Home > Frontier Bank > Income and Expense
Frontier Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $33,853,000 | 247 |
| Total interest expense | $17,188,000 | 144 |
| Net interest income | $16,665,000 | 341 |
| Provision for loan and lease losses | $32,128,000 | 105 |
| Total noninterest income | $-5,302,000 | 7,927 |
| Gross Fiduciary activities income | $453,000 | 280 |
| Service charges on deposit accounts | $1,469,000 | 273 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-7,224,000 | 7,938 |
| Total noninterest expense | $24,298,000 | 227 |
| Salaries and employee benefits | $11,060,000 | 212 |
| Premises and equipment expense | $2,783,000 | 246 |
| Additional noninterest expense | $10,455,000 | 224 |
| Pre-tax net operating income | $-45,063,000 | 7,911 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-45,063,000 | 7,907 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-45,063,000 | 7,907 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-45,063,000 | 7,907 |
| Net charge-offs | $67,103,000 | 62 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-45,063,000 | 7,908 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $176,913,000 | 213 |
| Total interest expense | $93,231,000 | 135 |
| Net interest income | $83,682,000 | 274 |
| Provision for loan and lease losses | $376,091,000 | 62 |
| Total noninterest income | $8,969,000 | 700 |
| Gross Fiduciary activities income | $1,964,000 | 251 |
| Service charges on deposit accounts | $6,154,000 | 285 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $851,000 | 2,365 |
| Total noninterest expense | $92,322,000 | 256 |
| Salaries and employee benefits | $44,164,000 | 209 |
| Premises and equipment expense | $11,344,000 | 242 |
| Additional noninterest expense | $36,814,000 | 282 |
| Pre-tax net operating income | $-375,762,000 | 7,991 |
| Securities gains (losses) | $-102,000 | 7,288 |
| Applicable income taxes | $-90,269,000 | 7,983 |
| Income before extraordinary items | $-285,595,000 | 7,978 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-285,595,000 | 7,977 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-285,595,000 | 7,977 |
| Net charge-offs | $337,298,000 | 55 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-285,517,480 | 7,981 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $137,076,000 | 219 |
| Total interest expense | $73,302,000 | 141 |
| Net interest income | $63,774,000 | 280 |
| Provision for loan and lease losses | $275,982,000 | 66 |
| Total noninterest income | $10,612,000 | 506 |
| Gross Fiduciary activities income | $1,476,000 | 248 |
| Service charges on deposit accounts | $4,595,000 | 287 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,541,000 | 632 |
| Total noninterest expense | $67,031,000 | 260 |
| Salaries and employee benefits | $33,096,000 | 215 |
| Premises and equipment expense | $8,520,000 | 249 |
| Additional noninterest expense | $25,415,000 | 296 |
| Pre-tax net operating income | $-268,627,000 | 8,076 |
| Securities gains (losses) | $-102,000 | 7,474 |
| Applicable income taxes | $-48,016,000 | 8,063 |
| Income before extraordinary items | $-220,713,000 | 8,066 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-220,713,000 | 8,065 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-220,713,000 | 8,065 |
| Net charge-offs | $246,309,000 | 61 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-220,629,360 | 8,066 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $95,749,000 | 216 |
| Total interest expense | $50,748,000 | 149 |
| Net interest income | $45,001,000 | 275 |
| Provision for loan and lease losses | $135,778,000 | 78 |
| Total noninterest income | $7,827,000 | 472 |
| Gross Fiduciary activities income | $995,000 | 249 |
| Service charges on deposit accounts | $2,996,000 | 293 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,836,000 | 532 |
| Total noninterest expense | $45,191,000 | 265 |
| Salaries and employee benefits | $22,742,000 | 217 |
| Premises and equipment expense | $5,735,000 | 252 |
| Additional noninterest expense | $16,714,000 | 303 |
| Pre-tax net operating income | $-128,141,000 | 8,152 |
| Securities gains (losses) | $-102,000 | 7,682 |
| Applicable income taxes | $-46,046,000 | 8,161 |
| Income before extraordinary items | $-82,197,000 | 8,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-82,197,000 | 8,132 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-82,197,000 | 8,132 |
| Net charge-offs | $149,752,000 | 61 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-82,131,720 | 8,135 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $50,355,000 | 204 |
| Total interest expense | $26,672,000 | 149 |
| Net interest income | $23,683,000 | 257 |
| Provision for loan and lease losses | $58,436,000 | 92 |
| Total noninterest income | $4,128,000 | 429 |
| Gross Fiduciary activities income | $501,000 | 249 |
| Service charges on deposit accounts | $1,446,000 | 293 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,181,000 | 470 |
| Total noninterest expense | $21,447,000 | 264 |
| Salaries and employee benefits | $11,453,000 | 215 |
| Premises and equipment expense | $2,913,000 | 251 |
| Additional noninterest expense | $7,081,000 | 295 |
| Pre-tax net operating income | $-52,072,000 | 8,199 |
| Securities gains (losses) | $44,000 | 1,356 |
| Applicable income taxes | $-19,226,000 | 8,207 |
| Income before extraordinary items | $-32,802,000 | 8,182 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-32,802,000 | 8,182 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-32,802,000 | 8,182 |
