011
Net income$7,749,000543
Minority interest net income$071
Net income of bank and minority interests.$7,749,000544
Net charge-offs$1,781,000241
Cash dividends$4,650,000382
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,678,000538
2017-03-31 (YTD Data)Rank
Total interest income$2,795,0002,235
Total interest expense$162,0003,218
Net interest income$2,633,0002,127
Provision for loan and lease losses$994,000280
Total noninterest income$13,772,000203
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$11,997,00052
Trading account gains and fees$0142
Additional Noninterest Income$1,775,000647
Total noninterest expense$12,006,000480
Salaries and employee benefits$6,944,000458
Premises and equipment expense$1,928,000365
Additional noninterest expense$3,134,000550
Pre-tax net operating income$3,405,000730
Securities gains (losses)$66,000290
Applicable income taxes$04,086
Income before extraordinary items$3,471,000588
Extraordinary gains, net$08
Net income$3,471,000588
Minority interest net income$055
Net income of bank and minority interests.$3,471,000588
Net charge-offs$815,000249
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,405,000585
2016-12-31 (YTD Data)Rank
Total interest income$10,953,0002,233
Total interest expense$685,0003,086
Net interest income$10,268,0002,135
Provision for loan and lease losses$4,852,000266
Total noninterest income$59,533,000190
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$50,266,00052
Trading account gains and fees$0170
Additional Noninterest Income$9,267,000536
Total noninterest expense$48,706,000459
Salaries and employee benefits$27,541,000443
Premises and equipment expense$7,974,000350
Additional noninterest expense$13,191,000528
Pre-tax net operating income$16,243,000612
Securities gains (losses)$-227,0005,849
Applicable income taxes$04,278
Income before extraordinary items$16,016,000493
Extraordinary gains, net$05
Net income$16,016,000490
Minority interest net income$082
Net income of bank and minority interests.$16,016,000492
Net charge-offs$4,564,000226
Cash dividends$10,550,000357
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,243,000478
2016-09-30 (YTD Data)Rank
Total interest income$8,066,0002,268
Total interest expense$525,0003,044
Net interest income$7,541,0002,173
Provision for loan and lease losses$3,542,000258
Total noninterest income$44,250,000193
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$37,681,00052
Trading account gains and fees$0169
Additional Noninterest Income$6,569,000568
Total noninterest expense$37,125,000452
Salaries and employee benefits$20,961,000444
Premises and equipment expense$6,272,000324
Additional noninterest expense$9,892,000533
Pre-tax net operating income$11,124,000653
Securities gains (losses)$-251,0005,945
Applicable income taxes$04,325
Income before extraordinary items$10,873,000543
Extraordinary gains, net$05
Net income$10,873,000541
Minority interest net income$071
Net income of bank and minority interests.$10,873,000543
Net charge-offs$3,289,000209
Cash dividends$7,000,000384
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,124,000519
2016-06-30 (YTD Data)Rank
Total interest income$5,130,0002,362
Total interest expense$355,0003,030
Net interest income$4,775,0002,279
Provision for loan and lease losses$1,988,000297
Total noninterest income$29,461,000191
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$24,830,00053
Trading account gains and fees$0157
Additional Noninterest Income$4,631,000529
Total noninterest expense$25,102,000451
Salaries and employee benefits$14,186,000441
Premises and equipment expense$4,304,000320
Additional noninterest expense$6,612,000530
Pre-tax net operating income$7,146,000661
Securities gains (losses)$-258,0006,036
Applicable income taxes$04,338
Income before extraordinary items$6,888,000559
Extraordinary gains, net$016
Net income$6,888,000556
Minority interest net income$071
Net income of bank and minority interests.$6,888,000558
Net charge-offs$1,833,000229
Cash dividends$4,500,000393
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,146,000533
2016-03-31 (YTD Data)Rank
Total interest income$2,514,0002,402
Total interest expense$179,0003,039
Net interest income$2,335,0002,317
Provision for loan and lease losses$903,000298
Total noninterest income$14,329,000191
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$12,109,00054
Trading account gains and fees$0142
Additional Noninterest Income$2,220,000530
Total noninterest expense$12,427,000445
Salaries and employee benefits$7,091,000438
Premises and equipment expense$2,272,000305
Additional noninterest expense$3,064,000560
Pre-tax net operating income$3,334,000694
Securities gains (losses)$17,0001,296
Applicable income taxes$04,259
Income before extraordinary items$3,351,000553
Extraordinary gains, net$012
Net income$3,351,000552
Minority interest net income$062
Net income of bank and minority interests.$3,351,000553
Net charge-offs$722,000262
Cash dividends$2,150,000404
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,334,000541
2015-12-31 (YTD Data)Rank
Total interest income$9,892,0002,389
Total interest expense$780,0002,871
Net interest income$9,112,0002,326
Provision for loan and lease losses$4,484,000234
Total noninterest income$57,646,000194
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$49,890,00053
Trading account gains and fees$0159
Additional Noninterest Income$7,756,000602
Total noninterest expense$51,318,000432
Salaries and employee benefits$29,424,000409
Premises and equipment expense$8,502,000318
Additional noninterest expense$13,392,000511
Pre-tax net operating income$10,956,000815
Securities gains (losses)$506,000351
Applicable income taxes$04,402
Income before extraordinary items$11,462,000647
Extraordinary gains, net$023
Net income$11,462,000645
Minority interest net income$081
Net income of bank and minority interests.$11,462,000648
Net charge-offs$4,187,000212
Cash dividends$6,900,000508
Sale, conversion, retirement of capital stock, net$0804
Net operating income$10,956,000660
2015-09-30 (YTD Data)Rank
Total interest income$7,345,0002,425
Total interest expense$596,0002,874
Net interest income$6,749,0002,365
Provision for loan and lease losses$3,191,000232
Total noninterest income$42,242,000201
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$36,821,00053
Trading account gains and fees$0153
Additional Noninterest Income$5,421,000631
Total noninterest expense$38,118,000440
Salaries and employee benefits$21,733,000420
Premises and equipment expense$6,387,000324
Additional noninterest expense$9,998,000516
Pre-tax net operating income$7,682,000883
Securities gains (losses)$496,000311
Applicable income taxes$04,489
Income before extraordinary items$8,178,000676
Extraordinary gains, net$021
Net income$8,178,000674
Minority interest net income$078
Net income of bank and minority interests.$8,178,000676
Net charge-offs$2,946,000212
Cash dividends$4,800,000504
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,682,000704
2015-06-30 (YTD Data)Rank
Total interest income$4,842,0002,453
Total interest expense$407,0002,842
Net interest income$4,435,0002,394
Provision for loan and lease losses$1,804,000260
Total noninterest income$28,232,000205
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$24,225,00053
Trading account gains and fees$0157
Additional Noninterest Income$4,007,000596
Total noninterest expense$26,058,000435
Salaries and employee benefits$14,764,000416
Premises and equipment expense$4,480,000305
Additional noninterest expense$6,814,000507
Pre-tax net operating income$4,805,000926
Securities gains (losses)$433,000284
Applicable income taxes$04,497
Income before extraordinary items$5,238,000706
Extraordinary gains, net$022
Net income$5,238,000704
Minority interest net income$075
Net income of bank and minority interests.$5,238,000706
Net charge-offs$1,638,000244
Cash dividends$3,000,000500
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,805,000744
2015-03-31 (YTD Data)Rank
Total interest income$2,392,0002,480
Total interest expense$208,0002,818
Net interest income$2,184,0002,420
Provision for loan and lease losses$798,000272
Total noninterest income$13,551,000205
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$11,617,00053
