Home > Frontier Bank > Income and Expense
Frontier Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 3,150 |
| Total interest expense | $3,335,000 | 1,339 |
| Net interest income | $4,555,000 | 4,058 |
| Provision for loan and lease losses | $5,165,000 | 491 |
| Total noninterest income | $5,793,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $729,000 | 1,829 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,064,000 | 805 |
| Total noninterest expense | $11,335,000 | 1,701 |
| Salaries and employee benefits | $4,363,000 | 2,267 |
| Premises and equipment expense | $1,148,000 | 2,024 |
| Additional noninterest expense | $5,824,000 | 1,183 |
| Pre-tax net operating income | $-6,152,000 | 6,979 |
| Securities gains (losses) | $738,000 | 698 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-5,414,000 | 6,971 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,414,000 | 6,970 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-5,414,000 | 6,970 |
| Net charge-offs | $6,952,000 | 440 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 846 |
| Net operating income | $-6,152,000 | 6,975 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 2,991 |
| Total interest expense | $2,589,000 | 1,349 |
| Net interest income | $3,828,000 | 3,822 |
| Provision for loan and lease losses | $3,898,000 | 496 |
| Total noninterest income | $6,933,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $548,000 | 1,847 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,385,000 | 543 |
| Total noninterest expense | $7,807,000 | 1,842 |
| Salaries and employee benefits | $3,278,000 | 2,265 |
| Premises and equipment expense | $870,000 | 2,028 |
| Additional noninterest expense | $3,659,000 | 1,392 |
| Pre-tax net operating income | $-944,000 | 6,817 |
| Securities gains (losses) | $609,000 | 649 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-335,000 | 6,696 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-335,000 | 6,694 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-335,000 | 6,694 |
| Net charge-offs | $5,159,000 | 450 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 777 |
| Net operating income | $-944,000 | 6,836 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 2,922 |
| Total interest expense | $1,813,000 | 1,339 |
| Net interest income | $2,649,000 | 3,743 |
| Provision for loan and lease losses | $3,898,000 | 372 |
| Total noninterest income | $6,397,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $371,000 | 1,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,026,000 | 415 |
| Total noninterest expense | $5,213,000 | 1,843 |
| Salaries and employee benefits | $2,237,000 | 2,224 |
| Premises and equipment expense | $575,000 | 2,034 |
| Additional noninterest expense | $2,401,000 | 1,416 |
| Pre-tax net operating income | $-65,000 | 6,477 |
| Securities gains (losses) | $127,000 | 1,428 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $62,000 | 6,166 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $62,000 | 6,166 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $62,000 | 6,166 |
| Net charge-offs | $4,434,000 | 365 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 743 |
| Net operating income | $-65,000 | 6,497 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 2,870 |
| Total interest expense | $937,000 | 1,345 |
| Net interest income | $1,384,000 | 3,658 |
| Provision for loan and lease losses | $3,898,000 | 205 |
| Total noninterest income | $5,846,000 | 362 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $191,000 | 1,770 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,655,000 | 269 |
| Total noninterest expense | $2,534,000 | 1,884 |
| Salaries and employee benefits | $1,125,000 | 2,216 |
| Premises and equipment expense | $287,000 | 2,055 |
| Additional noninterest expense | $1,122,000 | 1,498 |
| Pre-tax net operating income | $798,000 | 2,035 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $798,000 | 1,803 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $798,000 | 1,804 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $798,000 | 1,804 |
| Net charge-offs | $926,000 | 707 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 688 |
| Net operating income | $798,000 | 1,703 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,627,000 | 2,216 |
| Total interest expense | $4,283,000 | 1,416 |
| Net interest income | $8,344,000 | 2,623 |
| Provision for loan and lease losses | $14,518,000 | 304 |
| Total noninterest income | $1,572,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,030,000 | 1,438 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $542,000 | 3,002 |
| Total noninterest expense | $12,564,000 | 1,555 |
| Salaries and employee benefits | $4,846,000 | 1,995 |
| Premises and equipment expense | $1,224,000 | 2,024 |
| Additional noninterest expense | $6,494,000 | 1,077 |
| Pre-tax net operating income | $-17,166,000 | 7,284 |
| Securities gains (losses) | $435,000 | 875 |
| Applicable income taxes | $3,406,000 | 532 |
| Income before extraordinary items | $-20,137,000 | 7,294 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,137,000 | 7,294 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-20,137,000 | 7,294 |
| Net charge-offs | $12,978,000 | 353 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 892 |
| Net operating income | $-20,572,000 | 7,294 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,907,000 | 2,138 |
| Total interest expense | $3,310,000 | 1,431 |
| Net interest income | $6,597,000 | 2,507 |
| Provision for loan and lease losses | $11,890,000 | 278 |
| Total noninterest income | $1,967,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $817,000 | 1,368 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,150,000 | 1,599 |
| Total noninterest expense | $8,069,000 | 1,799 |
| Salaries and employee benefits | $3,635,000 | 1,993 |
| Premises and equipment expense | $934,000 | 2,009 |
| Additional noninterest expense | $3,500,000 | 1,474 |
| Pre-tax net operating income | $-11,395,000 | 7,353 |
| Securities gains (losses) | $295,000 | 938 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-11,100,000 | 7,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,100,000 | 7,348 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-11,100,000 | 7,348 |
| Net charge-offs | $9,951,000 | 346 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 836 |
| Net operating income | $-11,395,000 | 7,346 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,842,000 | 2,072 |
| Total interest expense | $2,224,000 | 1,470 |
| Net interest income | $4,618,000 | 2,377 |
| Provision for loan and lease losses | $4,583,000 | 480 |
| Total noninterest income | $1,573,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $537,000 | 1,364 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,036,000 | 1,307 |
| Total noninterest expense | $5,875,000 | 1,675 |
| Salaries and employee benefits | $2,432,000 | 2,007 |
| Premises and equipment expense | $613,000 | 2,058 |
| Additional noninterest expense | $2,830,000 | 1,247 |
| Pre-tax net operating income | $-4,267,000 | 7,343 |
| Securities gains (losses) | $148,000 | 888 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,119,000 | 7,344 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,119,000 | 7,344 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,119,000 | 7,344 |
| Net charge-offs | $5,484,000 | 431 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 752 |
| Net operating income | $-4,267,000 | 7,347 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 1,997 |
| Total interest expense | $1,124,000 | 1,515 |
| Net interest income | $2,476,000 | 2,206 |
| Provision for loan and lease losses | $3,238,000 | 344 |
| Total noninterest income | $444,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $269,000 | 1,322 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,657 |
| Total noninterest expense | $3,385,000 | 1,462 |
| Salaries and employee benefits | $1,275,000 | 1,929 |
| Premises and equipment expense | $313,000 | 2,047 |
| Additional noninterest expense | $1,797,000 | 988 |
| Pre-tax net operating income | $-3,703,000 | 7,483 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,703,000 | 7,477 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,703,000 | 7,477 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,703,000 | 7,477 |
| Net charge-offs | $4,027,000 | 327 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 697 |
| Net operating income | $-3,703,000 | 7,480 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,412,000 | 1,964 |
| Total interest expense | $5,263,000 | 1,579 |
| Net interest income | $10,149,000 | 2,159 |
| Provision for loan and lease losses | $2,567,000 | 1,784 |
| Total noninterest income | $2,298,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,270,000 | 1,184 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,028,000 | 2,150 |
| Total noninterest expense | $10,509,000 | 1,868 |
| Salaries and employee benefits | $5,381,000 | 1,795 |
| Premises and equipment expense | $1,245,000 | 2,034 |
| Additional noninterest expense | $3,883,000 | 1,856 |
| Pre-tax net operating income | $-629,000 | 6,318 |
| Securities gains (losses) | $225,000 | 1,496 |
| Applicable income taxes | $-569,000 | 7,200 |
| Income before extraordinary items | $165,000 | 5,398 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $165,000 | 5,397 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $165,000 | 5,399 |
| Net charge-offs | $3,570,000 | 1,312 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 933 |
| Net operating income | $21,000 | 5,754 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,694,000 | 1,986 |
| Total interest expense | $4,076,000 | 1,595 |
| Net interest income | $7,618,000 | 2,172 |
| Provision for loan and lease losses | $2,376,000 | 1,478 |
| Total noninterest income | $2,339,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $959,000 | 1,218 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,380,000 | 1,419 |
| Total noninterest expense | $7,881,000 | 1,861 |
| Salaries and employee benefits | $4,077,000 | 1,803 |
| Premises and equipment expense | $927,000 | 2,074 |
| Additional noninterest expense | $2,877,000 | 1,838 |
| Pre-tax net operating income | $-300,000 | 6,395 |
| Securities gains (losses) | $225,000 | 1,281 |
| Applicable income taxes | $-100,000 | 7,085 |
| Income before extraordinary items | $25,000 | 6,026 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $25,000 | 6,026 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $25,000 | 6,026 |
| Net charge-offs | $3,090,000 | 1,118 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 861 |
| Net operating income | $-119,000 | 6,236 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,905,000 | 1,971 |
| Total interest expense | $2,811,000 | 1,609 |
| Net interest income | $5,094,000 | 2,173 |
| Provision for loan and lease losses | $776,000 | 2,227 |
| Total noninterest income | $2,005,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $645,000 | 1,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,360,000 | 1,056 |
| Total noninterest expense | $5,189,000 | 1,891 |
| Salaries and employee benefits | $2,758,000 | 1,779 |
| Premises and equipment expense | $622,000 | 2,085 |
| Additional noninterest expense | $1,809,000 | 1,916 |
| Pre-tax net operating income | $1,134,000 | 2,140 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $329,000 | 1,643 |
| Income before extraordinary items | $805,000 | 2,495 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $805,000 | 2,491 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $805,000 | 2,494 |
| Net charge-offs | $828,000 | 1,908 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 802 |
| Net operating income | $805,000 | 2,394 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 2,031 |
| Total interest expense | $1,411,000 | 1,671 |
| Net interest income | $2,529,000 | 2,200 |
| Provision for loan and lease losses | $176,000 | 3,170 |
| Total noninterest income | $541,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $333,000 | 1,174 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $208,000 | 2,334 |
| Total noninterest expense | $2,543,000 | 1,949 |
| Salaries and employee benefits | $1,416,000 | 1,767 |
| Premises and equipment expense | $318,000 | 2,097 |
| Additional noninterest expense | $809,000 | 2,100 |
| Pre-tax net operating income | $351,000 | 3,075 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $102,000 | 2,100 |
| Income before extraordinary items | $249,000 | 3,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 3,495 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $249,000 | 3,497 |
| Net charge-offs | $378,000 | 1,822 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 685 |
