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Fremont Investment & Loan, Income and Expense

2008-06-30 (YTD Data)		Rank
Total interest income	$117,296,000	209
Total interest expense	$121,765,000	110
Net interest income	$-4,469,000	8,451
Provision for loan and lease losses	$65,000	4,825
Total noninterest income	$-50,601,000	8,447
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$121,000	4,457
Trading account gains and fees	$0	149
Additional Noninterest Income	$-50,722,000	8,460
Total noninterest expense	$61,740,000	198
Salaries and employee benefits	$17,478,000	296
Premises and equipment expense	$7,313,000	206
Additional noninterest expense	$36,949,000	152
Pre-tax net operating income	$-116,875,000	8,434
Securities gains (losses)	$0	3,233
Applicable income taxes	$32,191,000	73
Income before extraordinary items	$-149,066,000	8,433
Extraordinary gains, net	$-56,731,000	8,448
Net income	$-205,797,000	8,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-149,066,000	8,433
2008-03-31 (YTD Data)		Rank
Total interest income	$72,478,000	187
Total interest expense	$72,923,000	104
Net interest income	$-445,000	8,493
Provision for loan and lease losses	$18,000	4,977
Total noninterest income	$-69,827,000	8,490
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$57,000	4,544
Trading account gains and fees	$0	158
Additional Noninterest Income	$-69,884,000	8,502
Total noninterest expense	$32,886,000	185
Salaries and employee benefits	$9,653,000	266
Premises and equipment expense	$3,788,000	200
Additional noninterest expense	$19,445,000	144
Pre-tax net operating income	$-103,176,000	8,488
Securities gains (losses)	$0	2,688
Applicable income taxes	$32,191,000	46
Income before extraordinary items	$-135,367,000	8,483
Extraordinary gains, net	$-33,371,000	8,492
Net income	$-168,738,000	8,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-135,367,000	8,482
2007-12-31 (YTD Data)		Rank
Total interest income	$560,895,000	121
Total interest expense	$359,477,000	97
Net interest income	$201,418,000	144
Provision for loan and lease losses	$400,000	2,692
Total noninterest income	$71,655,000	154
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$301,000	4,067
Trading account gains and fees	$0	178
Additional Noninterest Income	$71,354,000	120
Total noninterest expense	$176,117,000	142
Salaries and employee benefits	$86,657,000	127
Premises and equipment expense	$20,722,000	138
Additional noninterest expense	$68,738,000	143
Pre-tax net operating income	$96,556,000	138
Securities gains (losses)	$0	2,146
Applicable income taxes	$38,184,000	121
Income before extraordinary items	$58,372,000	157
Extraordinary gains, net	$-937,504,000	8,533
Net income	$-879,132,000	8,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,834,000	62
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$58,372,000	154
2007-09-30 (YTD Data)		Rank
Total interest income	$461,890,000	116
Total interest expense	$277,456,000	92
Net interest income	$184,434,000	125
Provision for loan and lease losses	$622,000	1,319
Total noninterest income	$69,795,000	134
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$274,000	3,699
Trading account gains and fees	$0	184
Additional Noninterest Income	$69,521,000	102
Total noninterest expense	$152,157,000	128
Salaries and employee benefits	$77,402,000	117
Premises and equipment expense	$19,180,000	122
Additional noninterest expense	$55,575,000	130
Pre-tax net operating income	$101,450,000	121
Securities gains (losses)	$0	1,655
Applicable income taxes	$40,039,000	106
Income before extraordinary items	$61,411,000	134
Extraordinary gains, net	$-839,620,000	8,558
Net income	$-778,209,000	8,558
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,837,000	50
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$61,411,000	131
2007-06-30 (YTD Data)		Rank
Total interest income	$332,410,000	115
Total interest expense	$178,014,000	103
Net interest income	$154,396,000	116
Provision for loan and lease losses	$486,000	1,057
Total noninterest income	$-1,482,000	8,610
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$52,000	6,036
Trading account gains and fees	$0	168
Additional Noninterest Income	$-1,534,000	8,620
Total noninterest expense	$117,087,000	125
Salaries and employee benefits	$63,153,000	105
Premises and equipment expense	$14,601,000	121
Additional noninterest expense	$39,333,000	137
Pre-tax net operating income	$35,341,000	206
