Home > Fremont Bank > Net charge- offs to loans

Fremont Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0151%3,879
Percentage Net Loans Charged-off: Total real estate loans-0.0084%3,744
Percentage Net Loans Charged-off:Construction & development-0.1700%4,300
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,061
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%3,467
Percentage Net Loans Charged-off: Home equity loans-0.0094%3,192
All other 1-4 family - Percent of loans charged-off, net-0.0018%3,420
Percentage Net Loans Charged-off: Commercial and industrial-0.0657%4,036
Percentage Net Loans Charged-off: Loans to individuals0.8843%479
Percentage Net Loans Charged-off: Credit card loans0.0000%485
Percentage Net Loans Charged-off: Other loans to individual1.3422%271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0525%1,048
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0092%3,640
Percentage Net Loans Charged-off: Total real estate loans-0.0085%3,770
Percentage Net Loans Charged-off:Construction & development-0.1827%4,361
Percentage Net Loans Charged-off: Commercial real estate-0.0047%4,139
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%3,535
Percentage Net Loans Charged-off: Home equity loans-0.0099%3,266
All other 1-4 family - Percent of loans charged-off, net-0.0015%3,450
Percentage Net Loans Charged-off: Commercial and industrial-0.0258%3,756
Percentage Net Loans Charged-off: Loans to individuals1.3809%281
Percentage Net Loans Charged-off: Credit card loans0.0000%460
Percentage Net Loans Charged-off: Other loans to individual2.0496%156
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0776%1,049
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0123%3,755
Percentage Net Loans Charged-off: Total real estate loans-0.0086%3,875
Percentage Net Loans Charged-off:Construction & development-0.1994%4,402
Percentage Net Loans Charged-off: Commercial real estate-0.0032%4,187
Percentage Net Loans Charged-off: Multi-family residential-0.0074%3,960
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%3,624
Percentage Net Loans Charged-off: Home equity loans-0.0098%3,300
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,555
Percentage Net Loans Charged-off: Commercial and industrial-0.0408%3,978
Percentage Net Loans Charged-off: Loans to individuals0.9327%411
Percentage Net Loans Charged-off: Credit card loans0.0000%423
Percentage Net Loans Charged-off: Other loans to individual1.3591%245
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.1124%1,027
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0105%3,682
Percentage Net Loans Charged-off: Total real estate loans-0.0088%3,985
Percentage Net Loans Charged-off:Construction & development-0.2011%4,441
Percentage Net Loans Charged-off: Commercial real estate-0.0032%4,289
Percentage Net Loans Charged-off: Multi-family residential-0.0075%3,960
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%3,752
Percentage Net Loans Charged-off: Home equity loans-0.0107%3,368
All other 1-4 family - Percent of loans charged-off, net-0.0020%3,687
Percentage Net Loans Charged-off: Commercial and industrial-0.0320%3,995
Percentage Net Loans Charged-off: Loans to individuals1.6780%257
Percentage Net Loans Charged-off: Credit card loans0.0000%349
Percentage Net Loans Charged-off: Other loans to individual2.2054%174
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0554%1,989
Percentage Net Loans Charged-off: Total real estate loans-0.0232%4,441
Percentage Net Loans Charged-off:Construction & development-0.2451%4,490
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0296%4,396
Percentage Net Loans Charged-off: Home equity loans-0.0203%3,422
All other 1-4 family - Percent of loans charged-off, net-0.0334%4,455
Percentage Net Loans Charged-off: Commercial and industrial0.5276%659
Percentage Net Loans Charged-off: Loans to individuals4.3163%105
Percentage Net Loans Charged-off: Credit card loans0.0000%560
Percentage Net Loans Charged-off: Other loans to individual5.3609%65
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0520%1,859
Percentage Net Loans Charged-off: Total real estate loans-0.0235%4,467
Percentage Net Loans Charged-off:Construction & development-0.2572%4,525
Percentage Net Loans Charged-off: Commercial real estate-0.0017%4,243
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0297%4,429
Percentage Net Loans Charged-off: Home equity loans-0.0244%3,473
All other 1-4 family - Percent of loans charged-off, net-0.0319%4,466
Percentage Net Loans Charged-off: Commercial and industrial0.5440%565
Percentage Net Loans Charged-off: Loans to individuals1.4086%392
Percentage Net Loans Charged-off: Credit card loans0.0000%526
Percentage Net Loans Charged-off: Other loans to individual1.7540%268
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0286%4,521
Percentage Net Loans Charged-off: Total real estate loans-0.0332%4,603
Percentage Net Loans Charged-off:Construction & development-0.3585%4,559
Percentage Net Loans Charged-off: Commercial real estate-0.0025%4,329
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0422%4,556
Percentage Net Loans Charged-off: Home equity loans-0.0314%3,530
All other 1-4 family - Percent of loans charged-off, net-0.0466%4,586
Percentage Net Loans Charged-off: Commercial and industrial-0.0258%4,071
Percentage Net Loans Charged-off: Loans to individuals0.8943%770
Percentage Net Loans Charged-off: Credit card loans0.0000%494
Percentage Net Loans Charged-off: Other loans to individual1.1382%532
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0211%4,351
Percentage Net Loans Charged-off: Total real estate loans-0.0239%4,530
Percentage Net Loans Charged-off:Construction & development-0.2703%4,577
Percentage Net Loans Charged-off: Commercial real estate-0.0050%4,448
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0288%4,474
Percentage Net Loans Charged-off: Home equity loans-0.0135%3,472
All other 1-4 family - Percent of loans charged-off, net-0.0351%4,555
Percentage Net Loans Charged-off: Commercial and industrial-0.0381%4,087
Percentage Net Loans Charged-off: Loans to individuals1.7801%412
Percentage Net Loans Charged-off: Credit card loans0.0000%422
Percentage Net Loans Charged-off: Other loans to individual2.2679%270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0439%4,803
Percentage Net Loans Charged-off: Total real estate loans-0.0448%4,749
Percentage Net Loans Charged-off:Construction & development-0.6873%4,672
Percentage Net Loans Charged-off: Commercial real estate-0.0069%4,423
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0496%4,702
Percentage Net Loans Charged-off: Home equity loans-0.0070%3,440
All other 1-4 family - Percent of loans charged-off, net-0.0692%4,783
