Home > Fremont Bank > Net charge- offs to loans
Fremont Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 2,869 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 3,992 |
| Percentage Net Loans Charged-off:Construction & development | -0.0720% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 4,222 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 4,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7211% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.0121% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7679% | 4,604 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0950% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 4,027 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0038% | 4,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2410% | 4,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4537% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.3854% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7303% | 4,632 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 4,391 |
| Percentage Net Loans Charged-off:Construction & development | -0.0926% | 4,615 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0515% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6080% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 25.4655% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,761 |
| Percentage Net Loans Charged-off:Construction & development | -0.1085% | 4,580 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 4,307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 3,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7554% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.5319% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | -0.1120% | 4,620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0041% | 4,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,733 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 4,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 3,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0691% | 4,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5581% | 841 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0656% | 412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0135% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.1165% | 4,237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,746 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 3,222 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 3,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1658% | 1,545 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3019% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.1214% | 4,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0182% | 4,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 3,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0251% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2729% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 3,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.1700% | 4,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 4,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8843% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3422% | 271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0525% | 1,048 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.1827% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 3,266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 3,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3809% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0496% | 156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0776% | 1,049 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.1994% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,187 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0074% | 3,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 3,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,300 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0408% | 3,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9327% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3591% | 245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1124% | 1,027 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 3,682 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,985 |
| Percentage Net Loans Charged-off:Construction & development | -0.2011% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,289 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 3,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 3,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 3,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6780% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2054% | 174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 1,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 4,441 |
| Percentage Net Loans Charged-off:Construction & development | -0.2451% | 4,490 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 4,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0203% | 3,422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5276% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3163% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3609% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.2572% | 4,525 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 4,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 3,473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5440% | 565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4086% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7540% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 4,521 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.3585% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 4,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 3,530 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0466% | 4,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 4,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8943% | 770 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1382% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 4,530 |
| Percentage Net Loans Charged-off:Construction & development | -0.2703% | 4,577 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 4,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 3,472 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 4,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 4,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7801% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2679% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0439% | 4,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0448% | 4,749 |
| Percentage Net Loans Charged-off:Construction & development | -0.6873% | 4,672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0496% | 4,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 3,440 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0692% | 4,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1190% | 4,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8993% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4228% | 74 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0596% | 4,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0571% | 4,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.8467% | 4,745 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 4,843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 3,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0943% | 4,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1554% | 4,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3216% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5967% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0892% | 4,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0761% | 4,971 |
| Percentage Net Loans Charged-off:Construction & development | -0.8609% | 4,775 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0948% | 4,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0045% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1432% | 5,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2901% | 4,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2258% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4268% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1812% | 5,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1482% | 5,158 |
| Percentage Net Loans Charged-off:Construction & development | -1.4848% | 4,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1900% | 5,139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2751% | 5,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5638% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9682% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0095% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,629 |
| Percentage Net Loans Charged-off:Construction & development | -0.1217% | 4,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 4,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0473% | 3,738 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0471% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2860% | 5,050 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2876% | 5,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0030% | 19 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,415 |
| Percentage Net Loans Charged-off:Construction & development | -0.1103% | 4,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0361% | 3,746 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4614% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6290% | 5,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6290% | 5,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7213% | 17 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.1146% | 4,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 3,719 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6708% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3651% | 5,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3651% | 5,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8425% | 11 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.1207% | 4,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,790 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4541% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1536% | 4,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1536% | 4,789 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.7087% | 5 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0576% | 5,225 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0451% | 5,098 |
| Percentage Net Loans Charged-off:Construction & development | -0.7383% | 5,104 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0414% | 5,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1073% | 4,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2500% | 5,099 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7676% | 5,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7676% | 5,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0686% | 5,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0524% | 5,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.1317% | 4,867 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0764% | 5,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0459% | 5,131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1410% | 4,114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3556% | 5,199 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0008% | 5,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0008% | 5,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0476% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0496% | 5,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.1402% | 4,915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1158% | 5,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0631% | 4,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0566% | 4,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3986% | 5,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3986% | 5,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0799% | 5,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0850% | 5,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.1204% | 4,999 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2319% | 5,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 5,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0880% | 4,122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0677% | 4,676 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5481% | 5,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5481% | 5,408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0766% | 5,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0661% | 5,390 |
| Percentage Net Loans Charged-off:Construction & development | -0.1508% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1330% | 5,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0432% | 5,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0453% | 4,085 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 5,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2588% | 5,305 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0453% | 5,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0453% | 5,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6810% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0863% | 5,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0697% | 5,443 |
| Percentage Net Loans Charged-off:Construction & development | -0.1269% | 5,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1763% | 5,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 5,230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 3,978 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 5,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3313% | 5,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5450% | 5,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5450% | 5,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5044% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0740% | 5,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0452% | 5,314 |
| Percentage Net Loans Charged-off:Construction & development | -0.1203% | 5,062 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 5,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0622% | 5,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0861% | 4,237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0519% | 5,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4527% | 5,544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6354% | 5,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6354% | 5,664 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6715% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0764% | 5,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 5,438 |
