Home > Frontier Savings Bank > Income and Expense
Frontier Savings Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 5,157 |
| Total interest expense | $95,000 | 5,173 |
| Net interest income | $1,189,000 | 5,129 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $91,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $47,000 | 4,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 4,950 |
| Total noninterest expense | $1,209,000 | 5,027 |
| Salaries and employee benefits | $619,000 | 5,079 |
| Premises and equipment expense | $243,000 | 4,312 |
| Additional noninterest expense | $347,000 | 5,060 |
| Pre-tax net operating income | $71,000 | 5,164 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $13,000 | 3,701 |
| Income before extraordinary items | $58,000 | 5,166 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $58,000 | 5,165 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $58,000 | 5,165 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $58,000 | 5,170 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $926,000 | 5,235 |
| Total interest expense | $66,000 | 5,244 |
| Net interest income | $860,000 | 5,206 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $122,000 | 4,835 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $36,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 4,562 |
| Total noninterest expense | $928,000 | 5,052 |
| Salaries and employee benefits | $465,000 | 5,118 |
| Premises and equipment expense | $180,000 | 4,360 |
| Additional noninterest expense | $283,000 | 5,051 |
| Pre-tax net operating income | $54,000 | 5,244 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $54,000 | 5,240 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $54,000 | 5,239 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $54,000 | 5,239 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $54,000 | 5,242 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 5,303 |
| Total interest expense | $35,000 | 5,360 |
| Net interest income | $573,000 | 5,270 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $83,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $24,000 | 4,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,566 |
| Total noninterest expense | $615,000 | 5,114 |
| Salaries and employee benefits | $311,000 | 5,173 |
| Premises and equipment expense | $113,000 | 4,462 |
| Additional noninterest expense | $191,000 | 5,100 |
| Pre-tax net operating income | $41,000 | 5,282 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $41,000 | 5,266 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $41,000 | 5,264 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $41,000 | 5,265 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $41,000 | 5,269 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 5,375 |
| Total interest expense | $12,000 | 5,477 |
| Net interest income | $281,000 | 5,340 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $39,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $12,000 | 4,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,666 |
| Total noninterest expense | $309,000 | 5,165 |
| Salaries and employee benefits | $156,000 | 5,225 |
| Premises and equipment expense | $53,000 | 4,589 |
| Additional noninterest expense | $100,000 | 5,127 |
| Pre-tax net operating income | $11,000 | 5,356 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $11,000 | 5,346 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $11,000 | 5,346 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $11,000 | 5,346 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $11,000 | 5,349 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 5,425 |
| Total interest expense | $46,000 | 5,548 |
| Net interest income | $1,108,000 | 5,390 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $155,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $54,000 | 4,910 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $101,000 | 4,775 |
| Total noninterest expense | $1,233,000 | 5,223 |
| Salaries and employee benefits | $628,000 | 5,283 |
| Premises and equipment expense | $243,000 | 4,486 |
| Additional noninterest expense | $362,000 | 5,250 |
| Pre-tax net operating income | $30,000 | 5,402 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $21,000 | 3,742 |
| Income before extraordinary items | $9,000 | 5,346 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,000 | 5,345 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,000 | 5,345 |
| Net charge-offs | $2,000 | 3,998 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $9,000 | 5,345 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,484 |
| Total interest expense | $34,000 | 5,609 |
| Net interest income | $836,000 | 5,444 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $110,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $42,000 | 4,933 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $68,000 | 4,893 |
| Total noninterest expense | $903,000 | 5,292 |
| Salaries and employee benefits | $497,000 | 5,283 |
| Premises and equipment expense | $182,000 | 4,517 |
| Additional noninterest expense | $224,000 | 5,415 |
| Pre-tax net operating income | $43,000 | 5,450 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $43,000 | 5,451 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $43,000 | 5,450 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $43,000 | 5,450 |
| Net charge-offs | $2,000 | 3,621 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $43,000 | 5,445 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $586,000 | 5,528 |
| Total interest expense | $24,000 | 5,643 |
| Net interest income | $562,000 | 5,491 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $70,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $27,000 | 4,991 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $43,000 | 4,959 |
| Total noninterest expense | $606,000 | 5,327 |
| Salaries and employee benefits | $330,000 | 5,337 |
| Premises and equipment expense | $127,000 | 4,471 |
| Additional noninterest expense | $149,000 | 5,462 |
| Pre-tax net operating income | $26,000 | 5,499 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $26,000 | 5,501 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $26,000 | 5,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $26,000 | 5,501 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $26,000 | 5,498 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 5,594 |
| Total interest expense | $12,000 | 5,706 |
| Net interest income | $277,000 | 5,553 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $32,000 | 5,276 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $14,000 | 4,999 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $18,000 | 5,090 |
| Total noninterest expense | $307,000 | 5,370 |
| Salaries and employee benefits | $165,000 | 5,394 |
| Premises and equipment expense | $61,000 | 4,572 |
| Additional noninterest expense | $81,000 | 5,483 |