| Net operating income | $249,000 | 3,367 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,110,000 | 1,977 |
| Total interest expense | $6,010,000 | 1,919 |
| Net interest income | $11,100,000 | 1,988 |
| Provision for loan and lease losses | $14,759,000 | 617 |
| Total noninterest income | $3,109,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,619,000 | 1,074 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,490,000 | 1,658 |
| Total noninterest expense | $10,074,000 | 2,007 |
| Salaries and employee benefits | $5,295,000 | 1,867 |
| Premises and equipment expense | $1,393,000 | 1,929 |
| Additional noninterest expense | $3,386,000 | 2,116 |
| Pre-tax net operating income | $-10,624,000 | 7,509 |
| Securities gains (losses) | $108,000 | 2,079 |
| Applicable income taxes | $-4,469,000 | 7,736 |
| Income before extraordinary items | $-6,047,000 | 7,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,047,000 | 7,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,047,000 | 7,355 |
| Net charge-offs | $11,989,000 | 590 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,209 |
| Net operating income | $-6,116,120 | 7,373 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,910,000 | 2,005 |
| Total interest expense | $4,604,000 | 1,966 |
| Net interest income | $8,306,000 | 1,985 |
| Provision for loan and lease losses | $2,860,000 | 1,527 |
| Total noninterest income | $2,736,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,196,000 | 1,084 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,540,000 | 1,365 |
| Total noninterest expense | $7,501,000 | 2,010 |
| Salaries and employee benefits | $4,036,000 | 1,857 |
| Premises and equipment expense | $1,071,000 | 1,902 |
| Additional noninterest expense | $2,394,000 | 2,187 |
| Pre-tax net operating income | $681,000 | 3,390 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $275,000 | 2,010 |
| Income before extraordinary items | $406,000 | 4,024 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $406,000 | 4,020 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $406,000 | 4,023 |
| Net charge-offs | $1,661,000 | 1,680 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,151 |
| Net operating income | $406,000 | 3,932 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,551,000 | 2,050 |
| Total interest expense | $3,104,000 | 2,036 |
| Net interest income | $5,447,000 | 2,009 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $1,623,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $778,000 | 1,095 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $845,000 | 1,578 |
| Total noninterest expense | $5,002,000 | 2,031 |
| Salaries and employee benefits | $2,692,000 | 1,879 |
| Premises and equipment expense | $711,000 | 1,938 |
| Additional noninterest expense | $1,599,000 | 2,203 |
| Pre-tax net operating income | $1,878,000 | 1,221 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $548,000 | 1,002 |
| Income before extraordinary items | $1,330,000 | 1,414 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,330,000 | 1,412 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,330,000 | 1,413 |
| Net charge-offs | $225,000 | 3,289 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,330,000 | 1,379 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 2,100 |
| Total interest expense | $1,606,000 | 2,046 |
| Net interest income | $2,623,000 | 2,087 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $845,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $391,000 | 1,061 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $454,000 | 1,486 |
| Total noninterest expense | $2,478,000 | 2,008 |
| Salaries and employee benefits | $1,355,000 | 1,897 |
| Premises and equipment expense | $384,000 | 1,843 |
| Additional noninterest expense | $739,000 | 2,124 |
| Pre-tax net operating income | $935,000 | 1,380 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $279,000 | 1,123 |
| Income before extraordinary items | $656,000 | 1,643 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $656,000 | 1,644 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $656,000 | 1,645 |
| Net charge-offs | $56,000 | 3,442 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $656,000 | 1,566 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,541,000 | 2,057 |
| Total interest expense | $7,253,000 | 2,138 |
| Net interest income | $11,288,000 | 1,965 |
| Provision for loan and lease losses | $193,000 | 5,252 |
| Total noninterest income | $3,456,000 | 1,417 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,723,000 | 1,033 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,733,000 | 1,442 |
| Total noninterest expense | $10,811,000 | 1,801 |
| Salaries and employee benefits | $5,619,000 | 1,815 |
| Premises and equipment expense | $1,767,000 | 1,565 |
| Additional noninterest expense | $3,425,000 | 1,789 |
| Pre-tax net operating income | $3,740,000 | 1,462 |
| Securities gains (losses) | $58,000 | 1,498 |
| Applicable income taxes | $1,133,000 | 1,081 |
| Income before extraordinary items | $2,665,000 | 1,532 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,665,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,914,000 | 1,022 |
| Cash dividends | $1,250,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,624,400 | 1,654 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,218,000 | 2,059 |
| Total interest expense | $5,533,000 | 2,185 |
| Net interest income | $8,685,000 | 1,950 |
| Provision for loan and lease losses | $193,000 | 4,276 |
| Total noninterest income | $2,630,000 | 1,449 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,272,000 | 1,067 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,358,000 | 1,460 |
| Total noninterest expense | $7,627,000 | 1,886 |
| Salaries and employee benefits | $4,179,000 | 1,857 |
| Premises and equipment expense | $1,375,000 | 1,518 |
| Additional noninterest expense | $2,073,000 | 2,090 |
| Pre-tax net operating income | $3,495,000 | 1,409 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $1,093,000 | 1,077 |
| Income before extraordinary items | $2,440,000 | 1,498 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,440,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,979,000 | 832 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,413,780 | 1,595 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,788,000 | 2,021 |
| Total interest expense | $3,854,000 | 2,182 |
| Net interest income | $5,934,000 | 1,895 |
| Provision for loan and lease losses | $193,000 | 3,216 |
| Total noninterest income | $1,799,000 | 1,436 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $824,000 | 1,073 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $975,000 | 1,427 |
| Total noninterest expense | $5,038,000 | 1,908 |
| Salaries and employee benefits | $2,777,000 | 1,881 |
| Premises and equipment expense | $902,000 | 1,544 |
| Additional noninterest expense | $1,359,000 | 2,091 |
| Pre-tax net operating income | $2,502,000 | 1,382 |
| Securities gains (losses) | $38,000 | 1,635 |
| Applicable income taxes | $792,000 | 1,120 |
| Income before extraordinary items | $1,748,000 | 1,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,748,000 | 1,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 975 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,721,780 | 1,553 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 2,028 |
| Total interest expense | $2,154,000 | 2,109 |
| Net interest income | $2,871,000 | 1,943 |
| Provision for loan and lease losses | $118,000 | 2,515 |
| Total noninterest income | $795,000 | 1,569 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $389,000 | 1,122 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $406,000 | 1,611 |
| Total noninterest expense | $2,494,000 | 1,917 |
| Salaries and employee benefits | $1,412,000 | 1,865 |
| Premises and equipment expense | $494,000 | 1,413 |
| Additional noninterest expense | $588,000 | 2,360 |
| Pre-tax net operating income | $1,054,000 | 1,703 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $338,000 | 1,353 |
| Income before extraordinary items | $728,000 | 1,961 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $728,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,834 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $719,840 | 1,925 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,859,000 | 1,784 |
| Total interest expense | $10,417,000 | 1,901 |
| Net interest income | $13,442,000 | 1,683 |
| Provision for loan and lease losses | $2,107,000 | 809 |
| Total noninterest income | $3,565,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,783,000 | 1,001 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,782,000 | 1,467 |
| Total noninterest expense | $10,382,000 | 1,787 |
| Salaries and employee benefits | $6,037,000 | 1,660 |
| Premises and equipment expense | $1,819,000 | 1,468 |
| Additional noninterest expense | $2,526,000 | 2,163 |
| Pre-tax net operating income | $4,518,000 | 1,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,414,000 | 1,471 |
| Income before extraordinary items | $3,104,000 | 1,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,104,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,567 |
| Cash dividends | $2,800,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,289 |
| Net operating income | $3,104,000 | 1,969 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,217,000 | 1,766 |
| Total interest expense | $7,869,000 | 1,883 |
| Net interest income | $10,348,000 | 1,643 |
| Provision for loan and lease losses | $542,000 | 1,465 |
| Total noninterest income | $2,701,000 | 1,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,334,000 | 988 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,367,000 | 1,473 |
| Total noninterest expense | $7,852,000 | 1,753 |
| Salaries and employee benefits | $4,576,000 | 1,648 |
| Premises and equipment expense | $1,375,000 | 1,451 |
| Additional noninterest expense | $1,901,000 | 2,105 |
| Pre-tax net operating income | $4,655,000 | 1,456 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,525,000 | 1,210 |
| Income before extraordinary items | $3,130,000 | 1,616 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,130,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,863 |
| Cash dividends | $1,400,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,130,000 | 1,606 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,066,000 | 1,791 |
| Total interest expense | $5,194,000 | 1,900 |
| Net interest income | $6,872,000 | 1,672 |
| Provision for loan and lease losses | $372,000 | 1,303 |
| Total noninterest income | $1,803,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $872,000 | 1,012 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $931,000 | 1,465 |
| Total noninterest expense | $5,226,000 | 1,775 |
| Salaries and employee benefits | $3,035,000 | 1,692 |
| Premises and equipment expense | $905,000 | 1,476 |
| Additional noninterest expense | $1,286,000 | 2,083 |
| Pre-tax net operating income | $3,077,000 | 1,510 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,015,000 | 1,259 |
| Income before extraordinary items | $2,062,000 | 1,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,062,000 | 1,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 1,733 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,062,000 | 1,655 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 1,829 |
| Total interest expense | $2,541,000 | 1,920 |
| Net interest income | $3,343,000 | 1,726 |
| Provision for loan and lease losses | $130,000 | 1,659 |
| Total noninterest income | $864,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $422,000 | 1,017 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $442,000 | 1,491 |
| Total noninterest expense | $2,552,000 | 1,811 |
| Salaries and employee benefits | $1,510,000 | 1,722 |
| Premises and equipment expense | $439,000 | 1,532 |
| Additional noninterest expense | $603,000 | 2,187 |
| Pre-tax net operating income | $1,525,000 | 1,521 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $517,000 | 1,256 |
| Income before extraordinary items | $1,008,000 | 1,708 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,008,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,502 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,008,000 | 1,696 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,223,000 | 1,819 |
| Total interest expense | $9,244,000 | 1,804 |
| Net interest income | $12,979,000 | 1,777 |
| Provision for loan and lease losses | $355,000 | 2,498 |
| Total noninterest income | $3,515,000 | 1,429 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,779,000 | 995 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,736,000 | 1,497 |
| Total noninterest expense | $10,207,000 | 1,750 |