Trading account gains and fees$0152
Additional Noninterest Income$1,934,000586
Total noninterest expense$12,667,000444
Salaries and employee benefits$7,298,000422
Premises and equipment expense$2,056,000343
Additional noninterest expense$3,313,000501
Pre-tax net operating income$2,270,000951
Securities gains (losses)$384,000209
Applicable income taxes$04,400
Income before extraordinary items$2,654,000677
Extraordinary gains, net$013
Net income$2,654,000675
Minority interest net income$064
Net income of bank and minority interests.$2,654,000677
Net charge-offs$682,000257
Cash dividends$1,350,000513
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,270,000749
2014-12-31 (YTD Data)Rank
Total interest income$9,713,0002,466
Total interest expense$1,027,0002,534
Net interest income$8,686,0002,442
Provision for loan and lease losses$6,235,000179
Total noninterest income$61,051,000172
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$53,709,00050
Trading account gains and fees$0180
Additional Noninterest Income$7,342,000578
Total noninterest expense$50,070,000435
Salaries and employee benefits$28,696,000405
Premises and equipment expense$8,407,000318
Additional noninterest expense$12,967,000530
Pre-tax net operating income$13,432,000625
Securities gains (losses)$1,222,000172
Applicable income taxes$-44,0006,209
Income before extraordinary items$14,698,000479
Extraordinary gains, net$-1,292,0006,502
Net income$13,406,000509
Minority interest net income$084
Net income of bank and minority interests.$13,406,000510
Net charge-offs$7,365,000169
Cash dividends$9,100,000360
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,476,000496
2014-09-30 (YTD Data)Rank
Total interest income$7,275,0002,476
Total interest expense$801,0002,514
Net interest income$6,474,0002,463
Provision for loan and lease losses$4,130,000194
Total noninterest income$44,622,000176
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$39,335,00051
Trading account gains and fees$0174
Additional Noninterest Income$5,287,000595
Total noninterest expense$38,649,000426
Salaries and employee benefits$21,538,000403
Premises and equipment expense$6,461,000308
Additional noninterest expense$10,650,000478
Pre-tax net operating income$8,317,000761
Securities gains (losses)$19,0002,046
Applicable income taxes$-33,0006,342
Income before extraordinary items$8,369,000609
Extraordinary gains, net$-1,292,0006,584
Net income$7,077,000716
Minority interest net income$081
Net income of bank and minority interests.$7,077,000717
Net charge-offs$5,226,000173
Cash dividends$4,400,000496
Sale, conversion, retirement of capital stock, net$0819
Net operating income$8,350,000602
2014-06-30 (YTD Data)Rank
Total interest income$4,873,0002,469
Total interest expense$558,0002,448
Net interest income$4,315,0002,467
Provision for loan and lease losses$1,872,000264
Total noninterest income$28,984,000173
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$25,475,00051
Trading account gains and fees$0172
Additional Noninterest Income$3,509,000582
Total noninterest expense$27,300,000404
Salaries and employee benefits$14,035,000407
Premises and equipment expense$4,235,000312
Additional noninterest expense$9,030,000390
Pre-tax net operating income$4,127,000992
Securities gains (losses)$33,0001,399
Applicable income taxes$-33,0006,444
Income before extraordinary items$4,193,000772
Extraordinary gains, net$020
Net income$4,193,000772
Minority interest net income$080
Net income of bank and minority interests.$4,193,000773
Net charge-offs$3,025,000203
Cash dividends$2,400,000563
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,160,000758
2014-03-31 (YTD Data)Rank
Total interest income$2,402,0002,497
Total interest expense$283,0002,459
Net interest income$2,119,0002,494
Provision for loan and lease losses$1,296,000206
Total noninterest income$13,698,000177
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$12,200,00051
Trading account gains and fees$0147
Additional Noninterest Income$1,498,000627
Total noninterest expense$12,623,000435
Salaries and employee benefits$7,414,000395
Premises and equipment expense$2,123,000323
Additional noninterest expense$3,086,000541
Pre-tax net operating income$1,898,0001,032
Securities gains (losses)$4,0001,399
Applicable income taxes$-33,0006,543
Income before extraordinary items$1,935,000811
Extraordinary gains, net$016
Net income$1,935,000813
Minority interest net income$066
Net income of bank and minority interests.$1,935,000812
Net charge-offs$1,204,000260
Cash dividends$1,200,000517
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,931,000793
2013-12-31 (YTD Data)Rank
Total interest income$9,597,0002,514
Total interest expense$1,298,0002,425
Net interest income$8,299,0002,520
Provision for loan and lease losses$6,935,000215
Total noninterest income$57,440,000188
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$51,243,00050
Trading account gains and fees$0184
Additional Noninterest Income$6,197,000685
Total noninterest expense$50,748,000434
Salaries and employee benefits$30,749,000378
Premises and equipment expense$7,202,000364
Additional noninterest expense$12,797,000550
Pre-tax net operating income$8,056,000954
Securities gains (losses)$1,466,000170
Applicable income taxes$1,0004,552
Income before extraordinary items$9,521,000674
Extraordinary gains, net$-1,800,0006,808
Net income$7,721,000811
Minority interest net income$090
Net income of bank and minority interests.$7,721,000812
Net charge-offs$6,701,000262
Cash dividends$6,297,000470
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,055,000768
2013-09-30 (YTD Data)Rank
Total interest income$6,928,0002,633
Total interest expense$997,0002,448
Net interest income$5,931,0002,643
Provision for loan and lease losses$5,068,000212
Total noninterest income$42,871,000195
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$38,417,00050
Trading account gains and fees$0180
Additional Noninterest Income$4,454,000718
Total noninterest expense$38,094,000431
Salaries and employee benefits$23,154,000379
Premises and equipment expense$5,336,000368
Additional noninterest expense$9,604,000549
Pre-tax net operating income$5,640,0001,032
Securities gains (losses)$-136,0006,752
Applicable income taxes$1,0004,622
Income before extraordinary items$5,503,000867
Extraordinary gains, net$025
Net income$5,503,000868
Minority interest net income$084
Net income of bank and minority interests.$5,503,000869
Net charge-offs$4,957,000271
Cash dividends$4,897,000422
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,639,000828
2013-06-30 (YTD Data)Rank
Total interest income$4,585,0002,650
Total interest expense$695,0002,415
Net interest income$3,890,0002,669
Provision for loan and lease losses$2,875,000261
Total noninterest income$27,545,000205
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$24,399,00053
Trading account gains and fees$0157
Additional Noninterest Income$3,146,000697
Total noninterest expense$24,783,000440
Salaries and employee benefits$15,340,000379
Premises and equipment expense$3,502,000372
Additional noninterest expense$5,941,000586
Pre-tax net operating income$3,777,0001,001
Securities gains (losses)$-99,0006,837
Applicable income taxes$04,679
Income before extraordinary items$3,678,000845
Extraordinary gains, net$022
Net income$3,678,000846
Minority interest net income$082
Net income of bank and minority interests.$3,678,000847
Net charge-offs$2,857,000337
Cash dividends$3,697,000378
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,777,000799
2013-03-31 (YTD Data)Rank
Total interest income$2,431,0002,508
Total interest expense$353,0002,442
Net interest income$2,078,0002,533
Provision for loan and lease losses$1,245,000320
Total noninterest income$13,336,000203
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$11,841,00051
Trading account gains and fees$0148
Additional Noninterest Income$1,495,000751
Total noninterest expense$12,315,000449
Salaries and employee benefits$7,668,000377
Premises and equipment expense$1,718,000377
Additional noninterest expense$2,929,000596
Pre-tax net operating income$1,854,000996
Securities gains (losses)$-24,0006,882
Applicable income taxes$04,602
