Home > Frontier State Bank > Income and Expense
Frontier State Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $8,930,000 | 1,372 |
| Total interest expense | $4,458,000 | 1,080 |
| Net interest income | $4,472,000 | 1,688 |
| Provision for loan and lease losses | $75,000 | 1,605 |
| Total noninterest income | $81,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $46,000 | 2,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 3,703 |
| Total noninterest expense | $2,220,000 | 2,268 |
| Salaries and employee benefits | $1,193,000 | 2,350 |
| Premises and equipment expense | $349,000 | 1,686 |
| Additional noninterest expense | $35,000 | 3,703 |
| Pre-tax net operating income | $2,258,000 | 1,328 |
| Securities gains (losses) | $40,000 | 250 |
| Applicable income taxes | $0 | 3,151 |
| Income before extraordinary items | $2,298,000 | 1,145 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,298,000 | 1,162 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,298,000 | 1,145 |
| Net charge-offs | $-7,000 | 3,982 |
| Cash dividends | $2,000,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $2,258,000 | 1,171 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $36,163,000 | 1,350 |
| Total interest expense | $19,670,000 | 1,041 |
| Net interest income | $16,493,000 | 1,712 |
| Provision for loan and lease losses | $250,000 | 1,864 |
| Total noninterest income | $378,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $224,000 | 2,562 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $154,000 | 3,721 |
| Total noninterest expense | $8,568,000 | 2,295 |
| Salaries and employee benefits | $4,591,000 | 2,375 |
| Premises and equipment expense | $1,381,000 | 1,660 |
| Additional noninterest expense | $154,000 | 3,721 |
| Pre-tax net operating income | $8,053,000 | 1,368 |
| Securities gains (losses) | $-23,000 | 3,723 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $8,030,000 | 1,208 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,030,000 | 1,219 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,030,000 | 1,208 |
| Net charge-offs | $-179,000 | 4,378 |
| Cash dividends | $6,000,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $8,053,000 | 1,224 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $27,163,000 | 1,338 |
| Total interest expense | $14,998,000 | 1,033 |
| Net interest income | $12,165,000 | 1,726 |
| Provision for loan and lease losses | $225,000 | 1,636 |
| Total noninterest income | $290,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $174,000 | 2,507 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $116,000 | 3,725 |
| Total noninterest expense | $6,446,000 | 2,260 |
| Salaries and employee benefits | $3,448,000 | 2,359 |
| Premises and equipment expense | $1,035,000 | 1,649 |
| Additional noninterest expense | $116,000 | 3,725 |
| Pre-tax net operating income | $5,784,000 | 1,375 |
| Securities gains (losses) | $51,000 | 398 |
| Applicable income taxes | $0 | 3,278 |
| Income before extraordinary items | $5,835,000 | 1,218 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,835,000 | 1,233 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,835,000 | 1,220 |
| Net charge-offs | $-162,000 | 4,419 |
| Cash dividends | $4,000,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $5,784,000 | 1,228 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $18,023,000 | 1,326 |
| Total interest expense | $10,082,000 | 1,017 |
| Net interest income | $7,941,000 | 1,753 |
| Provision for loan and lease losses | $150,000 | 1,548 |
| Total noninterest income | $194,000 | 3,531 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $117,000 | 2,480 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $77,000 | 3,723 |
| Total noninterest expense | $4,283,000 | 2,268 |
| Salaries and employee benefits | $2,289,000 | 2,365 |
| Premises and equipment expense | $687,000 | 1,653 |
| Additional noninterest expense | $77,000 | 3,723 |
| Pre-tax net operating income | $3,702,000 | 1,396 |
| Securities gains (losses) | $-26,000 | 3,982 |
| Applicable income taxes | $0 | 3,283 |
| Income before extraordinary items | $3,676,000 | 1,253 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,676,000 | 1,268 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,676,000 | 1,255 |
| Net charge-offs | $-142,000 | 4,443 |
| Cash dividends | $2,000,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,702,000 | 1,260 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $8,903,000 | 1,329 |
| Total interest expense | $5,008,000 | 1,006 |
| Net interest income | $3,895,000 | 1,763 |
| Provision for loan and lease losses | $75,000 | 1,383 |
| Total noninterest income | $100,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $63,000 | 2,394 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 3,743 |
| Total noninterest expense | $2,104,000 | 2,297 |
| Salaries and employee benefits | $1,147,000 | 2,359 |
| Premises and equipment expense | $334,000 | 1,689 |
| Additional noninterest expense | $37,000 | 3,743 |
| Pre-tax net operating income | $1,816,000 | 1,384 |
| Securities gains (losses) | $-23,000 | 4,165 |
| Applicable income taxes | $0 | 3,183 |
| Income before extraordinary items | $1,793,000 | 1,255 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,793,000 | 1,268 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,793,000 | 1,255 |
| Net charge-offs | $-114,000 | 4,483 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,816,000 | 1,251 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,624,000 | 1,377 |
| Total interest expense | $13,746,000 | 1,040 |
| Net interest income | $16,878,000 | 1,656 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $443,000 | 3,499 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $296,000 | 2,213 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $147,000 | 3,841 |
| Total noninterest expense | $8,189,000 | 2,297 |
| Salaries and employee benefits | $4,369,000 | 2,392 |
| Premises and equipment expense | $1,280,000 | 1,722 |
| Additional noninterest expense | $147,000 | 3,841 |
| Pre-tax net operating income | $8,832,000 | 1,292 |
| Securities gains (losses) | $23,000 | 629 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $8,855,000 | 1,121 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,855,000 | 1,134 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,855,000 | 1,124 |
| Net charge-offs | $-124,000 | 4,378 |
| Cash dividends | $10,000,000 | 489 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,832,000 | 1,142 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,373,000 | 1,370 |
| Total interest expense | $9,347,000 | 1,039 |
| Net interest income | $13,026,000 | 1,634 |
| Provision for loan and lease losses | $225,000 | 1,554 |
| Total noninterest income | $331,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $221,000 | 2,225 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $110,000 | 3,847 |
| Total noninterest expense | $6,226,000 | 2,268 |
| Salaries and employee benefits | $3,221,000 | 2,416 |
| Premises and equipment expense | $953,000 | 1,740 |
| Additional noninterest expense | $110,000 | 3,845 |
| Pre-tax net operating income | $6,906,000 | 1,301 |
| Securities gains (losses) | $-67,000 | 3,902 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $6,839,000 | 1,129 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,839,000 | 1,135 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,839,000 | 1,129 |
| Net charge-offs | $-101,000 | 4,363 |
| Cash dividends | $8,000,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,906,000 | 1,145 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,464,000 | 1,379 |
| Total interest expense | $5,560,000 | 1,032 |
| Net interest income | $8,904,000 | 1,609 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $197,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $127,000 | 2,406 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $70,000 | 3,893 |
| Total noninterest expense | $4,232,000 | 2,235 |
| Salaries and employee benefits | $2,133,000 | 2,423 |
| Premises and equipment expense | $626,000 | 1,747 |
| Additional noninterest expense | $70,000 | 3,874 |
| Pre-tax net operating income | $4,719,000 | 1,260 |
| Securities gains (losses) | $-7,000 | 3,750 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $4,712,000 | 1,103 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,712,000 | 1,116 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,712,000 | 1,103 |
| Net charge-offs | $-74,000 | 4,409 |
| Cash dividends | $4,000,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,719,000 | 1,113 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 1,392 |
| Total interest expense | $2,437,000 | 1,030 |
| Net interest income | $4,558,000 | 1,586 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $76,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $43,000 | 2,877 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $33,000 | 3,919 |
| Total noninterest expense | $2,118,000 | 2,263 |
| Salaries and employee benefits | $1,056,000 | 2,468 |
| Premises and equipment expense | $318,000 | 1,767 |
| Additional noninterest expense | $33,000 | 3,919 |
| Pre-tax net operating income | $2,441,000 | 1,252 |
| Securities gains (losses) | $25,000 | 387 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,466,000 | 1,088 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,466,000 | 1,087 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,466,000 | 1,087 |
| Net charge-offs | $-41,000 | 4,401 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,441,000 | 1,109 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $22,021,000 | 1,454 |
| Total interest expense | $4,132,000 | 909 |
| Net interest income | $17,889,000 | 1,569 |
| Provision for loan and lease losses | $150,000 | 1,951 |
| Total noninterest income | $7,542,000 | 915 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $171,000 | 2,927 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,371,000 | 686 |
| Total noninterest expense | $8,926,000 | 2,155 |
| Salaries and employee benefits | $3,802,000 | 2,577 |
| Premises and equipment expense | $1,348,000 | 1,660 |
| Additional noninterest expense | $7,371,000 | 686 |
| Pre-tax net operating income | $16,355,000 | 881 |
| Securities gains (losses) | $-330,000 | 4,225 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $16,025,000 | 754 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $16,025,000 | 755 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $16,025,000 | 755 |
| Net charge-offs | $-194,000 | 4,428 |
| Cash dividends | $18,000,000 | 306 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $16,355,000 | 757 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,510,000 | 1,475 |
| Total interest expense | $2,300,000 | 889 |
| Net interest income | $13,210,000 | 1,575 |
| Provision for loan and lease losses | $150,000 | 1,628 |
| Total noninterest income | $7,135,000 | 801 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $124,000 | 2,984 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $7,011,000 | 604 |
| Total noninterest expense | $6,798,000 | 2,130 |
| Salaries and employee benefits | $2,811,000 | 2,599 |
| Premises and equipment expense | $984,000 | 1,708 |
| Additional noninterest expense | $7,011,000 | 604 |
| Pre-tax net operating income | $13,397,000 | 832 |
| Securities gains (losses) | $-333,000 | 4,431 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $13,064,000 | 716 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $13,064,000 | 716 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $13,064,000 | 716 |
| Net charge-offs | $-176,000 | 4,443 |
| Cash dividends | $13,000,000 | 287 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $13,397,000 | 705 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,659,000 | 1,512 |
| Total interest expense | $1,247,000 | 919 |
| Net interest income | $8,412,000 | 1,588 |
| Provision for loan and lease losses | $150,000 | 1,272 |
| Total noninterest income | $6,968,000 | 622 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $84,000 | 2,984 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $6,884,000 | 481 |
