Home > Frontier Bank > Income and Expense
Frontier Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 6,945 |
| Total interest expense | $37,000 | 6,908 |
| Net interest income | $240,000 | 6,919 |
| Provision for loan and lease losses | $-117,000 | 7,205 |
| Total noninterest income | $17,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $146,000 | 7,137 |
| Salaries and employee benefits | $58,000 | 7,209 |
| Premises and equipment expense | $20,000 | 6,845 |
| Additional noninterest expense | $68,000 | 6,871 |
| Pre-tax net operating income | $228,000 | 4,316 |
| Securities gains (losses) | $-368,000 | 7,257 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $-142,000 | 6,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-142,000 | 6,851 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-142,000 | 6,851 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $226,000 | 4,024 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 6,987 |
| Total interest expense | $187,000 | 6,946 |
| Net interest income | $969,000 | 6,961 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $65,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $39,000 | 6,504 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $26,000 | 6,276 |
| Total noninterest expense | $583,000 | 7,198 |
| Salaries and employee benefits | $323,000 | 7,176 |
| Premises and equipment expense | $75,000 | 7,001 |
| Additional noninterest expense | $185,000 | 7,160 |
| Pre-tax net operating income | $371,000 | 5,048 |
| Securities gains (losses) | $-38,000 | 6,982 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $332,000 | 5,145 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $332,000 | 5,147 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $332,000 | 5,147 |
| Net charge-offs | $154,000 | 4,569 |
| Cash dividends | $349,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $370,000 | 4,901 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $881,000 | 7,050 |
| Total interest expense | $147,000 | 7,008 |
| Net interest income | $734,000 | 7,025 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $50,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $31,000 | 6,501 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $19,000 | 6,416 |
| Total noninterest expense | $438,000 | 7,256 |
| Salaries and employee benefits | $241,000 | 7,229 |
| Premises and equipment expense | $58,000 | 7,042 |
| Additional noninterest expense | $139,000 | 7,234 |
| Pre-tax net operating income | $296,000 | 5,128 |
| Securities gains (losses) | $-29,000 | 7,094 |
| Applicable income taxes | $6,000 | 4,372 |
| Income before extraordinary items | $261,000 | 5,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 5,228 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $261,000 | 5,228 |
| Net charge-offs | $85,000 | 4,587 |
| Cash dividends | $244,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $289,420 | 4,982 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $563,000 | 7,146 |
| Total interest expense | $104,000 | 7,061 |
| Net interest income | $459,000 | 7,121 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $31,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $19,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 6,522 |
| Total noninterest expense | $300,000 | 7,310 |
| Salaries and employee benefits | $167,000 | 7,279 |
| Premises and equipment expense | $39,000 | 7,097 |
| Additional noninterest expense | $94,000 | 7,309 |
| Pre-tax net operating income | $170,000 | 5,292 |
| Securities gains (losses) | $-22,000 | 7,138 |
| Applicable income taxes | $4,000 | 4,365 |
| Income before extraordinary items | $144,000 | 5,396 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $144,000 | 5,395 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $144,000 | 5,396 |
| Net charge-offs | $85,000 | 4,004 |
| Cash dividends | $185,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $165,340 | 5,171 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 7,219 |
| Total interest expense | $54,000 | 7,112 |
| Net interest income | $221,000 | 7,191 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $15,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 6,705 |
| Total noninterest expense | $147,000 | 7,380 |
| Salaries and employee benefits | $87,000 | 7,305 |
| Premises and equipment expense | $17,000 | 7,226 |
| Additional noninterest expense | $43,000 | 7,410 |
| Pre-tax net operating income | $89,000 | 5,266 |
| Securities gains (losses) | $-9,000 | 7,160 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $78,000 | 5,315 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $78,000 | 5,314 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $78,000 | 5,315 |
| Net charge-offs | $85,000 | 2,903 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $86,730 | 5,141 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 7,101 |
| Total interest expense | $239,000 | 7,226 |
| Net interest income | $1,191,000 | 6,982 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $59,000 | 6,988 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 6,339 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,681 |
| Total noninterest expense | $538,000 | 7,496 |
| Salaries and employee benefits | $303,000 | 7,466 |
| Premises and equipment expense | $74,000 | 7,288 |
| Additional noninterest expense | $161,000 | 7,508 |
| Pre-tax net operating income | $712,000 | 3,888 |
| Securities gains (losses) | $-429,000 | 7,406 |
| Applicable income taxes | $8,000 | 4,266 |
| Income before extraordinary items | $275,000 | 5,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $275,000 | 5,029 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $275,000 | 5,029 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $656,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $691,130 | 3,728 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 7,178 |