Percentage Net Loans Charged-off: Commercial and industrial-0.1190%4,552
Percentage Net Loans Charged-off: Loans to individuals4.8993%105
Percentage Net Loans Charged-off: Credit card loans0.0000%608
Percentage Net Loans Charged-off: Other loans to individual5.4228%74
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0596%4,876
Percentage Net Loans Charged-off: Total real estate loans-0.0571%4,878
Percentage Net Loans Charged-off:Construction & development-0.8467%4,745
Percentage Net Loans Charged-off: Commercial real estate-0.0057%4,448
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0649%4,843
Percentage Net Loans Charged-off: Home equity loans-0.0034%3,433
All other 1-4 family - Percent of loans charged-off, net-0.0943%4,924
Percentage Net Loans Charged-off: Commercial and industrial-0.1554%4,650
Percentage Net Loans Charged-off: Loans to individuals3.3216%164
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual3.5967%126
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0892%4,979
Percentage Net Loans Charged-off: Total real estate loans-0.0761%4,971
Percentage Net Loans Charged-off:Construction & development-0.8609%4,775
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,488
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0948%4,965
Percentage Net Loans Charged-off: Home equity loans0.0045%328
All other 1-4 family - Percent of loans charged-off, net-0.1432%5,026
Percentage Net Loans Charged-off: Commercial and industrial-0.2901%4,819
Percentage Net Loans Charged-off: Loans to individuals3.2258%172
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual3.4268%141
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1812%5,159
Percentage Net Loans Charged-off: Total real estate loans-0.1482%5,158
Percentage Net Loans Charged-off:Construction & development-1.4848%4,834
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.1900%5,139
Percentage Net Loans Charged-off: Home equity loans-0.0153%3,622
All other 1-4 family - Percent of loans charged-off, net-0.2751%5,168
Percentage Net Loans Charged-off: Commercial and industrial-0.5638%4,996
Percentage Net Loans Charged-off: Loans to individuals0.9682%781
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual1.0095%676
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0696%2,122
Percentage Net Loans Charged-off: Total real estate loans-0.0211%4,629
Percentage Net Loans Charged-off:Construction & development-0.1217%4,658
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0295%4,728
Percentage Net Loans Charged-off: Home equity loans-0.0473%3,738
All other 1-4 family - Percent of loans charged-off, net-0.0217%4,656
Percentage Net Loans Charged-off: Commercial and industrial1.0471%475
Percentage Net Loans Charged-off: Loans to individuals-0.2860%5,050
Percentage Net Loans Charged-off: Credit card loans0.0000%619
Percentage Net Loans Charged-off: Other loans to individual-0.2876%5,011
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.0030%19
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0268%2,576
Percentage Net Loans Charged-off: Total real estate loans-0.0130%4,415
Percentage Net Loans Charged-off:Construction & development-0.1103%4,689
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0168%4,536
Percentage Net Loans Charged-off: Home equity loans-0.0361%3,746
All other 1-4 family - Percent of loans charged-off, net-0.0085%4,397
Percentage Net Loans Charged-off: Commercial and industrial0.4614%730
Percentage Net Loans Charged-off: Loans to individuals-1.6290%5,303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.6290%5,270
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE2.7213%17
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0451%1,967
Percentage Net Loans Charged-off: Total real estate loans-0.0096%4,322
Percentage Net Loans Charged-off:Construction & development-0.1146%4,741
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0108%4,431
Percentage Net Loans Charged-off: Home equity loans-0.0226%3,719
All other 1-4 family - Percent of loans charged-off, net-0.0060%4,347
Percentage Net Loans Charged-off: Commercial and industrial0.6708%518
Percentage Net Loans Charged-off: Loans to individuals-2.3651%5,375
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-2.3651%5,345
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.8425%11
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%1,143
Percentage Net Loans Charged-off: Total real estate loans-0.0096%4,423
Percentage Net Loans Charged-off:Construction & development-0.1207%4,830
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0104%4,482
Percentage Net Loans Charged-off: Home equity loans-0.0230%3,790
All other 1-4 family - Percent of loans charged-off, net-0.0055%4,384
Percentage Net Loans Charged-off: Commercial and industrial1.4541%239
Percentage Net Loans Charged-off: Loans to individuals-0.1536%4,821
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1536%4,789
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE7.7087%5
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0576%5,225
Percentage Net Loans Charged-off: Total real estate loans-0.0451%5,098
Percentage Net Loans Charged-off:Construction & development-0.7383%5,104
Percentage Net Loans Charged-off: Commercial real estate-0.0414%5,091
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0268%4,938
Percentage Net Loans Charged-off: Home equity loans-0.1073%4,055
All other 1-4 family - Percent of loans charged-off, net0.0050%2,188
Percentage Net Loans Charged-off: Commercial and industrial-0.2500%5,099
Percentage Net Loans Charged-off: Loans to individuals-0.7676%5,447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7676%5,414
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0686%5,270
Percentage Net Loans Charged-off: Total real estate loans-0.0524%5,152
Percentage Net Loans Charged-off:Construction & development-0.1317%4,867
Percentage Net Loans Charged-off: Commercial real estate-0.0764%5,275
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0459%5,131
Percentage Net Loans Charged-off: Home equity loans-0.1410%4,114
All other 1-4 family - Percent of loans charged-off, net-0.0077%4,637
Percentage Net Loans Charged-off: Commercial and industrial-0.3556%5,199
Percentage Net Loans Charged-off: Loans to individuals-1.0008%5,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0008%5,481
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0476%5,153
Percentage Net Loans Charged-off: Total real estate loans-0.0496%5,179
Percentage Net Loans Charged-off:Construction & development-0.1402%4,915
Percentage Net Loans Charged-off: Commercial real estate-0.1158%5,407
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0239%4,915
Percentage Net Loans Charged-off: Home equity loans-0.0631%4,005
All other 1-4 family - Percent of loans charged-off, net-0.0079%4,625