| Total noninterest expense | $3,920,000 | 2,312 |
| Salaries and employee benefits | $1,886,000 | 2,596 |
| Premises and equipment expense | $673,000 | 1,679 |
| Additional noninterest expense | $1,361,000 | 2,124 |
| Pre-tax net operating income | $11,310,000 | 647 |
| Securities gains (losses) | $-247,000 | 4,492 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $11,063,000 | 565 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,063,000 | 564 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $11,063,000 | 565 |
| Net charge-offs | $-175,000 | 4,520 |
| Cash dividends | $8,000,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $11,310,000 | 565 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 1,401 |
| Total interest expense | $552,000 | 999 |
| Net interest income | $4,554,000 | 1,458 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $5,219,000 | 474 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $40,000 | 3,006 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $5,179,000 | 373 |
| Total noninterest expense | $1,972,000 | 2,308 |
| Salaries and employee benefits | $931,000 | 2,612 |
| Premises and equipment expense | $297,000 | 1,852 |
| Additional noninterest expense | $744,000 | 2,003 |
| Pre-tax net operating income | $7,726,000 | 508 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $7,726,000 | 434 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,726,000 | 434 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $7,726,000 | 434 |
| Net charge-offs | $-79,000 | 4,500 |
| Cash dividends | $3,000,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $7,726,000 | 440 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,391,000 | 1,458 |
| Total interest expense | $3,783,000 | 713 |
| Net interest income | $16,608,000 | 1,592 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $566,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $176,000 | 2,842 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $390,000 | 3,493 |
| Total noninterest expense | $7,743,000 | 2,334 |
| Salaries and employee benefits | $3,580,000 | 2,672 |
| Premises and equipment expense | $1,175,000 | 1,845 |
| Additional noninterest expense | $2,988,000 | 1,988 |
| Pre-tax net operating income | $9,131,000 | 1,359 |
| Securities gains (losses) | $42,000 | 1,206 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $9,173,000 | 1,222 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,173,000 | 1,222 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,173,000 | 1,222 |
| Net charge-offs | $396,000 | 726 |
| Cash dividends | $4,400,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $9,131,000 | 1,208 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,616,000 | 1,457 |
| Total interest expense | $3,242,000 | 654 |
| Net interest income | $12,374,000 | 1,628 |
| Provision for loan and lease losses | $225,000 | 1,362 |
| Total noninterest income | $337,000 | 3,789 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $129,000 | 2,881 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $208,000 | 3,816 |
| Total noninterest expense | $5,925,000 | 2,315 |
| Salaries and employee benefits | $2,709,000 | 2,667 |
| Premises and equipment expense | $893,000 | 1,857 |
| Additional noninterest expense | $2,323,000 | 1,926 |
| Pre-tax net operating income | $6,561,000 | 1,444 |
| Securities gains (losses) | $42,000 | 1,123 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $6,603,000 | 1,304 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,603,000 | 1,304 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,603,000 | 1,304 |
| Net charge-offs | $376,000 | 583 |
| Cash dividends | $4,400,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,561,000 | 1,290 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,677,000 | 1,426 |
| Total interest expense | $2,368,000 | 627 |
| Net interest income | $8,309,000 | 1,604 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $245,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $82,000 | 2,901 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $163,000 | 3,716 |
| Total noninterest expense | $3,980,000 | 2,302 |
| Salaries and employee benefits | $1,829,000 | 2,655 |
| Premises and equipment expense | $587,000 | 1,862 |
| Additional noninterest expense | $1,564,000 | 1,901 |
| Pre-tax net operating income | $4,424,000 | 1,425 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $4,424,000 | 1,295 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,424,000 | 1,295 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,424,000 | 1,295 |
| Net charge-offs | $393,000 | 461 |
| Cash dividends | $4,400,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,424,000 | 1,267 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 1,374 |
| Total interest expense | $1,172,000 | 676 |
| Net interest income | $4,366,000 | 1,529 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $153,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $40,000 | 2,905 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $113,000 | 3,394 |
| Total noninterest expense | $2,023,000 | 2,253 |
| Salaries and employee benefits | $952,000 | 2,581 |
| Premises and equipment expense | $314,000 | 1,783 |
| Additional noninterest expense | $757,000 | 1,913 |
| Pre-tax net operating income | $2,421,000 | 1,332 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $2,421,000 | 1,220 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,421,000 | 1,220 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,421,000 | 1,220 |
| Net charge-offs | $-73,000 | 4,700 |
| Cash dividends | $2,000,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,421,000 | 1,186 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,835,000 | 1,276 |
| Total interest expense | $8,698,000 | 563 |
| Net interest income | $15,137,000 | 1,642 |
| Provision for loan and lease losses | $990,000 | 1,605 |
| Total noninterest income | $1,745,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $157,000 | 3,052 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,588,000 | 2,033 |
| Total noninterest expense | $9,144,000 | 2,078 |
| Salaries and employee benefits | $3,827,000 | 2,547 |
| Premises and equipment expense | $1,288,000 | 1,707 |
| Additional noninterest expense | $4,029,000 | 1,527 |
| Pre-tax net operating income | $6,748,000 | 1,415 |
| Securities gains (losses) | $2,014,000 | 221 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $8,762,000 | 1,074 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,762,000 | 1,073 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,762,000 | 1,074 |
| Net charge-offs | $526,000 | 937 |
| Cash dividends | $6,000,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $6,748,000 | 1,258 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $18,187,000 | 1,263 |
| Total interest expense | $6,551,000 | 604 |
| Net interest income | $11,636,000 | 1,594 |
| Provision for loan and lease losses | $759,000 | 1,592 |
| Total noninterest income | $1,369,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $120,000 | 3,039 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,249,000 | 1,926 |
| Total noninterest expense | $6,674,000 | 2,096 |
| Salaries and employee benefits | $2,871,000 | 2,533 |
| Premises and equipment expense | $949,000 | 1,737 |
| Additional noninterest expense | $2,854,000 | 1,568 |
| Pre-tax net operating income | $5,572,000 | 1,288 |
| Securities gains (losses) | $1,009,000 | 310 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $6,581,000 | 1,029 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,581,000 | 1,028 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,581,000 | 1,029 |
| Net charge-offs | $240,000 | 1,149 |
| Cash dividends | $3,000,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $5,572,000 | 1,131 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,340,000 | 1,258 |
| Total interest expense | $4,702,000 | 611 |
| Net interest income | $7,638,000 | 1,609 |
| Provision for loan and lease losses | $580,000 | 1,505 |
| Total noninterest income | $504,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $82,000 | 3,048 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $422,000 | 2,551 |
| Total noninterest expense | $4,598,000 | 2,045 |
| Salaries and employee benefits | $1,950,000 | 2,515 |
| Premises and equipment expense | $637,000 | 1,714 |
| Additional noninterest expense | $2,011,000 | 1,493 |
| Pre-tax net operating income | $2,964,000 | 1,462 |
| Securities gains (losses) | $975,000 | 225 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $3,939,000 | 1,054 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,939,000 | 1,054 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,939,000 | 1,054 |
| Net charge-offs | $265,000 | 865 |
| Cash dividends | $1,000,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,964,000 | 1,282 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 1,255 |
| Total interest expense | $2,556,000 | 632 |
| Net interest income | $3,667,000 | 1,632 |
| Provision for loan and lease losses | $82,000 | 2,127 |
| Total noninterest income | $427,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $45,000 | 3,169 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $382,000 | 1,787 |
| Total noninterest expense | $2,645,000 | 1,864 |
| Salaries and employee benefits | $1,024,000 | 2,440 |
| Premises and equipment expense | $329,000 | 1,702 |
| Additional noninterest expense | $1,292,000 | 1,231 |
| Pre-tax net operating income | $1,367,000 | 1,423 |
| Securities gains (losses) | $268,000 | 312 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,635,000 | 1,106 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,635,000 | 1,105 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,635,000 | 1,106 |
| Net charge-offs | $288,000 | 509 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,367,000 | 1,262 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,434,000 | 1,164 |
| Total interest expense | $13,028,000 | 542 |
| Net interest income | $14,406,000 | 1,660 |
| Provision for loan and lease losses | $1,436,000 | 690 |
| Total noninterest income | $316,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $178,000 | 3,303 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $138,000 | 4,228 |
| Total noninterest expense | $10,165,000 | 1,897 |
| Salaries and employee benefits | $5,087,000 | 2,083 |
| Premises and equipment expense | $1,439,000 | 1,553 |
| Additional noninterest expense | $3,639,000 | 1,628 |
| Pre-tax net operating income | $3,121,000 | 2,397 |
| Securities gains (losses) | $475,000 | 367 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $3,596,000 | 2,040 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,596,000 | 2,042 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,596,000 | 2,042 |
| Net charge-offs | $2,411,000 | 361 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,121,000 | 2,198 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,765,000 | 1,160 |
| Total interest expense | $10,142,000 | 527 |
| Net interest income | $10,623,000 | 1,707 |
| Provision for loan and lease losses | $954,000 | 702 |
| Total noninterest income | $242,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $130,000 | 3,368 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $112,000 | 4,212 |
| Total noninterest expense | $7,801,000 | 1,870 |
| Salaries and employee benefits | $4,090,000 | 1,987 |
| Premises and equipment expense | $1,100,000 | 1,541 |
| Additional noninterest expense | $2,611,000 | 1,682 |
| Pre-tax net operating income | $2,110,000 | 2,626 |
| Securities gains (losses) | $475,000 | 327 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,585,000 | 2,153 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,585,000 | 2,153 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,585,000 | 2,154 |
| Net charge-offs | $1,788,000 | 336 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,110,000 | 2,414 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,883,000 | 1,155 |