Income before extraordinary items$1,830,000839
Extraordinary gains, net$010
Net income$1,830,000840
Minority interest net income$076
Net income of bank and minority interests.$1,830,000841
Net charge-offs$1,416,000348
Cash dividends$2,497,000261
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,854,000788
2012-12-31 (YTD Data)Rank
Total interest income$10,282,0002,506
Total interest expense$1,591,0002,598
Net interest income$8,691,0002,467
Provision for loan and lease losses$6,881,000391
Total noninterest income$55,392,000196
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$50,132,00051
Trading account gains and fees$0166
Additional Noninterest Income$5,260,000780
Total noninterest expense$49,902,000452
Salaries and employee benefits$30,710,000363
Premises and equipment expense$7,215,000353
Additional noninterest expense$11,977,000598
Pre-tax net operating income$7,300,000971
Securities gains (losses)$-303,0006,984
Applicable income taxes$133,0003,305
Income before extraordinary items$6,864,000867
Extraordinary gains, net$029
Net income$6,864,000867
Minority interest net income$093
Net income of bank and minority interests.$6,864,000867
Net charge-offs$6,773,000453
Cash dividends$4,302,000655
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,160,940776
2012-09-30 (YTD Data)Rank
Total interest income$7,766,0002,537
Total interest expense$1,242,0002,614
Net interest income$6,524,0002,502
Provision for loan and lease losses$4,976,000405
Total noninterest income$40,881,000202
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$36,993,00052
Trading account gains and fees$0157
Additional Noninterest Income$3,888,000772
Total noninterest expense$37,322,000443
Salaries and employee benefits$23,088,000356
Premises and equipment expense$5,457,000345
Additional noninterest expense$8,777,000612
Pre-tax net operating income$5,107,0001,059
Securities gains (losses)$-238,0007,075
Applicable income taxes$04,802
Income before extraordinary items$4,869,000946
Extraordinary gains, net$020
Net income$4,869,000946
Minority interest net income$086
Net income of bank and minority interests.$4,869,000946
Net charge-offs$4,805,000478
Cash dividends$3,328,000504
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,107,000833
2012-06-30 (YTD Data)Rank
Total interest income$5,251,0002,517
Total interest expense$869,0002,609
Net interest income$4,382,0002,490
Provision for loan and lease losses$3,035,000449
Total noninterest income$27,184,000198
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$24,387,00053
Trading account gains and fees$0153
Additional Noninterest Income$2,797,000733
Total noninterest expense$24,948,000434
Salaries and employee benefits$15,445,000355
Premises and equipment expense$3,600,000346
Additional noninterest expense$5,903,000604
Pre-tax net operating income$3,583,000994
Securities gains (losses)$-213,0007,152
Applicable income taxes$04,770
Income before extraordinary items$3,370,000900
Extraordinary gains, net$019
Net income$3,370,000899
Minority interest net income$084
Net income of bank and minority interests.$3,370,000900
Net charge-offs$2,795,000542
Cash dividends$2,246,000480
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,583,000780
2012-03-31 (YTD Data)Rank
Total interest income$2,599,0002,564
Total interest expense$437,0002,672
Net interest income$2,162,0002,528
Provision for loan and lease losses$1,327,000495
Total noninterest income$13,201,000198
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$11,953,00053
Trading account gains and fees$0148
Additional Noninterest Income$1,248,000775
Total noninterest expense$12,311,000428
Salaries and employee benefits$7,668,000351
Premises and equipment expense$1,748,000363
Additional noninterest expense$2,895,000604
Pre-tax net operating income$1,725,0001,021
Securities gains (losses)$-157,0007,222
Applicable income taxes$04,704
Income before extraordinary items$1,568,000952
Extraordinary gains, net$019
Net income$1,568,000954
Minority interest net income$078
Net income of bank and minority interests.$1,568,000953
Net charge-offs$1,131,000616
Cash dividends$1,306,000381
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,725,000815
2011-12-31 (YTD Data)Rank
Total interest income$11,242,0002,489
Total interest expense$2,205,0002,563
Net interest income$9,037,0002,427
Provision for loan and lease losses$7,039,000592
Total noninterest income$57,497,000166
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$51,501,00052
Trading account gains and fees$0146
Additional Noninterest Income$5,996,000617
Total noninterest expense$49,037,000429
Salaries and employee benefits$29,600,000343
Premises and equipment expense$6,803,000382
Additional noninterest expense$12,634,000575
Pre-tax net operating income$10,458,000592
Securities gains (losses)$-635,0007,252
Applicable income taxes$04,719
Income before extraordinary items$9,823,000548
Extraordinary gains, net$029
Net income$9,823,000549
Minority interest net income$096
Net income of bank and minority interests.$9,823,000549
Net charge-offs$6,853,000620
Cash dividends$4,453,000472
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,458,000501
2011-09-30 (YTD Data)Rank
Total interest income$8,525,0002,488
Total interest expense$1,761,0002,539
Net interest income$6,764,0002,440
Provision for loan and lease losses$5,111,000608
Total noninterest income$43,177,000163
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$38,582,00050
Trading account gains and fees$0145
Additional Noninterest Income$4,595,000614
Total noninterest expense$36,716,000424
Salaries and employee benefits$22,361,000336
Premises and equipment expense$4,946,000398
Additional noninterest expense$9,409,000572
Pre-tax net operating income$8,114,000599
Securities gains (losses)$-468,0007,337
Applicable income taxes$04,740
Income before extraordinary items$7,646,000540
Extraordinary gains, net$021
Net income$7,646,000539
Minority interest net income$087
Net income of bank and minority interests.$7,646,000540
Net charge-offs$4,990,000626
Cash dividends$3,196,000430
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,114,000492
2011-06-30 (YTD Data)Rank
Total interest income$5,701,0002,491
Total interest expense$1,214,0002,542
Net interest income$4,487,0002,457
Provision for loan and lease losses$3,016,000672
Total noninterest income$28,595,000167
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$25,438,00050
Trading account gains and fees$0153
Additional Noninterest Income$3,157,000597
Total noninterest expense$24,330,000433
Salaries and employee benefits$14,941,000336
Premises and equipment expense$3,101,000435
Additional noninterest expense$6,288,000582
Pre-tax net operating income$5,736,000556
Securities gains (losses)$-184,0007,373
Applicable income taxes$04,697
Income before extraordinary items$5,552,000489
Extraordinary gains, net$015
Net income$5,552,000489
Minority interest net income$089
Net income of bank and minority interests.$5,552,000489
Net charge-offs$2,819,000727
Cash dividends$1,482,000578
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,736,000461
2011-03-31 (YTD Data)Rank
Total interest income$2,831,0002,517
Total interest expense$586,0002,685
Net interest income$2,245,0002,448
Provision for loan and lease losses$1,119,000786
Total noninterest income$13,560,000180
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$12,010,00051
Trading account gains and fees$0158
Additional Noninterest Income$1,550,000611
Total noninterest expense$11,903,000442
Salaries and employee benefits$7,453,000336
Premises and equipment expense$1,550,000438
Additional noninterest expense$2,900,000618
Pre-tax net operating income$2,783,000588
Securities gains (losses)$-87,0007,389
Applicable income taxes$04,545
Income before extraordinary items$2,696,000505
Extraordinary gains, net$09
Net income$2,696,000504
Minority interest net income$086
Net income of bank and minority interests.$2,696,000505
Net charge-offs$983,000869
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,783,000466
2010-12-31 (YTD Data)Rank
Total interest income$13,104,0002,295
Total interest expense$2,187,0003,321
Net interest income$10,917,0001,998
Provision for loan and lease losses$6,911,000884