Percentage Net Loans Charged-off: Commercial and industrial-0.0566%4,593
Percentage Net Loans Charged-off: Loans to individuals-1.3986%5,581
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.3986%5,545
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0799%5,371
Percentage Net Loans Charged-off: Total real estate loans-0.0850%5,456
Percentage Net Loans Charged-off:Construction & development-0.1204%4,999
Percentage Net Loans Charged-off: Commercial real estate-0.2319%5,584
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0308%5,058
Percentage Net Loans Charged-off: Home equity loans-0.0880%4,122
All other 1-4 family - Percent of loans charged-off, net-0.0080%4,676
Percentage Net Loans Charged-off: Commercial and industrial-0.0677%4,676
Percentage Net Loans Charged-off: Loans to individuals-0.5481%5,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5481%5,408
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0766%5,508
Percentage Net Loans Charged-off: Total real estate loans-0.0661%5,390
Percentage Net Loans Charged-off:Construction & development-0.1508%5,006
Percentage Net Loans Charged-off: Commercial real estate-0.1330%5,502
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0432%5,312
Percentage Net Loans Charged-off: Home equity loans-0.0453%4,085
All other 1-4 family - Percent of loans charged-off, net-0.0423%5,323
Percentage Net Loans Charged-off: Commercial and industrial-0.2588%5,305
Percentage Net Loans Charged-off: Loans to individuals-0.0453%5,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0453%5,061
Percentage Net Loans Charged-off: All other loans and lease6.6810%150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0863%5,522
Percentage Net Loans Charged-off: Total real estate loans-0.0697%5,443
Percentage Net Loans Charged-off:Construction & development-0.1269%5,010
Percentage Net Loans Charged-off: Commercial real estate-0.1763%5,607
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0306%5,230
Percentage Net Loans Charged-off: Home equity loans-0.0154%3,978
All other 1-4 family - Percent of loans charged-off, net-0.0370%5,298
Percentage Net Loans Charged-off: Commercial and industrial-0.3313%5,403
Percentage Net Loans Charged-off: Loans to individuals-0.5450%5,651
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5450%5,613
Percentage Net Loans Charged-off: All other loans and lease7.5044%132
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0740%5,515
Percentage Net Loans Charged-off: Total real estate loans-0.0452%5,314
Percentage Net Loans Charged-off:Construction & development-0.1203%5,062
Percentage Net Loans Charged-off: Commercial real estate-0.0163%5,165
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0622%5,488
Percentage Net Loans Charged-off: Home equity loans-0.0861%4,237
All other 1-4 family - Percent of loans charged-off, net-0.0519%5,451
Percentage Net Loans Charged-off: Commercial and industrial-0.4527%5,544
Percentage Net Loans Charged-off: Loans to individuals-0.6354%5,711
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6354%5,664
Percentage Net Loans Charged-off: All other loans and lease7.6715%130
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0764%5,535
Percentage Net Loans Charged-off: Total real estate loans-0.0534%5,438
Percentage Net Loans Charged-off:Construction & development-0.1616%5,187
Percentage Net Loans Charged-off: Commercial real estate-0.0165%5,288
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0738%5,596
Percentage Net Loans Charged-off: Home equity loans-0.0189%4,054
All other 1-4 family - Percent of loans charged-off, net-0.0975%5,671
Percentage Net Loans Charged-off: Commercial and industrial-0.4215%5,587
Percentage Net Loans Charged-off: Loans to individuals1.1289%719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1289%650
Percentage Net Loans Charged-off: All other loans and lease10.1668%84
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0686%5,658
Percentage Net Loans Charged-off: Total real estate loans-0.0639%5,585
Percentage Net Loans Charged-off:Construction & development-0.7694%5,445
Percentage Net Loans Charged-off: Commercial real estate-0.0175%5,245
Percentage Net Loans Charged-off: Multi-family residential-0.0028%4,687
Percentage Net Loans Charged-off: 1-4 family residential-0.0732%5,721
Percentage Net Loans Charged-off: Home equity loans-0.0113%4,129
All other 1-4 family - Percent of loans charged-off, net-0.1024%5,790
Percentage Net Loans Charged-off: Commercial and industrial-0.1456%5,273
Percentage Net Loans Charged-off: Loans to individuals-1.0607%5,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0607%5,928
Percentage Net Loans Charged-off: All other loans and lease2.9018%229
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0808%5,714
Percentage Net Loans Charged-off: Total real estate loans-0.0713%5,671
Percentage Net Loans Charged-off:Construction & development-0.7831%5,512
Percentage Net Loans Charged-off: Commercial real estate-0.0178%5,327
Percentage Net Loans Charged-off: Multi-family residential-0.0038%4,736
Percentage Net Loans Charged-off: 1-4 family residential-0.0879%5,805
Percentage Net Loans Charged-off: Home equity loans-0.0483%4,279
All other 1-4 family - Percent of loans charged-off, net-0.1068%5,842
Percentage Net Loans Charged-off: Commercial and industrial-0.2232%5,452
Percentage Net Loans Charged-off: Loans to individuals-0.9559%6,000
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.9559%5,967
Percentage Net Loans Charged-off: All other loans and lease2.4507%230
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1051%5,811
Percentage Net Loans Charged-off: Total real estate loans-0.0975%5,819
Percentage Net Loans Charged-off:Construction & development-1.3396%5,624
Percentage Net Loans Charged-off: Commercial real estate-0.0163%5,417
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.1232%5,936
Percentage Net Loans Charged-off: Home equity loans-0.0720%4,379
All other 1-4 family - Percent of loans charged-off, net-0.1474%5,970
Percentage Net Loans Charged-off: Commercial and industrial-0.2218%5,488
Percentage Net Loans Charged-off: Loans to individuals-1.2400%6,091
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.2400%6,052
Percentage Net Loans Charged-off: All other loans and lease2.5054%215
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0605%5,617
Percentage Net Loans Charged-off: Total real estate loans-0.0439%5,635
Percentage Net Loans Charged-off:Construction & development-0.3435%5,488
Percentage Net Loans Charged-off: Commercial real estate-0.0117%5,483
Percentage Net Loans Charged-off: Multi-family residential0.0019%123
Percentage Net Loans Charged-off: 1-4 family residential-0.0626%5,812