| Total interest expense | $6,878,000 | 518 |
| Net interest income | $7,005,000 | 1,717 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $169,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $88,000 | 3,350 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $81,000 | 4,165 |
| Total noninterest expense | $5,543,000 | 1,772 |
| Salaries and employee benefits | $2,948,000 | 1,874 |
| Premises and equipment expense | $760,000 | 1,505 |
| Additional noninterest expense | $1,835,000 | 1,620 |
| Pre-tax net operating income | $1,631,000 | 2,369 |
| Securities gains (losses) | $188,000 | 392 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,819,000 | 2,061 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,819,000 | 2,059 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,819,000 | 2,061 |
| Net charge-offs | $-114,000 | 5,075 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,631,000 | 2,190 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 1,152 |
| Total interest expense | $3,417,000 | 512 |
| Net interest income | $3,483,000 | 1,736 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $80,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $45,000 | 3,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 4,260 |
| Total noninterest expense | $2,734,000 | 1,790 |
| Salaries and employee benefits | $1,445,000 | 1,922 |
| Premises and equipment expense | $375,000 | 1,540 |
| Additional noninterest expense | $914,000 | 1,633 |
| Pre-tax net operating income | $829,000 | 2,320 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $829,000 | 2,146 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $829,000 | 2,145 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $829,000 | 2,145 |
| Net charge-offs | $-25,000 | 4,918 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $829,000 | 2,129 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $27,331,000 | 1,093 |
| Total interest expense | $11,383,000 | 468 |
| Net interest income | $15,948,000 | 1,504 |
| Provision for loan and lease losses | $625,000 | 1,241 |
| Total noninterest income | $385,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $219,000 | 3,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 4,230 |
| Total noninterest expense | $11,765,000 | 1,649 |
| Salaries and employee benefits | $5,572,000 | 1,925 |
| Premises and equipment expense | $1,583,000 | 1,424 |
| Additional noninterest expense | $4,610,000 | 1,336 |
| Pre-tax net operating income | $3,943,000 | 2,128 |
| Securities gains (losses) | $91,000 | 316 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,034,000 | 1,898 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,034,000 | 1,896 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,034,000 | 1,897 |
| Net charge-offs | $662,000 | 805 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,943,000 | 1,924 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $20,313,000 | 1,091 |
| Total interest expense | $8,164,000 | 461 |
| Net interest income | $12,149,000 | 1,486 |
| Provision for loan and lease losses | $625,000 | 956 |
| Total noninterest income | $299,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $164,000 | 3,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 4,202 |
| Total noninterest expense | $8,969,000 | 1,622 |
| Salaries and employee benefits | $4,165,000 | 1,923 |
| Premises and equipment expense | $1,201,000 | 1,417 |
| Additional noninterest expense | $3,603,000 | 1,291 |
| Pre-tax net operating income | $2,854,000 | 2,194 |
| Securities gains (losses) | $91,000 | 306 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,945,000 | 1,934 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,945,000 | 1,931 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,945,000 | 1,933 |
| Net charge-offs | $929,000 | 466 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,854,000 | 1,968 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $13,038,000 | 1,115 |
| Total interest expense | $5,155,000 | 454 |
| Net interest income | $7,883,000 | 1,514 |
| Provision for loan and lease losses | $180,000 | 1,601 |
| Total noninterest income | $194,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $108,000 | 3,234 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 4,266 |
| Total noninterest expense | $6,196,000 | 1,575 |
| Salaries and employee benefits | $2,741,000 | 1,953 |
| Premises and equipment expense | $807,000 | 1,426 |
| Additional noninterest expense | $2,648,000 | 1,185 |
| Pre-tax net operating income | $1,701,000 | 2,335 |
| Securities gains (losses) | $91,000 | 254 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,792,000 | 2,045 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,792,000 | 2,043 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,792,000 | 2,044 |
| Net charge-offs | $277,000 | 770 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,701,000 | 2,109 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 1,108 |
| Total interest expense | $2,450,000 | 447 |
| Net interest income | $4,096,000 | 1,467 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $110,000 | 3,994 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $57,000 | 3,182 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $53,000 | 4,086 |
| Total noninterest expense | $3,188,000 | 1,553 |
| Salaries and employee benefits | $1,402,000 | 1,949 |
| Premises and equipment expense | $434,000 | 1,362 |
| Additional noninterest expense | $1,352,000 | 1,164 |
| Pre-tax net operating income | $1,018,000 | 2,020 |
| Securities gains (losses) | $91,000 | 171 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,109,000 | 1,691 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,109,000 | 1,691 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,109,000 | 1,691 |
| Net charge-offs | $-30,000 | 5,092 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,018,000 | 1,811 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $24,558,000 | 1,133 |
| Total interest expense | $8,926,000 | 408 |
| Net interest income | $15,632,000 | 1,500 |
| Provision for loan and lease losses | $3,072,000 | 344 |
| Total noninterest income | $481,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $235,000 | 3,232 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $246,000 | 4,011 |
| Total noninterest expense | $12,952,000 | 1,530 |
| Salaries and employee benefits | $5,393,000 | 1,978 |
| Premises and equipment expense | $1,604,000 | 1,421 |
| Additional noninterest expense | $5,955,000 | 1,084 |
| Pre-tax net operating income | $89,000 | 5,328 |
| Securities gains (losses) | $161,000 | 462 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $250,000 | 4,945 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $250,000 | 4,945 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $250,000 | 4,945 |
| Net charge-offs | $4,120,000 | 236 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $89,000 | 5,225 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $18,095,000 | 1,147 |
| Total interest expense | $6,556,000 | 403 |
| Net interest income | $11,539,000 | 1,520 |
| Provision for loan and lease losses | $2,937,000 | 294 |
| Total noninterest income | $377,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $179,000 | 3,227 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $198,000 | 3,972 |
| Total noninterest expense | $9,944,000 | 1,508 |
| Salaries and employee benefits | $4,077,000 | 1,972 |
| Premises and equipment expense | $1,180,000 | 1,454 |
| Additional noninterest expense | $4,687,000 | 1,033 |
| Pre-tax net operating income | $-965,000 | 5,681 |
| Securities gains (losses) | $161,000 | 424 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-804,000 | 5,678 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-804,000 | 5,678 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-804,000 | 5,678 |
| Net charge-offs | $3,498,000 | 204 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-965,000 | 5,686 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,880,000 | 1,160 |
| Total interest expense | $4,272,000 | 400 |
| Net interest income | $7,608,000 | 1,520 |
| Provision for loan and lease losses | $2,826,000 | 223 |
| Total noninterest income | $262,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $119,000 | 3,232 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $143,000 | 3,917 |
| Total noninterest expense | $6,650,000 | 1,510 |
| Salaries and employee benefits | $2,734,000 | 1,962 |
| Premises and equipment expense | $732,000 | 1,563 |
| Additional noninterest expense | $3,184,000 | 1,014 |
| Pre-tax net operating income | $-1,606,000 | 5,763 |
| Securities gains (losses) | $16,000 | 1,075 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-1,590,000 | 5,758 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,590,000 | 5,758 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,590,000 | 5,758 |
| Net charge-offs | $3,607,000 | 157 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-1,606,000 | 5,757 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 1,156 |
| Total interest expense | $2,083,000 | 397 |
| Net interest income | $3,800,000 | 1,517 |
| Provision for loan and lease losses | $343,000 | 608 |
| Total noninterest income | $164,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $54,000 | 3,399 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $110,000 | 3,344 |
| Total noninterest expense | $3,148,000 | 1,580 |
| Salaries and employee benefits | $1,382,000 | 1,977 |
| Premises and equipment expense | $346,000 | 1,653 |
| Additional noninterest expense | $1,420,000 | 1,122 |
| Pre-tax net operating income | $473,000 | 3,172 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $473,000 | 2,846 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $473,000 | 2,846 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $473,000 | 2,846 |
| Net charge-offs | $384,000 | 406 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $473,000 | 2,829 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $25,124,000 | 1,067 |
| Total interest expense | $9,524,000 | 321 |
| Net interest income | $15,600,000 | 1,444 |
| Provision for loan and lease losses | $4,074,000 | 307 |
| Total noninterest income | $353,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $208,000 | 3,508 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $145,000 | 4,673 |
| Total noninterest expense | $12,397,000 | 1,564 |
| Salaries and employee benefits | $4,572,000 | 2,246 |
| Premises and equipment expense | $1,530,000 | 1,494 |
| Additional noninterest expense | $6,295,000 | 1,042 |
| Pre-tax net operating income | $-518,000 | 5,793 |
| Securities gains (losses) | $136,000 | 1,117 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-382,000 | 5,775 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-382,000 | 5,774 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-382,000 | 5,774 |
| Net charge-offs | $5,264,000 | 201 |
| Cash dividends | $735,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-518,000 | 5,790 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,058,000 | 1,061 |
| Total interest expense | $7,503,000 | 304 |
| Net interest income | $11,555,000 | 1,459 |
| Provision for loan and lease losses | $2,957,000 | 299 |
| Total noninterest income | $241,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $158,000 | 3,530 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $83,000 | 4,948 |
| Total noninterest expense | $9,273,000 | 1,570 |
| Salaries and employee benefits | $3,413,000 | 2,244 |
| Premises and equipment expense | $1,083,000 | 1,581 |
| Additional noninterest expense | $4,777,000 | 1,035 |
| Pre-tax net operating income | $-434,000 | 5,873 |
| Securities gains (losses) | $136,000 | 1,056 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-298,000 | 5,857 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-298,000 | 5,857 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-298,000 | 5,857 |
| Net charge-offs | $4,289,000 | 174 |
| Cash dividends | $735,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-434,000 | 5,880 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,250,000 | 1,023 |