| Pre-tax net operating income | $2,000 | 5,587 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $2,000 | 5,600 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,000 | 5,600 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,000 | 5,600 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,000 | 5,593 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,664 |
| Total interest expense | $49,000 | 5,750 |
| Net interest income | $1,037,000 | 5,633 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $173,000 | 5,167 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $64,000 | 4,993 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $109,000 | 4,908 |
| Total noninterest expense | $1,544,000 | 5,213 |
| Salaries and employee benefits | $986,000 | 5,023 |
| Premises and equipment expense | $236,000 | 4,693 |
| Additional noninterest expense | $322,000 | 5,557 |
| Pre-tax net operating income | $-334,000 | 5,757 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-113,000 | 5,772 |
| Income before extraordinary items | $-221,000 | 5,746 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-221,000 | 5,745 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-221,000 | 5,745 |
| Net charge-offs | $13,000 | 3,794 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-221,000 | 5,736 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 5,731 |
| Total interest expense | $37,000 | 5,815 |
| Net interest income | $775,000 | 5,704 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $127,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $48,000 | 5,041 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $79,000 | 4,974 |
| Total noninterest expense | $948,000 | 5,454 |
| Salaries and employee benefits | $536,000 | 5,418 |
| Premises and equipment expense | $180,000 | 4,694 |
| Additional noninterest expense | $232,000 | 5,641 |
| Pre-tax net operating income | $-46,000 | 5,758 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-46,000 | 5,770 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-46,000 | 5,770 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-46,000 | 5,770 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-46,000 | 5,755 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 5,800 |
| Total interest expense | $23,000 | 5,906 |
| Net interest income | $517,000 | 5,767 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $77,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $31,000 | 5,089 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,107 |
| Total noninterest expense | $635,000 | 5,516 |
| Salaries and employee benefits | $363,000 | 5,458 |
| Premises and equipment expense | $120,000 | 4,724 |
| Additional noninterest expense | $152,000 | 5,717 |
| Pre-tax net operating income | $-41,000 | 5,821 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-41,000 | 5,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-41,000 | 5,840 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-41,000 | 5,840 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-41,000 | 5,819 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $273,000 | 5,851 |
| Total interest expense | $12,000 | 5,944 |
| Net interest income | $261,000 | 5,817 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $29,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $16,000 | 5,063 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $13,000 | 5,453 |
| Total noninterest expense | $333,000 | 5,528 |
| Salaries and employee benefits | $182,000 | 5,500 |
| Premises and equipment expense | $62,000 | 4,712 |
| Additional noninterest expense | $89,000 | 5,668 |
| Pre-tax net operating income | $-43,000 | 5,897 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-43,000 | 5,916 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-43,000 | 5,916 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-43,000 | 5,916 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-43,000 | 5,897 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 5,860 |
| Total interest expense | $47,000 | 6,008 |
| Net interest income | $1,124,000 | 5,823 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $185,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $68,000 | 5,134 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $117,000 | 4,971 |
| Total noninterest expense | $1,191,000 | 5,670 |
| Salaries and employee benefits | $661,000 | 5,645 |
| Premises and equipment expense | $246,000 | 4,798 |
| Additional noninterest expense | $284,000 | 5,870 |
| Pre-tax net operating income | $118,000 | 5,633 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $77,000 | 5,749 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $77,000 | 5,752 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $77,000 | 5,752 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $77,000 | 5,712 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 5,930 |
| Total interest expense | $35,000 | 6,101 |
| Net interest income | $863,000 | 5,888 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $140,000 | 5,321 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $51,000 | 5,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,994 |
| Total noninterest expense | $888,000 | 5,729 |
| Salaries and employee benefits | $498,000 | 5,699 |
| Premises and equipment expense | $175,000 | 4,914 |
| Additional noninterest expense | $215,000 | 5,934 |
| Pre-tax net operating income | $115,000 | 5,687 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $55,000 | 3,590 |
| Income before extraordinary items | $60,000 | 5,843 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 5,846 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $60,000 | 5,846 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $60,000 | 5,802 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $613,000 | 5,974 |
| Total interest expense | $23,000 | 6,179 |
| Net interest income | $590,000 | 5,923 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $91,000 | 5,377 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $35,000 | 5,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $56,000 | 5,081 |
| Total noninterest expense | $589,000 | 5,790 |
| Salaries and employee benefits | $332,000 | 5,753 |
| Premises and equipment expense | $117,000 | 4,946 |
| Additional noninterest expense | $140,000 | 6,005 |
| Pre-tax net operating income | $92,000 | 5,659 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $36,000 | 3,619 |
| Income before extraordinary items | $56,000 | 5,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 5,824 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $56,000 | 5,825 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $56,000 | 5,775 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 6,025 |
| Total interest expense | $13,000 | 6,203 |
| Net interest income | $296,000 | 5,980 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $44,000 | 5,429 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $17,000 | 5,220 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 5,145 |
| Total noninterest expense | $298,000 | 5,837 |
