Home > Freestar Bank > Assets and Liabilities
Freestar Bank, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 136 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $406,335,000 | 1,628 |
| Cash and due from depository institutions | $17,863,000 | 1,102 |
| Interest-bearing balances | $9,733,000 | 3,099 |
| Securities | $101,300,000 | 1,399 |
| Federal funds sold & reverse repurchase agreements | $6,245,000 | 1,022 |
| Net loans & leases | $249,590,000 | 1,657 |
| Loan loss allowance | $3,271,000 | 2,211 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $9,617,000 | 1,218 |
| Other real estate owned | $102,000 | 1,102 |
| Goodwill and other intangibles | $6,378,000 | 630 |
| All other assets | $15,240,000 | 1,330 |
| Life insurance assets | $9,046,000 | 786 |
| Total liabilities and capital | $406,335,000 | 1,628 |
| Total liabilities | $362,664,000 | 1,628 |
| Total deposits | $322,317,000 | 1,701 |
| Interest-bearing deposits | $269,215,000 | 1,735 |
| Deposits held in domestic offices | $322,317,000 | 1,700 |
| % insured | 87.72% | 4,703 |
| Federal funds purchased & repurchase agreements | $23,452,000 | 543 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,000,000 | 1,554 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,895,000 | 2,218 |
| Total equity capital | $43,671,000 | 1,601 |
| Total bank equity capital | $43,671,000 | 1,600 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,260,000 | 2,180 |
| Surplus | $11,479,000 | 2,391 |
| Undivided profits | $30,932,000 | 1,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,701,000 | 1,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,294,000 | 1,268 |
| Earning assets | $366,868,000 | 1,648 |
| Long-term assets (5+ years) | $86,408,000 | 1,711 |
| Average Assets, year-to-date | $405,291,250 | 1,609 |
| Average Assets, quarterly | $404,086,500 | 1,624 |
| Volatile liabilities | $46,628,000 | 1,116 |
| Insider loans | $1,697,000 | 2,994 |
| FHLB advances | $15,000,000 | 1,454 |
| Loans and leases held for sale | $803,000 | 1,204 |
| Unused loan commitments | $55,124,000 | 1,186 |
| Tier 1 (core) risk-based capital | $33,643,000 | 1,923 |
| Tier 2 risk-based capital | $3,271,000 | 1,593 |
| Total risk weighted assets | $281,192,000 | 1,552 |
| Total unused commitments | $55,124,000 | 1,187 |
| Derivatives | $1,520,000 | 980 |
| 2011-06-30 | Rank | |
| # of Employees: | 139 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $401,838,000 | 1,642 |
| Cash and due from depository institutions | $19,686,000 | 1,091 |
| Interest-bearing balances | $11,463,000 | 2,659 |
| Securities | $97,756,000 | 1,454 |
| Federal funds sold & reverse repurchase agreements | $4,260,000 | 1,374 |
| Net loans & leases | $249,038,000 | 1,676 |
| Loan loss allowance | $3,169,000 | 2,281 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,798,000 | 1,196 |
| Other real estate owned | $180,000 | 1,091 |
| Goodwill and other intangibles | $6,462,000 | 638 |
| All other assets | $14,658,000 | 1,392 |
| Life insurance assets | $8,960,000 | 784 |
| Total liabilities and capital | $401,838,000 | 1,642 |
| Total liabilities | $358,929,000 | 1,648 |
| Total deposits | $320,874,000 | 1,691 |
| Interest-bearing deposits | $268,749,000 | 1,749 |
| Deposits held in domestic offices | $320,874,000 | 1,690 |
| % insured | 88.93% | 4,443 |
| Federal funds purchased & repurchase agreements | $21,396,000 | 595 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $15,000,000 | 1,622 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,659,000 | 2,307 |
| Total equity capital | $42,909,000 | 1,594 |
| Total bank equity capital | $42,909,000 | 1,593 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,260,000 | 2,215 |
| Surplus | $11,479,000 | 2,400 |
| Undivided profits | $30,170,000 | 1,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,397,000 | 2,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,027,000 | 1,431 |
| Earning assets | $362,517,000 | 1,654 |
| Long-term assets (5+ years) | $86,668,000 | 1,675 |
| Average Assets, year-to-date | $404,943,330 | 1,625 |
| Average Assets, quarterly | $406,018,500 | 1,620 |
| Volatile liabilities | $46,303,000 | 1,150 |
| Insider loans | $1,824,000 | 2,912 |
| FHLB advances | $15,000,000 | 1,530 |
| Loans and leases held for sale | $560,000 | 1,101 |
| Unused loan commitments | $52,156,000 | 1,233 |
| Tier 1 (core) risk-based capital | $33,192,000 | 1,913 |
| Tier 2 risk-based capital | $3,169,000 | 1,660 |
| Total risk weighted assets | $277,896,000 | 1,592 |
| Total unused commitments | $52,156,000 | 1,233 |
| Derivatives | $1,122,000 | 916 |
| 2011-03-31 | Rank | |
| # of Employees: | 136 | 1,114 |
| Assets and Liabilities | ||
| Total Assets: | $410,199,000 | 1,616 |
| Cash and due from depository institutions | $27,655,000 | 1,114 |
| Interest-bearing balances | $20,176,000 | 1,826 |
| Securities | $99,947,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $3,915,000 | 1,845 |
| Net loans & leases | $247,087,000 | 1,706 |
| Loan loss allowance | $3,204,000 | 2,277 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,905,000 | 1,188 |
| Other real estate owned | $363,000 | 1,114 |
| Goodwill and other intangibles | $6,580,000 | 645 |
| All other assets | $14,747,000 | 1,412 |
| Life insurance assets | $8,874,000 | 788 |
| Total liabilities and capital | $410,199,000 | 1,616 |
| Total liabilities | $367,760,000 | 1,630 |
| Total deposits | $324,394,000 | 1,688 |
| Interest-bearing deposits | $267,046,000 | 1,788 |
| Deposits held in domestic offices | $324,394,000 | 1,686 |
| % insured | 90.56% | 3,929 |
| Federal funds purchased & repurchase agreements | $26,718,000 | 523 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,628 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,648,000 | 2,289 |
| Total equity capital | $42,439,000 | 1,583 |
| Total bank equity capital | $42,439,000 | 1,581 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,260,000 | 2,243 |
| Surplus | $11,479,000 | 2,411 |
| Undivided profits | $29,700,000 | 1,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,616,000 | 3,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,981,000 | 1,449 |
| Earning assets | $371,125,000 | 1,635 |
| Long-term assets (5+ years) | $87,546,000 | 1,603 |
| Average Assets, year-to-date | $406,496,000 | 1,625 |
| Average Assets, quarterly | $406,496,000 | 1,625 |
| Volatile liabilities | $48,912,000 | 1,130 |
| Insider loans | $2,105,000 | 2,704 |
| FHLB advances | $15,000,000 | 1,536 |
| Loans and leases held for sale | $811,000 | 835 |
| Unused loan commitments | $55,861,000 | 1,169 |
| Tier 1 (core) risk-based capital | $33,013,000 | 1,925 |
| Tier 2 risk-based capital | $3,204,000 | 1,659 |
| Total risk weighted assets | $271,357,000 | 1,643 |
| Total unused commitments | $55,861,000 | 1,170 |
| Derivatives | $1,624,000 | 818 |
| 2010-12-31 | Rank | |
| # of Employees: | 138 | 1,103 |
| Assets and Liabilities | ||
| Total Assets: | $402,793,000 | 1,642 |
| Cash and due from depository institutions | $9,392,000 | 1,103 |
| Interest-bearing balances | $1,357,000 | 5,310 |
| Securities | $89,943,000 | 1,482 |
| Federal funds sold & reverse repurchase agreements | $30,000 | 4,167 |
| Net loans & leases | $271,243,000 | 1,606 |
| Loan loss allowance | $3,214,000 | 2,254 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,940,000 | 1,197 |
| Other real estate owned | $290,000 | 1,103 |
| Goodwill and other intangibles | $6,689,000 | 638 |
| All other assets | $15,266,000 | 1,403 |
| Life insurance assets | $8,789,000 | 785 |
| Total liabilities and capital | $402,793,000 | 1,642 |
| Total liabilities | $361,109,000 | 1,646 |
| Total deposits | $315,773,000 | 1,731 |
| Interest-bearing deposits | $258,331,000 | 1,841 |
| Deposits held in domestic offices | $315,773,000 | 1,729 |
| % insured | 91.04% | 3,644 |
| Federal funds purchased & repurchase agreements | $28,424,000 | 524 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 1,773 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,912,000 | 2,071 |
| Total equity capital | $41,684,000 | 1,607 |
| Total bank equity capital | $41,684,000 | 1,604 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,260,000 | 2,272 |
| Surplus | $11,479,000 | 2,415 |
| Undivided profits | $28,945,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,805,000 | 3,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,526,000 | 1,152 |
| Earning assets | $362,573,000 | 1,659 |
| Long-term assets (5+ years) | $81,626,000 | 1,663 |
| Average Assets, year-to-date | $412,937,200 | 1,601 |
| Average Assets, quarterly | $410,560,000 | 1,613 |
| Volatile liabilities | $78,946,000 | 1,705 |
| Insider loans | $2,476,000 | 2,491 |
| FHLB advances | $15,000,000 | 1,674 |
| Loans and leases held for sale | $6,037,000 | 486 |
| Unused loan commitments | $49,507,000 | 1,265 |
| Tier 1 (core) risk-based capital | $32,317,000 | 1,957 |
| Tier 2 risk-based capital | $3,214,000 | 1,663 |
| Total risk weighted assets | $290,979,000 | 1,569 |
| Total unused commitments | $49,507,000 | 1,266 |
| Derivatives | $11,674,000 | 498 |
| 2010-09-30 | Rank | |
| # of Employees: | 138 | 1,108 |
| Assets and Liabilities | ||
| Total Assets: | $418,327,000 | 1,608 |
| Cash and due from depository institutions | $12,500,000 | 1,108 |
| Interest-bearing balances | $958,000 | 5,538 |
| Securities | $102,064,000 | 1,296 |
| Federal funds sold & reverse repurchase agreements | $7,545,000 | 1,044 |
| Net loans & leases | $263,723,000 | 1,679 |
| Loan loss allowance | $3,178,000 | 2,293 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,850,000 | 1,222 |
| Other real estate owned | $124,000 | 1,108 |
| Goodwill and other intangibles | $6,806,000 | 627 |
| All other assets | $15,715,000 | 1,384 |
| Life insurance assets | $8,700,000 | 780 |
| Total liabilities and capital | $418,327,000 | 1,608 |
| Total liabilities | $375,887,000 | 1,620 |
| Total deposits | $317,816,000 | 1,739 |
| Interest-bearing deposits | $262,163,000 | 1,843 |
| Deposits held in domestic offices | $317,816,000 | 1,737 |
| % insured | 86.96% | 4,563 |
| Federal funds purchased & repurchase agreements | $36,909,000 | 443 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $19,000,000 | 1,628 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,162,000 | 2,085 |
| Total equity capital | $42,440,000 | 1,616 |
| Total bank equity capital | $42,440,000 | 1,616 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,260,000 | 2,310 |
| Surplus | $11,479,000 | 2,406 |
| Undivided profits | $29,701,000 | 1,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,228,000 | 3,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,695,000 | 1,139 |
| Earning assets | $374,290,000 | 1,643 |
| Long-term assets (5+ years) | $86,239,000 | 1,579 |
| Average Assets, year-to-date | $415,473,250 | 1,620 |
| Average Assets, quarterly | $415,645,000 | 1,617 |
| Volatile liabilities | $93,610,000 | 1,486 |
| Insider loans | $2,515,000 | 2,502 |
| FHLB advances | $19,000,000 | 1,530 |
| Loans and leases held for sale | $3,420,000 | 743 |
| Unused loan commitments | $46,889,000 | 1,341 |
| Tier 1 (core) risk-based capital | $31,761,000 | 2,000 |
| Tier 2 risk-based capital | $3,178,000 | 1,721 |
| Total risk weighted assets | $291,001,000 | 1,586 |
| Total unused commitments | $46,889,000 | 1,343 |
| Derivatives | $6,768,000 | 710 |
| 2010-06-30 | Rank | |
| # of Employees: | 132 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $412,963,000 | 1,645 |
| Cash and due from depository institutions | $13,895,000 | 1,161 |
| Interest-bearing balances | $862,000 | 5,544 |
| Securities | $106,980,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $101,000 | 4,301 |
| Net loans & leases | $259,745,000 | 1,717 |
| Loan loss allowance | $2,958,000 | 2,434 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,871,000 | 1,247 |
| Other real estate owned | $194,000 | 1,161 |
| Goodwill and other intangibles | $6,922,000 | 627 |
| All other assets | $15,255,000 | 1,430 |
| Life insurance assets | $8,609,000 | 786 |
| Total liabilities and capital | $412,963,000 | 1,645 |
| Total liabilities | $372,678,000 | 1,649 |
| Total deposits | $313,523,000 | 1,764 |
| Interest-bearing deposits | $259,025,000 | 1,858 |
| Deposits held in domestic offices | $313,523,000 | 1,762 |
| % insured | 88.62% | 4,098 |
