Home > Friona State Bank, N.A. > Income and Expense
Friona State Bank, N.A., Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 5,418 |
| Total interest expense | $446,000 | 6,408 |
| Net interest income | $2,655,000 | 4,971 |
| Provision for loan and lease losses | $-48,000 | 7,694 |
| Total noninterest income | $345,000 | 4,790 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $248,000 | 3,510 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $97,000 | 5,236 |
| Total noninterest expense | $1,429,000 | 6,149 |
| Salaries and employee benefits | $693,000 | 6,217 |
| Premises and equipment expense | $149,000 | 6,294 |
| Additional noninterest expense | $587,000 | 5,701 |
| Pre-tax net operating income | $1,619,000 | 2,240 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,619,000 | 2,017 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,619,000 | 2,018 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,619,000 | 2,019 |
| Net charge-offs | $-49,000 | 7,634 |
| Cash dividends | $1,475,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,619,000 | 1,920 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 5,536 |
| Total interest expense | $296,000 | 6,510 |
| Net interest income | $1,712,000 | 5,077 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $223,000 | 4,830 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $158,000 | 3,596 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 5,260 |
| Total noninterest expense | $938,000 | 6,216 |
| Salaries and employee benefits | $458,000 | 6,280 |
| Premises and equipment expense | $97,000 | 6,354 |
| Additional noninterest expense | $383,000 | 5,755 |
| Pre-tax net operating income | $997,000 | 2,375 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $997,000 | 2,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $997,000 | 2,125 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $997,000 | 2,129 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $775,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $997,000 | 2,049 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,599 |
| Total interest expense | $147,000 | 6,645 |
| Net interest income | $860,000 | 5,107 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $75,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 5,085 |
| Total noninterest expense | $465,000 | 6,313 |
| Salaries and employee benefits | $227,000 | 6,383 |
| Premises and equipment expense | $48,000 | 6,465 |
| Additional noninterest expense | $190,000 | 5,817 |
| Pre-tax net operating income | $509,000 | 2,376 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $509,000 | 2,114 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $509,000 | 2,113 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $509,000 | 2,114 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $375,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $509,000 | 2,027 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 5,667 |
| Total interest expense | $686,000 | 6,718 |
| Net interest income | $3,390,000 | 5,038 |
| Provision for loan and lease losses | $295,000 | 5,301 |
| Total noninterest income | $453,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $332,000 | 3,685 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $121,000 | 5,395 |
| Total noninterest expense | $1,755,000 | 6,492 |
| Salaries and employee benefits | $846,000 | 6,594 |
| Premises and equipment expense | $168,000 | 6,768 |
| Additional noninterest expense | $741,000 | 5,993 |
| Pre-tax net operating income | $1,793,000 | 2,093 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,793,000 | 1,846 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,793,000 | 1,843 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,793,000 | 1,845 |
| Net charge-offs | $256,000 | 4,696 |
| Cash dividends | $1,497,000 | 1,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,793,000 | 1,805 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 5,760 |
| Total interest expense | $530,000 | 6,796 |
| Net interest income | $2,487,000 | 5,108 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $334,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $252,000 | 3,681 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $82,000 | 5,640 |
| Total noninterest expense | $1,326,000 | 6,516 |
| Salaries and employee benefits | $655,000 | 6,561 |
| Premises and equipment expense | $125,000 | 6,826 |
| Additional noninterest expense | $546,000 | 6,056 |
| Pre-tax net operating income | $1,495,000 | 2,064 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,495,000 | 1,783 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,495,000 | 1,783 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,495,000 | 1,783 |
| Net charge-offs | $-45,000 | 8,016 |
| Cash dividends | $997,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,495,000 | 1,738 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 5,811 |
| Total interest expense | $369,000 | 6,844 |
| Net interest income | $1,653,000 | 5,125 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $217,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $166,000 | 3,694 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $51,000 | 5,818 |
| Total noninterest expense | $904,000 | 6,519 |
| Salaries and employee benefits | $447,000 | 6,575 |
| Premises and equipment expense | $77,000 | 7,004 |
| Additional noninterest expense | $380,000 | 5,963 |
| Pre-tax net operating income | $966,000 | 2,175 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $966,000 | 1,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $966,000 | 1,891 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $966,000 | 1,893 |
| Net charge-offs | $-40,000 | 8,077 |
| Cash dividends | $997,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $966,000 | 1,840 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,738 |
| Total interest expense | $203,000 | 6,784 |
| Net interest income | $852,000 | 5,034 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $109,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $85,000 | 3,588 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $436,000 | 6,587 |