| Salaries and employee benefits | $168,000 | 5,801 |
| Premises and equipment expense | $60,000 | 4,962 |
| Additional noninterest expense | $70,000 | 6,064 |
| Pre-tax net operating income | $42,000 | 5,687 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $17,000 | 3,603 |
| Income before extraordinary items | $25,000 | 5,854 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $25,000 | 5,855 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $25,000 | 5,855 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $25,000 | 5,807 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 6,111 |
| Total interest expense | $45,000 | 6,352 |
| Net interest income | $1,192,000 | 6,060 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $161,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $69,000 | 5,405 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $92,000 | 5,305 |
| Total noninterest expense | $1,158,000 | 5,960 |
| Salaries and employee benefits | $658,000 | 5,903 |
| Premises and equipment expense | $231,000 | 5,149 |
| Additional noninterest expense | $269,000 | 6,202 |
| Pre-tax net operating income | $195,000 | 5,681 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $64,000 | 3,614 |
| Income before extraordinary items | $131,000 | 5,820 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $131,000 | 5,821 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $131,000 | 5,822 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $131,000 | 5,783 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $924,000 | 6,186 |
| Total interest expense | $32,000 | 6,448 |
| Net interest income | $892,000 | 6,133 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $121,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $52,000 | 5,478 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $69,000 | 5,385 |
| Total noninterest expense | $885,000 | 5,987 |
| Salaries and employee benefits | $512,000 | 5,917 |
| Premises and equipment expense | $173,000 | 5,184 |
| Additional noninterest expense | $200,000 | 6,274 |
| Pre-tax net operating income | $128,000 | 5,812 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $46,000 | 3,690 |
| Income before extraordinary items | $82,000 | 5,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 5,930 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $82,000 | 5,931 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $82,000 | 5,909 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 6,236 |
| Total interest expense | $20,000 | 6,523 |
| Net interest income | $595,000 | 6,182 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $77,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $35,000 | 5,486 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $42,000 | 5,484 |
| Total noninterest expense | $595,000 | 6,035 |
| Salaries and employee benefits | $347,000 | 5,947 |
| Premises and equipment expense | $116,000 | 5,218 |
| Additional noninterest expense | $132,000 | 6,326 |
| Pre-tax net operating income | $77,000 | 5,877 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $28,000 | 3,717 |
| Income before extraordinary items | $49,000 | 5,997 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $49,000 | 5,998 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $49,000 | 5,999 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $49,000 | 5,963 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 6,299 |
| Total interest expense | $10,000 | 6,593 |
| Net interest income | $300,000 | 6,234 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $34,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $17,000 | 5,639 |
| Total noninterest expense | $298,000 | 6,105 |
| Salaries and employee benefits | $174,000 | 6,009 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $66,000 | 6,390 |
| Pre-tax net operating income | $36,000 | 5,881 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $8,000 | 3,893 |
| Income before extraordinary items | $28,000 | 5,955 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 5,956 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $28,000 | 5,957 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $28,000 | 5,918 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 6,357 |
| Total interest expense | $47,000 | 6,663 |
| Net interest income | $1,218,000 | 6,281 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $229,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $75,000 | 5,590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 4,924 |
| Total noninterest expense | $1,177,000 | 6,197 |
| Salaries and employee benefits | $670,000 | 6,133 |
| Premises and equipment expense | $258,000 | 5,129 |
| Additional noninterest expense | $249,000 | 6,498 |
| Pre-tax net operating income | $270,000 | 5,555 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $92,000 | 3,462 |
| Income before extraordinary items | $178,000 | 5,769 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $178,000 | 5,772 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $178,000 | 5,772 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $178,000 | 5,717 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $942,000 | 6,431 |
| Total interest expense | $37,000 | 6,740 |
| Net interest income | $905,000 | 6,352 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $175,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $54,000 | 5,698 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $121,000 | 4,960 |
| Total noninterest expense | $896,000 | 6,210 |
| Salaries and employee benefits | $517,000 | 6,138 |
| Premises and equipment expense | $189,000 | 5,199 |
| Additional noninterest expense | $190,000 | 6,534 |
| Pre-tax net operating income | $184,000 | 5,729 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $48,000 | 3,744 |
| Income before extraordinary items | $136,000 | 5,879 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $136,000 | 5,881 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $136,000 | 5,881 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $136,000 | 5,818 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,474 |
| Total interest expense | $26,000 | 6,790 |
| Net interest income | $602,000 | 6,382 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $123,000 | 5,503 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $34,000 | 5,767 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 4,882 |
| Total noninterest expense | $600,000 | 6,248 |
| Salaries and employee benefits | $347,000 | 6,164 |
| Premises and equipment expense | $125,000 | 5,235 |
| Additional noninterest expense | $128,000 | 6,557 |
| Pre-tax net operating income | $125,000 | 5,712 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $33,000 | 3,711 |
| Income before extraordinary items | $92,000 | 5,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 5,901 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $92,000 | 5,901 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $92,000 | 5,804 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 6,560 |
| Total interest expense | $13,000 | 6,871 |
| Net interest income | $289,000 | 6,474 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $56,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $299,000 | 6,322 |
| Salaries and employee benefits | $176,000 | 6,190 |
| Premises and equipment expense | $62,000 | 5,269 |
| Additional noninterest expense | $61,000 | 6,676 |
| Pre-tax net operating income | $46,000 | 5,894 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $36,000 | 6,038 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $36,000 | 6,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $36,000 | 6,039 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $36,000 | 5,949 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 6,634 |
| Total interest expense | $64,000 | 6,936 |
| Net interest income | $1,200,000 | 6,532 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $209,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $64,000 | 6,006 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $145,000 | 4,978 |
| Total noninterest expense | $1,152,000 | 6,447 |
| Salaries and employee benefits | $671,000 | 6,327 |
| Premises and equipment expense | $261,000 | 5,251 |
| Additional noninterest expense | $220,000 | 6,807 |
| Pre-tax net operating income | $257,000 | 5,536 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $75,000 | 3,693 |
| Income before extraordinary items | $182,000 | 5,841 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $182,000 | 5,840 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $182,000 | 5,841 |
| Net charge-offs | $1,000 | 5,927 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $182,000 | 5,663 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 6,738 |
| Total interest expense | $48,000 | 7,049 |
| Net interest income | $896,000 | 6,639 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $159,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $113,000 | 4,967 |
| Total noninterest expense | $874,000 | 6,494 |
| Salaries and employee benefits | $513,000 | 6,364 |
| Premises and equipment expense | $190,000 | 5,369 |
| Additional noninterest expense | $171,000 | 6,873 |
| Pre-tax net operating income | $181,000 | 5,737 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $44,000 | 3,848 |
| Income before extraordinary items | $137,000 | 5,978 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $137,000 | 5,977 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $137,000 | 5,977 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $137,000 | 5,837 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $629,000 | 6,793 |
| Total interest expense | $35,000 | 7,099 |
| Net interest income | $594,000 | 6,692 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $100,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $28,000 | 6,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 5,067 |
| Total noninterest expense | $594,000 | 6,523 |
| Salaries and employee benefits | $353,000 | 6,357 |
| Premises and equipment expense | $125,000 | 5,425 |
| Additional noninterest expense | $116,000 | 6,930 |
| Pre-tax net operating income | $100,000 | 5,870 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $21,000 | 3,981 |
| Income before extraordinary items | $79,000 | 6,066 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 6,066 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $79,000 | 6,066 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $79,000 | 5,916 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 6,887 |
| Total interest expense | $17,000 | 7,169 |
| Net interest income | $287,000 | 6,779 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $45,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,276 |
| Total noninterest expense | $308,000 | 6,540 |
| Salaries and employee benefits | $178,000 | 6,387 |
| Premises and equipment expense | $64,000 | 5,381 |
| Additional noninterest expense | $66,000 | 6,882 |
| Pre-tax net operating income | $24,000 | 6,184 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $22,000 | 6,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $22,000 | 6,301 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $22,000 | 6,302 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $22,000 | 6,174 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 6,934 |
| Total interest expense | $104,000 | 7,183 |
| Net interest income | $1,150,000 | 6,817 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $172,000 | 5,900 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $60,000 | 6,162 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $112,000 | 5,205 |
| Total noninterest expense | $1,179,000 | 6,652 |
| Salaries and employee benefits | $662,000 | 6,561 |
| Premises and equipment expense | $262,000 | 5,516 |
| Additional noninterest expense | $255,000 | 6,988 |
| Pre-tax net operating income | $143,000 | 5,630 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $33,000 | 3,928 |
| Income before extraordinary items | $110,000 | 5,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $110,000 | 5,838 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $110,000 | 5,838 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $110,000 | 5,722 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $948,000 | 6,998 |
| Total interest expense | $83,000 | 7,252 |
| Net interest income | $865,000 | 6,877 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $124,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $45,000 | 6,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $79,000 | 5,347 |
| Total noninterest expense | $888,000 | 6,686 |
| Salaries and employee benefits | $501,000 | 6,569 |
| Premises and equipment expense | $196,000 | 5,569 |
| Additional noninterest expense | $191,000 | 7,039 |
| Pre-tax net operating income | $101,000 | 5,804 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $18,000 | 4,077 |
| Income before extraordinary items | $83,000 | 5,958 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 5,959 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $83,000 | 5,959 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $83,000 | 5,849 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $638,000 | 7,060 |
| Total interest expense | $60,000 | 7,314 |
| Net interest income | $578,000 | 6,923 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $90,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $30,000 | 6,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 5,267 |
| Total noninterest expense | $589,000 | 6,760 |
| Salaries and employee benefits | $329,000 | 6,644 |
| Premises and equipment expense | $126,000 | 5,671 |
| Additional noninterest expense | $134,000 | 7,081 |
| Pre-tax net operating income | $79,000 | 5,794 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $18,000 | 3,877 |