| Net charge-offs | $59,508,000 | 65 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-32,830,160 | 8,181 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $277,692,000 | 172 |
| Total interest expense | $111,897,000 | 171 |
| Net interest income | $165,795,000 | 168 |
| Provision for loan and lease losses | $121,581,000 | 103 |
| Total noninterest income | $16,915,000 | 397 |
| Gross Fiduciary activities income | $2,097,000 | 257 |
| Service charges on deposit accounts | $5,421,000 | 326 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,397,000 | 402 |
| Total noninterest expense | $75,556,000 | 303 |
| Salaries and employee benefits | $44,715,000 | 220 |
| Premises and equipment expense | $11,592,000 | 244 |
| Additional noninterest expense | $19,249,000 | 408 |
| Pre-tax net operating income | $-14,427,000 | 8,050 |
| Securities gains (losses) | $-5,975,000 | 8,111 |
| Applicable income taxes | $-8,292,000 | 8,175 |
| Income before extraordinary items | $-12,110,000 | 8,028 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,110,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,020,000 | 111 |
| Cash dividends | $9,884,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-8,286,000 | 7,989 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $218,262,000 | 175 |
| Total interest expense | $85,428,000 | 183 |
| Net interest income | $132,834,000 | 167 |
| Provision for loan and lease losses | $76,426,000 | 109 |
| Total noninterest income | $12,487,000 | 424 |
| Gross Fiduciary activities income | $1,539,000 | 265 |
| Service charges on deposit accounts | $4,130,000 | 333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,818,000 | 439 |
| Total noninterest expense | $61,101,000 | 278 |
| Salaries and employee benefits | $35,963,000 | 210 |
| Premises and equipment expense | $10,486,000 | 208 |
| Additional noninterest expense | $14,652,000 | 373 |
| Pre-tax net operating income | $7,794,000 | 639 |
| Securities gains (losses) | $-6,568,000 | 8,247 |
| Applicable income taxes | $417,000 | 2,112 |
| Income before extraordinary items | $809,000 | 3,544 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $809,000 | 3,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,786,000 | 161 |
| Cash dividends | $9,470,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,143,880 | 747 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $149,560,000 | 173 |
| Total interest expense | $57,402,000 | 186 |
| Net interest income | $92,158,000 | 162 |
| Provision for loan and lease losses | $34,242,000 | 124 |
| Total noninterest income | $8,157,000 | 454 |
| Gross Fiduciary activities income | $1,033,000 | 272 |
| Service charges on deposit accounts | $2,746,000 | 327 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,378,000 | 472 |
| Total noninterest expense | $40,322,000 | 275 |
| Salaries and employee benefits | $24,527,000 | 211 |
| Premises and equipment expense | $6,952,000 | 210 |
| Additional noninterest expense | $8,843,000 | 393 |
| Pre-tax net operating income | $25,751,000 | 175 |
| Securities gains (losses) | $428,000 | 358 |
| Applicable income taxes | $9,049,000 | 164 |
| Income before extraordinary items | $17,130,000 | 189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,130,000 | 188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,515,000 | 194 |
| Cash dividends | $9,470,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $16,851,800 | 190 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $77,382,000 | 173 |
| Total interest expense | $30,023,000 | 195 |
| Net interest income | $47,359,000 | 158 |
| Provision for loan and lease losses | $9,264,000 | 164 |
| Total noninterest income | $4,024,000 | 463 |
| Gross Fiduciary activities income | $514,000 | 274 |
| Service charges on deposit accounts | $1,325,000 | 330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,185,000 | 476 |
| Total noninterest expense | $20,353,000 | 267 |
| Salaries and employee benefits | $12,938,000 | 207 |
| Premises and equipment expense | $3,303,000 | 219 |
| Additional noninterest expense | $4,112,000 | 396 |
| Pre-tax net operating income | $21,766,000 | 127 |
| Securities gains (losses) | $292,000 | 334 |
| Applicable income taxes | $7,686,000 | 125 |
| Income before extraordinary items | $14,372,000 | 143 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,372,000 | 143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,981,000 | 230 |
| Cash dividends | $9,470,000 | 117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $14,182,200 | 139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $298,707,000 | 182 |
| Total interest expense | $112,694,000 | 212 |
| Net interest income | $186,013,000 | 155 |
| Provision for loan and lease losses | $11,283,000 | 229 |
| Total noninterest income | $14,347,000 | 474 |
| Gross Fiduciary activities income | $1,902,000 | 288 |
| Service charges on deposit accounts | $4,721,000 | 375 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,724,000 | 486 |
| Total noninterest expense | $73,390,000 | 285 |
| Salaries and employee benefits | $45,444,000 | 220 |
| Premises and equipment expense | $11,961,000 | 227 |
| Additional noninterest expense | $15,985,000 | 410 |
| Pre-tax net operating income | $115,687,000 | 117 |
| Securities gains (losses) | $-937,000 | 8,421 |
| Applicable income taxes | $38,804,000 | 119 |
| Income before extraordinary items | $75,946,000 | 122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $75,946,000 | 120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 1,093 |
| Cash dividends | $70,769,000 | 107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $76,564,420 | 120 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $219,657,000 | 183 |
| Total interest expense | $82,897,000 | 213 |
| Net interest income | $136,760,000 | 157 |
| Provision for loan and lease losses | $4,790,000 | 260 |
| Total noninterest income | $10,609,000 | 489 |
| Gross Fiduciary activities income | $1,405,000 | 287 |
| Service charges on deposit accounts | $3,404,000 | 382 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,800,000 | 497 |
| Total noninterest expense | $54,975,000 | 275 |
| Salaries and employee benefits | $33,537,000 | 218 |
| Premises and equipment expense | $8,853,000 | 228 |
| Additional noninterest expense | $12,585,000 | 385 |
| Pre-tax net operating income | $87,604,000 | 134 |
| Securities gains (losses) | $-937,000 | 8,489 |
| Applicable income taxes | $29,342,000 | 136 |
| Income before extraordinary items | $57,325,000 | 139 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $57,325,000 | 138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,455 |
| Cash dividends | $59,636,000 | 101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $57,943,420 | 136 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $142,048,000 | 198 |
| Total interest expense | $53,419,000 | 230 |
| Net interest income | $88,629,000 | 171 |
| Provision for loan and lease losses | $2,515,000 | 268 |
| Total noninterest income | $7,031,000 | 507 |
| Gross Fiduciary activities income | $931,000 | 292 |
| Service charges on deposit accounts | $2,164,000 | 406 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,936,000 | 510 |
| Total noninterest expense | $36,960,000 | 282 |
| Salaries and employee benefits | $21,957,000 | 234 |
| Premises and equipment expense | $5,822,000 | 242 |
| Additional noninterest expense | $9,181,000 | 359 |
| Pre-tax net operating income | $56,185,000 | 153 |
| Securities gains (losses) | $-937,000 | 8,561 |
| Applicable income taxes | $18,748,000 | 151 |
| Income before extraordinary items | $36,500,000 | 156 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,500,000 | 157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 992 |
| Cash dividends | $51,878,000 | 92 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $37,118,420 | 153 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $68,425,000 | 200 |
| Total interest expense | $25,718,000 | 235 |
| Net interest income | $42,707,000 | 173 |
| Provision for loan and lease losses | $1,139,000 | 271 |
| Total noninterest income | $3,445,000 | 503 |
| Gross Fiduciary activities income | $466,000 | 290 |
| Service charges on deposit accounts | $1,075,000 | 392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,904,000 | 518 |
| Total noninterest expense | $17,943,000 | 288 |
| Salaries and employee benefits | $11,282,000 | 231 |
| Premises and equipment expense | $2,924,000 | 242 |
| Additional noninterest expense | $3,737,000 | 413 |
| Pre-tax net operating income | $27,070,000 | 147 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,205,000 | 152 |
| Income before extraordinary items | $17,865,000 | 151 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $17,865,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,088 |
| Cash dividends | $22,481,000 | 88 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $17,865,000 | 149 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $249,553,000 | 197 |
| Total interest expense | $86,632,000 | 239 |
| Net interest income | $162,921,000 | 179 |
| Provision for loan and lease losses | $7,224,000 | 178 |
| Total noninterest income | $15,709,000 | 455 |
| Gross Fiduciary activities income | $1,736,000 | 294 |
| Service charges on deposit accounts | $4,214,000 | 403 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,759,000 | 423 |
| Total noninterest expense | $66,133,000 | 303 |
| Salaries and employee benefits | $41,071,000 | 234 |
| Premises and equipment expense | $11,391,000 | 227 |
| Additional noninterest expense | $13,671,000 | 427 |
| Pre-tax net operating income | $105,273,000 | 155 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $35,800,000 | 152 |
| Income before extraordinary items | $69,473,000 | 163 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $69,473,000 | 164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,881,000 | 287 |
| Cash dividends | $23,846,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $69,473,000 | 160 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $182,422,000 | 211 |
| Total interest expense | $62,390,000 | 251 |
| Net interest income | $120,032,000 | 193 |
| Provision for loan and lease losses | $4,968,000 | 196 |
| Total noninterest income | $12,276,000 | 455 |
| Gross Fiduciary activities income | $1,286,000 | 300 |
| Service charges on deposit accounts | $3,163,000 | 407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,827,000 | 415 |
| Total noninterest expense | $49,031,000 | 320 |
| Salaries and employee benefits | $30,463,000 | 250 |
| Premises and equipment expense | $8,489,000 | 238 |
| Additional noninterest expense | $10,079,000 | 447 |
| Pre-tax net operating income | $78,309,000 | 171 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $26,629,000 | 172 |
| Income before extraordinary items | $51,680,000 | 180 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $51,680,000 | 180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,260,000 | 384 |
| Cash dividends | $17,413,000 | 207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $51,680,000 | 179 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $116,295,000 | 220 |
| Total interest expense | $38,945,000 | 261 |
| Net interest income | $77,350,000 | 201 |
| Provision for loan and lease losses | $3,391,000 | 187 |
| Total noninterest income | $8,920,000 | 427 |
| Gross Fiduciary activities income | $842,000 | 309 |
| Service charges on deposit accounts | $2,126,000 | 401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,952,000 | 385 |
| Total noninterest expense | $32,664,000 | 323 |
| Salaries and employee benefits | $20,186,000 | 257 |
| Premises and equipment expense | $5,650,000 | 243 |
| Additional noninterest expense | $6,828,000 | 441 |
| Pre-tax net operating income | $50,215,000 | 176 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $17,069,000 | 177 |
| Income before extraordinary items | $33,146,000 | 184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $33,146,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 855 |
| Cash dividends | $9,134,000 | 244 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $33,146,000 | 183 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $55,167,000 | 226 |
| Total interest expense | $17,863,000 | 265 |
| Net interest income | $37,304,000 | 200 |
| Provision for loan and lease losses | $2,304,000 | 147 |
| Total noninterest income | $5,345,000 | 366 |
| Gross Fiduciary activities income | $437,000 | 299 |
| Service charges on deposit accounts | $1,057,000 | 394 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,851,000 | 327 |
| Total noninterest expense | $16,706,000 | 308 |
| Salaries and employee benefits | $10,434,000 | 250 |
| Premises and equipment expense | $2,755,000 | 253 |
| Additional noninterest expense | $3,517,000 | 431 |
| Pre-tax net operating income | $23,639,000 | 190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,029,000 | 183 |
| Income before extraordinary items | $15,610,000 | 191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,610,000 | 191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 8,672 |
| Cash dividends | $5,414,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $15,610,000 | 188 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $178,691,000 | 231 |
| Total interest expense | $51,736,000 | 275 |
| Net interest income | $126,955,000 | 219 |
| Provision for loan and lease losses | $3,126,000 | 347 |
| Total noninterest income | $13,109,000 | 521 |
| Gross Fiduciary activities income | $1,628,000 | 310 |
| Service charges on deposit accounts | $4,364,000 | 388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,117,000 | 534 |
| Total noninterest expense | $58,192,000 | 340 |
| Salaries and employee benefits | $35,511,000 | 270 |
| Premises and equipment expense | $9,646,000 | 272 |
| Additional noninterest expense | $13,035,000 | 450 |
| Pre-tax net operating income | $78,746,000 | 206 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $26,655,000 | 196 |
| Income before extraordinary items | $52,091,000 | 214 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $52,091,000 | 214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-147,000 | 8,694 |
| Cash dividends | $16,416,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 642 |
| Net operating income | $52,091,000 | 211 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $128,221,000 | 233 |
| Total interest expense | $36,654,000 | 273 |
| Net interest income | $91,567,000 | 222 |
| Provision for loan and lease losses | $2,308,000 | 341 |
| Total noninterest income | $10,076,000 | 516 |
| Gross Fiduciary activities income | $1,200,000 | 308 |
| Service charges on deposit accounts | $3,330,000 | 382 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,546,000 | 529 |
| Total noninterest expense | $42,408,000 | 342 |
| Salaries and employee benefits | $25,808,000 | 280 |
| Premises and equipment expense | $6,976,000 | 284 |
| Additional noninterest expense | $9,624,000 | 452 |
| Pre-tax net operating income | $56,927,000 | 213 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $19,252,000 | 203 |
| Income before extraordinary items | $37,675,000 | 221 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $37,675,000 | 222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-356,000 | 8,794 |
| Cash dividends | $12,927,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $205,000 | 490 |
| Net operating income | $37,675,000 | 216 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $81,529,000 | 237 |
| Total interest expense | $23,021,000 | 269 |
| Net interest income | $58,508,000 | 226 |
| Provision for loan and lease losses | $1,475,000 | 349 |
| Total noninterest income | $6,666,000 | 508 |
| Gross Fiduciary activities income | $810,000 | 308 |
| Service charges on deposit accounts | $2,237,000 | 373 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,619,000 | 521 |
| Total noninterest expense | $27,468,000 | 346 |
| Salaries and employee benefits | $16,739,000 | 282 |
| Premises and equipment expense | $4,596,000 | 279 |
| Additional noninterest expense | $6,133,000 | 464 |
| Pre-tax net operating income | $36,231,000 | 217 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $12,211,000 | 211 |