Total noninterest income$54,422,000187
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$47,590,00054
Trading account gains and fees$0175
Additional Noninterest Income$6,832,000593
Total noninterest expense$48,271,000445
Salaries and employee benefits$29,851,000327
Premises and equipment expense$5,728,000451
Additional noninterest expense$12,692,000595
Pre-tax net operating income$10,157,000539
Securities gains (losses)$-1,046,0007,514
Applicable income taxes$2,358,000641
Income before extraordinary items$6,753,000669
Extraordinary gains, net$029
Net income$6,753,000666
Minority interest net income$0111
Net income of bank and minority interests.$6,753,000670
Net charge-offs$6,495,000831
Cash dividends$23,053,00090
Sale, conversion, retirement of capital stock, net$-107,0007,594
Net operating income$7,527,040571
2010-09-30 (YTD Data)Rank
Total interest income$10,023,0002,310
Total interest expense$1,611,0003,513
Net interest income$8,412,0001,972
Provision for loan and lease losses$4,124,0001,017
Total noninterest income$38,150,000187
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$32,205,00057
Trading account gains and fees$0165
Additional Noninterest Income$5,945,000518
Total noninterest expense$34,929,000443
Salaries and employee benefits$22,293,000326
Premises and equipment expense$4,246,000460
Additional noninterest expense$8,390,000658
Pre-tax net operating income$7,509,000569
Securities gains (losses)$-916,0007,647
Applicable income taxes$1,596,000711
Income before extraordinary items$4,997,000697
Extraordinary gains, net$023
Net income$4,997,000697
Minority interest net income$0110
Net income of bank and minority interests.$4,997,000697
Net charge-offs$3,686,000970
Cash dividends$53,0003,433
Sale, conversion, retirement of capital stock, net$-107,0007,706
Net operating income$5,693,160579
2010-06-30 (YTD Data)Rank
Total interest income$6,789,0002,303
Total interest expense$1,028,0003,732
Net interest income$5,761,0001,935
Provision for loan and lease losses$2,857,000978
Total noninterest income$25,162,000186
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$21,463,00056
Trading account gains and fees$0152
Additional Noninterest Income$3,699,000519
Total noninterest expense$22,960,000450
Salaries and employee benefits$14,623,000331
Premises and equipment expense$2,786,000465
Additional noninterest expense$5,551,000656
Pre-tax net operating income$5,106,000543
Securities gains (losses)$-455,0007,683
Applicable income taxes$1,257,000587
Income before extraordinary items$3,394,000664
Extraordinary gains, net$019
Net income$3,394,000664
Minority interest net income$0105
Net income of bank and minority interests.$3,394,000664
Net charge-offs$2,747,000888
Cash dividends$53,0003,149
Sale, conversion, retirement of capital stock, net$-107,0007,790
Net operating income$3,726,150576
2010-03-31 (YTD Data)Rank
Total interest income$3,462,0002,314
Total interest expense$487,0004,008
Net interest income$2,975,0001,909
Provision for loan and lease losses$1,201,0001,028
Total noninterest income$11,941,000202
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$10,136,00056
Trading account gains and fees$0175
Additional Noninterest Income$1,805,000523
Total noninterest expense$11,082,000469
Salaries and employee benefits$7,087,000346
Premises and equipment expense$1,280,000516
Additional noninterest expense$2,715,000675
Pre-tax net operating income$2,633,000517
Securities gains (losses)$-367,0007,812
Applicable income taxes$657,000553
Income before extraordinary items$1,609,000686
Extraordinary gains, net$016
Net income$1,609,000688
Minority interest net income$091
Net income of bank and minority interests.$1,609,000690
Net charge-offs$1,029,0001,019
Cash dividends$26,0002,462
Sale, conversion, retirement of capital stock, net$-107,0007,910
Net operating income$1,869,570577
2009-12-31 (YTD Data)Rank
Total interest income$14,284,0002,344
Total interest expense$1,935,0004,544
Net interest income$12,349,0001,802
Provision for loan and lease losses$6,376,0001,195
Total noninterest income$48,341,000207
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$41,535,00060
Trading account gains and fees$0211
Additional Noninterest Income$6,806,000573
Total noninterest expense$44,733,000479
Salaries and employee benefits$28,318,000342
Premises and equipment expense$5,348,000499
Additional noninterest expense$11,067,000729
Pre-tax net operating income$9,581,000449
Securities gains (losses)$5,0003,451
Applicable income taxes$2,818,000421
Income before extraordinary items$6,768,000502
Extraordinary gains, net$034
Net income$6,768,000502
Minority interest net income$0115
Net income of bank and minority interests.$6,768,000504
Net charge-offs$6,012,000999
Cash dividends$4,304,000408
Sale, conversion, retirement of capital stock, net$-108,0007,944
Net operating income$6,764,450499
2009-09-30 (YTD Data)Rank
Total interest income$10,560,0002,418
Total interest expense$1,453,0004,693
Net interest income$9,107,0001,830
Provision for loan and lease losses$5,291,0001,004
Total noninterest income$36,468,000210
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$31,287,00060
Trading account gains and fees$0212
Additional Noninterest Income$5,181,000572
Total noninterest expense$33,693,000477
Salaries and employee benefits$21,286,000350
Premises and equipment expense$4,043,000503
Additional noninterest expense$8,364,000687
Pre-tax net operating income$6,591,000512
Securities gains (losses)$03,497
Applicable income taxes$1,890,000492
Income before extraordinary items$4,701,000573
Extraordinary gains, net$027
Net income$4,701,000574
Minority interest net income$0118
Net income of bank and minority interests.$4,701,000575
Net charge-offs$5,038,000812
Cash dividends$1,304,000991
Sale, conversion, retirement of capital stock, net$-108,0008,045
Net operating income$4,701,000570
2009-06-30 (YTD Data)Rank
Total interest income$6,883,0002,501
Total interest expense$977,0004,796
Net interest income$5,906,0001,872
Provision for loan and lease losses$2,678,0001,171
Total noninterest income$23,144,000213
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$19,633,00064
Trading account gains and fees$0193
Additional Noninterest Income$3,511,000566
Total noninterest expense$22,629,000482
Salaries and employee benefits$14,235,000355
Premises and equipment expense$2,686,000509
Additional noninterest expense$5,708,000680
Pre-tax net operating income$3,743,000607
Securities gains (losses)$12,0002,527
Applicable income taxes$1,022,000606
Income before extraordinary items$2,733,000666
Extraordinary gains, net$021
Net income$2,733,000663
Minority interest net income$0112
Net income of bank and minority interests.$2,733,000667
Net charge-offs$2,508,000971
Cash dividends$54,0003,615
Sale, conversion, retirement of capital stock, net$-108,0008,156
Net operating income$2,724,240654
2009-03-31 (YTD Data)Rank
Total interest income$3,413,0002,549
Total interest expense$480,0004,938
Net interest income$2,933,0001,880
Provision for loan and lease losses$1,494,000930
Total noninterest income$11,431,000211
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,678,00065
Trading account gains and fees$0171
Additional Noninterest Income$1,753,000554
Total noninterest expense$11,071,000470
Salaries and employee benefits$7,040,000359
Premises and equipment expense$1,303,000535
Additional noninterest expense$2,728,000629
Pre-tax net operating income$1,799,000692
Securities gains (losses)$02,434
Applicable income taxes$526,000639
Income before extraordinary items$1,273,000824
Extraordinary gains, net$015
Net income$1,273,000825
Minority interest net income$0102
Net income of bank and minority interests.$1,273,000826
Net charge-offs$1,477,000744
Cash dividends$27,0002,868
Sale, conversion, retirement of capital stock, net$-108,0008,217
Net operating income$1,273,000763
2008-12-31 (YTD Data)Rank
Total interest income$14,143,0002,613
Total interest expense$2,388,0004,862
Net interest income$11,755,0001,896
Provision for loan and lease losses$6,430,000840
Total noninterest income$44,767,000200
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$38,325,00068
Trading account gains and fees$0154
Additional Noninterest Income$6,442,000538
