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Frontier Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$17,940,000	2,035
Total interest expense	$5,049,000	2,006
Net interest income	$12,891,000	2,020
Provision for loan and lease losses	$100,000	2,434
Total noninterest income	$1,898,000	2,071
Gross Fiduciary activities income	$880,000	529
Service charges on deposit accounts	$209,000	2,631
Trading account gains and fees	$0	123
Additional Noninterest Income	$809,000	2,488
Total noninterest expense	$7,164,000	2,526
Salaries and employee benefits	$4,938,000	2,210
Premises and equipment expense	$485,000	3,000
Additional noninterest expense	$809,000	2,488
Pre-tax net operating income	$7,525,000	1,465
Securities gains (losses)	$-604,000	4,219
Applicable income taxes	$0	3,369
Income before extraordinary items	$6,921,000	1,358
Extraordinary gains, net	$0	54
Net income	$6,921,000	1,373
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,921,000	1,360
Net charge-offs	$1,000	2,818
Cash dividends	$6,000,000	696
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,525,000	1,288
2023-09-30 (YTD Data)		Rank
Total interest income	$13,127,000	2,034
Total interest expense	$3,335,000	2,042
Net interest income	$9,792,000	2,019
Provision for loan and lease losses	$0	3,085
Total noninterest income	$1,194,000	2,235
Gross Fiduciary activities income	$423,000	581
Service charges on deposit accounts	$149,000	2,706
Trading account gains and fees	$0	125
Additional Noninterest Income	$622,000	2,456
Total noninterest expense	$5,263,000	2,544
Salaries and employee benefits	$3,581,000	2,242
Premises and equipment expense	$387,000	2,916
Additional noninterest expense	$622,000	2,455
Pre-tax net operating income	$5,723,000	1,502
Securities gains (losses)	$-604,000	4,392
Applicable income taxes	$0	3,407
Income before extraordinary items	$5,119,000	1,420
Extraordinary gains, net	$0	52
Net income	$5,119,000	1,431
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,119,000	1,420
Net charge-offs	$0	2,641
Cash dividends	$4,500,000	650
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,723,000	1,320
2023-06-30 (YTD Data)		Rank
Total interest income	$125,000	4,595
Total interest expense	$10,000	4,534
Net interest income	$2,694,000	3,295
Provision for loan and lease losses	$1,000	2,913
Total noninterest income	$1,255	4,612
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,325	4,420
Trading account gains and fees	$0	112
Additional Noninterest Income	$28,000	4,252
Total noninterest expense	NA	NA
Salaries and employee benefits	NA	NA
Premises and equipment expense	$0	4,583
Additional noninterest expense	$9,650	4,429
Pre-tax net operating income	$0	4,414
Securities gains (losses)	$4,000	768
Applicable income taxes	$0	3,436
Income before extraordinary items	$1,000	4,443
Extraordinary gains, net	$14,730,000	27
Net income	$3,373,000	1,450
Minority interest net income	$0	81
Net income of bank and minority interests.	$0	4,409
Net charge-offs	$0	2,431
Cash dividends	$463,000	2,022
Sale, conversion, retirement of capital stock, net	$3	483
Net operating income	$2,000	4,418
2023-03-31 (YTD Data)		Rank
Total interest income	$4,061,000	2,079
Total interest expense	$670,000	2,291
Net interest income	$3,391,000	1,993
Provision for loan and lease losses	$0	2,612
Total noninterest income	$431,000	2,118
Gross Fiduciary activities income	$199,000	550
Service charges on deposit accounts	$37,000	3,030
Trading account gains and fees	$0	97
Additional Noninterest Income	$195,000	2,466
Total noninterest expense	$1,671,000	2,622
Salaries and employee benefits	$1,176,000	2,310
Premises and equipment expense	$103,000	3,274
Additional noninterest expense	$195,000	2,466
Pre-tax net operating income	$2,151,000	1,389
Securities gains (losses)	$-604,000	4,558
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,547,000	1,567
Extraordinary gains, net	$0	4
Net income	$1,547,000	1,567
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,547,000	1,567
Net charge-offs	$-1,000	3,238
Cash dividends	$1,600,000	565
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,151,000	1,230
2022-12-31 (YTD Data)		Rank
Total interest income	$13,603,000	2,091
Total interest expense	$1,042,000	2,373
Net interest income	$12,561,000	2,041
Provision for loan and lease losses	$-555,000	4,544
Total noninterest income	$1,913,000	2,092
Gross Fiduciary activities income	$897,000	536
Service charges on deposit accounts	$249,000	2,487
Trading account gains and fees	$0	116
Additional Noninterest Income	$767,000	2,617
Total noninterest expense	$6,916,000	2,534
Salaries and employee benefits	$4,784,000	2,246
Premises and equipment expense	$518,000	2,941
Additional noninterest expense	$767,000	2,617
Pre-tax net operating income	$8,113,000	1,471
Securities gains (losses)	$-661,000	4,382
Applicable income taxes	$0	3,596
Income before extraordinary items	$7,452,000	1,382
Extraordinary gains, net	$0	5
Net income	$7,452,000	1,382
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,452,000	1,382
Net charge-offs	$6,000	2,274
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,113,000	1,316
2022-09-30 (YTD Data)		Rank
Total interest income	$9,557,000	2,138
Total interest expense	$583,000	2,458
Net interest income	$8,974,000	2,084
Provision for loan and lease losses	$-555,000	4,602
Total noninterest income	$1,463,000	2,094
Gross Fiduciary activities income	$685,000	531
Service charges on deposit accounts	$186,000	2,508
Trading account gains and fees	$0	111
Additional Noninterest Income	$592,000	2,611
Total noninterest expense	$5,085,000	2,558
Salaries and employee benefits	$3,462,000	2,292
Premises and equipment expense	$424,000	2,816
Additional noninterest expense	$592,000	2,611
Pre-tax net operating income	$5,907,000	1,499
Securities gains (losses)	$-601,000	4,511
Applicable income taxes	$0	3,603
Income before extraordinary items	$5,306,000	1,419
Extraordinary gains, net	$0	4
Net income	$5,306,000	1,418
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,306,000	1,419
Net charge-offs	$6,000	1,967
Cash dividends	$1,200,000	1,511
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,907,000	1,332
2022-06-30 (YTD Data)		Rank
Total interest income	$5,961,000	2,182
Total interest expense	$292,000	2,688
Net interest income	$5,669,000	2,131
Provision for loan and lease losses	$-555,000	4,627
Total noninterest income	$978,000	2,089
Gross Fiduciary activities income	$462,000	492
Service charges on deposit accounts	$120,000	2,545
Trading account gains and fees	$0	108
Additional Noninterest Income	$396,000	2,646
Total noninterest expense	$3,457,000	2,508
Salaries and employee benefits	$2,297,000	2,294
Premises and equipment expense	$321,000	2,623
Additional noninterest expense	$839,000	2,908
Pre-tax net operating income	$3,745,000	1,480
Securities gains (losses)	$-257,000	4,496
Applicable income taxes	$0	3,564
Income before extraordinary items	$3,488,000	1,358
Extraordinary gains, net	$0	4
Net income	$3,488,000	1,358
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,488,000	1,358
Net charge-offs	$7,000	1,686
Cash dividends	$1,200,000	1,194
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,745,000	1,309
2022-03-31 (YTD Data)		Rank
Total interest income	$2,804,000	2,218
Total interest expense	$122,000	2,909
Net interest income	$2,682,000	2,160
Provision for loan and lease losses	$0	2,285
Total noninterest income	$479,000	2,105
Gross Fiduciary activities income	$222,000	500
Service charges on deposit accounts	$56,000	2,606
Trading account gains and fees	$0	103
Additional Noninterest Income	$201,000	2,565
Total noninterest expense	$1,613,000	2,619
Salaries and employee benefits	$1,131,000	2,324
Premises and equipment expense	$131,000	2,955
Additional noninterest expense	$351,000	3,186
Pre-tax net operating income	$1,548,000	1,601
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$1,548,000	1,422
Extraordinary gains, net	$0	4
Net income	$1,548,000	1,422
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,548,000	1,422
Net charge-offs	$-1,000	3,005
Cash dividends	$1,200,000	684
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,548,000	1,436
2021-12-31 (YTD Data)		Rank
Total interest income	$12,040,000	2,197
Total interest expense	$572,000	2,978
Net interest income	$11,468,000	2,099
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,915,000	2,277
Gross Fiduciary activities income	$771,000	521
Service charges on deposit accounts	$230,000	2,509
Trading account gains and fees	$0	132
Additional Noninterest Income	$914,000	2,698
Total noninterest expense	$6,771,000	2,540
Salaries and employee benefits	$4,529,000	2,304
Premises and equipment expense	$446,000	3,179
Additional noninterest expense	$1,796,000	2,775
Pre-tax net operating income	$6,612,000	1,703
Securities gains (losses)	$512,000	354
Applicable income taxes	$0	3,710
Income before extraordinary items	$7,124,000	1,483
Extraordinary gains, net	$0	10
Net income	$7,124,000	1,482
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,124,000	1,483
Net charge-offs	$0	2,705
Cash dividends	$4,650,000	839
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,612,000	1,534
2021-09-30 (YTD Data)		Rank
Total interest income	$9,271,000	2,192
Total interest expense	$443,000	3,020
Net interest income	$8,828,000	2,080
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,459,000	2,300
Gross Fiduciary activities income	$579,000	517
Service charges on deposit accounts	$170,000	2,517
Trading account gains and fees	$0	132
Additional Noninterest Income	$710,000	2,710
Total noninterest expense	$4,947,000	2,594
Salaries and employee benefits	$3,298,000	2,357
Premises and equipment expense	$362,000	3,107
Additional noninterest expense	$1,287,000	2,864
Pre-tax net operating income	$5,340,000	1,679
Securities gains (losses)	$512,000	322
Applicable income taxes	$0	3,719
Income before extraordinary items	$5,852,000	1,443
Extraordinary gains, net	$0	8
Net income	$5,852,000	1,442
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,852,000	1,443
Net charge-offs	$0	2,463
Cash dividends	$3,250,000	799
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,340,000	1,512
2021-06-30 (YTD Data)		Rank
Total interest income	$5,937,000	2,256
Total interest expense	$302,000	3,067
Net interest income	$5,635,000	2,149
Provision for loan and lease losses	$0	2,862
Total noninterest income	$931,000	2,311
Gross Fiduciary activities income	$369,000	524
Service charges on deposit accounts	$114,000	2,461
Trading account gains and fees	$0	133
Additional Noninterest Income	$448,000	2,744
Total noninterest expense	$3,308,000	2,578
Salaries and employee benefits	$2,089,000	2,442
Premises and equipment expense	$276,000	2,894
Additional noninterest expense	$943,000	2,690
Pre-tax net operating income	$3,258,000	1,762
Securities gains (losses)	$512,000	263
Applicable income taxes	$0	3,702
Income before extraordinary items	$3,770,000	1,466
Extraordinary gains, net	$0	6
Net income	$3,770,000	1,466
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,770,000	1,466
Net charge-offs	$-2,000	3,249
Cash dividends	$1,850,000	917
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,258,000	1,590
2021-03-31 (YTD Data)		Rank
Total interest income	$2,944,000	2,254
Total interest expense	$157,000	3,109
Net interest income	$2,787,000	2,134
Provision for loan and lease losses	$0	2,741
Total noninterest income	$472,000	2,289
Gross Fiduciary activities income	$181,000	528
Service charges on deposit accounts	$56,000	2,487
Trading account gains and fees	$0	127
Additional Noninterest Income	$235,000	2,687
Total noninterest expense	$1,466,000	2,761
Salaries and employee benefits	$1,019,000	2,471
Premises and equipment expense	$94,000	3,500
Additional noninterest expense	$353,000	3,155
Pre-tax net operating income	$1,793,000	1,655
Securities gains (losses)	$512,000	190