| Total interest expense | $5,301,000 | 294 |
| Net interest income | $7,949,000 | 1,425 |
| Provision for loan and lease losses | $1,223,000 | 431 |
| Total noninterest income | $184,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $107,000 | 3,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $77,000 | 4,681 |
| Total noninterest expense | $5,655,000 | 1,714 |
| Salaries and employee benefits | $2,131,000 | 2,382 |
| Premises and equipment expense | $683,000 | 1,655 |
| Additional noninterest expense | $2,841,000 | 1,147 |
| Pre-tax net operating income | $1,255,000 | 2,696 |
| Securities gains (losses) | $113,000 | 882 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,368,000 | 2,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,368,000 | 2,277 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,368,000 | 2,277 |
| Net charge-offs | $2,535,000 | 185 |
| Cash dividends | $735,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,255,000 | 2,360 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,878,000 | 986 |
| Total interest expense | $2,635,000 | 292 |
| Net interest income | $4,243,000 | 1,354 |
| Provision for loan and lease losses | $200,000 | 957 |
| Total noninterest income | $83,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $56,000 | 3,440 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $27,000 | 5,014 |
| Total noninterest expense | $2,604,000 | 1,847 |
| Salaries and employee benefits | $1,029,000 | 2,461 |
| Premises and equipment expense | $338,000 | 1,685 |
| Additional noninterest expense | $1,237,000 | 1,273 |
| Pre-tax net operating income | $1,522,000 | 1,392 |
| Securities gains (losses) | $24,000 | 1,160 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,546,000 | 1,153 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,546,000 | 1,154 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,546,000 | 1,154 |
| Net charge-offs | $232,000 | 594 |
| Cash dividends | $735,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,522,000 | 1,136 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $28,307,000 | 917 |
| Total interest expense | $10,889,000 | 260 |
| Net interest income | $17,418,000 | 1,299 |
| Provision for loan and lease losses | $2,700,000 | 344 |
| Total noninterest income | $993,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $214,000 | 3,607 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $779,000 | 2,686 |
| Total noninterest expense | $9,472,000 | 1,990 |
| Salaries and employee benefits | $3,366,000 | 2,812 |
| Premises and equipment expense | $1,443,000 | 1,585 |
| Additional noninterest expense | $4,663,000 | 1,345 |
| Pre-tax net operating income | $6,239,000 | 1,325 |
| Securities gains (losses) | $164,000 | 854 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $6,403,000 | 1,096 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,403,000 | 1,096 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,403,000 | 1,096 |
| Net charge-offs | $1,835,000 | 403 |
| Cash dividends | $6,089,000 | 556 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $6,239,000 | 1,105 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,283,000 | 919 |
| Total interest expense | $8,186,000 | 258 |
| Net interest income | $13,097,000 | 1,302 |
| Provision for loan and lease losses | $600,000 | 892 |
| Total noninterest income | $275,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $153,000 | 3,708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 4,711 |
| Total noninterest expense | $7,104,000 | 1,997 |
| Salaries and employee benefits | $2,569,000 | 2,787 |
| Premises and equipment expense | $1,081,000 | 1,595 |
| Additional noninterest expense | $3,454,000 | 1,360 |
| Pre-tax net operating income | $5,668,000 | 1,140 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $5,668,000 | 937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,668,000 | 937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,668,000 | 937 |
| Net charge-offs | $-37,000 | 5,525 |
| Cash dividends | $4,547,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,668,000 | 911 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,291,000 | 907 |
| Total interest expense | $5,474,000 | 256 |
| Net interest income | $8,817,000 | 1,292 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $173,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $100,000 | 3,725 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $73,000 | 4,853 |
| Total noninterest expense | $4,819,000 | 1,977 |
| Salaries and employee benefits | $1,729,000 | 2,789 |
| Premises and equipment expense | $710,000 | 1,650 |
| Additional noninterest expense | $2,380,000 | 1,323 |
| Pre-tax net operating income | $3,671,000 | 1,155 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $3,671,000 | 966 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,671,000 | 966 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,671,000 | 966 |
| Net charge-offs | $-290,000 | 6,136 |
| Cash dividends | $3,203,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,671,000 | 939 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,260,000 | 885 |
| Total interest expense | $2,727,000 | 257 |
| Net interest income | $4,533,000 | 1,249 |
| Provision for loan and lease losses | $300,000 | 621 |
| Total noninterest income | $106,000 | 4,444 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 4,333 |
| Total noninterest expense | $2,226,000 | 2,123 |
| Salaries and employee benefits | $832,000 | 2,887 |
| Premises and equipment expense | $290,000 | 1,988 |
| Additional noninterest expense | $1,104,000 | 1,398 |
| Pre-tax net operating income | $2,113,000 | 1,016 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $2,113,000 | 831 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,113,000 | 830 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,113,000 | 831 |
| Net charge-offs | $-305,000 | 6,293 |
| Cash dividends | $1,626,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,113,000 | 802 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $27,464,000 | 921 |
| Total interest expense | $11,485,000 | 249 |
| Net interest income | $15,979,000 | 1,397 |
| Provision for loan and lease losses | $300,000 | 1,975 |
| Total noninterest income | $2,041,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $230,000 | 3,687 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,811,000 | 1,575 |
| Total noninterest expense | $9,915,000 | 1,908 |
| Salaries and employee benefits | $4,075,000 | 2,451 |
| Premises and equipment expense | $917,000 | 2,410 |
| Additional noninterest expense | $4,923,000 | 1,311 |
| Pre-tax net operating income | $7,805,000 | 1,052 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $7,805,000 | 851 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,805,000 | 851 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,805,000 | 850 |
| Net charge-offs | $288,000 | 2,068 |
| Cash dividends | $2,873,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,805,000 | 831 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,552,000 | 926 |
| Total interest expense | $8,644,000 | 245 |
| Net interest income | $11,908,000 | 1,408 |
| Provision for loan and lease losses | $300,000 | 1,622 |
| Total noninterest income | $1,639,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $172,000 | 3,741 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,467,000 | 1,483 |
| Total noninterest expense | $7,714,000 | 1,839 |
| Salaries and employee benefits | $3,271,000 | 2,318 |
| Premises and equipment expense | $587,000 | 2,734 |
| Additional noninterest expense | $3,856,000 | 1,262 |
| Pre-tax net operating income | $5,533,000 | 1,113 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $5,533,000 | 897 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,533,000 | 896 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,533,000 | 896 |
| Net charge-offs | $46,000 | 3,324 |
| Cash dividends | $2,873,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,533,000 | 876 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,581,000 | 928 |
| Total interest expense | $5,809,000 | 245 |
| Net interest income | $7,772,000 | 1,428 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $968,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $109,000 | 3,796 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $859,000 | 1,617 |
| Total noninterest expense | $5,125,000 | 1,846 |
| Salaries and employee benefits | $2,226,000 | 2,284 |
| Premises and equipment expense | $325,000 | 3,114 |
| Additional noninterest expense | $2,574,000 | 1,261 |
| Pre-tax net operating income | $3,315,000 | 1,195 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $3,315,000 | 981 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,315,000 | 982 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,315,000 | 982 |
| Net charge-offs | $60,000 | 2,626 |
| Cash dividends | $1,256,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,315,000 | 962 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 951 |
| Total interest expense | $2,911,000 | 245 |
| Net interest income | $3,746,000 | 1,462 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $355,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $53,000 | 3,826 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $302,000 | 1,994 |
| Total noninterest expense | $2,529,000 | 1,872 |
| Salaries and employee benefits | $1,120,000 | 2,277 |
| Premises and equipment expense | $172,000 | 3,048 |
| Additional noninterest expense | $1,237,000 | 1,300 |
| Pre-tax net operating income | $1,272,000 | 1,441 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,272,000 | 1,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,272,000 | 1,199 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,272,000 | 1,199 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,272,000 | 1,179 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,482,000 | 923 |
| Total interest expense | $11,985,000 | 262 |
| Net interest income | $15,497,000 | 1,388 |
| Provision for loan and lease losses | $5,050,000 | 264 |
| Total noninterest income | $2,644,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $269,000 | 3,555 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,375,000 | 1,348 |
| Total noninterest expense | $10,798,000 | 1,784 |
| Salaries and employee benefits | $4,558,000 | 2,237 |
| Premises and equipment expense | $645,000 | 3,137 |
| Additional noninterest expense | $5,595,000 | 1,203 |
| Pre-tax net operating income | $2,293,000 | 2,608 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,293,000 | 2,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,293,000 | 2,344 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,293,000 | 2,343 |
| Net charge-offs | $4,176,000 | 392 |
| Cash dividends | $6,794,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $21,000,000 | 19 |
| Net operating income | $2,293,000 | 2,297 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,779,000 | 914 |
| Total interest expense | $8,992,000 | 265 |
| Net interest income | $11,787,000 | 1,377 |
| Provision for loan and lease losses | $1,450,000 | 660 |
| Total noninterest income | $2,290,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $205,000 | 3,541 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,085,000 | 1,235 |
| Total noninterest expense | $8,035,000 | 1,795 |
| Salaries and employee benefits | $3,416,000 | 2,229 |
| Premises and equipment expense | $458,000 | 3,301 |
| Additional noninterest expense | $4,161,000 | 1,201 |
| Pre-tax net operating income | $4,592,000 | 1,236 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,592,000 | 1,014 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,592,000 | 1,017 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,592,000 | 1,017 |
| Net charge-offs | $1,011,000 | 992 |
| Cash dividends | $3,794,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $21,000,000 | 11 |
| Net operating income | $4,592,000 | 990 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,732,000 | 919 |