Total noninterest expense$43,777,000470
Salaries and employee benefits$27,899,000349
Premises and equipment expense$5,145,000532
Additional noninterest expense$10,733,000640
Pre-tax net operating income$6,315,000888
Securities gains (losses)$03,220
Applicable income taxes$1,438,000899
Income before extraordinary items$4,877,000832
Extraordinary gains, net$039
Net income$4,877,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,246,000571
Cash dividends$2,755,000999
Sale, conversion, retirement of capital stock, net$-110,0008,234
Net operating income$4,877,000899
2008-09-30 (YTD Data)Rank
Total interest income$10,573,0002,681
Total interest expense$1,892,0004,836
Net interest income$8,681,0001,953
Provision for loan and lease losses$4,544,000683
Total noninterest income$32,740,000214
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$27,887,00071
Trading account gains and fees$0148
Additional Noninterest Income$4,853,000568
Total noninterest expense$32,469,000469
Salaries and employee benefits$20,671,000370
Premises and equipment expense$3,843,000538
Additional noninterest expense$7,955,000611
Pre-tax net operating income$4,408,0001,155
Securities gains (losses)$03,106
Applicable income taxes$948,0001,201
Income before extraordinary items$3,460,0001,076
Extraordinary gains, net$031
Net income$3,460,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,364,000489
Cash dividends$1,555,0001,266
Sale, conversion, retirement of capital stock, net$-110,0008,330
Net operating income$3,460,0001,130
2008-06-30 (YTD Data)Rank
Total interest income$7,001,0002,720
Total interest expense$1,298,0004,887
Net interest income$5,703,0001,963
Provision for loan and lease losses$2,655,000654
Total noninterest income$21,164,000224
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$17,881,00072
Trading account gains and fees$0149
Additional Noninterest Income$3,283,000583
Total noninterest expense$20,870,000486
Salaries and employee benefits$13,274,000383
Premises and equipment expense$2,473,000559
Additional noninterest expense$5,123,000610
Pre-tax net operating income$3,342,0001,069
Securities gains (losses)$03,233
Applicable income taxes$734,0001,188
Income before extraordinary items$2,608,0001,054
Extraordinary gains, net$021
Net income$2,608,0001,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,518,000480
Cash dividends$55,0004,418
Sale, conversion, retirement of capital stock, net$-109,0008,412
Net operating income$2,608,0001,041
2008-03-31 (YTD Data)Rank
Total interest income$3,464,0002,812
Total interest expense$712,0004,836
Net interest income$2,752,0002,028
Provision for loan and lease losses$1,373,000515
Total noninterest income$10,007,000236
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$8,376,00075
Trading account gains and fees$0158
Additional Noninterest Income$1,631,000589
Total noninterest expense$9,647,000517
Salaries and employee benefits$6,187,000411
Premises and equipment expense$1,040,000675
Additional noninterest expense$2,420,000610
Pre-tax net operating income$1,739,0001,095
Securities gains (losses)$02,688
Applicable income taxes$509,000992
Income before extraordinary items$1,230,0001,224
Extraordinary gains, net$015
Net income$1,230,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,317,000379
Cash dividends$27,0003,541
Sale, conversion, retirement of capital stock, net$-110,0008,452
Net operating income$1,230,0001,182
2007-12-31 (YTD Data)Rank
Total interest income$14,225,0002,817
Total interest expense$3,445,0004,379
Net interest income$10,780,0002,094
Provision for loan and lease losses$5,632,000374
Total noninterest income$37,082,000239
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$31,621,00075
Trading account gains and fees$0178
Additional Noninterest Income$5,461,000628
Total noninterest expense$33,319,000558
Salaries and employee benefits$21,550,000451
Premises and equipment expense$3,262,000816
Additional noninterest expense$8,507,000674
Pre-tax net operating income$8,911,000960
Securities gains (losses)$8,0001,417
Applicable income taxes$2,322,0001,000
Income before extraordinary items$6,597,000995
Extraordinary gains, net$039
Net income$6,597,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,816,000327
Cash dividends$3,556,0001,039
Sale, conversion, retirement of capital stock, net$-115,0008,449
Net operating income$6,591,080978
2007-09-30 (YTD Data)Rank
Total interest income$10,378,0002,895
Total interest expense$2,571,0004,399
Net interest income$7,807,0002,184
Provision for loan and lease losses$4,064,000300
Total noninterest income$26,505,000249
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$22,259,00078
Trading account gains and fees$0184
Additional Noninterest Income$4,246,000619
Total noninterest expense$24,149,000573
Salaries and employee benefits$15,639,000476
Premises and equipment expense$2,326,000850
Additional noninterest expense$6,184,000670
Pre-tax net operating income$6,099,0001,121
Securities gains (losses)$-1,0007,322
Applicable income taxes$1,478,0001,239
Income before extraordinary items$4,620,0001,135
Extraordinary gains, net$033
Net income$4,620,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,192,000285
Cash dividends$2,056,0001,185
Sale, conversion, retirement of capital stock, net$-115,0008,494
Net operating income$4,620,7601,112
2007-06-30 (YTD Data)Rank
Total interest income$6,891,0002,924
Total interest expense$1,698,0004,426
Net interest income$5,193,0002,213
Provision for loan and lease losses$2,381,000287
Total noninterest income$16,267,000280
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$13,441,00087
Trading account gains and fees$0168
Additional Noninterest Income$2,826,000641
Total noninterest expense$15,344,000615
Salaries and employee benefits$9,885,000514
Premises and equipment expense$1,464,000906
Additional noninterest expense$3,995,000715
Pre-tax net operating income$3,735,0001,271
Securities gains (losses)$-1,0007,616
Applicable income taxes$766,0001,541
Income before extraordinary items$2,968,0001,206
Extraordinary gains, net$029
Net income$2,968,0001,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,000683
Cash dividends$56,0004,649
Sale, conversion, retirement of capital stock, net$-115,0008,563
Net operating income$2,968,7901,187
2007-03-31 (YTD Data)Rank
Total interest income$3,378,0002,971
Total interest expense$838,0004,455
Net interest income$2,540,0002,267
Provision for loan and lease losses$160,0001,363
Total noninterest income$7,630,000286
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$6,286,00087
Trading account gains and fees$0195
Additional Noninterest Income$1,344,000655
Total noninterest expense$7,789,000603
Salaries and employee benefits$5,112,000499
Premises and equipment expense$789,000853
Additional noninterest expense$1,888,000738
Pre-tax net operating income$2,221,0001,048
Securities gains (losses)$-4,0008,145
Applicable income taxes$639,0001,055
Income before extraordinary items$1,578,0001,116
Extraordinary gains, net$022
Net income$1,578,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,000847
Cash dividends$28,0003,760
Sale, conversion, retirement of capital stock, net$-115,0008,608
Net operating income$1,580,8401,096
2006-12-31 (YTD Data)Rank
Total interest income$12,486,0002,980
Total interest expense$3,210,0004,136
Net interest income$9,276,0002,449
Provision for loan and lease losses$614,0001,575
Total noninterest income$28,173,000285
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$23,550,00092
Trading account gains and fees$0130
Additional Noninterest Income$4,623,000716
Total noninterest expense$28,335,000626
Salaries and employee benefits$17,846,000530
Premises and equipment expense$2,876,000882
Additional noninterest expense$7,613,000711
Pre-tax net operating income$8,500,0001,165
Securities gains (losses)$147,000454
Applicable income taxes$2,437,0001,124
Income before extraordinary items$6,210,0001,191
Extraordinary gains, net$051
Net income$6,210,0001,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$805,000834
Cash dividends$3,064,0001,101
Sale, conversion, retirement of capital stock, net$-142,0008,605
Net operating income$6,104,1601,197
2006-09-30 (YTD Data)Rank
Total interest income$9,169,0003,016