| Income before extraordinary items | $24,020,000 | 226 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $24,020,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-367,000 | 8,810 |
| Cash dividends | $8,003,000 | 238 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $24,020,000 | 222 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $38,359,000 | 251 |
| Total interest expense | $10,525,000 | 276 |
| Net interest income | $27,834,000 | 230 |
| Provision for loan and lease losses | $734,000 | 341 |
| Total noninterest income | $3,205,000 | 506 |
| Gross Fiduciary activities income | $407,000 | 305 |
| Service charges on deposit accounts | $1,135,000 | 348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,663,000 | 538 |
| Total noninterest expense | $13,492,000 | 347 |
| Salaries and employee benefits | $8,308,000 | 286 |
| Premises and equipment expense | $2,299,000 | 278 |
| Additional noninterest expense | $2,885,000 | 481 |
| Pre-tax net operating income | $16,813,000 | 227 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,673,000 | 221 |
| Income before extraordinary items | $11,140,000 | 238 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $11,140,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-421,000 | 8,907 |
| Cash dividends | $4,645,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,140,000 | 236 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $140,300,000 | 248 |
| Total interest expense | $34,940,000 | 271 |
| Net interest income | $105,360,000 | 241 |
| Provision for loan and lease losses | $4,878,000 | 256 |
| Total noninterest income | $13,797,000 | 491 |
| Gross Fiduciary activities income | $1,546,000 | 296 |
| Service charges on deposit accounts | $4,926,000 | 353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,325,000 | 507 |
| Total noninterest expense | $48,758,000 | 380 |
| Salaries and employee benefits | $31,085,000 | 300 |
| Premises and equipment expense | $8,931,000 | 281 |
| Additional noninterest expense | $8,742,000 | 617 |
| Pre-tax net operating income | $65,521,000 | 216 |
| Securities gains (losses) | $-44,000 | 8,567 |
| Applicable income taxes | $22,179,000 | 217 |
| Income before extraordinary items | $43,298,000 | 225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $43,298,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,862 |
| Cash dividends | $12,322,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $698,000 | 432 |
| Net operating income | $43,327,040 | 222 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $102,688,000 | 253 |
| Total interest expense | $25,561,000 | 274 |
| Net interest income | $77,127,000 | 243 |
| Provision for loan and lease losses | $3,455,000 | 283 |
| Total noninterest income | $9,874,000 | 511 |
| Gross Fiduciary activities income | $1,161,000 | 299 |
| Service charges on deposit accounts | $3,771,000 | 348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,942,000 | 545 |
| Total noninterest expense | $35,471,000 | 391 |
| Salaries and employee benefits | $22,839,000 | 307 |
| Premises and equipment expense | $6,716,000 | 282 |
| Additional noninterest expense | $5,916,000 | 662 |
| Pre-tax net operating income | $48,075,000 | 220 |
| Securities gains (losses) | $27,000 | 2,115 |
| Applicable income taxes | $16,320,000 | 218 |
| Income before extraordinary items | $31,782,000 | 226 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $31,782,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 972 |
| Cash dividends | $8,107,000 | 324 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $31,764,180 | 221 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $67,326,000 | 252 |
| Total interest expense | $16,848,000 | 275 |
| Net interest income | $50,478,000 | 243 |
| Provision for loan and lease losses | $2,769,000 | 244 |
| Total noninterest income | $6,645,000 | 501 |
| Gross Fiduciary activities income | $763,000 | 305 |
| Service charges on deposit accounts | $2,531,000 | 337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,351,000 | 550 |
| Total noninterest expense | $22,872,000 | 399 |
| Salaries and employee benefits | $14,947,000 | 311 |
| Premises and equipment expense | $4,596,000 | 282 |
| Additional noninterest expense | $3,329,000 | 756 |
| Pre-tax net operating income | $31,482,000 | 224 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $10,761,000 | 222 |
| Income before extraordinary items | $20,738,000 | 232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,738,000 | 233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,690 |
| Cash dividends | $6,974,000 | 253 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $20,726,780 | 229 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $33,406,000 | 259 |
| Total interest expense | $8,557,000 | 275 |
| Net interest income | $24,849,000 | 250 |
| Provision for loan and lease losses | $2,100,000 | 181 |
| Total noninterest income | $3,134,000 | 524 |
| Gross Fiduciary activities income | $382,000 | 305 |
| Service charges on deposit accounts | $1,268,000 | 332 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,484,000 | 591 |
| Total noninterest expense | $10,429,000 | 436 |
| Salaries and employee benefits | $7,466,000 | 316 |
| Premises and equipment expense | $2,310,000 | 289 |
| Additional noninterest expense | $653,000 | 1,816 |
| Pre-tax net operating income | $15,454,000 | 221 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,209,000 | 222 |
| Income before extraordinary items | $10,245,000 | 235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,245,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,954 |