| Percentage Net Loans Charged-off:Construction & development | -0.1616% | 5,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 5,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0738% | 5,596 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 4,054 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0975% | 5,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4215% | 5,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1289% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1289% | 650 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.1668% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0686% | 5,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 5,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.7694% | 5,445 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0175% | 5,245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,687 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0732% | 5,721 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 4,129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1024% | 5,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1456% | 5,273 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0607% | 5,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0607% | 5,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9018% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0808% | 5,714 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0713% | 5,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.7831% | 5,512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0178% | 5,327 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 4,736 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0879% | 5,805 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0483% | 4,279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1068% | 5,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2232% | 5,452 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9559% | 6,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9559% | 5,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4507% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1051% | 5,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0975% | 5,819 |
| Percentage Net Loans Charged-off:Construction & development | -1.3396% | 5,624 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 5,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1232% | 5,936 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0720% | 4,379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1474% | 5,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2218% | 5,488 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2400% | 6,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2400% | 6,052 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5054% | 215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0605% | 5,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 5,635 |
| Percentage Net Loans Charged-off:Construction & development | -0.3435% | 5,488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0117% | 5,483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0019% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0626% | 5,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1573% | 4,523 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3124% | 5,700 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2784% | 6,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2784% | 6,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8701% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0770% | 6,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 5,979 |
| Percentage Net Loans Charged-off:Construction & development | 1.0263% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2370% | 6,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0711% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 5,612 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0489% | 4,499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 3,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1118% | 5,382 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0778% | 6,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0778% | 6,212 |
| Percentage Net Loans Charged-off: All other loans and lease | -6.6063% | 5,882 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1035% | 6,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0923% | 6,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.2117% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3088% | 6,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0964% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 5,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0606% | 4,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 2,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 5,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1186% | 6,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1186% | 6,270 |
| Percentage Net Loans Charged-off: All other loans and lease | -9.6249% | 5,932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1556% | 6,277 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1240% | 6,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.5783% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4479% | 6,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1481% | 210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 2,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0676% | 4,589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2941% | 5,823 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8635% | 6,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8635% | 6,260 |
| Percentage Net Loans Charged-off: All other loans and lease | -14.7711% | 5,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2561% | 6,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2625% | 6,454 |
| Percentage Net Loans Charged-off:Construction & development | 1.2615% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8287% | 6,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3003% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0458% | 6,042 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1155% | 4,685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 5,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1939% | 5,700 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0686% | 6,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0686% | 6,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9806% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 4,957 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 5,931 |
| Percentage Net Loans Charged-off:Construction & development | -4.3345% | 6,166 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0599% | 6,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0222% | 586 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 3,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1319% | 1,177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 3,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4359% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1498% | 6,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1498% | 6,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7925% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 4,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 6,227 |
| Percentage Net Loans Charged-off:Construction & development | -7.5271% | 6,250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0764% | 6,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 2,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0989% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1521% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0624% | 5,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0624% | 5,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9069% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,855 |
| Percentage Net Loans Charged-off:Construction & development | -6.6976% | 6,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 6,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1247% | 2,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1707% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7391% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2289% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2289% | 2,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1672% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 5,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 6,112 |
| Percentage Net Loans Charged-off:Construction & development | -13.5275% | 6,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1544% | 1,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1241% | 5,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0178% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0178% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9928% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4029% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4315% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0271% | 2,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8243% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0313% | 816 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3248% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4151% | 1,123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2858% | 2,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2943% | 6,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6604% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6604% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3727% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3829% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3725% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.3198% | 1,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5863% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3305% | 2,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3065% | 1,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3418% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5280% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0450% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 3,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1430% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.5722% | 1,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0816% | 6,779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2603% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3951% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1939% | 2,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3885% | 6,515 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0819% | 5,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0819% | 5,878 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2997% | 303 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3146% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3952% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | -2.9734% | 6,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9452% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2707% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7142% | 594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3102% | 6,836 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2405% | 6,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2405% | 6,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2169% | 261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4155% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3472% | 3,185 |
| Percentage Net Loans Charged-off:Construction & development | -2.8946% | 6,708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3027% | 2,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0408% | 975 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5286% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5132% | 1,217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5377% | 2,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1855% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1338% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1338% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8950% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4225% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3418% | 2,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.9622% | 1,916 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0782% | 2,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4132% | 651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4445% | 2,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4517% | 1,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4401% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2560% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7336% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.7336% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6943% | 413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4189% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3452% | 2,744 |
| Percentage Net Loans Charged-off:Construction & development | 1.3395% | 1,554 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 6,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6348% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4602% | 2,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5475% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4060% | 2,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0191% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9616% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.9616% | 101 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6052% | 370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6187% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5843% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 11.6248% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 6,937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3855% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3846% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3860% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6928% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2235% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2235% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7822% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4522% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2479% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 4.1134% | 1,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1064% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6472% | 806 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6237% | 1,969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7980% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4997% | 2,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4534% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8045% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5569% | 622 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 22.8733% | 48 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3840% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1774% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 5.1357% | 1,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6584% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2929% | 749 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6164% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8399% | 876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4444% | 2,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4115% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7130% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2260% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.5421% | 45 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0553% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8349% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | 1.2282% | 1,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3740% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6129% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8681% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4031% | 2,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3081% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5886% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3976% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 23.6160% | 26 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6939% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6687% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | -0.1226% | 7,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0739% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6323% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1335% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1995% | 2,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8933% | 1,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4215% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4420% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8301% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5325% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 9.7542% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5600% | 1,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9828% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6495% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3058% | 993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3428% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.9323% | 152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3833% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.4436% | 113 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5706% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2239% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 6.7082% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6134% | 1,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8229% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3650% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2817% | 855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6762% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7134% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1574% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3897% | 92 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7423% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2854% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 7.0516% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5198% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8938% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3796% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4021% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8936% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6196% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2933% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.1416% | 62 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7085% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3115% | 2,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5977% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3776% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8420% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1669% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6506% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7097% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.8007% | 26 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6661% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6956% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 4.0193% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2106% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3342% | 1,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4119% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2533% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2970% | 3,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0748% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0160% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4821% | 1,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4735% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 3.2024% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0595% | 341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2297% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3642% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 2,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3978% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9243% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4732% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3996% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3875% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 2.9710% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1673% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2851% | 2,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5690% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 2,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.1455% | 913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 1,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0140% | 6,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.0161% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 6,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 4,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 3,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 7,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8759% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0080% | 5,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 6,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3656% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 6,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1849% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 3,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 7,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3602% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9162% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 7,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 7,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 8,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0598% | 8,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0081% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0357% | 8,387 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9309% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0123% | 7,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 7,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 8,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0881% | 8,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 3,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2202% | 3,876 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9989% | 550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0208% | 7,550 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 8,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0556% | 8,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1477% | 8,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 2,541 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1091% | 7,364 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 4,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 7,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0400% | 1,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2131% | 7,402 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 6,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 7,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 8,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0477% | 8,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0962% | 7,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1977% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2389% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 5,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 7,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 8,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 8,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 7,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6728% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 7,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 7,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 8,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0943% | 8,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0523% | 7,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3770% | 3,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0235% | 7,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 8,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0593% | 8,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2238% | 8,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 7,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4040% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 8,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1871% | 7,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8892% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1111% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 7,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2571% | 7,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8317% | 2,297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 7,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1288% | 7,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1665% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0545% | 8,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8740% | 8,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8645% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 5,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0460% | 8,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2499% | 3,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9226% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6743% | 2,756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 6,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 8,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0646% | 8,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 8,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 8,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1263% | 3,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4371% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9186% | 2,753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 6,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 8,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0990% | 8,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 8,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 8,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1540% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5582% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3400% | 2,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 8,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 8,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 8,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2136% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1437% | 4,521 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3051% | 2,695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0220% | 6,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1188% | 8,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 2,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0134% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0881% | 1,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1400% | 4,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5283% | 4,173 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1779% | 1,592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1450% | 9,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2482% | 9,358 |
| Percentage Net Loans Charged-off:Construction & development | -3.0353% | 8,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 8,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8408% | 2,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3871% | 4,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 5,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0640% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5496% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5079% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 8,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0789% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2081% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0300% | 9,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0791% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1788% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1013% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 9,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1314% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0379% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 263 |
| Percentage Net Loans Charged-off:Construction & development | 2.8152% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2242% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1241% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4884% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5721% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6929% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6628% | 108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3661% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3172% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4237% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6749% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2151% | 150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3208% | 975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4239% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4548% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3377% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1332% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1242% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1545% | 1,444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 9,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0359% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0579% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0685% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3912% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2784% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2891% | 6,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2175% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 2.1720% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3585% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6364% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3282% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.0000% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |