Home > Frontier Bank > Assets and Liabilities
Frontier Bank, Assets and Liabilities
| 2012-12-31 | Rank | |
| # of Employees: | 98 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $258,840,000 | 2,506 |
| Cash and due from depository institutions | $55,521,000 | 1,536 |
| Interest-bearing balances | $52,042,000 | 815 |
| Securities | $27,815,000 | 3,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $106,115,000 | 3,364 |
| Loan loss allowance | $4,498,000 | 1,575 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,096,000 | 1,305 |
| Other real estate owned | $48,818,000 | 1,536 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $11,475,000 | 1,597 |
| Life insurance assets | $8,552,000 | 894 |
| Total liabilities and capital | $258,840,000 | 2,506 |
| Total liabilities | $257,615,000 | 2,253 |
| Total deposits | $224,108,000 | 2,438 |
| Interest-bearing deposits | $196,753,000 | 2,255 |
| Deposits held in domestic offices | $224,108,000 | 2,438 |
| % insured | 94.26% | 1,847 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $32,068,000 | 782 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,439,000 | 2,600 |
| Total equity capital | $1,225,000 | 7,042 |
| Total bank equity capital | $1,225,000 | 7,042 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $124,000 | 5,130 |
| Surplus | $15,860,000 | 1,823 |
| Undivided profits | $-14,759,000 | 6,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $22,553,000 | 479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $391,000 | 5,101 |
| Earning assets | $185,972,000 | 3,069 |
| Long-term assets (5+ years) | $29,311,000 | 4,285 |
| Average Assets, year-to-date | $287,721,600 | 2,221 |
| Average Assets, quarterly | $270,615,500 | 2,372 |
| Volatile liabilities | $11,565,000 | 2,894 |
| Insider loans | $685,000 | 4,233 |
| FHLB advances | $32,068,000 | 721 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $7,016,000 | 4,465 |
| Tier 1 (core) risk-based capital | $1,111,000 | 7,042 |
| Tier 2 risk-based capital | $1,111,000 | 3,704 |
| Total risk weighted assets | $171,327,000 | 2,431 |
| Total unused commitments | $7,016,000 | 4,465 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 97 | 1,549 |
| Assets and Liabilities | ||
| Total Assets: | $282,391,000 | 2,296 |
| Cash and due from depository institutions | $61,154,000 | 1,549 |
| Interest-bearing balances | $56,243,000 | 726 |
| Securities | $32,750,000 | 3,547 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $119,487,000 | 3,088 |
| Loan loss allowance | $5,024,000 | 1,474 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,448,000 | 1,249 |
| Other real estate owned | $47,823,000 | 1,549 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $11,729,000 | 1,575 |
| Life insurance assets | $8,484,000 | 884 |
| Total liabilities and capital | $282,391,000 | 2,296 |
| Total liabilities | $276,018,000 | 2,119 |
| Total deposits | $242,671,000 | 2,240 |
| Interest-bearing deposits | $210,226,000 | 2,139 |
| Deposits held in domestic offices | $242,671,000 | 2,240 |
| % insured | 92.98% | 2,492 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $32,068,000 | 789 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,279,000 | 2,942 |
| Total equity capital | $6,373,000 | 6,019 |
| Total bank equity capital | $6,373,000 | 6,016 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $124,000 | 5,211 |
| Surplus | $15,660,000 | 1,858 |
| Undivided profits | $-9,411,000 | 6,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $22,445,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $635,000 | 4,122 |
| Earning assets | $208,480,000 | 2,795 |
| Long-term assets (5+ years) | $32,980,000 | 4,052 |
| Average Assets, year-to-date | $294,942,000 | 2,195 |
| Average Assets, quarterly | $287,881,000 | 2,251 |
| Volatile liabilities | $11,692,000 | 2,963 |
| Insider loans | $688,000 | 4,290 |
| FHLB advances | $32,068,000 | 734 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $6,667,000 | 4,574 |
| Tier 1 (core) risk-based capital | $5,991,000 | 6,028 |
| Tier 2 risk-based capital | $2,341,000 | 2,118 |
| Total risk weighted assets | $184,580,000 | 2,279 |
| Total unused commitments | $6,667,000 | 4,574 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 96 | 1,565 |
| Assets and Liabilities | ||
| Total Assets: | $293,371,000 | 2,217 |
| Cash and due from depository institutions | $51,961,000 | 1,565 |
| Interest-bearing balances | $47,372,000 | 862 |
| Securities | $46,596,000 | 2,842 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $126,985,000 | 2,956 |
| Loan loss allowance | $5,749,000 | 1,312 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,433,000 | 1,250 |
| Other real estate owned | $46,407,000 | 1,565 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $11,989,000 | 1,556 |
| Life insurance assets | $8,416,000 | 877 |
| Total liabilities and capital | $293,371,000 | 2,217 |
| Total liabilities | $286,480,000 | 2,033 |
| Total deposits | $253,304,000 | 2,142 |
| Interest-bearing deposits | $221,633,000 | 2,044 |
| Deposits held in domestic offices | $253,304,000 | 2,142 |
| % insured | 92.39% | 2,851 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $32,068,000 | 808 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,108,000 | 3,064 |
| Total equity capital | $6,891,000 | 5,898 |
| Total bank equity capital | $6,891,000 | 5,897 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $124,000 | 5,261 |
| Surplus | $15,654,000 | 1,859 |
| Undivided profits | $-8,887,000 | 6,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $22,779,000 | 573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $776,000 | 3,428 |
| Earning assets | $220,953,000 | 2,649 |
| Long-term assets (5+ years) | $45,436,000 | 3,362 |
| Average Assets, year-to-date | $299,125,670 | 2,163 |
| Average Assets, quarterly | $299,769,500 | 2,170 |
| Volatile liabilities | $13,537,000 | 2,724 |
| Insider loans | $863,000 | 4,002 |
| FHLB advances | $32,068,000 | 753 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $7,470,000 | 4,372 |
| Tier 1 (core) risk-based capital | $6,382,000 | 5,924 |
| Tier 2 risk-based capital | $2,485,000 | 2,009 |
| Total risk weighted assets | $192,818,000 | 2,194 |
| Total unused commitments | $7,470,000 | 4,372 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 98 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $306,168,000 | 2,144 |
| Cash and due from depository institutions | $63,698,000 | 1,512 |
| Interest-bearing balances | $59,383,000 | 756 |
| Securities | $41,789,000 | 3,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $138,725,000 | 2,746 |
| Loan loss allowance | $9,258,000 | 834 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,474,000 | 1,252 |
| Other real estate owned | $40,612,000 | 1,512 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $11,870,000 | 1,571 |
| Life insurance assets | $8,348,000 | 869 |
| Total liabilities and capital | $306,168,000 | 2,144 |
| Total liabilities | $298,824,000 | 1,970 |
| Total deposits | $260,968,000 | 2,109 |
| Interest-bearing deposits | $229,144,000 | 2,011 |
| Deposits held in domestic offices | $260,968,000 | 2,109 |
| % insured | 92.06% | 2,988 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $37,068,000 | 732 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $788,000 | 3,671 |
| Total equity capital | $7,344,000 | 5,793 |
| Total bank equity capital | $7,344,000 | 5,791 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $124,000 | 5,311 |
| Surplus | $15,648,000 | 1,870 |
| Undivided profits | $-8,428,000 | 6,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $25,924,000 | 547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $856,000 | 3,130 |
| Earning assets | $239,897,000 | 2,469 |
| Long-term assets (5+ years) | $42,447,000 | 3,521 |
| Average Assets, year-to-date | $302,003,000 | 2,155 |
| Average Assets, quarterly | $302,003,000 | 2,155 |
| Volatile liabilities | $19,258,000 | 2,131 |
| Insider loans | $766,000 | 4,197 |
| FHLB advances | $37,068,000 | 681 |
| Loans and leases held for sale | $167,000 | 1,980 |
| Unused loan commitments | $9,088,000 | 4,107 |
| Tier 1 (core) risk-based capital | $7,112,000 | 5,739 |
| Tier 2 risk-based capital | $2,602,000 | 1,928 |
| Total risk weighted assets | $199,339,000 | 2,108 |
| Total unused commitments | $9,088,000 | 4,107 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 101 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $297,838,000 | 2,177 |
| Cash and due from depository institutions | $38,235,000 | 1,476 |
| Interest-bearing balances | $32,627,000 | 1,179 |
| Securities | $52,062,000 | 2,529 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $166,401,000 | 2,394 |
| Loan loss allowance | $5,963,000 | 1,277 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,386,000 | 1,252 |
| Other real estate owned | $19,091,000 | 1,476 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $12,663,000 | 1,526 |
| Life insurance assets | $8,277,000 | 855 |
| Total liabilities and capital | $297,838,000 | 2,177 |
| Total liabilities | $291,230,000 | 1,992 |
| Total deposits | $253,408,000 | 2,138 |
| Interest-bearing deposits | $223,615,000 | 2,027 |
| Deposits held in domestic offices | $253,408,000 | 2,137 |
| % insured | 91.30% | 3,347 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $37,068,000 | 776 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $754,000 | 3,762 |
| Total equity capital | $6,608,000 | 6,022 |
| Total bank equity capital | $6,608,000 | 6,022 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $124,000 | 5,337 |
| Surplus | $15,642,000 | 1,882 |
| Undivided profits | $-9,158,000 | 6,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $36,216,000 | 418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,181,000 | 2,459 |
| Earning assets | $251,090,000 | 2,344 |
| Long-term assets (5+ years) | $53,181,000 | 2,547 |
| Average Assets, year-to-date | $312,668,200 | 2,052 |
| Average Assets, quarterly | $308,441,000 | 2,103 |
| Volatile liabilities | $19,043,000 | 2,279 |
| Insider loans | $911,000 | 3,998 |
| FHLB advances | $37,068,000 | 722 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $9,072,000 | 4,023 |
| Tier 1 (core) risk-based capital | $6,307,000 | 5,986 |
| Tier 2 risk-based capital | $2,584,000 | 1,941 |
| Total risk weighted assets | $201,091,000 | 2,101 |
| Total unused commitments | $9,072,000 | 4,024 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 108 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $319,044,000 | 2,052 |
| Cash and due from depository institutions | $42,338,000 | 1,377 |
| Interest-bearing balances | $34,995,000 | 1,189 |
| Securities | $49,940,000 | 2,532 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $182,782,000 | 2,194 |
| Loan loss allowance | $7,775,000 | 1,021 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,460,000 | 1,240 |
| Other real estate owned | $15,562,000 | 1,377 |
| Goodwill and other intangibles | $1,608,000 | 1,298 |
| All other assets | $17,354,000 | 1,195 |
| Life insurance assets | $8,204,000 | 857 |
| Total liabilities and capital | $319,044,000 | 2,052 |
| Total liabilities | $294,407,000 | 1,977 |
| Total deposits | $256,475,000 | 2,108 |
| Interest-bearing deposits | $223,753,000 | 2,049 |
| Deposits held in domestic offices | $256,475,000 | 2,107 |
| % insured | 89.78% | 4,039 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $37,068,000 | 780 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $864,000 | 3,671 |
| Total equity capital | $24,637,000 | 2,710 |
| Total bank equity capital | $24,637,000 | 2,708 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $124,000 | 5,399 |
| Surplus | $15,636,000 | 1,898 |
| Undivided profits | $8,877,000 | 3,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $33,509,000 | 478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,101,000 | 2,727 |
| Earning assets | $267,717,000 | 2,214 |
| Long-term assets (5+ years) | $51,530,000 | 2,548 |
| Average Assets, year-to-date | $316,375,750 | 2,031 |
| Average Assets, quarterly | $317,426,000 | 2,045 |
| Volatile liabilities | $10,159,000 | 3,452 |
| Insider loans | $2,470,000 | 2,378 |
| FHLB advances | $37,068,000 | 716 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $11,134,000 | 3,618 |
| Tier 1 (core) risk-based capital | $17,777,000 | 3,386 |
| Tier 2 risk-based capital | $2,778,000 | 1,837 |
| Total risk weighted assets | $214,657,000 | 1,998 |
| Total unused commitments | $11,134,000 | 3,621 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 109 | 1,365 |
| Assets and Liabilities | ||
| Total Assets: | $315,808,000 | 2,055 |
| Cash and due from depository institutions | $30,155,000 | 1,365 |
| Interest-bearing balances | $24,827,000 | 1,443 |
| Securities | $50,309,000 | 2,541 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $192,534,000 | 2,117 |
| Loan loss allowance | $4,228,000 | 1,795 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,506,000 | 1,236 |
| Other real estate owned | $14,827,000 | 1,365 |
| Goodwill and other intangibles | $1,608,000 | 1,313 |
| All other assets | $16,869,000 | 1,235 |