| Total interest expense | $6,029,000 | 271 |
| Net interest income | $7,703,000 | 1,392 |
| Provision for loan and lease losses | $900,000 | 732 |
| Total noninterest income | $1,564,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $136,000 | 3,522 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,428,000 | 1,242 |
| Total noninterest expense | $5,362,000 | 1,790 |
| Salaries and employee benefits | $2,302,000 | 2,215 |
| Premises and equipment expense | $292,000 | 3,430 |
| Additional noninterest expense | $2,768,000 | 1,204 |
| Pre-tax net operating income | $3,005,000 | 1,242 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $3,005,000 | 1,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,005,000 | 1,038 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,005,000 | 1,040 |
| Net charge-offs | $231,000 | 1,953 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $21,000,000 | 8 |
| Net operating income | $3,005,000 | 989 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 942 |
| Total interest expense | $3,018,000 | 276 |
| Net interest income | $3,744,000 | 1,436 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $877,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $67,000 | 3,545 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $810,000 | 1,142 |
| Total noninterest expense | $2,683,000 | 1,804 |
| Salaries and employee benefits | $1,161,000 | 2,222 |
| Premises and equipment expense | $139,000 | 3,562 |
| Additional noninterest expense | $1,383,000 | 1,190 |
| Pre-tax net operating income | $1,638,000 | 1,118 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,638,000 | 928 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,638,000 | 929 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,638,000 | 930 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 62 |
| Net operating income | $1,638,000 | 885 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $27,765,000 | 942 |
| Total interest expense | $12,660,000 | 322 |
| Net interest income | $15,105,000 | 1,452 |
| Provision for loan and lease losses | $4,928,000 | 512 |
| Total noninterest income | $4,951,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $308,000 | 3,441 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,643,000 | 860 |
| Total noninterest expense | $15,406,000 | 1,301 |
| Salaries and employee benefits | $4,042,000 | 2,417 |
| Premises and equipment expense | $578,000 | 3,481 |
| Additional noninterest expense | $10,786,000 | 665 |
| Pre-tax net operating income | $-278,000 | 6,397 |
| Securities gains (losses) | $1,254,000 | 418 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $976,000 | 3,957 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $976,000 | 3,957 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $976,000 | 3,959 |
| Net charge-offs | $4,593,000 | 614 |
| Cash dividends | $2,500,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 129 |
| Net operating income | $-278,000 | 6,419 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $20,745,000 | 967 |
| Total interest expense | $9,561,000 | 334 |
| Net interest income | $11,184,000 | 1,492 |
| Provision for loan and lease losses | $4,128,000 | 478 |
| Total noninterest income | $3,611,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $231,000 | 3,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,380,000 | 854 |
| Total noninterest expense | $12,223,000 | 1,235 |
| Salaries and employee benefits | $3,060,000 | 2,411 |
| Premises and equipment expense | $415,000 | 3,629 |
| Additional noninterest expense | $8,748,000 | 616 |
| Pre-tax net operating income | $-1,556,000 | 6,926 |
| Securities gains (losses) | $287,000 | 1,158 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,269,000 | 6,923 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,269,000 | 6,919 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,269,000 | 6,921 |
| Net charge-offs | $4,550,000 | 497 |
| Cash dividends | $2,500,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,556,000 | 6,934 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $13,707,000 | 985 |
| Total interest expense | $6,382,000 | 347 |
| Net interest income | $7,325,000 | 1,523 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $2,188,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $147,000 | 3,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,041,000 | 900 |
| Total noninterest expense | $5,640,000 | 1,719 |
| Salaries and employee benefits | $2,023,000 | 2,431 |
| Premises and equipment expense | $264,000 | 3,740 |
| Additional noninterest expense | $3,353,000 | 1,039 |
| Pre-tax net operating income | $3,273,000 | 1,091 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,273,000 | 925 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,273,000 | 924 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,273,000 | 925 |
| Net charge-offs | $118,000 | 3,256 |
| Cash dividends | $2,500,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,273,000 | 874 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,041,000 | 965 |
| Total interest expense | $3,217,000 | 353 |
| Net interest income | $3,824,000 | 1,454 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $1,250,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $71,000 | 3,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,179,000 | 806 |
| Total noninterest expense | $2,842,000 | 1,693 |
| Salaries and employee benefits | $1,011,000 | 2,448 |
| Premises and equipment expense | $133,000 | 3,747 |
| Additional noninterest expense | $1,698,000 | 1,015 |
| Pre-tax net operating income | $1,932,000 | 921 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,932,000 | 778 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,932,000 | 777 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,932,000 | 779 |
| Net charge-offs | $61,000 | 2,868 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,932,000 | 732 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $27,525,000 | 1,012 |
| Total interest expense | $13,605,000 | 410 |
| Net interest income | $13,920,000 | 1,597 |
| Provision for loan and lease losses | $1,600,000 | 1,807 |
| Total noninterest income | $3,192,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $329,000 | 3,416 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,863,000 | 1,075 |
| Total noninterest expense | $12,768,000 | 1,531 |
| Salaries and employee benefits | $3,727,000 | 2,574 |
| Premises and equipment expense | $516,000 | 3,945 |
| Additional noninterest expense | $8,525,000 | 839 |
| Pre-tax net operating income | $2,744,000 | 1,985 |
| Securities gains (losses) | $6,217,000 | 91 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $8,961,000 | 586 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,961,000 | 585 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,961,000 | 587 |
| Net charge-offs | $221,000 | 4,175 |
| Cash dividends | $5,050,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 154 |
| Net operating income | $2,744,000 | 1,658 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,671,000 | 1,027 |
| Total interest expense | $10,266,000 | 429 |
| Net interest income | $10,405,000 | 1,618 |
| Provision for loan and lease losses | $1,550,000 | 1,477 |
| Total noninterest income | $2,203,000 | 1,506 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $250,000 | 3,401 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,953,000 | 1,133 |
| Total noninterest expense | $8,852,000 | 1,648 |
| Salaries and employee benefits | $2,772,000 | 2,597 |
| Premises and equipment expense | $358,000 | 4,198 |
| Additional noninterest expense | $5,722,000 | 922 |
| Pre-tax net operating income | $2,206,000 | 1,933 |
| Securities gains (losses) | $6,217,000 | 74 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $8,423,000 | 494 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,423,000 | 493 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $8,423,000 | 494 |
| Net charge-offs | $237,000 | 3,517 |
| Cash dividends | $5,050,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $4,500,000 | 130 |
| Net operating income | $2,206,000 | 1,614 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,057,000 | 1,014 |
| Total interest expense | $6,796,000 | 455 |
| Net interest income | $7,261,000 | 1,545 |
| Provision for loan and lease losses | $1,400,000 | 1,191 |
| Total noninterest income | $1,352,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $171,000 | 3,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,181,000 | 1,198 |
| Total noninterest expense | $5,721,000 | 1,709 |
| Salaries and employee benefits | $1,840,000 | 2,617 |
| Premises and equipment expense | $227,000 | 4,368 |
| Additional noninterest expense | $3,654,000 | 996 |
| Pre-tax net operating income | $1,492,000 | 1,890 |
| Securities gains (losses) | $6,217,000 | 46 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $7,709,000 | 367 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,709,000 | 366 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $7,709,000 | 366 |
| Net charge-offs | $85,000 | 4,004 |
| Cash dividends | $5,050,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 74 |
| Net operating income | $1,492,000 | 1,556 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 1,040 |
| Total interest expense | $3,377,000 | 477 |
| Net interest income | $3,576,000 | 1,560 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $559,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $86,000 | 3,297 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $473,000 | 1,399 |
| Total noninterest expense | $2,375,000 | 2,041 |
| Salaries and employee benefits | $912,000 | 2,665 |
| Premises and equipment expense | $113,000 | 4,429 |
| Additional noninterest expense | $1,350,000 | 1,303 |
| Pre-tax net operating income | $1,310,000 | 1,118 |
| Securities gains (losses) | $4,172,000 | 34 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $5,482,000 | 278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,482,000 | 276 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,482,000 | 278 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $450,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,310,000 | 905 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $34,221,000 | 886 |
| Total interest expense | $14,738,000 | 539 |
| Net interest income | $19,483,000 | 1,148 |
| Provision for loan and lease losses | $4,380,000 | 1,258 |
| Total noninterest income | $2,100,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $346,000 | 3,361 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,754,000 | 1,536 |
| Total noninterest expense | $11,482,000 | 1,720 |
| Salaries and employee benefits | $3,541,000 | 2,699 |
| Premises and equipment expense | $457,000 | 4,417 |
| Additional noninterest expense | $7,484,000 | 986 |
| Pre-tax net operating income | $5,721,000 | 908 |
| Securities gains (losses) | $-132,000 | 7,251 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $5,589,000 | 780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,589,000 | 779 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,589,000 | 781 |
| Net charge-offs | $1,522,000 | 2,170 |
| Cash dividends | $5,000,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $1,740,000 | 291 |
| Net operating income | $5,721,000 | 735 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,548,000 | 864 |
| Total interest expense | $11,246,000 | 546 |
| Net interest income | $15,302,000 | 1,100 |
| Provision for loan and lease losses | $3,330,000 | 1,184 |
| Total noninterest income | $1,618,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $264,000 | 3,400 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,354,000 | 1,449 |
| Total noninterest expense | $8,791,000 | 1,678 |
| Salaries and employee benefits | $2,566,000 | 2,794 |
| Premises and equipment expense | $338,000 | 4,522 |
| Additional noninterest expense | $5,887,000 | 900 |
| Pre-tax net operating income | $4,799,000 | 869 |