| Salaries and employee benefits | $226,000 | 6,614 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $169,000 | 6,022 |
| Pre-tax net operating income | $525,000 | 2,286 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $525,000 | 2,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $525,000 | 2,041 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $525,000 | 2,041 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $597,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $525,000 | 1,922 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 5,683 |
| Total interest expense | $1,368,000 | 6,169 |
| Net interest income | $3,230,000 | 5,204 |
| Provision for loan and lease losses | $137,000 | 5,674 |
| Total noninterest income | $471,000 | 4,969 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $357,000 | 3,678 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $114,000 | 5,743 |
| Total noninterest expense | $1,752,000 | 6,551 |
| Salaries and employee benefits | $891,000 | 6,671 |
| Premises and equipment expense | $209,000 | 6,610 |
| Additional noninterest expense | $652,000 | 6,012 |
| Pre-tax net operating income | $1,812,000 | 2,660 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,812,000 | 2,182 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,812,000 | 2,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $1,400,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,812,000 | 2,303 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 5,743 |
| Total interest expense | $1,113,000 | 6,112 |
| Net interest income | $2,356,000 | 5,325 |
| Provision for loan and lease losses | $6,000 | 6,851 |
| Total noninterest income | $357,000 | 5,044 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $269,000 | 3,702 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 5,818 |
| Total noninterest expense | $1,285,000 | 6,595 |
| Salaries and employee benefits | $665,000 | 6,692 |
| Premises and equipment expense | $156,000 | 6,637 |
| Additional noninterest expense | $464,000 | 6,108 |
| Pre-tax net operating income | $1,422,000 | 2,951 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,422,000 | 2,430 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,422,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $1,400,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,422,000 | 2,539 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,384,000 | 5,738 |
| Total interest expense | $813,000 | 6,073 |
| Net interest income | $1,571,000 | 5,331 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $230,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $176,000 | 3,741 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $54,000 | 6,025 |
| Total noninterest expense | $864,000 | 6,632 |
| Salaries and employee benefits | $441,000 | 6,759 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $323,000 | 5,982 |
| Pre-tax net operating income | $931,000 | 3,094 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $931,000 | 2,732 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $931,000 | 2,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $800,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $931,000 | 2,681 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 5,622 |
| Total interest expense | $455,000 | 5,970 |
| Net interest income | $827,000 | 5,209 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $114,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $78,000 | 3,924 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $425,000 | 6,685 |
| Salaries and employee benefits | $216,000 | 6,834 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $157,000 | 6,058 |
| Pre-tax net operating income | $515,000 | 3,020 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $515,000 | 2,623 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $515,000 | 2,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $515,000 | 2,554 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,935,000 | 5,271 |
| Total interest expense | $2,229,000 | 5,577 |
| Net interest income | $3,706,000 | 4,847 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $500,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $369,000 | 3,685 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $131,000 | 5,795 |
| Total noninterest expense | $1,953,000 | 6,273 |
| Salaries and employee benefits | $885,000 | 6,752 |
| Premises and equipment expense | $268,000 | 6,057 |
| Additional noninterest expense | $800,000 | 5,348 |
| Pre-tax net operating income | $2,243,000 | 3,072 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,243,000 | 2,591 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,243,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,709 |
| Cash dividends | $2,047,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,243,000 | 2,582 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 5,282 |
| Total interest expense | $1,685,000 | 5,565 |
| Net interest income | $2,770,000 | 4,878 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $383,000 | 5,010 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $274,000 | 3,699 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $1,495,000 | 6,220 |
| Salaries and employee benefits | $670,000 | 6,698 |
| Premises and equipment expense | $214,000 | 5,910 |
| Additional noninterest expense | $611,000 | 5,225 |
| Pre-tax net operating income | $1,658,000 | 3,248 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,658,000 | 2,767 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,658,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,886 |
| Cash dividends | $2,047,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,658,000 | 2,751 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 5,314 |
| Total interest expense | $1,133,000 | 5,543 |
| Net interest income | $1,825,000 | 4,944 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $268,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $182,000 | 3,700 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $86,000 | 5,378 |