| Cash dividends | $3,437,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,245,000 | 218 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $136,027,000 | 256 |
| Total interest expense | $37,830,000 | 272 |
| Net interest income | $98,197,000 | 244 |
| Provision for loan and lease losses | $4,250,000 | 364 |
| Total noninterest income | $11,768,000 | 576 |
| Gross Fiduciary activities income | $1,286,000 | 337 |
| Service charges on deposit accounts | $4,596,000 | 372 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,886,000 | 674 |
| Total noninterest expense | $45,766,000 | 403 |
| Salaries and employee benefits | $27,972,000 | 328 |
| Premises and equipment expense | $8,186,000 | 310 |
| Additional noninterest expense | $9,608,000 | 574 |
| Pre-tax net operating income | $59,949,000 | 214 |
| Securities gains (losses) | $190,000 | 1,375 |
| Applicable income taxes | $20,221,000 | 226 |
| Income before extraordinary items | $39,918,000 | 233 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $39,918,000 | 235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,869,000 | 420 |
| Cash dividends | $21,662,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $39,792,600 | 216 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $102,174,000 | 263 |
| Total interest expense | $29,132,000 | 275 |
| Net interest income | $73,042,000 | 253 |
| Provision for loan and lease losses | $2,600,000 | 434 |
| Total noninterest income | $9,045,000 | 594 |
| Gross Fiduciary activities income | $951,000 | 342 |
| Service charges on deposit accounts | $3,354,000 | 395 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,740,000 | 667 |
| Total noninterest expense | $33,490,000 | 417 |
| Salaries and employee benefits | $20,297,000 | 343 |
| Premises and equipment expense | $5,761,000 | 334 |
| Additional noninterest expense | $7,432,000 | 563 |
| Pre-tax net operating income | $45,997,000 | 221 |
| Securities gains (losses) | $190,000 | 1,262 |
| Applicable income taxes | $15,682,000 | 234 |
| Income before extraordinary items | $30,505,000 | 237 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,505,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,097,000 | 427 |
| Cash dividends | $18,329,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $30,379,600 | 221 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $68,485,000 | 268 |
| Total interest expense | $20,022,000 | 282 |
| Net interest income | $48,463,000 | 255 |
| Provision for loan and lease losses | $1,750,000 | 428 |
| Total noninterest income | $5,828,000 | 602 |
| Gross Fiduciary activities income | $639,000 | 348 |
| Service charges on deposit accounts | $2,185,000 | 395 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,004,000 | 680 |
| Total noninterest expense | $22,190,000 | 420 |
| Salaries and employee benefits | $13,348,000 | 348 |
| Premises and equipment expense | $4,126,000 | 323 |
| Additional noninterest expense | $4,716,000 | 582 |
| Pre-tax net operating income | $30,351,000 | 223 |
| Securities gains (losses) | $91,000 | 1,580 |
| Applicable income taxes | $10,453,000 | 237 |
| Income before extraordinary items | $19,989,000 | 247 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $19,989,000 | 247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $959,000 | 542 |
| Cash dividends | $15,091,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $19,928,940 | 228 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $34,247,000 | 270 |
| Total interest expense | $10,228,000 | 286 |
| Net interest income | $24,019,000 | 259 |
| Provision for loan and lease losses | $850,000 | 429 |
| Total noninterest income | $2,800,000 | 620 |
| Gross Fiduciary activities income | $303,000 | 365 |
| Service charges on deposit accounts | $1,064,000 | 390 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,433,000 | 688 |
| Total noninterest expense | $10,978,000 | 425 |
| Salaries and employee benefits | $6,676,000 | 346 |
| Premises and equipment expense | $2,072,000 | 326 |
| Additional noninterest expense | $2,230,000 | 615 |
| Pre-tax net operating income | $14,991,000 | 226 |
| Securities gains (losses) | $91,000 | 1,052 |
| Applicable income taxes | $5,294,000 | 238 |
| Income before extraordinary items | $9,788,000 | 248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,788,000 | 248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,354 |
| Cash dividends | $11,544,000 | 119 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $9,728,850 | 231 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $139,456,000 | 283 |
| Total interest expense | $45,606,000 | 301 |
| Net interest income | $93,850,000 | 271 |
| Provision for loan and lease losses | $6,300,000 | 326 |
| Total noninterest income | $10,104,000 | 625 |
| Gross Fiduciary activities income | $1,164,000 | 378 |
| Service charges on deposit accounts | $4,133,000 | 391 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,807,000 | 713 |
| Total noninterest expense | $42,676,000 | 425 |
| Salaries and employee benefits | $25,306,000 | 345 |
| Premises and equipment expense | $8,127,000 | 314 |
| Additional noninterest expense | $9,243,000 | 587 |
| Pre-tax net operating income | $54,978,000 | 233 |
| Securities gains (losses) | $-479,000 | 9,257 |
| Applicable income taxes | $18,267,000 | 239 |