| Life insurance assets | $8,129,000 | 854 |
| Total liabilities and capital | $315,808,000 | 2,055 |
| Total liabilities | $289,602,000 | 2,006 |
| Total deposits | $251,279,000 | 2,147 |
| Interest-bearing deposits | $218,731,000 | 2,085 |
| Deposits held in domestic offices | $251,279,000 | 2,147 |
| % insured | 89.67% | 4,191 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $37,068,000 | 809 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,255,000 | 2,783 |
| Total equity capital | $26,206,000 | 2,503 |
| Total bank equity capital | $26,206,000 | 2,502 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $124,000 | 5,463 |
| Surplus | $15,630,000 | 1,891 |
| Undivided profits | $10,452,000 | 2,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $24,514,000 | 665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,402,000 | 2,099 |
| Earning assets | $267,670,000 | 2,200 |
| Long-term assets (5+ years) | $51,736,000 | 2,520 |
| Average Assets, year-to-date | $315,486,330 | 2,043 |
| Average Assets, quarterly | $317,735,500 | 2,042 |
| Volatile liabilities | $9,177,000 | 3,664 |
| Insider loans | $2,475,000 | 2,396 |
| FHLB advances | $37,068,000 | 751 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $11,167,000 | 3,652 |
| Tier 1 (core) risk-based capital | $22,035,000 | 2,781 |
| Tier 2 risk-based capital | $2,848,000 | 1,816 |
| Total risk weighted assets | $225,120,000 | 1,928 |
| Total unused commitments | $11,167,000 | 3,655 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 108 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $319,663,000 | 2,052 |
| Cash and due from depository institutions | $25,749,000 | 1,376 |
| Interest-bearing balances | $20,147,000 | 1,827 |
| Securities | $51,773,000 | 2,458 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $199,611,000 | 2,059 |
| Loan loss allowance | $4,748,000 | 1,636 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,621,000 | 1,226 |
| Other real estate owned | $13,782,000 | 1,376 |
| Goodwill and other intangibles | $1,611,000 | 1,318 |
| All other assets | $17,516,000 | 1,230 |
| Life insurance assets | $8,058,000 | 864 |
| Total liabilities and capital | $319,663,000 | 2,052 |
| Total liabilities | $294,972,000 | 1,997 |
| Total deposits | $255,696,000 | 2,118 |
| Interest-bearing deposits | $223,089,000 | 2,073 |
| Deposits held in domestic offices | $255,696,000 | 2,116 |
| % insured | 90.28% | 4,022 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,068,000 | 838 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,208,000 | 1,837 |
| Total equity capital | $24,691,000 | 2,601 |
| Total bank equity capital | $24,691,000 | 2,600 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $124,000 | 5,516 |
| Surplus | $15,622,000 | 1,901 |
| Undivided profits | $8,945,000 | 3,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $17,575,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,341,000 | 2,184 |
| Earning assets | $271,531,000 | 2,192 |
| Long-term assets (5+ years) | $52,260,000 | 2,439 |
| Average Assets, year-to-date | $315,325,500 | 2,065 |
| Average Assets, quarterly | $315,325,500 | 2,065 |
| Volatile liabilities | $5,359,000 | 4,640 |
| Insider loans | $4,506,000 | 1,508 |
| FHLB advances | $37,068,000 | 777 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $13,857,000 | 3,278 |
| Tier 1 (core) risk-based capital | $21,785,000 | 2,804 |
| Tier 2 risk-based capital | $2,975,000 | 1,755 |
| Total risk weighted assets | $235,453,000 | 1,858 |
| Total unused commitments | $13,857,000 | 3,279 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 111 | 1,355 |
| Assets and Liabilities | ||
| Total Assets: | $311,666,000 | 2,095 |
| Cash and due from depository institutions | $17,657,000 | 1,355 |
| Interest-bearing balances | $13,697,000 | 2,244 |
| Securities | $47,664,000 | 2,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $205,357,000 | 2,045 |
| Loan loss allowance | $4,300,000 | 1,801 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,654,000 | 1,242 |
| Other real estate owned | $12,636,000 | 1,355 |
| Goodwill and other intangibles | $1,615,000 | 1,320 |
| All other assets | $17,083,000 | 1,268 |
| Life insurance assets | $7,984,000 | 861 |
| Total liabilities and capital | $311,666,000 | 2,095 |
| Total liabilities | $286,224,000 | 2,051 |
| Total deposits | $247,617,000 | 2,179 |
| Interest-bearing deposits | $216,682,000 | 2,127 |
| Deposits held in domestic offices | $247,617,000 | 2,178 |
| % insured | 91.43% | 3,507 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,068,000 | 902 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,539,000 | 2,434 |
| Total equity capital | $25,442,000 | 2,518 |
| Total bank equity capital | $25,442,000 | 2,518 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $124,000 | 5,590 |
| Surplus | $15,612,000 | 1,903 |
| Undivided profits | $9,706,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $17,741,000 | 941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,447,000 | 2,089 |
| Earning assets | $266,718,000 | 2,228 |
| Long-term assets (5+ years) | $49,037,000 | 2,482 |
| Average Assets, year-to-date | $322,385,800 | 2,017 |
| Average Assets, quarterly | $316,804,500 | 2,065 |
| Volatile liabilities | $34,885,000 | 3,373 |
| Insider loans | $4,583,000 | 1,528 |
| FHLB advances | $37,068,000 | 832 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $17,309,000 | 2,816 |
| Tier 1 (core) risk-based capital | $23,656,000 | 2,594 |
| Tier 2 risk-based capital | $2,977,000 | 1,775 |
| Total risk weighted assets | $235,862,000 | 1,885 |
| Total unused commitments | $17,309,000 | 2,816 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 111 | 1,354 |
| Assets and Liabilities | ||
| Total Assets: | $321,943,000 | 2,068 |
| Cash and due from depository institutions | $28,642,000 | 1,354 |
| Interest-bearing balances | $22,441,000 | 1,561 |
| Securities | $44,590,000 | 2,626 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $212,080,000 | 2,028 |
| Loan loss allowance | $5,034,000 | 1,583 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,810,000 | 1,229 |
| Other real estate owned | $9,571,000 | 1,354 |
| Goodwill and other intangibles | $1,619,000 | 1,314 |
| All other assets | $15,631,000 | 1,390 |
| Life insurance assets | $7,908,000 | 858 |
| Total liabilities and capital | $321,943,000 | 2,068 |
| Total liabilities | $295,911,000 | 2,026 |
| Total deposits | $257,067,000 | 2,136 |
| Interest-bearing deposits | $221,807,000 | 2,129 |
| Deposits held in domestic offices | $257,067,000 | 2,133 |
| % insured | 85.68% | 4,901 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $37,068,000 | 959 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,776,000 | 2,407 |
| Total equity capital | $26,032,000 | 2,553 |
| Total bank equity capital | $26,032,000 | 2,551 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $124,000 | 5,679 |
| Surplus | $15,202,000 | 1,937 |
| Undivided profits | $10,706,000 | 2,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $19,625,000 | 875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,208,000 | 2,679 |
| Earning assets | $279,111,000 | 2,180 |
| Long-term assets (5+ years) | $45,303,000 | 2,599 |
| Average Assets, year-to-date | $325,065,750 | 2,026 |
| Average Assets, quarterly | $323,885,500 | 2,044 |
| Volatile liabilities | $33,926,000 | 3,516 |
| Insider loans | $4,610,000 | 1,537 |
| FHLB advances | $37,068,000 | 885 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $14,858,000 | 3,166 |
| Tier 1 (core) risk-based capital | $24,246,000 | 2,548 |
| Tier 2 risk-based capital | $3,082,000 | 1,772 |
| Total risk weighted assets | $242,523,000 | 1,875 |
| Total unused commitments | $14,858,000 | 3,169 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 115 | 1,329 |
| Assets and Liabilities | ||
| Total Assets: | $325,828,000 | 2,048 |
| Cash and due from depository institutions | $20,691,000 | 1,329 |
| Interest-bearing balances | $15,502,000 | 1,985 |
| Securities | $54,375,000 | 2,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $213,077,000 | 2,058 |
| Loan loss allowance | $5,696,000 | 1,426 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,962,000 | 1,231 |
| Other real estate owned | $7,421,000 | 1,329 |
| Goodwill and other intangibles | $1,623,000 | 1,322 |
| All other assets | $18,679,000 | 1,204 |
| Life insurance assets | $7,831,000 | 864 |
| Total liabilities and capital | $325,828,000 | 2,048 |
| Total liabilities | $299,163,000 | 2,015 |
| Total deposits | $260,295,000 | 2,113 |
| Interest-bearing deposits | $222,833,000 | 2,122 |
| Deposits held in domestic offices | $260,295,000 | 2,111 |
| % insured | 85.33% | 5,141 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $37,068,000 | 1,010 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,800,000 | 2,287 |
| Total equity capital | $26,665,000 | 2,463 |
| Total bank equity capital | $26,665,000 | 2,461 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $124,000 | 5,731 |
| Surplus | $15,189,000 | 1,934 |
| Undivided profits | $11,352,000 | 2,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $22,493,000 | 776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,358,000 | 2,320 |
| Earning assets | $282,954,000 | 2,150 |
| Long-term assets (5+ years) | $52,089,000 | 2,304 |
| Average Assets, year-to-date | $326,106,670 | 2,035 |
| Average Assets, quarterly | $329,200,500 | 2,023 |
| Volatile liabilities | $36,192,000 | 3,430 |
| Insider loans | $4,503,000 | 1,585 |
| FHLB advances | $37,068,000 | 946 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $15,835,000 | 3,069 |
| Tier 1 (core) risk-based capital | $25,008,000 | 2,464 |
| Tier 2 risk-based capital | $3,109,000 | 1,781 |
| Total risk weighted assets | $244,474,000 | 1,889 |
| Total unused commitments | $15,835,000 | 3,073 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 125 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $332,573,000 | 2,050 |
| Cash and due from depository institutions | $24,492,000 | 1,242 |
| Interest-bearing balances | $19,217,000 | 1,679 |
| Securities | $56,609,000 | 2,156 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $214,927,000 | 2,082 |
| Loan loss allowance | $5,546,000 | 1,498 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,987,000 | 1,250 |
| Other real estate owned | $5,313,000 | 1,242 |
| Goodwill and other intangibles | $1,628,000 | 1,327 |
| All other assets | $19,617,000 | 1,182 |
| Life insurance assets | $7,753,000 | 870 |
| Total liabilities and capital | $332,573,000 | 2,050 |
| Total liabilities | $307,702,000 | 2,008 |
| Total deposits | $267,911,000 | 2,087 |
| Interest-bearing deposits | $233,788,000 | 2,075 |
| Deposits held in domestic offices | $267,911,000 | 2,085 |
| % insured | 83.74% | 5,561 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $37,168,000 | 1,076 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,623,000 | 1,724 |
| Total equity capital | $24,871,000 | 2,647 |
| Total bank equity capital | $24,871,000 | 2,645 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $124,000 | 5,813 |
| Surplus | $14,578,000 | 2,018 |
| Undivided profits | $10,169,000 | 2,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $25,739,000 | 723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,592,000 | 2,034 |
| Earning assets | $290,753,000 | 2,147 |
| Long-term assets (5+ years) | $57,613,000 | 2,146 |
| Average Assets, year-to-date | $326,246,000 | 2,084 |
| Average Assets, quarterly | $326,246,000 | 2,084 |
| Volatile liabilities | $39,558,000 | 3,289 |
| Insider loans | $4,727,000 | 1,582 |
| FHLB advances | $37,168,000 | 1,011 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,109,000 | 3,290 |
| Tier 1 (core) risk-based capital | $23,837,000 | 2,622 |
| Tier 2 risk-based capital | $3,092,000 | 1,826 |
| Total risk weighted assets | $244,026,000 | 1,942 |
| Total unused commitments | $15,109,000 | 3,294 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 114 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $319,919,000 | 2,147 |
| Cash and due from depository institutions | $9,531,000 | 1,369 |
| Interest-bearing balances | $3,254,000 | 3,900 |
| Securities | $53,628,000 | 2,243 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 2,187 |
| Net loans & leases | $216,581,000 | 2,102 |
| Loan loss allowance | $5,748,000 | 1,448 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,102,000 | 1,252 |
| Other real estate owned | $5,131,000 | 1,369 |
| Goodwill and other intangibles | $1,631,000 | 1,338 |
| All other assets | $19,965,000 | 1,189 |
| Life insurance assets | $7,666,000 | 878 |
| Total liabilities and capital | $319,919,000 | 2,147 |
| Total liabilities | $295,776,000 | 2,101 |
| Total deposits | $256,114,000 | 2,178 |
| Interest-bearing deposits | $223,635,000 | 2,154 |
| Deposits held in domestic offices | $256,114,000 | 2,176 |
| % insured | 88.39% | 4,266 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $37,168,000 | 1,164 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,494,000 | 1,787 |
| Total equity capital | $24,143,000 | 2,691 |