| Income before extraordinary items | $61,000 | 5,939 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $61,000 | 5,938 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $61,000 | 5,939 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $61,000 | 5,861 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 7,094 |
| Total interest expense | $31,000 | 7,369 |
| Net interest income | $294,000 | 6,942 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,221 |
| Total noninterest expense | $296,000 | 6,805 |
| Salaries and employee benefits | $164,000 | 6,686 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $68,000 | 7,110 |
| Pre-tax net operating income | $47,000 | 5,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $18,000 | 3,508 |
| Income before extraordinary items | $29,000 | 6,006 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $29,000 | 6,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $29,000 | 6,006 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $29,000 | 5,979 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 7,201 |
| Total interest expense | $169,000 | 7,393 |
| Net interest income | $1,110,000 | 7,062 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $183,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 5,923 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 5,298 |
| Total noninterest expense | $1,213,000 | 6,851 |
| Salaries and employee benefits | $656,000 | 6,784 |
| Premises and equipment expense | $253,000 | 5,780 |
| Additional noninterest expense | $304,000 | 7,101 |
| Pre-tax net operating income | $80,000 | 5,540 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $24,000 | 3,939 |
| Income before extraordinary items | $56,000 | 5,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 5,776 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $56,000 | 5,776 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $56,000 | 5,637 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 7,318 |
| Total interest expense | $131,000 | 7,503 |
| Net interest income | $821,000 | 7,174 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $119,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $54,000 | 5,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $65,000 | 5,729 |
| Total noninterest expense | $929,000 | 6,877 |
| Salaries and employee benefits | $500,000 | 6,817 |
| Premises and equipment expense | $190,000 | 5,832 |
| Additional noninterest expense | $239,000 | 7,117 |
| Pre-tax net operating income | $11,000 | 5,934 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $8,000 | 6,093 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,000 | 6,094 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,000 | 6,094 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $8,000 | 5,973 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 7,384 |
| Total interest expense | $88,000 | 7,574 |
| Net interest income | $544,000 | 7,238 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $73,000 | 6,468 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $596,000 | 6,986 |
| Salaries and employee benefits | $333,000 | 6,872 |
| Premises and equipment expense | $130,000 | 5,815 |
| Additional noninterest expense | $133,000 | 7,353 |
| Pre-tax net operating income | $21,000 | 5,966 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $18,000 | 6,085 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $18,000 | 6,087 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $18,000 | 6,086 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $18,000 | 5,995 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 7,475 |
| Total interest expense | $46,000 | 7,672 |
| Net interest income | $272,000 | 7,319 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $297,000 | 7,089 |
| Salaries and employee benefits | $169,000 | 6,932 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $63,000 | 7,483 |
| Pre-tax net operating income | $5,000 | 6,191 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $5,000 | 6,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 6,326 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $5,000 | 6,325 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $5,000 | 6,215 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 7,428 |
| Total interest expense | $239,000 | 7,709 |
| Net interest income | $1,250,000 | 7,180 |
| Provision for loan and lease losses | $30,000 | 7,048 |
| Total noninterest income | $163,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $67,000 | 6,218 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $96,000 | 5,692 |
| Total noninterest expense | $1,122,000 | 7,259 |
| Salaries and employee benefits | $594,000 | 7,212 |
| Premises and equipment expense | $268,000 | 5,896 |
| Additional noninterest expense | $260,000 | 7,562 |
| Pre-tax net operating income | $261,000 | 4,625 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $91,000 | 2,926 |
| Income before extraordinary items | $170,000 | 4,909 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $170,000 | 4,911 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $170,000 | 4,911 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $170,000 | 4,843 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 7,498 |
| Total interest expense | $188,000 | 7,786 |
| Net interest income | $950,000 | 7,228 |
| Provision for loan and lease losses | $15,000 | 7,017 |
| Total noninterest income | $124,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $49,000 | 6,293 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $75,000 | 5,778 |
| Total noninterest expense | $846,000 | 7,288 |
| Salaries and employee benefits | $454,000 | 7,233 |
| Premises and equipment expense | $196,000 | 6,010 |
| Additional noninterest expense | $196,000 | 7,606 |
| Pre-tax net operating income | $213,000 | 4,876 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $72,000 | 3,102 |
| Income before extraordinary items | $141,000 | 5,128 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $141,000 | 5,128 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $141,000 | 5,128 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $141,000 | 5,071 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 7,560 |
| Total interest expense | $132,000 | 7,856 |
| Net interest income | $631,000 | 7,267 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $86,000 | 6,598 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $55,000 | 5,710 |
| Total noninterest expense | $587,000 | 7,288 |
| Salaries and employee benefits | $305,000 | 7,302 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $152,000 | 7,514 |
| Pre-tax net operating income | $130,000 | 5,038 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $35,000 | 3,384 |
| Income before extraordinary items | $95,000 | 5,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $95,000 | 5,245 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $95,000 | 5,154 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 7,626 |
| Total interest expense | $71,000 | 7,893 |
| Net interest income | $308,000 | 7,331 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $281,000 | 7,361 |