| Total interest expense | $184,000 | 7,339 |
| Net interest income | $922,000 | 7,045 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $47,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $33,000 | 6,398 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $14,000 | 6,805 |
| Total noninterest expense | $397,000 | 7,604 |
| Salaries and employee benefits | $226,000 | 7,555 |
| Premises and equipment expense | $55,000 | 7,365 |
| Additional noninterest expense | $116,000 | 7,604 |
| Pre-tax net operating income | $572,000 | 4,021 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $6,000 | 4,358 |
| Income before extraordinary items | $566,000 | 3,884 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $566,000 | 3,886 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $566,000 | 3,886 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $479,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $566,000 | 3,730 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $725,000 | 7,260 |
| Total interest expense | $126,000 | 7,406 |
| Net interest income | $599,000 | 7,125 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $36,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $23,000 | 6,408 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $261,000 | 7,681 |
| Salaries and employee benefits | $150,000 | 7,625 |
| Premises and equipment expense | $36,000 | 7,436 |
| Additional noninterest expense | $75,000 | 7,678 |
| Pre-tax net operating income | $374,000 | 4,084 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $370,000 | 3,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,920 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $370,000 | 3,921 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $299,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $370,000 | 3,810 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 7,407 |
| Total interest expense | $68,000 | 7,462 |
| Net interest income | $278,000 | 7,295 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $130,000 | 7,783 |
| Salaries and employee benefits | $75,000 | 7,723 |
| Premises and equipment expense | $17,000 | 7,545 |
| Additional noninterest expense | $38,000 | 7,773 |
| Pre-tax net operating income | $171,000 | 4,338 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $169,000 | 4,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 4,177 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $169,000 | 4,175 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $146,000 | 1,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $169,000 | 4,076 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,471,000 | 7,437 |
| Total interest expense | $337,000 | 7,500 |
| Net interest income | $1,134,000 | 7,311 |
| Provision for loan and lease losses | $10,000 | 7,302 |
| Total noninterest income | $51,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $42,000 | 6,606 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $9,000 | 7,208 |
| Total noninterest expense | $579,000 | 7,815 |
| Salaries and employee benefits | $310,000 | 7,789 |
| Premises and equipment expense | $78,000 | 7,572 |
| Additional noninterest expense | $191,000 | 7,779 |
| Pre-tax net operating income | $596,000 | 3,777 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $8,000 | 3,939 |
| Income before extraordinary items | $589,000 | 3,618 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $589,000 | 3,617 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $589,000 | 3,617 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $690,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $588,010 | 3,551 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 7,519 |
| Total interest expense | $265,000 | 7,570 |
| Net interest income | $844,000 | 7,378 |
| Provision for loan and lease losses | $10,000 | 7,094 |
| Total noninterest income | $41,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $33,000 | 6,608 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,000 | 7,336 |
| Total noninterest expense | $443,000 | 7,869 |
| Salaries and employee benefits | $232,000 | 7,857 |
| Premises and equipment expense | $62,000 | 7,594 |
| Additional noninterest expense | $149,000 | 7,814 |
| Pre-tax net operating income | $432,000 | 4,085 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $427,000 | 3,950 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $427,000 | 3,946 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $427,000 | 3,949 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $460,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $426,010 | 3,853 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 7,602 |
| Total interest expense | $182,000 | 7,647 |
| Net interest income | $548,000 | 7,441 |
| Provision for loan and lease losses | $8,000 | 6,978 |
| Total noninterest income | $28,000 | 7,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $284,000 | 7,975 |
| Salaries and employee benefits | $155,000 | 7,939 |
| Premises and equipment expense | $34,000 | 7,801 |
| Additional noninterest expense | $95,000 | 7,916 |
| Pre-tax net operating income | $284,000 | 4,212 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $281,000 | 4,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 4,067 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $281,000 | 4,067 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $460,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $280,010 | 3,954 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 7,677 |
| Total interest expense | $94,000 | 7,697 |
| Net interest income | $262,000 | 7,536 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $16,000 | 7,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $137,000 | 8,037 |