Securities gains (losses)	$0	1,444
Applicable income taxes	$13,816,000	186
Income before extraordinary items	$21,525,000	222
Extraordinary gains, net	$-811,915,000	8,614
Net income	$-790,390,000	8,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,838,000	38
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$21,525,000	222
2007-03-31 (YTD Data)		Rank
Total interest income	$162,594,000	115
Total interest expense	$82,013,000	106
Net interest income	$80,581,000	109
Provision for loan and lease losses	$523,000	510
Total noninterest income	$-1,313,000	8,642
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$24,000	6,111
Trading account gains and fees	$0	195
Additional Noninterest Income	$-1,337,000	8,654
Total noninterest expense	$51,753,000	140
Salaries and employee benefits	$28,483,000	113
Premises and equipment expense	$8,411,000	106
Additional noninterest expense	$14,859,000	159
Pre-tax net operating income	$26,992,000	148
Securities gains (losses)	$0	1,187
Applicable income taxes	$10,498,000	139
Income before extraordinary items	$16,494,000	161
Extraordinary gains, net	$-579,650,000	8,649
Net income	$-563,156,000	8,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,848,000	22
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$16,494,000	159
2006-12-31 (YTD Data)		Rank
Total interest income	$1,153,441,000	66
Total interest expense	$549,267,000	71
Net interest income	$604,174,000	60
Provision for loan and lease losses	$73,441,000	43
Total noninterest income	$-273,686,000	8,680
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$215,000	4,835
Trading account gains and fees	$0	130
Additional Noninterest Income	$-273,901,000	8,691
Total noninterest expense	$375,582,000	80
Salaries and employee benefits	$226,329,000	64
Premises and equipment expense	$49,431,000	74
Additional noninterest expense	$99,822,000	111
Pre-tax net operating income	$-118,535,000	8,687
Securities gains (losses)	$-84,116,000	8,672
Applicable income taxes	$-58,668,000	8,680
Income before extraordinary items	$-143,983,000	8,678
Extraordinary gains, net	$0	51
Net income	$-143,983,000	8,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,465,000	24
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-84,260,640	8,677
2006-09-30 (YTD Data)		Rank
Total interest income	$852,497,000	73
Total interest expense	$402,564,000	76
Net interest income	$449,933,000	68
Provision for loan and lease losses	$28,280,000	67
Total noninterest income	$40,728,000	201
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$201,000	4,378
Trading account gains and fees	$0	126
Additional Noninterest Income	$40,527,000	158
Total noninterest expense	$280,411,000	91
Salaries and employee benefits	$170,086,000	69
Premises and equipment expense	$35,833,000	82
Additional noninterest expense	$74,492,000	124
Pre-tax net operating income	$181,970,000	98
Securities gains (losses)	$0	1,388
Applicable income taxes	$71,625,000	92
Income before extraordinary items	$110,345,000	104
Extraordinary gains, net	$0	45
Net income	$110,345,000	105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-110,000	8,546
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$110,345,000	103
2006-06-30 (YTD Data)		Rank
Total interest income	$562,149,000	75
Total interest expense	$259,522,000	78
Net interest income	$302,627,000	69
Provision for loan and lease losses	$15,588,000	75
Total noninterest income	$32,573,000	183
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$30,000	6,853
Trading account gains and fees	$0	126
Additional Noninterest Income	$32,543,000	144
Total noninterest expense	$185,720,000	93
Salaries and employee benefits	$113,516,000	70
Premises and equipment expense	$23,070,000	83
Additional noninterest expense	$49,134,000	128
Pre-tax net operating income	$133,892,000	96
Securities gains (losses)	$0	1,185
Applicable income taxes	$52,450,000	89
Income before extraordinary items	$81,442,000	109
Extraordinary gains, net	$0	39
Net income	$81,442,000	110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-263,000	8,702
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$81,442,000	106
2006-03-31 (YTD Data)		Rank
Total interest income	$258,977,000	77
Total interest expense	$113,038,000	81
Net interest income	$145,939,000	72
Provision for loan and lease losses	$3,881,000	102
Total noninterest income	$-2,560,000	8,789
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$12,000	7,044