| Federal funds purchased & repurchase agreements | $32,458,000 | 477 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,393 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,697,000 | 2,383 |
| Total equity capital | $40,285,000 | 1,679 |
| Total bank equity capital | $40,285,000 | 1,677 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,260,000 | 2,335 |
| Surplus | $11,479,000 | 2,414 |
| Undivided profits | $27,546,000 | 1,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,309,000 | 2,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,371,000 | 1,273 |
| Earning assets | $367,688,000 | 1,681 |
| Long-term assets (5+ years) | $90,471,000 | 1,508 |
| Average Assets, year-to-date | $414,522,000 | 1,638 |
| Average Assets, quarterly | $410,843,000 | 1,653 |
| Volatile liabilities | $92,950,000 | 1,543 |
| Insider loans | $2,401,000 | 2,624 |
| FHLB advances | $25,000,000 | 1,308 |
| Loans and leases held for sale | $1,531,000 | 854 |
| Unused loan commitments | $48,710,000 | 1,303 |
| Tier 1 (core) risk-based capital | $31,224,000 | 2,025 |
| Tier 2 risk-based capital | $2,958,000 | 1,849 |
| Total risk weighted assets | $289,522,000 | 1,621 |
| Total unused commitments | $48,710,000 | 1,304 |
| Derivatives | $3,098,000 | 764 |
| 2010-03-31 | Rank | |
| # of Employees: | 133 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $408,723,000 | 1,705 |
| Cash and due from depository institutions | $8,632,000 | 1,165 |
| Interest-bearing balances | $965,000 | 5,417 |
| Securities | $113,020,000 | 1,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $254,626,000 | 1,795 |
| Loan loss allowance | $2,783,000 | 2,575 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,857,000 | 1,269 |
| Other real estate owned | $466,000 | 1,165 |
| Goodwill and other intangibles | $7,043,000 | 634 |
| All other assets | $15,079,000 | 1,481 |
| Life insurance assets | $8,520,000 | 791 |
| Total liabilities and capital | $408,723,000 | 1,705 |
| Total liabilities | $370,080,000 | 1,700 |
| Total deposits | $324,797,000 | 1,744 |
| Interest-bearing deposits | $271,038,000 | 1,829 |
| Deposits held in domestic offices | $324,797,000 | 1,742 |
| % insured | 86.77% | 4,754 |
| Federal funds purchased & repurchase agreements | $28,223,000 | 539 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,060,000 | 2,076 |
| Total equity capital | $38,643,000 | 1,757 |
| Total bank equity capital | $38,643,000 | 1,754 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,260,000 | 2,376 |
| Surplus | $11,479,000 | 2,444 |
| Undivided profits | $25,904,000 | 1,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,081,000 | 3,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,209,000 | 1,418 |
| Earning assets | $368,611,000 | 1,718 |
| Long-term assets (5+ years) | $88,728,000 | 1,535 |
| Average Assets, year-to-date | $415,301,500 | 1,681 |
| Average Assets, quarterly | $415,301,500 | 1,681 |
| Volatile liabilities | $80,852,000 | 1,816 |
| Insider loans | $2,472,000 | 2,625 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $907,000 | 954 |
| Unused loan commitments | $49,288,000 | 1,346 |
| Tier 1 (core) risk-based capital | $30,238,000 | 2,109 |
| Tier 2 risk-based capital | $2,783,000 | 1,986 |
| Total risk weighted assets | $287,821,000 | 1,675 |
| Total unused commitments | $49,288,000 | 1,348 |
| Derivatives | $1,814,000 | 831 |
| 2009-12-31 | Rank | |
| # of Employees: | 132 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $421,880,000 | 1,662 |
| Cash and due from depository institutions | $10,983,000 | 1,199 |
| Interest-bearing balances | $887,000 | 5,230 |
| Securities | $119,409,000 | 1,083 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $258,640,000 | 1,814 |
| Loan loss allowance | $2,264,000 | 2,962 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,808,000 | 1,292 |
| Other real estate owned | $388,000 | 1,199 |
| Goodwill and other intangibles | $7,160,000 | 627 |
| All other assets | $15,492,000 | 1,491 |
| Life insurance assets | $8,433,000 | 796 |
| Total liabilities and capital | $421,880,000 | 1,662 |
| Total liabilities | $384,224,000 | 1,654 |
| Total deposits | $325,805,000 | 1,741 |
| Interest-bearing deposits | $270,582,000 | 1,831 |
| Deposits held in domestic offices | $325,805,000 | 1,738 |
| % insured | 87.29% | 4,634 |
| Federal funds purchased & repurchase agreements | $36,203,000 | 487 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $20,000,000 | 1,837 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,216,000 | 1,955 |
| Total equity capital | $37,656,000 | 1,776 |
| Total bank equity capital | $37,656,000 | 1,773 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,260,000 | 2,416 |
| Surplus | $11,479,000 | 2,443 |
| Undivided profits | $24,917,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,291,000 | 2,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,807,000 | 1,146 |
| Earning assets | $378,936,000 | 1,687 |
| Long-term assets (5+ years) | $95,246,000 | 1,430 |
| Average Assets, year-to-date | $402,741,400 | 1,702 |
| Average Assets, quarterly | $412,607,000 | 1,692 |
| Volatile liabilities | $96,700,000 | 1,555 |
| Insider loans | $487,000 | 5,389 |
| FHLB advances | $20,000,000 | 1,732 |
| Loans and leases held for sale | $1,192,000 | 929 |
| Unused loan commitments | $48,537,000 | 1,381 |
| Tier 1 (core) risk-based capital | $29,358,000 | 2,147 |
| Tier 2 risk-based capital | $2,264,000 | 2,400 |
| Total risk weighted assets | $294,530,000 | 1,678 |
| Total unused commitments | $48,537,000 | 1,382 |
| Derivatives | $2,384,000 | 764 |
| 2009-09-30 | Rank | |
| # of Employees: | 131 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $403,334,000 | 1,736 |
| Cash and due from depository institutions | $10,684,000 | 1,222 |
| Interest-bearing balances | $856,000 | 5,141 |
| Securities | $114,992,000 | 1,116 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,031 |
| Net loans & leases | $238,159,000 | 1,974 |
| Loan loss allowance | $2,145,000 | 2,994 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,415,000 | 1,522 |
| Other real estate owned | $373,000 | 1,222 |
| Goodwill and other intangibles | $7,277,000 | 670 |
| All other assets | $14,434,000 | 1,405 |
| Life insurance assets | $8,342,000 | 800 |
| Total liabilities and capital | $403,334,000 | 1,736 |
| Total liabilities | $367,289,000 | 1,718 |
| Total deposits | $320,738,000 | 1,764 |
| Interest-bearing deposits | $274,916,000 | 1,791 |
| Deposits held in domestic offices | $320,738,000 | 1,762 |
| % insured | 86.86% | 4,955 |
| Federal funds purchased & repurchase agreements | $24,442,000 | 642 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,927 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,109,000 | 2,252 |
| Total equity capital | $36,045,000 | 1,922 |
| Total bank equity capital | $36,045,000 | 1,921 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,260,000 | 2,449 |
| Surplus | $11,479,000 | 2,432 |
| Undivided profits | $23,306,000 | 1,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,809,000 | 3,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,646,000 | 1,303 |
| Earning assets | $363,007,000 | 1,763 |
| Long-term assets (5+ years) | $100,307,000 | 1,360 |
| Average Assets, year-to-date | $397,956,750 | 1,745 |
| Average Assets, quarterly | $394,030,500 | 1,776 |
| Volatile liabilities | $86,101,000 | 1,759 |
| Insider loans | $2,494,000 | 2,671 |
| FHLB advances | $20,000,000 | 1,814 |
| Loans and leases held for sale | $762,000 | 1,062 |
| Unused loan commitments | $54,561,000 | 1,321 |
| Tier 1 (core) risk-based capital | $28,546,000 | 2,247 |
| Tier 2 risk-based capital | $2,145,000 | 2,521 |
| Total risk weighted assets | $277,553,000 | 1,806 |
| Total unused commitments | $54,561,000 | 1,321 |
| Derivatives | $748,000 | 998 |
| 2009-06-30 | Rank | |
| # of Employees: | 128 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $384,727,000 | 1,834 |
| Cash and due from depository institutions | $8,581,000 | 1,287 |
| Interest-bearing balances | $855,000 | 4,901 |
| Securities | $110,057,000 | 1,141 |
| Federal funds sold & reverse repurchase agreements | $2,723,000 | 2,830 |
| Net loans & leases | $234,515,000 | 2,030 |
| Loan loss allowance | $2,505,000 | 2,566 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,665,000 | 1,709 |
| Other real estate owned | $60,000 | 1,287 |
| Goodwill and other intangibles | $7,370,000 | 682 |
| All other assets | $13,756,000 | 1,494 |
| Life insurance assets | $8,253,000 | 814 |
| Total liabilities and capital | $384,727,000 | 1,834 |
| Total liabilities | $351,840,000 | 1,819 |
| Total deposits | $313,396,000 | 1,820 |
| Interest-bearing deposits | $263,088,000 | 1,853 |
| Deposits held in domestic offices | $313,396,000 | 1,817 |
| % insured | 79.80% | 3,781 |
| Federal funds purchased & repurchase agreements | $16,701,000 | 823 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $20,000,000 | 1,994 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,743,000 | 2,623 |
| Total equity capital | $32,887,000 | 2,072 |
| Total bank equity capital | $32,887,000 | 2,070 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,260,000 | 2,487 |
| Surplus | $11,479,000 | 2,432 |
| Undivided profits | $20,148,000 | 1,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,077,000 | 2,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,297,000 | 1,495 |
| Earning assets | $348,150,000 | 1,851 |
| Long-term assets (5+ years) | $97,858,000 | 1,374 |
| Average Assets, year-to-date | $396,164,330 | 1,778 |
| Average Assets, quarterly | $392,612,500 | 1,802 |
| Volatile liabilities | $77,139,000 | 1,949 |
| Insider loans | $1,315,000 | 3,848 |
| FHLB advances | $20,000,000 | 1,883 |
| Loans and leases held for sale | $896,000 | 1,253 |
| Unused loan commitments | $56,381,000 | 1,331 |
| Tier 1 (core) risk-based capital | $27,813,000 | 2,324 |
| Tier 2 risk-based capital | $2,505,000 | 2,203 |
| Total risk weighted assets | $270,051,000 | 1,883 |
| Total unused commitments | $56,381,000 | 1,332 |
| Derivatives | $1,692,000 | 935 |
| 2009-03-31 | Rank | |
| # of Employees: | 130 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $400,498,000 | 1,776 |
| Cash and due from depository institutions | $8,181,000 | 1,272 |
| Interest-bearing balances | $853,000 | 4,558 |
| Securities | $121,219,000 | 1,038 |
| Federal funds sold & reverse repurchase agreements | $7,212,000 | 1,681 |
| Net loans & leases | $234,324,000 | 2,041 |
| Loan loss allowance | $2,431,000 | 2,572 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,713,000 | 1,702 |
| Other real estate owned | $112,000 | 1,272 |
| Goodwill and other intangibles | $7,426,000 | 691 |
| All other assets | $14,311,000 | 1,433 |
| Life insurance assets | $8,152,000 | 820 |
| Total liabilities and capital | $400,498,000 | 1,776 |
| Total liabilities | $367,955,000 | 1,746 |
| Total deposits | $311,871,000 | 1,820 |
| Interest-bearing deposits | $259,624,000 | 1,889 |
| Deposits held in domestic offices | $311,871,000 | 1,817 |
| % insured | 80.01% | 3,774 |
| Federal funds purchased & repurchase agreements | $22,428,000 | 705 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $32,000,000 | 1,464 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,656,000 | 2,659 |
| Total equity capital | $32,543,000 | 2,108 |
| Total bank equity capital | $32,543,000 | 2,106 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,260,000 | 2,508 |
| Surplus | $11,479,000 | 2,422 |
| Undivided profits | $19,804,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,552,000 | 2,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,383,000 | 1,470 |
| Earning assets | $363,608,000 | 1,783 |
| Long-term assets (5+ years) | $118,282,000 | 1,134 |
| Average Assets, year-to-date | $401,883,000 | 1,753 |
| Average Assets, quarterly | $401,883,000 | 1,753 |
| Volatile liabilities | $83,542,000 | 1,811 |
| Insider loans | $5,581,000 | 1,396 |
| FHLB advances | $32,000,000 | 1,379 |
| Loans and leases held for sale | $1,114,000 | 1,053 |
| Unused loan commitments | $56,511,000 | 1,398 |
| Tier 1 (core) risk-based capital | $27,153,000 | 2,396 |
| Tier 2 risk-based capital | $2,431,000 | 2,248 |
| Total risk weighted assets | $270,301,000 | 1,891 |
| Total unused commitments | $56,511,000 | 1,399 |
| Derivatives | $1,834,000 | 927 |
| 2008-12-31 | Rank | |
| # of Employees: | 134 | 1,239 |
| Assets and Liabilities | ||
| Total Assets: | $403,268,000 | 1,743 |
| Cash and due from depository institutions | $13,430,000 | 1,239 |
| Interest-bearing balances | $1,100,000 | 3,610 |
| Securities | $125,245,000 | 979 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $235,880,000 | 2,046 |
| Loan loss allowance | $2,271,000 | 2,636 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,017,000 | 1,887 |
| Other real estate owned | $280,000 | 1,239 |
| Goodwill and other intangibles | $7,472,000 | 704 |
| All other assets | $13,944,000 | 1,456 |
| Life insurance assets | $8,084,000 | 822 |
| Total liabilities and capital | $403,268,000 | 1,743 |
| Total liabilities | $370,499,000 | 1,720 |
| Total deposits | $306,018,000 | 1,800 |
| Interest-bearing deposits | $257,668,000 | 1,843 |
| Deposits held in domestic offices | $306,018,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,426,000 | 620 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $32,000,000 | 1,619 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,055,000 | 2,246 |
| Total equity capital | $32,769,000 | 2,054 |
| Total bank equity capital | $32,769,000 | 2,054 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,260,000 | 2,515 |
| Surplus | $11,479,000 | 2,398 |
| Undivided profits | $20,030,000 | 1,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,838,000 | 2,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,846,000 | 1,256 |
| Earning assets | $362,225,000 | 1,770 |
| Long-term assets (5+ years) | $124,097,000 | 1,082 |
| Average Assets, year-to-date | $407,472,800 | 1,666 |
| Average Assets, quarterly | $404,421,500 | 1,716 |
| Volatile liabilities | $84,138,000 | 1,782 |
| Insider loans | $6,025,000 | 1,332 |
| FHLB advances | $32,000,000 | 1,521 |
| Loans and leases held for sale | $488,000 | 1,135 |
| Unused loan commitments | $52,538,000 | 1,502 |
| Tier 1 (core) risk-based capital | $26,517,000 | 2,416 |
| Tier 2 risk-based capital | $2,271,000 | 2,325 |
| Total risk weighted assets | $270,049,000 | 1,895 |
| Total unused commitments | $52,538,000 | 1,506 |
| Derivatives | $976,000 | 925 |
| 2008-09-30 | Rank | |
| # of Employees: | 135 | 1,238 |
| Assets and Liabilities | ||
| Total Assets: | $405,575,000 | 1,718 |
| Cash and due from depository institutions | $12,518,000 | 1,238 |
| Interest-bearing balances | $1,324,000 | 2,728 |
| Securities | $131,633,000 | 909 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $233,158,000 | 2,071 |
| Loan loss allowance | $2,197,000 | 2,535 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,087,000 | 1,855 |
| Other real estate owned | $151,000 | 1,238 |
| Goodwill and other intangibles | $7,599,000 | 738 |
| All other assets | $13,429,000 | 1,491 |
| Life insurance assets | $7,607,000 | 871 |
| Total liabilities and capital | $405,575,000 | 1,718 |
| Total liabilities | $374,324,000 | 1,687 |
| Total deposits | $316,627,000 | 1,726 |
| Interest-bearing deposits | $272,042,000 | 1,753 |
| Deposits held in domestic offices | $316,627,000 | 1,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,272,000 | 626 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $23,000,000 | 2,053 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,425,000 | 1,988 |
| Total equity capital | $31,251,000 | 2,196 |
| Total bank equity capital | $31,251,000 | 2,196 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,260,000 | 2,531 |
| Surplus | $11,261,000 | 2,420 |
| Undivided profits | $18,730,000 | 1,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,192,000 | 2,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,813,000 | 1,359 |
| Earning assets | $366,115,000 | 1,739 |
| Long-term assets (5+ years) | $124,263,000 | 1,058 |
| Average Assets, year-to-date | $408,524,000 | 1,668 |
| Average Assets, quarterly | $408,120,500 | 1,697 |
| Volatile liabilities | $86,163,000 | 1,675 |
| Insider loans | $4,834,000 | 1,636 |
| FHLB advances | $23,000,000 | 1,953 |
| Loans and leases held for sale | $1,318,000 | 674 |
| Unused loan commitments | $52,577,000 | 1,616 |
| Tier 1 (core) risk-based capital | $25,568,000 | 2,524 |
| Tier 2 risk-based capital | $2,197,000 | 2,337 |
| Total risk weighted assets | $263,709,000 | 1,918 |
| Total unused commitments | $52,577,000 | 1,617 |
| Derivatives | $2,636,000 | 696 |
| 2008-06-30 | Rank | |
| # of Employees: | 133 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $410,666,000 | 1,694 |
| Cash and due from depository institutions | $13,344,000 | 1,279 |
| Interest-bearing balances | $1,408,000 | 2,544 |
| Securities | $142,118,000 | 852 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $227,498,000 | 2,101 |
| Loan loss allowance | $1,763,000 | 2,919 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,988,000 | 1,867 |
| Other real estate owned | $175,000 | 1,279 |
| Goodwill and other intangibles | $7,710,000 | 753 |
| All other assets | $12,833,000 | 1,507 |
| Life insurance assets | $7,364,000 | 894 |
| Total liabilities and capital | $410,666,000 | 1,694 |
| Total liabilities | $377,824,000 | 1,663 |
| Total deposits | $323,909,000 | 1,672 |
| Interest-bearing deposits | $276,879,000 | 1,704 |
| Deposits held in domestic offices | $323,909,000 | 1,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,821,000 | 728 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $23,000,000 | 1,998 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,094,000 | 2,231 |
| Total equity capital | $32,842,000 | 2,096 |
| Total bank equity capital | $32,842,000 | 2,096 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,260,000 | 2,554 |
| Surplus | $11,261,000 | 2,412 |
| Undivided profits | $20,321,000 | 1,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,959,000 | 2,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,535,000 | 1,470 |
| Earning assets | $371,024,000 | 1,716 |
| Long-term assets (5+ years) | $119,605,000 | 1,078 |
| Average Assets, year-to-date | $409,507,000 | 1,670 |
| Average Assets, quarterly | $411,772,500 | 1,671 |
| Volatile liabilities | $84,259,000 | 1,684 |
| Insider loans | $4,740,000 | 1,655 |
| FHLB advances | $23,000,000 | 1,900 |
| Loans and leases held for sale | $2,354,000 | 579 |
| Unused loan commitments | $43,097,000 | 1,964 |
| Tier 1 (core) risk-based capital | $26,982,000 | 2,410 |
| Tier 2 risk-based capital | $1,763,000 | 2,735 |
| Total risk weighted assets | $258,093,000 | 1,945 |
| Total unused commitments | $43,097,000 | 1,964 |
| Derivatives | $4,704,000 | 586 |
| 2008-03-31 | Rank | |
| # of Employees: | 125 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $412,879,000 | 1,675 |
| Cash and due from depository institutions | $11,998,000 | 1,357 |
| Interest-bearing balances | $1,187,000 | 2,846 |
| Securities | $150,548,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $222,818,000 | 2,102 |
| Loan loss allowance | $1,966,000 | 2,634 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,086,000 | 1,828 |
| Other real estate owned | $208,000 | 1,357 |
| Goodwill and other intangibles | $7,837,000 | 765 |
| All other assets | $12,384,000 | 1,494 |
| Life insurance assets | $7,288,000 | 889 |
| Total liabilities and capital | $412,879,000 | 1,675 |
| Total liabilities | $378,184,000 | 1,642 |
| Total deposits | $328,610,000 | 1,644 |
| Interest-bearing deposits | $280,790,000 | 1,696 |
| Deposits held in domestic offices | $328,610,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,057,000 | 840 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $25,500,000 | 1,701 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,017,000 | 2,443 |
| Total equity capital | $34,695,000 | 2,039 |
| Total bank equity capital | $34,695,000 | 2,039 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,260,000 | 2,555 |
| Surplus | $11,261,000 | 2,394 |
| Undivided profits | $22,174,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,994,000 | 1,558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,411,000 | 1,600 |
| Earning assets | $374,553,000 | 1,677 |
| Long-term assets (5+ years) | $110,416,000 | 1,116 |
| Average Assets, year-to-date | $408,927,500 | 1,672 |
| Average Assets, quarterly | $408,927,500 | 1,672 |
| Volatile liabilities | $80,336,000 | 1,740 |
| Insider loans | $6,215,000 | 1,259 |
| FHLB advances | $25,500,000 | 1,621 |
| Loans and leases held for sale | $3,053,000 | 542 |
| Unused loan commitments | $46,156,000 | 1,881 |
| Tier 1 (core) risk-based capital | $26,619,000 | 2,449 |
| Tier 2 risk-based capital | $1,966,000 | 2,476 |
| Total risk weighted assets | $254,464,000 | 1,962 |
| Total unused commitments | $46,156,000 | 1,882 |
| Derivatives | $6,382,000 | 580 |
| 2007-12-31 | Rank | |
| # of Employees: | 128 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $404,976,000 | 1,691 |
| Cash and due from depository institutions | $11,466,000 | 1,334 |
| Interest-bearing balances | $1,149,000 | 2,415 |
| Securities | $148,334,000 | 808 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $216,825,000 | 2,158 |
| Loan loss allowance | $2,044,000 | 2,509 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,198,000 | 1,789 |
| Other real estate owned | $214,000 | 1,334 |
| Goodwill and other intangibles | $7,914,000 | 754 |
| All other assets | $13,025,000 | 1,422 |
| Life insurance assets | $7,214,000 | 889 |
| Total liabilities and capital | $404,976,000 | 1,691 |
| Total liabilities | $371,478,000 | 1,662 |
| Total deposits | $326,877,000 | 1,646 |
| Interest-bearing deposits | $279,325,000 | 1,678 |
| Deposits held in domestic offices | $326,877,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,685,000 | 841 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,500,000 | 1,822 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,416,000 | 2,120 |
| Total equity capital | $33,498,000 | 2,080 |
| Total bank equity capital | $33,498,000 | 2,080 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,260,000 | 2,557 |
| Surplus | $5,261,000 | 3,929 |
| Undivided profits | $26,977,000 | 1,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,463,000 | 1,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,188,000 | 1,284 |
| Earning assets | $366,308,000 | 1,708 |
| Long-term assets (5+ years) | $107,140,000 | 1,086 |
| Average Assets, year-to-date | $323,228,800 | 1,988 |
| Average Assets, quarterly | $356,274,500 | 1,873 |
| Volatile liabilities | $86,507,000 | 1,643 |
| Insider loans | $6,457,000 | 1,198 |
| FHLB advances | $20,500,000 | 1,729 |
| Loans and leases held for sale | $2,187,000 | 616 |
| Unused loan commitments | $42,607,000 | 2,018 |
| Tier 1 (core) risk-based capital | $25,689,000 | 2,520 |
| Tier 2 risk-based capital | $2,044,000 | 2,359 |
| Total risk weighted assets | $249,880,000 | 1,973 |
| Total unused commitments | $42,607,000 | 2,019 |
| Derivatives | $4,374,000 | 601 |
| 2007-09-30 | Rank | |
| # of Employees: | 103 | 1,650 |
| Assets and Liabilities | ||
| Total Assets: | $307,573,000 | 2,141 |
| Cash and due from depository institutions | $8,546,000 | 1,650 |
| Interest-bearing balances | $611,000 | 2,826 |
| Securities | $80,032,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $6,054,000 | 2,232 |
| Net loans & leases | $192,326,000 | 2,325 |
| Loan loss allowance | $2,025,000 | 2,477 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,923,000 | 1,819 |
| Other real estate owned | $47,000 | 1,650 |
| Goodwill and other intangibles | $1,064,000 | 1,707 |
| All other assets | $12,581,000 | 1,461 |
| Life insurance assets | $7,138,000 | 875 |
| Total liabilities and capital | $307,573,000 | 2,141 |
| Total liabilities | $283,012,000 | 2,081 |
| Total deposits | $236,964,000 | 2,184 |
| Interest-bearing deposits | $201,972,000 | 2,208 |
| Deposits held in domestic offices | $236,964,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,010,000 | 790 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $22,000,000 | 1,658 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,038,000 | 2,444 |
| Total equity capital | $24,561,000 | 2,725 |
| Total bank equity capital | $24,561,000 | 2,725 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,260,000 | 2,533 |
| Surplus | $3,561,000 | 4,656 |
| Undivided profits | $19,740,000 | 1,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,419,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,825,000 | 1,552 |
| Earning assets | $279,023,000 | 2,161 |
| Long-term assets (5+ years) | $65,015,000 | 1,599 |
| Average Assets, year-to-date | $302,792,000 | 2,124 |
| Average Assets, quarterly | $302,265,000 | 2,169 |
| Volatile liabilities | $69,521,000 | 1,946 |
| Insider loans | $6,485,000 | 1,148 |
| FHLB advances | $22,000,000 | 1,569 |
| Loans and leases held for sale | $1,577,000 | 696 |
| Unused loan commitments | $40,284,000 | 2,115 |
| Tier 1 (core) risk-based capital | $24,409,000 | 2,629 |
| Tier 2 risk-based capital | $2,025,000 | 2,359 |
| Total risk weighted assets | $212,736,000 | 2,218 |
| Total unused commitments | $40,284,000 | 2,115 |
| Derivatives | $3,154,000 | 667 |
| 2007-06-30 | Rank | |
| # of Employees: | 103 | 1,690 |
| Assets and Liabilities | ||
| Total Assets: | $296,957,000 | 2,226 |
| Cash and due from depository institutions | $8,153,000 | 1,690 |
| Interest-bearing balances | $763,000 | 2,705 |
| Securities | $80,881,000 | 1,467 |
| Federal funds sold & reverse repurchase agreements | $231,000 | 5,943 |
| Net loans & leases | $187,496,000 | 2,370 |
| Loan loss allowance | $1,929,000 | 2,576 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,836,000 | 1,827 |
| Other real estate owned | $47,000 | 1,690 |
| Goodwill and other intangibles | $1,128,000 | 1,682 |
| All other assets | $12,185,000 | 1,507 |
| Life insurance assets | $7,063,000 | 876 |
| Total liabilities and capital | $296,957,000 | 2,226 |
| Total liabilities | $273,930,000 | 2,164 |
| Total deposits | $227,143,000 | 2,307 |
| Interest-bearing deposits | $191,645,000 | 2,322 |
| Deposits held in domestic offices | $227,143,000 | 2,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,901,000 | 765 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,000,000 | 1,585 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,886,000 | 2,466 |
| Total equity capital | $23,027,000 | 2,860 |
| Total bank equity capital | $23,027,000 | 2,860 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,260,000 | 2,538 |
| Surplus | $3,561,000 | 4,657 |
| Undivided profits | $18,206,000 | 1,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,621,000 | 1,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,580,000 | 1,593 |
| Earning assets | $269,371,000 | 2,232 |
| Long-term assets (5+ years) | $60,430,000 | 1,654 |
| Average Assets, year-to-date | $301,198,330 | 2,158 |
| Average Assets, quarterly | $301,468,000 | 2,181 |
| Volatile liabilities | $68,035,000 | 1,959 |
| Insider loans | $5,389,000 | 1,371 |
| FHLB advances | $22,000,000 | 1,493 |
| Loans and leases held for sale | $911,000 | 1,022 |
| Unused loan commitments | $36,478,000 | 2,312 |
| Tier 1 (core) risk-based capital | $23,858,000 | 2,687 |
| Tier 2 risk-based capital | $1,929,000 | 2,451 |
| Total risk weighted assets | $207,143,000 | 2,265 |
| Total unused commitments | $36,478,000 | 2,313 |
| Derivatives | $1,822,000 | 783 |
| 2007-03-31 | Rank | |
| # of Employees: | 98 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $305,979,000 | 2,144 |
| Cash and due from depository institutions | $9,713,000 | 1,763 |
| Interest-bearing balances | $1,123,000 | 2,425 |
| Securities | $80,993,000 | 1,470 |
| Federal funds sold & reverse repurchase agreements | $13,403,000 | 1,506 |
| Net loans & leases | $182,676,000 | 2,399 |
| Loan loss allowance | $1,940,000 | 2,562 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,076,000 | 2,033 |
| Other real estate owned | $0 | 1,763 |
| Goodwill and other intangibles | $1,193,000 | 1,643 |
| All other assets | $11,925,000 | 1,475 |
| Life insurance assets | $6,894,000 | 877 |
| Total liabilities and capital | $305,979,000 | 2,144 |
| Total liabilities | $281,887,000 | 2,082 |
| Total deposits | $230,316,000 | 2,276 |
| Interest-bearing deposits | $194,429,000 | 2,294 |
| Deposits held in domestic offices | $230,316,000 | 2,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,706,000 | 705 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $25,000,000 | 1,392 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,865,000 | 2,539 |
| Total equity capital | $24,092,000 | 2,775 |
| Total bank equity capital | $24,092,000 | 2,775 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,260,000 | 2,530 |
| Surplus | $3,561,000 | 4,632 |
| Undivided profits | $19,271,000 | 1,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,037,000 | 1,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,519,000 | 1,567 |
| Earning assets | $278,195,000 | 2,173 |
| Long-term assets (5+ years) | $60,540,000 | 1,625 |
| Average Assets, year-to-date | $303,319,000 | 2,150 |
| Average Assets, quarterly | $303,319,000 | 2,150 |
| Volatile liabilities | $71,311,000 | 1,871 |
| Insider loans | $6,416,000 | 1,117 |
| FHLB advances | $25,000,000 | 1,317 |
| Loans and leases held for sale | $761,000 | 1,086 |
| Unused loan commitments | $39,400,000 | 2,164 |
| Tier 1 (core) risk-based capital | $23,763,000 | 2,673 |
| Tier 2 risk-based capital | $1,940,000 | 2,437 |
| Total risk weighted assets | $203,289,000 | 2,279 |
| Total unused commitments | $39,400,000 | 2,166 |
| Derivatives | $1,522,000 | 804 |
| 2006-12-31 | Rank | |
| # of Employees: | 100 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $300,659,000 | 2,169 |
| Cash and due from depository institutions | $13,351,000 | 1,725 |
| Interest-bearing balances | $857,000 | 2,649 |
| Securities | $70,410,000 | 1,687 |
| Federal funds sold & reverse repurchase agreements | $11,293,000 | 1,467 |
| Net loans & leases | $186,588,000 | 2,350 |
| Loan loss allowance | $2,029,000 | 2,437 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,541,000 | 2,186 |
| Other real estate owned | $0 | 1,725 |
| Goodwill and other intangibles | $1,259,000 | 1,610 |
| All other assets | $12,217,000 | 1,452 |
| Life insurance assets | $6,822,000 | 860 |
| Total liabilities and capital | $300,659,000 | 2,169 |
| Total liabilities | $276,990,000 | 2,105 |
| Total deposits | $226,379,000 | 2,301 |
| Interest-bearing deposits | $190,021,000 | 2,313 |
| Deposits held in domestic offices | $226,379,000 | 2,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,597,000 | 662 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,704 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,014,000 | 2,373 |
| Total equity capital | $23,669,000 | 2,761 |
| Total bank equity capital | $23,669,000 | 2,761 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,260,000 | 2,528 |
| Surplus | $3,561,000 | 4,604 |
| Undivided profits | $18,848,000 | 1,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,253,000 | 2,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,860,000 | 1,405 |
| Earning assets | $269,148,000 | 2,218 |
| Long-term assets (5+ years) | $55,479,000 | 1,734 |
| Average Assets, year-to-date | $277,312,000 | 2,245 |
| Average Assets, quarterly | $291,467,000 | 2,213 |
| Volatile liabilities | $72,858,000 | 1,976 |
| Insider loans | $6,007,000 | 1,195 |
| FHLB advances | $20,000,000 | 1,599 |
| Loans and leases held for sale | $1,568,000 | 789 |
| Unused loan commitments | $34,415,000 | 2,367 |
| Tier 1 (core) risk-based capital | $23,478,000 | 2,659 |
| Tier 2 risk-based capital | $2,029,000 | 2,336 |
| Total risk weighted assets | $204,938,000 | 2,246 |
| Total unused commitments | $34,415,000 | 2,368 |
| Derivatives | $3,136,000 | 670 |
| 2006-09-30 | Rank | |
| # of Employees: | 101 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $282,275,000 | 2,283 |
| Cash and due from depository institutions | $12,986,000 | 1,729 |
| Interest-bearing balances | $1,029,000 | 2,384 |
| Securities | $63,573,000 | 1,874 |
| Federal funds sold & reverse repurchase agreements | $2,196,000 | 3,749 |
| Net loans & leases | $184,678,000 | 2,360 |
| Loan loss allowance | $2,023,000 | 2,450 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,455,000 | 2,176 |
| Other real estate owned | $70,000 | 1,729 |
| Goodwill and other intangibles | $1,322,000 | 1,572 |
| All other assets | $11,995,000 | 1,482 |
| Life insurance assets | $6,744,000 | 840 |
| Total liabilities and capital | $282,275,000 | 2,283 |
| Total liabilities | $259,521,000 | 2,224 |
| Total deposits | $214,480,000 | 2,393 |
| Interest-bearing deposits | $182,517,000 | 2,381 |
| Deposits held in domestic offices | $214,480,000 | 2,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,165,000 | 875 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $26,000,000 | 1,491 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,876,000 | 2,465 |
| Total equity capital | $22,754,000 | 2,830 |
| Total bank equity capital | $22,754,000 | 2,830 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,260,000 | 2,538 |
| Surplus | $3,561,000 | 4,587 |
| Undivided profits | $17,933,000 | 1,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,675,000 | 1,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,571,000 | 1,566 |
| Earning assets | $251,476,000 | 2,339 |
| Long-term assets (5+ years) | $52,495,000 | 1,781 |
| Average Assets, year-to-date | $271,475,250 | 2,295 |
| Average Assets, quarterly | $275,388,000 | 2,300 |
| Volatile liabilities | $68,247,000 | 2,078 |
| Insider loans | $4,252,000 | 1,659 |
| FHLB advances | $26,000,000 | 1,396 |
| Loans and leases held for sale | $1,187,000 | 869 |
| Unused loan commitments | $31,744,000 | 2,520 |
| Tier 1 (core) risk-based capital | $22,866,000 | 2,696 |
| Tier 2 risk-based capital | $2,023,000 | 2,341 |
| Total risk weighted assets | $199,568,000 | 2,287 |
| Total unused commitments | $31,744,000 | 2,521 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 97 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $268,501,000 | 2,371 |
| Cash and due from depository institutions | $9,529,000 | 1,803 |
| Interest-bearing balances | $1,180,000 | 2,290 |
| Securities | $64,810,000 | 1,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $176,797,000 | 2,420 |
| Loan loss allowance | $1,948,000 | 2,505 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,436,000 | 2,151 |
| Other real estate owned | $0 | 1,803 |
| Goodwill and other intangibles | $1,382,000 | 1,540 |
| All other assets | $10,547,000 | 1,639 |
| Life insurance assets | $5,872,000 | 938 |
| Total liabilities and capital | $268,501,000 | 2,371 |
| Total liabilities | $246,606,000 | 2,318 |
| Total deposits | $202,738,000 | 2,499 |
| Interest-bearing deposits | $171,445,000 | 2,499 |
| Deposits held in domestic offices | $202,738,000 | 2,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,357,000 | 928 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $26,000,000 | 1,506 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,511,000 | 2,677 |
| Total equity capital | $21,895,000 | 2,825 |
| Total bank equity capital | $21,895,000 | 2,825 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,260,000 | 2,526 |
| Surplus | $3,561,000 | 4,567 |
| Undivided profits | $17,074,000 | 1,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,124,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,062,000 | 1,785 |
| Earning assets | $242,787,000 | 2,394 |
| Long-term assets (5+ years) | $61,222,000 | 1,582 |
| Average Assets, year-to-date | $267,875,330 | 2,334 |
| Average Assets, quarterly | $268,222,500 | 2,351 |
| Volatile liabilities | $66,214,000 | 2,083 |
| Insider loans | $4,702,000 | 1,480 |
| FHLB advances | $26,000,000 | 1,408 |
| Loans and leases held for sale | $3,069,000 | 521 |
| Unused loan commitments | $56,239,000 | 1,692 |
| Tier 1 (core) risk-based capital | $22,583,000 | 2,681 |
| Tier 2 risk-based capital | $1,948,000 | 2,375 |
| Total risk weighted assets | $187,467,000 | 2,364 |
| Total unused commitments | $56,239,000 | 1,694 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 99 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $267,944,000 | 2,353 |
| Cash and due from depository institutions | $8,723,000 | 1,749 |
| Interest-bearing balances | $1,046,000 | 2,506 |
| Securities | $66,941,000 | 1,817 |
| Federal funds sold & reverse repurchase agreements | $5,246,000 | 2,548 |
| Net loans & leases | $169,627,000 | 2,457 |
| Loan loss allowance | $2,114,000 | 2,309 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,464,000 | 2,092 |
| Other real estate owned | $0 | 1,749 |
| Goodwill and other intangibles | $1,443,000 | 1,483 |
| All other assets | $10,500,000 | 1,613 |