| Income before extraordinary items | $36,232,000 | 246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $36,232,000 | 246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,483,000 | 346 |
| Cash dividends | $27,744,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $36,548,140 | 232 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $149,760,000 | 296 |
| Total interest expense | $65,523,000 | 307 |
| Net interest income | $84,237,000 | 283 |
| Provision for loan and lease losses | $13,600,000 | 202 |
| Total noninterest income | $7,635,000 | 719 |
| Gross Fiduciary activities income | $1,209,000 | 383 |
| Service charges on deposit accounts | $3,279,000 | 460 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,147,000 | 910 |
| Total noninterest expense | $40,827,000 | 425 |
| Salaries and employee benefits | $23,214,000 | 341 |
| Premises and equipment expense | $7,843,000 | 318 |
| Additional noninterest expense | $9,770,000 | 589 |
| Pre-tax net operating income | $37,445,000 | 269 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $12,523,000 | 288 |
| Income before extraordinary items | $24,922,000 | 283 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $24,922,000 | 282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,779,000 | 215 |
| Cash dividends | $46,488,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $24,922,000 | 269 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $143,611,000 | 326 |
| Total interest expense | $62,756,000 | 356 |
| Net interest income | $80,855,000 | 285 |
| Provision for loan and lease losses | $1,007,000 | 1,054 |
| Total noninterest income | $6,564,000 | 759 |
| Gross Fiduciary activities income | $1,153,000 | 393 |
| Service charges on deposit accounts | $2,675,000 | 507 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,736,000 | 912 |
| Total noninterest expense | $37,910,000 | 435 |
| Salaries and employee benefits | $22,341,000 | 336 |
| Premises and equipment expense | $6,998,000 | 338 |
| Additional noninterest expense | $8,571,000 | 645 |
| Pre-tax net operating income | $48,502,000 | 241 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $15,751,000 | 249 |
| Income before extraordinary items | $32,751,000 | 240 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $32,751,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,477 |
| Cash dividends | $12,442,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $32,751,000 | 234 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $104,395,000 | 395 |
| Total interest expense | $40,756,000 | 446 |
| Net interest income | $63,639,000 | 348 |
| Provision for loan and lease losses | $2,050,000 | 551 |
| Total noninterest income | $5,612,000 | 853 |
| Gross Fiduciary activities income | $1,085,000 | 455 |
| Service charges on deposit accounts | $2,289,000 | 578 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,238,000 | 1,062 |
| Total noninterest expense | $28,027,000 | 571 |
| Salaries and employee benefits | $16,836,000 | 453 |
| Premises and equipment expense | $4,833,000 | 475 |
| Additional noninterest expense | $6,358,000 | 813 |
| Pre-tax net operating income | $39,174,000 | 294 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $13,037,000 | 317 |
| Income before extraordinary items | $26,137,000 | 298 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $26,137,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,224 |
| Cash dividends | $8,884,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $26,137,000 | 292 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $94,335,000 | 424 |
| Total interest expense | $37,898,000 | 482 |
| Net interest income | $56,437,000 | 368 |
| Provision for loan and lease losses | $1,800,000 | 627 |
| Total noninterest income | $4,993,000 | 945 |
| Gross Fiduciary activities income | $982,000 | 465 |
| Service charges on deposit accounts | $2,007,000 | 610 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,004,000 | 1,156 |
| Total noninterest expense | $25,944,000 | 598 |
| Salaries and employee benefits | $15,584,000 | 472 |
| Premises and equipment expense | $4,398,000 | 503 |
| Additional noninterest expense | $5,962,000 | 847 |
| Pre-tax net operating income | $33,686,000 | 299 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $11,243,000 | 326 |
| Income before extraordinary items | $22,443,000 | 307 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $22,443,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-474,000 | 10,417 |
| Cash dividends | $2,173,000 | 1,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $22,443,000 | 295 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $77,006,000 | 489 |
| Total interest expense | $32,162,000 | 551 |
| Net interest income | $44,844,000 | 442 |
| Provision for loan and lease losses | $1,850,000 | 624 |
| Total noninterest income | $3,785,000 | 1,117 |
| Gross Fiduciary activities income | $838,000 | 523 |
| Service charges on deposit accounts | $1,645,000 | 775 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,302,000 | 1,464 |
| Total noninterest expense | $20,963,000 | 713 |
| Salaries and employee benefits | $12,391,000 | 553 |
| Premises and equipment expense | $3,909,000 | 546 |
| Additional noninterest expense | $4,663,000 | 1,022 |
| Pre-tax net operating income | $25,816,000 | 374 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $8,541,000 | 397 |
| Income before extraordinary items | $17,275,000 | 389 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,275,000 | 390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,091 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $17,275,000 | 369 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $68,638,000 | 576 |