| Salaries and employee benefits | $148,000 | 7,395 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $67,000 | 7,595 |
| Pre-tax net operating income | $64,000 | 5,444 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $48,000 | 5,713 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 5,716 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $48,000 | 5,716 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $48,000 | 5,550 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 7,598 |
| Total interest expense | $426,000 | 7,801 |
| Net interest income | $1,200,000 | 7,365 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $152,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $80,000 | 6,222 |
| Total noninterest expense | $1,155,000 | 7,331 |
| Salaries and employee benefits | $658,000 | 7,263 |
| Premises and equipment expense | $267,000 | 6,093 |
| Additional noninterest expense | $230,000 | 7,746 |
| Pre-tax net operating income | $197,000 | 5,759 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $66,000 | 3,683 |
| Income before extraordinary items | $131,000 | 5,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $131,000 | 5,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $131,000 | 5,907 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,241,000 | 7,652 |
| Total interest expense | $340,000 | 7,849 |
| Net interest income | $901,000 | 7,421 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $123,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $55,000 | 6,327 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $881,000 | 7,321 |
| Salaries and employee benefits | $521,000 | 7,180 |
| Premises and equipment expense | $198,000 | 6,129 |
| Additional noninterest expense | $162,000 | 7,844 |
| Pre-tax net operating income | $143,000 | 6,250 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $42,000 | 4,220 |
| Income before extraordinary items | $101,000 | 6,178 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $101,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $101,000 | 6,331 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 7,704 |
| Total interest expense | $237,000 | 7,915 |
| Net interest income | $603,000 | 7,446 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $85,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $50,000 | 6,130 |
| Total noninterest expense | $596,000 | 7,349 |
| Salaries and employee benefits | $356,000 | 7,203 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $106,000 | 7,908 |
| Pre-tax net operating income | $92,000 | 6,447 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $27,000 | 4,494 |
| Income before extraordinary items | $65,000 | 6,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $65,000 | 6,519 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $430,000 | 7,765 |
| Total interest expense | $125,000 | 7,952 |
| Net interest income | $305,000 | 7,467 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $304,000 | 7,349 |
| Salaries and employee benefits | $181,000 | 7,181 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $57,000 | 7,871 |
| Pre-tax net operating income | $32,000 | 6,827 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $24,000 | 6,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $24,000 | 6,868 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 7,654 |
| Total interest expense | $492,000 | 7,959 |
| Net interest income | $1,372,000 | 7,289 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $150,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $82,000 | 6,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $68,000 | 6,745 |
| Total noninterest expense | $1,188,000 | 7,379 |
| Salaries and employee benefits | $665,000 | 7,353 |
| Premises and equipment expense | $295,000 | 5,813 |
| Additional noninterest expense | $228,000 | 7,897 |
| Pre-tax net operating income | $324,000 | 6,524 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,410 |
| Income before extraordinary items | $214,000 | 6,738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $214,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $214,000 | 6,716 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 7,711 |
| Total interest expense | $360,000 | 8,030 |
| Net interest income | $1,023,000 | 7,343 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $117,000 | 7,125 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 6,296 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $55,000 | 6,670 |
| Total noninterest expense | $889,000 | 7,368 |
| Salaries and employee benefits | $494,000 | 7,349 |
| Premises and equipment expense | $222,000 | 5,815 |
| Additional noninterest expense | $173,000 | 7,854 |
| Pre-tax net operating income | $246,000 | 6,783 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $83,000 | 4,590 |
| Income before extraordinary items | $163,000 | 6,982 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $163,000 | 6,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $163,000 | 6,965 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $893,000 | 7,802 |
| Total interest expense | $229,000 | 8,111 |
| Net interest income | $664,000 | 7,453 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $79,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $41,000 | 6,344 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $598,000 | 7,397 |
| Salaries and employee benefits | $334,000 | 7,372 |
| Premises and equipment expense | $151,000 | 5,790 |
| Additional noninterest expense | $113,000 | 7,920 |
| Pre-tax net operating income | $140,000 | 7,017 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $46,000 | 4,826 |
| Income before extraordinary items | $94,000 | 7,165 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $94,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $94,000 | 7,155 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 7,894 |
| Total interest expense | $109,000 | 8,194 |
| Net interest income | $322,000 | 7,535 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $34,000 | 7,326 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $305,000 | 7,396 |
| Salaries and employee benefits | $173,000 | 7,354 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $51,000 | 7,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $35,000 | 7,380 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $35,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $35,000 | 7,369 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 7,853 |
| Total interest expense | $389,000 | 8,121 |
| Net interest income | $1,211,000 | 7,573 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $160,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $92,000 | 6,259 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $1,164,000 | 7,451 |
| Salaries and employee benefits | $628,000 | 7,506 |
| Premises and equipment expense | $316,000 | 5,609 |
| Additional noninterest expense | $220,000 | 8,007 |