| Life insurance assets | $5,813,000 | 926 |
| Total liabilities and capital | $267,944,000 | 2,353 |
| Total liabilities | $244,643,000 | 2,315 |
| Total deposits | $197,466,000 | 2,537 |
| Interest-bearing deposits | $167,102,000 | 2,545 |
| Deposits held in domestic offices | $197,466,000 | 2,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,878,000 | 780 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $26,000,000 | 1,444 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,299,000 | 2,970 |
| Total equity capital | $23,301,000 | 2,643 |
| Total bank equity capital | $23,301,000 | 2,643 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,260,000 | 2,516 |
| Surplus | $3,561,000 | 4,496 |
| Undivided profits | $18,480,000 | 1,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,521,000 | 1,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,794,000 | 1,984 |
| Earning assets | $242,860,000 | 2,367 |
| Long-term assets (5+ years) | $68,676,000 | 1,420 |
| Average Assets, year-to-date | $267,562,500 | 2,336 |
| Average Assets, quarterly | $267,562,500 | 2,336 |
| Volatile liabilities | $67,400,000 | 1,976 |
| Insider loans | $4,876,000 | 1,403 |
| FHLB advances | $26,000,000 | 1,363 |
| Loans and leases held for sale | $1,543,000 | 691 |
| Unused loan commitments | $27,040,000 | 2,754 |
| Tier 1 (core) risk-based capital | $23,164,000 | 2,582 |
| Tier 2 risk-based capital | $2,114,000 | 2,209 |
| Total risk weighted assets | $182,226,000 | 2,380 |
| Total unused commitments | $27,040,000 | 2,756 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $267,181,000 | 2,348 |
| Cash and due from depository institutions | $9,367,000 | 1,898 |
| Interest-bearing balances | $707,000 | 2,977 |
| Securities | $69,751,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $2,113,000 | 3,897 |
| Net loans & leases | $168,969,000 | 2,442 |
| Loan loss allowance | $2,129,000 | 2,256 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,538,000 | 2,041 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $1,504,000 | 1,459 |
| All other assets | $9,939,000 | 1,685 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $267,181,000 | 2,348 |
| Total liabilities | $243,954,000 | 2,301 |
| Total deposits | $195,473,000 | 2,532 |
| Interest-bearing deposits | $162,538,000 | 2,578 |
| Deposits held in domestic offices | $195,473,000 | 2,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,843,000 | 763 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,000,000 | 1,464 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,638,000 | 2,460 |
| Total equity capital | $23,227,000 | 2,614 |
| Total bank equity capital | $23,227,000 | 2,614 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,260,000 | 2,513 |
| Surplus | $3,561,000 | 4,464 |
| Undivided profits | $18,406,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,605,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,291,000 | 1,500 |
| Earning assets | $241,540,000 | 2,363 |
| Long-term assets (5+ years) | $63,062,000 | 1,501 |
| Average Assets, year-to-date | $259,753,000 | 2,284 |
| Average Assets, quarterly | $264,198,000 | 2,333 |
| Volatile liabilities | $63,984,000 | 1,997 |
| Insider loans | $4,178,000 | 1,595 |
| FHLB advances | $26,000,000 | 1,371 |
| Loans and leases held for sale | $2,068,000 | 582 |
| Unused loan commitments | $28,158,000 | 2,636 |
| Tier 1 (core) risk-based capital | $22,941,000 | 2,566 |
| Tier 2 risk-based capital | $2,129,000 | 2,166 |
| Total risk weighted assets | $178,883,000 | 2,389 |
| Total unused commitments | $28,158,000 | 2,636 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 89 | 1,947 |
| Assets and Liabilities | ||
| Total Assets: | $261,215,000 | 2,338 |
| Cash and due from depository institutions | $8,213,000 | 1,947 |
| Interest-bearing balances | $1,004,000 | 2,701 |
| Securities | $73,064,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $163,100,000 | 2,475 |
| Loan loss allowance | $2,189,000 | 2,199 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,438,000 | 2,021 |
| Other real estate owned | $55,000 | 1,947 |
| Goodwill and other intangibles | $1,563,000 | 1,413 |
| All other assets | $9,782,000 | 1,656 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $261,215,000 | 2,338 |
| Total liabilities | $238,260,000 | 2,308 |
| Total deposits | $189,515,000 | 2,550 |
| Interest-bearing deposits | $161,331,000 | 2,540 |
| Deposits held in domestic offices | $189,515,000 | 2,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,281,000 | 740 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $26,000,000 | 1,480 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,464,000 | 2,631 |
| Total equity capital | $22,955,000 | 2,623 |
| Total bank equity capital | $22,955,000 | 2,623 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,260,000 | 2,489 |
| Surplus | $3,561,000 | 4,427 |
| Undivided profits | $18,134,000 | 1,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,744,000 | 1,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,088,000 | 1,597 |
| Earning assets | $237,168,000 | 2,365 |
| Long-term assets (5+ years) | $63,178,000 | 1,479 |
| Average Assets, year-to-date | $257,896,000 | 2,289 |
| Average Assets, quarterly | $258,638,000 | 2,340 |
| Volatile liabilities | $54,833,000 | 2,210 |
| Insider loans | $3,952,000 | 1,644 |
| FHLB advances | $26,000,000 | 1,386 |
| Loans and leases held for sale | $734,000 | 1,090 |
| Unused loan commitments | $25,541,000 | 2,805 |
| Tier 1 (core) risk-based capital | $22,184,000 | 2,615 |
| Tier 2 risk-based capital | $2,173,000 | 2,114 |
| Total risk weighted assets | $173,840,000 | 2,409 |
| Total unused commitments | $25,541,000 | 2,806 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 92 | 1,881 |
| Assets and Liabilities | ||
| Total Assets: | $256,061,000 | 2,340 |
| Cash and due from depository institutions | $7,670,000 | 1,881 |
| Interest-bearing balances | $1,188,000 | 2,539 |
| Securities | $76,235,000 | 1,617 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $155,844,000 | 2,516 |
| Loan loss allowance | $2,218,000 | 2,137 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,348,000 | 2,015 |
| Other real estate owned | $55,000 | 1,881 |
| Goodwill and other intangibles | $1,599,000 | 1,378 |
| All other assets | $9,310,000 | 1,680 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $256,061,000 | 2,340 |
| Total liabilities | $233,570,000 | 2,307 |
| Total deposits | $181,636,000 | 2,608 |
| Interest-bearing deposits | $152,673,000 | 2,624 |
| Deposits held in domestic offices | $181,636,000 | 2,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,649,000 | 685 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,000,000 | 1,487 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,285,000 | 2,715 |
| Total equity capital | $22,491,000 | 2,634 |
| Total bank equity capital | $22,491,000 | 2,634 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,260,000 | 2,467 |
| Surplus | $3,561,000 | 4,391 |
| Undivided profits | $17,670,000 | 1,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,283,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,712,000 | 1,801 |
| Earning assets | $233,267,000 | 2,357 |
| Long-term assets (5+ years) | $79,723,000 | 1,198 |
| Average Assets, year-to-date | $256,789,670 | 2,276 |
| Average Assets, quarterly | $254,947,500 | 2,316 |
| Volatile liabilities | $55,321,000 | 2,093 |
| Insider loans | $5,076,000 | 1,244 |
| FHLB advances | $26,000,000 | 1,400 |
| Loans and leases held for sale | $599,000 | 1,190 |
| Unused loan commitments | $26,148,000 | 2,685 |
| Tier 1 (core) risk-based capital | $21,514,000 | 2,620 |
| Tier 2 risk-based capital | $2,098,000 | 2,142 |
| Total risk weighted assets | $167,683,000 | 2,434 |
| Total unused commitments | $26,148,000 | 2,687 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 90 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $253,834,000 | 2,331 |
| Cash and due from depository institutions | $6,254,000 | 1,893 |
| Interest-bearing balances | $911,000 | 2,830 |
| Securities | $78,461,000 | 1,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $153,194,000 | 2,510 |
| Loan loss allowance | $2,236,000 | 2,113 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,166,000 | 2,069 |
| Other real estate owned | $64,000 | 1,893 |
| Goodwill and other intangibles | $1,664,000 | 1,350 |
| All other assets | $9,031,000 | 1,706 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $253,834,000 | 2,331 |
| Total liabilities | $231,868,000 | 2,298 |
| Total deposits | $181,552,000 | 2,605 |
| Interest-bearing deposits | $153,822,000 | 2,608 |
| Deposits held in domestic offices | $181,552,000 | 2,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,327,000 | 688 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,000,000 | 1,429 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $989,000 | 3,228 |
| Total equity capital | $21,966,000 | 2,621 |
| Total bank equity capital | $21,966,000 | 2,621 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,260,000 | 2,475 |
| Surplus | $3,561,000 | 4,375 |
| Undivided profits | $17,145,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,611,000 | 1,859 |
| Earning assets | $232,566,000 | 2,325 |
| Long-term assets (5+ years) | $83,136,000 | 1,181 |
| Average Assets, year-to-date | $257,154,000 | 2,272 |
| Average Assets, quarterly | $257,154,000 | 2,272 |
| Volatile liabilities | $55,996,000 | 1,979 |
| Insider loans | $5,295,000 | 1,165 |
| FHLB advances | $26,000,000 | 1,337 |
| Loans and leases held for sale | $690,000 | 1,054 |
| Unused loan commitments | $26,920,000 | 2,569 |
| Tier 1 (core) risk-based capital | $21,386,000 | 2,600 |
| Tier 2 risk-based capital | $2,055,000 | 2,171 |
| Total risk weighted assets | $164,238,000 | 2,445 |
| Total unused commitments | $26,920,000 | 2,574 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $260,474,000 | 2,237 |
| Cash and due from depository institutions | $7,604,000 | 1,853 |
| Interest-bearing balances | $782,000 | 3,055 |
| Securities | $82,706,000 | 1,540 |
| Federal funds sold & reverse repurchase agreements | $1,945,000 | 4,004 |
| Net loans & leases | $152,746,000 | 2,493 |
| Loan loss allowance | $2,213,000 | 2,114 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,519,000 | 2,309 |
| Other real estate owned | $19,000 | 1,853 |
| Goodwill and other intangibles | $1,711,000 | 1,327 |
| All other assets | $9,224,000 | 1,649 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $260,474,000 | 2,237 |
| Total liabilities | $238,260,000 | 2,196 |
| Total deposits | $192,996,000 | 2,438 |
| Interest-bearing deposits | $160,416,000 | 2,472 |
| Deposits held in domestic offices | $192,996,000 | 2,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,304,000 | 760 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $23,500,000 | 1,541 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,460,000 | 2,417 |
| Total equity capital | $22,214,000 | 2,587 |
| Total bank equity capital | $22,214,000 | 2,587 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,260,000 | 2,462 |
| Surplus | $3,561,000 | 4,352 |
| Undivided profits | $17,393,000 | 1,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,177,000 | 2,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,057,000 | 1,375 |
| Earning assets | $238,179,000 | 2,248 |
| Long-term assets (5+ years) | $85,980,000 | 1,181 |
| Average Assets, year-to-date | $247,396,800 | 2,250 |
| Average Assets, quarterly | $256,812,500 | 2,245 |
| Volatile liabilities | $54,988,000 | 1,971 |
| Insider loans | $4,866,000 | 1,257 |
| FHLB advances | $23,500,000 | 1,442 |
| Loans and leases held for sale | $870,000 | 928 |
| Unused loan commitments | $24,903,000 | 2,610 |
| Tier 1 (core) risk-based capital | $20,604,000 | 2,643 |
| Tier 2 risk-based capital | $2,068,000 | 2,139 |
| Total risk weighted assets | $165,269,000 | 2,411 |
| Total unused commitments | $24,903,000 | 2,611 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 91 | 1,877 |
| Assets and Liabilities | ||
| Total Assets: | $253,151,000 | 2,283 |
| Cash and due from depository institutions | $6,980,000 | 1,877 |
| Interest-bearing balances | $1,226,000 | 2,637 |
| Securities | $79,257,000 | 1,594 |
| Federal funds sold & reverse repurchase agreements | $1,467,000 | 4,080 |
| Net loans & leases | $151,113,000 | 2,492 |