| Total bank equity capital | $24,143,000 | 2,688 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $124,000 | 5,872 |
| Surplus | $14,560,000 | 2,026 |
| Undivided profits | $9,459,000 | 3,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $22,083,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,550,000 | 2,185 |
| Earning assets | $276,813,000 | 2,234 |
| Long-term assets (5+ years) | $54,929,000 | 2,209 |
| Average Assets, year-to-date | $318,092,200 | 2,120 |
| Average Assets, quarterly | $321,966,000 | 2,130 |
| Volatile liabilities | $39,141,000 | 3,319 |
| Insider loans | $3,660,000 | 1,991 |
| FHLB advances | $37,168,000 | 1,087 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,319,000 | 2,718 |
| Tier 1 (core) risk-based capital | $23,567,000 | 2,619 |
| Tier 2 risk-based capital | $3,136,000 | 1,821 |
| Total risk weighted assets | $247,682,000 | 1,955 |
| Total unused commitments | $20,319,000 | 2,719 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 124 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $324,013,000 | 2,132 |
| Cash and due from depository institutions | $5,894,000 | 1,290 |
| Interest-bearing balances | $350,000 | 5,715 |
| Securities | $53,951,000 | 2,236 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,363 |
| Net loans & leases | $226,855,000 | 2,061 |
| Loan loss allowance | $4,177,000 | 1,808 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,247,000 | 1,243 |
| Other real estate owned | $5,097,000 | 1,290 |
| Goodwill and other intangibles | $1,636,000 | 1,391 |
| All other assets | $13,533,000 | 1,464 |
| Life insurance assets | $7,593,000 | 880 |
| Total liabilities and capital | $324,013,000 | 2,132 |
| Total liabilities | $294,434,000 | 2,111 |
| Total deposits | $254,330,000 | 2,182 |
| Interest-bearing deposits | $222,004,000 | 2,165 |
| Deposits held in domestic offices | $254,330,000 | 2,180 |
| % insured | 89.72% | 4,037 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $37,168,000 | 1,220 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,936,000 | 1,723 |
| Total equity capital | $29,579,000 | 2,303 |
| Total bank equity capital | $29,579,000 | 2,302 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $124,000 | 5,940 |
| Surplus | $12,552,000 | 2,267 |
| Undivided profits | $16,903,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,301,000 | 2,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,836,000 | 1,993 |
| Earning assets | $287,956,000 | 2,192 |
| Long-term assets (5+ years) | $53,799,000 | 2,242 |
| Average Assets, year-to-date | $317,635,500 | 2,132 |
| Average Assets, quarterly | $322,508,000 | 2,134 |
| Volatile liabilities | $36,759,000 | 3,494 |
| Insider loans | $5,029,000 | 1,534 |
| FHLB advances | $37,168,000 | 1,133 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,300,000 | 2,413 |
| Tier 1 (core) risk-based capital | $28,008,000 | 2,279 |
| Tier 2 risk-based capital | $3,159,000 | 1,806 |
| Total risk weighted assets | $250,500,000 | 1,964 |
| Total unused commitments | $25,300,000 | 2,416 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 126 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $321,003,000 | 2,160 |
| Cash and due from depository institutions | $6,016,000 | 1,309 |
| Interest-bearing balances | $439,000 | 5,423 |
| Securities | $49,698,000 | 2,336 |
| Federal funds sold & reverse repurchase agreements | $5,325,000 | 1,833 |
| Net loans & leases | $229,831,000 | 2,068 |
| Loan loss allowance | $2,943,000 | 2,269 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,285,000 | 1,263 |
| Other real estate owned | $3,897,000 | 1,309 |
| Goodwill and other intangibles | $1,838,000 | 1,358 |
| All other assets | $14,113,000 | 1,468 |
| Life insurance assets | $7,521,000 | 891 |
| Total liabilities and capital | $321,003,000 | 2,160 |
| Total liabilities | $291,503,000 | 2,141 |
| Total deposits | $250,866,000 | 2,212 |
| Interest-bearing deposits | $217,868,000 | 2,193 |
| Deposits held in domestic offices | $250,866,000 | 2,210 |
| % insured | 72.60% | 5,575 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $37,168,000 | 1,277 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,469,000 | 1,569 |
| Total equity capital | $29,500,000 | 2,307 |
| Total bank equity capital | $29,500,000 | 2,306 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $124,000 | 6,015 |
| Surplus | $12,544,000 | 2,266 |
| Undivided profits | $16,832,000 | 1,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,413,000 | 2,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,511,000 | 2,306 |
| Earning assets | $285,293,000 | 2,212 |
| Long-term assets (5+ years) | $49,441,000 | 2,356 |
| Average Assets, year-to-date | $315,509,670 | 2,169 |
| Average Assets, quarterly | $318,647,000 | 2,167 |
| Volatile liabilities | $45,876,000 | 2,964 |
| Insider loans | $4,249,000 | 1,817 |
| FHLB advances | $37,168,000 | 1,193 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,868,000 | 2,401 |
| Tier 1 (core) risk-based capital | $28,721,000 | 2,248 |
| Tier 2 risk-based capital | $2,949,000 | 1,920 |
| Total risk weighted assets | $253,068,000 | 1,970 |
| Total unused commitments | $26,868,000 | 2,407 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 126 | 1,313 |
| Assets and Liabilities | ||
| Total Assets: | $316,291,000 | 2,193 |
| Cash and due from depository institutions | $6,329,000 | 1,313 |
| Interest-bearing balances | $516,000 | 4,948 |
| Securities | $49,443,000 | 2,358 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 3,084 |
| Net loans & leases | $229,793,000 | 2,071 |
| Loan loss allowance | $2,977,000 | 2,182 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,413,000 | 1,251 |
| Other real estate owned | $1,258,000 | 1,313 |
| Goodwill and other intangibles | $1,842,000 | 1,365 |
| All other assets | $14,063,000 | 1,457 |
| Life insurance assets | $7,448,000 | 896 |
| Total liabilities and capital | $316,291,000 | 2,193 |
| Total liabilities | $287,202,000 | 2,171 |
| Total deposits | $243,248,000 | 2,250 |
| Interest-bearing deposits | $208,904,000 | 2,265 |
| Deposits held in domestic offices | $243,248,000 | 2,248 |
| % insured | 75.57% | 4,963 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $41,068,000 | 1,228 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,886,000 | 1,764 |
| Total equity capital | $29,089,000 | 2,345 |
| Total bank equity capital | $29,089,000 | 2,344 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $124,000 | 6,051 |
| Surplus | $12,540,000 | 2,257 |
| Undivided profits | $16,425,000 | 2,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,724,000 | 2,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,572,000 | 2,275 |
| Earning assets | $282,902,000 | 2,233 |
| Long-term assets (5+ years) | $47,634,000 | 2,427 |
| Average Assets, year-to-date | $312,763,000 | 2,199 |
| Average Assets, quarterly | $312,763,000 | 2,199 |
| Volatile liabilities | $42,348,000 | 3,135 |
| Insider loans | $4,594,000 | 1,701 |
| FHLB advances | $41,068,000 | 1,139 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $25,802,000 | 2,573 |
| Tier 1 (core) risk-based capital | $28,039,000 | 2,314 |
| Tier 2 risk-based capital | $2,985,000 | 1,886 |
| Total risk weighted assets | $248,713,000 | 2,008 |
| Total unused commitments | $25,802,000 | 2,577 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 132 | 1,258 |
| Assets and Liabilities | ||
| Total Assets: | $309,235,000 | 2,213 |
| Cash and due from depository institutions | $8,995,000 | 1,258 |
| Interest-bearing balances | $1,697,000 | 3,153 |
| Securities | $49,398,000 | 2,333 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 3,948 |
| Net loans & leases | $222,109,000 | 2,154 |
| Loan loss allowance | $2,978,000 | 2,118 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,522,000 | 1,236 |
| Other real estate owned | $1,261,000 | 1,258 |
| Goodwill and other intangibles | $1,846,000 | 1,381 |
| All other assets | $14,104,000 | 1,445 |
| Life insurance assets | $7,371,000 | 904 |
| Total liabilities and capital | $309,235,000 | 2,213 |
| Total liabilities | $280,353,000 | 2,197 |
| Total deposits | $233,409,000 | 2,283 |
| Interest-bearing deposits | $199,404,000 | 2,324 |
| Deposits held in domestic offices | $233,409,000 | 2,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,950,000 | 2,062 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $41,092,000 | 1,354 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,902,000 | 1,751 |
| Total equity capital | $28,882,000 | 2,352 |
| Total bank equity capital | $28,882,000 | 2,352 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $124,000 | 6,091 |
| Surplus | $12,540,000 | 2,240 |
| Undivided profits | $16,218,000 | 2,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,372,000 | 2,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,379,000 | 2,725 |
| Earning assets | $274,204,000 | 2,260 |
| Long-term assets (5+ years) | $50,195,000 | 2,293 |
| Average Assets, year-to-date | $313,798,400 | 2,130 |
| Average Assets, quarterly | $307,678,000 | 2,204 |
| Volatile liabilities | $47,196,000 | 2,875 |
| Insider loans | $4,390,000 | 1,806 |
| FHLB advances | $41,092,000 | 1,257 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $25,611,000 | 2,622 |
| Tier 1 (core) risk-based capital | $27,379,000 | 2,350 |
| Tier 2 risk-based capital | $2,981,000 | 1,866 |
| Total risk weighted assets | $241,425,000 | 2,061 |
| Total unused commitments | $25,611,000 | 2,623 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 134 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $306,121,000 | 2,218 |
| Cash and due from depository institutions | $8,614,000 | 1,249 |
| Interest-bearing balances | $792,000 | 3,248 |
| Securities | $48,338,000 | 2,329 |
| Federal funds sold & reverse repurchase agreements | $2,855,000 | 3,212 |
| Net loans & leases | $217,026,000 | 2,196 |
| Loan loss allowance | $3,913,000 | 1,575 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,681,000 | 1,203 |
| Other real estate owned | $2,165,000 | 1,249 |
| Goodwill and other intangibles | $1,850,000 | 1,428 |
| All other assets | $14,592,000 | 1,384 |
| Life insurance assets | $7,301,000 | 904 |
| Total liabilities and capital | $306,121,000 | 2,218 |
| Total liabilities | $277,029,000 | 2,197 |
| Total deposits | $232,312,000 | 2,262 |
| Interest-bearing deposits | $196,411,000 | 2,312 |
| Deposits held in domestic offices | $232,312,000 | 2,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $42,092,000 | 1,352 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,625,000 | 1,871 |
| Total equity capital | $29,092,000 | 2,359 |
| Total bank equity capital | $29,092,000 | 2,359 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $124,000 | 6,143 |
| Surplus | $12,540,000 | 2,237 |
| Undivided profits | $16,428,000 | 2,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,830,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,729,000 | 2,323 |
| Earning assets | $269,011,000 | 2,292 |
| Long-term assets (5+ years) | $48,074,000 | 2,323 |
| Average Assets, year-to-date | $314,939,250 | 2,132 |
| Average Assets, quarterly | $309,655,500 | 2,190 |
| Volatile liabilities | $43,397,000 | 2,959 |
| Insider loans | $4,437,000 | 1,779 |
| FHLB advances | $42,092,000 | 1,267 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $20,945,000 | 3,136 |
| Tier 1 (core) risk-based capital | $28,396,000 | 2,310 |
| Tier 2 risk-based capital | $3,023,000 | 1,784 |
| Total risk weighted assets | $240,959,000 | 2,077 |
| Total unused commitments | $20,945,000 | 3,138 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 139 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $313,190,000 | 2,177 |
| Cash and due from depository institutions | $9,463,000 | 1,224 |
| Interest-bearing balances | $305,000 | 3,983 |
| Securities | $49,019,000 | 2,357 |
| Federal funds sold & reverse repurchase agreements | $6,012,000 | 1,929 |
| Net loans & leases | $219,379,000 | 2,163 |
| Loan loss allowance | $5,078,000 | 1,167 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,807,000 | 1,169 |
| Other real estate owned | $1,660,000 | 1,224 |
| Goodwill and other intangibles | $1,854,000 | 1,440 |
| All other assets | $14,996,000 | 1,321 |
| Life insurance assets | $7,232,000 | 911 |
| Total liabilities and capital | $313,190,000 | 2,177 |
| Total liabilities | $284,477,000 | 2,140 |
| Total deposits | $231,877,000 | 2,245 |
| Interest-bearing deposits | $192,731,000 | 2,341 |
| Deposits held in domestic offices | $231,877,000 | 2,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,796 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $44,592,000 | 1,272 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,008,000 | 1,702 |
| Total equity capital | $28,713,000 | 2,399 |
| Total bank equity capital | $28,713,000 | 2,399 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $124,000 | 6,195 |
| Surplus | $12,540,000 | 2,223 |
| Undivided profits | $16,049,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,604,000 | 1,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,611,000 | 2,407 |
| Earning assets | $274,715,000 | 2,233 |
| Long-term assets (5+ years) | $49,615,000 | 2,252 |
| Average Assets, year-to-date | $317,878,670 | 2,112 |
| Average Assets, quarterly | $315,353,000 | 2,149 |
| Volatile liabilities | $47,797,000 | 2,761 |
| Insider loans | $4,414,000 | 1,763 |
| FHLB advances | $44,592,000 | 1,196 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $25,096,000 | 2,845 |
| Tier 1 (core) risk-based capital | $27,696,000 | 2,357 |
| Tier 2 risk-based capital | $3,080,000 | 1,738 |
| Total risk weighted assets | $244,381,000 | 2,032 |
| Total unused commitments | $25,096,000 | 2,846 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 144 | 1,184 |
| Assets and Liabilities | ||
| Total Assets: | $317,516,000 | 2,141 |
| Cash and due from depository institutions | $11,089,000 | 1,184 |
| Interest-bearing balances | $1,704,000 | 2,519 |
| Securities | $54,018,000 | 2,157 |
| Federal funds sold & reverse repurchase agreements | $7,000 | 6,583 |
| Net loans & leases | $223,111,000 | 2,099 |
| Loan loss allowance | $5,720,000 | 982 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,230,000 | 1,124 |
| Other real estate owned | $1,169,000 | 1,184 |
| Goodwill and other intangibles | $1,859,000 | 1,441 |
| All other assets | $15,033,000 | 1,266 |
| Life insurance assets | $7,164,000 | 907 |
| Total liabilities and capital | $317,516,000 | 2,141 |
| Total liabilities | $289,076,000 | 2,095 |
| Total deposits | $238,494,000 | 2,210 |
| Interest-bearing deposits | $198,369,000 | 2,284 |
| Deposits held in domestic offices | $238,494,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,996 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $44,592,000 | 1,173 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,990,000 | 1,824 |
| Total equity capital | $28,440,000 | 2,469 |
| Total bank equity capital | $28,440,000 | 2,469 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $124,000 | 6,221 |
| Surplus | $12,540,000 | 2,205 |
| Undivided profits | $15,776,000 | 2,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,328,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,030,000 | 1,918 |
| Earning assets | $278,840,000 | 2,214 |
| Long-term assets (5+ years) | $53,527,000 | 2,058 |
| Average Assets, year-to-date | $320,223,000 | 2,095 |
| Average Assets, quarterly | $320,223,000 | 2,095 |
| Volatile liabilities | $47,124,000 | 2,757 |
| Insider loans | $3,609,000 | 2,048 |
| FHLB advances | $44,592,000 | 1,102 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $24,867,000 | 2,928 |
| Tier 1 (core) risk-based capital | $26,680,000 | 2,443 |
| Tier 2 risk-based capital | $3,097,000 | 1,698 |
| Total risk weighted assets | $244,629,000 | 2,011 |
| Total unused commitments | $24,867,000 | 2,930 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 144 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $322,930,000 | 2,069 |
| Cash and due from depository institutions | $9,453,000 | 1,183 |
| Interest-bearing balances | $40,000 | 5,549 |
| Securities | $59,203,000 | 1,974 |
| Federal funds sold & reverse repurchase agreements | $2,594,000 | 3,734 |
| Net loans & leases | $222,041,000 | 2,109 |
| Loan loss allowance | $5,699,000 | 965 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,394,000 | 1,118 |
| Other real estate owned | $1,101,000 | 1,183 |
| Goodwill and other intangibles | $1,863,000 | 1,440 |
| All other assets | $15,281,000 | 1,246 |
| Life insurance assets | $7,102,000 | 907 |
| Total liabilities and capital | $322,930,000 | 2,069 |
| Total liabilities | $295,565,000 | 2,025 |
| Total deposits | $242,747,000 | 2,163 |
| Interest-bearing deposits | $206,240,000 | 2,185 |
| Deposits held in domestic offices | $242,747,000 | 2,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,592,000 | 1,035 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,226,000 | 1,687 |
| Total equity capital | $27,365,000 | 2,518 |
| Total bank equity capital | $27,365,000 | 2,518 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $124,000 | 6,259 |
| Surplus | $12,540,000 | 2,182 |
| Undivided profits | $14,701,000 | 2,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,993,000 | 1,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,872,000 | 2,282 |
| Earning assets | $283,878,000 | 2,145 |
| Long-term assets (5+ years) | $55,789,000 | 1,852 |
| Average Assets, year-to-date | $330,606,000 | 1,945 |
| Average Assets, quarterly | $325,448,000 | 2,032 |
| Volatile liabilities | $45,989,000 | 2,799 |
| Insider loans | $3,566,000 | 2,044 |
| FHLB advances | $49,592,000 | 960 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $26,539,000 | 2,821 |
| Tier 1 (core) risk-based capital | $25,948,000 | 2,499 |
| Tier 2 risk-based capital | $3,096,000 | 1,678 |
| Total risk weighted assets | $244,847,000 | 2,004 |
| Total unused commitments | $26,539,000 | 2,822 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 144 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $327,966,000 | 2,000 |
| Cash and due from depository institutions | $8,922,000 | 1,185 |
| Interest-bearing balances | $893,000 | 2,515 |
| Securities | $60,721,000 | 1,909 |
| Federal funds sold & reverse repurchase agreements | $153,000 | 5,941 |
| Net loans & leases | $226,757,000 | 2,039 |
| Loan loss allowance | $4,473,000 | 1,181 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,327,000 | 1,097 |
| Other real estate owned | $3,014,000 | 1,185 |
| Goodwill and other intangibles | $1,867,000 | 1,412 |
| All other assets | $15,205,000 | 1,233 |
| Life insurance assets | $7,033,000 | 886 |
| Total liabilities and capital | $327,966,000 | 2,000 |
| Total liabilities | $299,598,000 | 1,960 |
| Total deposits | $246,401,000 | 2,119 |
| Interest-bearing deposits | $206,134,000 | 2,171 |
| Deposits held in domestic offices | $246,401,000 | 2,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,592,000 | 939 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,605,000 | 1,538 |
| Total equity capital | $28,368,000 | 2,426 |
| Total bank equity capital | $28,368,000 | 2,426 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $124,000 | 6,269 |
| Surplus | $12,538,000 | 2,146 |
| Undivided profits | $15,706,000 | 2,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,548,000 | 2,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,426,000 | 1,851 |
| Earning assets | $288,524,000 | 2,092 |
| Long-term assets (5+ years) | $58,013,000 | 1,736 |
| Average Assets, year-to-date | $332,525,000 | 1,926 |
| Average Assets, quarterly | $334,093,000 | 1,952 |
| Volatile liabilities | $43,189,000 | 2,896 |
| Insider loans | $3,603,000 | 1,990 |
| FHLB advances | $49,592,000 | 867 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,432,000 | 2,538 |
| Tier 1 (core) risk-based capital | $27,363,000 | 2,377 |
| Tier 2 risk-based capital | $3,156,000 | 1,640 |
| Total risk weighted assets | $251,194,000 | 1,939 |
| Total unused commitments | $31,432,000 | 2,538 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 144 | 1,203 |
| Assets and Liabilities | ||
| Total Assets: | $340,220,000 | 1,934 |
| Cash and due from depository institutions | $8,272,000 | 1,203 |
| Interest-bearing balances | $379,000 | 3,348 |
| Securities | $59,030,000 | 1,944 |
| Federal funds sold & reverse repurchase agreements | $11,899,000 | 1,339 |
| Net loans & leases | $229,562,000 | 2,018 |
| Loan loss allowance | $4,385,000 | 1,195 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,378,000 | 1,078 |
| Other real estate owned | $2,272,000 | 1,203 |
| Goodwill and other intangibles | $1,871,000 | 1,422 |
| All other assets | $15,936,000 | 1,188 |
| Life insurance assets | $6,971,000 | 885 |
| Total liabilities and capital | $340,220,000 | 1,934 |
| Total liabilities | $313,038,000 | 1,899 |
| Total deposits | $247,148,000 | 2,142 |
| Interest-bearing deposits | $210,023,000 | 2,143 |
| Deposits held in domestic offices | $247,148,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $56,592,000 | 800 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,298,000 | 710 |
| Total equity capital | $27,182,000 | 2,487 |
| Total bank equity capital | $27,182,000 | 2,487 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $124,000 | 6,310 |
| Surplus | $12,538,000 | 2,141 |
| Undivided profits | $14,520,000 | 2,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,339,000 | 1,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,050,000 | 2,062 |
| Earning assets | $300,870,000 | 2,008 |
| Long-term assets (5+ years) | $56,724,000 | 1,739 |
| Average Assets, year-to-date | $334,044,670 | 1,942 |
| Average Assets, quarterly | $339,277,000 | 1,932 |
| Volatile liabilities | $42,626,000 | 2,883 |
| Insider loans | $3,583,000 | 1,995 |
| FHLB advances | $56,592,000 | 725 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $32,350,000 | 2,521 |
| Tier 1 (core) risk-based capital | $26,896,000 | 2,420 |
| Tier 2 risk-based capital | $3,190,000 | 1,634 |
| Total risk weighted assets | $253,974,000 | 1,922 |
| Total unused commitments | $32,350,000 | 2,521 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 136 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $338,334,000 | 1,950 |
| Cash and due from depository institutions | $7,078,000 | 1,263 |
| Interest-bearing balances | $102,000 | 4,685 |
| Securities | $60,965,000 | 1,916 |
| Federal funds sold & reverse repurchase agreements | $15,455,000 | 1,288 |
| Net loans & leases | $224,266,000 | 2,023 |
| Loan loss allowance | $4,212,000 | 1,238 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,508,000 | 1,045 |
| Other real estate owned | $2,304,000 | 1,263 |
| Goodwill and other intangibles | $1,875,000 | 1,402 |
| All other assets | $14,883,000 | 1,213 |
| Life insurance assets | $6,909,000 | 871 |
| Total liabilities and capital | $338,334,000 | 1,950 |
| Total liabilities | $310,605,000 | 1,914 |
| Total deposits | $250,832,000 | 2,111 |
| Interest-bearing deposits | $212,719,000 | 2,130 |
| Deposits held in domestic offices | $250,832,000 | 2,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $56,592,000 | 776 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,181,000 | 1,704 |
| Total equity capital | $27,729,000 | 2,448 |
| Total bank equity capital | $27,729,000 | 2,448 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $124,000 | 6,332 |
| Surplus | $12,538,000 | 2,114 |
| Undivided profits | $15,067,000 | 2,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,763,000 | 1,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,302,000 | 1,744 |
| Earning assets | $300,788,000 | 1,998 |
| Long-term assets (5+ years) | $58,583,000 | 1,670 |
| Average Assets, year-to-date | $330,957,000 | 1,968 |
| Average Assets, quarterly | $330,957,000 | 1,968 |
| Volatile liabilities | $41,765,000 | 2,864 |
| Insider loans | $3,593,000 | 1,955 |
| FHLB advances | $56,592,000 | 711 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $40,054,000 | 2,145 |
| Tier 1 (core) risk-based capital | $26,638,000 | 2,419 |
| Tier 2 risk-based capital | $3,091,000 | 1,658 |
| Total risk weighted assets | $246,125,000 | 1,946 |
| Total unused commitments | $40,054,000 | 2,146 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 141 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $323,580,000 | 2,009 |
| Cash and due from depository institutions | $9,144,000 | 1,205 |
| Interest-bearing balances | $351,000 | 3,477 |
| Securities | $61,381,000 | 1,931 |
| Federal funds sold & reverse repurchase agreements | $4,295,000 | 3,149 |
| Net loans & leases | $218,184,000 | 2,046 |
| Loan loss allowance | $4,148,000 | 1,241 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,435,000 | 1,011 |
| Other real estate owned | $2,584,000 | 1,205 |
| Goodwill and other intangibles | $1,879,000 | 1,390 |
| All other assets | $14,678,000 | 1,238 |
| Life insurance assets | $6,847,000 | 853 |
| Total liabilities and capital | $323,580,000 | 2,009 |
| Total liabilities | $296,977,000 | 1,971 |
| Total deposits | $244,187,000 | 2,160 |
| Interest-bearing deposits | $210,488,000 | 2,133 |
| Deposits held in domestic offices | $244,187,000 | 2,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $49,592,000 | 892 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,198,000 | 1,643 |
| Total equity capital | $26,603,000 | 2,480 |
| Total bank equity capital | $26,603,000 | 2,480 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $124,000 | 6,363 |
| Surplus | $12,538,000 | 2,061 |
| Undivided profits | $13,941,000 | 2,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,797,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,041,000 | 2,059 |
| Earning assets | $284,211,000 | 2,099 |
| Long-term assets (5+ years) | $59,334,000 | 1,649 |
| Average Assets, year-to-date | $323,329,400 | 1,933 |
| Average Assets, quarterly | $325,472,500 | 1,980 |
| Volatile liabilities | $44,897,000 | 2,866 |
| Insider loans | $5,322,000 | 1,360 |
| FHLB advances | $49,592,000 | 819 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $32,863,000 | 2,445 |
| Tier 1 (core) risk-based capital | $25,626,000 | 2,458 |
| Tier 2 risk-based capital | $3,004,000 | 1,687 |
| Total risk weighted assets | $239,165,000 | 1,980 |