| Salaries and employee benefits | $5,574,000 | 1,752 |
| Premises and equipment expense | $1,626,000 | 1,584 |
| Additional noninterest expense | $3,007,000 | 1,760 |
| Pre-tax net operating income | $5,932,000 | 1,627 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $2,019,000 | 1,322 |
| Income before extraordinary items | $3,925,000 | 1,819 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,925,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 836 |
| Cash dividends | $3,150,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,208 |
| Net operating income | $3,917,080 | 1,797 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,488,000 | 1,827 |
| Total interest expense | $6,683,000 | 1,814 |
| Net interest income | $9,805,000 | 1,777 |
| Provision for loan and lease losses | $65,000 | 4,757 |
| Total noninterest income | $2,677,000 | 1,426 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,327,000 | 1,006 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,350,000 | 1,467 |
| Total noninterest expense | $7,572,000 | 1,757 |
| Salaries and employee benefits | $4,179,000 | 1,755 |
| Premises and equipment expense | $1,254,000 | 1,555 |
| Additional noninterest expense | $2,139,000 | 1,811 |
| Pre-tax net operating income | $4,845,000 | 1,542 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $1,647,000 | 1,300 |
| Income before extraordinary items | $3,204,000 | 1,740 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,204,000 | 1,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 572 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,200,040 | 1,729 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,763,000 | 1,832 |
| Total interest expense | $4,220,000 | 1,818 |
| Net interest income | $6,543,000 | 1,775 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $1,725,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $881,000 | 995 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $844,000 | 1,528 |
| Total noninterest expense | $5,001,000 | 1,777 |
| Salaries and employee benefits | $2,694,000 | 1,825 |
| Premises and equipment expense | $849,000 | 1,533 |
| Additional noninterest expense | $1,458,000 | 1,794 |
| Pre-tax net operating income | $3,217,000 | 1,556 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $1,094,000 | 1,303 |
| Income before extraordinary items | $2,129,000 | 1,712 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,129,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $724,000 | 433 |
| Cash dividends | $750,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,125,040 | 1,698 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,204,000 | 1,848 |
| Total interest expense | $2,013,000 | 1,811 |
| Net interest income | $3,191,000 | 1,809 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $838,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $420,000 | 1,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $418,000 | 1,522 |
| Total noninterest expense | $2,414,000 | 1,848 |
| Salaries and employee benefits | $1,361,000 | 1,812 |
| Premises and equipment expense | $424,000 | 1,540 |
| Additional noninterest expense | $629,000 | 2,067 |
| Pre-tax net operating income | $1,565,000 | 1,566 |
| Securities gains (losses) | $6,000 | 667 |
| Applicable income taxes | $542,000 | 1,302 |
| Income before extraordinary items | $1,029,000 | 1,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,029,000 | 1,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 270 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,025,100 | 1,732 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,125,000 | 1,758 |
| Total interest expense | $6,678,000 | 1,699 |
| Net interest income | $12,447,000 | 1,764 |
| Provision for loan and lease losses | $1,496,000 | 721 |
| Total noninterest income | $3,633,000 | 1,381 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,976,000 | 879 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,657,000 | 1,543 |
| Total noninterest expense | $9,562,000 | 1,781 |
| Salaries and employee benefits | $5,218,000 | 1,784 |
| Premises and equipment expense | $1,677,000 | 1,456 |
| Additional noninterest expense | $2,667,000 | 1,905 |
| Pre-tax net operating income | $5,022,000 | 1,863 |
| Securities gains (losses) | $106,000 | 683 |
| Applicable income taxes | $1,679,000 | 1,565 |
| Income before extraordinary items | $3,449,000 | 1,986 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,449,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 695 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,377,980 | 2,006 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,032,000 | 1,750 |
| Total interest expense | $4,767,000 | 1,691 |
| Net interest income | $9,265,000 | 1,757 |
| Provision for loan and lease losses | $1,086,000 | 710 |
| Total noninterest income | $2,799,000 | 1,358 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,509,000 | 866 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,290,000 | 1,504 |
| Total noninterest expense | $7,266,000 | 1,725 |
| Salaries and employee benefits | $3,848,000 | 1,803 |
| Premises and equipment expense | $1,283,000 | 1,417 |
| Additional noninterest expense | $2,135,000 | 1,744 |
| Pre-tax net operating income | $3,712,000 | 1,885 |
| Securities gains (losses) | $106,000 | 641 |
| Applicable income taxes | $1,208,000 | 1,642 |
| Income before extraordinary items | $2,610,000 | 1,992 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,610,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 559 |
| Cash dividends | $1,300,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,537,920 | 1,994 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,013,000 | 1,769 |
| Total interest expense | $2,973,000 | 1,699 |
| Net interest income | $6,040,000 | 1,785 |
| Provision for loan and lease losses | $801,000 | 632 |
| Total noninterest income | $1,942,000 | 1,301 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $995,000 | 857 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $947,000 | 1,405 |
| Total noninterest expense | $4,921,000 | 1,696 |
| Salaries and employee benefits | $2,548,000 | 1,802 |
| Premises and equipment expense | $868,000 | 1,393 |
| Additional noninterest expense | $1,505,000 | 1,641 |
| Pre-tax net operating income | $2,260,000 | 1,984 |
| Securities gains (losses) | $70,000 | 686 |
| Applicable income taxes | $775,000 | 1,659 |
