| 2003-06-30 | Rank |
| # of Employees: | 76 | 2,286 |
| Assets and Liabilities |
| Total Assets: | $270,703,000 | 2,051 |
| Cash and due from depository institutions | $10,132,000 | 2,286 |
| Interest-bearing balances | $1,180,000 | 3,054 |
| Securities | $31,496,000 | 3,422 |
| Federal funds sold & reverse repurchase agreements | $28,588,000 | 550 |
| Net loans & leases | $177,724,000 | 1,954 |
| Loan loss allowance | $2,878,000 | 1,577 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $9,659,000 | 927 |
| Other real estate owned | $450,000 | 2,286 |
| Goodwill and other intangibles | $9,512,000 | 470 |
| All other assets | $3,142,000 | 3,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $270,703,000 | 2,051 |
| Total liabilities | $237,905,000 | 2,088 |
| Total deposits | $230,566,000 | 1,942 |
| Interest-bearing deposits | $193,188,000 | 1,993 |
| Deposits held in domestic offices | $230,566,000 | 1,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,549,000 | 2,251 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,790,000 | 1,565 |
| Total equity capital | $32,798,000 | 1,664 |
| Total bank equity capital | $32,798,000 | 1,664 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,000,000 | 1,815 |
| Surplus | $27,463,000 | 805 |
| Undivided profits | $3,335,000 | 5,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,989,000 | 1,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,162,000 | 2,606 |
| Earning assets | $238,988,000 | 2,107 |
| Long-term assets (5+ years) | $25,406,000 | 2,974 |
| Average Assets, year-to-date | $240,916,330 | 2,244 |
| Average Assets, quarterly | $273,508,500 | 2,009 |
| Volatile liabilities | $58,972,000 | 1,645 |
| Insider loans | $2,955,000 | 1,856 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $6,562,000 | 607 |
| Unused loan commitments | $32,442,000 | 1,999 |
| Tier 1 (core) risk-based capital | $22,981,000 | 2,230 |
| Tier 2 risk-based capital | $2,508,000 | 1,658 |
| Total risk weighted assets | $200,240,000 | 1,843 |
| Total unused commitments | $32,442,000 | 2,010 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 78 | 2,207 |
| Assets and Liabilities |
| Total Assets: | $276,314,000 | 1,982 |
| Cash and due from depository institutions | $10,118,000 | 2,207 |
| Interest-bearing balances | $1,069,000 | 3,123 |
| Securities | $31,175,000 | 3,429 |
| Federal funds sold & reverse repurchase agreements | $30,380,000 | 531 |
| Net loans & leases | $183,008,000 | 1,873 |
| Loan loss allowance | $2,898,000 | 1,537 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $9,193,000 | 978 |
| Other real estate owned | $73,000 | 2,207 |
| Goodwill and other intangibles | $9,619,000 | 453 |
| All other assets | $2,748,000 | 3,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,314,000 | 1,982 |
| Total liabilities | $244,025,000 | 2,007 |
| Total deposits | $235,807,000 | 1,867 |
| Interest-bearing deposits | $192,072,000 | 1,992 |
| Deposits held in domestic offices | $235,807,000 | 1,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,539,000 | 1,829 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $3,000,000 | 3,806 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,679,000 | 1,648 |
| Total equity capital | $32,289,000 | 1,652 |
| Total bank equity capital | $32,289,000 | 1,652 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,000,000 | 1,826 |
| Surplus | $27,463,000 | 790 |
| Undivided profits | $2,826,000 | 5,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,177,000 | 2,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,269,000 | 2,397 |
| Earning assets | $245,632,000 | 2,037 |
| Long-term assets (5+ years) | $24,586,000 | 2,977 |
| Average Assets, year-to-date | $226,023,000 | 2,401 |
| Average Assets, quarterly | $226,023,000 | 2,401 |
| Volatile liabilities | $56,951,000 | 1,649 |
| Insider loans | $1,374,000 | 3,257 |
| FHLB advances | $3,000,000 | 3,622 |
| Loans and leases held for sale | $3,484,000 | 774 |
| Unused loan commitments | $31,537,000 | 1,960 |
| Tier 1 (core) risk-based capital | $22,440,000 | 2,229 |
| Tier 2 risk-based capital | $2,515,000 | 1,630 |
| Total risk weighted assets | $200,580,000 | 1,810 |
| Total unused commitments | $31,537,000 | 1,967 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities |
| Total Assets: | $175,732,000 | 2,987 |
| Cash and due from depository institutions | $6,186,000 | 3,462 |
| Interest-bearing balances | $1,018,000 | 3,069 |
| Securities | $19,750,000 | 4,681 |
| Federal funds sold & reverse repurchase agreements | $9,130,000 | 1,590 |
| Net loans & leases | $128,906,000 | 2,582 |
| Loan loss allowance | $1,903,000 | 2,232 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,828,000 | 1,913 |
| Other real estate owned | $0 | 3,462 |
| Goodwill and other intangibles | $5,316,000 | 639 |
| All other assets | $1,616,000 | 5,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,732,000 | 2,987 |
| Total liabilities | $155,262,000 | 3,019 |
| Total deposits | $151,723,000 | 2,822 |
| Interest-bearing deposits | $126,817,000 | 2,884 |
| Deposits held in domestic offices | $151,723,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,203,000 | 1,996 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,336,000 | 2,751 |
| Total equity capital | $20,470,000 | 2,565 |
| Total bank equity capital | $20,470,000 | 2,565 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,000,000 | 1,819 |
| Surplus | $15,803,000 | 1,209 |
| Undivided profits | $2,667,000 | 6,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $691,000 | 3,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $926,000 | 3,449 |
| Earning assets | $158,804,000 | 3,012 |
| Long-term assets (5+ years) | $20,600,000 | 3,264 |
| Average Assets, year-to-date | $170,716,200 | 2,925 |
| Average Assets, quarterly | $183,154,500 | 2,838 |
| Volatile liabilities | $40,921,000 | 2,159 |
| Insider loans | $1,818,000 | 2,710 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $4,900,000 | 709 |
| Unused loan commitments | $19,275,000 | 2,704 |
| Tier 1 (core) risk-based capital | $14,905,000 | 3,216 |
| Tier 2 risk-based capital | $1,687,000 | 2,288 |
| Total risk weighted assets | $134,642,000 | 2,582 |
| Total unused commitments | $19,275,000 | 2,709 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 49 | 3,425 |
| Assets and Liabilities |
| Total Assets: | $154,878,000 | 3,177 |
| Cash and due from depository institutions | $5,615,000 | 3,425 |
| Interest-bearing balances | $21,000 | 6,272 |
| Securities | $16,825,000 | 5,050 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $120,784,000 | 2,658 |
| Loan loss allowance | $1,718,000 | 2,290 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,100,000 | 1,758 |
| Other real estate owned | $0 | 3,425 |
| Goodwill and other intangibles | $5,316,000 | 607 |
| All other assets | $1,238,000 | 5,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,878,000 | 3,177 |
| Total liabilities | $135,986,000 | 3,253 |
| Total deposits | $129,446,000 | 3,123 |
| Interest-bearing deposits | $110,492,000 | 3,109 |
| Deposits held in domestic offices | $129,446,000 | 3,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,779,000 | 1,532 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,761,000 | 2,223 |
| Total equity capital | $18,892,000 | 2,592 |
| Total bank equity capital | $18,892,000 | 2,592 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,000,000 | 1,837 |
| Surplus | $15,803,000 | 1,156 |
| Undivided profits | $1,089,000 | 7,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $521,000 | 4,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $917,000 | 3,751 |
| Earning assets | $137,630,000 | 3,239 |
| Long-term assets (5+ years) | $19,086,000 | 3,400 |
| Average Assets, year-to-date | $136,203,200 | 3,399 |
| Average Assets, quarterly | $153,732,000 | 3,171 |
| Volatile liabilities | $36,451,000 | 2,300 |
| Insider loans | $1,224,000 | 3,440 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,564,000 | 1,002 |
| Unused loan commitments | $21,927,000 | 2,339 |
| Tier 1 (core) risk-based capital | $13,464,000 | 3,361 |