| Total interest expense | $30,094,000 | 614 |
| Net interest income | $38,544,000 | 531 |
| Provision for loan and lease losses | $1,980,000 | 627 |
| Total noninterest income | $3,546,000 | 1,209 |
| Gross Fiduciary activities income | $716,000 | 610 |
| Service charges on deposit accounts | $1,562,000 | 847 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,268,000 | 1,541 |
| Total noninterest expense | $18,031,000 | 859 |
| Salaries and employee benefits | $10,947,000 | 645 |
| Premises and equipment expense | $3,346,000 | 670 |
| Additional noninterest expense | $3,738,000 | 1,423 |
| Pre-tax net operating income | $22,079,000 | 436 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $7,187,000 | 452 |
| Income before extraordinary items | $14,892,000 | 429 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $14,892,000 | 430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,232 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $14,892,000 | 425 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $63,646,000 | 635 |
| Total interest expense | $29,348,000 | 656 |
| Net interest income | $34,298,000 | 596 |
| Provision for loan and lease losses | $1,525,000 | 705 |
| Total noninterest income | $3,267,000 | 1,283 |
| Gross Fiduciary activities income | $565,000 | 704 |
| Service charges on deposit accounts | $1,577,000 | 835 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,125,000 | 1,662 |
| Total noninterest expense | $17,207,000 | 898 |
| Salaries and employee benefits | $9,824,000 | 714 |
| Premises and equipment expense | $2,966,000 | 771 |
| Additional noninterest expense | $4,417,000 | 1,236 |
| Pre-tax net operating income | $18,833,000 | 505 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $5,949,000 | 544 |
| Income before extraordinary items | $12,880,000 | 504 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $12,880,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,662 |
| Cash dividends | $210,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $12,882,720 | 499 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $53,451,000 | 659 |
| Total interest expense | $20,581,000 | 702 |
| Net interest income | $32,870,000 | 626 |
| Provision for loan and lease losses | $3,900,000 | 348 |
| Total noninterest income | $3,061,000 | 1,345 |
| Gross Fiduciary activities income | $449,000 | 770 |
| Service charges on deposit accounts | $1,573,000 | 827 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,039,000 | 1,795 |
| Total noninterest expense | $16,757,000 | 919 |
| Salaries and employee benefits | $9,133,000 | 759 |
| Premises and equipment expense | $2,999,000 | 765 |
| Additional noninterest expense | $4,625,000 | 1,257 |
| Pre-tax net operating income | $15,274,000 | 568 |
| Securities gains (losses) | $-355,000 | 12,159 |
| Applicable income taxes | $4,360,000 | 636 |
| Income before extraordinary items | $10,559,000 | 533 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $10,559,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $858,000 | 965 |
| Cash dividends | $145,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,811,050 | 529 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,703,000 | 764 |
| Total interest expense | $17,669,000 | 795 |
| Net interest income | $27,034,000 | 725 |
| Provision for loan and lease losses | $3,012,000 | 607 |
| Total noninterest income | $3,869,000 | 1,196 |
| Gross Fiduciary activities income | $439,000 | 810 |
| Service charges on deposit accounts | $1,530,000 | 850 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,900,000 | 1,299 |
| Total noninterest expense | $16,634,000 | 970 |
| Salaries and employee benefits | $8,485,000 | 815 |
| Premises and equipment expense | $2,609,000 | 864 |
| Additional noninterest expense | $5,540,000 | 1,168 |
| Pre-tax net operating income | $11,257,000 | 645 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,476,000 | 740 |
| Income before extraordinary items | $7,781,000 | 675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,781,000 | 697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,550,000 | 854 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $1,170,000 | 438 |
| Net operating income | $7,781,000 | 627 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $38,164,000 | 982 |
| Total interest expense | $17,781,000 | 1,019 |
| Net interest income | $20,383,000 | 926 |
| Provision for loan and lease losses | $1,890,000 | 1,208 |
| Total noninterest income | $3,861,000 | 1,167 |
| Gross Fiduciary activities income | $308,000 | 937 |
| Service charges on deposit accounts | $1,419,000 | 921 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,134,000 | 1,185 |
| Total noninterest expense | $13,454,000 | 1,178 |
| Salaries and employee benefits | $7,227,000 | 946 |
| Premises and equipment expense | $1,993,000 | 1,124 |
| Additional noninterest expense | $4,234,000 | 1,530 |
| Pre-tax net operating income | $8,900,000 | 729 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $2,697,000 | 858 |
| Income before extraordinary items | $6,210,000 | 765 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,210,000 | 767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $918,000 | 1,648 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,205,100 | 700 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.