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Frontier Bank, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans9.6906%61
Percentage Net Loans Charged-off: Total real estate loans10.5204%40
Percentage Net Loans Charged-off:Construction & development21.8759%163
Percentage Net Loans Charged-off: Commercial real estate0.8819%823
Percentage Net Loans Charged-off: Multi-family residential1.8799%258
Percentage Net Loans Charged-off: 1-4 family residential11.6320%36
Percentage Net Loans Charged-off: Home equity loans9.0026%78
All other 1-4 family - Percent of loans charged-off, net11.7941%41
Percentage Net Loans Charged-off: Commercial and industrial2.3904%942
Percentage Net Loans Charged-off: Loans to individuals1.7533%1,139
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans9.9940%39
Percentage Net Loans Charged-off: Total real estate loans9.7452%45
Percentage Net Loans Charged-off:Construction & development18.1165%257
Percentage Net Loans Charged-off: Commercial real estate0.9793%1,161
Percentage Net Loans Charged-off: Multi-family residential0.2806%764
Percentage Net Loans Charged-off: 1-4 family residential5.3566%151
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net5.6458%167
Percentage Net Loans Charged-off: Commercial and industrial13.4842%154
Percentage Net Loans Charged-off: Loans to individuals6.8472%249
Percentage Net Loans Charged-off: Credit card loans16.9705%52
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans9.3793%55
Percentage Net Loans Charged-off: Total real estate loans9.2303%57
Percentage Net Loans Charged-off:Construction & development16.6757%247
Percentage Net Loans Charged-off: Commercial real estate1.1316%742
Percentage Net Loans Charged-off: Multi-family residential0.3789%536
Percentage Net Loans Charged-off: 1-4 family residential4.3959%192
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net4.6276%202
Percentage Net Loans Charged-off: Commercial and industrial11.6512%171
Percentage Net Loans Charged-off: Loans to individuals6.8813%243
Percentage Net Loans Charged-off: Credit card loans16.5622%62
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans8.2778%97
Percentage Net Loans Charged-off: Total real estate loans7.9806%91
Percentage Net Loans Charged-off:Construction & development14.0794%287
Percentage Net Loans Charged-off: Commercial real estate0.1430%1,688
Percentage Net Loans Charged-off: Multi-family residential0.5555%371
Percentage Net Loans Charged-off: 1-4 family residential6.0741%120
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net6.3863%118
Percentage Net Loans Charged-off: Commercial and industrial11.9649%188
Percentage Net Loans Charged-off: Loans to individuals6.3211%270
Percentage Net Loans Charged-off: Credit card loans10.5784%137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.4002%138
Percentage Net Loans Charged-off: Total real estate loans6.4585%109
Percentage Net Loans Charged-off:Construction & development11.7144%270
Percentage Net Loans Charged-off: Commercial real estate0.0050%1,381
Percentage Net Loans Charged-off: Multi-family residential0.3613%247
Percentage Net Loans Charged-off: 1-4 family residential2.3893%328
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net2.5105%306
Percentage Net Loans Charged-off: Commercial and industrial6.4410%344
Percentage Net Loans Charged-off: Loans to individuals2.4033%924
Percentage Net Loans Charged-off: Credit card loans1.8165%636
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6748%665
Percentage Net Loans Charged-off: Total real estate loans1.7427%491
Percentage Net Loans Charged-off:Construction & development3.0526%820
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential1.1460%265
Percentage Net Loans Charged-off: 1-4 family residential0.2507%1,931
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.2622%1,790
Percentage Net Loans Charged-off: Commercial and industrial1.0243%1,792
Percentage Net Loans Charged-off: Loans to individuals0.8304%2,691
Percentage Net Loans Charged-off: Credit card loans2.9320%525
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8437%1,029
Percentage Net Loans Charged-off: Total real estate loans0.8756%729
Percentage Net Loans Charged-off:Construction & development1.5620%846
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1009%2,337
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1054%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.4799%2,068
Percentage Net Loans Charged-off: Loans to individuals0.7594%2,421
Percentage Net Loans Charged-off: Credit card loans2.2274%585
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5109%1,370
Percentage Net Loans Charged-off: Total real estate loans0.5425%873
Percentage Net Loans Charged-off:Construction & development0.9726%772
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.1212%2,588
Percentage Net Loans Charged-off: Loans to individuals0.4800%2,932
Percentage Net Loans Charged-off: Credit card loans1.7764%628
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3243%1,550
Percentage Net Loans Charged-off: Total real estate loans0.3461%901
Percentage Net Loans Charged-off:Construction & development0.6178%566
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0705%1,958
Percentage Net Loans Charged-off: Loans to individuals0.1609%3,503
Percentage Net Loans Charged-off: Credit card loans0.6348%710
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0285%5,567