| Total unused commitments | $32,863,000 | 2,446 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 141 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $327,365,000 | 1,986 |
| Cash and due from depository institutions | $8,981,000 | 1,234 |
| Interest-bearing balances | $2,380,000 | 1,613 |
| Securities | $63,640,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $3,468,000 | 3,040 |
| Net loans & leases | $220,788,000 | 2,031 |
| Loan loss allowance | $3,902,000 | 1,327 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,411,000 | 1,006 |
| Other real estate owned | $2,479,000 | 1,234 |
| Goodwill and other intangibles | $1,883,000 | 1,380 |
| All other assets | $14,715,000 | 1,231 |
| Life insurance assets | $6,785,000 | 832 |
| Total liabilities and capital | $327,365,000 | 1,986 |
| Total liabilities | $299,756,000 | 1,945 |
| Total deposits | $243,381,000 | 2,126 |
| Interest-bearing deposits | $207,659,000 | 2,110 |
| Deposits held in domestic offices | $243,381,000 | 2,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $53,092,000 | 883 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,283,000 | 1,588 |
| Total equity capital | $27,609,000 | 2,388 |
| Total bank equity capital | $27,609,000 | 2,388 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $124,000 | 6,417 |
| Surplus | $12,534,000 | 2,028 |
| Undivided profits | $14,951,000 | 2,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,416,000 | 1,679 |
| Earning assets | $290,276,000 | 2,050 |
| Long-term assets (5+ years) | $61,603,000 | 1,591 |
| Average Assets, year-to-date | $323,266,750 | 1,931 |
| Average Assets, quarterly | $327,339,000 | 1,964 |
| Volatile liabilities | $51,817,000 | 2,546 |
| Insider loans | $6,774,000 | 1,026 |
| FHLB advances | $53,092,000 | 804 |
| Loans and leases held for sale | $191,000 | 1,514 |
| Unused loan commitments | $30,422,000 | 2,586 |
| Tier 1 (core) risk-based capital | $26,548,000 | 2,368 |
| Tier 2 risk-based capital | $3,029,000 | 1,690 |
| Total risk weighted assets | $241,429,000 | 1,952 |
| Total unused commitments | $30,422,000 | 2,586 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 143 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $327,313,000 | 1,959 |
| Cash and due from depository institutions | $11,428,000 | 1,222 |
| Interest-bearing balances | $2,849,000 | 1,478 |
| Securities | $61,168,000 | 1,961 |
| Federal funds sold & reverse repurchase agreements | $2,667,000 | 3,246 |
| Net loans & leases | $220,788,000 | 2,003 |
| Loan loss allowance | $3,923,000 | 1,304 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,901,000 | 1,043 |
| Other real estate owned | $2,774,000 | 1,222 |
| Goodwill and other intangibles | $1,887,000 | 1,363 |
| All other assets | $15,700,000 | 1,161 |
| Life insurance assets | $6,732,000 | 821 |
| Total liabilities and capital | $327,313,000 | 1,959 |
| Total liabilities | $301,318,000 | 1,912 |
| Total deposits | $240,710,000 | 2,128 |
| Interest-bearing deposits | $201,785,000 | 2,147 |
| Deposits held in domestic offices | $240,710,000 | 2,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $57,592,000 | 836 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,016,000 | 1,580 |
| Total equity capital | $25,995,000 | 2,443 |
| Total bank equity capital | $25,995,000 | 2,443 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $124,000 | 6,436 |
| Surplus | $12,534,000 | 1,989 |
| Undivided profits | $13,337,000 | 2,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,911,000 | 1,946 |
| Earning assets | $287,472,000 | 2,041 |
| Long-term assets (5+ years) | $58,914,000 | 1,627 |
| Average Assets, year-to-date | $321,900,670 | 1,944 |
| Average Assets, quarterly | $324,249,500 | 1,957 |
| Volatile liabilities | $51,992,000 | 2,513 |
| Insider loans | $6,096,000 | 1,138 |
| FHLB advances | $57,592,000 | 760 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $33,973,000 | 2,402 |
| Tier 1 (core) risk-based capital | $26,218,000 | 2,354 |
| Tier 2 risk-based capital | $3,059,000 | 1,650 |
| Total risk weighted assets | $243,851,000 | 1,907 |
| Total unused commitments | $33,973,000 | 2,402 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 138 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $321,186,000 | 1,968 |
| Cash and due from depository institutions | $9,268,000 | 1,249 |
| Interest-bearing balances | $570,000 | 3,103 |
| Securities | $60,914,000 | 1,986 |
| Federal funds sold & reverse repurchase agreements | $1,597,000 | 4,579 |
| Net loans & leases | $219,225,000 | 1,963 |
| Loan loss allowance | $3,987,000 | 1,270 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,748,000 | 1,029 |
| Other real estate owned | $2,780,000 | 1,249 |
| Goodwill and other intangibles | $1,891,000 | 1,338 |
| All other assets | $14,763,000 | 1,189 |
| Life insurance assets | $6,664,000 | 805 |
| Total liabilities and capital | $321,186,000 | 1,968 |
| Total liabilities | $294,761,000 | 1,927 |
| Total deposits | $239,409,000 | 2,131 |
| Interest-bearing deposits | $194,047,000 | 2,209 |
| Deposits held in domestic offices | $239,409,000 | 2,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $52,592,000 | 855 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,760,000 | 1,698 |
| Total equity capital | $26,425,000 | 2,383 |
| Total bank equity capital | $26,425,000 | 2,383 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $124,000 | 6,450 |
| Surplus | $12,534,000 | 1,929 |
| Undivided profits | $13,767,000 | 2,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,351,000 | 1,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,255,000 | 1,508 |
| Earning assets | $282,306,000 | 2,046 |
| Long-term assets (5+ years) | $59,713,000 | 1,594 |
| Average Assets, year-to-date | $319,194,500 | 1,957 |
| Average Assets, quarterly | $319,194,500 | 1,957 |
| Volatile liabilities | $50,295,000 | 2,479 |
| Insider loans | $6,194,000 | 1,092 |
| FHLB advances | $52,592,000 | 790 |
| Loans and leases held for sale | $173,000 | 1,464 |
| Unused loan commitments | $29,138,000 | 2,627 |
| Tier 1 (core) risk-based capital | $25,865,000 | 2,339 |
| Tier 2 risk-based capital | $3,006,000 | 1,642 |
| Total risk weighted assets | $239,477,000 | 1,880 |
| Total unused commitments | $29,138,000 | 2,630 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 138 | 1,235 |
| Assets and Liabilities | ||
| Total Assets: | $317,203,000 | 1,967 |
| Cash and due from depository institutions | $8,098,000 | 1,235 |
| Interest-bearing balances | $165,000 | 4,475 |
| Securities | $58,055,000 | 2,072 |
| Federal funds sold & reverse repurchase agreements | $7,054,000 | 1,871 |
| Net loans & leases | $215,696,000 | 1,974 |
| Loan loss allowance | $4,597,000 | 1,077 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,883,000 | 989 |
| Other real estate owned | $1,046,000 | 1,235 |
| Goodwill and other intangibles | $1,895,000 | 1,324 |
| All other assets | $14,476,000 | 1,193 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $317,203,000 | 1,967 |
| Total liabilities | $291,325,000 | 1,926 |
| Total deposits | $227,286,000 | 2,213 |
| Interest-bearing deposits | $192,483,000 | 2,194 |
| Deposits held in domestic offices | $227,286,000 | 2,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $60,592,000 | 782 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,447,000 | 1,396 |
| Total equity capital | $25,878,000 | 2,390 |
| Total bank equity capital | $25,878,000 | 2,390 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $124,000 | 6,474 |
| Surplus | $12,534,000 | 1,881 |
| Undivided profits | $13,220,000 | 2,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,857,000 | 1,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,806,000 | 1,961 |
| Earning assets | $280,970,000 | 2,019 |
| Long-term assets (5+ years) | $57,433,000 | 1,612 |
| Average Assets, year-to-date | $311,973,200 | 1,908 |
| Average Assets, quarterly | $318,703,000 | 1,930 |
| Volatile liabilities | $65,738,000 | 1,954 |
| Insider loans | $5,901,000 | 1,138 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $29,653,000 | 2,545 |
| Tier 1 (core) risk-based capital | $24,831,000 | 2,393 |
| Tier 2 risk-based capital | $2,936,000 | 1,646 |
| Total risk weighted assets | $233,250,000 | 1,894 |
| Total unused commitments | $29,653,000 | 2,545 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 139 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $320,203,000 | 1,912 |
| Cash and due from depository institutions | $10,227,000 | 1,211 |
| Interest-bearing balances | $501,000 | 3,425 |
| Securities | $49,351,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $10,148,000 | 1,276 |
| Net loans & leases | $222,967,000 | 1,871 |
| Loan loss allowance | $4,312,000 | 1,129 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,917,000 | 957 |
| Other real estate owned | $1,298,000 | 1,211 |
| Goodwill and other intangibles | $1,899,000 | 1,298 |
| All other assets | $13,396,000 | 1,252 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $320,203,000 | 1,912 |
| Total liabilities | $293,708,000 | 1,878 |
| Total deposits | $235,534,000 | 2,098 |
| Interest-bearing deposits | $199,543,000 | 2,077 |
| Deposits held in domestic offices | $235,534,000 | 2,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $55,592,000 | 837 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,582,000 | 1,691 |
| Total equity capital | $26,495,000 | 2,314 |
| Total bank equity capital | $26,495,000 | 2,314 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $124,000 | 6,500 |
| Surplus | $12,534,000 | 1,824 |
| Undivided profits | $13,837,000 | 2,321 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,931,000 | 1,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,807,000 | 1,877 |
| Earning assets | $282,967,000 | 1,979 |
| Long-term assets (5+ years) | $48,809,000 | 1,794 |
| Average Assets, year-to-date | $310,665,750 | 1,900 |
| Average Assets, quarterly | $318,087,500 | 1,900 |
| Volatile liabilities | $72,355,000 | 1,750 |
| Insider loans | $5,705,000 | 1,131 |
| FHLB advances | $55,592,000 | 766 |
| Loans and leases held for sale | $60,000 | 1,797 |
| Unused loan commitments | $31,827,000 | 2,421 |
| Tier 1 (core) risk-based capital | $25,188,000 | 2,333 |
| Tier 2 risk-based capital | $2,981,000 | 1,595 |
| Total risk weighted assets | $237,170,000 | 1,821 |
| Total unused commitments | $31,827,000 | 2,425 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 139 | 1,211 |
| Assets and Liabilities | ||
| Total Assets: | $315,972,000 | 1,901 |
| Cash and due from depository institutions | $9,538,000 | 1,211 |
| Interest-bearing balances | $115,000 | 4,810 |
| Securities | $51,149,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $227,823,000 | 1,790 |
| Loan loss allowance | $4,761,000 | 999 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,158,000 | 908 |
| Other real estate owned | $1,098,000 | 1,211 |
| Goodwill and other intangibles | $1,903,000 | 1,287 |
| All other assets | $13,303,000 | 1,233 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $315,972,000 | 1,901 |
| Total liabilities | $290,012,000 | 1,856 |
| Total deposits | $229,797,000 | 2,108 |
| Interest-bearing deposits | $192,701,000 | 2,110 |
| Deposits held in domestic offices | $229,797,000 | 2,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,256,000 | 2,260 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $55,592,000 | 847 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,367,000 | 1,725 |
| Total equity capital | $25,960,000 | 2,314 |
| Total bank equity capital | $25,960,000 | 2,314 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $124,000 | 6,500 |
| Surplus | $12,534,000 | 1,787 |
| Undivided profits | $13,302,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,055,000 | 847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,590,000 | 1,947 |
| Earning assets | $279,087,000 | 1,965 |
| Long-term assets (5+ years) | $50,022,000 | 1,787 |
| Average Assets, year-to-date | $307,486,670 | 1,893 |
| Average Assets, quarterly | $311,486,500 | 1,894 |
| Volatile liabilities | $60,859,000 | 1,948 |
| Insider loans | $5,149,000 | 1,222 |
| FHLB advances | $55,592,000 | 775 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,096,000 | 2,560 |
| Tier 1 (core) risk-based capital | $24,129,000 | 2,368 |
| Tier 2 risk-based capital | $2,992,000 | 1,567 |
| Total risk weighted assets | $237,602,000 | 1,791 |
| Total unused commitments | $28,096,000 | 2,562 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 141 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $307,001,000 | 1,924 |
| Cash and due from depository institutions | $7,986,000 | 1,173 |
| Interest-bearing balances | $251,000 | 4,128 |
| Securities | $48,676,000 | 2,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $222,114,000 | 1,792 |
| Loan loss allowance | $4,432,000 | 1,065 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,245,000 | 887 |
| Other real estate owned | $1,100,000 | 1,173 |
| Goodwill and other intangibles | $1,908,000 | 1,272 |
| All other assets | $13,972,000 | 1,167 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $307,001,000 | 1,924 |
| Total liabilities | $282,152,000 | 1,883 |
| Total deposits | $224,530,000 | 2,140 |
| Interest-bearing deposits | $189,873,000 | 2,129 |
| Deposits held in domestic offices | $224,530,000 | 2,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,127,000 | 2,126 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $53,092,000 | 838 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,403,000 | 1,671 |
| Total equity capital | $24,849,000 | 2,332 |
| Total bank equity capital | $24,849,000 | 2,332 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $124,000 | 6,552 |
| Surplus | $12,534,000 | 1,740 |
| Undivided profits | $12,191,000 | 2,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,214,000 | 809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,745,000 | 1,714 |
| Earning assets | $271,041,000 | 1,991 |
| Long-term assets (5+ years) | $48,692,000 | 1,873 |
| Average Assets, year-to-date | $303,244,000 | 1,926 |
| Average Assets, quarterly | $303,244,000 | 1,926 |
| Volatile liabilities | $56,634,000 | 1,961 |
| Insider loans | $5,116,000 | 1,213 |
| FHLB advances | $53,092,000 | 764 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,940,000 | 2,350 |
| Tier 1 (core) risk-based capital | $23,946,000 | 2,343 |
| Tier 2 risk-based capital | $2,915,000 | 1,578 |
| Total risk weighted assets | $231,660,000 | 1,797 |
| Total unused commitments | $30,940,000 | 2,354 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 145 | 1,150 |
| Assets and Liabilities | ||
| Total Assets: | $299,487,000 | 1,956 |
| Cash and due from depository institutions | $6,979,000 | 1,150 |
| Interest-bearing balances | $35,000 | 5,947 |
| Securities | $52,553,000 | 2,325 |
| Federal funds sold & reverse repurchase agreements | $1,509,000 | 4,353 |
| Net loans & leases | $211,511,000 | 1,848 |
| Loan loss allowance | $4,071,000 | 1,149 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,411,000 | 856 |
| Other real estate owned | $1,098,000 | 1,150 |
| Goodwill and other intangibles | $1,911,000 | 1,267 |
| All other assets | $12,515,000 | 1,250 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $299,487,000 | 1,956 |
| Total liabilities | $274,123,000 | 1,923 |
| Total deposits | $221,646,000 | 2,124 |
| Interest-bearing deposits | $189,212,000 | 2,089 |
| Deposits held in domestic offices | $221,646,000 | 2,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $49,592,000 | 914 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,885,000 | 1,422 |
| Total equity capital | $25,364,000 | 2,298 |
| Total bank equity capital | $25,364,000 | 2,298 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $124,000 | 6,579 |
| Surplus | $12,534,000 | 1,712 |
| Undivided profits | $12,706,000 | 2,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,202,000 | 1,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,465,000 | 2,036 |
| Earning assets | $265,608,000 | 2,021 |
| Long-term assets (5+ years) | $54,359,000 | 1,749 |
| Average Assets, year-to-date | $302,084,200 | 1,865 |
| Average Assets, quarterly | $298,880,500 | 1,938 |
| Volatile liabilities | $50,528,000 | 2,100 |
| Insider loans | $5,215,000 | 1,171 |
| FHLB advances | $49,592,000 | 829 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,396,000 | 2,391 |
| Tier 1 (core) risk-based capital | $23,866,000 | 2,311 |
| Tier 2 risk-based capital | $2,739,000 | 1,657 |
| Total risk weighted assets | $217,803,000 | 1,876 |
| Total unused commitments | $28,396,000 | 2,392 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 146 | 1,147 |
| Assets and Liabilities | ||
| Total Assets: | $298,274,000 | 1,955 |
| Cash and due from depository institutions | $7,428,000 | 1,147 |
| Interest-bearing balances | $138,000 | 4,806 |
| Securities | $48,805,000 | 2,452 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $215,267,000 | 1,777 |
| Loan loss allowance | $3,242,000 | 1,459 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,656,000 | 809 |
| Other real estate owned | $1,533,000 | 1,147 |
| Goodwill and other intangibles | $1,916,000 | 1,241 |
| All other assets | $11,669,000 | 1,306 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $298,274,000 | 1,955 |
| Total liabilities | $272,967,000 | 1,915 |
| Total deposits | $221,873,000 | 2,088 |
| Interest-bearing deposits | $187,764,000 | 2,090 |
| Deposits held in domestic offices | $221,873,000 | 2,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,753,000 | 2,109 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $46,092,000 | 948 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,249,000 | 1,750 |
| Total equity capital | $25,307,000 | 2,276 |
| Total bank equity capital | $25,307,000 | 2,276 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $124,000 | 6,621 |
| Surplus | $12,534,000 | 1,685 |
| Undivided profits | $12,649,000 | 2,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,065,000 | 1,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,784,000 | 1,684 |
| Earning assets | $264,210,000 | 2,001 |
| Long-term assets (5+ years) | $55,504,000 | 1,742 |
| Average Assets, year-to-date | $302,733,500 | 1,867 |
| Average Assets, quarterly | $301,706,000 | 1,918 |
| Volatile liabilities | $48,821,000 | 2,133 |
| Insider loans | $5,222,000 | 1,124 |
| FHLB advances | $46,092,000 | 862 |
| Loans and leases held for sale | $240,000 | 1,437 |
| Unused loan commitments | $26,826,000 | 2,464 |
| Tier 1 (core) risk-based capital | $23,510,000 | 2,321 |
| Tier 2 risk-based capital | $2,750,000 | 1,621 |
| Total risk weighted assets | $219,514,000 | 1,825 |
| Total unused commitments | $26,826,000 | 2,468 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 135 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $305,138,000 | 1,899 |
| Cash and due from depository institutions | $9,303,000 | 1,264 |
| Interest-bearing balances | $373,000 | 3,890 |
| Securities | $48,396,000 | 2,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $220,601,000 | 1,717 |
| Loan loss allowance | $3,144,000 | 1,477 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,219,000 | 731 |
| Other real estate owned | $1,147,000 | 1,264 |
| Goodwill and other intangibles | $1,919,000 | 1,226 |
| All other assets | $11,553,000 | 1,311 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $305,138,000 | 1,899 |
| Total liabilities | $280,776,000 | 1,855 |
| Total deposits | $232,739,000 | 1,967 |
| Interest-bearing deposits | $198,249,000 | 1,950 |
| Deposits held in domestic offices | $232,739,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,735,000 | 2,493 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $44,092,000 | 983 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,210,000 | 1,631 |
| Total equity capital | $24,362,000 | 2,270 |
| Total bank equity capital | $24,362,000 | 2,270 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $124,000 | 6,667 |
| Surplus | $12,534,000 | 1,636 |
| Undivided profits | $11,704,000 | 2,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,335,000 | 1,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,526,000 | 1,847 |
| Earning assets | $269,370,000 | 1,938 |
| Long-term assets (5+ years) | $53,172,000 | 1,836 |
| Average Assets, year-to-date | $304,220,000 | 1,849 |
| Average Assets, quarterly | $304,441,000 | 1,868 |
| Volatile liabilities | $55,948,000 | 1,858 |
| Insider loans | $5,394,000 | 1,045 |
| FHLB advances | $44,092,000 | 895 |
| Loans and leases held for sale | $84,000 | 1,726 |
| Unused loan commitments | $32,674,000 | 2,148 |
| Tier 1 (core) risk-based capital | $23,460,000 | 2,278 |
| Tier 2 risk-based capital | $2,802,000 | 1,566 |
| Total risk weighted assets | $223,825,000 | 1,765 |
| Total unused commitments | $32,674,000 | 2,154 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 134 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $303,744,000 | 1,867 |
| Cash and due from depository institutions | $8,216,000 | 1,264 |
| Interest-bearing balances | $165,000 | 4,841 |
| Securities | $47,628,000 | 2,562 |
| Federal funds sold & reverse repurchase agreements | $5,280,000 | 2,698 |
| Net loans & leases | $216,389,000 | 1,695 |
| Loan loss allowance | $2,935,000 | 1,565 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,420,000 | 710 |
| Other real estate owned | $1,190,000 | 1,264 |
| Goodwill and other intangibles | $1,924,000 | 1,217 |
| All other assets | $10,697,000 | 1,332 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $303,744,000 | 1,867 |
| Total liabilities | $277,807,000 | 1,832 |
| Total deposits | $233,778,000 | 1,943 |
| Interest-bearing deposits | $200,528,000 | 1,925 |
| Deposits held in domestic offices | $233,778,000 | 1,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $41,842,000 | 956 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,187,000 | 1,863 |
| Total equity capital | $25,937,000 | 2,183 |
| Total bank equity capital | $25,937,000 | 2,183 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $124,000 | 6,686 |
| Surplus | $12,534,000 | 1,612 |
| Undivided profits | $13,279,000 | 2,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,332,000 | 1,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,677,000 | 1,650 |
| Earning assets | $269,462,000 | 1,932 |
| Long-term assets (5+ years) | $53,929,000 | 1,793 |
| Average Assets, year-to-date | $303,761,000 | 1,849 |
| Average Assets, quarterly | $303,761,000 | 1,849 |
| Volatile liabilities | $57,311,000 | 1,744 |
| Insider loans | $5,278,000 | 1,059 |
| FHLB advances | $41,842,000 | 866 |
| Loans and leases held for sale | $175,000 | 1,646 |
| Unused loan commitments | $25,402,000 | 2,490 |
| Tier 1 (core) risk-based capital | $23,580,000 | 2,229 |
| Tier 2 risk-based capital | $2,861,000 | 1,533 |
| Total risk weighted assets | $228,825,000 | 1,686 |
| Total unused commitments | $25,402,000 | 2,499 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 140 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $303,778,000 | 1,860 |
| Cash and due from depository institutions | $10,089,000 | 1,209 |
| Interest-bearing balances | $350,000 | 4,016 |
| Securities | $51,583,000 | 2,433 |
| Federal funds sold & reverse repurchase agreements | $1,171,000 | 4,817 |
| Net loans & leases | $214,509,000 | 1,680 |
| Loan loss allowance | $2,857,000 | 1,603 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,533,000 | 693 |
| Other real estate owned | $862,000 | 1,209 |
| Goodwill and other intangibles | $1,928,000 | 1,211 |
| All other assets | $11,103,000 | 1,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,778,000 | 1,860 |
| Total liabilities | $279,398,000 | 1,823 |
| Total deposits | $237,421,000 | 1,911 |
| Interest-bearing deposits | $204,903,000 | 1,879 |
| Deposits held in domestic offices | $237,421,000 | 1,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,092,000 | 1,009 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,885,000 | 1,951 |
| Total equity capital | $24,380,000 | 2,272 |
| Total bank equity capital | $24,380,000 | 2,272 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $124,000 | 6,738 |
| Surplus | $12,534,000 | 1,585 |
| Undivided profits | $11,722,000 | 2,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,061,000 | 763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,494,000 | 1,975 |
| Earning assets | $267,613,000 | 1,915 |
| Long-term assets (5+ years) | $57,783,000 | 1,713 |
| Average Assets, year-to-date | $295,995,800 | 1,842 |
| Average Assets, quarterly | $300,057,500 | 1,860 |
| Volatile liabilities | $57,088,000 | 1,743 |
| Insider loans | $5,210,000 | 1,060 |
| FHLB advances | $40,092,000 | 908 |
| Loans and leases held for sale | $554,000 | 1,098 |
| Unused loan commitments | $25,383,000 | 2,415 |
| Tier 1 (core) risk-based capital | $22,714,000 | 2,299 |
| Tier 2 risk-based capital | $2,720,000 | 1,586 |
| Total risk weighted assets | $217,478,000 | 1,749 |
| Total unused commitments | $25,383,000 | 2,420 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 139 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $296,337,000 | 1,910 |
| Cash and due from depository institutions | $7,942,000 | 1,228 |
| Interest-bearing balances | $333,000 | 4,194 |
| Securities | $46,482,000 | 2,598 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $214,602,000 | 1,664 |
| Loan loss allowance | $2,276,000 | 2,010 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,846,000 | 671 |
| Other real estate owned | $785,000 | 1,228 |
| Goodwill and other intangibles | $1,932,000 | 1,196 |
| All other assets | $11,748,000 | 1,249 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,337,000 | 1,910 |
| Total liabilities | $272,286,000 | 1,875 |
| Total deposits | $230,047,000 | 1,976 |
| Interest-bearing deposits | $198,032,000 | 1,960 |
| Deposits held in domestic offices | $230,047,000 | 1,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,000 | 3,227 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $40,092,000 | 999 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,002,000 | 1,927 |
| Total equity capital | $24,051,000 | 2,296 |
| Total bank equity capital | $24,051,000 | 2,296 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $124,000 | 6,783 |
| Surplus | $12,534,000 | 1,560 |
| Undivided profits | $11,393,000 | 2,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,721,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,763,000 | 1,730 |
| Earning assets | $261,417,000 | 1,962 |
| Long-term assets (5+ years) | $52,650,000 | 1,819 |
| Average Assets, year-to-date | $294,050,250 | 1,867 |
| Average Assets, quarterly | $298,446,000 | 1,885 |
| Volatile liabilities | $51,532,000 | 1,847 |
| Insider loans | $5,289,000 | 1,014 |
| FHLB advances | $40,092,000 | 896 |
| Loans and leases held for sale | $208,000 | 1,708 |
| Unused loan commitments | $25,483,000 | 2,412 |
| Tier 1 (core) risk-based capital | $22,511,000 | 2,314 |
| Tier 2 risk-based capital | $2,276,000 | 1,860 |
| Total risk weighted assets | $215,638,000 | 1,747 |
| Total unused commitments | $25,483,000 | 2,415 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 140 | 1,215 |
| Assets and Liabilities | ||
| Total Assets: | $300,555,000 | 1,864 |
| Cash and due from depository institutions | $15,912,000 | 1,215 |
| Interest-bearing balances | $377,000 | 4,213 |
| Securities | $49,405,000 | 2,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $209,435,000 | 1,678 |
| Loan loss allowance | $2,222,000 | 2,024 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,908,000 | 653 |
| Other real estate owned | $594,000 | 1,215 |
| Goodwill and other intangibles | $1,936,000 | 1,165 |
| All other assets | $10,365,000 | 1,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,555,000 | 1,864 |
| Total liabilities | $276,036,000 | 1,829 |
| Total deposits | $233,591,000 | 1,916 |
| Interest-bearing deposits | $198,516,000 | 1,940 |
| Deposits held in domestic offices | $233,591,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,572,000 | 1,708 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,092,000 | 1,065 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,781,000 | 1,570 |
| Total equity capital | $24,519,000 | 2,245 |
| Total bank equity capital | $24,519,000 | 2,245 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $124,000 | 6,804 |
| Surplus | $12,534,000 | 1,524 |
| Undivided profits | $11,861,000 | 2,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,630,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,488,000 | 1,996 |
| Earning assets | $259,217,000 | 1,969 |
| Long-term assets (5+ years) | $53,078,000 | 1,737 |
| Average Assets, year-to-date | $293,288,000 | 1,863 |
| Average Assets, quarterly | $295,437,000 | 1,874 |
| Volatile liabilities | $47,560,000 | 1,962 |
| Insider loans | $5,402,000 | 963 |
| FHLB advances | $36,092,000 | 963 |
| Loans and leases held for sale | $608,000 | 1,625 |
| Unused loan commitments | $25,763,000 | 2,375 |
| Tier 1 (core) risk-based capital | $21,756,000 | 2,347 |
| Tier 2 risk-based capital | $2,222,000 | 1,866 |
| Total risk weighted assets | $212,670,000 | 1,745 |
| Total unused commitments | $25,763,000 | 2,384 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 140 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $290,319,000 | 1,891 |
| Cash and due from depository institutions | $11,691,000 | 1,199 |
| Interest-bearing balances | $231,000 | 4,525 |
| Securities | $41,481,000 | 2,752 |
| Federal funds sold & reverse repurchase agreements | $3,071,000 | 4,380 |
| Net loans & leases | $207,502,000 | 1,670 |
| Loan loss allowance | $2,209,000 | 1,983 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,514,000 | 680 |
| Other real estate owned | $386,000 | 1,199 |
| Goodwill and other intangibles | $1,940,000 | 1,158 |
| All other assets | $11,734,000 | 1,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,319,000 | 1,891 |
| Total liabilities | $266,856,000 | 1,853 |
| Total deposits | $228,392,000 | 1,933 |
| Interest-bearing deposits | $191,831,000 | 1,994 |
| Deposits held in domestic offices | $228,392,000 | 1,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $36,092,000 | 1,013 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,372,000 | 1,804 |
| Total equity capital | $23,463,000 | 2,287 |
| Total bank equity capital | $23,463,000 | 2,287 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $124,000 | 6,837 |
| Surplus | $12,535,000 | 1,497 |
| Undivided profits | $10,804,000 | 2,790 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,855,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,488,000 | 2,016 |
| Earning assets | $252,285,000 | 1,980 |
| Long-term assets (5+ years) | $42,089,000 | 1,986 |
| Average Assets, year-to-date | $289,654,500 | 1,877 |
| Average Assets, quarterly | $289,654,500 | 1,877 |
| Volatile liabilities | $42,499,000 | 2,112 |
| Insider loans | $4,907,000 | 1,073 |
| FHLB advances | $36,092,000 | 921 |
| Loans and leases held for sale | $1,286,000 | 1,198 |
| Unused loan commitments | $26,177,000 | 2,256 |
| Tier 1 (core) risk-based capital | $20,849,000 | 2,396 |
| Tier 2 risk-based capital | $2,209,000 | 1,829 |
| Total risk weighted assets | $209,940,000 | 1,726 |
| Total unused commitments | $26,177,000 | 2,267 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 136 | 1,227 |
| Assets and Liabilities | ||
| Total Assets: | $288,990,000 | 1,862 |
| Cash and due from depository institutions | $10,133,000 | 1,227 |
| Interest-bearing balances | $379,000 | 4,045 |
| Securities | $43,570,000 | 2,607 |
| Federal funds sold & reverse repurchase agreements | $2,685,000 | 4,222 |
| Net loans & leases | $206,651,000 | 1,669 |
| Loan loss allowance | $2,193,000 | 1,950 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,283,000 | 690 |
| Other real estate owned | $595,000 | 1,227 |
| Goodwill and other intangibles | $1,944,000 | 1,141 |
| All other assets | $11,129,000 | 1,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,990,000 | 1,862 |
| Total liabilities | $266,320,000 | 1,823 |
| Total deposits | $222,979,000 | 1,939 |
| Interest-bearing deposits | $189,347,000 | 1,975 |
| Deposits held in domestic offices | $222,979,000 | 1,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,056 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $38,592,000 | 973 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,749,000 | 1,589 |
| Total equity capital | $22,670,000 | 2,332 |
| Total bank equity capital | $22,670,000 | 2,332 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $124,000 | 6,863 |
| Surplus | $12,535,000 | 1,464 |
| Undivided profits | $10,011,000 | 2,939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,700,000 | 1,131 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,803,000 | 1,710 |
| Earning assets | $253,285,000 | 1,930 |
| Long-term assets (5+ years) | $42,831,000 | 1,942 |
| Average Assets, year-to-date | $281,393,400 | 1,811 |
| Average Assets, quarterly | $290,274,000 | 1,834 |
| Volatile liabilities | $47,565,000 | 1,912 |
| Insider loans | $4,209,000 | 1,250 |
| FHLB advances | $38,592,000 | 872 |
| Loans and leases held for sale | $257,000 | 1,727 |
| Unused loan commitments | $22,945,000 | 2,390 |
| Tier 1 (core) risk-based capital | $19,985,000 | 2,456 |
| Tier 2 risk-based capital | $2,193,000 | 1,813 |
| Total risk weighted assets | $209,073,000 | 1,715 |
| Total unused commitments | $22,945,000 | 2,396 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $93,430,000 | 4,790 |
| Cash and due from depository institutions | $3,706,000 | 4,798 |
| Interest-bearing balances | $95,000 | 5,317 |
| Securities | $10,203,000 | 6,460 |
| Federal funds sold & reverse repurchase agreements | $2,564,000 | 4,274 |
| Net loans & leases | $69,952,000 | 4,177 |
| Loan loss allowance | $495,000 | 5,870 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,795,000 | 2,396 |
| Other real estate owned | $37,000 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,173,000 | 3,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,430,000 | 4,790 |
| Total liabilities | $86,559,000 | 4,676 |
| Total deposits | $72,599,000 | 5,005 |
| Interest-bearing deposits | $63,045,000 | 4,947 |
| Deposits held in domestic offices | $72,599,000 | 5,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,963 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,418,000 | 1,904 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,042,000 | 3,356 |
| Total equity capital | $6,871,000 | 5,881 |
| Total bank equity capital | $6,871,000 | 5,881 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $124,000 | 7,035 |
| Surplus | $175,000 | 8,643 |
| Undivided profits | $6,572,000 | 3,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $997,000 | 2,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $568,000 | 5,476 |
| Earning assets | $82,814,000 | 4,869 |
| Long-term assets (5+ years) | $9,685,000 | 4,859 |
| Average Assets, year-to-date | $91,154,000 | 4,692 |
| Average Assets, quarterly | $95,809,000 | 4,644 |
| Volatile liabilities | $11,970,000 | 5,123 |
| Insider loans | $3,258,000 | 1,531 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,250,000 | 6,458 |
| Tier 1 (core) risk-based capital | $6,690,000 | 5,833 |
| Tier 2 risk-based capital | $495,000 | 5,552 |
| Total risk weighted assets | $64,637,000 | 4,595 |
| Total unused commitments | $3,250,000 | 6,464 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $87,648,000 | 4,896 |
| Cash and due from depository institutions | $2,003,000 | 4,969 |
| Interest-bearing balances | $108,000 | 4,457 |
| Securities | $17,295,000 | 5,106 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 2,567 |
| Net loans & leases | $58,298,000 | 4,685 |
| Loan loss allowance | $447,000 | 6,086 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,701,000 | 3,205 |
| Other real estate owned | $72,000 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,729,000 | 3,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,648,000 | 4,896 |
| Total liabilities | $80,808,000 | 4,791 |
| Total deposits | $68,345,000 | 5,073 |
| Interest-bearing deposits | $58,296,000 | 5,105 |
| Deposits held in domestic offices | $68,345,000 | 5,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,386 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,061,000 | 2,847 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,002,000 | 3,589 |
| Total equity capital | $6,840,000 | 5,877 |
| Total bank equity capital | $6,840,000 | 5,877 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $124,000 | 7,266 |
| Surplus | $175,000 | 8,901 |
| Undivided profits | $6,541,000 | 3,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $217,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $502,000 | 5,113 |
| Earning assets | $80,251,000 | 4,894 |
| Long-term assets (5+ years) | $21,360,000 | 3,031 |
| Average Assets, year-to-date | $83,104,600 | 4,911 |
| Average Assets, quarterly | $85,739,500 | 4,923 |
| Volatile liabilities | $16,182,000 | 4,244 |
| Insider loans | $3,623,000 | 1,361 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,428,000 | 6,970 |
| Tier 1 (core) risk-based capital | $6,671,000 | 5,828 |
| Tier 2 risk-based capital | $447,000 | 5,773 |
| Total risk weighted assets | $60,215,700 | 4,685 |
| Total unused commitments | $2,428,000 | 6,976 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 31 | 5,132 |
| Assets and Liabilities | ||
| Total Assets: | $80,170,000 | 5,213 |
| Cash and due from depository institutions | $3,061,000 | 5,132 |
| Interest-bearing balances | $46,000 | 5,501 |
| Securities | $19,033,000 | 5,011 |
| Federal funds sold & reverse repurchase agreements | $5,330,000 | 1,780 |
| Net loans & leases | $47,345,000 | 5,257 |
| Loan loss allowance | $555,000 | 5,303 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,779,000 | 3,053 |
| Other real estate owned | $0 | 5,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,622,000 | 3,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,170,000 | 5,213 |
| Total liabilities | $74,100,000 | 5,113 |
| Total deposits | $68,473,000 | 5,116 |
| Interest-bearing deposits | $58,734,000 | 5,106 |
| Deposits held in domestic offices | $68,473,000 | 5,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,086,000 | 2,788 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $541,000 | 5,093 |
| Total equity capital | $6,070,000 | 6,222 |
| Total bank equity capital | $6,070,000 | 6,222 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $124,000 | 7,528 |
| Surplus | $175,000 | 9,196 |
| Undivided profits | $5,771,000 | 3,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 3,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $302,000 | 6,439 |
| Earning assets | $71,754,000 | 5,279 |
| Long-term assets (5+ years) | $19,261,000 | 3,383 |
| Average Assets, year-to-date | $79,706,000 | 5,104 |
| Average Assets, quarterly | $79,766,500 | 5,187 |
| Volatile liabilities | $7,181,000 | 6,376 |
| Insider loans | $2,170,000 | 2,078 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,470,000 | 7,075 |
| Tier 1 (core) risk-based capital | $6,671,000 | 5,871 |
| Tier 2 risk-based capital | $555,000 | 4,971 |
| Total risk weighted assets | $52,815,600 | 5,028 |
| Total unused commitments | $2,470,000 | 7,078 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $78,038,000 | 5,303 |
| Cash and due from depository institutions | $4,963,000 | 5,204 |
| Interest-bearing balances | $796,000 | 3,069 |
| Securities | $17,959,000 | 5,192 |
| Federal funds sold & reverse repurchase agreements | $1,860,000 | 5,992 |
| Net loans & leases | $47,956,000 | 5,068 |
| Loan loss allowance | $524,000 | 5,436 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,908,000 | 4,064 |
| Other real estate owned | $64,000 | 5,204 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,328,000 | 2,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,038,000 | 5,303 |
| Total liabilities | $71,088,000 | 5,244 |
| Total deposits | $64,476,000 | 5,371 |
| Interest-bearing deposits | $55,052,000 | 5,371 |
| Deposits held in domestic offices | $64,476,000 | 5,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,094,000 | 2,215 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,518,000 | 2,497 |
| Total equity capital | $6,950,000 | 5,808 |
| Total bank equity capital | $6,950,000 | 5,808 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $124,000 | 7,686 |
| Surplus | $175,000 | 9,416 |
| Undivided profits | $6,651,000 | 3,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $321,000 | 5,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $309,000 | 6,464 |
| Earning assets | $68,571,000 | 5,457 |
| Long-term assets (5+ years) | $10,975,000 | 4,508 |
| Average Assets, year-to-date | $77,341,200 | 5,115 |
| Average Assets, quarterly | $77,024,500 | 5,265 |
| Volatile liabilities | $5,993,000 | 6,501 |
| Insider loans | $1,917,000 | 2,184 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,960,000 | 7,500 |
| Tier 1 (core) risk-based capital | $6,772,000 | 5,730 |
| Tier 2 risk-based capital | $524,000 | 5,039 |
| Total risk weighted assets | $49,295,500 | 5,133 |
| Total unused commitments | $1,960,000 | 7,513 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $75,512,000 | 5,407 |
| Cash and due from depository institutions | $3,566,000 | 4,573 |
| Interest-bearing balances | $263,000 | 3,726 |
| Securities | $26,694,000 | 3,996 |
| Federal funds sold & reverse repurchase agreements | $553,000 | 7,127 |
| Net loans & leases | $41,751,000 | 5,646 |
| Loan loss allowance | $416,000 | 6,413 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,261,000 | 3,443 |
| Other real estate owned | $0 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $687,000 | 7,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,512,000 | 5,407 |
| Total liabilities | $67,733,000 | 5,400 |
| Total deposits | $61,015,000 | 5,585 |
| Interest-bearing deposits | $50,388,000 | 5,750 |
| Deposits held in domestic offices | $61,015,000 | 5,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,739,000 | 1,845 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $979,000 | 3,638 |
| Total equity capital | $7,779,000 | 5,312 |
| Total bank equity capital | $7,779,000 | 5,312 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $124,000 | 8,040 |
| Surplus | $175,000 | 9,819 |
| Undivided profits | $7,480,000 | 3,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 7,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $244,000 | 7,582 |
| Earning assets | $69,261,000 | 5,420 |
| Long-term assets (5+ years) | $13,468,000 | 3,617 |
| Average Assets, year-to-date | $71,638,800 | 5,428 |
| Average Assets, quarterly | $74,753,000 | 5,400 |
| Volatile liabilities | $5,338,000 | 6,954 |
| Insider loans | $1,203,000 | 3,115 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,357,000 | 7,062 |
| Tier 1 (core) risk-based capital | $7,636,000 | 5,241 |
| Tier 2 risk-based capital | $416,000 | 5,859 |
| Total risk weighted assets | $40,260,300 | 5,904 |
| Total unused commitments | $2,357,000 | 7,069 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $70,145,000 | 5,875 |
| Cash and due from depository institutions | $2,418,000 | 4,562 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,098,000 | 4,623 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,827 |
| Net loans & leases | $37,082,000 | 6,153 |
| Loan loss allowance | $391,000 | 6,882 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,356,000 | 5,026 |
| Other real estate owned | $32,000 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $659,000 | 7,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,145,000 | 5,875 |
| Total liabilities | $59,307,000 | 6,119 |
| Total deposits | $58,144,000 | 5,980 |
| Interest-bearing deposits | $50,067,000 | 5,957 |
| Deposits held in domestic offices | $58,144,000 | 5,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $626,000 | 3,759 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $537,000 | 5,663 |
| Total equity capital | $10,838,000 | 4,049 |
| Total bank equity capital | $10,838,000 | 4,049 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $175,000 | 7,947 |
| Surplus | $175,000 | 10,301 |
| Undivided profits | $10,488,000 | 2,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 8,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $251,000 | 7,633 |
| Earning assets | $65,680,000 | 5,776 |
| Long-term assets (5+ years) | $7,383,000 | 4,928 |
| Average Assets, year-to-date | $68,101,000 | 5,815 |
| Average Assets, quarterly | $69,427,500 | 5,865 |
| Volatile liabilities | $4,980,000 | 7,119 |
| Insider loans | $1,073,000 | 3,462 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $517,000 | 9,734 |
| Tier 1 (core) risk-based capital | $10,764,000 | 3,973 |
| Tier 2 risk-based capital | $391,000 | 6,222 |
| Total risk weighted assets | $34,343,400 | 6,598 |
| Total unused commitments | $517,000 | 9,742 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $66,741,000 | 6,150 |
| Cash and due from depository institutions | $2,815,000 | 4,498 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $29,394,000 | 4,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $32,235,000 | 6,702 |
| Loan loss allowance | $387,000 | 7,119 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,357,000 | 4,991 |
| Other real estate owned | $97,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $843,000 | 7,085 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,741,000 | 6,150 |
| Total liabilities | $56,201,000 | 6,442 |
| Total deposits | $55,041,000 | 6,321 |
| Interest-bearing deposits | $48,108,000 | 6,244 |
| Deposits held in domestic offices | $55,041,000 | 6,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $575,000 | 3,007 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $139,000 | 4,223 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $446,000 | 6,694 |
| Total equity capital | $10,540,000 | 4,124 |
| Total bank equity capital | $10,540,000 | 4,124 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $175,000 | 8,347 |
| Surplus | $175,000 | 10,737 |
| Undivided profits | $10,190,000 | 2,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 8,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $234,000 | 8,186 |
| Earning assets | $61,729,000 | 6,116 |
| Long-term assets (5+ years) | $10,974,000 | 3,806 |
| Average Assets, year-to-date | $66,015,400 | 6,005 |
| Average Assets, quarterly | $66,423,000 | 6,122 |
| Volatile liabilities | $3,892,000 | 7,748 |
| Insider loans | $2,915,000 | 1,488 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,000 | 11,306 |
| Tier 1 (core) risk-based capital | $10,400,000 | 4,066 |
| Tier 2 risk-based capital | $387,000 | 6,323 |
| Total risk weighted assets | $31,450,600 | 6,975 |
| Total unused commitments | $5,000 | 11,307 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $65,678,000 | 6,198 |
| Cash and due from depository institutions | $3,015,000 | 4,472 |
| Interest-bearing balances | $101,000 | 5,078 |
| Securities | $29,713,000 | 4,303 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,223 |
| Net loans & leases | $29,085,000 | 7,168 |
| Loan loss allowance | $382,000 | 7,347 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,279,000 | 5,199 |
| Other real estate owned | $80,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,406,000 | 5,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,678,000 | 6,198 |
| Total liabilities | $56,657,000 | 6,443 |
| Total deposits | $56,046,000 | 6,259 |
| Interest-bearing deposits | $49,281,000 | 6,141 |
| Deposits held in domestic offices | $56,046,000 | 6,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $316,000 | 4,107 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $295,000 | 7,401 |
| Total equity capital | $9,021,000 | 4,463 |
| Total bank equity capital | $9,021,000 | 4,463 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $175,000 | 8,812 |
| Surplus | $175,000 | 11,227 |
| Undivided profits | $8,671,000 | 2,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 6,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $194,000 | 8,606 |
| Earning assets | $59,999,000 | 6,211 |
| Long-term assets (5+ years) | $11,102,000 | 3,852 |
| Average Assets, year-to-date | $67,342,200 | 5,986 |
| Average Assets, quarterly | $66,048,500 | 6,155 |
| Volatile liabilities | $4,115,000 | 7,430 |
| Insider loans | $2,013,000 | 2,079 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,000 | 11,758 |
| Tier 1 (core) risk-based capital | $9,982,000 | 4,131 |
| Tier 2 risk-based capital | $379,560 | 6,474 |
| Total risk weighted assets | $30,362,060 | 7,186 |
| Total unused commitments | $20,000 | 11,759 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 44 | 4,651 |
| Assets and Liabilities | ||
| Total Assets: | $68,451,000 | 6,179 |
| Cash and due from depository institutions | $2,636,000 | 4,651 |
| Interest-bearing balances | $202,000 | 5,451 |
| Securities | $32,894,000 | 4,157 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,475 |
| Net loans & leases | $29,191,000 | 7,119 |
| Loan loss allowance | $394,000 | 7,482 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,379,000 | 4,997 |
| Other real estate owned | $358,000 | 4,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $893,000 | 6,677 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,451,000 | 6,179 |
| Total liabilities | $59,095,000 | 6,420 |
| Total deposits | $58,315,000 | 6,278 |
| Interest-bearing deposits | $51,356,000 | 6,213 |
| Deposits held in domestic offices | $58,315,000 | 6,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $401,000 | 3,539 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $379,000 | 6,534 |
| Total equity capital | $9,356,000 | 4,341 |
| Total bank equity capital | $9,356,000 | 4,341 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $175,000 | 9,256 |
| Surplus | $175,000 | 11,728 |
| Undivided profits | $9,006,000 | 2,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 8,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $198,000 | 8,187 |
| Earning assets | $63,387,000 | 6,133 |
| Long-term assets (5+ years) | $17,279,000 | 2,979 |
| Average Assets, year-to-date | $69,985,400 | 5,935 |
| Average Assets, quarterly | $69,012,500 | 6,077 |
| Volatile liabilities | $5,269,000 | 6,335 |
| Insider loans | $2,734,000 | 1,521 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,528,000 | 8,225 |
| Tier 1 (core) risk-based capital | $9,356,000 | 4,247 |
| Tier 2 risk-based capital | $385,910 | 6,461 |
| Total risk weighted assets | $30,864,810 | 7,151 |
| Total unused commitments | $1,528,000 | 8,249 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $71,069,000 | 6,056 |
| Cash and due from depository institutions | $3,417,000 | 4,867 |
| Interest-bearing balances | $404,000 | 5,197 |
| Securities | $30,793,000 | 4,356 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 4,633 |
| Net loans & leases | $30,195,000 | 7,026 |
| Loan loss allowance | $552,000 | 6,006 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,358,000 | 5,028 |
| Other real estate owned | $908,000 | 4,867 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,048,000 | 6,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,069,000 | 6,056 |
| Total liabilities | $62,621,000 | 6,199 |
| Total deposits | $61,550,000 | 6,112 |
| Interest-bearing deposits | $55,362,000 | 5,952 |
| Deposits held in domestic offices | $61,550,000 | 6,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $505,000 | 3,127 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $566,000 | 5,259 |
| Total equity capital | $8,448,000 | 4,566 |
| Total bank equity capital | $8,448,000 | 4,566 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $175,000 | 9,701 |
| Surplus | $175,000 | 12,188 |
| Undivided profits | $8,098,000 | 2,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $274,000 | 7,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $207,000 | 8,508 |
| Earning assets | $64,742,000 | 6,074 |
| Long-term assets (5+ years) | $17,029,000 | 2,934 |
| Average Assets, year-to-date | $70,547,800 | 5,965 |
| Average Assets, quarterly | $70,538,500 | 6,051 |
| Volatile liabilities | $7,133,000 | 5,225 |
| Insider loans | $1,400,000 | 544 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,250,000 | 8,620 |
| Tier 1 (core) risk-based capital | $8,448,000 | 4,494 |
| Tier 2 risk-based capital | $403,230 | 6,206 |
| Total risk weighted assets | $32,109,730 | 6,993 |
| Total unused commitments | $1,250,000 | 8,647 |
| Derivatives | $0 | 651 |