| Tier 2 risk-based capital | $1,583,000 | 2,289 |
| Total risk weighted assets | $126,534,000 | 2,613 |
| Total unused commitments | $21,927,000 | 2,344 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities |
| Total Assets: | $114,775,000 | 3,981 |
| Cash and due from depository institutions | $3,637,000 | 4,189 |
| Interest-bearing balances | $6,000 | 6,508 |
| Securities | $14,224,000 | 5,721 |
| Federal funds sold & reverse repurchase agreements | $2,154,000 | 4,054 |
| Net loans & leases | $83,804,000 | 3,556 |
| Loan loss allowance | $1,092,000 | 3,228 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,340,000 | 2,026 |
| Other real estate owned | $0 | 4,189 |
| Goodwill and other intangibles | $5,733,000 | 555 |
| All other assets | $883,000 | 6,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,775,000 | 3,981 |
| Total liabilities | $99,877,000 | 4,082 |
| Total deposits | $97,187,000 | 3,892 |
| Interest-bearing deposits | $85,218,000 | 3,797 |
| Deposits held in domestic offices | $97,187,000 | 3,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $939,000 | 2,829 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,751,000 | 2,297 |
| Total equity capital | $14,898,000 | 3,095 |
| Total bank equity capital | $14,898,000 | 3,095 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,000,000 | 1,856 |
| Surplus | $12,157,000 | 1,398 |
| Undivided profits | $741,000 | 8,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $110,000 | 6,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $666,000 | 4,067 |
| Earning assets | $100,188,000 | 4,147 |
| Long-term assets (5+ years) | $13,458,000 | 3,986 |
| Average Assets, year-to-date | $113,792,200 | 3,848 |
| Average Assets, quarterly | $114,457,500 | 3,936 |
| Volatile liabilities | $20,122,000 | 3,634 |
| Insider loans | $714,000 | 4,626 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,146,000 | 3,005 |
| Tier 1 (core) risk-based capital | $9,124,000 | 4,626 |
| Tier 2 risk-based capital | $1,092,000 | 3,036 |
| Total risk weighted assets | $93,528,800 | 3,270 |
| Total unused commitments | $14,146,000 | 3,006 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities |
| Total Assets: | $103,359,000 | 4,284 |
| Cash and due from depository institutions | $5,638,000 | 3,927 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,269,000 | 5,548 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 5,158 |
| Net loans & leases | $69,270,000 | 4,005 |
| Loan loss allowance | $1,057,000 | 3,267 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,487,000 | 1,903 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $5,969,000 | 568 |
| All other assets | $876,000 | 6,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,359,000 | 4,284 |
| Total liabilities | $89,256,000 | 4,453 |
| Total deposits | $84,637,000 | 4,330 |
| Interest-bearing deposits | $72,007,000 | 4,370 |
| Deposits held in domestic offices | $84,637,000 | 4,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,477,000 | 2,003 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,142,000 | 2,938 |
| Total equity capital | $14,103,000 | 3,124 |
| Total bank equity capital | $14,103,000 | 3,124 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,000,000 | 1,872 |
| Surplus | $12,157,000 | 1,367 |
| Undivided profits | $-54,000 | 9,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $255,000 | 5,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $441,000 | 5,040 |
| Earning assets | $86,389,000 | 4,635 |
| Long-term assets (5+ years) | $8,846,000 | 5,139 |
| Average Assets, year-to-date | $102,089,500 | 4,190 |
| Average Assets, quarterly | $102,089,500 | 4,283 |
| Volatile liabilities | $13,952,000 | 4,429 |
| Insider loans | $67,000 | 8,357 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,048,000 | 2,874 |
| Tier 1 (core) risk-based capital | $8,190,000 | 5,012 |
| Tier 2 risk-based capital | $968,810 | 3,247 |
| Total risk weighted assets | $77,416,910 | 3,726 |
| Total unused commitments | $15,048,000 | 2,881 |
| Derivatives | $0 | 488 |