Percentage Net Loans Charged-off: Home equity loans-0.1573%4,523
All other 1-4 family - Percent of loans charged-off, net-0.0169%5,397
Percentage Net Loans Charged-off: Commercial and industrial-0.3124%5,700
Percentage Net Loans Charged-off: Loans to individuals-1.2784%6,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.2784%6,086
Percentage Net Loans Charged-off: All other loans and lease2.8701%172
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0770%6,049
Percentage Net Loans Charged-off: Total real estate loans-0.0649%5,979
Percentage Net Loans Charged-off:Construction & development1.0263%416
Percentage Net Loans Charged-off: Commercial real estate-0.2370%6,141
Percentage Net Loans Charged-off: Multi-family residential0.0711%342
Percentage Net Loans Charged-off: 1-4 family residential-0.0054%5,612
Percentage Net Loans Charged-off: Home equity loans-0.0489%4,499
All other 1-4 family - Percent of loans charged-off, net0.0153%3,225
Percentage Net Loans Charged-off: Commercial and industrial-0.1118%5,382
Percentage Net Loans Charged-off: Loans to individuals-1.0778%6,251
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0778%6,212
Percentage Net Loans Charged-off: All other loans and lease-6.6063%5,882
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1035%6,149
Percentage Net Loans Charged-off: Total real estate loans-0.0923%6,111
Percentage Net Loans Charged-off:Construction & development0.2117%708
Percentage Net Loans Charged-off: Commercial real estate-0.3088%6,255
Percentage Net Loans Charged-off: Multi-family residential0.0964%286
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%5,522
Percentage Net Loans Charged-off: Home equity loans-0.0606%4,551
All other 1-4 family - Percent of loans charged-off, net0.0239%2,790
Percentage Net Loans Charged-off: Commercial and industrial-0.0642%5,152
Percentage Net Loans Charged-off: Loans to individuals-1.1186%6,308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.1186%6,270
Percentage Net Loans Charged-off: All other loans and lease-9.6249%5,932
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1556%6,277
Percentage Net Loans Charged-off: Total real estate loans-0.1240%6,241
Percentage Net Loans Charged-off:Construction & development0.5783%465
Percentage Net Loans Charged-off: Commercial real estate-0.4479%6,369
Percentage Net Loans Charged-off: Multi-family residential0.1481%210
Percentage Net Loans Charged-off: 1-4 family residential0.0094%2,822
Percentage Net Loans Charged-off: Home equity loans-0.0676%4,589
All other 1-4 family - Percent of loans charged-off, net0.0461%2,320
Percentage Net Loans Charged-off: Commercial and industrial-0.2941%5,823
Percentage Net Loans Charged-off: Loans to individuals-0.8635%6,297
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.8635%6,260
Percentage Net Loans Charged-off: All other loans and lease-14.7711%5,973
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2561%6,444
Percentage Net Loans Charged-off: Total real estate loans-0.2625%6,454
Percentage Net Loans Charged-off:Construction & development1.2615%251
Percentage Net Loans Charged-off: Commercial real estate-0.8287%6,484
Percentage Net Loans Charged-off: Multi-family residential0.3003%113
Percentage Net Loans Charged-off: 1-4 family residential-0.0458%6,042
Percentage Net Loans Charged-off: Home equity loans-0.1155%4,685
All other 1-4 family - Percent of loans charged-off, net-0.0123%5,655
Percentage Net Loans Charged-off: Commercial and industrial-0.1939%5,700
Percentage Net Loans Charged-off: Loans to individuals-1.0686%6,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.0686%6,334
Percentage Net Loans Charged-off: All other loans and lease1.9806%229
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0235%4,957
Percentage Net Loans Charged-off: Total real estate loans-0.0049%5,931
Percentage Net Loans Charged-off:Construction & development-4.3345%6,166
Percentage Net Loans Charged-off: Commercial real estate-0.0599%6,246
Percentage Net Loans Charged-off: Multi-family residential0.0222%586
Percentage Net Loans Charged-off: 1-4 family residential0.0861%3,120
Percentage Net Loans Charged-off: Home equity loans0.1319%1,177
All other 1-4 family - Percent of loans charged-off, net0.0673%3,174
Percentage Net Loans Charged-off: Commercial and industrial0.4359%1,661
Percentage Net Loans Charged-off: Loans to individuals-0.1498%6,060
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1498%6,003
Percentage Net Loans Charged-off: All other loans and lease1.7925%346
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0395%4,356
Percentage Net Loans Charged-off: Total real estate loans-0.0317%6,227
Percentage Net Loans Charged-off:Construction & development-7.5271%6,250
Percentage Net Loans Charged-off: Commercial real estate-0.0764%6,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1035%2,737
Percentage Net Loans Charged-off: Home equity loans0.0989%1,111
All other 1-4 family - Percent of loans charged-off, net0.1054%2,599
Percentage Net Loans Charged-off: Commercial and industrial1.1521%837
Percentage Net Loans Charged-off: Loans to individuals-0.0624%5,708
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0624%5,647
Percentage Net Loans Charged-off: All other loans and lease1.9069%315
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0987%3,376
Percentage Net Loans Charged-off: Total real estate loans0.0002%3,855
Percentage Net Loans Charged-off:Construction & development-6.6976%6,260
Percentage Net Loans Charged-off: Commercial real estate-0.0390%6,296
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1247%2,396
Percentage Net Loans Charged-off: Home equity loans0.1707%891
All other 1-4 family - Percent of loans charged-off, net0.1076%2,359
Percentage Net Loans Charged-off: Commercial and industrial1.7391%598
Percentage Net Loans Charged-off: Loans to individuals0.2289%2,555
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2289%2,406
Percentage Net Loans Charged-off: All other loans and lease2.1672%282
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0212%5,740
Percentage Net Loans Charged-off: Total real estate loans-0.0211%6,112
Percentage Net Loans Charged-off:Construction & development-13.5275%6,284
Percentage Net Loans Charged-off: Commercial real estate0.0244%1,345
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.1544%1,849
Percentage Net Loans Charged-off: Home equity loans0.0713%727
All other 1-4 family - Percent of loans charged-off, net0.1835%1,630
Percentage Net Loans Charged-off: Commercial and industrial-0.1241%5,721
Percentage Net Loans Charged-off: Loans to individuals1.0178%994
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0178%894
Percentage Net Loans Charged-off: All other loans and lease1.9928%257
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4029%2,643
Percentage Net Loans Charged-off: Total real estate loans0.4315%2,180
Percentage Net Loans Charged-off:Construction & development0.0271%2,308
Percentage Net Loans Charged-off: Commercial real estate0.8243%1,074
Percentage Net Loans Charged-off: Multi-family residential0.0313%816
Percentage Net Loans Charged-off: 1-4 family residential0.3248%2,374
Percentage Net Loans Charged-off: Home equity loans0.4151%1,123
All other 1-4 family - Percent of loans charged-off, net0.2858%2,415
Percentage Net Loans Charged-off: Commercial and industrial-0.2943%6,374
Percentage Net Loans Charged-off: Loans to individuals1.6604%788
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6604%716
Percentage Net Loans Charged-off: All other loans and lease2.3727%358
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3829%2,563
Percentage Net Loans Charged-off: Total real estate loans0.3725%2,289
Percentage Net Loans Charged-off:Construction & development0.3198%1,820
Percentage Net Loans Charged-off: Commercial real estate0.5863%1,254
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.3305%2,250
Percentage Net Loans Charged-off: Home equity loans0.3065%1,130
All other 1-4 family - Percent of loans charged-off, net0.3418%2,094
Percentage Net Loans Charged-off: Commercial and industrial0.5280%1,819
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%4,003
Percentage Net Loans Charged-off: All other loans and lease2.0450%348
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1210%3,962
Percentage Net Loans Charged-off: Total real estate loans0.1430%3,257
Percentage Net Loans Charged-off:Construction & development0.5722%1,478
Percentage Net Loans Charged-off: Commercial real estate-0.0816%6,779
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.2603%2,360
Percentage Net Loans Charged-off: Home equity loans0.3951%934
All other 1-4 family - Percent of loans charged-off, net0.1939%2,500
Percentage Net Loans Charged-off: Commercial and industrial-0.3885%6,515
Percentage Net Loans Charged-off: Loans to individuals-0.0819%5,962
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0819%5,878
Percentage Net Loans Charged-off: All other loans and lease2.2997%303
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3146%2,387
Percentage Net Loans Charged-off: Total real estate loans0.3952%1,857
Percentage Net Loans Charged-off:Construction & development-2.9734%6,486
Percentage Net Loans Charged-off: Commercial real estate0.9452%693
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.2707%1,963
Percentage Net Loans Charged-off: Home equity loans0.7142%594
All other 1-4 family - Percent of loans charged-off, net0.0508%2,598
Percentage Net Loans Charged-off: Commercial and industrial-1.3102%6,836
Percentage Net Loans Charged-off: Loans to individuals-0.2405%6,237
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2405%6,168
Percentage Net Loans Charged-off: All other loans and lease2.2169%261
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4155%3,347
Percentage Net Loans Charged-off: Total real estate loans0.3472%3,185
Percentage Net Loans Charged-off:Construction & development-2.8946%6,708
Percentage Net Loans Charged-off: Commercial real estate0.3027%2,423
Percentage Net Loans Charged-off: Multi-family residential0.0408%975
Percentage Net Loans Charged-off: 1-4 family residential0.5286%2,148
Percentage Net Loans Charged-off: Home equity loans0.5132%1,217
All other 1-4 family - Percent of loans charged-off, net0.5377%2,053
Percentage Net Loans Charged-off: Commercial and industrial1.1855%1,805
Percentage Net Loans Charged-off: Loans to individuals4.1338%317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.1338%269
Percentage Net Loans Charged-off: All other loans and lease1.8950%423
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4225%3,032
Percentage Net Loans Charged-off: Total real estate loans0.3418%2,956
Percentage Net Loans Charged-off:Construction & development0.9622%1,916
Percentage Net Loans Charged-off: Commercial real estate0.0782%2,748
Percentage Net Loans Charged-off: Multi-family residential0.4132%651
Percentage Net Loans Charged-off: 1-4 family residential0.4445%2,185
Percentage Net Loans Charged-off: Home equity loans0.4517%1,135
All other 1-4 family - Percent of loans charged-off, net0.4401%2,074
Percentage Net Loans Charged-off: Commercial and industrial1.2560%1,529
Percentage Net Loans Charged-off: Loans to individuals5.7336%219
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.7336%176
Percentage Net Loans Charged-off: All other loans and lease1.6943%413
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4189%2,885
Percentage Net Loans Charged-off: Total real estate loans0.3452%2,744
Percentage Net Loans Charged-off:Construction & development1.3395%1,554
Percentage Net Loans Charged-off: Commercial real estate-0.0345%6,975
Percentage Net Loans Charged-off: Multi-family residential0.6348%483
Percentage Net Loans Charged-off: 1-4 family residential0.4602%2,010
Percentage Net Loans Charged-off: Home equity loans0.5475%947
All other 1-4 family - Percent of loans charged-off, net0.4060%2,034
Percentage Net Loans Charged-off: Commercial and industrial1.0191%1,575
Percentage Net Loans Charged-off: Loans to individuals8.9616%131
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual8.9616%101
Percentage Net Loans Charged-off: All other loans and lease1.6052%370
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6187%1,961
Percentage Net Loans Charged-off: Total real estate loans0.5843%1,725
Percentage Net Loans Charged-off:Construction & development11.6248%289
Percentage Net Loans Charged-off: Commercial real estate-0.0200%6,937
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.3855%1,780
Percentage Net Loans Charged-off: Home equity loans0.3846%796
All other 1-4 family - Percent of loans charged-off, net0.3860%1,662
Percentage Net Loans Charged-off: Commercial and industrial0.6928%1,465
Percentage Net Loans Charged-off: Loans to individuals9.2235%139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual9.2235%110
Percentage Net Loans Charged-off: All other loans and lease1.7822%308
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4522%1,526
Percentage Net Loans Charged-off: Total real estate loans1.2479%1,563
Percentage Net Loans Charged-off:Construction & development4.1134%1,441
Percentage Net Loans Charged-off: Commercial real estate2.1064%595
Percentage Net Loans Charged-off: Multi-family residential0.6472%806
Percentage Net Loans Charged-off: 1-4 family residential0.6237%1,969
Percentage Net Loans Charged-off: Home equity loans0.7980%1,007
All other 1-4 family - Percent of loans charged-off, net0.4997%2,226
Percentage Net Loans Charged-off: Commercial and industrial3.4534%975