| Pre-tax net operating income | $207,000 | 7,381 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $72,000 | 5,205 |
| Income before extraordinary items | $135,000 | 7,543 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $135,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $135,000 | 7,535 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 7,927 |
| Total interest expense | $282,000 | 8,182 |
| Net interest income | $903,000 | 7,643 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $120,000 | 7,286 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $70,000 | 6,319 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,932 |
| Total noninterest expense | $882,000 | 7,432 |
| Salaries and employee benefits | $476,000 | 7,483 |
| Premises and equipment expense | $234,000 | 5,672 |
| Additional noninterest expense | $172,000 | 7,990 |
| Pre-tax net operating income | $141,000 | 7,662 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $42,000 | 5,539 |
| Income before extraordinary items | $99,000 | 7,730 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $99,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $99,000 | 7,729 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 7,964 |
| Total interest expense | $187,000 | 8,192 |
| Net interest income | $590,000 | 7,721 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $72,000 | 7,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $596,000 | 7,434 |
| Salaries and employee benefits | $323,000 | 7,486 |
| Premises and equipment expense | $155,000 | 5,695 |
| Additional noninterest expense | $118,000 | 7,973 |
| Pre-tax net operating income | $66,000 | 7,871 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $49,000 | 7,912 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $49,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $49,000 | 7,919 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,955 |
| Total interest expense | $103,000 | 8,107 |
| Net interest income | $290,000 | 7,770 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $301,000 | 7,427 |
| Salaries and employee benefits | $161,000 | 7,500 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $65,000 | 7,821 |
| Pre-tax net operating income | $24,000 | 7,990 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $19,000 | 7,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $19,000 | 7,988 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 7,953 |
| Total interest expense | $305,000 | 8,172 |
| Net interest income | $1,139,000 | 7,756 |
| Provision for loan and lease losses | $15,000 | 6,626 |
| Total noninterest income | $159,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $94,000 | 6,376 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,063 |
| Total noninterest expense | $1,141,000 | 7,501 |
| Salaries and employee benefits | $606,000 | 7,597 |
| Premises and equipment expense | $332,000 | 5,449 |
| Additional noninterest expense | $203,000 | 8,212 |
| Pre-tax net operating income | $142,000 | 7,862 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $38,000 | 6,027 |
| Income before extraordinary items | $104,000 | 7,965 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $104,000 | 7,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $104,000 | 7,933 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 8,019 |
| Total interest expense | $212,000 | 8,236 |
| Net interest income | $837,000 | 7,834 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $115,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 6,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 7,043 |
| Total noninterest expense | $843,000 | 7,520 |
| Salaries and employee benefits | $460,000 | 7,542 |
| Premises and equipment expense | $248,000 | 5,456 |
| Additional noninterest expense | $135,000 | 8,332 |
| Pre-tax net operating income | $109,000 | 7,984 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $30,000 | 6,080 |
| Income before extraordinary items | $79,000 | 8,066 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $79,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $79,000 | 8,034 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $671,000 | 8,071 |
| Total interest expense | $127,000 | 8,293 |
| Net interest income | $544,000 | 7,883 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $78,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $561,000 | 7,529 |
| Salaries and employee benefits | $310,000 | 7,537 |
| Premises and equipment expense | $162,000 | 5,492 |
| Additional noninterest expense | $89,000 | 8,320 |
| Pre-tax net operating income | $61,000 | 8,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $46,000 | 8,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $46,000 | 8,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $46,000 | 8,102 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 8,198 |
| Total interest expense | $56,000 | 8,432 |
| Net interest income | $261,000 | 8,011 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $21,000 | 6,536 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $280,000 | 7,587 |
| Salaries and employee benefits | $156,000 | 7,576 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $43,000 | 8,438 |
| Pre-tax net operating income | $19,000 | 8,264 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $15,000 | 8,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,000 | 8,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 8,316 |
| Total interest expense | $210,000 | 8,430 |
| Net interest income | $890,000 | 8,186 |
| Provision for loan and lease losses | $13,000 | 6,922 |
| Total noninterest income | $232,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $86,000 | 6,680 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 5,747 |
| Total noninterest expense | $1,169,000 | 7,495 |
| Salaries and employee benefits | $572,000 | 7,763 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $245,000 | 8,019 |
| Pre-tax net operating income | $-60,000 | 8,460 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-60,000 | 8,505 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-60,000 | 8,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-60,000 | 8,472 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $776,000 | 8,417 |
| Total interest expense | $158,000 | 8,466 |
| Net interest income | $618,000 | 8,305 |
| Provision for loan and lease losses | $13,000 | 6,615 |
| Total noninterest income | $158,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $63,000 | 6,750 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 6,010 |
| Total noninterest expense | $887,000 | 7,440 |
| Salaries and employee benefits | $427,000 | 7,722 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $200,000 | 7,906 |
| Pre-tax net operating income | $-124,000 | 8,611 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-124,000 | 8,641 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-124,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-124,000 | 8,609 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $486,000 | 8,521 |