| Securities gains (losses) | $-132,000 | 7,428 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $4,667,000 | 751 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,667,000 | 748 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,667,000 | 751 |
| Net charge-offs | $1,552,000 | 1,755 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,571,000 | 240 |
| Net operating income | $4,799,000 | 687 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $18,115,000 | 853 |
| Total interest expense | $7,469,000 | 565 |
| Net interest income | $10,646,000 | 1,040 |
| Provision for loan and lease losses | $2,880,000 | 971 |
| Total noninterest income | $1,118,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $172,000 | 3,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $946,000 | 1,345 |
| Total noninterest expense | $5,693,000 | 1,736 |
| Salaries and employee benefits | $1,671,000 | 2,853 |
| Premises and equipment expense | $205,000 | 4,803 |
| Additional noninterest expense | $3,817,000 | 930 |
| Pre-tax net operating income | $3,191,000 | 860 |
| Securities gains (losses) | $-132,000 | 7,551 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $3,059,000 | 737 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,059,000 | 735 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,059,000 | 737 |
| Net charge-offs | $30,000 | 5,269 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $866,000 | 220 |
| Net operating income | $3,191,000 | 682 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,218,000 | 857 |
| Total interest expense | $3,755,000 | 603 |
| Net interest income | $5,463,000 | 1,025 |
| Provision for loan and lease losses | $2,430,000 | 638 |
| Total noninterest income | $533,000 | 1,937 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $85,000 | 3,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $448,000 | 1,404 |
| Total noninterest expense | $2,551,000 | 1,946 |
| Salaries and employee benefits | $791,000 | 3,044 |
| Premises and equipment expense | $95,000 | 5,078 |
| Additional noninterest expense | $1,665,000 | 1,050 |
| Pre-tax net operating income | $1,015,000 | 1,285 |
| Securities gains (losses) | $-132,000 | 7,728 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $883,000 | 1,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $883,000 | 1,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $883,000 | 1,237 |
| Net charge-offs | $10,000 | 4,830 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,078,000 | 88 |
| Net operating income | $1,015,000 | 1,048 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $50,180,000 | 648 |
| Total interest expense | $16,556,000 | 693 |
| Net interest income | $33,624,000 | 636 |
| Provision for loan and lease losses | $2,510,000 | 2,179 |
| Total noninterest income | $763,000 | 3,863 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $355,000 | 3,560 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $408,000 | 3,516 |
| Total noninterest expense | $15,980,000 | 1,291 |
| Salaries and employee benefits | $2,695,000 | 3,486 |
| Premises and equipment expense | $388,000 | 5,068 |
| Additional noninterest expense | $12,897,000 | 628 |
| Pre-tax net operating income | $15,897,000 | 269 |
| Securities gains (losses) | $-17,221,000 | 7,960 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,324,000 | 6,505 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,324,000 | 6,505 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,324,000 | 6,505 |
| Net charge-offs | $1,394,000 | 2,466 |
| Cash dividends | $35,000,000 | 71 |
| Sale, conversion, retirement of capital stock, net | $24,027,000 | 37 |
| Net operating income | $15,897,000 | 216 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $39,921,000 | 627 |
| Total interest expense | $12,424,000 | 736 |
| Net interest income | $27,497,000 | 598 |
| Provision for loan and lease losses | $1,170,000 | 2,543 |
| Total noninterest income | $516,000 | 4,169 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $266,000 | 3,571 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $250,000 | 3,904 |
| Total noninterest expense | $6,692,000 | 2,225 |
| Salaries and employee benefits | $1,807,000 | 3,844 |
| Premises and equipment expense | $252,000 | 5,451 |
| Additional noninterest expense | $4,633,000 | 1,217 |
| Pre-tax net operating income | $20,151,000 | 185 |
| Securities gains (losses) | $-17,221,000 | 8,059 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,930,000 | 926 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,930,000 | 927 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,930,000 | 927 |
| Net charge-offs | $1,394,000 | 1,839 |
| Cash dividends | $30,000,000 | 61 |
| Sale, conversion, retirement of capital stock, net | $21,027,000 | 32 |
| Net operating income | $20,151,000 | 155 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,506,000 | 604 |
| Total interest expense | $8,411,000 | 768 |
| Net interest income | $20,095,000 | 545 |
| Provision for loan and lease losses | $480,000 | 3,018 |
| Total noninterest income | $255,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $172,000 | 3,606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $83,000 | 5,117 |
| Total noninterest expense | $4,570,000 | 2,196 |
| Salaries and employee benefits | $1,136,000 | 4,035 |
| Premises and equipment expense | $142,000 | 5,871 |
| Additional noninterest expense | $3,292,000 | 1,167 |
| Pre-tax net operating income | $15,300,000 | 168 |
| Securities gains (losses) | $-17,221,000 | 8,166 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,921,000 | 7,459 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,921,000 | 7,459 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,921,000 | 7,458 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $10,000,000 | 100 |
| Sale, conversion, retirement of capital stock, net | $21,027,000 | 23 |
| Net operating income | $15,300,000 | 135 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,429,000 | 641 |
| Total interest expense | $4,291,000 | 780 |
| Net interest income | $9,138,000 | 596 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $128,000 | 4,748 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $89,000 | 3,480 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $39,000 | 5,236 |
| Total noninterest expense | $1,576,000 | 3,007 |
| Salaries and employee benefits | $487,000 | 4,556 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $1,024,000 | 1,580 |
| Pre-tax net operating income | $7,600,000 | 183 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $7,600,000 | 149 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,600,000 | 148 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,600,000 | 150 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $10,000,000 | 58 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $7,600,000 | 143 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,031,000 | 879 |
| Total interest expense | $19,723,000 | 791 |
| Net interest income | $23,308,000 | 916 |
| Provision for loan and lease losses | $255,000 | 4,874 |
| Total noninterest income | $620,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $405,000 | 3,436 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $215,000 | 4,717 |
| Total noninterest expense | $5,065,000 | 3,527 |
| Salaries and employee benefits | $1,940,000 | 4,558 |
| Premises and equipment expense | $292,000 | 5,859 |
| Additional noninterest expense | $2,833,000 | 2,113 |
| Pre-tax net operating income | $18,608,000 | 314 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $18,608,000 | 211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,608,000 | 211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $15,000,000 | 207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $18,608,000 | 229 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,619,000 | 942 |
| Total interest expense | $15,409,000 | 794 |
| Net interest income | $15,210,000 | 1,088 |
| Provision for loan and lease losses | $165,000 | 4,493 |
| Total noninterest income | $480,000 | 4,422 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $309,000 | 3,426 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $171,000 | 4,732 |
| Total noninterest expense | $3,407,000 | 3,842 |
| Salaries and employee benefits | $1,326,000 | 4,850 |
| Premises and equipment expense | $200,000 | 6,103 |
| Additional noninterest expense | $1,881,000 | 2,272 |
| Pre-tax net operating income | $12,118,000 | 423 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $12,118,000 | 309 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $12,118,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $10,000,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $12,118,000 | 324 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,478,000 | 1,007 |
| Total interest expense | $10,114,000 | 845 |
| Net interest income | $9,364,000 | 1,197 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $312,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $205,000 | 3,434 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $107,000 | 4,934 |
| Total noninterest expense | $2,160,000 | 4,004 |
| Salaries and employee benefits | $886,000 | 4,889 |
| Premises and equipment expense | $123,000 | 6,335 |
| Additional noninterest expense | $1,151,000 | 2,428 |
| Pre-tax net operating income | $7,426,000 | 485 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $7,426,000 | 364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,426,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $5,000,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $7,426,000 | 361 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 1,092 |
| Total interest expense | $5,197,000 | 882 |
| Net interest income | $4,083,000 | 1,359 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $155,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $99,000 | 3,483 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $1,065,000 | 4,055 |
| Salaries and employee benefits | $450,000 | 4,887 |
| Premises and equipment expense | $63,000 | 6,324 |
| Additional noninterest expense | $552,000 | 2,487 |
| Pre-tax net operating income | $3,128,000 | 626 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $3,128,000 | 482 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,128,000 | 483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,128,000 | 462 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,669,000 | 1,178 |
| Total interest expense | $24,944,000 | 789 |
| Net interest income | $10,725,000 | 2,106 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $667,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $423,000 | 3,421 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $244,000 | 4,647 |
| Total noninterest expense | $3,986,000 | 4,133 |
| Salaries and employee benefits | $1,713,000 | 4,914 |
| Premises and equipment expense | $359,000 | 5,337 |
| Additional noninterest expense | $1,914,000 | 2,770 |
| Pre-tax net operating income | $7,226,000 | 1,171 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $7,226,000 | 896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,226,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,988 |
| Cash dividends | $2,500,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 268 |
| Net operating income | $7,226,000 | 882 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,854,000 | 1,182 |
| Total interest expense | $19,143,000 | 773 |
| Net interest income | $7,711,000 | 2,209 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $489,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $314,000 | 3,442 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,763 |
| Total noninterest expense | $2,808,000 | 4,294 |
| Salaries and employee benefits | $1,270,000 | 4,925 |
| Premises and equipment expense | $231,000 | 5,708 |
| Additional noninterest expense | $1,307,000 | 2,962 |
| Pre-tax net operating income | $5,257,000 | 1,300 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $5,257,000 | 993 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,257,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,441 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 191 |