| Income before extraordinary items | $1,555,000 | 2,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,555,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,792 |
| Cash dividends | $1,300,000 | 1,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,508,100 | 2,177 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 1,801 |
| Total interest expense | $1,431,000 | 1,673 |
| Net interest income | $2,915,000 | 1,833 |
| Provision for loan and lease losses | $364,000 | 651 |
| Total noninterest income | $949,000 | 1,299 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $466,000 | 882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $483,000 | 1,357 |
| Total noninterest expense | $2,405,000 | 1,735 |
| Salaries and employee benefits | $1,250,000 | 1,840 |
| Premises and equipment expense | $435,000 | 1,394 |
| Additional noninterest expense | $720,000 | 1,713 |
| Pre-tax net operating income | $1,095,000 | 2,012 |
| Securities gains (losses) | $70,000 | 461 |
| Applicable income taxes | $388,000 | 1,642 |
| Income before extraordinary items | $777,000 | 2,138 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $777,000 | 2,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $730,100 | 2,215 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,729,000 | 1,713 |
| Total interest expense | $5,421,000 | 1,518 |
| Net interest income | $11,308,000 | 1,786 |
| Provision for loan and lease losses | $1,299,000 | 825 |
| Total noninterest income | $3,378,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,641,000 | 1,091 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,737,000 | 1,470 |
| Total noninterest expense | $9,474,000 | 1,710 |
| Salaries and employee benefits | $4,908,000 | 1,794 |
| Premises and equipment expense | $1,718,000 | 1,346 |
| Additional noninterest expense | $2,848,000 | 1,719 |
| Pre-tax net operating income | $3,913,000 | 2,100 |
| Securities gains (losses) | $527,000 | 441 |
| Applicable income taxes | $1,505,000 | 1,599 |
| Income before extraordinary items | $2,935,000 | 2,121 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,935,000 | 2,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,878 |
| Cash dividends | $1,800,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,587,180 | 2,304 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,387,000 | 1,713 |
| Total interest expense | $4,002,000 | 1,510 |
| Net interest income | $8,385,000 | 1,792 |
| Provision for loan and lease losses | $416,000 | 1,719 |
| Total noninterest income | $2,413,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,046,000 | 1,283 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,367,000 | 1,429 |
| Total noninterest expense | $6,992,000 | 1,728 |
| Salaries and employee benefits | $3,653,000 | 1,795 |
| Premises and equipment expense | $1,299,000 | 1,323 |
| Additional noninterest expense | $2,040,000 | 1,763 |
| Pre-tax net operating income | $3,390,000 | 1,854 |
| Securities gains (losses) | $494,000 | 427 |
| Applicable income taxes | $1,300,000 | 1,452 |
| Income before extraordinary items | $2,584,000 | 1,849 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,584,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $1,800,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,253,020 | 2,025 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,287,000 | 1,697 |
| Total interest expense | $2,665,000 | 1,493 |
| Net interest income | $5,622,000 | 1,774 |
| Provision for loan and lease losses | $341,000 | 1,400 |
| Total noninterest income | $1,613,000 | 1,512 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $688,000 | 1,289 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $925,000 | 1,410 |
| Total noninterest expense | $4,702,000 | 1,715 |
| Salaries and employee benefits | $2,446,000 | 1,790 |
| Premises and equipment expense | $862,000 | 1,333 |
| Additional noninterest expense | $1,394,000 | 1,715 |
| Pre-tax net operating income | $2,192,000 | 1,895 |
| Securities gains (losses) | $389,000 | 408 |
| Applicable income taxes | $844,000 | 1,468 |
| Income before extraordinary items | $1,737,000 | 1,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,737,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,476,370 | 2,039 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,167,000 | 1,688 |
| Total interest expense | $1,349,000 | 1,483 |
| Net interest income | $2,818,000 | 1,763 |
| Provision for loan and lease losses | $121,000 | 1,780 |
| Total noninterest income | $755,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $342,000 | 1,253 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $413,000 | 1,507 |
| Total noninterest expense | $2,327,000 | 1,746 |
| Salaries and employee benefits | $1,218,000 | 1,816 |
| Premises and equipment expense | $441,000 | 1,317 |
| Additional noninterest expense | $668,000 | 1,781 |
| Pre-tax net operating income | $1,125,000 | 1,826 |
| Securities gains (losses) | $156,000 | 608 |
| Applicable income taxes | $419,000 | 1,494 |
| Income before extraordinary items | $862,000 | 1,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $862,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,092 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $757,480 | 1,955 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,764,000 | 1,702 |
| Total interest expense | $5,941,000 | 1,496 |
| Net interest income | $10,823,000 | 1,806 |
| Provision for loan and lease losses | $1,270,000 | 929 |
| Total noninterest income | $3,192,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,417,000 | 1,231 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,775,000 | 1,595 |
| Total noninterest expense | $9,368,000 | 1,711 |
| Salaries and employee benefits | $4,890,000 | 1,753 |
| Premises and equipment expense | $1,785,000 | 1,275 |
| Additional noninterest expense | $2,693,000 | 1,797 |
| Pre-tax net operating income | $3,377,000 | 2,281 |
| Securities gains (losses) | $455,000 | 803 |
| Applicable income taxes | $1,119,000 | 2,029 |
| Income before extraordinary items | $2,713,000 | 2,229 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,713,000 | 2,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 1,381 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,389,950 | 2,360 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,596,000 | 1,729 |
| Total interest expense | $4,548,000 | 1,529 |
| Net interest income | $8,048,000 | 1,840 |