| Total noninterest expense | $1,007,000 | 6,239 |
| Salaries and employee benefits | $461,000 | 6,672 |
| Premises and equipment expense | $143,000 | 5,942 |
| Additional noninterest expense | $403,000 | 5,280 |
| Pre-tax net operating income | $1,086,000 | 3,349 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,086,000 | 2,860 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,086,000 | 2,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,846 |
| Cash dividends | $1,124,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,086,000 | 2,842 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 5,188 |
| Total interest expense | $577,000 | 5,481 |
| Net interest income | $948,000 | 4,842 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $519,000 | 6,185 |
| Salaries and employee benefits | $229,000 | 6,735 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $197,000 | 5,309 |
| Pre-tax net operating income | $560,000 | 3,275 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $560,000 | 2,784 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $560,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $307,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $560,000 | 2,774 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 5,032 |
| Total interest expense | $1,978,000 | 5,434 |
| Net interest income | $4,001,000 | 4,658 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $710,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $391,000 | 3,581 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $319,000 | 4,182 |
| Total noninterest expense | $2,146,000 | 5,952 |
| Salaries and employee benefits | $914,000 | 6,621 |
| Premises and equipment expense | $395,000 | 4,950 |
| Additional noninterest expense | $837,000 | 5,098 |
| Pre-tax net operating income | $2,565,000 | 3,074 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,565,000 | 2,560 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,565,000 | 2,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $3,273,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,565,000 | 2,539 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 5,105 |
| Total interest expense | $1,387,000 | 5,555 |
| Net interest income | $2,978,000 | 4,716 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $600,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $302,000 | 3,557 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,741 |
| Total noninterest expense | $1,604,000 | 5,945 |
| Salaries and employee benefits | $687,000 | 6,609 |
| Premises and equipment expense | $302,000 | 4,924 |
| Additional noninterest expense | $615,000 | 5,135 |
| Pre-tax net operating income | $1,974,000 | 3,148 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,974,000 | 2,588 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,974,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $1,960,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,974,000 | 2,577 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 5,035 |
| Total interest expense | $910,000 | 5,480 |
| Net interest income | $2,020,000 | 4,689 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $282,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $197,000 | 3,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $85,000 | 5,470 |
| Total noninterest expense | $1,077,000 | 5,941 |
| Salaries and employee benefits | $459,000 | 6,645 |
| Premises and equipment expense | $204,000 | 4,869 |
| Additional noninterest expense | $414,000 | 5,084 |
| Pre-tax net operating income | $1,225,000 | 3,311 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,225,000 | 2,755 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,225,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $1,310,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,225,000 | 2,741 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 4,911 |
| Total interest expense | $449,000 | 5,397 |
| Net interest income | $1,042,000 | 4,592 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $162,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 3,520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $559,000 | 5,837 |
| Salaries and employee benefits | $230,000 | 6,652 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $218,000 | 4,907 |
| Pre-tax net operating income | $645,000 | 3,156 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $645,000 | 2,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $60,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $645,000 | 2,582 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,746,000 | 5,327 |
| Total interest expense | $1,177,000 | 5,855 |
| Net interest income | $3,569,000 | 4,963 |
| Provision for loan and lease losses | $32,000 | 6,156 |
| Total noninterest income | $478,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $396,000 | 3,578 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,710 |
| Total noninterest expense | $2,248,000 | 5,715 |
| Salaries and employee benefits | $1,014,000 | 6,318 |
| Premises and equipment expense | $380,000 | 5,022 |
| Additional noninterest expense | $854,000 | 4,946 |
| Pre-tax net operating income | $1,767,000 | 3,997 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,767,000 | 3,406 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,767,000 | 3,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $2,435,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,767,000 | 3,372 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 5,449 |
| Total interest expense | $805,000 | 6,003 |
| Net interest income | $2,577,000 | 5,085 |
| Provision for loan and lease losses | $13,000 | 6,408 |
| Total noninterest income | $370,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $302,000 | 3,540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 6,563 |
| Total noninterest expense | $1,675,000 | 5,702 |
| Salaries and employee benefits | $767,000 | 6,279 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $619,000 | 5,011 |
| Pre-tax net operating income | $1,259,000 | 4,191 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,259,000 | 3,546 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,259,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,845 |
| Cash dividends | $2,235,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,259,000 | 3,514 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 5,538 |
| Total interest expense | $475,000 | 6,169 |
| Net interest income | $1,668,000 | 5,173 |
| Provision for loan and lease losses | $13,000 | 5,966 |
| Total noninterest income | $235,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $191,000 | 3,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,127,000 | 5,673 |
| Salaries and employee benefits | $519,000 | 6,221 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $416,000 | 4,955 |
| Pre-tax net operating income | $763,000 | 4,399 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $763,000 | 3,748 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $763,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $2,235,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $763,000 | 3,702 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 5,614 |
| Total interest expense | $205,000 | 6,475 |
| Net interest income | $833,000 | 5,211 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $89,000 | 3,718 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $564,000 | 5,704 |
| Salaries and employee benefits | $261,000 | 6,240 |
| Premises and equipment expense | $94,000 | 5,079 |
| Additional noninterest expense | $209,000 | 4,926 |
| Pre-tax net operating income | $374,000 | 4,449 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $374,000 | 3,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 5,603 |
| Total interest expense | $650,000 | 6,768 |
| Net interest income | $3,279,000 | 5,128 |
| Provision for loan and lease losses | $87,000 | 5,241 |
| Total noninterest income | $514,000 | 5,198 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $454,000 | 3,364 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $60,000 | 7,192 |
| Total noninterest expense | $2,281,000 | 5,579 |
| Salaries and employee benefits | $1,013,000 | 6,234 |
| Premises and equipment expense | $391,000 | 4,838 |
| Additional noninterest expense | $877,000 | 4,781 |
| Pre-tax net operating income | $1,425,000 | 4,382 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,425,000 | 3,757 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,425,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,420 |
| Cash dividends | $589,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,425,000 | 3,704 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 5,663 |
| Total interest expense | $472,000 | 6,843 |
| Net interest income | $2,411,000 | 5,183 |
| Provision for loan and lease losses | $87,000 | 4,638 |
| Total noninterest income | $399,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $355,000 | 3,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 7,229 |
| Total noninterest expense | $1,692,000 | 5,593 |
| Salaries and employee benefits | $754,000 | 6,227 |
| Premises and equipment expense | $293,000 | 4,823 |
| Additional noninterest expense | $645,000 | 4,805 |
| Pre-tax net operating income | $1,031,000 | 4,535 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,031,000 | 3,923 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,031,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,921 |
| Cash dividends | $589,000 | 2,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,031,000 | 3,862 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 5,690 |
| Total interest expense | $319,000 | 6,843 |
| Net interest income | $1,593,000 | 5,215 |
| Provision for loan and lease losses | $87,000 | 3,810 |
| Total noninterest income | $269,000 | 5,082 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $238,000 | 3,254 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $1,139,000 | 5,601 |
| Salaries and employee benefits | $510,000 | 6,224 |
| Premises and equipment expense | $187,000 | 4,999 |
| Additional noninterest expense | $442,000 | 4,742 |
| Pre-tax net operating income | $636,000 | 4,687 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $636,000 | 4,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $589,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $636,000 | 4,002 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,659 |
| Total interest expense | $166,000 | 6,810 |
| Net interest income | $808,000 | 5,174 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $136,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 3,247 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $575,000 | 5,593 |
| Salaries and employee benefits | $265,000 | 6,137 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $217,000 | 4,781 |
| Pre-tax net operating income | $369,000 | 4,294 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $369,000 | 3,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $369,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $369,000 | 3,601 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,151,000 | 5,505 |
| Total interest expense | $993,000 | 6,146 |
| Net interest income | $3,158,000 | 5,141 |
| Provision for loan and lease losses | $153,000 | 4,541 |
| Total noninterest income | $516,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $477,000 | 3,209 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $2,220,000 | 5,644 |
| Salaries and employee benefits | $978,000 | 6,344 |
| Premises and equipment expense | $385,000 | 4,860 |
| Additional noninterest expense | $857,000 | 4,814 |
| Pre-tax net operating income | $1,301,000 | 4,482 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,301,000 | 3,919 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,301,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,389 |
| Cash dividends | $1,843,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,301,000 | 3,753 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 5,525 |
| Total interest expense | $808,000 | 6,046 |
| Net interest income | $2,344,000 | 5,204 |
| Provision for loan and lease losses | $103,000 | 4,618 |
| Total noninterest income | $454,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $356,000 | 3,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,652,000 | 5,651 |
| Salaries and employee benefits | $732,000 | 6,330 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $635,000 | 4,812 |
| Pre-tax net operating income | $1,043,000 | 4,436 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,043,000 | 3,881 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,043,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $1,310,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,043,000 | 3,722 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 5,511 |
| Total interest expense | $594,000 | 5,878 |
| Net interest income | $1,548,000 | 5,243 |
| Provision for loan and lease losses | $103,000 | 3,812 |
| Total noninterest income | $326,000 | 4,774 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $242,000 | 3,149 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $84,000 | 5,643 |
| Total noninterest expense | $1,111,000 | 5,609 |
| Salaries and employee benefits | $487,000 | 6,355 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $432,000 | 4,732 |
| Pre-tax net operating income | $660,000 | 4,591 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $660,000 | 4,033 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $660,000 | 4,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $1,310,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $660,000 | 3,855 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,392 |
| Total interest expense | $330,000 | 5,638 |
| Net interest income | $783,000 | 5,164 |
| Provision for loan and lease losses | $53,000 | 3,599 |
| Total noninterest income | $181,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $112,000 | 3,257 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $560,000 | 5,566 |
| Salaries and employee benefits | $241,000 | 6,396 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $224,000 | 4,575 |
| Pre-tax net operating income | $351,000 | 4,385 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $351,000 | 3,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 3,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $351,000 | 3,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 5,871 |
| Total interest expense | $1,461,000 | 5,816 |
| Net interest income | $2,579,000 | 5,803 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $583,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $438,000 | 3,307 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,673 |
| Total noninterest expense | $2,107,000 | 5,695 |
| Salaries and employee benefits | $881,000 | 6,581 |
| Premises and equipment expense | $253,000 | 6,095 |
| Additional noninterest expense | $973,000 | 4,269 |
| Pre-tax net operating income | $765,000 | 5,873 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $799,000 | 5,220 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $799,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,201 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $765,000 | 5,185 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,158,000 | 9,021 |
| Total interest expense | $538,000 | 8,947 |
| Net interest income | $620,000 | 9,001 |
| Provision for loan and lease losses | $97,000 | 5,668 |
| Total noninterest income | $111,000 | 8,353 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $89,000 | 6,795 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,000 | 8,652 |
| Total noninterest expense | $630,000 | 8,851 |
| Salaries and employee benefits | $233,000 | 9,307 |
| Premises and equipment expense | $28,000 | 9,426 |
| Additional noninterest expense | $369,000 | 7,359 |
| Pre-tax net operating income | $4,000 | 8,706 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $0 | 8,819 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $0 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,106 |
| Cash dividends | $3,250,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,000 | 8,720 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 4,690 |
| Total interest expense | $3,447,000 | 4,441 |
| Net interest income | $3,348,000 | 4,769 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $430,000 | 5,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 6,989 |
| Total noninterest expense | $2,281,000 | 5,189 |
| Salaries and employee benefits | $1,343,000 | 4,773 |
| Premises and equipment expense | $254,000 | 5,991 |
| Additional noninterest expense | $684,000 | 5,265 |
| Pre-tax net operating income | $1,497,000 | 4,073 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $574,000 | 3,204 |
| Income before extraordinary items | $923,000 | 4,613 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $923,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $950,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $923,000 | 4,609 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,185,000 | 4,846 |
| Total interest expense | $2,867,000 | 4,755 |
| Net interest income | $3,318,000 | 4,812 |
| Provision for loan and lease losses | $9,000 | 8,193 |
| Total noninterest income | $830,000 | 3,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 3,072 |
| Total noninterest expense | $2,563,000 | 4,787 |
| Salaries and employee benefits | $1,554,000 | 4,207 |
| Premises and equipment expense | $285,000 | 5,622 |
| Additional noninterest expense | $724,000 | 5,138 |
| Pre-tax net operating income | $1,576,000 | 3,962 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $599,000 | 3,222 |
| Income before extraordinary items | $977,000 | 4,504 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $977,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 9,972 |
| Cash dividends | $1,335,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $977,000 | 4,458 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,366,000 | 4,781 |
| Total interest expense | $2,998,000 | 4,732 |
| Net interest income | $3,368,000 | 4,737 |
| Provision for loan and lease losses | $140,000 | 4,320 |
| Total noninterest income | $716,000 | 3,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,301 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,757 |
| Total noninterest expense | $2,439,000 | 4,854 |
| Salaries and employee benefits | $1,475,000 | 4,296 |
| Premises and equipment expense | $265,000 | 5,763 |
| Additional noninterest expense | $699,000 | 5,169 |
| Pre-tax net operating income | $1,505,000 | 4,175 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $573,000 | 3,519 |
| Income before extraordinary items | $932,000 | 4,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $932,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,298 |
| Cash dividends | $1,320,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $932,000 | 4,632 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 4,875 |
| Total interest expense | $2,994,000 | 4,726 |
| Net interest income | $3,286,000 | 4,955 |
| Provision for loan and lease losses | $122,000 | 4,599 |
| Total noninterest income | $618,000 | 4,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,453 |
| Total noninterest expense | $2,317,000 | 5,077 |
| Salaries and employee benefits | $1,358,000 | 4,619 |
| Premises and equipment expense | $265,000 | 5,857 |
| Additional noninterest expense | $694,000 | 5,253 |
| Pre-tax net operating income | $1,465,000 | 4,580 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $561,000 | 3,869 |
| Income before extraordinary items | $904,000 | 5,037 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $904,000 | 5,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,336 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $904,000 | 4,982 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 5,141 |
| Total interest expense | $2,924,000 | 4,888 |
| Net interest income | $3,149,000 | 5,256 |
| Provision for loan and lease losses | $103,000 | 5,016 |
| Total noninterest income | $488,000 | 5,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $2,066,000 | 5,812 |
| Salaries and employee benefits | $1,273,000 | 4,936 |
| Premises and equipment expense | $246,000 | 6,302 |
| Additional noninterest expense | $547,000 | 6,707 |
| Pre-tax net operating income | $1,468,000 | 4,420 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $564,000 | 3,766 |
| Income before extraordinary items | $904,000 | 4,856 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $904,000 | 4,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,457 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $904,000 | 4,798 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 10,511 |
| Total interest expense | $710,000 | 10,274 |
| Net interest income | $797,000 | 10,546 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $127,000 | 9,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $527,000 | 10,904 |
| Salaries and employee benefits | $288,000 | 10,853 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $179,000 | 10,702 |
| Pre-tax net operating income | $332,000 | 9,513 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $203,000 | 9,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $203,000 | 9,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $35,000 | 8,101 |
| Sale, conversion, retirement of capital stock, net | $566,000 | 360 |
| Net operating income | $203,000 | 9,864 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,981,000 | 5,682 |
| Total interest expense | $2,067,000 | 5,469 |
| Net interest income | $2,914,000 | 5,722 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $445,000 | 5,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $2,040,000 | 6,101 |
| Salaries and employee benefits | $1,212,000 | 5,196 |
| Premises and equipment expense | $300,000 | 5,716 |
| Additional noninterest expense | $528,000 | 7,613 |
| Pre-tax net operating income | $1,319,000 | 4,889 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $414,000 | 4,646 |
| Income before extraordinary items | $905,000 | 4,889 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $905,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $215,000 | 5,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $905,000 | 4,951 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 5,942 |
| Total interest expense | $2,042,000 | 5,731 |
| Net interest income | $2,799,000 | 5,978 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $393,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $2,010,000 | 6,316 |
| Salaries and employee benefits | $1,123,000 | 5,545 |
| Premises and equipment expense | $260,000 | 6,507 |
| Additional noninterest expense | $627,000 | 7,105 |
| Pre-tax net operating income | $982,000 | 5,960 |
| Securities gains (losses) | $195,000 | 1,730 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $834,000 | 5,392 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $834,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,273 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $695,550 | 5,872 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 5,900 |
| Total interest expense | $2,745,000 | 5,560 |
| Net interest income | $2,750,000 | 6,122 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $398,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $1,897,000 | 6,670 |
| Salaries and employee benefits | $1,054,000 | 5,767 |
| Premises and equipment expense | $293,000 | 6,087 |
| Additional noninterest expense | $550,000 | 7,987 |
| Pre-tax net operating income | $1,001,000 | 5,613 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $286,000 | 6,127 |
| Income before extraordinary items | $715,000 | 5,826 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $715,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 3,251 |
| Cash dividends | $650,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $715,000 | 5,491 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.