| Net operating income | $5,257,000 | 979 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,055,000 | 1,189 |
| Total interest expense | $12,892,000 | 762 |
| Net interest income | $5,163,000 | 2,227 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $332,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $207,000 | 3,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $1,819,000 | 4,411 |
| Salaries and employee benefits | $830,000 | 5,008 |
| Premises and equipment expense | $143,000 | 5,942 |
| Additional noninterest expense | $846,000 | 3,046 |
| Pre-tax net operating income | $3,586,000 | 1,319 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,586,000 | 1,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,586,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 142 |
| Net operating income | $3,586,000 | 993 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,971,000 | 1,184 |
| Total interest expense | $6,409,000 | 758 |
| Net interest income | $2,562,000 | 2,246 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $151,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $99,000 | 3,475 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $52,000 | 5,033 |
| Total noninterest expense | $866,000 | 4,559 |
| Salaries and employee benefits | $410,000 | 5,078 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $385,000 | 3,270 |
| Pre-tax net operating income | $1,802,000 | 1,298 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,802,000 | 972 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,802,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 73 |
| Net operating income | $1,802,000 | 961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,688,000 | 1,337 |
| Total interest expense | $19,162,000 | 869 |
| Net interest income | $10,526,000 | 2,195 |
| Provision for loan and lease losses | $180,000 | 3,697 |
| Total noninterest income | $630,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $394,000 | 3,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $236,000 | 4,788 |
| Total noninterest expense | $3,376,000 | 4,510 |
| Salaries and employee benefits | $1,467,000 | 5,276 |
| Premises and equipment expense | $437,000 | 4,655 |
| Additional noninterest expense | $1,472,000 | 3,336 |
| Pre-tax net operating income | $7,600,000 | 1,285 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $7,600,000 | 982 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,600,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,320 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,600,000 | 972 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,099,000 | 1,407 |
| Total interest expense | $13,292,000 | 921 |
| Net interest income | $7,807,000 | 2,237 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $474,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $294,000 | 3,614 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,755 |
| Total noninterest expense | $2,404,000 | 4,661 |
| Salaries and employee benefits | $1,061,000 | 5,364 |
| Premises and equipment expense | $313,000 | 4,791 |
| Additional noninterest expense | $1,030,000 | 3,533 |
| Pre-tax net operating income | $5,742,000 | 1,328 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,742,000 | 1,011 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,742,000 | 1,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,421 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,742,000 | 997 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,379,000 | 1,452 |
| Total interest expense | $8,129,000 | 951 |
| Net interest income | $5,250,000 | 2,223 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $284,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 3,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 5,173 |
| Total noninterest expense | $1,597,000 | 4,687 |
| Salaries and employee benefits | $704,000 | 5,406 |
| Premises and equipment expense | $192,000 | 5,050 |
| Additional noninterest expense | $701,000 | 3,473 |
| Pre-tax net operating income | $3,847,000 | 1,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,847,000 | 1,006 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,847,000 | 1,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,780 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,847,000 | 990 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 1,462 |
| Total interest expense | $3,766,000 | 970 |
| Net interest income | $2,700,000 | 2,147 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $132,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $85,000 | 3,811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $787,000 | 4,746 |
| Salaries and employee benefits | $357,000 | 5,379 |
| Premises and equipment expense | $86,000 | 5,415 |
| Additional noninterest expense | $344,000 | 3,491 |
| Pre-tax net operating income | $2,000,000 | 1,229 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $2,000,000 | 950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000,000 | 949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 997 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,000,000 | 930 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,804,000 | 1,534 |
| Total interest expense | $11,478,000 | 972 |
| Net interest income | $10,326,000 | 2,149 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $646,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $483,000 | 3,124 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $163,000 | 5,582 |
| Total noninterest expense | $3,165,000 | 4,596 |
| Salaries and employee benefits | $1,373,000 | 5,357 |
| Premises and equipment expense | $351,000 | 5,277 |
| Additional noninterest expense | $1,441,000 | 3,331 |
| Pre-tax net operating income | $7,732,000 | 1,229 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $7,732,000 | 933 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,732,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,338 |
| Cash dividends | $3,934,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 448 |
| Net operating income | $7,732,000 | 913 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,420,000 | 1,595 |
| Total interest expense | $7,955,000 | 987 |
| Net interest income | $7,465,000 | 2,202 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $485,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $368,000 | 3,088 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,667 |
| Total noninterest expense | $2,340,000 | 4,632 |
| Salaries and employee benefits | $1,009,000 | 5,386 |
| Premises and equipment expense | $249,000 | 5,446 |
| Additional noninterest expense | $1,082,000 | 3,303 |
| Pre-tax net operating income | $5,580,000 | 1,287 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $5,580,000 | 967 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,580,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $3,934,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,580,000 | 949 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,953,000 | 1,612 |
| Total interest expense | $4,759,000 | 1,044 |
| Net interest income | $5,194,000 | 2,093 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $330,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $248,000 | 3,024 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,583,000 | 4,564 |
| Salaries and employee benefits | $674,000 | 5,365 |
| Premises and equipment expense | $166,000 | 5,420 |
| Additional noninterest expense | $743,000 | 3,207 |
| Pre-tax net operating income | $3,941,000 | 1,188 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,941,000 | 885 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,941,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $3,934,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,941,000 | 863 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,969,000 | 1,581 |
| Total interest expense | $2,219,000 | 1,063 |
| Net interest income | $2,750,000 | 1,957 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $164,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $806,000 | 4,544 |
| Salaries and employee benefits | $342,000 | 5,371 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $381,000 | 3,151 |
| Pre-tax net operating income | $2,108,000 | 1,094 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $2,108,000 | 830 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,108,000 | 831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,718 |
| Cash dividends | $2,075,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,108,000 | 808 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,194,000 | 1,506 |
| Total interest expense | $6,720,000 | 1,221 |
| Net interest income | $12,474,000 | 1,628 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $701,000 | 4,386 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $550,000 | 2,919 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $151,000 | 5,675 |
| Total noninterest expense | $3,057,000 | 4,603 |
| Salaries and employee benefits | $1,354,000 | 5,298 |
| Premises and equipment expense | $290,000 | 5,767 |
| Additional noninterest expense | $1,413,000 | 3,274 |
| Pre-tax net operating income | $10,043,000 | 882 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $10,057,000 | 660 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,057,000 | 661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $880,000 | 417 |
| Net operating income | $10,043,000 | 635 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,912,000 | 1,542 |
| Total interest expense | $4,598,000 | 1,309 |
| Net interest income | $9,314,000 | 1,630 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $540,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $428,000 | 2,833 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 5,710 |
| Total noninterest expense | $2,229,000 | 4,659 |
| Salaries and employee benefits | $1,012,000 | 5,281 |
| Premises and equipment expense | $206,000 | 5,900 |
| Additional noninterest expense | $1,011,000 | 3,396 |
| Pre-tax net operating income | $7,550,000 | 880 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $7,564,000 | 675 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,564,000 | 676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,550,000 | 643 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,835,000 | 1,596 |
| Total interest expense | $2,805,000 | 1,408 |
| Net interest income | $6,030,000 | 1,665 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $358,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $290,000 | 2,784 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 5,903 |
| Total noninterest expense | $1,509,000 | 4,646 |
| Salaries and employee benefits | $691,000 | 5,217 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $689,000 | 3,348 |
| Pre-tax net operating income | $4,804,000 | 909 |
| Securities gains (losses) | $14,000 | 2,233 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $4,818,000 | 696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,818,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,804,000 | 665 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 1,717 |
| Total interest expense | $1,320,000 | 1,510 |
| Net interest income | $2,777,000 | 1,791 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $174,000 | 4,410 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $144,000 | 2,765 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $673,000 | 5,037 |
| Salaries and employee benefits | $344,000 | 5,254 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $264,000 | 4,140 |
| Pre-tax net operating income | $2,233,000 | 967 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $2,247,000 | 741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,247,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 1,497 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,233,000 | 695 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,915,000 | 2,843 |
| Total interest expense | $4,011,000 | 2,212 |
| Net interest income | $5,904,000 | 3,237 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $780,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $509,000 | 3,043 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $271,000 | 4,697 |