| Provision for loan and lease losses | $238,000 | 2,964 |
| Total noninterest income | $2,449,000 | 1,614 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,054,000 | 1,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,395,000 | 1,612 |
| Total noninterest expense | $7,093,000 | 1,706 |
| Salaries and employee benefits | $3,635,000 | 1,786 |
| Premises and equipment expense | $1,408,000 | 1,217 |
| Additional noninterest expense | $2,050,000 | 1,761 |
| Pre-tax net operating income | $3,166,000 | 1,956 |
| Securities gains (losses) | $455,000 | 731 |
| Applicable income taxes | $1,107,000 | 1,706 |
| Income before extraordinary items | $2,514,000 | 1,908 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,514,000 | 1,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,537 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,200,050 | 2,036 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 1,736 |
| Total interest expense | $3,127,000 | 1,541 |
| Net interest income | $5,316,000 | 1,838 |
| Provision for loan and lease losses | $127,000 | 3,371 |
| Total noninterest income | $1,683,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $700,000 | 1,233 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $983,000 | 1,534 |
| Total noninterest expense | $4,744,000 | 1,690 |
| Salaries and employee benefits | $2,420,000 | 1,779 |
| Premises and equipment expense | $949,000 | 1,203 |
| Additional noninterest expense | $1,375,000 | 1,750 |
| Pre-tax net operating income | $2,128,000 | 1,930 |
| Securities gains (losses) | $315,000 | 779 |
| Applicable income taxes | $680,000 | 1,855 |
| Income before extraordinary items | $1,763,000 | 1,826 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,763,000 | 1,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,530 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,536,200 | 1,943 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 1,741 |
| Total interest expense | $1,586,000 | 1,558 |
| Net interest income | $2,647,000 | 1,845 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $867,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $338,000 | 1,233 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $529,000 | 1,429 |
| Total noninterest expense | $2,317,000 | 1,711 |
| Salaries and employee benefits | $1,168,000 | 1,829 |
| Premises and equipment expense | $475,000 | 1,210 |
| Additional noninterest expense | $674,000 | 1,747 |
| Pre-tax net operating income | $1,197,000 | 1,757 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $337,000 | 1,887 |
| Income before extraordinary items | $860,000 | 1,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $860,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $860,000 | 1,726 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,328,000 | 1,785 |
| Total interest expense | $6,864,000 | 1,662 |
| Net interest income | $10,463,000 | 1,862 |
| Provision for loan and lease losses | $797,000 | 1,637 |
| Total noninterest income | $2,944,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,254,000 | 1,292 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,690,000 | 1,496 |
| Total noninterest expense | $9,270,000 | 1,652 |
| Salaries and employee benefits | $4,691,000 | 1,707 |
| Premises and equipment expense | $1,686,000 | 1,302 |
| Additional noninterest expense | $2,893,000 | 1,631 |
| Pre-tax net operating income | $3,340,000 | 2,294 |
| Securities gains (losses) | $31,000 | 2,809 |
| Applicable income taxes | $926,000 | 2,340 |
| Income before extraordinary items | $2,445,000 | 2,400 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,445,000 | 2,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $700,000 | 1,279 |
| Cash dividends | $4,493,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,422,370 | 2,338 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,496,000 | 4,676 |
| Total interest expense | $3,176,000 | 4,520 |
| Net interest income | $3,320,000 | 4,717 |
| Provision for loan and lease losses | $96,000 | 5,687 |
| Total noninterest income | $714,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $486,000 | 2,907 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $228,000 | 4,664 |
| Total noninterest expense | $2,484,000 | 4,972 |
| Salaries and employee benefits | $1,138,000 | 5,511 |
| Premises and equipment expense | $359,000 | 4,943 |
| Additional noninterest expense | $987,000 | 4,109 |
| Pre-tax net operating income | $1,454,000 | 3,939 |
| Securities gains (losses) | $211,000 | 1,154 |
| Applicable income taxes | $458,000 | 3,472 |
| Income before extraordinary items | $1,207,000 | 3,786 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,207,000 | 3,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $1,188,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,055,080 | 4,022 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 4,944 |
| Total interest expense | $2,912,000 | 5,037 |
| Net interest income | $3,334,000 | 4,782 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $841,000 | 3,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $588,000 | 2,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,276 |
| Total noninterest expense | $2,262,000 | 5,222 |
| Salaries and employee benefits | $970,000 | 6,048 |
| Premises and equipment expense | $347,000 | 4,960 |
| Additional noninterest expense | $945,000 | 4,168 |
| Pre-tax net operating income | $1,878,000 | 3,476 |
| Securities gains (losses) | $-34,000 | 9,005 |
| Applicable income taxes | $502,000 | 3,478 |
| Income before extraordinary items | $1,342,000 | 3,549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,342,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,946 |
| Cash dividends | $1,342,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,366,820 | 3,486 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,575,000 | 5,189 |
| Total interest expense | $2,606,000 | 5,071 |
| Net interest income | $2,969,000 | 5,204 |
| Provision for loan and lease losses | $134,000 | 4,526 |
| Total noninterest income | $783,000 | 3,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $588,000 | 2,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 4,999 |
| Total noninterest expense | $2,237,000 | 5,274 |
| Salaries and employee benefits | $952,000 | 6,084 |
| Premises and equipment expense | $405,000 | 4,490 |
| Additional noninterest expense | $880,000 | 4,455 |