| Salaries and employee benefits | $79,000 | 7,977 |
| Premises and equipment expense | $15,000 | 7,890 |
| Additional noninterest expense | $43,000 | 7,964 |
| Pre-tax net operating income | $141,000 | 4,593 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $139,000 | 4,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 4,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $139,000 | 4,477 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $110,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $139,000 | 4,313 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 7,745 |
| Total interest expense | $486,000 | 7,693 |
| Net interest income | $932,000 | 7,667 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $53,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $43,000 | 6,741 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,000 | 7,689 |
| Total noninterest expense | $576,000 | 8,051 |
| Salaries and employee benefits | $304,000 | 8,065 |
| Premises and equipment expense | $69,000 | 7,890 |
| Additional noninterest expense | $203,000 | 7,867 |
| Pre-tax net operating income | $409,000 | 5,125 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $8,000 | 4,579 |
| Income before extraordinary items | $407,000 | 4,730 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $407,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $349,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $401,120 | 4,920 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 7,847 |
| Total interest expense | $371,000 | 7,795 |
| Net interest income | $673,000 | 7,782 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $40,000 | 7,846 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $32,000 | 6,794 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $421,000 | 8,118 |
| Salaries and employee benefits | $222,000 | 8,136 |
| Premises and equipment expense | $50,000 | 7,972 |
| Additional noninterest expense | $149,000 | 7,921 |
| Pre-tax net operating income | $292,000 | 5,672 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $291,000 | 5,254 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $291,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $220,000 | 3,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $286,100 | 5,450 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $670,000 | 7,930 |
| Total interest expense | $258,000 | 7,858 |
| Net interest income | $412,000 | 7,907 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $27,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $285,000 | 8,168 |
| Salaries and employee benefits | $144,000 | 8,216 |
| Premises and equipment expense | $31,000 | 8,070 |
| Additional noninterest expense | $110,000 | 7,875 |
| Pre-tax net operating income | $154,000 | 6,095 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $155,000 | 5,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $139,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $150,150 | 5,921 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $345,000 | 7,976 |
| Total interest expense | $146,000 | 7,828 |
| Net interest income | $199,000 | 7,985 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $14,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $9,000 | 6,931 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $150,000 | 8,187 |
| Salaries and employee benefits | $76,000 | 8,221 |
| Premises and equipment expense | $15,000 | 8,114 |
| Additional noninterest expense | $59,000 | 7,828 |
| Pre-tax net operating income | $63,000 | 6,432 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $65,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $81,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $61,120 | 6,306 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 7,892 |
| Total interest expense | $623,000 | 7,781 |
| Net interest income | $884,000 | 7,893 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $57,000 | 7,967 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $45,000 | 6,835 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $535,000 | 8,292 |
| Salaries and employee benefits | $321,000 | 8,226 |
| Premises and equipment expense | $69,000 | 8,080 |
| Additional noninterest expense | $145,000 | 8,283 |
| Pre-tax net operating income | $406,000 | 6,257 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 5,610 |
| Income before extraordinary items | $395,000 | 6,070 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $395,000 | 6,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $383,000 | 4,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $395,000 | 6,056 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 7,955 |
| Total interest expense | $467,000 | 7,823 |
| Net interest income | $660,000 | 7,947 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $53,000 | 7,905 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,840 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 7,737 |
| Total noninterest expense | $399,000 | 8,292 |
| Salaries and employee benefits | $248,000 | 8,203 |
| Premises and equipment expense | $50,000 | 8,093 |
| Additional noninterest expense | $101,000 | 8,320 |
| Pre-tax net operating income | $314,000 | 6,513 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $305,000 | 6,293 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $305,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $280,000 | 3,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $305,000 | 6,290 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 8,030 |
| Total interest expense | $308,000 | 7,876 |
| Net interest income | $430,000 | 8,036 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $38,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $23,000 | 6,894 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $274,000 | 8,322 |