| Total interest expense | $106,000 | 8,529 |
| Net interest income | $380,000 | 8,443 |
| Provision for loan and lease losses | $13,000 | 6,215 |
| Total noninterest income | $114,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $609,000 | 7,430 |
| Salaries and employee benefits | $298,000 | 7,693 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $142,000 | 7,835 |
| Pre-tax net operating income | $-128,000 | 8,708 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-128,000 | 8,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-128,000 | 8,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-128,000 | 8,713 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 8,595 |
| Total interest expense | $55,000 | 8,560 |
| Net interest income | $181,000 | 8,531 |
| Provision for loan and lease losses | $13,000 | 5,421 |
| Total noninterest income | $46,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $299,000 | 7,506 |
| Salaries and employee benefits | $154,000 | 7,632 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $61,000 | 8,124 |
| Pre-tax net operating income | $-85,000 | 8,777 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-85,000 | 8,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-85,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-85,000 | 8,782 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 8,668 |
| Total interest expense | $281,000 | 8,523 |
| Net interest income | $619,000 | 8,669 |
| Provision for loan and lease losses | $33,000 | 6,726 |
| Total noninterest income | $327,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $55,000 | 7,364 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $272,000 | 4,688 |
| Total noninterest expense | $1,110,000 | 7,657 |
| Salaries and employee benefits | $560,000 | 7,863 |
| Premises and equipment expense | $325,000 | 5,414 |
| Additional noninterest expense | $225,000 | 8,268 |
| Pre-tax net operating income | $-197,000 | 8,683 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-197,000 | 8,777 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-197,000 | 8,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-197,000 | 8,710 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $657,000 | 8,773 |
| Total interest expense | $217,000 | 8,599 |
| Net interest income | $440,000 | 8,781 |
| Provision for loan and lease losses | $29,000 | 6,447 |
| Total noninterest income | $183,000 | 7,049 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $39,000 | 7,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,419 |
| Total noninterest expense | $832,000 | 7,643 |
| Salaries and employee benefits | $422,000 | 7,819 |
| Premises and equipment expense | $238,000 | 5,489 |
| Additional noninterest expense | $172,000 | 8,258 |
| Pre-tax net operating income | $-238,000 | 8,840 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-238,000 | 8,924 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-238,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-238,000 | 8,859 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $429,000 | 8,835 |
| Total interest expense | $151,000 | 8,637 |
| Net interest income | $278,000 | 8,855 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $102,000 | 7,368 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $22,000 | 7,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $554,000 | 7,669 |
| Salaries and employee benefits | $283,000 | 7,832 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $122,000 | 8,146 |
| Pre-tax net operating income | $-199,000 | 8,919 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-199,000 | 9,002 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-199,000 | 9,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-199,000 | 8,929 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $212,000 | 8,895 |
| Total interest expense | $78,000 | 8,694 |
| Net interest income | $134,000 | 8,933 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $283,000 | 7,649 |
| Salaries and employee benefits | $143,000 | 7,841 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $60,000 | 8,208 |
| Pre-tax net operating income | $-122,000 | 8,994 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-122,000 | 9,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-122,000 | 9,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-122,000 | 8,992 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 9,021 |
| Total interest expense | $422,000 | 8,592 |
| Net interest income | $347,000 | 9,139 |
| Provision for loan and lease losses | $17,000 | 7,610 |
| Total noninterest income | $182,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $30,000 | 7,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $152,000 | 5,576 |
| Total noninterest expense | $1,018,000 | 7,894 |
| Salaries and employee benefits | $490,000 | 8,179 |
| Premises and equipment expense | $298,000 | 5,605 |
| Additional noninterest expense | $230,000 | 8,327 |
| Pre-tax net operating income | $-506,000 | 8,982 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-162,000 | 9,122 |
| Income before extraordinary items | $-344,000 | 8,986 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-344,000 | 8,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-344,000 | 8,939 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 9,276 |
| Total interest expense | $518,000 | 8,987 |
| Net interest income | $285,000 | 9,431 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $234,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $13,000 | 8,224 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $221,000 | 4,730 |
| Total noninterest expense | $812,000 | 8,427 |
| Salaries and employee benefits | $359,000 | 8,795 |
| Premises and equipment expense | $152,000 | 7,483 |
| Additional noninterest expense | $301,000 | 7,850 |
| Pre-tax net operating income | $-353,000 | 9,078 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-123,000 | 9,297 |
| Income before extraordinary items | $-230,000 | 9,076 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-230,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-230,000 | 9,016 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 9,785 |
| Total interest expense | $159,000 | 9,701 |
| Net interest income | $155,000 | 9,806 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $152,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,472 |
| Total noninterest expense | $551,000 | 9,255 |
| Salaries and employee benefits | $281,000 | 9,349 |
| Premises and equipment expense | $80,000 | 8,783 |
| Additional noninterest expense | $190,000 | 8,876 |
| Pre-tax net operating income | $-271,000 | 9,394 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-96,000 | 9,575 |
| Income before extraordinary items | $-175,000 | 9,350 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-175,000 | 9,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 278 |
| Net operating income | $-175,000 | 9,348 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.