Total interest expense$2,369,0004,101
Net interest income$6,800,0002,527
Provision for loan and lease losses$484,0001,428
Total noninterest income$20,670,000305
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$17,257,00097
Trading account gains and fees$0126
Additional Noninterest Income$3,413,000733
Total noninterest expense$20,784,000653
Salaries and employee benefits$13,027,000562
Premises and equipment expense$2,063,000920
Additional noninterest expense$5,694,000721
Pre-tax net operating income$6,202,0001,239
Securities gains (losses)$16,000804
Applicable income taxes$1,724,0001,245
Income before extraordinary items$4,494,0001,261
Extraordinary gains, net$045
Net income$4,494,0001,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$662,000649
Cash dividends$1,564,0001,394
Sale, conversion, retirement of capital stock, net$-142,0008,692
Net operating income$4,482,4801,248
2006-06-30 (YTD Data)Rank
Total interest income$6,022,0003,015
Total interest expense$1,537,0004,049
Net interest income$4,485,0002,550
Provision for loan and lease losses$364,0001,256
Total noninterest income$13,498,000318
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$11,205,000100
Trading account gains and fees$0126
Additional Noninterest Income$2,293,000725
Total noninterest expense$13,544,000674
Salaries and employee benefits$8,387,000583
Premises and equipment expense$1,267,000999
Additional noninterest expense$3,890,000715
Pre-tax net operating income$4,075,0001,244
Securities gains (losses)$-15,0007,996
Applicable income taxes$1,117,0001,277
Income before extraordinary items$2,943,0001,267
Extraordinary gains, net$039
Net income$2,943,0001,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$557,000519
Cash dividends$64,0004,671
Sale, conversion, retirement of capital stock, net$-142,0008,734
Net operating income$2,953,8001,249
2006-03-31 (YTD Data)Rank
Total interest income$2,968,0002,999
Total interest expense$746,0004,012
Net interest income$2,222,0002,549
Provision for loan and lease losses$120,0001,730
Total noninterest income$6,299,000329
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,196,000103
Trading account gains and fees$0115
Additional Noninterest Income$1,103,000747
Total noninterest expense$6,814,000664
Salaries and employee benefits$4,310,000570
Premises and equipment expense$625,0001,011
Additional noninterest expense$1,879,000728
Pre-tax net operating income$1,587,0001,545
Securities gains (losses)$0955
Applicable income taxes$452,0001,510
Income before extraordinary items$1,135,0001,589
Extraordinary gains, net$021
Net income$1,135,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,000374
Cash dividends$35,0003,704
Sale, conversion, retirement of capital stock, net$-142,0008,752
Net operating income$1,135,0001,568
2005-12-31 (YTD Data)Rank
Total interest income$11,274,0002,854
Total interest expense$2,907,0003,428
Net interest income$8,367,0002,596
Provision for loan and lease losses$480,0001,951
Total noninterest income$26,327,000318
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$22,644,000100
Trading account gains and fees$0138
Additional Noninterest Income$3,683,000866
Total noninterest expense$24,527,000702
Salaries and employee benefits$15,264,000597
Premises and equipment expense$2,397,0001,004
Additional noninterest expense$6,866,000765
Pre-tax net operating income$9,687,0001,009
Securities gains (losses)$90,000733
Applicable income taxes$2,939,000967
Income before extraordinary items$6,838,0001,056
Extraordinary gains, net$046
Net income$6,838,0001,056
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,300
Cash dividends$3,572,000902
Sale, conversion, retirement of capital stock, net$-144,0008,769
Net operating income$6,775,0001,044
2005-09-30 (YTD Data)Rank
Total interest income$8,394,0002,806
Total interest expense$2,147,0003,303
Net interest income$6,247,0002,582
Provision for loan and lease losses$360,0001,866
Total noninterest income$19,353,000325
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$16,715,000102
Trading account gains and fees$0126
Additional Noninterest Income$2,638,000911
Total noninterest expense$18,215,000692
Salaries and employee benefits$11,237,000601
Premises and equipment expense$1,753,0001,018
Additional noninterest expense$5,225,000750
Pre-tax net operating income$7,025,0001,034
Securities gains (losses)$-2,0007,438
Applicable income taxes$2,142,0001,007
Income before extraordinary items$4,881,0001,104
Extraordinary gains, net$035
Net income$4,881,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,153
Cash dividends$2,072,0001,027
Sale, conversion, retirement of capital stock, net$-144,0008,814
Net operating income$4,882,4001,082
2005-06-30 (YTD Data)Rank
Total interest income$5,572,0002,764
Total interest expense$1,403,0003,220
Net interest income$4,169,0002,558
Provision for loan and lease losses$240,0001,839
Total noninterest income$12,809,000325
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$10,995,000101
Trading account gains and fees$0116
Additional Noninterest Income$1,814,000869
Total noninterest expense$11,789,000704
Salaries and employee benefits$7,218,000620
Premises and equipment expense$1,127,0001,053
Additional noninterest expense$3,444,000758
Pre-tax net operating income$4,949,000961
Securities gains (losses)$-2,0007,723
Applicable income taxes$1,544,000928
Income before extraordinary items$3,403,0001,025
Extraordinary gains, net$030
Net income$3,403,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$258,0001,010
Cash dividends$72,0004,549
Sale, conversion, retirement of capital stock, net$-144,0008,839
Net operating income$3,404,3801,005
2005-03-31 (YTD Data)Rank
Total interest income$2,749,0002,766
Total interest expense$684,0003,176
Net interest income$2,065,0002,583
Provision for loan and lease losses$120,0001,733
Total noninterest income$6,132,000332
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$5,242,000102
Trading account gains and fees$0115
Additional Noninterest Income$890,000866
Total noninterest expense$5,879,000713
Salaries and employee benefits$3,647,000610
Premises and equipment expense$525,0001,153
Additional noninterest expense$1,707,000743
Pre-tax net operating income$2,198,0001,052
Securities gains (losses)$14,000908
Applicable income taxes$693,0001,018
Income before extraordinary items$1,519,0001,137
Extraordinary gains, net$024
Net income$1,519,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0001,087
Cash dividends$36,0003,567
Sale, conversion, retirement of capital stock, net$-144,0008,914
Net operating income$1,509,3401,119
2004-12-31 (YTD Data)Rank
Total interest income$10,224,0002,774
Total interest expense$2,687,0002,880
Net interest income$7,537,0002,686
Provision for loan and lease losses$486,0002,004
Total noninterest income$24,843,000332
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$21,834,000107
Trading account gains and fees$0138
Additional Noninterest Income$3,009,000981
Total noninterest expense$22,222,000732
Salaries and employee benefits$13,749,000618
Premises and equipment expense$2,023,0001,134
Additional noninterest expense$6,450,000787
Pre-tax net operating income$9,672,000909
Securities gains (losses)$86,0001,349
Applicable income taxes$3,093,000882
Income before extraordinary items$6,665,000995
Extraordinary gains, net$034
Net income$6,665,000996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,0001,560
Cash dividends$2,072,0001,298
Sale, conversion, retirement of capital stock, net$-144,0008,902
Net operating income$6,606,520970
2004-09-30 (YTD Data)Rank
Total interest income$7,550,0002,779
Total interest expense$2,008,0002,829
Net interest income$5,542,0002,707
Provision for loan and lease losses$366,0001,913
Total noninterest income$18,096,000349
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$15,915,000113
Trading account gains and fees$0134
Additional Noninterest Income$2,181,0001,009
Total noninterest expense$16,424,000726
Salaries and employee benefits$10,142,000627
Premises and equipment expense$1,465,0001,180
Additional noninterest expense$4,817,000781
Pre-tax net operating income$6,848,000971
Securities gains (losses)$86,0001,286
Applicable income taxes$2,184,000945
Income before extraordinary items$4,750,0001,046
Extraordinary gains, net$026
Net income$4,750,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,368
Cash dividends$72,0004,836
Sale, conversion, retirement of capital stock, net$-144,0008,977
Net operating income$4,690,6601,017
2004-06-30 (YTD Data)Rank
Total interest income$5,021,0002,777
Total interest expense$1,332,0002,829
Net interest income$3,689,0002,696
Provision for loan and lease losses$246,0001,863
Total noninterest income$11,812,000345
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$10,340,000115
Trading account gains and fees$0130
Additional Noninterest Income$1,472,0001,007
Total noninterest expense$10,743,000743
Salaries and employee benefits$6,652,000633
Premises and equipment expense$945,0001,222
Additional noninterest expense$3,146,000788
Pre-tax net operating income$4,512,000963
Securities gains (losses)$86,0001,124
Applicable income taxes$1,435,000945
Income before extraordinary items$3,163,0001,042
Extraordinary gains, net$021
Net income$3,163,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,169
Cash dividends$72,0004,462
Sale, conversion, retirement of capital stock, net$-144,0009,046
Net operating income$3,103,6601,023
2004-03-31 (YTD Data)Rank
Total interest income$2,552,0002,738
Total interest expense$660,0002,893
Net interest income$1,892,0002,619
Provision for loan and lease losses$120,0001,785
Total noninterest income$5,622,000354
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$4,907,000117
Trading account gains and fees$0121
Additional Noninterest Income$715,0001,009
Total noninterest expense$5,200,000775
Salaries and employee benefits$3,241,000664
Premises and equipment expense$424,0001,375
Additional noninterest expense$1,535,000798
Pre-tax net operating income$2,194,000982
Securities gains (losses)$02,934
Applicable income taxes$695,000988
Income before extraordinary items$1,499,0001,091
Extraordinary gains, net$016
Net income$1,499,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,224
Cash dividends$36,0003,517
Sale, conversion, retirement of capital stock, net$-144,0009,097
Net operating income$1,499,0001,030
2003-12-31 (YTD Data)Rank
Total interest income$8,895,0003,145
Total interest expense$2,575,0003,269
Net interest income$6,320,0003,039
Provision for loan and lease losses$462,0002,305
Total noninterest income$19,866,000397
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$17,541,000130
Trading account gains and fees$0160
Additional Noninterest Income$2,325,0001,305
Total noninterest expense$19,723,000823
Salaries and employee benefits$11,807,000724
Premises and equipment expense$1,728,0001,322
Additional noninterest expense$6,188,000832
Pre-tax net operating income$6,001,0001,374
Securities gains (losses)$24,0003,094
Applicable income taxes$1,854,0001,357
Income before extraordinary items$4,171,0001,503
Extraordinary gains, net$054
Net income$4,171,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$512,0001,581
Cash dividends$4,130,000765
Sale, conversion, retirement of capital stock, net$-147,0009,120
Net operating income$4,154,4401,443
2003-09-30 (YTD Data)Rank
Total interest income$6,551,0003,236
Total interest expense$1,911,0003,392
Net interest income$4,640,0003,109
Provision for loan and lease losses$342,0002,294
Total noninterest income$14,032,000438
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$12,309,000140
Trading account gains and fees$0153
Additional Noninterest Income$1,723,0001,386
Total noninterest expense$14,660,000833
Salaries and employee benefits$8,737,000748
Premises and equipment expense$1,285,0001,343
Additional noninterest expense$4,638,000844
Pre-tax net operating income$3,670,0001,703
Securities gains (losses)$04,204
Applicable income taxes$1,089,0001,730
Income before extraordinary items$2,581,0001,863
Extraordinary gains, net$040
Net income$2,581,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,385
Cash dividends$2,130,000959
Sale, conversion, retirement of capital stock, net$-147,0009,177
Net operating income$2,581,0001,765
2003-06-30 (YTD Data)Rank
Total interest income$4,433,0003,213
Total interest expense$1,236,0003,577
Net interest income$3,197,0002,994
Provision for loan and lease losses$222,0002,331
Total noninterest income$8,702,000464
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$7,650,000145
Trading account gains and fees$0150
Additional Noninterest Income$1,052,0001,463
Total noninterest expense$9,758,000843
Salaries and employee benefits$5,705,000762
Premises and equipment expense$845,0001,363
Additional noninterest expense$3,208,000816
Pre-tax net operating income$1,919,0002,116
Securities gains (losses)$03,782
Applicable income taxes$538,0002,219
Income before extraordinary items$1,381,0002,265
Extraordinary gains, net$030
Net income$1,381,0002,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$313,0001,207
Cash dividends$2,130,000703
Sale, conversion, retirement of capital stock, net$-147,0009,218
Net operating income$1,381,0002,141
2003-03-31 (YTD Data)Rank
Total interest income$2,358,0003,068
Total interest expense$588,0003,810
Net interest income$1,770,0002,737
Provision for loan and lease losses$120,0002,030
Total noninterest income$4,172,000478
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,713,000151
Trading account gains and fees$0134
Additional Noninterest Income$459,0001,572
Total noninterest expense$4,612,000879
Salaries and employee benefits$2,765,000786
Premises and equipment expense$438,0001,316
Additional noninterest expense$1,409,000885
Pre-tax net operating income$1,210,0001,737
Securities gains (losses)$02,891
Applicable income taxes$375,0001,721
Income before extraordinary items$835,0001,897
Extraordinary gains, net$021
Net income$835,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,241
Cash dividends$345,0001,632
Sale, conversion, retirement of capital stock, net$-147,0009,280
Net operating income$835,0001,790
2002-12-31 (YTD Data)Rank
Total interest income$9,883,0003,048
Total interest expense$2,836,0003,695
Net interest income$7,047,0002,713
Provision for loan and lease losses$480,0002,438
Total noninterest income$16,264,000460
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$14,860,000150
Trading account gains and fees$0153
Additional Noninterest Income$1,404,0001,735
Total noninterest expense$17,008,000923
Salaries and employee benefits$10,102,000796
Premises and equipment expense$1,624,0001,353
Additional noninterest expense$5,282,000942
Pre-tax net operating income$5,823,0001,433
Securities gains (losses)$04,537
Applicable income taxes$1,868,0001,364
Income before extraordinary items$3,955,0001,544
Extraordinary gains, net$070
Net income$3,955,0001,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$437,0001,834
Cash dividends$609,0003,118
Sale, conversion, retirement of capital stock, net$-149,0009,262
Net operating income$3,955,0001,502
2001-12-31 (YTD Data)Rank
Total interest income$9,779,0003,383
Total interest expense$3,617,0004,106
Net interest income$6,162,0002,879
Provision for loan and lease losses$618,0001,856
Total noninterest income$12,564,000524
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$11,633,000166
Trading account gains and fees$0177
Additional Noninterest Income$931,0002,153
Total noninterest expense$14,098,0001,049
Salaries and employee benefits$8,315,000894
Premises and equipment expense$1,425,0001,512
Additional noninterest expense$4,358,0001,091
Pre-tax net operating income$4,010,0001,777
Securities gains (losses)$66,0002,098
Applicable income taxes$1,227,0001,781
Income before extraordinary items$2,849,0001,845
Extraordinary gains, net$0105
Net income$2,849,0001,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$556,0001,446
Cash dividends$1,551,0001,613
Sale, conversion, retirement of capital stock, net$-159,0009,509
Net operating income$2,802,8001,804
2000-12-31 (YTD Data)Rank
Total interest income$9,932,0003,413
Total interest expense$3,652,0004,260
Net interest income$6,280,0002,821
Provision for loan and lease losses$624,0001,554
Total noninterest income$11,477,000532
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$10,852,000162
Trading account gains and fees$0180