Applicable income taxes	$0	3,613
Income before extraordinary items	$2,305,000	1,258
Extraordinary gains, net	$0	3
Net income	$2,305,000	1,258
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,305,000	1,258
Net charge-offs	$-3,000	3,553
Cash dividends	$1,350,000	608
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,793,000	1,476
2020-12-31 (YTD Data)		Rank
Total interest income	$12,050,000	2,229
Total interest expense	$1,174,000	2,699
Net interest income	$10,876,000	2,116
Provision for loan and lease losses	$0	4,319
Total noninterest income	$2,069,000	2,087
Gross Fiduciary activities income	$629,000	545
Service charges on deposit accounts	$235,000	2,549
Trading account gains and fees	$0	133
Additional Noninterest Income	$1,205,000	2,297
Total noninterest expense	$6,386,000	2,604
Salaries and employee benefits	$4,347,000	2,362
Premises and equipment expense	$476,000	3,140
Additional noninterest expense	$1,563,000	2,980
Pre-tax net operating income	$6,559,000	1,453
Securities gains (losses)	$525,000	586
Applicable income taxes	$0	3,697
Income before extraordinary items	$7,084,000	1,251
Extraordinary gains, net	$0	4
Net income	$7,084,000	1,252
Minority interest net income	$0	72
Net income of bank and minority interests.	$7,084,000	1,252
Net charge-offs	$-129,000	4,800
Cash dividends	$4,100,000	885
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,559,000	1,286
2020-09-30 (YTD Data)		Rank
Total interest income	$9,134,000	2,229
Total interest expense	$971,000	2,660
Net interest income	$8,163,000	2,109
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,477,000	2,102
Gross Fiduciary activities income	$458,000	542
Service charges on deposit accounts	$174,000	2,570
Trading account gains and fees	$0	125
Additional Noninterest Income	$845,000	2,317
Total noninterest expense	$4,738,000	2,595
Salaries and employee benefits	$3,193,000	2,369
Premises and equipment expense	$460,000	2,725
Additional noninterest expense	$1,085,000	3,090
Pre-tax net operating income	$4,902,000	1,421
Securities gains (losses)	$493,000	502
Applicable income taxes	$0	3,696
Income before extraordinary items	$5,395,000	1,198
Extraordinary gains, net	$0	4
Net income	$5,395,000	1,198
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,395,000	1,198
Net charge-offs	$-120,000	4,847
Cash dividends	$2,750,000	857
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,902,000	1,257
2020-06-30 (YTD Data)		Rank
Total interest income	$6,128,000	2,246
Total interest expense	$728,000	2,596
Net interest income	$5,400,000	2,130
Provision for loan and lease losses	$0	4,134
Total noninterest income	$930,000	2,093
Gross Fiduciary activities income	$295,000	550
Service charges on deposit accounts	$115,000	2,621
Trading account gains and fees	$0	123
Additional Noninterest Income	$520,000	2,339
Total noninterest expense	$3,214,000	2,571
Salaries and employee benefits	$2,175,000	2,337
Premises and equipment expense	$336,000	2,583
Additional noninterest expense	$703,000	3,133
Pre-tax net operating income	$3,116,000	1,400
Securities gains (losses)	$493,000	372
Applicable income taxes	$0	3,655
Income before extraordinary items	$3,609,000	1,119
Extraordinary gains, net	$0	4
Net income	$3,609,000	1,119
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,609,000	1,119
Net charge-offs	$-3,000	3,999
Cash dividends	$1,250,000	1,119
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,116,000	1,236
2020-03-31 (YTD Data)		Rank
Total interest income	$3,040,000	2,228
Total interest expense	$419,000	2,563
Net interest income	$2,621,000	2,143
Provision for loan and lease losses	$0	3,711
Total noninterest income	$407,000	2,163
Gross Fiduciary activities income	$147,000	555
Service charges on deposit accounts	$67,000	2,693
Trading account gains and fees	$0	106
Additional Noninterest Income	$193,000	2,478
Total noninterest expense	$1,456,000	2,763
Salaries and employee benefits	$1,012,000	2,461
Premises and equipment expense	$131,000	3,003
Additional noninterest expense	$313,000	3,375
Pre-tax net operating income	$1,572,000	1,276
Securities gains (losses)	$149,000	474
Applicable income taxes	$0	3,513
Income before extraordinary items	$1,721,000	1,059
Extraordinary gains, net	$0	4
Net income	$1,721,000	1,058
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,721,000	1,059
Net charge-offs	$-2,000	3,865
Cash dividends	$1,250,000	702
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,572,000	1,125
2019-12-31 (YTD Data)		Rank
Total interest income	$12,355,000	2,234
Total interest expense	$2,059,000	2,294
Net interest income	$10,296,000	2,181
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,582,000	2,227
Gross Fiduciary activities income	$576,000	560
Service charges on deposit accounts	$325,000	2,484
Trading account gains and fees	$0	135
Additional Noninterest Income	$681,000	2,701
Total noninterest expense	$6,117,000	2,669
Salaries and employee benefits	$4,092,000	2,396
Premises and equipment expense	$497,000	3,109
Additional noninterest expense	$1,528,000	3,059
Pre-tax net operating income	$5,761,000	1,584
Securities gains (losses)	$24,000	1,568
Applicable income taxes	$0	3,859
Income before extraordinary items	$5,785,000	1,421
Extraordinary gains, net	$0	11
Net income	$5,785,000	1,423
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,785,000	1,423
Net charge-offs	$-7,000	4,388
Cash dividends	$5,300,000	754
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,761,000	1,394
2019-09-30 (YTD Data)		Rank
Total interest income	$9,288,000	2,259
Total interest expense	$1,600,000	2,256
Net interest income	$7,688,000	2,229
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,161,000	2,258
Gross Fiduciary activities income	$416,000	565
Service charges on deposit accounts	$247,000	2,491
Trading account gains and fees	$0	129
Additional Noninterest Income	$498,000	2,742
Total noninterest expense	$4,511,000	2,707
Salaries and employee benefits	$2,989,000	2,455
Premises and equipment expense	$383,000	3,097
Additional noninterest expense	$1,139,000	3,082
Pre-tax net operating income	$4,338,000	1,614
Securities gains (losses)	$24,000	1,352
Applicable income taxes	$0	3,902
Income before extraordinary items	$4,362,000	1,450
Extraordinary gains, net	$0	11
Net income	$4,362,000	1,450
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,362,000	1,452
Net charge-offs	$-131,000	5,017
Cash dividends	$3,900,000	732
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,338,000	1,420
2019-06-30 (YTD Data)		Rank
Total interest income	$6,187,000	2,261
Total interest expense	$1,075,000	2,236
Net interest income	$5,112,000	2,238
Provision for loan and lease losses	$0	3,685
Total noninterest income	$743,000	2,278
Gross Fiduciary activities income	$269,000	567
Service charges on deposit accounts	$163,000	2,484
Trading account gains and fees	$0	131
Additional Noninterest Income	$311,000	2,777
Total noninterest expense	$3,038,000	2,705
Salaries and employee benefits	$1,998,000	2,463
Premises and equipment expense	$279,000	2,954
Additional noninterest expense	$761,000	3,110
Pre-tax net operating income	$2,817,000	1,628
Securities gains (losses)	$24,000	983
Applicable income taxes	$0	3,901
Income before extraordinary items	$2,841,000	1,445
Extraordinary gains, net	$0	11
Net income	$2,841,000	1,444
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,841,000	1,445
Net charge-offs	$-132,000	5,102
Cash dividends	$2,650,000	716
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,817,000	1,431
2019-03-31 (YTD Data)		Rank
Total interest income	$3,091,000	2,260
Total interest expense	$530,000	2,221
Net interest income	$2,561,000	2,230
Provision for loan and lease losses	$0	3,406
Total noninterest income	$343,000	2,352
Gross Fiduciary activities income	$123,000	589
Service charges on deposit accounts	$77,000	2,583
Trading account gains and fees	$0	126
Additional Noninterest Income	$143,000	2,800
Total noninterest expense	$1,319,000	2,964
Salaries and employee benefits	$932,000	2,612
Premises and equipment expense	$92,000	3,676
Additional noninterest expense	$295,000	3,585
Pre-tax net operating income	$1,585,000	1,446
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$1,585,000	1,307
Extraordinary gains, net	$0	5
Net income	$1,585,000	1,304
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,585,000	1,306
Net charge-offs	$-35,000	4,998
Cash dividends	$1,250,000	706
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,585,000	1,287
2018-12-31 (YTD Data)		Rank
Total interest income	$11,917,000	2,221
Total interest expense	$1,728,000	2,133
Net interest income	$10,189,000	2,210
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,395,000	2,417
Gross Fiduciary activities income	$456,000	608
Service charges on deposit accounts	$338,000	2,552
Trading account gains and fees	$0	126
Additional Noninterest Income	$601,000	2,840
Total noninterest expense	$5,999,000	2,730
Salaries and employee benefits	$4,101,000	2,412
Premises and equipment expense	$363,000	3,711
Additional noninterest expense	$1,535,000	3,130
Pre-tax net operating income	$5,585,000	1,629
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$5,585,000	1,444
Extraordinary gains, net	$0	6
Net income	$5,585,000	1,443
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,585,000	1,443
Net charge-offs	$-189,000	5,163
Cash dividends	$5,450,000	693
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,585,000	1,439
2018-09-30 (YTD Data)		Rank
Total interest income	$8,855,000	2,215
Total interest expense	$1,226,000	2,132
Net interest income	$7,629,000	2,214
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,048,000	2,435
Gross Fiduciary activities income	$330,000	609
Service charges on deposit accounts	$252,000	2,583
Trading account gains and fees	$0	138
Additional Noninterest Income	$466,000	2,845
Total noninterest expense	$4,242,000	2,832
Salaries and employee benefits	$2,803,000	2,567
Premises and equipment expense	$339,000	3,374
Additional noninterest expense	$1,100,000	3,218
Pre-tax net operating income	$4,435,000	1,547
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$4,435,000	1,376
Extraordinary gains, net	$0	5
Net income	$4,435,000	1,375
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,435,000	1,375
Net charge-offs	$-74,000	5,042
Cash dividends	$4,050,000	635
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,435,000	1,360
2018-06-30 (YTD Data)		Rank
Total interest income	$5,822,000	2,233
Total interest expense	$755,000	2,168
Net interest income	$5,067,000	2,212
Provision for loan and lease losses	$0	3,782
Total noninterest income	$688,000	2,464
Gross Fiduciary activities income	$210,000	617
Service charges on deposit accounts	$165,000	2,603
Trading account gains and fees	$0	130
Additional Noninterest Income	$313,000	2,841
Total noninterest expense	$2,724,000	2,928
Salaries and employee benefits	$1,864,000	2,586
Premises and equipment expense	$206,000	3,545
Additional noninterest expense	$654,000	3,454
Pre-tax net operating income	$3,031,000	1,506
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$3,031,000	1,350
Extraordinary gains, net	$0	6
Net income	$3,031,000	1,349
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,031,000	1,349
Net charge-offs	$-13,000	4,607
Cash dividends	$2,650,000	616
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,031,000	1,340
2018-03-31 (YTD Data)		Rank
Total interest income	$2,863,000	2,250
Total interest expense	$335,000	2,274
Net interest income	$2,528,000	2,219
Provision for loan and lease losses	$0	3,508
Total noninterest income	$353,000	2,404
Gross Fiduciary activities income	$105,000	621
Service charges on deposit accounts	$81,000	2,647
Trading account gains and fees	$0	123
Additional Noninterest Income	$167,000	2,695
Total noninterest expense	$1,318,000	3,010
Salaries and employee benefits	$925,000	2,631