Trading account gains and fees	$0	115
Additional Noninterest Income	$-2,572,000	8,800
Total noninterest expense	$91,400,000	93
Salaries and employee benefits	$56,574,000	72
Premises and equipment expense	$10,785,000	88
Additional noninterest expense	$24,041,000	127
Pre-tax net operating income	$48,098,000	122
Securities gains (losses)	$0	955
Applicable income taxes	$18,808,000	113
Income before extraordinary items	$29,290,000	129
Extraordinary gains, net	$0	21
Net income	$29,290,000	130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-71,000	8,580
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$29,290,000	124
2005-12-31 (YTD Data)		Rank
Total interest income	$838,415,000	78
Total interest expense	$317,350,000	87
Net interest income	$521,065,000	76
Provision for loan and lease losses	$-1,515,000	8,791
Total noninterest income	$426,387,000	62
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$162,000	5,470
Trading account gains and fees	$0	138
Additional Noninterest Income	$426,225,000	45
Total noninterest expense	$335,139,000	91
Salaries and employee benefits	$211,079,000	70
Premises and equipment expense	$40,696,000	89
Additional noninterest expense	$83,364,000	135
Pre-tax net operating income	$613,828,000	51
Securities gains (losses)	$0	2,296
Applicable income taxes	$261,683,000	45
Income before extraordinary items	$352,145,000	55
Extraordinary gains, net	$0	46
Net income	$352,145,000	55
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,075,000	114
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$352,145,000	54
2005-09-30 (YTD Data)		Rank
Total interest income	$602,446,000	80
Total interest expense	$216,351,000	89
Net interest income	$386,095,000	79
Provision for loan and lease losses	$-5,890,000	8,845
Total noninterest income	$376,972,000	56
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$153,000	5,029
Trading account gains and fees	$0	126
Additional Noninterest Income	$376,819,000	43
Total noninterest expense	$257,176,000	91
Salaries and employee benefits	$161,446,000	68
Premises and equipment expense	$29,761,000	93
Additional noninterest expense	$65,969,000	130
Pre-tax net operating income	$511,781,000	49
Securities gains (losses)	$0	2,317
Applicable income taxes	$220,791,000	43
Income before extraordinary items	$290,990,000	55
Extraordinary gains, net	$0	35
Net income	$290,990,000	55
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,922,000	136
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$290,990,000	54
2005-06-30 (YTD Data)		Rank
Total interest income	$394,236,000	80
Total interest expense	$134,525,000	88
Net interest income	$259,711,000	76
Provision for loan and lease losses	$-2,819,000	8,844
Total noninterest income	$230,193,000	59
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$25,000	7,119
Trading account gains and fees	$0	116
Additional Noninterest Income	$230,168,000	44
Total noninterest expense	$163,196,000	97
Salaries and employee benefits	$104,110,000	71
Premises and equipment expense	$19,090,000	95
Additional noninterest expense	$39,996,000	139
Pre-tax net operating income	$329,527,000	50
Securities gains (losses)	$0	2,146
Applicable income taxes	$148,144,000	42
Income before extraordinary items	$181,383,000	57
Extraordinary gains, net	$0	30
Net income	$181,383,000	57
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,750,000	95
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$181,383,000	57
2005-03-31 (YTD Data)		Rank
Total interest income	$182,875,000	84
Total interest expense	$57,367,000	97
Net interest income	$125,508,000	79
Provision for loan and lease losses	$1,456,000	197
Total noninterest income	$122,470,000	59
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$10,000	7,294
Trading account gains and fees	$0	115
Additional Noninterest Income	$122,460,000	45
Total noninterest expense	$84,577,000	95
Salaries and employee benefits	$56,678,000	67
Premises and equipment expense	$9,383,000	101
Additional noninterest expense	$18,516,000	147
Pre-tax net operating income	$161,945,000	50
Securities gains (losses)	$0	1,685
Applicable income taxes	$81,746,000	36
Income before extraordinary items	$80,199,000	62
Extraordinary gains, net	$0	24
Net income	$80,199,000	62
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,040,000	222
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$80,199,000	62
2004-12-31 (YTD Data)		Rank
Total interest income	$683,771,000	81
