Home > Frontier State Bank > Income and Expense
Frontier State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,124,000 | 4,515 |
| Total interest expense | $3,023,000 | 4,893 |
| Net interest income | $4,101,000 | 4,099 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $310,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $11,629,000 | 1,200 |
| Salaries and employee benefits | $1,449,000 | 4,483 |
| Premises and equipment expense | $282,000 | 5,628 |
| Additional noninterest expense | $9,898,000 | 586 |
| Pre-tax net operating income | $-7,338,000 | 9,880 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $622,000 | 3,025 |
| Income before extraordinary items | $-7,960,000 | 9,875 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-7,960,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-7,960,000 | 9,876 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,544,000 | 6,780 |
| Total interest expense | $1,515,000 | 6,935 |
| Net interest income | $2,029,000 | 6,589 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $169,000 | 7,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 7,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $1,467,000 | 6,864 |
| Salaries and employee benefits | $726,000 | 7,107 |
| Premises and equipment expense | $121,000 | 8,213 |
| Additional noninterest expense | $620,000 | 5,703 |
| Pre-tax net operating income | $671,000 | 6,428 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $350,000 | 4,472 |
| Income before extraordinary items | $321,000 | 7,469 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $321,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $1,050,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $9,016,000 | 93 |
| Net operating income | $321,000 | 7,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 4,524 |
| Total interest expense | $3,007,000 | 4,719 |
| Net interest income | $3,743,000 | 4,357 |
| Provision for loan and lease losses | $215,000 | 3,365 |
| Total noninterest income | $855,000 | 3,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $723,000 | 2,333 |
| Total noninterest expense | $3,088,000 | 4,019 |
| Salaries and employee benefits | $1,471,000 | 4,307 |
| Premises and equipment expense | $219,000 | 6,441 |
| Additional noninterest expense | $1,398,000 | 2,959 |
| Pre-tax net operating income | $1,295,000 | 4,635 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $540,000 | 3,661 |
| Income before extraordinary items | $755,000 | 5,377 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $755,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $74,000 | 6,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $755,000 | 5,276 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 5,277 |
| Total interest expense | $2,682,000 | 5,133 |
| Net interest income | $3,000,000 | 5,303 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $316,000 | 6,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,961 |
| Total noninterest expense | $2,580,000 | 4,668 |
| Salaries and employee benefits | $1,307,000 | 4,761 |
| Premises and equipment expense | $226,000 | 6,405 |
| Additional noninterest expense | $1,047,000 | 3,736 |
| Pre-tax net operating income | $691,000 | 7,008 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $287,000 | 5,846 |
| Income before extraordinary items | $404,000 | 7,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $404,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,794 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $404,000 | 7,552 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,007,000 | 5,180 |
| Total interest expense | $2,694,000 | 5,236 |
| Net interest income | $3,313,000 | 5,062 |
| Provision for loan and lease losses | $253,000 | 2,912 |
| Total noninterest income | $542,000 | 4,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $444,000 | 3,176 |
| Total noninterest expense | $2,839,000 | 4,494 |
| Salaries and employee benefits | $1,149,000 | 5,399 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $1,478,000 | 3,165 |
| Pre-tax net operating income | $763,000 | 6,646 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $319,000 | 5,621 |
| Income before extraordinary items | $449,000 | 7,245 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $449,000 | 7,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,330 |
| Cash dividends | $467,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,800 | 7,210 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 5,320 |
| Total interest expense | $2,715,000 | 5,203 |
| Net interest income | $3,123,000 | 5,325 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $268,000 | 7,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,743 |
| Total noninterest expense | $2,311,000 | 5,331 |
| Salaries and employee benefits | $1,044,000 | 5,831 |
| Premises and equipment expense | $265,000 | 6,131 |
| Additional noninterest expense | $1,002,000 | 4,342 |
| Pre-tax net operating income | $780,000 | 6,914 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $335,000 | 5,600 |
| Income before extraordinary items | $445,000 | 7,680 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $445,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,884 |
| Cash dividends | $656,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 665 |
| Net operating income | $445,000 | 7,656 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,869,000 | 5,780 |
| Total interest expense | $2,004,000 | 5,610 |
| Net interest income | $2,865,000 | 5,801 |
| Provision for loan and lease losses | $306,000 | 2,208 |
| Total noninterest income | $280,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,884 |
| Total noninterest expense | $1,954,000 | 6,326 |
| Salaries and employee benefits | $947,000 | 6,373 |
| Premises and equipment expense | $218,000 | 7,087 |
| Additional noninterest expense | $789,000 | 5,756 |
| Pre-tax net operating income | $885,000 | 6,464 |
| Securities gains (losses) | $-21,000 | 10,372 |
| Applicable income taxes | $358,000 | 5,177 |
| Income before extraordinary items | $506,000 | 7,260 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $506,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,539 |
| Cash dividends | $86,000 | 7,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $519,440 | 7,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 6,467 |
| Total interest expense | $1,965,000 | 5,918 |
| Net interest income | $2,387,000 | 6,760 |
| Provision for loan and lease losses | $81,000 | 6,293 |
| Total noninterest income | $220,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $2,075,000 | 6,145 |
| Salaries and employee benefits | $1,129,000 | 5,513 |
| Premises and equipment expense | $176,000 | 8,234 |
| Additional noninterest expense | $770,000 | 6,110 |
| Pre-tax net operating income | $451,000 | 9,019 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $198,000 | 7,661 |
| Income before extraordinary items | $260,000 | 9,928 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $260,000 | 10,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,184 |
| Net operating income | $255,520 | 9,726 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 6,211 |
| Total interest expense | $2,574,000 | 5,850 |
| Net interest income | $2,598,000 | 6,405 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $233,000 | 8,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $1,712,000 | 7,230 |
| Salaries and employee benefits | $855,000 | 6,901 |
| Premises and equipment expense | $173,000 | 8,493 |
| Additional noninterest expense | $684,000 | 6,858 |
| Pre-tax net operating income | $1,036,000 | 5,491 |
| Securities gains (losses) | $-27,000 | 13,553 |
| Applicable income taxes | $435,000 | 4,498 |
| Income before extraordinary items | $574,000 | 6,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $574,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,054 |
| Net operating income | $591,280 | 6,279 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.