Additional Noninterest Income$625,0002,573
Total noninterest expense$12,422,0001,122
Salaries and employee benefits$7,336,000955
Premises and equipment expense$1,220,0001,706
Additional noninterest expense$3,866,0001,186
Pre-tax net operating income$4,711,0001,566
Securities gains (losses)$01,956
Applicable income taxes$1,552,0001,467
Income before extraordinary items$3,159,0001,662
Extraordinary gains, net$038
Net income$3,159,0001,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$645,0001,032
Cash dividends$1,305,0001,846
Sale, conversion, retirement of capital stock, net$-162,0009,792
Net operating income$3,159,0001,654
1999-12-31 (YTD Data)Rank
Total interest income$9,685,0003,311
Total interest expense$3,499,0004,046
Net interest income$6,186,0002,840
Provision for loan and lease losses$552,0001,624
Total noninterest income$11,276,000577
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$10,712,000172
Trading account gains and fees$0173
Additional Noninterest Income$564,0002,735
Total noninterest expense$11,501,0001,208
Salaries and employee benefits$6,457,0001,066
Premises and equipment expense$1,188,0001,723
Additional noninterest expense$3,856,0001,198
Pre-tax net operating income$5,409,0001,405
Securities gains (losses)$14,0001,577
Applicable income taxes$1,787,0001,363
Income before extraordinary items$3,636,0001,487
Extraordinary gains, net$035
Net income$3,636,0001,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$563,0001,115
Cash dividends$1,883,0001,436
Sale, conversion, retirement of capital stock, net$-164,00010,112
Net operating income$3,626,6201,464
1998-12-31 (YTD Data)Rank
Total interest income$8,570,0003,687
Total interest expense$3,163,0004,522
Net interest income$5,407,0003,179
Provision for loan and lease losses$435,0001,930
Total noninterest income$13,664,000495
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$13,125,000146
Trading account gains and fees$0224
Additional Noninterest Income$539,0002,845
Total noninterest expense$12,612,0001,053
Salaries and employee benefits$5,807,0001,123
Premises and equipment expense$953,0002,046
Additional noninterest expense$5,852,000861
Pre-tax net operating income$6,024,0001,247
Securities gains (losses)$04,449
Applicable income taxes$2,142,0001,176
Income before extraordinary items$3,882,0001,368
Extraordinary gains, net$032
Net income$3,882,0001,367
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,263
Cash dividends$559,0003,277
Sale, conversion, retirement of capital stock, net$-173,00010,353
Net operating income$3,882,0001,310
1997-12-31 (YTD Data)Rank
Total interest income$7,985,0003,973
Total interest expense$3,005,0004,705
Net interest income$4,980,0003,504
Provision for loan and lease losses$513,0001,734
Total noninterest income$13,227,000468
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$12,725,000147
Trading account gains and fees$0239
Additional Noninterest Income$502,0002,817
Total noninterest expense$11,796,0001,129
Salaries and employee benefits$4,884,0001,351
Premises and equipment expense$774,0002,493
Additional noninterest expense$6,138,000836
Pre-tax net operating income$5,898,0001,316
Securities gains (losses)$03,944
Applicable income taxes$2,116,0001,254
Income before extraordinary items$3,782,0001,434
Extraordinary gains, net$044
Net income$3,782,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$545,0001,261
Cash dividends$395,0004,021
Sale, conversion, retirement of capital stock, net$-176,00010,797
Net operating income$3,782,0001,399
1996-12-31 (YTD Data)Rank
Total interest income$7,309,0004,398
Total interest expense$2,878,0004,964
Net interest income$4,431,0003,939
Provision for loan and lease losses$300,0002,555
Total noninterest income$9,482,000608
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$9,013,000217
Trading account gains and fees$0262
Additional Noninterest Income$469,0003,061
Total noninterest expense$8,405,0001,690
Salaries and employee benefits$3,675,0001,791
Premises and equipment expense$629,0003,062
Additional noninterest expense$4,101,0001,331
Pre-tax net operating income$5,208,0001,380
Securities gains (losses)$04,148
Applicable income taxes$1,881,0001,307
Income before extraordinary items$3,327,0001,484
Extraordinary gains, net$053
Net income$3,327,0001,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,0001,725
Cash dividends$294,0004,633
Sale, conversion, retirement of capital stock, net$-175,00011,370
Net operating income$3,327,0001,449
1995-12-31 (YTD Data)Rank
Total interest income$6,566,0004,814
Total interest expense$2,661,0005,287
Net interest income$3,905,0004,404
Provision for loan and lease losses$240,0002,643
Total noninterest income$6,754,000784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$6,389,000282
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,507
Total noninterest expense$6,774,0002,039
Salaries and employee benefits$2,843,0002,331
Premises and equipment expense$576,0003,320
Additional noninterest expense$3,355,0001,540
Pre-tax net operating income$3,645,0002,014
Securities gains (losses)$03,831
Applicable income taxes$1,304,0001,866
Income before extraordinary items$2,341,0002,167
Extraordinary gains, net$065
Net income$2,341,0002,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,103
Cash dividends$294,0004,632
Sale, conversion, retirement of capital stock, net$-2,218,00010,530
Net operating income$2,341,0002,125
1994-12-31 (YTD Data)Rank
Total interest income$5,976,0004,882
Total interest expense$2,214,0005,127
Net interest income$3,762,0004,626
Provision for loan and lease losses$310,0002,192
Total noninterest income$4,491,000996
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,162,000372
Trading account gains and feesNANA
Additional Noninterest Income$329,0003,859
Total noninterest expense$5,143,0002,698
Salaries and employee benefits$2,252,0002,944
Premises and equipment expense$502,0003,790
Additional noninterest expense$2,389,0002,214
Pre-tax net operating income$2,800,0002,529
Securities gains (losses)$12,0002,095
Applicable income taxes$1,016,0002,208
Income before extraordinary items$1,796,0002,698
Extraordinary gains, net$0249
Net income$1,796,0002,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$524,0001,337
Cash dividends$250,0004,888
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,788,3202,721
1993-12-31 (YTD Data)Rank
Total interest income$5,750,0005,154
Total interest expense$2,126,0005,547
Net interest income$3,624,0004,808
Provision for loan and lease losses$285,0003,115
Total noninterest income$4,185,0001,124
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,880,000394
Trading account gains and feesNANA
Additional Noninterest Income$305,0004,425
Total noninterest expense$4,767,0002,972
Salaries and employee benefits$2,107,0003,116
Premises and equipment expense$479,0004,029
Additional noninterest expense$2,181,0002,536
Pre-tax net operating income$2,757,0002,491
Securities gains (losses)$22,0004,534
Applicable income taxes$987,0002,288
Income before extraordinary items$1,792,0002,775
Extraordinary gains, net$03,149
Net income$1,792,0002,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0003,355
Cash dividends$250,0004,831
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,777,9202,647
1992-12-31 (YTD Data)Rank
Total interest income$5,827,0005,627
Total interest expense$2,383,0006,219
Net interest income$3,444,0005,075
Provision for loan and lease losses$300,0004,111
Total noninterest income$3,695,0001,212
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,342,000444
Trading account gains and feesNANA
Additional Noninterest Income$353,0004,015
Total noninterest expense$4,478,0003,177
Salaries and employee benefits$1,975,0003,242
Premises and equipment expense$474,0004,158
Additional noninterest expense$2,029,0002,769
Pre-tax net operating income$2,361,0002,642
Securities gains (losses)$08,369
Applicable income taxes$840,0002,472
Income before extraordinary items$1,521,0003,038
Extraordinary gains, net$01,422
Net income$1,521,0003,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0004,399
Cash dividends$240,0004,583
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,521,0002,809

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.