Total interest expense	$179,063,000	95
Net interest income	$504,708,000	74
Provision for loan and lease losses	$-9,459,000	8,964
Total noninterest income	$465,372,000	59
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$136,000	5,966
Trading account gains and fees	$0	138
Additional Noninterest Income	$465,236,000	44
Total noninterest expense	$305,054,000	106
Salaries and employee benefits	$207,472,000	70
Premises and equipment expense	$25,722,000	128
Additional noninterest expense	$71,860,000	149
Pre-tax net operating income	$674,485,000	47
Securities gains (losses)	$0	3,819
Applicable income taxes	$269,610,000	41
Income before extraordinary items	$404,875,000	51
Extraordinary gains, net	$0	34
Net income	$404,875,000	51
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,606,000	85
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$404,875,000	51
2004-09-30 (YTD Data)		Rank
Total interest income	$510,108,000	84
Total interest expense	$130,454,000	98
Net interest income	$379,654,000	75
Provision for loan and lease losses	$4,820,000	215
Total noninterest income	$359,520,000	58
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$30,000	7,486
Trading account gains and fees	$0	134
Additional Noninterest Income	$359,490,000	46
Total noninterest expense	$236,478,000	107
Salaries and employee benefits	$164,908,000	68
Premises and equipment expense	$17,274,000	143
Additional noninterest expense	$54,296,000	154
Pre-tax net operating income	$497,876,000	50
Securities gains (losses)	$0	3,710
Applicable income taxes	$199,566,000	44
Income before extraordinary items	$298,310,000	55
Extraordinary gains, net	$0	26
Net income	$298,310,000	55
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,788,000	76
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$298,310,000	52
2004-06-30 (YTD Data)		Rank
Total interest income	$345,429,000	84
Total interest expense	$86,790,000	98
Net interest income	$258,639,000	75
Provision for loan and lease losses	$15,548,000	86
Total noninterest income	$258,421,000	57
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$21,000	7,495
Trading account gains and fees	$0	130
Additional Noninterest Income	$258,400,000	44
Total noninterest expense	$162,311,000	104
Salaries and employee benefits	$119,069,000	66
Premises and equipment expense	$10,652,000	152
Additional noninterest expense	$32,590,000	162
Pre-tax net operating income	$339,201,000	47
Securities gains (losses)	$0	3,413
Applicable income taxes	$140,629,000	42
Income before extraordinary items	$198,572,000	57
Extraordinary gains, net	$0	21
Net income	$198,572,000	57
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,412,000	100
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$198,572,000	55
2004-03-31 (YTD Data)		Rank
Total interest income	$169,204,000	82
Total interest expense	$42,971,000	98
Net interest income	$126,233,000	77
Provision for loan and lease losses	$16,415,000	55
Total noninterest income	$127,934,000	58
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$11,000	7,439
Trading account gains and fees	$0	121
Additional Noninterest Income	$127,923,000	45
Total noninterest expense	$81,652,000	103
Salaries and employee benefits	$58,395,000	67
Premises and equipment expense	$5,097,000	155
Additional noninterest expense	$18,160,000	146
Pre-tax net operating income	$156,100,000	50
Securities gains (losses)	$0	2,934
Applicable income taxes	$64,113,000	46
Income before extraordinary items	$91,987,000	61
Extraordinary gains, net	$0	16
Net income	$91,987,000	62
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,189,000	84
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$91,987,000	57
2003-12-31 (YTD Data)		Rank
Total interest income	$555,066,000	96
Total interest expense	$156,201,000	113
Net interest income	$398,865,000	88
Provision for loan and lease losses	$96,584,000	58
Total noninterest income	$325,612,000	83
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$140,000	5,993
Trading account gains and fees	$0	160
Additional Noninterest Income	$325,472,000	66
Total noninterest expense	$215,000,000	138
Salaries and employee benefits	$145,896,000	97
Premises and equipment expense	$15,400,000	183
Additional noninterest expense	$53,704,000	186
Pre-tax net operating income	$412,893,000	68
Securities gains (losses)	$0	4,500
Applicable income taxes	$165,345,000	63
Income before extraordinary items	$247,548,000	76
Extraordinary gains, net	$0	54