Percentage Net Loans Charged-off: Loans to individuals9.8045%128
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5569%622
Percentage Net Loans Charged-off:Coml. RE not secured by RE22.8733%48
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3840%1,470
Percentage Net Loans Charged-off: Total real estate loans1.1774%1,539
Percentage Net Loans Charged-off:Construction & development5.1357%1,090
Percentage Net Loans Charged-off: Commercial real estate1.6584%720
Percentage Net Loans Charged-off: Multi-family residential0.2929%749
Percentage Net Loans Charged-off: 1-4 family residential0.6164%1,827
Percentage Net Loans Charged-off: Home equity loans0.8399%876
All other 1-4 family - Percent of loans charged-off, net0.4444%2,160
Percentage Net Loans Charged-off: Commercial and industrial3.4115%887
Percentage Net Loans Charged-off: Loans to individuals7.7130%163
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2260%668
Percentage Net Loans Charged-off:Coml. RE not secured by RE16.5421%45
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0553%1,780
Percentage Net Loans Charged-off: Total real estate loans0.8349%1,822
Percentage Net Loans Charged-off:Construction & development1.2282%1,897
Percentage Net Loans Charged-off: Commercial real estate1.3740%767
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6129%1,665
Percentage Net Loans Charged-off: Home equity loans0.8681%766
All other 1-4 family - Percent of loans charged-off, net0.4031%2,033
Percentage Net Loans Charged-off: Commercial and industrial3.3081%894
Percentage Net Loans Charged-off: Loans to individuals4.5886%370
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3976%551
Percentage Net Loans Charged-off:Coml. RE not secured by RE23.6160%26
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6939%2,106
Percentage Net Loans Charged-off: Total real estate loans0.6687%1,778
Percentage Net Loans Charged-off:Construction & development-0.1226%7,009
Percentage Net Loans Charged-off: Commercial real estate1.0739%731
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.6323%1,372
Percentage Net Loans Charged-off: Home equity loans1.1335%521
All other 1-4 family - Percent of loans charged-off, net0.1995%2,135
Percentage Net Loans Charged-off: Commercial and industrial0.8933%1,626
Percentage Net Loans Charged-off: Loans to individuals1.4215%1,377
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4420%468
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8301%1,359
Percentage Net Loans Charged-off: Total real estate loans1.5325%1,347
Percentage Net Loans Charged-off:Construction & development9.7542%625
Percentage Net Loans Charged-off: Commercial real estate0.5600%1,671
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.9828%1,315
Percentage Net Loans Charged-off: Home equity loans0.6495%1,086
All other 1-4 family - Percent of loans charged-off, net1.3058%993
Percentage Net Loans Charged-off: Commercial and industrial4.3428%899
Percentage Net Loans Charged-off: Loans to individuals9.9323%152
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3833%857
Percentage Net Loans Charged-off:Coml. RE not secured by RE3.4436%113
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5706%1,305
Percentage Net Loans Charged-off: Total real estate loans1.2239%1,332
Percentage Net Loans Charged-off:Construction & development6.7082%746
Percentage Net Loans Charged-off: Commercial real estate0.6134%1,191
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.8229%1,273
Percentage Net Loans Charged-off: Home equity loans0.3650%1,164
All other 1-4 family - Percent of loans charged-off, net1.2817%855
Percentage Net Loans Charged-off: Commercial and industrial4.6762%661
Percentage Net Loans Charged-off: Loans to individuals6.7134%250
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1574%790
Percentage Net Loans Charged-off:Coml. RE not secured by RE4.3897%92
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7423%1,092
Percentage Net Loans Charged-off: Total real estate loans1.2854%1,129
Percentage Net Loans Charged-off:Construction & development7.0516%628
Percentage Net Loans Charged-off: Commercial real estate0.5198%1,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.8938%1,068
Percentage Net Loans Charged-off: Home equity loans0.3796%935
All other 1-4 family - Percent of loans charged-off, net1.4021%710
Percentage Net Loans Charged-off: Commercial and industrial5.8936%474
Percentage Net Loans Charged-off: Loans to individuals6.6196%250
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2933%677
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.1416%62
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7085%1,770
Percentage Net Loans Charged-off: Total real estate loans0.3115%2,034
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.5977%1,090
Percentage Net Loans Charged-off: Home equity loans0.3776%644
All other 1-4 family - Percent of loans charged-off, net0.8420%810
Percentage Net Loans Charged-off: Commercial and industrial4.1669%544
Percentage Net Loans Charged-off: Loans to individuals2.6506%826
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7097%482
Percentage Net Loans Charged-off:Coml. RE not secured by RE13.8007%26
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6661%1,855
Percentage Net Loans Charged-off: Total real estate loans0.6956%1,296
Percentage Net Loans Charged-off:Construction & development4.0193%624
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential1.2106%259
Percentage Net Loans Charged-off: 1-4 family residential0.3342%1,638
Percentage Net Loans Charged-off: Home equity loans0.4119%782
All other 1-4 family - Percent of loans charged-off, net0.2533%1,835
Percentage Net Loans Charged-off: Commercial and industrial0.2970%3,240
Percentage Net Loans Charged-off: Loans to individuals3.0748%539
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0160%766
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4821%1,747
Percentage Net Loans Charged-off: Total real estate loans0.4735%1,217
Percentage Net Loans Charged-off:Construction & development3.2024%495
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0595%341
Percentage Net Loans Charged-off: 1-4 family residential0.2297%1,590
Percentage Net Loans Charged-off: Home equity loans0.3642%651
All other 1-4 family - Percent of loans charged-off, net0.0959%2,213
Percentage Net Loans Charged-off: Commercial and industrial0.3978%2,254
Percentage Net Loans Charged-off: Loans to individuals3.9243%327
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4732%907
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3996%1,686
Percentage Net Loans Charged-off: Total real estate loans0.3875%1,135
Percentage Net Loans Charged-off:Construction & development2.9710%383
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1055%1,895