| Salaries and employee benefits | $178,000 | 8,205 |
| Premises and equipment expense | $32,000 | 8,160 |
| Additional noninterest expense | $64,000 | 8,390 |
| Pre-tax net operating income | $194,000 | 6,673 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,000 | 5,967 |
| Income before extraordinary items | $190,000 | 6,452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $190,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $177,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $190,000 | 6,447 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,089 |
| Total interest expense | $148,000 | 7,947 |
| Net interest income | $214,000 | 8,087 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $153,000 | 8,283 |
| Salaries and employee benefits | $106,000 | 8,074 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $31,000 | 8,438 |
| Pre-tax net operating income | $78,000 | 6,946 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $76,000 | 6,767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $76,000 | 6,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $109,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $76,000 | 6,746 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 7,967 |
| Total interest expense | $555,000 | 7,813 |
| Net interest income | $905,000 | 7,972 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $51,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $40,000 | 7,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $508,000 | 8,430 |
| Salaries and employee benefits | $289,000 | 8,406 |
| Premises and equipment expense | $64,000 | 8,204 |
| Additional noninterest expense | $155,000 | 8,345 |
| Pre-tax net operating income | $448,000 | 6,648 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $8,000 | 6,215 |
| Income before extraordinary items | $439,000 | 6,369 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $439,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,935 |
| Cash dividends | $290,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $439,980 | 6,368 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 8,046 |
| Total interest expense | $390,000 | 7,903 |
| Net interest income | $690,000 | 8,024 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $40,000 | 8,277 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $32,000 | 7,084 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,304 |
| Total noninterest expense | $405,000 | 8,420 |
| Salaries and employee benefits | $229,000 | 8,389 |
| Premises and equipment expense | $49,000 | 8,232 |
| Additional noninterest expense | $127,000 | 8,311 |
| Pre-tax net operating income | $325,000 | 6,898 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $318,000 | 6,633 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $318,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,294 |
| Cash dividends | $177,000 | 4,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $318,980 | 6,635 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $700,000 | 8,097 |
| Total interest expense | $242,000 | 7,971 |
| Net interest income | $458,000 | 8,080 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $28,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,132 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,267 |
| Total noninterest expense | $288,000 | 8,412 |
| Salaries and employee benefits | $169,000 | 8,359 |
| Premises and equipment expense | $33,000 | 8,242 |
| Additional noninterest expense | $86,000 | 8,311 |
| Pre-tax net operating income | $198,000 | 7,099 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $193,000 | 6,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $193,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $83,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $193,980 | 6,809 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 8,141 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $220,000 | 8,147 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $144,000 | 8,433 |
| Salaries and employee benefits | $80,000 | 8,421 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $47,000 | 8,233 |
| Pre-tax net operating income | $91,000 | 7,154 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $88,000 | 6,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $31,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $88,980 | 6,917 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 8,014 |
| Total interest expense | $433,000 | 7,805 |
| Net interest income | $942,000 | 8,024 |
| Provision for loan and lease losses | $147,000 | 4,187 |
| Total noninterest income | $66,000 | 8,294 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $619,000 | 8,389 |
| Salaries and employee benefits | $322,000 | 8,428 |
| Premises and equipment expense | $75,000 | 8,174 |
| Additional noninterest expense | $222,000 | 8,097 |
| Pre-tax net operating income | $242,000 | 7,575 |
| Securities gains (losses) | $-16,000 | 7,722 |
| Applicable income taxes | $8,000 | 6,595 |
| Income before extraordinary items | $218,000 | 7,508 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $218,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $231,000 | 4,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $233,360 | 7,429 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 8,076 |
| Total interest expense | $303,000 | 7,867 |
| Net interest income | $698,000 | 8,096 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $40,000 | 8,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 7,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 8,207 |
| Total noninterest expense | $480,000 | 8,328 |
| Salaries and employee benefits | $246,000 | 8,410 |
| Premises and equipment expense | $62,000 | 8,073 |
| Additional noninterest expense | $172,000 | 8,052 |
| Pre-tax net operating income | $255,000 | 7,399 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $6,000 | 6,656 |
| Income before extraordinary items | $233,000 | 7,283 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $233,000 | 7,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $181,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $248,520 | 7,156 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $635,000 | 8,154 |
| Total interest expense | $189,000 | 7,895 |
| Net interest income | $446,000 | 8,165 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $17,000 | 7,375 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $341,000 | 8,265 |
| Salaries and employee benefits | $178,000 | 8,329 |
| Premises and equipment expense | $43,000 | 8,016 |
| Additional noninterest expense | $120,000 | 7,982 |
| Pre-tax net operating income | $133,000 | 7,646 |
| Securities gains (losses) | $-16,000 | 8,304 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $113,000 | 7,648 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $113,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $129,000 | 4,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $128,520 | 7,476 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 8,217 |
| Total interest expense | $97,000 | 7,881 |
| Net interest income | $217,000 | 8,268 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $182,000 | 8,258 |
| Salaries and employee benefits | $100,000 | 8,269 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $63,000 | 7,956 |
| Pre-tax net operating income | $48,000 | 7,920 |
| Securities gains (losses) | $-16,000 | 8,628 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $30,000 | 8,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $30,000 | 8,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $53,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $45,040 | 7,821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 8,244 |
| Total interest expense | $341,000 | 7,916 |
| Net interest income | $831,000 | 8,260 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $106,000 | 8,021 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $49,000 | 7,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $57,000 | 7,247 |
| Total noninterest expense | $659,000 | 8,393 |
| Salaries and employee benefits | $364,000 | 8,416 |
| Premises and equipment expense | $65,000 | 8,418 |
| Additional noninterest expense | $230,000 | 8,118 |
| Pre-tax net operating income | $278,000 | 7,512 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $21,000 | 6,525 |
| Income before extraordinary items | $257,000 | 7,406 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $257,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,624 |
| Cash dividends | $476,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $257,000 | 7,353 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $838,000 | 8,340 |
| Total interest expense | $250,000 | 7,973 |
| Net interest income | $588,000 | 8,363 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $90,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $37,000 | 7,339 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $469,000 | 8,465 |
| Salaries and employee benefits | $271,000 | 8,423 |
| Premises and equipment expense | $48,000 | 8,434 |
| Additional noninterest expense | $150,000 | 8,307 |
| Pre-tax net operating income | $209,000 | 7,653 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $190,000 | 7,549 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $190,000 | 7,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,661 |
| Cash dividends | $428,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $190,000 | 7,489 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $530,000 | 8,444 |
| Total interest expense | $166,000 | 8,055 |
| Net interest income | $364,000 | 8,488 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $75,000 | 7,690 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $24,000 | 7,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 6,396 |
| Total noninterest expense | $319,000 | 8,493 |
| Salaries and employee benefits | $199,000 | 8,347 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $88,000 | 8,497 |
| Pre-tax net operating income | $120,000 | 7,758 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $102,000 | 7,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $379,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $102,000 | 7,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,509 |
| Total interest expense | $85,000 | 8,087 |
| Net interest income | $175,000 | 8,564 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $46,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $35,000 | 5,821 |
| Total noninterest expense | $160,000 | 8,539 |
| Salaries and employee benefits | $114,000 | 8,192 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $30,000 | 8,856 |
| Pre-tax net operating income | $61,000 | 7,747 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $59,000 | 7,597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $59,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $59,000 | 7,525 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 8,488 |
| Total interest expense | $398,000 | 8,112 |
| Net interest income | $710,000 | 8,550 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $229,000 | 7,105 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $55,000 | 7,364 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $174,000 | 5,563 |
| Total noninterest expense | $634,000 | 8,583 |
| Salaries and employee benefits | $414,000 | 8,361 |
| Premises and equipment expense | $64,000 | 8,564 |
| Additional noninterest expense | $156,000 | 8,721 |
| Pre-tax net operating income | $280,000 | 7,507 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $279,000 | 7,382 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $279,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,692 |
| Cash dividends | $101,000 | 5,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $273,120 | 7,269 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 8,596 |
| Total interest expense | $313,000 | 8,178 |
| Net interest income | $505,000 | 8,666 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $142,000 | 7,487 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $43,000 | 7,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,099 |
| Total noninterest expense | $463,000 | 8,623 |
| Salaries and employee benefits | $313,000 | 8,358 |
| Premises and equipment expense | $44,000 | 8,675 |
| Additional noninterest expense | $106,000 | 8,848 |
| Pre-tax net operating income | $164,000 | 7,908 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $44,000 | 6,324 |
| Income before extraordinary items | $126,000 | 8,063 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $126,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,893 |
| Cash dividends | $96,000 | 4,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $121,560 | 7,955 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,661 |
| Total interest expense | $217,000 | 8,221 |
| Net interest income | $317,000 | 8,754 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $104,000 | 7,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $324,000 | 8,596 |
| Salaries and employee benefits | $216,000 | 8,349 |
| Premises and equipment expense | $34,000 | 8,559 |
| Additional noninterest expense | $74,000 | 8,816 |
| Pre-tax net operating income | $88,000 | 8,099 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $29,000 | 6,363 |
| Income before extraordinary items | $65,000 | 8,287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $65,000 | 8,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,900 |
| Cash dividends | $80,000 | 4,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $60,860 | 8,203 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 8,736 |
| Total interest expense | $110,000 | 8,303 |
| Net interest income | $153,000 | 8,828 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $165,000 | 8,607 |
| Salaries and employee benefits | $112,000 | 8,326 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $42,000 | 8,115 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,860 | 8,190 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 8,651 |
| Total interest expense | $487,000 | 8,419 |
| Net interest income | $746,000 | 8,668 |
| Provision for loan and lease losses | $34,000 | 7,128 |
| Total noninterest income | $235,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $54,000 | 7,458 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 5,225 |
| Total noninterest expense | $650,000 | 8,654 |
| Salaries and employee benefits | $444,000 | 8,347 |
| Premises and equipment expense | $61,000 | 8,739 |
| Additional noninterest expense | $145,000 | 8,918 |
| Pre-tax net operating income | $297,000 | 7,551 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $85,000 | 6,110 |
| Income before extraordinary items | $222,000 | 7,717 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $222,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $469,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $214,800 | 7,677 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 8,927 |
| Total interest expense | $639,000 | 8,744 |
| Net interest income | $637,000 | 8,970 |
| Provision for loan and lease losses | $18,000 | 7,646 |
| Total noninterest income | $257,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $55,000 | 7,493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $202,000 | 4,912 |
| Total noninterest expense | $645,000 | 8,814 |
| Salaries and employee benefits | $440,000 | 8,456 |
| Premises and equipment expense | $50,000 | 9,122 |
| Additional noninterest expense | $155,000 | 9,017 |
| Pre-tax net operating income | $231,000 | 7,733 |
| Securities gains (losses) | $20,000 | 3,157 |
| Applicable income taxes | $55,000 | 6,623 |
| Income before extraordinary items | $196,000 | 7,770 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $196,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $125,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $180,400 | 7,747 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 9,063 |
| Total interest expense | $705,000 | 8,856 |
| Net interest income | $689,000 | 9,150 |
| Provision for loan and lease losses | $26,000 | 7,369 |
| Total noninterest income | $240,000 | 6,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 4,923 |
| Total noninterest expense | $633,000 | 9,009 |
| Salaries and employee benefits | $412,000 | 8,684 |
| Premises and equipment expense | $66,000 | 9,056 |
| Additional noninterest expense | $155,000 | 9,195 |
| Pre-tax net operating income | $270,000 | 8,028 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $115,000 | 6,332 |
| Income before extraordinary items | $155,000 | 8,386 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $155,000 | 8,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $155,000 | 8,387 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 9,432 |
| Total interest expense | $590,000 | 9,236 |
| Net interest income | $601,000 | 9,509 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $222,000 | 7,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,273 |
| Total noninterest expense | $639,000 | 9,197 |
| Salaries and employee benefits | $411,000 | 8,826 |
| Premises and equipment expense | $47,000 | 9,694 |
| Additional noninterest expense | $181,000 | 9,221 |
| Pre-tax net operating income | $172,000 | 8,705 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $36,000 | 7,887 |
| Income before extraordinary items | $141,000 | 8,707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $141,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $24,000 | 6,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $137,000 | 8,693 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 9,577 |
| Total interest expense | $616,000 | 9,434 |
| Net interest income | $648,000 | 9,615 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $200,000 | 7,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $576,000 | 9,527 |
| Salaries and employee benefits | $357,000 | 9,242 |
| Premises and equipment expense | $53,000 | 9,747 |
| Additional noninterest expense | $166,000 | 9,501 |
| Pre-tax net operating income | $260,000 | 8,612 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $73,000 | 7,940 |
| Income before extraordinary items | $204,000 | 8,591 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $204,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $76,000 | 6,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $191,420 | 8,613 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 10,098 |
| Total interest expense | $630,000 | 9,743 |
| Net interest income | $546,000 | 10,292 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $238,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,953 |
| Total noninterest expense | $530,000 | 10,016 |
| Salaries and employee benefits | $312,000 | 9,867 |
| Premises and equipment expense | $67,000 | 9,785 |
| Additional noninterest expense | $151,000 | 9,980 |
| Pre-tax net operating income | $242,000 | 9,338 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $74,000 | 8,840 |
| Income before extraordinary items | $165,000 | 9,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $165,000 | 9,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $72,000 | 6,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $167,070 | 9,384 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 10,564 |
| Total interest expense | $640,000 | 10,151 |
| Net interest income | $532,000 | 10,820 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $143,000 | 9,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,055 |
| Total noninterest expense | $448,000 | 10,800 |
| Salaries and employee benefits | $277,000 | 10,535 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $111,000 | 10,987 |
| Pre-tax net operating income | $203,000 | 9,770 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $54,000 | 9,620 |
| Income before extraordinary items | $160,000 | 9,692 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $160,000 | 9,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $64,000 | 7,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $151,750 | 9,723 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 11,102 |
| Total interest expense | $633,000 | 10,556 |
| Net interest income | $477,000 | 11,451 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $152,000 | 9,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $426,000 | 11,345 |
| Salaries and employee benefits | $249,000 | 11,159 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $125,000 | 11,377 |
| Pre-tax net operating income | $200,000 | 10,463 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $65,000 | 9,880 |
| Income before extraordinary items | $140,000 | 10,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $140,000 | 10,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $72,000 | 7,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $136,600 | 10,563 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,049,000 | 11,619 |
| Total interest expense | $519,000 | 11,016 |
| Net interest income | $530,000 | 11,909 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,327 |
| Total noninterest expense | $429,000 | 11,911 |
| Salaries and employee benefits | $259,000 | 11,586 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $118,000 | 12,130 |
| Pre-tax net operating income | $202,000 | 10,881 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $65,000 | 10,116 |
| Income before extraordinary items | $132,000 | 11,039 |
| Extraordinary gains, net | $58,000 | 152 |
| Net income | $190,000 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $64,000 | 7,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $135,350 | 11,049 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 12,209 |
| Total interest expense | $537,000 | 11,492 |
| Net interest income | $501,000 | 12,548 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $109,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,764 |
| Total noninterest expense | $434,000 | 12,494 |
| Salaries and employee benefits | $251,000 | 12,183 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $126,000 | 12,703 |
| Pre-tax net operating income | $164,000 | 11,369 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $134,000 | 11,403 |
| Extraordinary gains, net | $56,000 | 2,079 |
| Net income | $190,000 | 10,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $111,560 | 11,485 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 12,698 |
| Total interest expense | $625,000 | 12,179 |
| Net interest income | $531,000 | 12,963 |
| Provision for loan and lease losses | $-20,000 | 13,523 |
| Total noninterest income | $125,000 | 11,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $470,000 | 12,803 |
| Salaries and employee benefits | $244,000 | 12,670 |
| Premises and equipment expense | $58,000 | 12,372 |
| Additional noninterest expense | $168,000 | 12,683 |
| Pre-tax net operating income | $206,000 | 11,022 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $81,000 | 10,417 |
| Income before extraordinary items | $157,000 | 11,181 |
| Extraordinary gains, net | $74,000 | 866 |
| Net income | $231,000 | 10,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $135,880 | 11,146 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.