| Total noninterest expense | $2,377,000 | 5,399 |
| Salaries and employee benefits | $1,036,000 | 6,137 |
| Premises and equipment expense | $296,000 | 5,695 |
| Additional noninterest expense | $1,045,000 | 4,132 |
| Pre-tax net operating income | $4,127,000 | 1,934 |
| Securities gains (losses) | $155,000 | 1,534 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $4,282,000 | 1,464 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,282,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,012 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,520,000 | 249 |
| Net operating income | $4,127,000 | 1,452 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,714,000 | 3,162 |
| Total interest expense | $2,844,000 | 2,423 |
| Net interest income | $3,870,000 | 3,626 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $453,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $344,000 | 3,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 5,920 |
| Total noninterest expense | $1,735,000 | 5,474 |
| Salaries and employee benefits | $768,000 | 6,146 |
| Premises and equipment expense | $222,000 | 5,685 |
| Additional noninterest expense | $745,000 | 4,281 |
| Pre-tax net operating income | $2,453,000 | 2,422 |
| Securities gains (losses) | $155,000 | 1,398 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,608,000 | 1,845 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,608,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,323 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,520,000 | 213 |
| Net operating income | $2,453,000 | 1,858 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 3,183 |
| Total interest expense | $1,822,000 | 2,573 |
| Net interest income | $2,653,000 | 3,534 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $280,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $206,000 | 3,556 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $1,127,000 | 5,557 |
| Salaries and employee benefits | $505,000 | 6,224 |
| Premises and equipment expense | $146,000 | 5,746 |
| Additional noninterest expense | $476,000 | 4,400 |
| Pre-tax net operating income | $1,716,000 | 2,334 |
| Securities gains (losses) | $155,000 | 1,207 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,871,000 | 1,731 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,871,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,900,000 | 155 |
| Net operating income | $1,716,000 | 1,756 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,121,000 | 3,359 |
| Total interest expense | $837,000 | 2,822 |
| Net interest income | $1,284,000 | 3,621 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $555,000 | 5,605 |
| Salaries and employee benefits | $249,000 | 6,268 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $232,000 | 4,473 |
| Pre-tax net operating income | $817,000 | 2,426 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $817,000 | 1,934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $817,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 86 |
| Net operating income | $817,000 | 1,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 5,766 |
| Total interest expense | $1,363,000 | 6,036 |
| Net interest income | $2,824,000 | 5,488 |
| Provision for loan and lease losses | $365,000 | 3,024 |
| Total noninterest income | $326,000 | 6,270 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $399,000 | 3,548 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-73,000 | 9,321 |
| Total noninterest expense | $1,819,000 | 6,217 |
| Salaries and employee benefits | $902,000 | 6,511 |
| Premises and equipment expense | $312,000 | 5,443 |
| Additional noninterest expense | $605,000 | 5,899 |
| Pre-tax net operating income | $966,000 | 5,295 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $966,000 | 4,688 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $966,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 3,009 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $966,000 | 4,569 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 7,659 |
| Total interest expense | $1,035,000 | 7,952 |
| Net interest income | $1,549,000 | 7,238 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $501,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $383,000 | 3,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $118,000 | 6,034 |
| Total noninterest expense | $1,647,000 | 6,462 |
| Salaries and employee benefits | $772,000 | 6,901 |
| Premises and equipment expense | $275,000 | 5,808 |
| Additional noninterest expense | $600,000 | 5,839 |
| Pre-tax net operating income | $343,000 | 7,225 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $343,000 | 6,868 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $343,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,124 |
| Cash dividends | $343,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $343,000 | 6,757 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 7,618 |
| Total interest expense | $848,000 | 8,545 |
| Net interest income | $1,945,000 | 6,641 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $401,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,664 |
| Total noninterest expense | $1,451,000 | 6,872 |
| Salaries and employee benefits | $753,000 | 6,958 |
| Premises and equipment expense | $251,000 | 6,034 |
| Additional noninterest expense | $447,000 | 6,795 |
| Pre-tax net operating income | $850,000 | 5,700 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $11,000 | 8,049 |
| Income before extraordinary items | $839,000 | 4,912 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $839,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,684 |
| Cash dividends | $839,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $839,000 | 4,906 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 8,145 |
| Total interest expense | $516,000 | 9,407 |
| Net interest income | $1,775,000 | 7,053 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $410,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $1,384,000 | 7,080 |
| Salaries and employee benefits | $725,000 | 7,111 |
| Premises and equipment expense | $300,000 | 5,462 |
| Additional noninterest expense | $359,000 | 7,612 |
| Pre-tax net operating income | $801,000 | 5,931 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $12,000 | 8,432 |
| Income before extraordinary items | $789,000 | 5,128 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $789,000 | 5,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $789,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $945,000 | 526 |
| Net operating income | $789,000 | 5,093 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 8,356 |
| Total interest expense | $498,000 | 9,702 |
| Net interest income | $1,771,000 | 7,111 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $433,000 | 5,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,313,000 | 7,215 |
| Salaries and employee benefits | $646,000 | 7,488 |
| Premises and equipment expense | $286,000 | 5,529 |
| Additional noninterest expense | $381,000 | 7,379 |
| Pre-tax net operating income | $891,000 | 5,765 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $878,000 | 4,908 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $878,000 | 4,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $878,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $878,000 | 4,818 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 8,839 |
| Total interest expense | $465,000 | 10,184 |
| Net interest income | $1,690,000 | 7,573 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $441,000 | 5,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,227 |
| Total noninterest expense | $1,224,000 | 7,587 |
| Salaries and employee benefits | $611,000 | 7,841 |
| Premises and equipment expense | $282,000 | 5,632 |
| Additional noninterest expense | $331,000 | 8,002 |
| Pre-tax net operating income | $907,000 | 6,128 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $16,000 | 9,792 |
| Income before extraordinary items | $891,000 | 5,083 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $891,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $891,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $891,000 | 5,033 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 9,516 |
| Total interest expense | $474,000 | 10,674 |
| Net interest income | $1,419,000 | 8,467 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $479,000 | 5,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $1,156,000 | 8,128 |
| Salaries and employee benefits | $548,000 | 8,510 |
| Premises and equipment expense | $284,000 | 5,786 |
| Additional noninterest expense | $324,000 | 8,626 |
| Pre-tax net operating income | $742,000 | 6,743 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $281,000 | 6,055 |
| Income before extraordinary items | $461,000 | 7,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $461,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $461,000 | 7,107 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 10,096 |
| Total interest expense | $444,000 | 11,205 |
| Net interest income | $1,301,000 | 9,072 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $518,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $389,000 | 3,446 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $1,133,000 | 8,449 |
| Salaries and employee benefits | $510,000 | 9,025 |
| Premises and equipment expense | $264,000 | 6,144 |
| Additional noninterest expense | $359,000 | 8,604 |
| Pre-tax net operating income | $686,000 | 7,400 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $431,000 | 7,798 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $431,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 11,045 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $431,000 | 7,768 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 10,818 |
| Total interest expense | $372,000 | 11,727 |
| Net interest income | $1,088,000 | 10,110 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $485,000 | 5,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $1,090,000 | 9,021 |
| Salaries and employee benefits | $494,000 | 9,442 |
| Premises and equipment expense | $245,000 | 6,609 |
| Additional noninterest expense | $351,000 | 9,331 |
| Pre-tax net operating income | $483,000 | 8,776 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $186,000 | 7,598 |
| Income before extraordinary items | $297,000 | 9,184 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $297,000 | 9,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $297,000 | 9,243 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 11,579 |
| Total interest expense | $399,000 | 12,231 |
| Net interest income | $947,000 | 10,969 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $523,000 | 5,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,175,000 | 8,987 |
| Salaries and employee benefits | $487,000 | 9,796 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $449,000 | 8,735 |
| Pre-tax net operating income | $295,000 | 10,282 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $122,000 | 9,263 |
| Income before extraordinary items | $173,000 | 10,948 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $173,000 | 11,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $173,000 | 10,744 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 11,437 |
| Total interest expense | $785,000 | 11,398 |
| Net interest income | $961,000 | 11,249 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $615,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,148,000 | 9,287 |
| Salaries and employee benefits | $482,000 | 9,953 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $431,000 | 9,194 |
| Pre-tax net operating income | $428,000 | 8,984 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $281,000 | 9,532 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $281,000 | 9,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $281,000 | 9,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.