| Loan loss allowance | $1,972,000 | 2,334 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,750,000 | 2,702 |
| Other real estate owned | $39,000 | 1,877 |
| Goodwill and other intangibles | $1,284,000 | 1,487 |
| All other assets | $9,261,000 | 1,614 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $253,151,000 | 2,283 |
| Total liabilities | $231,691,000 | 2,248 |
| Total deposits | $184,946,000 | 2,517 |
| Interest-bearing deposits | $157,968,000 | 2,493 |
| Deposits held in domestic offices | $184,946,000 | 2,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,454,000 | 744 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $25,000,000 | 1,475 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,291,000 | 2,667 |
| Total equity capital | $21,460,000 | 2,670 |
| Total bank equity capital | $21,460,000 | 2,670 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,260,000 | 2,459 |
| Surplus | $3,561,000 | 4,319 |
| Undivided profits | $16,639,000 | 1,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,185,000 | 2,236 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,928,000 | 1,544 |
| Earning assets | $233,063,000 | 2,271 |
| Long-term assets (5+ years) | $81,782,000 | 1,256 |
| Average Assets, year-to-date | $244,127,500 | 2,274 |
| Average Assets, quarterly | $248,439,000 | 2,289 |
| Volatile liabilities | $53,933,000 | 1,976 |
| Insider loans | $5,668,000 | 1,022 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $1,424,000 | 734 |
| Unused loan commitments | $23,477,000 | 2,693 |
| Tier 1 (core) risk-based capital | $19,608,000 | 2,743 |
| Tier 2 risk-based capital | $1,972,000 | 2,208 |
| Total risk weighted assets | $161,249,000 | 2,432 |
| Total unused commitments | $23,477,000 | 2,697 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 95 | 1,798 |
| Assets and Liabilities | ||
| Total Assets: | $243,727,000 | 2,326 |
| Cash and due from depository institutions | $8,394,000 | 1,798 |
| Interest-bearing balances | $1,110,000 | 2,731 |
| Securities | $74,197,000 | 1,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $147,520,000 | 2,494 |
| Loan loss allowance | $1,964,000 | 2,324 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,555,000 | 2,786 |
| Other real estate owned | $70,000 | 1,798 |
| Goodwill and other intangibles | $1,331,000 | 1,459 |
| All other assets | $8,660,000 | 1,701 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $243,727,000 | 2,326 |
| Total liabilities | $224,211,000 | 2,292 |
| Total deposits | $178,084,000 | 2,569 |
| Interest-bearing deposits | $149,053,000 | 2,597 |
| Deposits held in domestic offices | $178,084,000 | 2,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,987,000 | 748 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,000,000 | 1,443 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,140,000 | 2,680 |
| Total equity capital | $19,516,000 | 2,794 |
| Total bank equity capital | $19,516,000 | 2,794 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,260,000 | 2,462 |
| Surplus | $3,561,000 | 4,287 |
| Undivided profits | $14,695,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,265,000 | 2,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,470,000 | 1,943 |
| Earning assets | $222,827,000 | 2,347 |
| Long-term assets (5+ years) | $73,706,000 | 1,430 |
| Average Assets, year-to-date | $241,119,670 | 2,302 |
| Average Assets, quarterly | $241,884,500 | 2,317 |
| Volatile liabilities | $50,526,000 | 2,030 |
| Insider loans | $3,220,000 | 1,788 |
| FHLB advances | $25,000,000 | 1,345 |
| Loans and leases held for sale | $784,000 | 1,003 |
| Unused loan commitments | $25,722,000 | 2,531 |
| Tier 1 (core) risk-based capital | $18,929,000 | 2,779 |
| Tier 2 risk-based capital | $1,946,000 | 2,200 |
| Total risk weighted assets | $155,671,000 | 2,476 |
| Total unused commitments | $25,722,000 | 2,535 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $240,042,000 | 2,342 |
| Cash and due from depository institutions | $7,180,000 | 1,834 |
| Interest-bearing balances | $1,072,000 | 2,993 |
| Securities | $75,800,000 | 1,695 |
| Federal funds sold & reverse repurchase agreements | $2,921,000 | 3,905 |
| Net loans & leases | $141,232,000 | 2,531 |
| Loan loss allowance | $2,081,000 | 2,189 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,023,000 | 3,132 |
| Other real estate owned | $39,000 | 1,834 |
| Goodwill and other intangibles | $1,379,000 | 1,429 |
| All other assets | $8,468,000 | 1,624 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $240,042,000 | 2,342 |
| Total liabilities | $219,378,000 | 2,309 |
| Total deposits | $178,904,000 | 2,538 |
| Interest-bearing deposits | $149,842,000 | 2,569 |
| Deposits held in domestic offices | $178,904,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,520,000 | 870 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,000,000 | 1,390 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $954,000 | 3,331 |
| Total equity capital | $20,664,000 | 2,701 |
| Total bank equity capital | $20,664,000 | 2,701 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,260,000 | 2,459 |
| Surplus | $3,561,000 | 4,260 |
| Undivided profits | $15,843,000 | 2,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,549,000 | 1,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,394,000 | 2,033 |
| Earning assets | $221,025,000 | 2,343 |
| Long-term assets (5+ years) | $78,944,000 | 1,293 |
| Average Assets, year-to-date | $239,816,000 | 2,326 |
| Average Assets, quarterly | $239,816,000 | 2,326 |
| Volatile liabilities | $46,199,000 | 2,103 |
| Insider loans | $3,437,000 | 1,658 |
| FHLB advances | $25,000,000 | 1,284 |
| Loans and leases held for sale | $1,366,000 | 863 |
| Unused loan commitments | $23,203,000 | 2,659 |
| Tier 1 (core) risk-based capital | $18,229,000 | 2,849 |
| Tier 2 risk-based capital | $1,872,000 | 2,230 |
| Total risk weighted assets | $149,540,000 | 2,496 |
| Total unused commitments | $23,203,000 | 2,667 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 95 | 1,817 |
| Assets and Liabilities | ||
| Total Assets: | $239,590,000 | 2,345 |
| Cash and due from depository institutions | $11,281,000 | 1,817 |
| Interest-bearing balances | $1,499,000 | 2,501 |
| Securities | $69,034,000 | 1,864 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $145,145,000 | 2,448 |
| Loan loss allowance | $2,181,000 | 2,088 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,017,000 | 3,125 |
| Other real estate owned | $46,000 | 1,817 |
| Goodwill and other intangibles | $1,784,000 | 1,263 |
| All other assets | $9,283,000 | 1,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,590,000 | 2,345 |
| Total liabilities | $219,865,000 | 2,307 |
| Total deposits | $175,151,000 | 2,572 |
| Interest-bearing deposits | $146,071,000 | 2,613 |
| Deposits held in domestic offices | $175,151,000 | 2,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,920,000 | 794 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,394 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,794,000 | 2,014 |
| Total equity capital | $19,725,000 | 2,762 |
| Total bank equity capital | $19,725,000 | 2,762 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,260,000 | 2,474 |
| Surplus | $3,561,000 | 4,231 |
| Undivided profits | $14,904,000 | 2,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,065,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,931,000 | 1,441 |
| Earning assets | $215,678,000 | 2,381 |
| Long-term assets (5+ years) | $78,980,000 | 1,330 |
| Average Assets, year-to-date | $226,194,000 | 2,394 |
| Average Assets, quarterly | $234,839,000 | 2,374 |
| Volatile liabilities | $46,852,000 | 2,075 |
| Insider loans | $2,892,000 | 1,928 |
| FHLB advances | $25,000,000 | 1,287 |
| Loans and leases held for sale | $625,000 | 1,060 |
| Unused loan commitments | $21,959,000 | 2,672 |
| Tier 1 (core) risk-based capital | $17,602,000 | 2,896 |
| Tier 2 risk-based capital | $1,899,000 | 2,189 |
| Total risk weighted assets | $151,667,000 | 2,439 |
| Total unused commitments | $21,959,000 | 2,677 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 94 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $230,088,000 | 2,443 |
| Cash and due from depository institutions | $5,357,000 | 1,857 |
| Interest-bearing balances | $268,000 | 4,422 |
| Securities | $69,162,000 | 1,845 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $141,790,000 | 2,491 |
| Loan loss allowance | $2,000,000 | 2,269 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,994,000 | 3,127 |
| Other real estate owned | $51,000 | 1,857 |
| Goodwill and other intangibles | $1,474,000 | 1,354 |
| All other assets | $9,260,000 | 1,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,088,000 | 2,443 |
| Total liabilities | $210,876,000 | 2,406 |
| Total deposits | $165,789,000 | 2,712 |
| Interest-bearing deposits | $139,740,000 | 2,726 |
| Deposits held in domestic offices | $165,789,000 | 2,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,358,000 | 744 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,000,000 | 1,405 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,729,000 | 2,169 |
| Total equity capital | $19,212,000 | 2,819 |
| Total bank equity capital | $19,212,000 | 2,819 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,260,000 | 2,490 |
| Surplus | $3,561,000 | 4,178 |
| Undivided profits | $14,391,000 | 2,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,183,000 | 1,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,014,000 | 1,462 |
| Earning assets | $211,220,000 | 2,431 |
| Long-term assets (5+ years) | $74,294,000 | 1,404 |
| Average Assets, year-to-date | $222,845,000 | 2,445 |
| Average Assets, quarterly | $227,432,000 | 2,458 |
| Volatile liabilities | $45,488,000 | 2,077 |
| Insider loans | $2,940,000 | 1,876 |
| FHLB advances | $24,000,000 | 1,292 |
| Loans and leases held for sale | $4,105,000 | 597 |
| Unused loan commitments | $22,528,000 | 2,635 |
| Tier 1 (core) risk-based capital | $17,561,000 | 2,902 |
| Tier 2 risk-based capital | $1,854,000 | 2,211 |
| Total risk weighted assets | $148,141,000 | 2,471 |
| Total unused commitments | $22,528,000 | 2,638 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 94 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $224,776,000 | 2,475 |
| Cash and due from depository institutions | $6,763,000 | 1,862 |
| Interest-bearing balances | $386,000 | 4,194 |
| Securities | $69,231,000 | 1,800 |
| Federal funds sold & reverse repurchase agreements | $5,748,000 | 2,655 |
| Net loans & leases | $129,641,000 | 2,649 |
| Loan loss allowance | $1,974,000 | 2,258 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,036,000 | 3,058 |
| Other real estate owned | $86,000 | 1,862 |
| Goodwill and other intangibles | $1,521,000 | 1,300 |
| All other assets | $8,750,000 | 1,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,776,000 | 2,475 |
| Total liabilities | $205,658,000 | 2,432 |
| Total deposits | $170,727,000 | 2,625 |
| Interest-bearing deposits | $141,905,000 | 2,676 |
| Deposits held in domestic offices | $170,727,000 | 2,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,814,000 | 879 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,000,000 | 1,627 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,117,000 | 1,920 |
| Total equity capital | $19,118,000 | 2,818 |
| Total bank equity capital | $19,118,000 | 2,818 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,260,000 | 2,490 |
| Surplus | $3,561,000 | 4,130 |
| Undivided profits | $14,297,000 | 2,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,681,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,570,000 | 1,881 |
| Earning assets | $205,006,000 | 2,482 |
| Long-term assets (5+ years) | $62,606,000 | 1,532 |
| Average Assets, year-to-date | $220,430,670 | 2,462 |
| Average Assets, quarterly | $219,929,500 | 2,498 |
| Volatile liabilities | $32,225,000 | 2,700 |
| Insider loans | $3,065,000 | 1,800 |
| FHLB advances | $19,000,000 | 1,515 |
| Loans and leases held for sale | $2,353,000 | 1,068 |
| Unused loan commitments | $20,902,000 | 2,713 |
| Tier 1 (core) risk-based capital | $16,810,000 | 2,963 |
| Tier 2 risk-based capital | $1,757,000 | 2,266 |
| Total risk weighted assets | $140,319,000 | 2,546 |
| Total unused commitments | $20,902,000 | 2,722 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 93 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $215,083,000 | 2,531 |
| Cash and due from depository institutions | $7,259,000 | 1,857 |
| Interest-bearing balances | $299,000 | 4,302 |
| Securities | $67,369,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $127,125,000 | 2,639 |
| Loan loss allowance | $2,029,000 | 2,155 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,099,000 | 2,972 |
| Other real estate owned | $5,000 | 1,857 |
| Goodwill and other intangibles | $1,568,000 | 1,277 |
| All other assets | $8,658,000 | 1,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,083,000 | 2,531 |
| Total liabilities | $196,496,000 | 2,509 |
| Total deposits | $165,424,000 | 2,675 |
| Interest-bearing deposits | $136,368,000 | 2,785 |
| Deposits held in domestic offices | $165,424,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,985,000 | 872 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $16,000,000 | 1,716 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,087,000 | 1,979 |
| Total equity capital | $18,587,000 | 2,832 |
| Total bank equity capital | $18,587,000 | 2,832 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,260,000 | 2,503 |
| Surplus | $3,561,000 | 4,083 |
| Undivided profits | $13,766,000 | 2,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,588,000 | 1,886 |
| Earning assets | $194,793,000 | 2,574 |
| Long-term assets (5+ years) | $58,512,000 | 1,563 |
| Average Assets, year-to-date | $218,258,000 | 2,478 |
| Average Assets, quarterly | $218,258,000 | 2,478 |
| Volatile liabilities | $27,044,000 | 3,047 |
| Insider loans | $3,394,000 | 1,606 |
| FHLB advances | $16,000,000 | 1,606 |
| Loans and leases held for sale | $3,187,000 | 808 |
| Unused loan commitments | $22,116,000 | 2,529 |
| Tier 1 (core) risk-based capital | $16,119,000 | 3,048 |
| Tier 2 risk-based capital | $1,696,000 | 2,294 |
| Total risk weighted assets | $135,338,000 | 2,598 |
| Total unused commitments | $22,116,000 | 2,537 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 95 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $221,433,000 | 2,435 |
| Cash and due from depository institutions | $8,212,000 | 1,794 |
| Interest-bearing balances | $224,000 | 4,458 |
| Securities | $62,421,000 | 1,937 |
| Federal funds sold & reverse repurchase agreements | $2,526,000 | 4,336 |
| Net loans & leases | $134,044,000 | 2,496 |
| Loan loss allowance | $1,972,000 | 2,172 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,343,000 | 2,752 |
| Other real estate owned | $20,000 | 1,794 |
| Goodwill and other intangibles | $1,715,000 | 1,212 |
| All other assets | $9,152,000 | 1,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,433,000 | 2,435 |
| Total liabilities | $203,187,000 | 2,381 |
| Total deposits | $172,319,000 | 2,515 |
| Interest-bearing deposits | $145,464,000 | 2,561 |
| Deposits held in domestic offices | $172,319,000 | 2,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,950,000 | 896 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,000,000 | 1,755 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,918,000 | 2,088 |
| Total equity capital | $18,246,000 | 2,858 |
| Total bank equity capital | $18,246,000 | 2,858 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,260,000 | 2,504 |
| Surplus | $3,561,000 | 4,042 |
| Undivided profits | $13,425,000 | 2,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,895,000 | 1,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,268,000 | 1,297 |
| Earning assets | $199,215,000 | 2,464 |
| Long-term assets (5+ years) | $48,076,000 | 1,778 |
| Average Assets, year-to-date | $218,337,800 | 2,350 |
| Average Assets, quarterly | $223,642,000 | 2,391 |
| Volatile liabilities | $26,628,000 | 3,066 |
| Insider loans | $4,133,000 | 1,275 |
| FHLB advances | $16,000,000 | 1,623 |
| Loans and leases held for sale | $4,399,000 | 747 |
| Unused loan commitments | $19,660,000 | 2,656 |
| Tier 1 (core) risk-based capital | $15,560,000 | 3,088 |
| Tier 2 risk-based capital | $1,762,000 | 2,201 |
| Total risk weighted assets | $140,714,000 | 2,472 |
| Total unused commitments | $19,660,000 | 2,661 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 92 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $217,206,000 | 2,338 |
| Cash and due from depository institutions | $10,370,000 | 1,847 |
| Interest-bearing balances | $255,000 | 4,268 |
| Securities | $63,988,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $133,367,000 | 2,421 |
| Loan loss allowance | $2,089,000 | 1,914 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,312,000 | 2,728 |
| Other real estate owned | $127,000 | 1,847 |
| Goodwill and other intangibles | $1,958,000 | 1,062 |
| All other assets | $4,084,000 | 2,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,206,000 | 2,338 |
| Total liabilities | $199,112,000 | 2,315 |
| Total deposits | $168,586,000 | 2,438 |
| Interest-bearing deposits | $141,075,000 | 2,494 |
| Deposits held in domestic offices | $168,586,000 | 2,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,291,000 | 784 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,500,000 | 2,081 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,735,000 | 2,250 |
| Total equity capital | $18,094,000 | 2,682 |
| Total bank equity capital | $18,094,000 | 2,682 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,260,000 | 2,550 |
| Surplus | $3,561,000 | 3,953 |
| Undivided profits | $13,273,000 | 2,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,493,000 | 1,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,366 |
| Income earned, not collected on loans | $2,262,000 | 1,418 |
| Earning assets | $197,610,000 | 2,360 |
| Long-term assets (5+ years) | $58,792,000 | 1,522 |
| Average Assets, year-to-date | $198,769,400 | 2,437 |
| Average Assets, quarterly | $215,825,500 | 2,341 |
| Volatile liabilities | $33,872,000 | 2,451 |
| Insider loans | $5,325,000 | 907 |
| FHLB advances | $10,500,000 | 1,931 |
| Loans and leases held for sale | $2,869,000 | 781 |
| Unused loan commitments | $18,375,000 | 2,642 |
| Tier 1 (core) risk-based capital | $15,813,000 | 2,904 |
| Tier 2 risk-based capital | $1,669,000 | 2,183 |
| Total risk weighted assets | $133,112,000 | 2,490 |
| Total unused commitments | $18,375,000 | 2,651 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 77 | 2,209 |
| Assets and Liabilities | ||
| Total Assets: | $191,102,000 | 2,540 |
| Cash and due from depository institutions | $7,140,000 | 2,209 |
| Interest-bearing balances | $229,000 | 3,718 |
| Securities | $49,052,000 | 2,216 |
| Federal funds sold & reverse repurchase agreements | $10,664,000 | 1,114 |
| Net loans & leases | $119,039,000 | 2,615 |
| Loan loss allowance | $2,189,000 | 1,755 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,943,000 | 4,093 |
| Other real estate owned | $15,000 | 2,209 |
| Goodwill and other intangibles | $200,000 | 2,319 |
| All other assets | $3,049,000 | 2,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,102,000 | 2,540 |
| Total liabilities | $174,334,000 | 2,512 |
| Total deposits | $149,508,000 | 2,621 |
| Interest-bearing deposits | $130,116,000 | 2,590 |
| Deposits held in domestic offices | $149,508,000 | 2,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,440,000 | 922 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,386,000 | 2,756 |
| Total equity capital | $16,768,000 | 2,783 |
| Total bank equity capital | $16,768,000 | 2,783 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,260,000 | 2,607 |
| Surplus | $3,561,000 | 3,901 |
| Undivided profits | $11,947,000 | 2,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,063,000 | 844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,058 |
| Income earned, not collected on loans | $1,699,000 | 1,502 |
| Earning assets | $178,984,000 | 2,496 |
| Long-term assets (5+ years) | $29,488,000 | 2,440 |
| Average Assets, year-to-date | $181,563,800 | 2,547 |
| Average Assets, quarterly | $185,228,000 | 2,586 |
| Volatile liabilities | $29,986,000 | 2,665 |
| Insider loans | $2,553,000 | 1,859 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $720,000 | 826 |
| Unused loan commitments | $15,899,000 | 2,767 |
| Tier 1 (core) risk-based capital | $16,395,700 | 2,736 |
| Tier 2 risk-based capital | $1,539,530 | 2,259 |
| Total risk weighted assets | $122,513,130 | 2,590 |
| Total unused commitments | $15,899,000 | 2,769 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 80 | 2,165 |
| Assets and Liabilities | ||
| Total Assets: | $183,302,000 | 2,586 |
| Cash and due from depository institutions | $6,100,000 | 2,165 |
| Interest-bearing balances | $206,000 | 3,942 |
| Securities | $53,590,000 | 2,118 |
| Federal funds sold & reverse repurchase agreements | $7,984,000 | 1,214 |
| Net loans & leases | $109,615,000 | 2,690 |
| Loan loss allowance | $2,164,000 | 1,692 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,802,000 | 4,301 |
| Other real estate owned | $265,000 | 2,165 |
| Goodwill and other intangibles | $257,000 | 2,259 |
| All other assets | $3,689,000 | 2,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,302,000 | 2,586 |
| Total liabilities | $168,357,000 | 2,544 |
| Total deposits | $146,008,000 | 2,618 |
| Interest-bearing deposits | $130,787,000 | 2,504 |
| Deposits held in domestic offices | $146,008,000 | 2,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,980,000 | 1,212 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 1,892 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,369,000 | 2,536 |
| Total equity capital | $14,945,000 | 2,962 |
| Total bank equity capital | $14,945,000 | 2,962 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,260,000 | 2,667 |
| Surplus | $3,561,000 | 3,878 |
| Undivided profits | $10,124,000 | 2,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,095,000 | 769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $130,000 | 752 |
| Income earned, not collected on loans | $1,660,000 | 1,283 |
| Earning assets | $171,395,000 | 2,531 |
| Long-term assets (5+ years) | $29,174,000 | 2,604 |
| Average Assets, year-to-date | $182,553,800 | 2,478 |
| Average Assets, quarterly | $180,849,000 | 2,575 |
| Volatile liabilities | $29,110,000 | 2,599 |
| Insider loans | $1,722,000 | 2,518 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $74,000 | 1,381 |
| Unused loan commitments | $15,373,000 | 2,828 |
| Tier 1 (core) risk-based capital | $15,492,500 | 2,847 |
| Tier 2 risk-based capital | $1,383,500 | 2,342 |
| Total risk weighted assets | $109,899,400 | 2,737 |
| Total unused commitments | $15,373,000 | 2,835 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 72 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $177,868,000 | 2,577 |
| Cash and due from depository institutions | $12,643,000 | 2,441 |
| Interest-bearing balances | $543,000 | 3,414 |
| Securities | $41,170,000 | 2,771 |
| Federal funds sold & reverse repurchase agreements | $9,890,000 | 1,745 |
| Net loans & leases | $108,771,000 | 2,555 |
| Loan loss allowance | $2,009,000 | 1,757 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,702,000 | 4,395 |
| Other real estate owned | $179,000 | 2,441 |
| Goodwill and other intangibles | $165,000 | 2,452 |
| All other assets | $3,348,000 | 2,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,868,000 | 2,577 |
| Total liabilities | $164,031,000 | 2,529 |
| Total deposits | $143,921,000 | 2,654 |
| Interest-bearing deposits | $117,749,000 | 2,785 |
| Deposits held in domestic offices | $143,921,000 | 2,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,185,000 | 1,135 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 1,464 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $925,000 | 3,758 |
| Total equity capital | $13,837,000 | 3,228 |
| Total bank equity capital | $13,837,000 | 3,228 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,260,000 | 2,648 |
| Surplus | $3,560,000 | 3,743 |
| Undivided profits | $9,017,000 | 2,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,657,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 1,011 |
| Income earned, not collected on loans | $1,748,000 | 1,191 |
| Earning assets | $160,374,000 | 2,644 |
| Long-term assets (5+ years) | $22,512,000 | 2,917 |
| Average Assets, year-to-date | $171,716,600 | 2,514 |
| Average Assets, quarterly | $174,557,000 | 2,576 |