Percentage Net Loans Charged-off: Home equity loans0.1673%678
All other 1-4 family - Percent of loans charged-off, net0.0479%2,143
Percentage Net Loans Charged-off: Commercial and industrial0.2851%2,078
Percentage Net Loans Charged-off: Loans to individuals5.5690%182
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0850%3,221
Percentage Net Loans Charged-off: Total real estate loans0.0399%2,215
Percentage Net Loans Charged-off:Construction & development0.1455%913
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0483%1,647
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0900%1,302
Percentage Net Loans Charged-off: Commercial and industrial-0.0140%6,801
Percentage Net Loans Charged-off: Loans to individuals11.0161%75
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0121%6,094
Percentage Net Loans Charged-off: Total real estate loans0.0062%4,007
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0136%3,056
Percentage Net Loans Charged-off: Home equity loans0.0328%864
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.0155%7,064
Percentage Net Loans Charged-off: Loans to individuals1.8759%702
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0080%5,618
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.0200%6,929
Percentage Net Loans Charged-off: Loans to individuals2.3656%425
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0110%4,927
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0240%6,909
Percentage Net Loans Charged-off: Loans to individuals3.1849%248
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0229%3,632
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0469%7,082
Percentage Net Loans Charged-off: Loans to individuals6.3602%87
Percentage Net Loans Charged-off: Credit card loans1.9162%508
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0149%7,856
Percentage Net Loans Charged-off: Total real estate loans-0.0118%7,936
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0268%8,103
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0598%8,196
Percentage Net Loans Charged-off: Commercial and industrial0.0081%3,660
Percentage Net Loans Charged-off: Loans to individuals-1.0357%8,387
Percentage Net Loans Charged-off: Credit card loans1.9309%607
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0123%7,573
Percentage Net Loans Charged-off: Total real estate loans-0.0158%7,961
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0360%8,153
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0881%8,270
Percentage Net Loans Charged-off: Commercial and industrial0.0112%3,028
Percentage Net Loans Charged-off: Loans to individuals0.2202%3,876
Percentage Net Loans Charged-off: Credit card loans1.9989%550
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0208%7,550
Percentage Net Loans Charged-off: Total real estate loans-0.0241%8,048
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0556%8,242
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.1477%8,372
Percentage Net Loans Charged-off: Commercial and industrial0.0183%2,541
Percentage Net Loans Charged-off: Loans to individuals-0.1091%7,364
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0019%4,345
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,504
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,787
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0040%7,841
Percentage Net Loans Charged-off: Commercial and industrial0.0400%1,593
Percentage Net Loans Charged-off: Loans to individuals-0.2131%7,402
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0038%6,403
Percentage Net Loans Charged-off: Total real estate loans-0.0067%7,817
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%8,086
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0477%8,298
Percentage Net Loans Charged-off: Commercial and industrial-0.0962%7,580
Percentage Net Loans Charged-off: Loans to individuals3.1977%282
Percentage Net Loans Charged-off: Credit card loans3.2389%525
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0113%5,576
Percentage Net Loans Charged-off: Total real estate loans-0.0085%7,820
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0194%8,089
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0617%8,315
Percentage Net Loans Charged-off: Commercial and industrial-0.0316%7,113
Percentage Net Loans Charged-off: Loans to individuals3.6728%213
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0136%7,459
Percentage Net Loans Charged-off: Total real estate loans-0.0124%7,888
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0282%8,149
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0943%8,384
Percentage Net Loans Charged-off: Commercial and industrial-0.0523%7,200
Percentage Net Loans Charged-off: Loans to individuals0.3770%3,354
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0235%7,395
Percentage Net Loans Charged-off: Total real estate loans-0.0250%8,169
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0593%8,369
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.2238%8,580
Percentage Net Loans Charged-off: Commercial and industrial-0.0386%7,084
Percentage Net Loans Charged-off: Loans to individuals0.4040%2,856
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0095%8,055
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial-0.1871%7,930
Percentage Net Loans Charged-off: Loans to individuals0.8892%2,328
Percentage Net Loans Charged-off: Credit card loans3.1111%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0146%7,919
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial-0.2571%7,968
Percentage Net Loans Charged-off: Loans to individuals0.8317%2,297
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0028%7,320
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.1288%7,646
Percentage Net Loans Charged-off: Loans to individuals1.1665%1,565
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0545%8,034
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.8740%8,322
Percentage Net Loans Charged-off: Loans to individuals1.8645%935
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0464%5,968
Percentage Net Loans Charged-off: Total real estate loans0.0114%3,558
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0460%8,595
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0354%2,600
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0642%2,089
Percentage Net Loans Charged-off: Commercial and industrial0.2499%3,423
Percentage Net Loans Charged-off: Loans to individuals2.9226%445
Percentage Net Loans Charged-off: Credit card loans-0.6743%2,756
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0180%6,219
Percentage Net Loans Charged-off: Total real estate loans-0.0136%8,334
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.0646%8,674