Premises and equipment expense	$101,000	3,637
Additional noninterest expense	$292,000	3,701
Pre-tax net operating income	$1,563,000	1,440
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$1,563,000	1,293
Extraordinary gains, net	$0	7
Net income	$1,563,000	1,293
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,563,000	1,293
Net charge-offs	$-7,000	4,604
Cash dividends	$1,250,000	605
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,563,000	1,285
2017-12-31 (YTD Data)		Rank
Total interest income	$11,181,000	2,246
Total interest expense	$1,005,000	2,538
Net interest income	$10,176,000	2,196
Provision for loan and lease losses	$175,000	2,522
Total noninterest income	$1,411,000	2,483
Gross Fiduciary activities income	$402,000	627
Service charges on deposit accounts	$359,000	2,546
Trading account gains and fees	$0	151
Additional Noninterest Income	$650,000	2,819
Total noninterest expense	$5,963,000	2,779
Salaries and employee benefits	$4,009,000	2,469
Premises and equipment expense	$490,000	3,304
Additional noninterest expense	$1,464,000	3,287
Pre-tax net operating income	$5,449,000	1,591
Securities gains (losses)	$42,000	968
Applicable income taxes	$0	4,135
Income before extraordinary items	$5,491,000	1,259
Extraordinary gains, net	$0	9
Net income	$5,491,000	1,259
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,491,000	1,259
Net charge-offs	$47,000	3,002
Cash dividends	$4,050,000	805
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,449,000	1,251
2017-09-30 (YTD Data)		Rank
Total interest income	$8,284,000	2,263
Total interest expense	$715,000	2,602
Net interest income	$7,569,000	2,219
Provision for loan and lease losses	$175,000	2,174
Total noninterest income	$1,029,000	2,529
Gross Fiduciary activities income	$272,000	640
Service charges on deposit accounts	$273,000	2,547
Trading account gains and fees	$0	145
Additional Noninterest Income	$484,000	2,848
Total noninterest expense	$4,206,000	2,920
Salaries and employee benefits	$2,786,000	2,619
Premises and equipment expense	$307,000	3,646
Additional noninterest expense	$1,113,000	3,254
Pre-tax net operating income	$4,217,000	1,565
Securities gains (losses)	$33,000	1,065
Applicable income taxes	$0	4,172
Income before extraordinary items	$4,250,000	1,314
Extraordinary gains, net	$0	9
Net income	$4,250,000	1,312
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,250,000	1,314
Net charge-offs	$-15,000	4,847
Cash dividends	$2,650,000	844
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,217,000	1,301
2017-06-30 (YTD Data)		Rank
Total interest income	$5,410,000	2,285
Total interest expense	$452,000	2,659
Net interest income	$4,958,000	2,237
Provision for loan and lease losses	$50,000	2,834
Total noninterest income	$687,000	2,531
Gross Fiduciary activities income	$175,000	645
Service charges on deposit accounts	$180,000	2,558
Trading account gains and fees	$0	139
Additional Noninterest Income	$332,000	2,818
Total noninterest expense	$2,844,000	2,908
Salaries and employee benefits	$1,917,000	2,565
Premises and equipment expense	$204,000	3,673
Additional noninterest expense	$723,000	3,319
Pre-tax net operating income	$2,751,000	1,576
Securities gains (losses)	$33,000	802
Applicable income taxes	$0	4,189
Income before extraordinary items	$2,784,000	1,320
Extraordinary gains, net	$0	11
Net income	$2,784,000	1,319
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,784,000	1,320
Net charge-offs	$-10,000	4,795
Cash dividends	$1,250,000	1,103
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,751,000	1,316
2017-03-31 (YTD Data)		Rank
Total interest income	$2,675,000	2,309
Total interest expense	$209,000	2,773
Net interest income	$2,466,000	2,249
Provision for loan and lease losses	$0	3,537
Total noninterest income	$327,000	2,603
Gross Fiduciary activities income	$75,000	676
Service charges on deposit accounts	$86,000	2,639
Trading account gains and fees	$0	142
Additional Noninterest Income	$166,000	2,814
Total noninterest expense	$1,435,000	2,922
Salaries and employee benefits	$954,000	2,612
Premises and equipment expense	$102,000	3,705
Additional noninterest expense	$379,000	3,219
Pre-tax net operating income	$1,358,000	1,545
Securities gains (losses)	$8,000	717
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,366,000	1,321
Extraordinary gains, net	$0	8
Net income	$1,366,000	1,320
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,366,000	1,321
Net charge-offs	$-4,000	4,579
Cash dividends	$550,000	1,118
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,358,000	1,309
2016-12-31 (YTD Data)		Rank
Total interest income	$10,238,000	2,349
Total interest expense	$632,000	3,229
Net interest income	$9,606,000	2,266
Provision for loan and lease losses	$400,000	1,679
Total noninterest income	$1,428,000	2,555
Gross Fiduciary activities income	$363,000	654
Service charges on deposit accounts	$379,000	2,552
Trading account gains and fees	$0	170
Additional Noninterest Income	$686,000	2,859
Total noninterest expense	$6,008,000	2,854
Salaries and employee benefits	$3,847,000	2,567
Premises and equipment expense	$605,000	2,997
Additional noninterest expense	$1,556,000	3,267
Pre-tax net operating income	$4,626,000	1,725
Securities gains (losses)	$82,000	1,492
Applicable income taxes	$0	4,278
Income before extraordinary items	$4,708,000	1,455
Extraordinary gains, net	$0	5
Net income	$4,708,000	1,454
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,708,000	1,454
Net charge-offs	$-71,000	5,444
Cash dividends	$3,844,000	855
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,626,000	1,447
2016-09-30 (YTD Data)		Rank
Total interest income	$7,586,000	2,377
Total interest expense	$460,000	3,295
Net interest income	$7,126,000	2,284
Provision for loan and lease losses	$300,000	1,615
Total noninterest income	$1,065,000	2,559
Gross Fiduciary activities income	$251,000	660
Service charges on deposit accounts	$293,000	2,503
Trading account gains and fees	$0	169
Additional Noninterest Income	$521,000	2,846
Total noninterest expense	$4,381,000	2,894
Salaries and employee benefits	$2,798,000	2,617
Premises and equipment expense	$379,000	3,374
Additional noninterest expense	$1,204,000	3,212
Pre-tax net operating income	$3,510,000	1,733
Securities gains (losses)	$240,000	705
Applicable income taxes	$0	4,325
Income before extraordinary items	$3,750,000	1,412
Extraordinary gains, net	$0	5
Net income	$3,750,000	1,412
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,750,000	1,412
Net charge-offs	$-73,000	5,488
Cash dividends	$3,844,000	627
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,510,000	1,448
2016-06-30 (YTD Data)		Rank
Total interest income	$4,956,000	2,420
Total interest expense	$296,000	3,384
Net interest income	$4,660,000	2,323
Provision for loan and lease losses	$200,000	1,606
Total noninterest income	$693,000	2,565
Gross Fiduciary activities income	$166,000	671
Service charges on deposit accounts	$187,000	2,549
Trading account gains and fees	$0	157
Additional Noninterest Income	$340,000	2,865
Total noninterest expense	$2,961,000	2,890
Salaries and employee benefits	$1,865,000	2,633
Premises and equipment expense	$270,000	3,252
Additional noninterest expense	$826,000	3,157
Pre-tax net operating income	$2,192,000	1,803
Securities gains (losses)	$240,000	511
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,432,000	1,427
Extraordinary gains, net	$0	16
Net income	$2,432,000	1,428
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,432,000	1,428
Net charge-offs	$-17,000	5,151
Cash dividends	$2,544,000	633
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,192,000	1,505
2016-03-31 (YTD Data)		Rank
Total interest income	$2,394,000	2,492
Total interest expense	$142,000	3,482
Net interest income	$2,252,000	2,397
Provision for loan and lease losses	$0	3,656
Total noninterest income	$345,000	2,537
Gross Fiduciary activities income	$81,000	670
Service charges on deposit accounts	$92,000	2,559
Trading account gains and fees	$0	142
Additional Noninterest Income	$172,000	2,821
Total noninterest expense	$1,444,000	2,949
Salaries and employee benefits	$918,000	2,676
Premises and equipment expense	$82,000	4,242
Additional noninterest expense	$444,000	3,002
Pre-tax net operating income	$1,153,000	1,732
Securities gains (losses)	$26,000	1,120
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,179,000	1,433
Extraordinary gains, net	$0	12
Net income	$1,179,000	1,433
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,179,000	1,434
Net charge-offs	$-2,000	4,420
Cash dividends	$1,444,000	562
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,153,000	1,417
2015-12-31 (YTD Data)		Rank
Total interest income	$9,944,000	2,380
Total interest expense	$479,000	3,810
Net interest income	$9,465,000	2,261
Provision for loan and lease losses	$450,000	1,461
Total noninterest income	$1,341,000	2,627
Gross Fiduciary activities income	$292,000	698
Service charges on deposit accounts	$362,000	2,710
Trading account gains and fees	$0	159
Additional Noninterest Income	$687,000	2,864
Total noninterest expense	$5,773,000	2,932
Salaries and employee benefits	$3,655,000	2,643
Premises and equipment expense	$413,000	3,848
Additional noninterest expense	$1,705,000	3,122
Pre-tax net operating income	$4,583,000	1,699
Securities gains (losses)	$194,000	761
Applicable income taxes	$0	4,402
Income before extraordinary items	$4,777,000	1,397
Extraordinary gains, net	$0	23
Net income	$4,777,000	1,397
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,777,000	1,397
Net charge-offs	$446,000	1,272
Cash dividends	$6,000,000	560
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,583,000	1,426
2015-09-30 (YTD Data)		Rank
Total interest income	$7,491,000	2,389
Total interest expense	$358,000	3,868
Net interest income	$7,133,000	2,266
Provision for loan and lease losses	$450,000	1,115
Total noninterest income	$1,021,000	2,636
Gross Fiduciary activities income	$221,000	695
Service charges on deposit accounts	$267,000	2,743
Trading account gains and fees	$0	153
Additional Noninterest Income	$533,000	2,829
Total noninterest expense	$4,329,000	2,957
Salaries and employee benefits	$2,670,000	2,707
Premises and equipment expense	$330,000	3,774
Additional noninterest expense	$1,329,000	3,057
Pre-tax net operating income	$3,375,000	1,737
Securities gains (losses)	$194,000	660
Applicable income taxes	$0	4,489
Income before extraordinary items	$3,569,000	1,419
Extraordinary gains, net	$0	21
Net income	$3,569,000	1,420
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,569,000	1,420
Net charge-offs	$447,000	933
Cash dividends	$5,000,000	479
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,375,000	1,456
2015-06-30 (YTD Data)		Rank
Total interest income	$4,997,000	2,389
Total interest expense	$239,000	3,896
Net interest income	$4,758,000	2,247
Provision for loan and lease losses	$350,000	1,003
Total noninterest income	$712,000	2,585
Gross Fiduciary activities income	$147,000	704
Service charges on deposit accounts	$173,000	2,770
Trading account gains and fees	$0	157
Additional Noninterest Income	$392,000	2,705
Total noninterest expense	$2,985,000	2,895
Salaries and employee benefits	$1,792,000	2,711
Premises and equipment expense	$241,000	3,626
Additional noninterest expense	$952,000	2,910
Pre-tax net operating income	$2,135,000	1,805
Securities gains (losses)	$198,000	534
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,333,000	1,431
Extraordinary gains, net	$0	22
Net income	$2,333,000	1,431
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,333,000	1,432
Net charge-offs	$376,000	793
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,135,000	1,496
2015-03-31 (YTD Data)		Rank
Total interest income	$2,483,000	2,396
Total interest expense	$120,000	3,933
Net interest income	$2,363,000	2,257
Provision for loan and lease losses	$200,000	888
Total noninterest income	$338,000	2,631
Gross Fiduciary activities income	$73,000	705
Service charges on deposit accounts	$81,000	2,849
Trading account gains and fees	$0	152
Additional Noninterest Income	$184,000	2,740
Total noninterest expense	$1,332,000	3,146
Salaries and employee benefits	$899,000	2,729
Premises and equipment expense	$83,000	4,398
Additional noninterest expense	$350,000	3,585
Pre-tax net operating income	$1,169,000	1,627
Securities gains (losses)	$199,000	369
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,368,000	1,229
Extraordinary gains, net	$0	13
Net income	$1,368,000	1,230
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,368,000	1,231
Net charge-offs	$-3,000	4,874
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,169,000	1,361
2014-12-31 (YTD Data)		Rank
Total interest income	$10,118,000	2,372
Total interest expense	$530,000	3,890
Net interest income	$9,588,000	2,216
Provision for loan and lease losses	$750,000	1,065
Total noninterest income	$1,656,000	2,375
Gross Fiduciary activities income	$268,000	722
Service charges on deposit accounts	$385,000	2,755
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,003,000	2,322
Total noninterest expense	$5,738,000	3,009
Salaries and employee benefits	$3,625,000	2,701
Premises and equipment expense	$425,000	3,954
Additional noninterest expense	$1,688,000	3,264
Pre-tax net operating income	$4,756,000	1,598
Securities gains (losses)	$122,000	1,118
Applicable income taxes	$41,000	3,792
Income before extraordinary items	$4,837,000	1,346
Extraordinary gains, net	$0	17
Net income	$4,837,000	1,346
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,837,000	1,345
Net charge-offs	$267,000	2,142
Cash dividends	$4,200,000	700
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,716,220	1,348
2014-09-30 (YTD Data)		Rank
Total interest income	$7,558,000	2,395
Total interest expense	$405,000	3,914
Net interest income	$7,153,000	2,240
Provision for loan and lease losses	$550,000	1,057
Total noninterest income	$1,324,000	2,293
Gross Fiduciary activities income	$202,000	722
Service charges on deposit accounts	$291,000	2,767
Trading account gains and fees	$0	174
Additional Noninterest Income	$831,000	2,203
Total noninterest expense	$4,236,000	3,051
Salaries and employee benefits	$2,642,000	2,759
Premises and equipment expense	$338,000	3,915
Additional noninterest expense	$1,256,000	3,291
Pre-tax net operating income	$3,691,000	1,556
Securities gains (losses)	$121,000	877
Applicable income taxes	$75,000	3,454
Income before extraordinary items	$3,737,000	1,295
Extraordinary gains, net	$0	15
Net income	$3,737,000	1,295
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,737,000	1,295
Net charge-offs	$67,000	3,037
Cash dividends	$2,200,000	854
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,618,420	1,315
2014-06-30 (YTD Data)		Rank
Total interest income	$5,018,000	2,399
Total interest expense	$278,000	3,902
Net interest income	$4,740,000	2,241
Provision for loan and lease losses	$400,000	998
Total noninterest income	$1,004,000	2,088
Gross Fiduciary activities income	$131,000	731
Service charges on deposit accounts	$185,000	2,848
Trading account gains and fees	$0	172
Additional Noninterest Income	$688,000	1,867
Total noninterest expense	$2,868,000	3,033
Salaries and employee benefits	$1,759,000	2,768
Premises and equipment expense	$245,000	3,752
Additional noninterest expense	$864,000	3,222
Pre-tax net operating income	$2,476,000	1,513
Securities gains (losses)	$122,000	690
Applicable income taxes	$157,000	2,646
Income before extraordinary items	$2,441,000	1,286
Extraordinary gains, net	$0	20
Net income	$2,441,000	1,286
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,441,000	1,287
Net charge-offs	$51,000	2,771
Cash dividends	$1,250,000	970
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,326,320	1,326
2014-03-31 (YTD Data)		Rank
Total interest income	$2,493,000	2,412
Total interest expense	$144,000	3,878
Net interest income	$2,349,000	2,247
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$689,000	1,619
Gross Fiduciary activities income	$65,000	734
Service charges on deposit accounts	$93,000	2,818
Trading account gains and fees	$0	147
Additional Noninterest Income	$531,000	1,353
Total noninterest expense	$1,398,000	3,126
Salaries and employee benefits	$877,000	2,789
Premises and equipment expense	$79,000	4,719
Additional noninterest expense	$442,000	3,183
Pre-tax net operating income	$1,490,000	1,252
Securities gains (losses)	$-21,000	6,513
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,469,000	1,070
Extraordinary gains, net	$0	16
Net income	$1,469,000	1,071
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,469,000	1,071
Net charge-offs	$12,000	2,752
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,490,000	1,029
2013-12-31 (YTD Data)		Rank
Total interest income	$8,695,000	2,756
Total interest expense	$553,000	4,248
Net interest income	$8,142,000	2,559
Provision for loan and lease losses	$500,000	1,831
Total noninterest income	$1,447,000	2,651
Gross Fiduciary activities income	$229,000	756
Service charges on deposit accounts	$412,000	2,744
Trading account gains and fees	$0	184
Additional Noninterest Income	$806,000	2,664
Total noninterest expense	$5,552,000	3,154
Salaries and employee benefits	$3,197,000	2,975
Premises and equipment expense	$378,000	4,360
Additional noninterest expense	$1,977,000	2,993
Pre-tax net operating income	$3,537,000	1,893
Securities gains (losses)	$-1,000	6,053
Applicable income taxes	$316,000	2,576
Income before extraordinary items	$3,220,000	1,785
Extraordinary gains, net	$0	29
Net income	$3,220,000	1,788
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,220,000	1,788
Net charge-offs	$243,000	2,798
Cash dividends	$4,200,000	657
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,220,910	1,763
2013-09-30 (YTD Data)		Rank
Total interest income	$6,133,000	2,921
Total interest expense	$400,000	4,413
Net interest income	$5,733,000	2,726
Provision for loan and lease losses	$375,000	1,842
Total noninterest income	$1,081,000	2,698
Gross Fiduciary activities income	$166,000	753
Service charges on deposit accounts	$304,000	2,797
Trading account gains and fees	$0	180
Additional Noninterest Income	$611,000	2,713
Total noninterest expense	$4,015,000	3,250
Salaries and employee benefits	$2,276,000	3,112
Premises and equipment expense	$280,000	4,412
Additional noninterest expense	$1,459,000	3,040
Pre-tax net operating income	$2,424,000	2,117
Securities gains (losses)	$0	3,040
Applicable income taxes	$289,000	2,462
Income before extraordinary items	$2,135,000	2,011
Extraordinary gains, net	$0	25
Net income	$2,135,000	2,018
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,135,000	2,017
Net charge-offs	$99,000	3,264
Cash dividends	$1,200,000	1,264
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,135,000	1,957
2013-06-30 (YTD Data)		Rank
Total interest income	$3,987,000	2,979
Total interest expense	$270,000	4,448
Net interest income	$3,717,000	2,775
Provision for loan and lease losses	$250,000	1,852
Total noninterest income	$665,000	2,856
Gross Fiduciary activities income	$110,000	759
Service charges on deposit accounts	$195,000	2,842
Trading account gains and fees	$0	157
Additional Noninterest Income	$360,000	2,946
Total noninterest expense	$2,644,000	3,288
Salaries and employee benefits	$1,495,000	3,162
Premises and equipment expense	$207,000	4,197
Additional noninterest expense	$942,000	3,102
Pre-tax net operating income	$1,488,000	2,204
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,488,000	1,936
Extraordinary gains, net	$0	22
Net income	$1,488,000	1,942
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,488,000	1,942
Net charge-offs	$105,000	2,713
Cash dividends	$1,200,000	926
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,488,000	1,865
2013-03-31 (YTD Data)		Rank
Total interest income	$1,947,000	3,052
Total interest expense	$138,000	4,486
Net interest income	$1,809,000	2,846
Provision for loan and lease losses	$125,000	1,855
Total noninterest income	$289,000	3,061
Gross Fiduciary activities income	$54,000	769
Service charges on deposit accounts	$94,000	2,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$141,000	3,266
Total noninterest expense	$1,129,000	3,710
Salaries and employee benefits	$710,000	3,286
Premises and equipment expense	$70,000	5,062
Additional noninterest expense	$349,000	3,849
Pre-tax net operating income	$844,000	1,957
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$844,000	1,700
Extraordinary gains, net	$0	10
Net income	$844,000	1,701
Minority interest net income	$0	76
Net income of bank and minority interests.	$844,000	1,702
Net charge-offs	$119,000	1,755
Cash dividends	$600,000	809
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$844,000	1,645
2012-12-31 (YTD Data)		Rank
Total interest income	$8,122,000	3,065
Total interest expense	$659,000	4,547
Net interest income	$7,463,000	2,825
Provision for loan and lease losses	$550,000	2,586
Total noninterest income	$1,350,000	2,776
Gross Fiduciary activities income	$210,000	783
Service charges on deposit accounts	$441,000	2,736
Trading account gains and fees	$0	166
Additional Noninterest Income	$699,000	2,892
Total noninterest expense	$4,530,000	3,719
Salaries and employee benefits	$2,917,000	3,187
Premises and equipment expense	$403,000	4,295
Additional noninterest expense	$1,210,000	4,334
Pre-tax net operating income	$3,733,000	1,732
Securities gains (losses)	$810,000	645
Applicable income taxes	$0	4,751
Income before extraordinary items	$4,543,000	1,296
Extraordinary gains, net	$0	29
Net income	$4,543,000	1,297
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,543,000	1,297
Net charge-offs	$379,000	3,005
Cash dividends	$3,000,000	868
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,733,000	1,446
2012-09-30 (YTD Data)		Rank
Total interest income	$6,088,000	3,131
Total interest expense	$516,000	4,569
Net interest income	$5,572,000	2,879
Provision for loan and lease losses	$450,000	2,400
Total noninterest income	$1,041,000	2,742
Gross Fiduciary activities income	$157,000	773
Service charges on deposit accounts	$331,000	2,771
Trading account gains and fees	$0	157
Additional Noninterest Income	$553,000	2,790
Total noninterest expense	$3,325,000	3,806
Salaries and employee benefits	$2,144,000	3,260
Premises and equipment expense	$288,000	4,448
Additional noninterest expense	$893,000	4,400
Pre-tax net operating income	$2,838,000	1,773
Securities gains (losses)	$828,000	485
Applicable income taxes	$0	4,802
Income before extraordinary items	$3,666,000	1,225
Extraordinary gains, net	$0	20
Net income	$3,666,000	1,226
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,666,000	1,226
Net charge-offs	$225,000	3,160
Cash dividends	$2,000,000	766
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,838,000	1,471
2012-06-30 (YTD Data)		Rank
Total interest income	$4,019,000	3,177
Total interest expense	$364,000	4,554
Net interest income	$3,655,000	2,925
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$702,000	2,678
Gross Fiduciary activities income	$103,000	782
Service charges on deposit accounts	$215,000	2,803
Trading account gains and fees	$0	153
Additional Noninterest Income	$384,000	2,695
Total noninterest expense	$2,236,000	3,803
Salaries and employee benefits	$1,424,000	3,279
Premises and equipment expense	$216,000	4,208
Additional noninterest expense	$596,000	4,406
Pre-tax net operating income	$1,821,000	1,807
Securities gains (losses)	$766,000	366
Applicable income taxes	$0	4,770
Income before extraordinary items	$2,587,000	1,168
Extraordinary gains, net	$0	19
Net income	$2,587,000	1,167
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,587,000	1,167
Net charge-offs	$-6,000	6,510
Cash dividends	$1,000,000	957
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,821,000	1,524
2012-03-31 (YTD Data)		Rank
Total interest income	$1,987,000	3,228
Total interest expense	$201,000	4,443
Net interest income	$1,786,000	3,011
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$317,000	2,862
Gross Fiduciary activities income	$51,000	792
Service charges on deposit accounts	$102,000	2,891
Trading account gains and fees	$0	148
Additional Noninterest Income	$164,000	2,942
Total noninterest expense	$1,053,000	3,966
Salaries and employee benefits	$707,000	3,320
Premises and equipment expense	$76,000	5,053
Additional noninterest expense	$270,000	4,651
Pre-tax net operating income	$750,000	2,126
Securities gains (losses)	$766,000	183
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,516,000	985
Extraordinary gains, net	$0	19
Net income	$1,516,000	987
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,516,000	986
Net charge-offs	$-13,000	6,740
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$750,000	1,792
2011-12-31 (YTD Data)		Rank
Total interest income	$8,315,000	3,220
Total interest expense	$1,085,000	4,214
Net interest income	$7,230,000	2,982
Provision for loan and lease losses	$115,000	5,226
Total noninterest income	$1,092,000	2,969
Gross Fiduciary activities income	$199,000	744
Service charges on deposit accounts	$494,000	2,605
Trading account gains and fees	$0	146
Additional Noninterest Income	$399,000	3,443
Total noninterest expense	$4,636,000	3,730
Salaries and employee benefits	$2,914,000	3,191
Premises and equipment expense	$502,000	4,031
Additional noninterest expense	$1,220,000	4,402
Pre-tax net operating income	$3,571,000	1,569
Securities gains (losses)	$154,000	1,689
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,725,000	1,328
Extraordinary gains, net	$0	29
Net income	$3,725,000	1,328
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,725,000	1,328
Net charge-offs	$53,000	5,444
Cash dividends	$3,500,000	580
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,571,000	1,313
2011-09-30 (YTD Data)		Rank
Total interest income	$6,224,000	3,263
Total interest expense	$848,000	4,219
Net interest income	$5,376,000	3,027
Provision for loan and lease losses	$115,000	4,812
Total noninterest income	$869,000	2,854
Gross Fiduciary activities income	$156,000	728
Service charges on deposit accounts	$374,000	2,593
Trading account gains and fees	$0	145
Additional Noninterest Income	$339,000	3,278
Total noninterest expense	$3,427,000	3,781
Salaries and employee benefits	$2,156,000	3,223
Premises and equipment expense	$301,000	4,602
Additional noninterest expense	$970,000	4,252
Pre-tax net operating income	$2,703,000	1,621
Securities gains (losses)	$98,000	1,807
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,801,000	1,379
Extraordinary gains, net	$0	21
Net income	$2,801,000	1,379
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,801,000	1,379
Net charge-offs	$56,000	4,898
Cash dividends	$2,501,000	532
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,703,000	1,335
2011-06-30 (YTD Data)		Rank
Total interest income	$4,152,000	3,282
Total interest expense	$588,000	4,238
Net interest income	$3,564,000	3,042
Provision for loan and lease losses	$115,000	4,273
Total noninterest income	$587,000	2,826
Gross Fiduciary activities income	$100,000	751
Service charges on deposit accounts	$235,000	2,693
Trading account gains and fees	$0	153
Additional Noninterest Income	$252,000	3,147
Total noninterest expense	$2,359,000	3,734
Salaries and employee benefits	$1,432,000	3,249
Premises and equipment expense	$220,000	4,444
Additional noninterest expense	$707,000	4,079
Pre-tax net operating income	$1,677,000	1,699
Securities gains (losses)	$-49,000	7,232
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,628,000	1,510
Extraordinary gains, net	$0	15
Net income	$1,628,000	1,510
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,628,000	1,510
Net charge-offs	$60,000	4,307
Cash dividends	$1,701,000	500
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,677,000	1,398
2011-03-31 (YTD Data)		Rank
Total interest income	$2,046,000	3,346
Total interest expense	$301,000	4,285
Net interest income	$1,745,000	3,094
Provision for loan and lease losses	$0	5,840
Total noninterest income	$304,000	2,803
Gross Fiduciary activities income	$49,000	760
Service charges on deposit accounts	$111,000	2,768
Trading account gains and fees	$0	158
Additional Noninterest Income	$144,000	2,972
Total noninterest expense	$1,196,000	3,701
Salaries and employee benefits	$701,000	3,326
Premises and equipment expense	$151,000	3,683
Additional noninterest expense	$344,000	4,142
Pre-tax net operating income	$853,000	1,682
Securities gains (losses)	$-49,000	7,335
Applicable income taxes	$0	4,545
Income before extraordinary items	$804,000	1,483
Extraordinary gains, net	$0	9
Net income	$804,000	1,483
Minority interest net income	$0	86
Net income of bank and minority interests.	$804,000	1,483
Net charge-offs	$49,000	3,367
Cash dividends	$900,000	427
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$853,000	1,370
2010-12-31 (YTD Data)		Rank
Total interest income	$8,625,000	3,341
Total interest expense	$1,505,000	4,259
Net interest income	$7,120,000	3,030
Provision for loan and lease losses	$0	7,042
Total noninterest income	$1,211,000	2,902
Gross Fiduciary activities income	$171,000	789
Service charges on deposit accounts	$519,000	2,573
Trading account gains and fees	$0	175
Additional Noninterest Income	$521,000	3,131
Total noninterest expense	$4,365,000	3,971
Salaries and employee benefits	$2,736,000	3,356
Premises and equipment expense	$399,000	4,759
Additional noninterest expense	$1,230,000	4,547
Pre-tax net operating income	$3,966,000	1,268
Securities gains (losses)	$187,000	1,639
Applicable income taxes	$0	4,655
Income before extraordinary items	$4,153,000	1,041
Extraordinary gains, net	$0	29
Net income	$4,153,000	1,043
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,153,000	1,044
Net charge-offs	$587,000	3,432
Cash dividends	$1,920,000	854
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,966,000	1,044
2010-09-30 (YTD Data)		Rank
Total interest income	$6,543,000	3,377
Total interest expense	$1,178,000	4,291
Net interest income	$5,365,000	3,053
Provision for loan and lease losses	$0	6,977
Total noninterest income	$916,000	2,903
Gross Fiduciary activities income	$129,000	780
Service charges on deposit accounts	$395,000	2,614
Trading account gains and fees	$0	165
Additional Noninterest Income	$392,000	3,133
Total noninterest expense	$3,263,000	3,983
Salaries and employee benefits	$1,995,000	3,445
Premises and equipment expense	$286,000	4,937
Additional noninterest expense	$982,000	4,345
Pre-tax net operating income	$3,018,000	1,321
Securities gains (losses)	$144,000	1,638
Applicable income taxes	$0	4,726
Income before extraordinary items	$3,162,000	1,076
Extraordinary gains, net	$0	23
Net income	$3,162,000	1,079
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,162,000	1,079
Net charge-offs	$513,000	3,044
Cash dividends	$920,000	1,117
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$3,018,000	1,078
2010-06-30 (YTD Data)		Rank
Total interest income	$4,315,000	3,455
Total interest expense	$802,000	4,338
Net interest income	$3,513,000	3,101
Provision for loan and lease losses	$0	6,857
Total noninterest income	$539,000	3,072
Gross Fiduciary activities income	$90,000	778
Service charges on deposit accounts	$256,000	2,668
Trading account gains and fees	$0	152
Additional Noninterest Income	$193,000	3,559
Total noninterest expense	$2,221,000	3,944
Salaries and employee benefits	$1,318,000	3,496
Premises and equipment expense	$219,000	4,628
Additional noninterest expense	$684,000	4,231
Pre-tax net operating income	$1,831,000	1,418
Securities gains (losses)	$10,000	2,597
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,841,000	1,211
Extraordinary gains, net	$0	19
Net income	$1,841,000	1,212
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,841,000	1,212
Net charge-offs	$477,000	2,507
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,831,000	1,171
2010-03-31 (YTD Data)		Rank
Total interest income	$2,135,000	3,542
Total interest expense	$411,000	4,408
Net interest income	$1,724,000	3,173
Provision for loan and lease losses	$0	6,552
Total noninterest income	$268,000	3,086
Gross Fiduciary activities income	$42,000	802
Service charges on deposit accounts	$127,000	2,677
Trading account gains and fees	$0	175
Additional Noninterest Income	$99,000	3,543
Total noninterest expense	$1,148,000	3,874
Salaries and employee benefits	$655,000	3,567
Premises and equipment expense	$72,000	5,682
Additional noninterest expense	$421,000	3,681
Pre-tax net operating income	$844,000	1,547
Securities gains (losses)	$3,000	1,999
Applicable income taxes	$0	4,611
Income before extraordinary items	$847,000	1,290
Extraordinary gains, net	$0	16
Net income	$847,000	1,293
Minority interest net income	$0	91
Net income of bank and minority interests.	$847,000	1,292
Net charge-offs	$295,000	2,045
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$844,000	1,257
2009-12-31 (YTD Data)		Rank
Total interest income	$9,895,000	3,263
Total interest expense	$2,356,000	4,053
Net interest income	$7,539,000	2,866
Provision for loan and lease losses	$1,985,000	2,485
Total noninterest income	$1,194,000	2,993
Gross Fiduciary activities income	$161,000	806
Service charges on deposit accounts	$553,000	2,682
Trading account gains and fees	$0	211
Additional Noninterest Income	$480,000	3,275
Total noninterest expense	$4,532,000	3,980
Salaries and employee benefits	$2,675,000	3,509
Premises and equipment expense	$440,000	4,750
Additional noninterest expense	$1,417,000	4,240
Pre-tax net operating income	$2,216,000	1,754
Securities gains (losses)	$207,000	1,528
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,423,000	1,380
Extraordinary gains, net	$0	34
Net income	$2,423,000	1,379
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,423,000	1,380
Net charge-offs	$1,973,000	2,053
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,216,000	1,476
2009-09-30 (YTD Data)		Rank
Total interest income	$7,737,000	3,213
Total interest expense	$1,864,000	4,041
Net interest income	$5,873,000	2,789
Provision for loan and lease losses	$825,000	3,064
Total noninterest income	$912,000	3,000
Gross Fiduciary activities income	$120,000	800
Service charges on deposit accounts	$409,000	2,711
Trading account gains and fees	$0	212
Additional Noninterest Income	$383,000	3,257
Total noninterest expense	$3,402,000	3,980
Salaries and employee benefits	$2,024,000	3,503
Premises and equipment expense	$316,000	4,898
Additional noninterest expense	$1,062,000	4,223
Pre-tax net operating income	$2,558,000	1,265
Securities gains (losses)	$207,000	1,263
Applicable income taxes	$0	4,592
Income before extraordinary items	$2,765,000	979
Extraordinary gains, net	$0	27
Net income	$2,765,000	978
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,765,000	979
Net charge-offs	$1,027,000	2,175
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,558,000	1,052
2009-06-30 (YTD Data)		Rank
Total interest income	$5,302,000	3,153
Total interest expense	$1,286,000	4,062
Net interest income	$4,016,000	2,706
Provision for loan and lease losses	$275,000	3,863
Total noninterest income	$609,000	3,019
Gross Fiduciary activities income	$82,000	806
Service charges on deposit accounts	$274,000	2,688
Trading account gains and fees	$0	193
Additional Noninterest Income	$253,000	3,278
Total noninterest expense	$2,310,000	3,952
Salaries and employee benefits	$1,360,000	3,529
Premises and equipment expense	$240,000	4,564
Additional noninterest expense	$710,000	4,228
Pre-tax net operating income	$2,040,000	1,118
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$2,040,000	932
Extraordinary gains, net	$0	21
Net income	$2,040,000	932
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,040,000	932
Net charge-offs	$469,000	2,412
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,040,000	904
2009-03-31 (YTD Data)		Rank
Total interest income	$2,700,000	3,129
Total interest expense	$677,000	4,044
Net interest income	$2,023,000	2,682
Provision for loan and lease losses	$0	6,744
Total noninterest income	$299,000	3,030
Gross Fiduciary activities income	$41,000	812
Service charges on deposit accounts	$131,000	2,726
Trading account gains and fees	$0	171
Additional Noninterest Income	$127,000	3,246
Total noninterest expense	$1,126,000	3,956
Salaries and employee benefits	$674,000	3,586
Premises and equipment expense	$78,000	5,712
Additional noninterest expense	$374,000	3,766
Pre-tax net operating income	$1,196,000	1,066
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$1,196,000	886
Extraordinary gains, net	$0	15
Net income	$1,196,000	886
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,196,000	888
Net charge-offs	$-185,000	8,219
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,196,000	819
2008-12-31 (YTD Data)		Rank
Total interest income	$11,358,000	3,183
Total interest expense	$3,797,000	3,649
Net interest income	$7,561,000	2,851
Provision for loan and lease losses	$701,000	3,242
Total noninterest income	$934,000	3,559
Gross Fiduciary activities income	$152,000	829
Service charges on deposit accounts	$486,000	3,069
Trading account gains and fees	$0	154
Additional Noninterest Income	$296,000	4,131
Total noninterest expense	$4,355,000	3,981
Salaries and employee benefits	$2,732,000	3,518
Premises and equipment expense	$552,000	4,209
Additional noninterest expense	$1,071,000	4,621
Pre-tax net operating income	$3,439,000	1,578
Securities gains (losses)	$215,000	687
Applicable income taxes	$-53,000	6,967
Income before extraordinary items	$3,707,000	1,118
Extraordinary gains, net	$0	39
Net income	$3,707,000	1,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$600,000	2,548
Cash dividends	$800,000	2,638
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,492,000	1,269
2008-09-30 (YTD Data)		Rank
Total interest income	$9,012,000	3,104
Total interest expense	$2,999,000	3,624
Net interest income	$6,013,000	2,718
Provision for loan and lease losses	$130,000	4,814
Total noninterest income	$707,000	3,620
Gross Fiduciary activities income	$113,000	836
Service charges on deposit accounts	$361,000	3,113
Trading account gains and fees	$0	148
Additional Noninterest Income	$233,000	4,148
Total noninterest expense	$3,248,000	3,977
Salaries and employee benefits	$2,014,000	3,600
Premises and equipment expense	$397,000	4,335
Additional noninterest expense	$837,000	4,431
Pre-tax net operating income	$3,342,000	1,467
Securities gains (losses)	$215,000	585
Applicable income taxes	$-53,000	7,456
Income before extraordinary items	$3,610,000	1,017
Extraordinary gains, net	$0	31
Net income	$3,610,000	1,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	3,391
Cash dividends	$800,000	2,095
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$3,395,000	1,154
2008-06-30 (YTD Data)		Rank
Total interest income	$6,004,000	3,148
Total interest expense	$2,087,000	3,636
Net interest income	$3,917,000	2,760
Provision for loan and lease losses	$0	6,671
Total noninterest income	$488,000	3,561
Gross Fiduciary activities income	$75,000	845
Service charges on deposit accounts	$236,000	3,136
Trading account gains and fees	$0	149
Additional Noninterest Income	$177,000	4,012
Total noninterest expense	$2,183,000	3,973
Salaries and employee benefits	$1,341,000	3,633
Premises and equipment expense	$287,000	4,090
Additional noninterest expense	$555,000	4,418
Pre-tax net operating income	$2,222,000	1,530
Securities gains (losses)	$210,000	595
Applicable income taxes	$-53,000	7,765
Income before extraordinary items	$2,485,000	1,106
Extraordinary gains, net	$0	21
Net income	$2,485,000	1,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	2,545
Cash dividends	$300,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,275,000	1,197
2008-03-31 (YTD Data)		Rank
Total interest income	$3,039,000	3,197
Total interest expense	$1,101,000	3,660
Net interest income	$1,938,000	2,780
Provision for loan and lease losses	$0	6,080
Total noninterest income	$243,000	3,580
Gross Fiduciary activities income	$32,000	882
Service charges on deposit accounts	$111,000	3,231
Trading account gains and fees	$0	158
Additional Noninterest Income	$100,000	3,764
Total noninterest expense	$1,052,000	4,086
Salaries and employee benefits	$661,000	3,698
Premises and equipment expense	$104,000	5,055
Additional noninterest expense	$287,000	4,253
Pre-tax net operating income	$1,129,000	1,602
Securities gains (losses)	$161,000	515
Applicable income taxes	$0	5,622
Income before extraordinary items	$1,290,000	1,165
Extraordinary gains, net	$0	15
Net income	$1,290,000	1,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	1,479
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,129,000	1,298
2007-12-31 (YTD Data)		Rank
Total interest income	$12,570,000	3,161
Total interest expense	$5,080,000	3,427
Net interest income	$7,490,000	2,921
Provision for loan and lease losses	$0	6,851
Total noninterest income	$842,000	3,912
Gross Fiduciary activities income	$123,000	888
Service charges on deposit accounts	$440,000	3,335
Trading account gains and fees	$0	178
Additional Noninterest Income	$279,000	4,379
Total noninterest expense	$4,104,000	4,037
Salaries and employee benefits	$2,641,000	3,572
Premises and equipment expense	$395,000	5,065
Additional noninterest expense	$1,068,000	4,429
Pre-tax net operating income	$4,228,000	1,885
Securities gains (losses)	$8,000	1,417
Applicable income taxes	$2,504,000	925
Income before extraordinary items	$1,732,000	3,125
Extraordinary gains, net	$0	39
Net income	$1,732,000	3,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,183
Cash dividends	$3,000,000	1,163
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,726,880	3,125
2007-09-30 (YTD Data)		Rank
Total interest income	$9,329,000	3,185
Total interest expense	$3,801,000	3,430
Net interest income	$5,528,000	2,960
Provision for loan and lease losses	$0	6,528
Total noninterest income	$629,000	3,919
Gross Fiduciary activities income	$86,000	899
Service charges on deposit accounts	$324,000	3,375
Trading account gains and fees	$0	184
Additional Noninterest Income	$219,000	4,315
Total noninterest expense	$2,855,000	4,239
Salaries and employee benefits	$1,849,000	3,760
Premises and equipment expense	$260,000	5,434
Additional noninterest expense	$746,000	4,613
Pre-tax net operating income	$3,302,000	1,942
Securities gains (losses)	$6,000	1,140
Applicable income taxes	$1,028,000	1,612
Income before extraordinary items	$2,280,000	2,138
Extraordinary gains, net	$0	33
Net income	$2,280,000	2,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,110
Cash dividends	$2,250,000	1,112
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,275,860	2,127
2007-06-30 (YTD Data)		Rank
Total interest income	$6,120,000	3,242
Total interest expense	$2,449,000	3,513
Net interest income	$3,671,000	2,994
Provision for loan and lease losses	$0	6,209
Total noninterest income	$401,000	4,029
Gross Fiduciary activities income	$52,000	924
Service charges on deposit accounts	$207,000	3,442
Trading account gains and fees	$0	168
Additional Noninterest Income	$142,000	4,425
Total noninterest expense	$1,909,000	4,255
Salaries and employee benefits	$1,239,000	3,778
Premises and equipment expense	$200,000	5,043
Additional noninterest expense	$470,000	4,777
Pre-tax net operating income	$2,163,000	2,028
Securities gains (losses)	$6,000	974
Applicable income taxes	$710,000	1,642
Income before extraordinary items	$1,459,000	2,253
Extraordinary gains, net	$0	29
Net income	$1,459,000	2,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,140
Cash dividends	$1,500,000	1,106
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,454,980	2,242
2007-03-31 (YTD Data)		Rank
Total interest income	$3,006,000	3,283
Total interest expense	$1,151,000	3,644
Net interest income	$1,855,000	2,958
Provision for loan and lease losses	$0	5,779
Total noninterest income	$202,000	3,992
Gross Fiduciary activities income	$21,000	964
Service charges on deposit accounts	$103,000	3,387
Trading account gains and fees	$0	195
Additional Noninterest Income	$78,000	4,266
Total noninterest expense	$902,000	4,432
Salaries and employee benefits	$617,000	3,820
Premises and equipment expense	$88,000	5,432
Additional noninterest expense	$197,000	5,309
Pre-tax net operating income	$1,155,000	1,925
Securities gains (losses)	$6,000	777
Applicable income taxes	$379,000	1,580
Income before extraordinary items	$782,000	2,102
Extraordinary gains, net	$0	22
Net income	$782,000	2,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,219
Cash dividends	$750,000	1,020
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$777,980	2,103
2006-12-31 (YTD Data)		Rank
Total interest income	$11,162,000	3,281
Total interest expense	$4,173,000	3,495
Net interest income	$6,989,000	3,109
Provision for loan and lease losses	$0	6,850
Total noninterest income	$738,000	4,239
Gross Fiduciary activities income	$91,000	946
Service charges on deposit accounts	$396,000	3,556
Trading account gains and fees	$0	130
Additional Noninterest Income	$251,000	4,637
Total noninterest expense	$3,721,000	4,193
Salaries and employee benefits	$2,426,000	3,692
Premises and equipment expense	$392,000	4,985
Additional noninterest expense	$903,000	4,843
Pre-tax net operating income	$4,006,000	2,257
Securities gains (losses)	$-2,000	6,862
Applicable income taxes	$1,163,000	1,990
Income before extraordinary items	$2,841,000	2,369
Extraordinary gains, net	$0	51
Net income	$2,841,000	2,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,171
Cash dividends	$2,574,000	1,269
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,842,420	2,350
2006-09-30 (YTD Data)		Rank
Total interest income	$8,168,000	3,324
Total interest expense	$3,035,000	3,481
Net interest income	$5,133,000	3,192
Provision for loan and lease losses	$0	6,685
Total noninterest income	$563,000	4,216
Gross Fiduciary activities income	$67,000	948
Service charges on deposit accounts	$284,000	3,674
Trading account gains and fees	$0	126
Additional Noninterest Income	$212,000	4,415
Total noninterest expense	$2,721,000	4,265
Salaries and employee benefits	$1,726,000	3,846
Premises and equipment expense	$310,000	4,819
Additional noninterest expense	$685,000	4,789
Pre-tax net operating income	$2,975,000	2,346
Securities gains (losses)	$-3,000	7,275
Applicable income taxes	$899,000	2,022
Income before extraordinary items	$2,073,000	2,487
Extraordinary gains, net	$0	45
Net income	$2,073,000	2,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,896
Cash dividends	$1,824,000	1,239
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,075,100	2,476
2006-06-30 (YTD Data)		Rank
Total interest income	$5,278,000	3,358
Total interest expense	$1,925,000	3,486
Net interest income	$3,353,000	3,252
Provision for loan and lease losses	$0	6,419
Total noninterest income	$370,000	4,216
Gross Fiduciary activities income	$48,000	952
Service charges on deposit accounts	$176,000	3,809
Trading account gains and fees	$0	126
Additional Noninterest Income	$146,000	4,360
Total noninterest expense	$1,852,000	4,215
Salaries and employee benefits	$1,147,000	3,869
Premises and equipment expense	$227,000	4,543
Additional noninterest expense	$478,000	4,623
Pre-tax net operating income	$1,871,000	2,440
Securities gains (losses)	$0	1,185
Applicable income taxes	$621,000	2,006
Income before extraordinary items	$1,250,000	2,704
Extraordinary gains, net	$0	39
Net income	$1,250,000	2,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,835
Cash dividends	$1,274,000	1,193
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,250,000	2,690
2006-03-31 (YTD Data)		Rank
Total interest income	$2,502,000	3,439
Total interest expense	$884,000	3,585
Net interest income	$1,618,000	3,335
Provision for loan and lease losses	$0	6,013
Total noninterest income	$186,000	4,131
Gross Fiduciary activities income	$24,000	958
Service charges on deposit accounts	$87,000	3,767
Trading account gains and fees	$0	115
Additional Noninterest Income	$75,000	4,279
Total noninterest expense	$840,000	4,536
Salaries and employee benefits	$561,000	3,947
Premises and equipment expense	$73,000	5,861
Additional noninterest expense	$206,000	5,089
Pre-tax net operating income	$964,000	2,339
Securities gains (losses)	$0	955
Applicable income taxes	$280,000	2,105
Income before extraordinary items	$684,000	2,485
Extraordinary gains, net	$0	21
Net income	$684,000	2,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,725
Cash dividends	$673,000	1,058
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$684,000	2,467
2005-12-31 (YTD Data)		Rank
Total interest income	$9,665,000	3,236
Total interest expense	$2,720,000	3,600
Net interest income	$6,945,000	3,060
Provision for loan and lease losses	$0	7,120
Total noninterest income	$700,000	4,375
Gross Fiduciary activities income	$91,000	960
Service charges on deposit accounts	$346,000	3,868
Trading account gains and fees	$0	138
Additional Noninterest Income	$263,000	4,618
Total noninterest expense	$3,767,000	4,047
Salaries and employee benefits	$2,309,000	3,711
Premises and equipment expense	$439,000	4,576
Additional noninterest expense	$1,019,000	4,364
Pre-tax net operating income	$3,878,000	2,275
Securities gains (losses)	$37,000	1,029
Applicable income taxes	$1,164,000	2,050
Income before extraordinary items	$2,751,000	2,415
Extraordinary gains, net	$0	46
Net income	$2,751,000	2,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	4,787
Cash dividends	$2,871,000	1,078
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,725,100	2,402
2005-09-30 (YTD Data)		Rank
Total interest income	$7,167,000	3,215
Total interest expense	$1,884,000	3,667
Net interest income	$5,283,000	3,008
Provision for loan and lease losses	$0	6,899
Total noninterest income	$539,000	4,337
Gross Fiduciary activities income	$66,000	957
Service charges on deposit accounts	$263,000	3,850
Trading account gains and fees	$0	126
Additional Noninterest Income	$210,000	4,507
Total noninterest expense	$2,758,000	4,092
Salaries and employee benefits	$1,656,000	3,810
Premises and equipment expense	$327,000	4,564
Additional noninterest expense	$775,000	4,283
Pre-tax net operating income	$3,064,000	2,193
Securities gains (losses)	$38,000	975
Applicable income taxes	$978,000	1,912
Income before extraordinary items	$2,124,000	2,380
Extraordinary gains, net	$0	35
Net income	$2,124,000	2,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,957
Cash dividends	$2,153,000	992
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,098,160	2,368
2005-06-30 (YTD Data)		Rank
Total interest income	$4,635,000	3,224
Total interest expense	$1,131,000	3,786
Net interest income	$3,504,000	2,996
Provision for loan and lease losses	$0	6,626
Total noninterest income	$352,000	4,352
Gross Fiduciary activities income	$46,000	946
Service charges on deposit accounts	$166,000	3,910
Trading account gains and fees	$0	116
Additional Noninterest Income	$140,000	4,472
Total noninterest expense	$1,799,000	4,151
Salaries and employee benefits	$1,098,000	3,813
Premises and equipment expense	$215,000	4,569
Additional noninterest expense	$486,000	4,476
Pre-tax net operating income	$2,057,000	2,135
Securities gains (losses)	$27,000	1,002
Applicable income taxes	$708,000	1,768
Income before extraordinary items	$1,376,000	2,365
Extraordinary gains, net	$0	30
Net income	$1,376,000	2,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,953
Cash dividends	$1,435,000	980
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,358,180	2,368
2005-03-31 (YTD Data)		Rank
Total interest income	$2,290,000	3,237
Total interest expense	$515,000	3,939
Net interest income	$1,775,000	2,949
Provision for loan and lease losses	$0	6,226
Total noninterest income	$173,000	4,337
Gross Fiduciary activities income	$22,000	967
Service charges on deposit accounts	$79,000	3,954
Trading account gains and fees	$0	115
Additional Noninterest Income	$72,000	4,397
Total noninterest expense	$914,000	4,115
Salaries and employee benefits	$535,000	3,883
Premises and equipment expense	$144,000	3,757
Additional noninterest expense	$235,000	4,571
Pre-tax net operating income	$1,034,000	2,108
Securities gains (losses)	$27,000	702
Applicable income taxes	$323,000	1,880
Income before extraordinary items	$738,000	2,231
Extraordinary gains, net	$0	24
Net income	$738,000	2,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,295
Cash dividends	$718,000	894
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$719,100	2,238
2004-12-31 (YTD Data)		Rank
Total interest income	$8,865,000	3,137
Total interest expense	$1,882,000	3,828
Net interest income	$6,983,000	2,889
Provision for loan and lease losses	$0	7,314
Total noninterest income	$668,000	4,527
Gross Fiduciary activities income	$74,000	996
Service charges on deposit accounts	$333,000	4,063
Trading account gains and fees	$0	138
Additional Noninterest Income	$261,000	4,540
Total noninterest expense	$3,577,000	4,101
Salaries and employee benefits	$2,273,000	3,608
Premises and equipment expense	$411,000	4,670
Additional noninterest expense	$893,000	4,732
Pre-tax net operating income	$4,074,000	2,036
Securities gains (losses)	$65,000	1,541
Applicable income taxes	$1,160,000	1,949
Income before extraordinary items	$2,979,000	2,087
Extraordinary gains, net	$0	34
Net income	$2,979,000	2,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,501
Cash dividends	$1,793,000	1,499
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,932,200	2,074
2004-09-30 (YTD Data)		Rank
Total interest income	$6,623,000	3,130
Total interest expense	$1,377,000	3,858
Net interest income	$5,246,000	2,860
Provision for loan and lease losses	$0	7,100
Total noninterest income	$519,000	4,426
Gross Fiduciary activities income	$53,000	1,005
Service charges on deposit accounts	$255,000	4,053
Trading account gains and fees	$0	134
Additional Noninterest Income	$211,000	4,393
Total noninterest expense	$2,595,000	4,188
Salaries and employee benefits	$1,634,000	3,706
Premises and equipment expense	$281,000	4,970
Additional noninterest expense	$680,000	4,631
Pre-tax net operating income	$3,170,000	1,983
Securities gains (losses)	$70,000	1,418
Applicable income taxes	$978,000	1,811
Income before extraordinary items	$2,262,000	2,075
Extraordinary gains, net	$0	26
Net income	$2,262,000	2,076
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,186
Cash dividends	$1,345,000	1,379
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,213,000	2,064
2004-06-30 (YTD Data)		Rank
Total interest income	$4,407,000	3,118
Total interest expense	$917,000	3,867
Net interest income	$3,490,000	2,859
Provision for loan and lease losses	$0	6,885
Total noninterest income	$316,000	4,693
Gross Fiduciary activities income	$32,000	1,034
Service charges on deposit accounts	$155,000	4,246
Trading account gains and fees	$0	130
Additional Noninterest Income	$129,000	4,617
Total noninterest expense	$1,761,000	4,139
Salaries and employee benefits	$1,100,000	3,698
Premises and equipment expense	$213,000	4,576
Additional noninterest expense	$448,000	4,694
Pre-tax net operating income	$2,045,000	2,015
Securities gains (losses)	$94,000	1,069
Applicable income taxes	$655,000	1,795
Income before extraordinary items	$1,484,000	2,086
Extraordinary gains, net	$0	21
Net income	$1,484,000	2,087
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,183
Cash dividends	$896,000	1,415
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,419,140	2,116
2004-03-31 (YTD Data)		Rank
Total interest income	$2,221,000	3,102
Total interest expense	$468,000	3,851
Net interest income	$1,753,000	2,844
Provision for loan and lease losses	$0	6,501
Total noninterest income	$145,000	4,852
Gross Fiduciary activities income	$9,000	1,110
Service charges on deposit accounts	$73,000	4,329
Trading account gains and fees	$0	121
Additional Noninterest Income	$63,000	4,647
Total noninterest expense	$893,000	4,115
Salaries and employee benefits	$551,000	3,716
Premises and equipment expense	$131,000	3,970
Additional noninterest expense	$211,000	4,880
Pre-tax net operating income	$1,005,000	1,995
Securities gains (losses)	$132,000	674
Applicable income taxes	$339,000	1,769
Income before extraordinary items	$798,000	1,963
Extraordinary gains, net	$0	16
Net income	$798,000	1,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$448,000	1,345
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$705,600	2,082
2003-12-31 (YTD Data)		Rank
Total interest income	$9,036,000	3,097
Total interest expense	$2,243,000	3,641
Net interest income	$6,793,000	2,830
Provision for loan and lease losses	$0	7,651
Total noninterest income	$617,000	4,884
Gross Fiduciary activities income	$33,000	1,161
Service charges on deposit accounts	$308,000	4,236
Trading account gains and fees	$0	160
Additional Noninterest Income	$276,000	4,669
Total noninterest expense	$3,751,000	3,887
Salaries and employee benefits	$2,231,000	3,584
Premises and equipment expense	$477,000	4,215
Additional noninterest expense	$1,043,000	4,138
Pre-tax net operating income	$3,659,000	2,129
Securities gains (losses)	$73,000	2,180
Applicable income taxes	$1,123,000	2,022
Income before extraordinary items	$2,609,000	2,289
Extraordinary gains, net	$0	54
Net income	$2,609,000	2,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	7,204
Cash dividends	$1,704,000	1,574
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,557,900	2,220
2003-09-30 (YTD Data)		Rank
Total interest income	$6,813,000	3,129
Total interest expense	$1,734,000	3,673
Net interest income	$5,079,000	2,849
Provision for loan and lease losses	$0	7,481
Total noninterest income	$471,000	4,901
Gross Fiduciary activities income	$26,000	1,139
Service charges on deposit accounts	$229,000	4,276
Trading account gains and fees	$0	153
Additional Noninterest Income	$216,000	4,638
Total noninterest expense	$2,585,000	4,149
Salaries and employee benefits	$1,548,000	3,813
Premises and equipment expense	$274,000	5,023
Additional noninterest expense	$763,000	4,200
Pre-tax net operating income	$2,965,000	2,068
Securities gains (losses)	$33,000	2,620
Applicable income taxes	$913,000	1,993
Income before extraordinary items	$2,085,000	2,251
Extraordinary gains, net	$0	40
Net income	$2,085,000	2,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,535
Cash dividends	$1,278,000	1,455
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,061,900	2,155
2003-06-30 (YTD Data)		Rank
Total interest income	$4,601,000	3,112
Total interest expense	$1,202,000	3,660
Net interest income	$3,399,000	2,842
Provision for loan and lease losses	$0	7,324
Total noninterest income	$314,000	4,873
Gross Fiduciary activities income	$18,000	1,134
Service charges on deposit accounts	$144,000	4,389
Trading account gains and fees	$0	150
Additional Noninterest Income	$152,000	4,553
Total noninterest expense	$1,695,000	4,199
Salaries and employee benefits	$1,008,000	3,879
Premises and equipment expense	$204,000	4,643
Additional noninterest expense	$483,000	4,363
Pre-tax net operating income	$2,018,000	2,020
Securities gains (losses)	$33,000	2,302
Applicable income taxes	$699,000	1,823
Income before extraordinary items	$1,352,000	2,307
Extraordinary gains, net	$0	30
Net income	$1,352,000	2,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,842
Cash dividends	$852,000	1,506
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,330,220	2,209
2003-03-31 (YTD Data)		Rank
Total interest income	$2,253,000	3,183
Total interest expense	$603,000	3,739
Net interest income	$1,650,000	2,906
Provision for loan and lease losses	$0	6,934
Total noninterest income	$153,000	4,843
Gross Fiduciary activities income	$8,000	1,157
Service charges on deposit accounts	$71,000	4,347
Trading account gains and fees	$0	134
Additional Noninterest Income	$74,000	4,499
Total noninterest expense	$837,000	4,226
Salaries and employee benefits	$503,000	3,879
Premises and equipment expense	$129,000	3,947
Additional noninterest expense	$205,000	4,878
Pre-tax net operating income	$966,000	2,103
Securities gains (losses)	$0	2,891
Applicable income taxes	$263,000	2,251
Income before extraordinary items	$703,000	2,181
Extraordinary gains, net	$0	21
Net income	$703,000	2,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$426,000	1,393
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$703,000	2,068
2002-12-31 (YTD Data)		Rank
Total interest income	$9,806,000	3,071
Total interest expense	$2,982,000	3,556
Net interest income	$6,824,000	2,796
Provision for loan and lease losses	$0	8,089
Total noninterest income	$571,000	4,859
Gross Fiduciary activities income	$37,000	1,178
Service charges on deposit accounts	$321,000	4,080
Trading account gains and fees	$0	153
Additional Noninterest Income	$213,000	4,896
Total noninterest expense	$3,223,000	4,223
Salaries and employee benefits	$1,863,000	3,976
Premises and equipment expense	$423,000	4,448
Additional noninterest expense	$937,000	4,401
Pre-tax net operating income	$4,172,000	1,918
Securities gains (losses)	$42,000	2,561
Applicable income taxes	$1,289,000	1,853
Income before extraordinary items	$2,925,000	2,052
Extraordinary gains, net	$0	70
Net income	$2,925,000	2,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,483
Cash dividends	$1,707,000	1,495
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,896,020	1,996
2001-12-31 (YTD Data)		Rank
Total interest income	$10,676,000	3,137
Total interest expense	$4,438,000	3,498
Net interest income	$6,238,000	2,844
Provision for loan and lease losses	$0	8,228
Total noninterest income	$499,000	5,077
Gross Fiduciary activities income	$40,000	1,177
Service charges on deposit accounts	$263,000	4,507
Trading account gains and fees	$0	177
Additional Noninterest Income	$196,000	4,976
Total noninterest expense	$3,084,000	4,241
Salaries and employee benefits	$1,830,000	3,864
Premises and equipment expense	$427,000	4,393
Additional noninterest expense	$827,000	4,683
Pre-tax net operating income	$3,653,000	1,913
Securities gains (losses)	$42,000	2,526
Applicable income taxes	$1,134,000	1,904
Income before extraordinary items	$2,561,000	2,039
Extraordinary gains, net	$0	105
Net income	$2,561,000	2,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	9,248
Cash dividends	$1,681,000	1,517
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,532,020	1,986
2000-12-31 (YTD Data)		Rank
Total interest income	$10,304,000	3,320
Total interest expense	$4,982,000	3,326
Net interest income	$5,322,000	3,295
Provision for loan and lease losses	$0	8,337
Total noninterest income	$666,000	4,136
Gross Fiduciary activities income	$44,000	1,065
Service charges on deposit accounts	$355,000	3,551
Trading account gains and fees	$0	180
Additional Noninterest Income	$267,000	4,168
Total noninterest expense	$2,620,000	4,699
Salaries and employee benefits	$1,644,000	4,062
Premises and equipment expense	$313,000	5,298
Additional noninterest expense	$663,000	5,392
Pre-tax net operating income	$3,368,000	2,152
Securities gains (losses)	$-60,000	9,264
Applicable income taxes	$1,009,000	2,102
Income before extraordinary items	$2,299,000	2,246
Extraordinary gains, net	$0	38
Net income	$2,299,000	2,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-279,000	9,848
Cash dividends	$1,705,000	1,512
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,340,400	2,216
1999-12-31 (YTD Data)		Rank
Total interest income	$9,704,000	3,303
Total interest expense	$4,560,000	3,187
Net interest income	$5,144,000	3,371
Provision for loan and lease losses	$0	8,503
Total noninterest income	$622,000	4,321
Gross Fiduciary activities income	$43,000	1,120
Service charges on deposit accounts	$259,000	4,425
Trading account gains and fees	$0	173
Additional Noninterest Income	$320,000	3,875
Total noninterest expense	$2,688,000	4,614
Salaries and employee benefits	$1,590,000	4,142
Premises and equipment expense	$364,000	4,837
Additional noninterest expense	$734,000	5,082
Pre-tax net operating income	$3,078,000	2,354
Securities gains (losses)	$-47,000	9,777
Applicable income taxes	$954,000	2,295
Income before extraordinary items	$2,077,000	2,492
Extraordinary gains, net	$0	35
Net income	$2,077,000	2,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-228,000	10,146
Cash dividends	$1,703,000	1,529
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,109,430	2,422
1998-12-31 (YTD Data)		Rank
Total interest income	$9,562,000	3,364
Total interest expense	$4,580,000	3,245
Net interest income	$4,982,000	3,406
Provision for loan and lease losses	$0	8,652
Total noninterest income	$648,000	4,177
Gross Fiduciary activities income	$42,000	1,140
Service charges on deposit accounts	$265,000	4,308
Trading account gains and fees	$0	224
Additional Noninterest Income	$341,000	3,746
Total noninterest expense	$2,614,000	4,619
Salaries and employee benefits	$1,534,000	4,171
Premises and equipment expense	$321,000	5,170
Additional noninterest expense	$759,000	4,855
Pre-tax net operating income	$3,016,000	2,365
Securities gains (losses)	$104,000	1,246
Applicable income taxes	$1,021,000	2,280
Income before extraordinary items	$2,099,000	2,456
Extraordinary gains, net	$0	32
Net income	$2,099,000	2,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-278,000	10,385
Cash dividends	$1,723,000	1,492
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,029,320	2,436
1997-12-31 (YTD Data)		Rank
Total interest income	$9,096,000	3,548
Total interest expense	$4,361,000	3,381
Net interest income	$4,735,000	3,668
Provision for loan and lease losses	$0	8,829
Total noninterest income	$564,000	4,608
Gross Fiduciary activities income	$44,000	1,190
Service charges on deposit accounts	$265,000	4,459
Trading account gains and fees	$0	239
Additional Noninterest Income	$255,000	4,312
Total noninterest expense	$2,419,000	4,916
Salaries and employee benefits	$1,439,000	4,402
Premises and equipment expense	$264,000	5,874
Additional noninterest expense	$716,000	5,127
Pre-tax net operating income	$2,880,000	2,571
Securities gains (losses)	$-4,000	9,548
Applicable income taxes	$989,000	2,456
Income before extraordinary items	$1,887,000	2,719
Extraordinary gains, net	$0	44
Net income	$1,887,000	2,718
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-229,000	10,834
Cash dividends	$1,704,000	1,472
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,889,640	2,664
1996-12-31 (YTD Data)		Rank
Total interest income	$8,582,000	3,776
Total interest expense	$3,880,000	3,825
Net interest income	$4,702,000	3,750
Provision for loan and lease losses	$0	9,041
Total noninterest income	$576,000	4,696
Gross Fiduciary activities income	$41,000	1,269
Service charges on deposit accounts	$262,000	4,660
Trading account gains and fees	$0	262
Additional Noninterest Income	$273,000	4,306
Total noninterest expense	$2,638,000	4,806
Salaries and employee benefits	$1,380,000	4,633
Premises and equipment expense	$339,000	5,126
Additional noninterest expense	$919,000	4,686
Pre-tax net operating income	$2,640,000	2,648
Securities gains (losses)	$0	4,148
Applicable income taxes	$865,000	2,659
Income before extraordinary items	$1,775,000	2,735
Extraordinary gains, net	$0	53
Net income	$1,775,000	2,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-121,000	11,259
Cash dividends	$1,580,000	1,527
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,775,000	2,692
1995-12-31 (YTD Data)		Rank
Total interest income	$8,332,000	3,869
Total interest expense	$3,844,000	3,803
Net interest income	$4,488,000	3,911
Provision for loan and lease losses	$0	8,958
Total noninterest income	$541,000	4,905
Gross Fiduciary activities income	$28,000	1,372
Service charges on deposit accounts	$280,000	4,535
Trading account gains and fees	$0	522
Additional Noninterest Income	$233,000	4,691
Total noninterest expense	$2,663,000	4,727
Salaries and employee benefits	$1,312,000	4,820
Premises and equipment expense	$426,000	4,291
Additional noninterest expense	$925,000	4,656
Pre-tax net operating income	$2,366,000	3,007
Securities gains (losses)	$-64,000	11,304
Applicable income taxes	$778,000	2,945
Income before extraordinary items	$1,524,000	3,203
Extraordinary gains, net	$0	65
Net income	$1,524,000	3,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-93,000	11,696
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,566,240	3,096
1994-12-31 (YTD Data)		Rank
Total interest income	$7,643,000	3,900
Total interest expense	$3,081,000	3,873
Net interest income	$4,562,000	3,878
Provision for loan and lease losses	$0	9,146
Total noninterest income	$558,000	4,905
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$322,000	4,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$236,000	4,748
Total noninterest expense	$2,575,000	5,022
Salaries and employee benefits	$1,266,000	5,005
Premises and equipment expense	$327,000	5,350
Additional noninterest expense	$982,000	4,781
Pre-tax net operating income	$2,545,000	2,778
Securities gains (losses)	$-239,000	12,017
Applicable income taxes	$773,000	2,850
Income before extraordinary items	$1,533,000	3,118
Extraordinary gains, net	$0	249
Net income	$1,533,000	3,127
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-163,000	12,363
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,690,740	2,884
1993-12-31 (YTD Data)		Rank
Total interest income	$7,441,000	4,071
Total interest expense	$2,945,000	4,172
Net interest income	$4,496,000	3,943
Provision for loan and lease losses	$491,000	2,131
Total noninterest income	$545,000	5,290
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$303,000	4,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$242,000	5,092
Total noninterest expense	$2,451,000	5,369
Salaries and employee benefits	$1,235,000	5,105
Premises and equipment expense	$286,000	6,090
Additional noninterest expense	$930,000	5,234
Pre-tax net operating income	$2,099,000	3,164
Securities gains (losses)	$270,000	1,396
Applicable income taxes	$759,000	2,875
Income before extraordinary items	$1,610,000	3,028
Extraordinary gains, net	$0	3,149
Net income	$1,610,000	3,121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	3,539
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,426,400	3,216
1992-12-31 (YTD Data)		Rank
Total interest income	$7,946,000	4,313
Total interest expense	$3,898,000	4,175
Net interest income	$4,048,000	4,393
Provision for loan and lease losses	$1,088,000	1,744
Total noninterest income	$434,000	6,220
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$245,000	5,208
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	5,859
Total noninterest expense	$2,873,000	4,710
Salaries and employee benefits	$1,169,000	5,289
Premises and equipment expense	$263,000	6,563
Additional noninterest expense	$1,441,000	3,718
Pre-tax net operating income	$521,000	8,259
Securities gains (losses)	$0	8,369
Applicable income taxes	$190,000	7,757
Income before extraordinary items	$331,000	8,919
Extraordinary gains, net	$0	1,422
Net income	$331,000	9,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$708,000	1,961
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$331,000	8,559

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.