Net income	$247,548,000	76
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,571,000	80
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$247,548,000	72
2003-09-30 (YTD Data)		Rank
Total interest income	$390,360,000	106
Total interest expense	$112,844,000	114
Net interest income	$277,516,000	96
Provision for loan and lease losses	$78,298,000	54
Total noninterest income	$221,545,000	88
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$132,000	5,566
Trading account gains and fees	$0	153
Additional Noninterest Income	$221,413,000	68
Total noninterest expense	$142,650,000	148
Salaries and employee benefits	$94,151,000	109
Premises and equipment expense	$11,142,000	195
Additional noninterest expense	$37,357,000	192
Pre-tax net operating income	$278,113,000	72
Securities gains (losses)	$0	4,204
Applicable income taxes	$112,034,000	63
Income before extraordinary items	$166,079,000	76
Extraordinary gains, net	$0	40
Net income	$166,079,000	76
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,833,000	84
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$166,079,000	74
2003-06-30 (YTD Data)		Rank
Total interest income	$249,435,000	109
Total interest expense	$75,162,000	116
Net interest income	$174,273,000	101
Provision for loan and lease losses	$49,146,000	59
Total noninterest income	$136,744,000	91
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$21,000	7,634
Trading account gains and fees	$0	150
Additional Noninterest Income	$136,723,000	70
Total noninterest expense	$94,651,000	151
Salaries and employee benefits	$62,586,000	115
Premises and equipment expense	$7,246,000	198
Additional noninterest expense	$24,819,000	195
Pre-tax net operating income	$167,220,000	75
Securities gains (losses)	$5,000	3,210
Applicable income taxes	$67,650,000	68
Income before extraordinary items	$99,575,000	83
Extraordinary gains, net	$0	30
Net income	$99,575,000	83
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,614,000	94
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$99,571,800	78
2003-03-31 (YTD Data)		Rank
Total interest income	$121,862,000	112
Total interest expense	$38,238,000	115
Net interest income	$83,624,000	108
Provision for loan and lease losses	$21,853,000	62
Total noninterest income	$58,896,000	97
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$10,000	7,640
Trading account gains and fees	$0	134
Additional Noninterest Income	$58,886,000	72
Total noninterest expense	$49,402,000	146
Salaries and employee benefits	$32,915,000	108
Premises and equipment expense	$3,484,000	208
Additional noninterest expense	$13,003,000	188
Pre-tax net operating income	$71,265,000	80
Securities gains (losses)	$5,000	2,406
Applicable income taxes	$28,495,000	74
Income before extraordinary items	$42,775,000	86
Extraordinary gains, net	$0	21
Net income	$42,775,000	86
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,948,000	100
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$42,771,800	83
2002-12-31 (YTD Data)		Rank
Total interest income	$441,168,000	128
Total interest expense	$158,465,000	126
Net interest income	$282,703,000	127
Provision for loan and lease losses	$109,048,000	57
Total noninterest income	$191,644,000	107
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$139,000	5,976
Trading account gains and fees	$0	153
Additional Noninterest Income	$191,505,000	74
Total noninterest expense	$128,222,000	192
Salaries and employee benefits	$82,293,000	138
Premises and equipment expense	$9,853,000	274
Additional noninterest expense	$36,076,000	243
Pre-tax net operating income	$237,077,000	82
Securities gains (losses)	$0	4,537
Applicable income taxes	$89,719,000	78
Income before extraordinary items	$147,358,000	93
Extraordinary gains, net	$0	70
Net income	$147,358,000	93
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,695,000	93
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$147,358,000	89
2001-12-31 (YTD Data)		Rank
Total interest income	$422,364,000	145
Total interest expense	$217,236,000	133
Net interest income	$205,128,000	146
Provision for loan and lease losses	$63,290,000	92
Total noninterest income	$76,134,000	182
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$137,000	5,988
Trading account gains and fees	$0	177
Additional Noninterest Income	$75,997,000	137
Total noninterest expense	$102,923,000	215
Salaries and employee benefits	$65,515,000	152
Premises and equipment expense	$9,284,000	279
Additional noninterest expense	$28,124,000	284
Pre-tax net operating income	$115,049,000	144
Securities gains (losses)	$0	4,612
Applicable income taxes	$48,876,000	125
Income before extraordinary items	$66,173,000	163
Extraordinary gains, net	$0	105
Net income	$66,173,000	161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,476,000	165
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$66,173,000	156
2000-12-31 (YTD Data)		Rank
Total interest income	$401,109,000	159
Total interest expense	$217,862,000	151
Net interest income	$183,247,000	159
Provision for loan and lease losses	$12,091,000	181
Total noninterest income	$59,397,000	208
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$113,000	6,341
Trading account gains and fees	$0	180
Additional Noninterest Income	$59,284,000	156
Total noninterest expense	$107,341,000	208
Salaries and employee benefits	$69,453,000	146
Premises and equipment expense	$10,719,000	234
Additional noninterest expense	$27,169,000	288
Pre-tax net operating income	$123,212,000	132
Securities gains (losses)	$0	1,956
Applicable income taxes	$51,540,000	113
Income before extraordinary items	$71,672,000	144
Extraordinary gains, net	$0	38
Net income	$71,672,000	144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,602,000	235
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$71,672,000	147
1999-12-31 (YTD Data)		Rank
Total interest income	$301,121,000	174
Total interest expense	$160,477,000	159
Net interest income	$140,644,000	189
Provision for loan and lease losses	$15,856,000	156
Total noninterest income	$41,885,000	253
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$9,000	8,692
Trading account gains and fees	$0	173
Additional Noninterest Income	$41,876,000	188
Total noninterest expense	$99,665,000	221
Salaries and employee benefits	$64,828,000	156
Premises and equipment expense	$10,399,000	238
Additional noninterest expense	$24,438,000	320
Pre-tax net operating income	$67,008,000	206
Securities gains (losses)	$0	3,155
Applicable income taxes	$27,589,000	190
Income before extraordinary items	$39,419,000	223
Extraordinary gains, net	$0	35
Net income	$39,419,000	224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,752,000	381
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$39,419,000	219
1998-12-31 (YTD Data)		Rank
Total interest income	$180,594,000	241
Total interest expense	$96,548,000	221
Net interest income	$84,046,000	261
Provision for loan and lease losses	$12,573,000	194
Total noninterest income	$31,938,000	280
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$5,000	8,960
Trading account gains and fees	$0	224
Additional Noninterest Income	$31,933,000	224
Total noninterest expense	$64,851,000	287
Salaries and employee benefits	$41,196,000	201
Premises and equipment expense	$6,453,000	360
Additional noninterest expense	$17,202,000	387
Pre-tax net operating income	$38,560,000	268
Securities gains (losses)	$0	4,449
Applicable income taxes	$16,107,000	246
Income before extraordinary items	$22,453,000	306
Extraordinary gains, net	$0	32
Net income	$22,453,000	307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,197,000	664
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$22,453,000	294
1997-12-31 (YTD Data)		Rank
Total interest income	$134,810,000	315
Total interest expense	$73,976,000	287
Net interest income	$60,834,000	347
Provision for loan and lease losses	$2,070,000	572
Total noninterest income	$10,014,000	574
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$2,000	9,432
Trading account gains and fees	$0	239
Additional Noninterest Income	$10,012,000	408
Total noninterest expense	$34,959,000	454
Salaries and employee benefits	$20,675,000	346
Premises and equipment expense	$3,444,000	602
Additional noninterest expense	$10,840,000	553
Pre-tax net operating income	$33,819,000	300
Securities gains (losses)	$67,000	1,173
Applicable income taxes	$14,216,000	273
Income before extraordinary items	$19,670,000	335
Extraordinary gains, net	$0	44
Net income	$19,670,000	335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$333,000	1,832
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$19,627,120	324
1996-12-31 (YTD Data)		Rank
Total interest income	$100,987,000	432
Total interest expense	$55,739,000	394
Net interest income	$45,248,000	467
Provision for loan and lease losses	$5,219,000	328
Total noninterest income	$6,297,000	817
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$4,000	9,831
Trading account gains and fees	$0	262
Additional Noninterest Income	$6,293,000	555
Total noninterest expense	$23,418,000	692
Salaries and employee benefits	$12,631,000	555
Premises and equipment expense	$2,544,000	857
Additional noninterest expense	$8,243,000	782
Pre-tax net operating income	$22,908,000	421
Securities gains (losses)	$0	4,148
Applicable income taxes	$9,749,000	370
Income before extraordinary items	$13,159,000	464
Extraordinary gains, net	$0	53
Net income	$13,159,000	464
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,187,000	539
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$13,159,000	458
1995-12-31 (YTD Data)		Rank
Total interest income	$84,385,000	514
Total interest expense	$47,389,000	472
Net interest income	$36,996,000	565
Provision for loan and lease losses	$8,177,000	214
Total noninterest income	$3,188,000	1,311
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$2,000	10,293
Trading account gains and fees	$0	522
Additional Noninterest Income	$3,186,000	859
Total noninterest expense	$18,668,000	832
Salaries and employee benefits	$10,107,000	694
Premises and equipment expense	$1,729,000	1,204
Additional noninterest expense	$6,832,000	877
Pre-tax net operating income	$13,339,000	653
Securities gains (losses)	$0	3,831
Applicable income taxes	$5,710,000	563
Income before extraordinary items	$7,629,000	754
Extraordinary gains, net	$0	65
Net income	$7,629,000	754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,531,000	284
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$7,629,000	742
1994-12-31 (YTD Data)		Rank
Total interest income	$58,239,000	615
Total interest expense	$27,459,000	563
Net interest income	$30,780,000	655
Provision for loan and lease losses	$11,042,000	178
Total noninterest income	$655,000	4,353
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,000	10,846
Trading account gains and fees	$0	475
Additional Noninterest Income	$654,000	2,449
Total noninterest expense	$16,988,000	914
Salaries and employee benefits	$7,503,000	905
Premises and equipment expense	$1,653,000	1,263
Additional noninterest expense	$7,832,000	837
Pre-tax net operating income	$3,405,000	2,098
Securities gains (losses)	$-425,000	12,202
Applicable income taxes	$897,000	2,490
Income before extraordinary items	$2,083,000	2,333
Extraordinary gains, net	$0	249
Net income	$2,083,000	2,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,903,000	229
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,380,500	2,068
1993-12-31 (YTD Data)		Rank
Total interest income	$48,781,000	713
Total interest expense	$19,703,000	728
Net interest income	$29,078,000	676
Provision for loan and lease losses	$12,165,000	240
Total noninterest income	$4,001,000	1,170
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$1,000	11,331
Trading account gains and fees	$0	532
Additional Noninterest Income	$4,000,000	805
Total noninterest expense	$11,888,000	1,292
Salaries and employee benefits	$6,615,000	1,038
Premises and equipment expense	$1,588,000	1,343
Additional noninterest expense	$3,685,000	1,627
Pre-tax net operating income	$9,026,000	810
Securities gains (losses)	$0	7,477
Applicable income taxes	$4,010,000	648
Income before extraordinary items	$5,016,000	1,034
Extraordinary gains, net	$0	3,149
Net income	$5,016,000	1,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,353,000	290
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$5,016,000	965
1992-12-31 (YTD Data)		Rank
Total interest income	$40,524,000	934
Total interest expense	$17,805,000	1,016
Net interest income	$22,719,000	844
Provision for loan and lease losses	$4,891,000	605
Total noninterest income	$1,105,000	3,051
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$1,000	11,741
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,104,000	1,868
Total noninterest expense	$11,165,000	1,392
Salaries and employee benefits	$6,008,000	1,115
Premises and equipment expense	$1,568,000	1,384
Additional noninterest expense	$3,589,000	1,722
Pre-tax net operating income	$7,768,000	832
Securities gains (losses)	$0	8,369
Applicable income taxes	$3,213,000	727
Income before extraordinary items	$4,555,000	1,042
Extraordinary gains, net	$1,452,000	91
Net income	$6,007,000	800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,009,000	733
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$4,555,000	948

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.