Percentage Net Loans Charged-off: Total real estate loans0.0171%3,621
Percentage Net Loans Charged-off:Construction & development0.0127%1,512
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.3171%188
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.1437%3,002
Percentage Net Loans Charged-off: Loans to individuals0.2045%4,549
Percentage Net Loans Charged-off: Credit card loans1.1859%872
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0139%5,352
Percentage Net Loans Charged-off: Total real estate loans0.0141%2,866
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.4231%110
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0143%3,176
Percentage Net Loans Charged-off: Loans to individuals0.0034%5,218
Percentage Net Loans Charged-off: Credit card loans0.5651%962
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0208%4,493
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial0.2331%1,751
Percentage Net Loans Charged-off: Loans to individuals0.2494%3,410
Percentage Net Loans Charged-off: Credit card loans1.5008%616
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0044%4,342
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0282%1,756
Percentage Net Loans Charged-off: Loans to individuals0.1692%3,206
Percentage Net Loans Charged-off: Credit card loans1.2752%611
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1058%3,138
Percentage Net Loans Charged-off: Total real estate loans0.0348%2,288
Percentage Net Loans Charged-off:Construction & development0.0716%552
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.8978%1,108
Percentage Net Loans Charged-off: Loans to individuals0.2525%4,165
Percentage Net Loans Charged-off: Credit card loans1.1251%858
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0628%3,452
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.7397%998
Percentage Net Loans Charged-off: Loans to individuals0.3065%3,408
Percentage Net Loans Charged-off: Credit card loans1.3156%720
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0221%4,247
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.2515%1,573
Percentage Net Loans Charged-off: Loans to individuals0.1266%4,087
Percentage Net Loans Charged-off: Credit card loans0.2103%987
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0189%7,148
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.2513%7,732
Percentage Net Loans Charged-off: Loans to individuals0.0710%3,645
Percentage Net Loans Charged-off: Credit card loans0.2692%815
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0067%7,801
Percentage Net Loans Charged-off: Total real estate loans-0.0032%7,667
Percentage Net Loans Charged-off:Construction & development-0.0173%7,748
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0400%2,184
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0423%2,043
Percentage Net Loans Charged-off: Commercial and industrial-0.1916%7,807
Percentage Net Loans Charged-off: Loans to individuals1.0286%1,795
Percentage Net Loans Charged-off: Credit card loans1.1972%1,116
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0220%7,865
Percentage Net Loans Charged-off: Total real estate loans-0.0111%7,885
Percentage Net Loans Charged-off:Construction & development-0.0245%7,757
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0165%8,048
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0174%8,036
Percentage Net Loans Charged-off: Commercial and industrial-0.2900%7,877
Percentage Net Loans Charged-off: Loans to individuals1.0462%1,535
Percentage Net Loans Charged-off: Credit card loans1.4224%909
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0349%7,843
Percentage Net Loans Charged-off: Total real estate loans-0.0172%7,977
Percentage Net Loans Charged-off:Construction & development-0.0394%7,754
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0249%8,120
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0263%8,116
Percentage Net Loans Charged-off: Commercial and industrial-0.4128%7,958
Percentage Net Loans Charged-off: Loans to individuals1.3275%1,120
Percentage Net Loans Charged-off: Credit card loans1.6581%774
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0821%8,087
Percentage Net Loans Charged-off: Total real estate loans-0.0143%8,029
Percentage Net Loans Charged-off:Construction & development-0.0385%7,779
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%7,886
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0024%7,913
Percentage Net Loans Charged-off: Commercial and industrial-0.9682%8,227
Percentage Net Loans Charged-off: Loans to individuals1.2590%1,194
Percentage Net Loans Charged-off: Credit card loans1.1141%755
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0173%6,207
Percentage Net Loans Charged-off: Total real estate loans0.0060%3,607
Percentage Net Loans Charged-off:Construction & development-0.0149%7,861
Percentage Net Loans Charged-off: Commercial real estate-0.0174%8,290
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2036%951
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2128%918
Percentage Net Loans Charged-off: Commercial and industrial-0.0753%7,597
Percentage Net Loans Charged-off: Loans to individuals1.3371%1,429
Percentage Net Loans Charged-off: Credit card loans1.6475%1,068
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0347%5,113
Percentage Net Loans Charged-off: Total real estate loans-0.0035%7,818