| Volatile liabilities | $21,809,000 | 2,807 |
| Insider loans | $965,000 | 3,625 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $443,000 | 1,305 |
| Unused loan commitments | $12,518,000 | 3,149 |
| Tier 1 (core) risk-based capital | $13,610,500 | 3,126 |
| Tier 2 risk-based capital | $1,360,210 | 2,301 |
| Total risk weighted assets | $108,168,010 | 2,625 |
| Total unused commitments | $12,518,000 | 3,153 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 98 | 1,805 |
| Assets and Liabilities | ||
| Total Assets: | $165,193,000 | 2,706 |
| Cash and due from depository institutions | $7,484,000 | 1,805 |
| Interest-bearing balances | $617,000 | 2,923 |
| Securities | $27,339,000 | 3,924 |
| Federal funds sold & reverse repurchase agreements | $1,991,000 | 5,011 |
| Net loans & leases | $123,295,000 | 2,263 |
| Loan loss allowance | $1,404,000 | 2,474 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,877,000 | 4,030 |
| Other real estate owned | $255,000 | 1,805 |
| Goodwill and other intangibles | $130,000 | 2,487 |
| All other assets | $2,822,000 | 2,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,193,000 | 2,706 |
| Total liabilities | $153,435,000 | 2,628 |
| Total deposits | $132,413,000 | 2,827 |
| Interest-bearing deposits | $114,999,000 | 2,793 |
| Deposits held in domestic offices | $132,413,000 | 2,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,949,000 | 1,007 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,000,000 | 1,473 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,073,000 | 3,369 |
| Total equity capital | $11,758,000 | 3,731 |
| Total bank equity capital | $11,758,000 | 3,731 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,260,000 | 2,692 |
| Surplus | $1,260,000 | 6,767 |
| Undivided profits | $9,238,000 | 2,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,953,000 | 1,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,715 |
| Income earned, not collected on loans | $1,975,000 | 1,102 |
| Earning assets | $153,242,000 | 2,676 |
| Long-term assets (5+ years) | $12,415,000 | 3,784 |
| Average Assets, year-to-date | $163,424,000 | 2,619 |
| Average Assets, quarterly | $166,446,000 | 2,650 |
| Volatile liabilities | $33,813,000 | 1,937 |
| Insider loans | $681,000 | 4,586 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,019,000 | 809 |
| Unused loan commitments | $13,938,000 | 2,748 |
| Tier 1 (core) risk-based capital | $11,728,000 | 3,606 |
| Tier 2 risk-based capital | $1,404,000 | 2,134 |
| Total risk weighted assets | $113,864,700 | 2,464 |
| Total unused commitments | $13,938,000 | 2,753 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $165,264,000 | 2,789 |
| Cash and due from depository institutions | $12,913,000 | 2,234 |
| Interest-bearing balances | $430,000 | 3,219 |
| Securities | $29,785,000 | 3,932 |
| Federal funds sold & reverse repurchase agreements | $2,190,000 | 4,674 |
| Net loans & leases | $116,203,000 | 2,420 |
| Loan loss allowance | $654,000 | 4,903 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,761,000 | 4,160 |
| Other real estate owned | $18,000 | 2,234 |
| Goodwill and other intangibles | $59,000 | 2,758 |
| All other assets | $2,335,000 | 3,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,264,000 | 2,789 |
| Total liabilities | $154,119,000 | 2,697 |
| Total deposits | $133,030,000 | 2,878 |
| Interest-bearing deposits | $114,710,000 | 2,871 |
| Deposits held in domestic offices | $133,030,000 | 2,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,116,000 | 1,212 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,000,000 | 1,250 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $973,000 | 3,604 |
| Total equity capital | $11,145,000 | 3,940 |
| Total bank equity capital | $11,145,000 | 3,940 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,260,000 | 2,871 |
| Surplus | $1,260,000 | 6,968 |
| Undivided profits | $8,625,000 | 2,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,133,000 | 2,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,698 |
| Income earned, not collected on loans | $1,675,000 | 1,281 |
| Earning assets | $148,608,000 | 2,841 |
| Long-term assets (5+ years) | $16,222,000 | 3,086 |
| Average Assets, year-to-date | $144,892,600 | 3,006 |
| Average Assets, quarterly | $157,464,000 | 2,872 |
| Volatile liabilities | $34,049,000 | 1,870 |
| Insider loans | $821,000 | 4,137 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $15,793,000 | 2,454 |
| Tier 1 (core) risk-based capital | $11,225,000 | 3,803 |
| Tier 2 risk-based capital | $654,000 | 4,289 |
| Total risk weighted assets | $107,607,400 | 2,601 |
| Total unused commitments | $15,793,000 | 2,466 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $135,960,000 | 3,315 |
| Cash and due from depository institutions | $7,928,000 | 2,789 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $35,967,000 | 3,524 |
| Federal funds sold & reverse repurchase agreements | $467,000 | 8,402 |
| Net loans & leases | $88,123,000 | 3,036 |
| Loan loss allowance | $523,000 | 5,861 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,094,000 | 5,737 |
| Other real estate owned | $0 | 2,789 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,381,000 | 3,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,960,000 | 3,315 |
| Total liabilities | $125,809,000 | 3,239 |
| Total deposits | $115,014,000 | 3,334 |
| Interest-bearing deposits | $97,935,000 | 3,349 |
| Deposits held in domestic offices | $115,014,000 | 3,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,058,000 | 1,101 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $737,000 | 4,688 |
| Total equity capital | $10,151,000 | 4,285 |
| Total bank equity capital | $10,151,000 | 4,285 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,260,000 | 2,967 |
| Surplus | $1,260,000 | 7,083 |
| Undivided profits | $7,631,000 | 3,253 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,433,000 | 1,565 |
| Earning assets | $124,557,000 | 3,323 |
| Long-term assets (5+ years) | $25,207,000 | 2,092 |
| Average Assets, year-to-date | $123,241,200 | 3,511 |
| Average Assets, quarterly | $131,631,500 | 3,380 |
| Volatile liabilities | $19,078,000 | 2,727 |
| Insider loans | $752,000 | 4,496 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,414,000 | 2,794 |
| Tier 1 (core) risk-based capital | $10,104,000 | 4,179 |
| Tier 2 risk-based capital | $523,000 | 5,091 |
| Total risk weighted assets | $84,936,100 | 3,150 |
| Total unused commitments | $12,414,000 | 2,805 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 59 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $113,655,000 | 3,895 |
| Cash and due from depository institutions | $5,594,000 | 3,421 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $39,214,000 | 3,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $65,961,000 | 3,871 |
| Loan loss allowance | $425,000 | 6,878 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $766,000 | 7,091 |
| Other real estate owned | $0 | 3,421 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,120,000 | 3,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,655,000 | 3,895 |
| Total liabilities | $105,350,000 | 3,812 |
| Total deposits | $96,659,000 | 3,906 |
| Interest-bearing deposits | $83,715,000 | 3,861 |
| Deposits held in domestic offices | $96,659,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,124,000 | 1,413 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $567,000 | 4,806 |
| Total equity capital | $8,305,000 | 4,774 |
| Total bank equity capital | $8,305,000 | 4,774 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,260,000 | 3,080 |
| Surplus | $1,260,000 | 7,215 |
| Undivided profits | $5,785,000 | 3,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $424,000 | 4,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,546 |
| Income earned, not collected on loans | $1,021,000 | 1,935 |
| Earning assets | $105,175,000 | 3,848 |
| Long-term assets (5+ years) | $15,174,000 | 3,150 |
| Average Assets, year-to-date | $112,241,200 | 3,860 |
| Average Assets, quarterly | $113,033,500 | 3,890 |
| Volatile liabilities | $12,049,000 | 3,799 |
| Insider loans | $627,000 | 4,993 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,934,000 | 2,619 |
| Tier 1 (core) risk-based capital | $9,178,000 | 4,439 |
| Tier 2 risk-based capital | $425,000 | 5,962 |
| Total risk weighted assets | $68,547,600 | 3,733 |
| Total unused commitments | $12,934,000 | 2,629 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 57 | 3,651 |
| Assets and Liabilities | ||
| Total Assets: | $109,697,000 | 4,094 |
| Cash and due from depository institutions | $4,097,000 | 3,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $47,406,000 | 2,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $55,667,000 | 4,374 |
| Loan loss allowance | $451,000 | 6,822 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $808,000 | 6,973 |
| Other real estate owned | $25,000 | 3,651 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,694,000 | 3,995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,697,000 | 4,094 |
| Total liabilities | $101,522,000 | 4,018 |
| Total deposits | $96,922,000 | 4,009 |
| Interest-bearing deposits | $85,414,000 | 3,951 |
| Deposits held in domestic offices | $96,922,000 | 4,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,991,000 | 1,661 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $609,000 | 4,618 |
| Total equity capital | $8,175,000 | 4,919 |
| Total bank equity capital | $8,175,000 | 4,919 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,260,000 | 3,167 |
| Surplus | $1,260,000 | 7,280 |
| Undivided profits | $5,655,000 | 3,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 5,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $818,000 | 2,157 |
| Earning assets | $103,073,000 | 4,016 |
| Long-term assets (5+ years) | $18,207,000 | 2,864 |
| Average Assets, year-to-date | $110,039,400 | 3,970 |
| Average Assets, quarterly | $108,769,000 | 4,100 |
| Volatile liabilities | $8,980,000 | 4,452 |
| Insider loans | $422,000 | 6,233 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,205,000 | 3,057 |
| Tier 1 (core) risk-based capital | $8,175,000 | 4,826 |
| Tier 2 risk-based capital | $451,000 | 5,721 |
| Total risk weighted assets | $60,429,800 | 4,149 |
| Total unused commitments | $10,205,000 | 3,077 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 61 | 3,504 |
| Assets and Liabilities | ||
| Total Assets: | $109,784,000 | 4,162 |
| Cash and due from depository institutions | $3,751,000 | 3,504 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $52,292,000 | 2,604 |
| Federal funds sold & reverse repurchase agreements | $2,545,000 | 5,634 |
| Net loans & leases | $48,617,000 | 4,912 |
| Loan loss allowance | $445,000 | 6,998 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $875,000 | 6,744 |
| Other real estate owned | $25,000 | 3,504 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,679,000 | 4,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,784,000 | 4,162 |
| Total liabilities | $98,687,000 | 4,222 |
| Total deposits | $94,945,000 | 4,201 |
| Interest-bearing deposits | $84,999,000 | 4,133 |
| Deposits held in domestic offices | $94,945,000 | 4,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,121,000 | 1,703 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $621,000 | 4,904 |
| Total equity capital | $11,097,000 | 3,471 |
| Total bank equity capital | $11,097,000 | 3,471 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,260,000 | 3,290 |
| Surplus | $1,260,000 | 7,246 |
| Undivided profits | $8,577,000 | 2,564 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 6,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $911,000 | 2,186 |
| Earning assets | $103,454,000 | 4,051 |
| Long-term assets (5+ years) | $13,471,000 | 3,521 |
| Average Assets, year-to-date | $105,687,200 | 4,215 |
| Average Assets, quarterly | $108,034,500 | 4,192 |
| Volatile liabilities | $7,809,000 | 4,898 |
| Insider loans | $208,000 | 3,839 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,121,000 | 3,139 |
| Tier 1 (core) risk-based capital | $11,097,000 | 3,415 |
| Tier 2 risk-based capital | $445,000 | 5,743 |
| Total risk weighted assets | $55,903,800 | 4,491 |
| Total unused commitments | $9,121,000 | 3,157 |
| Derivatives | $0 | 651 |