| Pre-tax net operating income | $1,381,000 | 4,340 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $372,000 | 4,347 |
| Income before extraordinary items | $1,020,000 | 4,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,020,000 | 4,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,527 |
| Cash dividends | $1,121,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,011,970 | 4,369 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 5,320 |
| Total interest expense | $2,708,000 | 5,085 |
| Net interest income | $2,766,000 | 5,457 |
| Provision for loan and lease losses | $304,000 | 2,548 |
| Total noninterest income | $748,000 | 3,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,755 |
| Total noninterest expense | $2,318,000 | 5,031 |
| Salaries and employee benefits | $1,187,000 | 5,099 |
| Premises and equipment expense | $366,000 | 4,735 |
| Additional noninterest expense | $765,000 | 4,822 |
| Pre-tax net operating income | $892,000 | 5,763 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $187,000 | 6,329 |
| Income before extraordinary items | $700,000 | 5,620 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $700,000 | 5,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,475 |
| Cash dividends | $1,564,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $703,950 | 5,490 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 5,587 |
| Total interest expense | $2,374,000 | 5,614 |
| Net interest income | $2,887,000 | 5,467 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $595,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 3,416 |
| Total noninterest expense | $2,297,000 | 5,105 |
| Salaries and employee benefits | $1,317,000 | 4,735 |
| Premises and equipment expense | $331,000 | 5,100 |
| Additional noninterest expense | $649,000 | 5,508 |
| Pre-tax net operating income | $1,095,000 | 5,558 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $802,000 | 5,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $802,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,671 |
| Cash dividends | $341,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $-3,589,000 | 10,905 |
| Net operating income | $801,270 | 5,407 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 6,157 |
| Total interest expense | $2,121,000 | 6,181 |
| Net interest income | $2,622,000 | 6,008 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $493,000 | 5,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $2,297,000 | 5,349 |
| Salaries and employee benefits | $1,434,000 | 4,499 |
| Premises and equipment expense | $214,000 | 6,788 |
| Additional noninterest expense | $649,000 | 6,038 |
| Pre-tax net operating income | $818,000 | 6,440 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $282,000 | 6,045 |
| Income before extraordinary items | $539,000 | 6,626 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $539,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $537,020 | 6,581 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 6,373 |
| Total interest expense | $1,982,000 | 6,510 |
| Net interest income | $2,597,000 | 6,129 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $491,000 | 5,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $2,335,000 | 5,288 |
| Salaries and employee benefits | $1,552,000 | 4,167 |
| Premises and equipment expense | $230,000 | 6,662 |
| Additional noninterest expense | $553,000 | 6,843 |
| Pre-tax net operating income | $753,000 | 7,039 |
| Securities gains (losses) | $57,000 | 1,220 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $593,000 | 6,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $593,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $175,000 | 5,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $551,390 | 6,871 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 6,161 |
| Total interest expense | $1,573,000 | 6,676 |
| Net interest income | $2,912,000 | 5,724 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $485,000 | 5,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $2,336,000 | 5,476 |
| Salaries and employee benefits | $1,494,000 | 4,289 |
| Premises and equipment expense | $258,000 | 6,394 |
| Additional noninterest expense | $584,000 | 7,151 |
| Pre-tax net operating income | $1,061,000 | 5,716 |
| Securities gains (losses) | $101,000 | 772 |
| Applicable income taxes | $361,000 | 5,140 |
| Income before extraordinary items | $801,000 | 5,368 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $801,000 | 5,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $731,310 | 5,799 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 5,891 |
| Total interest expense | $1,855,000 | 6,199 |
| Net interest income | $3,038,000 | 5,601 |
| Provision for loan and lease losses | $-142,000 | 12,968 |
| Total noninterest income | $435,000 | 6,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $2,338,000 | 5,581 |
| Salaries and employee benefits | $1,444,000 | 4,428 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $619,000 | 7,172 |
| Pre-tax net operating income | $1,277,000 | 4,937 |
| Securities gains (losses) | $116,000 | 2,292 |
| Applicable income taxes | $336,000 | 5,656 |
| Income before extraordinary items | $1,057,000 | 4,471 |
| Extraordinary gains, net | $26,000 | 2,568 |
| Net income | $1,083,000 | 4,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $175,000 | 5,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $968,840 | 4,560 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 5,940 |
| Total interest expense | $2,582,000 | 5,830 |
| Net interest income | $2,879,000 | 5,909 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $437,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 4,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $2,242,000 | 5,819 |
| Salaries and employee benefits | $1,327,000 | 4,731 |
| Premises and equipment expense | $253,000 | 6,727 |
| Additional noninterest expense | $662,000 | 7,017 |
| Pre-tax net operating income | $942,000 | 5,893 |
| Securities gains (losses) | $143,000 | 2,479 |
| Applicable income taxes | $250,000 | 6,656 |
| Income before extraordinary items | $835,000 | 5,193 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $835,000 | 5,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 4,263 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $724,890 | 5,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.