Percentage Net Loans Charged-off:Construction & development-0.0203%7,883
Percentage Net Loans Charged-off: Commercial real estate-0.0233%8,358
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1581%992
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1649%958
Percentage Net Loans Charged-off: Commercial and industrial0.1838%2,649
Percentage Net Loans Charged-off: Loans to individuals1.5036%1,106
Percentage Net Loans Charged-off: Credit card loans1.1426%1,195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0047%7,383
Percentage Net Loans Charged-off: Total real estate loans-0.0318%8,374
Percentage Net Loans Charged-off:Construction & development-0.0313%7,871
Percentage Net Loans Charged-off: Commercial real estate-0.0353%8,466
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0273%8,319
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0285%8,318
Percentage Net Loans Charged-off: Commercial and industrial0.0071%3,045
Percentage Net Loans Charged-off: Loans to individuals1.6167%1,007
Percentage Net Loans Charged-off: Credit card loans1.5835%980
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0194%7,487
Percentage Net Loans Charged-off: Total real estate loans-0.0584%8,567
Percentage Net Loans Charged-off:Construction & development-0.0445%7,871
Percentage Net Loans Charged-off: Commercial real estate-0.0715%8,601
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0586%8,546
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0609%8,542
Percentage Net Loans Charged-off: Commercial and industrial0.1229%1,773
Percentage Net Loans Charged-off: Loans to individuals1.4617%1,272
Percentage Net Loans Charged-off: Credit card loans0.6842%1,019
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1682%3,772
Percentage Net Loans Charged-off: Total real estate loans0.1108%1,717
Percentage Net Loans Charged-off:Construction & development0.0101%785
Percentage Net Loans Charged-off: Commercial real estate0.1846%859
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0387%2,541
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0402%2,425
Percentage Net Loans Charged-off: Commercial and industrial0.5868%2,418
Percentage Net Loans Charged-off: Loans to individuals0.9931%2,378
Percentage Net Loans Charged-off: Credit card loans1.4477%1,374
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1658%3,357
Percentage Net Loans Charged-off: Total real estate loans0.1147%1,421
Percentage Net Loans Charged-off:Construction & development0.0138%619
Percentage Net Loans Charged-off: Commercial real estate0.2039%673
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0542%8,661
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0564%8,664
Percentage Net Loans Charged-off: Commercial and industrial0.5927%2,020
Percentage Net Loans Charged-off: Loans to individuals0.5995%3,418
Percentage Net Loans Charged-off: Credit card loans1.4709%1,284
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1147%3,752
Percentage Net Loans Charged-off: Total real estate loans0.1686%991
Percentage Net Loans Charged-off:Construction & development0.0214%482
Percentage Net Loans Charged-off: Commercial real estate0.2960%468
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0798%8,775
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0831%8,775
Percentage Net Loans Charged-off: Commercial and industrial-0.4210%8,353
Percentage Net Loans Charged-off: Loans to individuals0.4699%3,696
Percentage Net Loans Charged-off: Credit card loans1.6387%1,133
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0278%4,686
Percentage Net Loans Charged-off: Total real estate loans0.1289%934
Percentage Net Loans Charged-off:Construction & development0.0216%300
Percentage Net Loans Charged-off: Commercial real estate0.2531%345
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.1566%8,929
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.1630%8,925
Percentage Net Loans Charged-off: Commercial and industrial-0.9085%8,545
Percentage Net Loans Charged-off: Loans to individuals0.1109%4,650
Percentage Net Loans Charged-off: Credit card loans0.9862%1,097
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2780%2,915
Percentage Net Loans Charged-off: Total real estate loans0.1404%1,467
Percentage Net Loans Charged-off:Construction & development-0.0074%8,026
Percentage Net Loans Charged-off: Commercial real estate0.2267%795
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0994%1,673
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1030%1,626
Percentage Net Loans Charged-off: Commercial and industrial1.3170%1,543
Percentage Net Loans Charged-off: Loans to individuals1.4717%1,416
Percentage Net Loans Charged-off: Credit card loans3.7357%758
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6425%1,244
Percentage Net Loans Charged-off: Total real estate loans-0.0212%8,803
Percentage Net Loans Charged-off:Construction & development0.0572%659
Percentage Net Loans Charged-off: Commercial real estate-0.0479%8,939
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0242%8,906
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0252%8,924
Percentage Net Loans Charged-off: Commercial and industrial5.7748%286
Percentage Net Loans Charged-off: Loans to individuals0.7330%3,146
Percentage Net Loans Charged-off: Credit card loans2.4476%1,079
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%7,261
Percentage Net Loans Charged-off: Total real estate loans0.0126%729
Percentage Net Loans Charged-off:Construction & development0.0265%216
Percentage Net Loans Charged-off: Commercial real estate-0.0094%1,310
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0399%498
Percentage Net Loans Charged-off: Home equity loans1.0434%28
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial-0.0857%1,388
Percentage Net Loans Charged-off: Loans to individuals0.3535%932
Percentage Net Loans Charged-off: Credit card loans0.5959%873
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0503%6,062
Percentage Net Loans Charged-off: Total real estate loans-0.0119%1,337
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0096%1,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential-0.0397%1,458
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net-0.0411%1,462
Percentage Net Loans Charged-off: Commercial and industrial0.4779%401
Percentage Net Loans Charged-off: Loans to individuals0.1989%1,155
Percentage Net Loans Charged-off: Credit card loans0.3132%931
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0576%9,783
Percentage Net Loans Charged-off: Total real estate loans-0.0435%1,375
Percentage Net Loans Charged-off:Construction & development-0.4270%1,375
Percentage Net Loans Charged-off: Commercial real estate0.1263%230
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.1056%1,444
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.1097%1,440
Percentage Net Loans Charged-off: Commercial and industrial-0.2040%1,337
Percentage Net Loans Charged-off: Loans to individuals0.2206%1,103
Percentage Net Loans Charged-off: Credit card loans-0.6608%1,274
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0422%6,967
Percentage Net Loans Charged-off: Total real estate loans0.0292%655
Percentage Net Loans Charged-off:Construction & development-0.1420%1,316
Percentage Net Loans Charged-off: Commercial real estate0.0825%299
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0194%771
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0202%713
Percentage Net Loans Charged-off: Commercial and industrial0.0744%746
Percentage Net Loans Charged-off: Loans to individuals0.3421%1,028
Percentage Net Loans Charged-off: Credit card loans2.1854%627
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1083%5,587
Percentage Net Loans Charged-off: Total real estate loans0.1656%320
Percentage Net Loans Charged-off:Construction & development0.3022%130
Percentage Net Loans Charged-off: Commercial real estate0.2211%272
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential-0.0375%1,469
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net-0.0389%1,466
Percentage Net Loans Charged-off: Commercial and industrial-0.3366%1,359
Percentage Net Loans Charged-off: Loans to individuals0.2514%1,145
Percentage Net Loans Charged-off: Credit card loans0.4949%981
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0075%8,554
Percentage Net Loans Charged-off: Total real estate loans-0.0062%1,279
Percentage Net Loans Charged-off:Construction & development0.4069%163
Percentage Net Loans Charged-off: Commercial real estate-0.2950%1,444
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.2610%170
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.2756%164
Percentage Net Loans Charged-off: Commercial and industrial0.0064%793
Percentage Net Loans Charged-off: Loans to individuals0.4600%813
Percentage Net Loans Charged-off: Credit card loans-0.7436%1,329
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1996%4,015
Percentage Net Loans Charged-off: Total real estate loans0.0893%600
Percentage Net Loans Charged-off:Construction & development-0.0239%1,251
Percentage Net Loans Charged-off: Commercial real estate0.3299%344
Percentage Net Loans Charged-off: Multi-family residential0.5628%187
Percentage Net Loans Charged-off: 1-4 family residential-0.3079%1,485
Percentage Net Loans Charged-off: Home equity loans-8.3567%1,302
All other 1-4 family - Percent of loans charged-off, net0.1053%401
Percentage Net Loans Charged-off: Commercial and industrial0.8531%243
Percentage Net Loans Charged-off: Loans to individuals0.3130%839
Percentage Net Loans Charged-off: Credit card loans0.7549%811
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4533%2,993
Percentage Net Loans Charged-off: Total real estate loans0.0507%911
Percentage Net Loans Charged-off:Construction & development-0.1520%1,369
Percentage Net Loans Charged-off: Commercial real estate0.0730%716
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.1251%444
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.1297%434
Percentage Net Loans Charged-off: Commercial and industrial2.5425%171
Percentage Net Loans Charged-off: Loans to individuals0.2014%1,086
Percentage Net Loans Charged-off: Credit card loans0.3597%941
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3236%5,810
Percentage Net Loans Charged-off: Total real estate loans0.0735%1,007
Percentage Net Loans Charged-off:Construction & development0.3130%510
Percentage Net Loans Charged-off: Commercial real estate0.0269%920
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0079%1,090
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0084%1,022
Percentage Net Loans Charged-off: Commercial and industrial1.6750%403
Percentage Net Loans Charged-off: Loans to individuals0.0172%1,396
Percentage Net Loans Charged-off: Credit card loans0.6913%948
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144