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0032%8,171
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0055%8,247
Percentage Net Loans Charged-off: Commercial and industrial0.1263%3,427
Percentage Net Loans Charged-off: Loans to individuals3.4371%313
Percentage Net Loans Charged-off: Credit card loans-0.9186%2,753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0078%6,216
Percentage Net Loans Charged-off: Total real estate loans-0.0198%8,444
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0990%8,743
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%8,235
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0073%8,320
Percentage Net Loans Charged-off: Commercial and industrial0.1540%2,845
Percentage Net Loans Charged-off: Loans to individuals2.5582%546
Percentage Net Loans Charged-off: Credit card loans-1.3400%2,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0091%5,251
Percentage Net Loans Charged-off: Total real estate loans-0.0056%8,225
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%8,400
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0153%8,505
Percentage Net Loans Charged-off: Commercial and industrial0.2136%1,860
Percentage Net Loans Charged-off: Loans to individuals0.1437%4,521
Percentage Net Loans Charged-off: Credit card loans-1.3051%2,695
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0220%6,874
Percentage Net Loans Charged-off: Total real estate loans0.0091%3,750
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.1188%8,851
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0558%2,220
Percentage Net Loans Charged-off: Home equity loans0.0134%583
All other 1-4 family - Percent of loans charged-off, net0.0881%1,776
Percentage Net Loans Charged-off: Commercial and industrial0.1400%4,050
Percentage Net Loans Charged-off: Loans to individuals0.5283%4,173
Percentage Net Loans Charged-off: Credit card loans1.1779%1,592
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1450%9,377
Percentage Net Loans Charged-off: Total real estate loans-0.2482%9,358
Percentage Net Loans Charged-off:Construction & development-3.0353%8,389
Percentage Net Loans Charged-off: Commercial real estate-0.0499%8,941
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.8408%2,037
Percentage Net Loans Charged-off: Loans to individuals0.3871%4,760
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0435%5,970
Percentage Net Loans Charged-off: Total real estate loans-0.0109%1,374
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate-0.0640%1,439
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0026%864
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0055%764
Percentage Net Loans Charged-off: Commercial and industrial0.5496%416
Percentage Net Loans Charged-off: Loans to individuals0.5079%776
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0047%8,964
Percentage Net Loans Charged-off: Total real estate loans-0.0145%1,358
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0789%1,371
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0000%995
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0000%944
Percentage Net Loans Charged-off: Commercial and industrial0.0732%848
Percentage Net Loans Charged-off: Loans to individuals0.2081%1,141
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0300%9,544
Percentage Net Loans Charged-off: Total real estate loans-0.0119%1,293
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0791%1,301
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.1788%1,331
Percentage Net Loans Charged-off: Loans to individuals-0.1013%1,469
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0013%9,384
Percentage Net Loans Charged-off: Total real estate loans-0.0044%1,219
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate-0.1314%1,327
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0363%635
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0605%436
Percentage Net Loans Charged-off: Commercial and industrial0.0255%841
Percentage Net Loans Charged-off: Loans to individuals0.0379%1,286
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2296%3,696
Percentage Net Loans Charged-off: Total real estate loans0.2059%263
Percentage Net Loans Charged-off:Construction & development2.8152%34
Percentage Net Loans Charged-off: Commercial real estate-0.2242%1,413
Percentage Net Loans Charged-off: Multi-family residential0.1241%176
Percentage Net Loans Charged-off: 1-4 family residential0.0064%946
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0106%835
Percentage Net Loans Charged-off: Commercial and industrial0.4884%336
Percentage Net Loans Charged-off: Loans to individuals0.5721%837
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6929%1,103
Percentage Net Loans Charged-off: Total real estate loans0.6628%108
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate2.3661%46
Percentage Net Loans Charged-off: Multi-family residential0.3172%183
Percentage Net Loans Charged-off: 1-4 family residential0.4237%99
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.6749%50
Percentage Net Loans Charged-off: Commercial and industrial1.2151%150
Percentage Net Loans Charged-off: Loans to individuals0.3208%975
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4239%2,158
Percentage Net Loans Charged-off: Total real estate loans0.4548%215
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate2.3377%69
Percentage Net Loans Charged-off: Multi-family residential0.1332%268
Percentage Net Loans Charged-off: 1-4 family residential0.0364%652
Percentage Net Loans Charged-off: Home equity loans0.1242%206
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.0564%665
Percentage Net Loans Charged-off: Loans to individuals-0.1545%1,444
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0165%9,345
Percentage Net Loans Charged-off: Total real estate loans-0.0359%1,438
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential-0.0579%1,477
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net-0.0685%1,474
Percentage Net Loans Charged-off: Commercial and industrial2.3912%183
Percentage Net Loans Charged-off: Loans to individuals-0.2784%1,505
Percentage Net Loans Charged-off: Credit card loans0.0000%1,000
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2891%6,136
Percentage Net Loans Charged-off: Total real estate loans0.2175%729
Percentage Net Loans Charged-off:Construction & development2.1720%269
Percentage Net Loans Charged-off: Commercial real estate0.3585%643
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial3.6364%182
Percentage Net Loans Charged-off: Loans to individuals2.3282%208
Percentage Net Loans Charged-off: Credit card loans0.0000%1,026
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-5.0000%1,282
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA