Home > Frontier Bank > Net charge- offs to loans
Frontier Bank, Net charge- offs to loans
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0485% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8880% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 7.6146% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6305% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.8953% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5534% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2184% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3789% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 23.0744% | 24 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4894% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0403% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7540% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5211% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 114.0086% | 13 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7609% | 49 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5909% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 4.9506% | 546 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8991% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.8556% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6590% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9838% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5141% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 24.2602% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8716% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7367% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.8844% | 129 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1096% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6320% | 86 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8676% | 37 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3466% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 6.7507% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5142% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 25.8798% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3545% | 642 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2660% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0300% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 30.2377% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2078% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4337% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2793% | 95 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2305% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8392% | 72 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3102% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4932% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.3989% | 1,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0458% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0732% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 8.2449% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2799% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.5604% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.2218% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | 15.2305% | 35 |
| Percentage Net Loans Charged-off: Other loans to individual | 17.3975% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6478% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4197% | 46 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.7815% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5801% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 15.5550% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1977% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7138% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0370% | 1,875 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7895% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.5117% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6578% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7737% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9757% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1441% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.4873% | 47 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.7676% | 43 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.4978% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 14.1327% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1269% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8327% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0485% | 1,628 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9210% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.8042% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4663% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9111% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6855% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3444% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3132% | 46 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4642% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1482% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 11.8164% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3139% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4085% | 2,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0703% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4473% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.5808% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0619% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5723% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8553% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4784% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.8573% | 56 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9411% | 58 |
| Percentage Net Loans Charged-off:Construction & development | 17.8490% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7845% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5211% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5734% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5434% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6641% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8476% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4712% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3037% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6406% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7210% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 2.8904% | 1,784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2172% | 2,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7690% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0173% | 5,485 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9671% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 4,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5732% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1747% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5662% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8755% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9891% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 3.6010% | 1,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 3,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8569% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 5,532 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0635% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2134% | 7,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1162% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4465% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4331% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7509% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7357% | 1,992 |
| Percentage Net Loans Charged-off:Construction & development | 1.1924% | 1,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0391% | 2,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8214% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0342% | 5,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9165% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9045% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7637% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0569% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6829% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6810% | 1,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.7162% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2609% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3995% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4869% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9148% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5898% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2400% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6386% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 10.5414% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2700% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 12.7398% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2705% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4446% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1215% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5848% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7103% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9611% | 2,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9394% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 1.6773% | 1,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8229% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 5.9683% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1990% | 2,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1103% | 2,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0629% | 5,431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2898% | 892 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7823% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1955% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1305% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.1842% | 2,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1875% | 2,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2107% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5183% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 4,865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6511% | 927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9244% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 4,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 7,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0482% | 1,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2273% | 7,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2544% | 7,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1545% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0643% | 6,994 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6872% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2928% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2929% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 2.7687% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3281% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3651% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6630% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9704% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9136% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0773% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1702% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1711% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 2.4969% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2769% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3079% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5049% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8597% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3012% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6665% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7172% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6643% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 1.4662% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3081% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8683% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8435% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.7239% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1700% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.1817% | 860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3710% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5746% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2431% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 1,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.2358% | 942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2699% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 7,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2452% | 6,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 2,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1460% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6350% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 7,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3291% | 6,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1834% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2550% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9409% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1183% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 1,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9926% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2345% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 7,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0541% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7016% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3605% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2955% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.1075% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0474% | 8,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8134% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8726% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2277% | 2,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9566% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3663% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4539% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3948% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 0.1434% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 8,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0879% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1647% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3382% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8936% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9704% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6501% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5966% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.2102% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0965% | 8,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6499% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7676% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5288% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9834% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9460% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1905% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1896% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4468% | 19 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6865% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6771% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2215% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9417% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4322% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1015% | 1,271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2691% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2848% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1037% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7041% | 876 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2201% | 1,110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4996% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3484% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3679% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8747% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2110% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9804% | 1,045 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 8,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 8,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4898% | 1,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2870% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4898% | 2,025 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0672% | 8,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1683% | 8,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1769% | 8,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2008% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | -2.9777% | 2,104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 5,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0234% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 8,109 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 8,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 8,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 3,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3286% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2664% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 5,665 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 8,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 7,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 7,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2692% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0413% | 7,864 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9432% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 8,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 8,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5475% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0305% | 5,535 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0754% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 3,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 8,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 8,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6784% | 1,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3311% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0192% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2847% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1647% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3162% | 648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4223% | 2,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0508% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1381% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1268% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1320% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0727% | 3,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4231% | 4,180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5824% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 4,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1503% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1564% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4488% | 3,781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9763% | 1,028 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 8,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 8,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 8,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2037% | 8,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1753% | 4,375 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7387% | 2,657 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3404% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 3,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1000% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 3,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2130% | 1,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8102% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4368% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 5,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 2,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0807% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 3,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0520% | 6,967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2610% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2175% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4198% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1658% | 4,289 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 10,010 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 10,261 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0408% | 7,319 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 8,198 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6054% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |