Home > Freedom Security Bank > Income and Expense
Freedom Security Bank, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 5,551 |
| Total interest expense | $198,000 | 5,085 |
| Net interest income | $1,102,000 | 5,555 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $265,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $196,000 | 3,818 |
| Total noninterest expense | $1,351,000 | 4,885 |
| Salaries and employee benefits | $694,000 | 4,987 |
| Premises and equipment expense | $139,000 | 5,053 |
| Additional noninterest expense | $518,000 | 4,554 |
| Pre-tax net operating income | $-14,000 | 6,342 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $-69,000 | 6,731 |
| Income before extraordinary items | $56,000 | 6,105 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $56,000 | 6,106 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $56,000 | 6,107 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $55,360 | 6,023 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $662,000 | 5,555 |
| Total interest expense | $103,000 | 5,084 |
| Net interest income | $559,000 | 5,570 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $117,000 | 4,595 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $33,000 | 4,808 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 4,006 |
| Total noninterest expense | $687,000 | 4,897 |
| Salaries and employee benefits | $361,000 | 4,939 |
| Premises and equipment expense | $72,000 | 5,012 |
| Additional noninterest expense | $254,000 | 4,602 |
| Pre-tax net operating income | $-26,000 | 6,466 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $-37,000 | 6,843 |
| Income before extraordinary items | $12,000 | 6,299 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $12,000 | 6,300 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,000 | 6,300 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $11,360 | 6,234 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 5,437 |
| Total interest expense | $637,000 | 4,622 |
| Net interest income | $2,430,000 | 5,522 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $441,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $183,000 | 4,432 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $258,000 | 4,261 |
| Total noninterest expense | $3,906,000 | 4,090 |
| Salaries and employee benefits | $2,405,000 | 3,667 |
| Premises and equipment expense | $276,000 | 5,142 |
| Additional noninterest expense | $1,225,000 | 4,305 |
| Pre-tax net operating income | $-1,095,000 | 6,688 |
| Securities gains (losses) | $231,000 | 1,578 |
| Applicable income taxes | $-449,000 | 6,885 |
| Income before extraordinary items | $-415,000 | 6,558 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-415,000 | 6,552 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-415,000 | 6,554 |
| Net charge-offs | $429,000 | 2,853 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-562,840 | 6,552 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 5,489 |
| Total interest expense | $510,000 | 4,603 |
| Net interest income | $1,842,000 | 5,584 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $325,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $137,000 | 4,501 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $188,000 | 4,333 |
| Total noninterest expense | $2,143,000 | 4,896 |
| Salaries and employee benefits | $952,000 | 5,289 |
| Premises and equipment expense | $200,000 | 5,259 |
| Additional noninterest expense | $991,000 | 4,128 |
| Pre-tax net operating income | $-21,000 | 6,317 |
| Securities gains (losses) | $232,000 | 1,321 |
| Applicable income taxes | $-19,000 | 6,787 |
| Income before extraordinary items | $230,000 | 5,598 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $230,000 | 5,597 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $230,000 | 5,597 |
| Net charge-offs | $354,000 | 2,624 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,000 | 6,286 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 5,488 |
| Total interest expense | $358,000 | 4,594 |
| Net interest income | $1,248,000 | 5,579 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $220,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $93,000 | 4,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $127,000 | 4,315 |
| Total noninterest expense | $1,306,000 | 5,150 |
| Salaries and employee benefits | $634,000 | 5,332 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $538,000 | 4,658 |
| Pre-tax net operating income | $132,000 | 5,695 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-16,000 | 6,859 |
| Income before extraordinary items | $148,000 | 5,644 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $148,000 | 5,643 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $148,000 | 5,643 |
| Net charge-offs | $300,000 | 2,327 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $148,000 | 5,461 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 5,495 |
| Total interest expense | $182,000 | 4,661 |
| Net interest income | $635,000 | 5,573 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $124,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 3,982 |
| Total noninterest expense | $676,000 | 5,097 |
| Salaries and employee benefits | $310,000 | 5,420 |
| Premises and equipment expense | $70,000 | 5,222 |
| Additional noninterest expense | $296,000 | 4,416 |
| Pre-tax net operating income | $68,000 | 5,750 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-7,000 | 6,956 |
| Income before extraordinary items | $75,000 | 5,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $75,000 | 5,668 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $75,000 | 5,668 |
| Net charge-offs | $289,000 | 1,527 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $75,000 | 5,510 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 5,410 |
| Total interest expense | $915,000 | 4,603 |
| Net interest income | $2,637,000 | 5,544 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $209,000 | 5,685 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $189,000 | 4,485 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $20,000 | 6,376 |
| Total noninterest expense | $2,703,000 | 5,148 |
| Salaries and employee benefits | $1,246,000 | 5,446 |
| Premises and equipment expense | $268,000 | 5,477 |
| Additional noninterest expense | $1,189,000 | 4,475 |
| Pre-tax net operating income | $83,000 | 5,819 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $-91,000 | 6,806 |
| Income before extraordinary items | $181,000 | 5,622 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $181,000 | 5,624 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $181,000 | 5,624 |
| Net charge-offs | $93,000 | 5,044 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $174,000 | 5,522 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 5,435 |
| Total interest expense | $720,000 | 4,612 |
| Net interest income | $1,985,000 | 5,569 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $-25,000 | 7,142 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $141,000 | 4,507 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-166,000 | 7,107 |
| Total noninterest expense | $2,037,000 | 5,147 |
| Salaries and employee benefits | $960,000 | 5,382 |
| Premises and equipment expense | $195,000 | 5,579 |
| Additional noninterest expense | $882,000 | 4,514 |
| Pre-tax net operating income | $-137,000 | 6,332 |
| Securities gains (losses) | $7,000 | 3,148 |
| Applicable income taxes | $-141,000 | 7,043 |
| Income before extraordinary items | $11,000 | 6,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 6,221 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $11,000 | 6,221 |
| Net charge-offs | $12,000 | 5,733 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,520 | 6,141 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,868,000 | 5,403 |
| Total interest expense | $511,000 | 4,567 |
| Net interest income | $1,357,000 | 5,539 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $-121,000 | 7,313 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $88,000 | 4,617 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-209,000 | 7,283 |
| Total noninterest expense | $1,312,000 | 5,287 |
| Salaries and employee benefits | $624,000 | 5,487 |
| Premises and equipment expense | $133,000 | 5,562 |
| Additional noninterest expense | $555,000 | 4,720 |
| Pre-tax net operating income | $-136,000 | 6,485 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-111,000 | 7,131 |
| Income before extraordinary items | $-25,000 | 6,367 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-25,000 | 6,366 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-25,000 | 6,367 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-25,000 | 6,309 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $949,000 | 5,406 |
| Total interest expense | $271,000 | 4,549 |
| Net interest income | $678,000 | 5,555 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $89,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $660,000 | 5,303 |
| Salaries and employee benefits | $305,000 | 5,584 |
| Premises and equipment expense | $71,000 | 5,484 |
| Additional noninterest expense | $284,000 | 4,684 |
| Pre-tax net operating income | $77,000 | 5,421 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $79,000 | 5,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $79,000 | 5,298 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $79,000 | 5,238 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 5,393 |
| Total interest expense | $1,211,000 | 4,797 |
| Net interest income | $2,800,000 | 5,521 |
| Provision for loan and lease losses | $720,000 | 3,552 |
| Total noninterest income | $379,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $218,000 | 4,254 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $161,000 | 4,889 |
| Total noninterest expense | $2,777,000 | 5,245 |
| Salaries and employee benefits | $1,302,000 | 5,447 |
| Premises and equipment expense | $282,000 | 5,558 |
| Additional noninterest expense | $1,193,000 | 4,629 |
| Pre-tax net operating income | $-318,000 | 6,131 |
| Securities gains (losses) | $47,000 | 2,700 |
| Applicable income taxes | $-220,000 | 6,983 |
| Income before extraordinary items | $-51,000 | 6,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-51,000 | 6,021 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-51,000 | 6,021 |
| Net charge-offs | $596,000 | 3,410 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-81,080 | 5,973 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 5,453 |
| Total interest expense | $917,000 | 4,929 |
| Net interest income | $2,138,000 | 5,561 |
| Provision for loan and lease losses | $665,000 | 3,112 |
| Total noninterest income | $255,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $162,000 | 4,343 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $93,000 | 5,300 |
| Total noninterest expense | $2,155,000 | 5,162 |
| Salaries and employee benefits | $1,014,000 | 5,387 |
| Premises and equipment expense | $213,000 | 5,605 |
| Additional noninterest expense | $928,000 | 4,515 |
| Pre-tax net operating income | $-427,000 | 6,501 |
| Securities gains (losses) | $47,000 | 2,448 |
| Applicable income taxes | $-231,000 | 7,228 |
| Income before extraordinary items | $-149,000 | 6,378 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-149,000 | 6,379 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-149,000 | 6,378 |
| Net charge-offs | $598,000 | 2,831 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-179,080 | 6,325 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 5,499 |
| Total interest expense | $621,000 | 4,986 |
| Net interest income | $1,421,000 | 5,589 |
| Provision for loan and lease losses | $610,000 | 2,542 |
| Total noninterest income | $179,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $108,000 | 4,348 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $71,000 | 5,137 |
| Total noninterest expense | $1,460,000 | 5,137 |
| Salaries and employee benefits | $672,000 | 5,435 |
| Premises and equipment expense | $144,000 | 5,600 |
| Additional noninterest expense | $644,000 | 4,401 |
| Pre-tax net operating income | $-470,000 | 6,728 |
| Securities gains (losses) | $47,000 | 1,928 |
| Applicable income taxes | $-218,000 | 7,342 |
| Income before extraordinary items | $-205,000 | 6,567 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-205,000 | 6,568 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-205,000 | 6,567 |
| Net charge-offs | $323,000 | 2,961 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-235,080 | 6,558 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,531 |
| Total interest expense | $315,000 | 5,077 |
| Net interest income | $720,000 | 5,582 |
| Provision for loan and lease losses | $555,000 | 1,722 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $733,000 | 5,172 |
| Salaries and employee benefits | $327,000 | 5,572 |
| Premises and equipment expense | $77,000 | 5,536 |
| Additional noninterest expense | $329,000 | 4,340 |
| Pre-tax net operating income | $-490,000 | 7,177 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-212,000 | 7,568 |
| Income before extraordinary items | $-278,000 | 7,050 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-278,000 | 7,051 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-278,000 | 7,050 |
| Net charge-offs | $229,000 | 2,290 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-278,000 | 7,008 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 5,474 |
| Total interest expense | $1,646,000 | 4,939 |
| Net interest income | $2,755,000 | 5,601 |
| Provision for loan and lease losses | $327,000 | 5,152 |
| Total noninterest income | $498,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $261,000 | 4,146 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $237,000 | 4,361 |
| Total noninterest expense | $2,696,000 | 5,477 |
| Salaries and employee benefits | $1,241,000 | 5,757 |
| Premises and equipment expense | $299,000 | 5,653 |
| Additional noninterest expense | $1,156,000 | 4,845 |
| Pre-tax net operating income | $230,000 | 4,710 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $-28,000 | 6,357 |
| Income before extraordinary items | $266,000 | 4,585 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $266,000 | 4,585 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $266,000 | 4,586 |
| Net charge-offs | $259,000 | 4,676 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $258,000 | 4,543 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 5,520 |
| Total interest expense | $1,305,000 | 4,955 |
| Net interest income | $2,021,000 | 5,670 |
| Provision for loan and lease losses | $175,000 | 5,339 |
| Total noninterest income | $406,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $196,000 | 4,155 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $210,000 | 4,204 |
| Total noninterest expense | $2,019,000 | 5,494 |
| Salaries and employee benefits | $936,000 | 5,765 |
| Premises and equipment expense | $222,000 | 5,729 |
| Additional noninterest expense | $861,000 | 4,845 |
| Pre-tax net operating income | $233,000 | 4,781 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $8,000 | 4,112 |
| Income before extraordinary items | $233,000 | 4,703 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $233,000 | 4,700 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $233,000 | 4,703 |
| Net charge-offs | $183,000 | 4,343 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $225,240 | 4,670 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 5,558 |
| Total interest expense | $928,000 | 4,913 |
| Net interest income | $1,306,000 | 5,761 |
| Provision for loan and lease losses | $104,000 | 5,275 |
| Total noninterest income | $275,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $126,000 | 4,206 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $149,000 | 4,137 |
| Total noninterest expense | $1,351,000 | 5,537 |
| Salaries and employee benefits | $615,000 | 5,860 |
| Premises and equipment expense | $144,000 | 5,843 |
| Additional noninterest expense | $592,000 | 4,761 |
| Pre-tax net operating income | $126,000 | 5,058 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-8,000 | 6,787 |
| Income before extraordinary items | $134,000 | 4,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 4,968 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $134,000 | 4,969 |
| Net charge-offs | $90,000 | 4,361 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $134,000 | 4,885 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,582 |
| Total interest expense | $488,000 | 4,897 |
| Net interest income | $638,000 | 5,846 |
| Provision for loan and lease losses | $52,000 | 4,857 |
| Total noninterest income | $152,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $89,000 | 3,833 |
| Total noninterest expense | $653,000 | 5,576 |
| Salaries and employee benefits | $295,000 | 6,015 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $283,000 | 4,590 |
| Pre-tax net operating income | $85,000 | 5,196 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $81,000 | 5,206 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 5,211 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $81,000 | 5,210 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $81,000 | 5,041 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,769,000 | 5,592 |
| Total interest expense | $2,270,000 | 5,002 |
| Net interest income | $2,499,000 | 5,909 |
| Provision for loan and lease losses | $435,000 | 4,013 |
| Total noninterest income | $491,000 | 4,878 |
| Gross Fiduciary activities income | $4,000 | 1,304 |
| Service charges on deposit accounts | $310,000 | 3,961 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $177,000 | 5,041 |
| Total noninterest expense | $2,533,000 | 5,617 |
| Salaries and employee benefits | $1,167,000 | 6,070 |
| Premises and equipment expense | $327,000 | 5,587 |
| Additional noninterest expense | $1,039,000 | 4,708 |
| Pre-tax net operating income | $22,000 | 6,240 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-60,000 | 6,988 |
| Income before extraordinary items | $82,000 | 5,922 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $82,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 3,350 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $82,000 | 6,070 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 5,631 |
| Total interest expense | $1,743,000 | 5,063 |
| Net interest income | $1,880,000 | 5,948 |
| Provision for loan and lease losses | $160,000 | 4,545 |
| Total noninterest income | $373,000 | 4,961 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $232,000 | 3,992 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 5,091 |
| Total noninterest expense | $1,894,000 | 5,626 |
| Salaries and employee benefits | $894,000 | 6,006 |
| Premises and equipment expense | $251,000 | 5,570 |
| Additional noninterest expense | $749,000 | 4,748 |
| Pre-tax net operating income | $199,000 | 6,040 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $32,000 | 4,378 |
| Income before extraordinary items | $167,000 | 5,858 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $167,000 | 5,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,399 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $167,000 | 6,033 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 5,635 |
| Total interest expense | $1,212,000 | 5,085 |
| Net interest income | $1,261,000 | 5,942 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $251,000 | 4,992 |
| Gross Fiduciary activities income | $2,000 | 1,285 |
| Service charges on deposit accounts | $148,000 | 4,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $1,293,000 | 5,585 |
| Salaries and employee benefits | $626,000 | 5,924 |
| Premises and equipment expense | $171,000 | 5,559 |
| Additional noninterest expense | $496,000 | 4,745 |
| Pre-tax net operating income | $159,000 | 6,062 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $27,000 | 4,494 |
| Income before extraordinary items | $132,000 | 6,110 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $132,000 | 6,041 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 5,629 |
| Total interest expense | $641,000 | 5,115 |
| Net interest income | $638,000 | 5,939 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $127,000 | 4,962 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $70,000 | 4,151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $629,000 | 5,682 |
| Salaries and employee benefits | $309,000 | 6,004 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $236,000 | 4,861 |
| Pre-tax net operating income | $106,000 | 5,943 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $82,000 | 6,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $82,000 | 6,003 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 5,277 |
| Total interest expense | $3,023,000 | 4,770 |
| Net interest income | $2,904,000 | 5,585 |
| Provision for loan and lease losses | $172,000 | 4,140 |
| Total noninterest income | $561,000 | 4,771 |
| Gross Fiduciary activities income | $6,000 | 1,314 |
| Service charges on deposit accounts | $293,000 | 4,124 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $262,000 | 4,488 |
| Total noninterest expense | $2,424,000 | 5,701 |
| Salaries and employee benefits | $1,331,000 | 5,666 |
| Premises and equipment expense | $315,000 | 5,670 |
| Additional noninterest expense | $778,000 | 5,441 |
| Pre-tax net operating income | $869,000 | 5,019 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $238,000 | 3,668 |
| Income before extraordinary items | $631,000 | 5,246 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $631,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 2,111 |
| Cash dividends | $3,450,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $631,000 | 5,234 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 5,248 |
| Total interest expense | $2,282,000 | 4,761 |
| Net interest income | $2,213,000 | 5,579 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $428,000 | 4,760 |
| Gross Fiduciary activities income | $5,000 | 1,269 |
| Service charges on deposit accounts | $213,000 | 4,215 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $210,000 | 4,393 |
| Total noninterest expense | $1,823,000 | 5,657 |
| Salaries and employee benefits | $1,030,000 | 5,538 |
| Premises and equipment expense | $235,000 | 5,666 |
| Additional noninterest expense | $558,000 | 5,518 |
| Pre-tax net operating income | $800,000 | 4,832 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $241,000 | 3,468 |
| Income before extraordinary items | $559,000 | 5,160 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $559,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,361 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $559,000 | 5,146 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 5,215 |
| Total interest expense | $1,565,000 | 4,658 |
| Net interest income | $1,472,000 | 5,610 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $301,000 | 4,655 |
| Gross Fiduciary activities income | $4,000 | 1,255 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $156,000 | 4,242 |
| Total noninterest expense | $1,238,000 | 5,633 |
| Salaries and employee benefits | $696,000 | 5,571 |
| Premises and equipment expense | $154,000 | 5,739 |
| Additional noninterest expense | $388,000 | 5,396 |
| Pre-tax net operating income | $523,000 | 4,944 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $156,000 | 3,593 |
| Income before extraordinary items | $367,000 | 5,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $367,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 2,130 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $367,000 | 5,242 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 5,224 |
| Total interest expense | $771,000 | 4,677 |
| Net interest income | $741,000 | 5,622 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $136,000 | 4,852 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $620,000 | 5,649 |
| Salaries and employee benefits | $356,000 | 5,530 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $186,000 | 5,504 |
| Pre-tax net operating income | $251,000 | 5,040 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $73,000 | 3,698 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 5,056 |
| Total interest expense | $2,709,000 | 4,585 |
| Net interest income | $3,230,000 | 5,309 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $590,000 | 4,778 |
| Gross Fiduciary activities income | $4,000 | 1,374 |
| Service charges on deposit accounts | $303,000 | 4,117 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $283,000 | 4,421 |
| Total noninterest expense | $2,626,000 | 5,325 |
| Salaries and employee benefits | $1,499,000 | 5,192 |
| Premises and equipment expense | $345,000 | 5,369 |
| Additional noninterest expense | $782,000 | 5,303 |
| Pre-tax net operating income | $1,174,000 | 4,832 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $337,000 | 3,644 |
| Income before extraordinary items | $837,000 | 5,113 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $837,000 | 5,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $837,000 | 5,109 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 5,092 |
| Total interest expense | $1,935,000 | 4,645 |
| Net interest income | $2,443,000 | 5,328 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $443,000 | 4,797 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $229,000 | 4,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 4,427 |
| Total noninterest expense | $1,987,000 | 5,288 |
| Salaries and employee benefits | $1,152,000 | 5,104 |
| Premises and equipment expense | $260,000 | 5,352 |
| Additional noninterest expense | $575,000 | 5,355 |
| Pre-tax net operating income | $879,000 | 5,022 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $261,000 | 3,767 |
| Income before extraordinary items | $618,000 | 5,287 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $618,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $618,000 | 5,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 5,168 |
| Total interest expense | $1,181,000 | 4,765 |
| Net interest income | $1,640,000 | 5,340 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $310,000 | 4,640 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $146,000 | 4,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,152 |
| Total noninterest expense | $1,345,000 | 5,248 |
| Salaries and employee benefits | $780,000 | 5,067 |
| Premises and equipment expense | $168,000 | 5,459 |
| Additional noninterest expense | $397,000 | 5,232 |
| Pre-tax net operating income | $585,000 | 5,055 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $174,000 | 3,793 |
| Income before extraordinary items | $411,000 | 5,327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $411,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $411,000 | 5,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 5,177 |
| Total interest expense | $561,000 | 4,783 |
| Net interest income | $821,000 | 5,321 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $158,000 | 4,547 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $698,000 | 5,142 |
| Salaries and employee benefits | $408,000 | 4,946 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $205,000 | 5,106 |
| Pre-tax net operating income | $266,000 | 5,236 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $78,000 | 3,913 |
| Income before extraordinary items | $188,000 | 5,476 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $188,000 | 5,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $188,000 | 5,474 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,197,000 | 5,032 |
| Total interest expense | $1,897,000 | 4,591 |
| Net interest income | $3,300,000 | 5,189 |
| Provision for loan and lease losses | $135,000 | 4,293 |
| Total noninterest income | $614,000 | 4,727 |
| Gross Fiduciary activities income | $13,000 | 1,262 |
| Service charges on deposit accounts | $353,000 | 3,823 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,743 |
| Total noninterest expense | $2,591,000 | 5,251 |
| Salaries and employee benefits | $1,441,000 | 5,187 |
| Premises and equipment expense | $366,000 | 5,144 |
| Additional noninterest expense | $784,000 | 5,231 |
| Pre-tax net operating income | $1,188,000 | 4,928 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $380,000 | 3,783 |
| Income before extraordinary items | $808,000 | 5,320 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $808,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $808,000 | 5,295 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,830,000 | 5,058 |
| Total interest expense | $1,370,000 | 4,566 |
| Net interest income | $2,460,000 | 5,220 |
| Provision for loan and lease losses | $160,000 | 3,373 |
| Total noninterest income | $476,000 | 4,674 |
| Gross Fiduciary activities income | $6,000 | 1,295 |
| Service charges on deposit accounts | $273,000 | 3,775 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $197,000 | 4,633 |
| Total noninterest expense | $1,930,000 | 5,258 |
| Salaries and employee benefits | $1,089,000 | 5,135 |
| Premises and equipment expense | $275,000 | 5,115 |
| Additional noninterest expense | $566,000 | 5,300 |
| Pre-tax net operating income | $846,000 | 5,190 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $268,000 | 3,976 |
| Income before extraordinary items | $578,000 | 5,551 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $578,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $578,000 | 5,514 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 5,051 |
| Total interest expense | $875,000 | 4,518 |
| Net interest income | $1,633,000 | 5,236 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $321,000 | 4,621 |
| Gross Fiduciary activities income | $5,000 | 1,265 |
| Service charges on deposit accounts | $181,000 | 3,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $135,000 | 4,544 |
| Total noninterest expense | $1,268,000 | 5,286 |
| Salaries and employee benefits | $713,000 | 5,190 |
| Premises and equipment expense | $184,000 | 5,099 |
| Additional noninterest expense | $371,000 | 5,342 |
| Pre-tax net operating income | $566,000 | 5,153 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $181,000 | 3,961 |
| Income before extraordinary items | $385,000 | 5,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $385,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $385,000 | 5,491 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 5,091 |
| Total interest expense | $421,000 | 4,516 |
| Net interest income | $816,000 | 5,276 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $139,000 | 4,902 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $627,000 | 5,372 |
| Salaries and employee benefits | $356,000 | 5,233 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $268,000 | 5,280 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $86,000 | 4,012 |
| Income before extraordinary items | $182,000 | 5,644 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $182,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $182,000 | 5,607 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 5,122 |
| Total interest expense | $1,327,000 | 4,834 |
| Net interest income | $3,248,000 | 5,161 |
| Provision for loan and lease losses | $143,000 | 4,354 |
| Total noninterest income | $559,000 | 4,993 |
| Gross Fiduciary activities income | $4,000 | 1,430 |
| Service charges on deposit accounts | $377,000 | 3,779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $178,000 | 5,349 |
| Total noninterest expense | $2,640,000 | 5,106 |
| Salaries and employee benefits | $1,502,000 | 4,945 |
| Premises and equipment expense | $386,000 | 4,879 |
| Additional noninterest expense | $752,000 | 5,302 |
| Pre-tax net operating income | $1,024,000 | 5,180 |
| Securities gains (losses) | $47,000 | 1,791 |
| Applicable income taxes | $340,000 | 3,983 |
| Income before extraordinary items | $731,000 | 5,472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $731,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,324 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $699,040 | 5,519 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 5,202 |
| Total interest expense | $933,000 | 4,980 |
| Net interest income | $2,397,000 | 5,202 |
| Provision for loan and lease losses | $55,000 | 5,258 |
| Total noninterest income | $439,000 | 4,901 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $289,000 | 3,757 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 5,155 |
| Total noninterest expense | $2,008,000 | 5,021 |
| Salaries and employee benefits | $1,157,000 | 4,798 |
| Premises and equipment expense | $293,000 | 4,823 |
| Additional noninterest expense | $558,000 | 5,291 |
| Pre-tax net operating income | $773,000 | 5,285 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $260,000 | 4,011 |
| Income before extraordinary items | $560,000 | 5,538 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $560,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,470 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $528,040 | 5,613 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 5,288 |
| Total interest expense | $627,000 | 4,969 |
| Net interest income | $1,544,000 | 5,308 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $282,000 | 4,978 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $191,000 | 3,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 5,356 |
| Total noninterest expense | $1,274,000 | 5,221 |
| Salaries and employee benefits | $714,000 | 5,092 |
| Premises and equipment expense | $188,000 | 4,978 |
| Additional noninterest expense | $372,000 | 5,310 |
| Pre-tax net operating income | $516,000 | 5,228 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $178,000 | 3,978 |
| Income before extraordinary items | $385,000 | 5,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,817 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $353,040 | 5,555 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 5,306 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $797,000 | 5,225 |
| Provision for loan and lease losses | $16,000 | 5,025 |
| Total noninterest income | $137,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $44,000 | 5,375 |
| Total noninterest expense | $636,000 | 5,245 |
| Salaries and employee benefits | $356,000 | 5,131 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $282,000 | 4,962 |
| Securities gains (losses) | $47,000 | 1,239 |
| Applicable income taxes | $108,000 | 3,659 |
| Income before extraordinary items | $221,000 | 5,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,136 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $189,510 | 5,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,268,000 | 5,415 |
| Total interest expense | $1,426,000 | 5,026 |
| Net interest income | $2,842,000 | 5,476 |
| Provision for loan and lease losses | $30,000 | 6,766 |
| Total noninterest income | $640,000 | 4,800 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $357,000 | 3,898 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $281,000 | 4,637 |
| Total noninterest expense | $2,448,000 | 5,290 |
| Salaries and employee benefits | $1,402,000 | 5,088 |
| Premises and equipment expense | $366,000 | 5,030 |
| Additional noninterest expense | $680,000 | 5,592 |
| Pre-tax net operating income | $1,004,000 | 5,164 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $301,000 | 4,278 |
| Income before extraordinary items | $703,000 | 5,578 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $703,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $703,000 | 5,407 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 5,488 |
| Total interest expense | $1,119,000 | 5,019 |
| Net interest income | $2,068,000 | 5,616 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $464,000 | 4,940 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $246,000 | 4,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,626 |
| Total noninterest expense | $1,800,000 | 5,331 |
| Salaries and employee benefits | $1,028,000 | 5,158 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $500,000 | 5,640 |
| Pre-tax net operating income | $702,000 | 5,491 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $203,000 | 4,620 |
| Income before extraordinary items | $499,000 | 5,867 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $499,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,282 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $499,000 | 5,689 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 5,506 |
| Total interest expense | $768,000 | 5,053 |
| Net interest income | $1,378,000 | 5,609 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $295,000 | 5,032 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $161,000 | 4,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $133,000 | 4,798 |
| Total noninterest expense | $1,158,000 | 5,461 |
| Salaries and employee benefits | $633,000 | 5,439 |
| Premises and equipment expense | $181,000 | 5,036 |
| Additional noninterest expense | $344,000 | 5,522 |
| Pre-tax net operating income | $485,000 | 5,391 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $140,000 | 4,611 |
| Income before extraordinary items | $345,000 | 5,776 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $345,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $345,000 | 5,563 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,450 |
| Total interest expense | $384,000 | 5,152 |
| Net interest income | $715,000 | 5,482 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $145,000 | 4,974 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $579,000 | 5,457 |
| Salaries and employee benefits | $312,000 | 5,504 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $175,000 | 5,453 |
| Pre-tax net operating income | $266,000 | 5,111 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $187,000 | 5,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $187,000 | 5,290 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 5,411 |
| Total interest expense | $1,875,000 | 5,022 |
| Net interest income | $2,780,000 | 5,548 |
| Provision for loan and lease losses | $65,000 | 6,382 |
| Total noninterest income | $500,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $343,000 | 3,926 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $157,000 | 5,501 |
| Total noninterest expense | $2,330,000 | 5,331 |
| Salaries and employee benefits | $1,259,000 | 5,311 |
| Premises and equipment expense | $383,000 | 4,803 |
| Additional noninterest expense | $688,000 | 5,466 |
| Pre-tax net operating income | $885,000 | 5,529 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $278,000 | 4,571 |
| Income before extraordinary items | $607,000 | 5,935 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $607,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,804 |
| Cash dividends | $2,901,000 | 950 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $607,000 | 5,796 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,128,000 | 5,530 |
| Total interest expense | $2,613,000 | 5,253 |
| Net interest income | $2,515,000 | 5,699 |
| Provision for loan and lease losses | $347,000 | 2,928 |
| Total noninterest income | $407,000 | 5,634 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $339,000 | 3,849 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $2,114,000 | 5,532 |
| Salaries and employee benefits | $1,047,000 | 5,830 |
| Premises and equipment expense | $328,000 | 5,245 |
| Additional noninterest expense | $739,000 | 5,070 |
| Pre-tax net operating income | $461,000 | 6,713 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $190,000 | 5,119 |
| Income before extraordinary items | $272,000 | 7,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $272,000 | 7,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,353 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $271,360 | 7,186 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 5,601 |
| Total interest expense | $2,580,000 | 5,444 |
| Net interest income | $2,620,000 | 5,636 |
| Provision for loan and lease losses | $141,000 | 4,529 |
| Total noninterest income | $298,000 | 6,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $2,019,000 | 5,653 |
| Salaries and employee benefits | $1,133,000 | 5,443 |
| Premises and equipment expense | $204,000 | 6,706 |
| Additional noninterest expense | $682,000 | 5,276 |
| Pre-tax net operating income | $758,000 | 6,014 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $301,000 | 4,593 |
| Income before extraordinary items | $457,000 | 6,556 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $457,000 | 6,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $457,000 | 6,569 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 5,892 |
| Total interest expense | $2,066,000 | 5,890 |
| Net interest income | $2,483,000 | 5,820 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $303,000 | 6,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,550 |
| Total noninterest expense | $1,760,000 | 6,155 |
| Salaries and employee benefits | $942,000 | 6,131 |
| Premises and equipment expense | $187,000 | 7,010 |
| Additional noninterest expense | $631,000 | 5,641 |
| Pre-tax net operating income | $986,000 | 5,352 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $403,000 | 4,144 |
| Income before extraordinary items | $583,000 | 5,979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $583,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $583,000 | 5,953 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 6,153 |
| Total interest expense | $2,049,000 | 6,107 |
| Net interest income | $2,335,000 | 6,087 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $278,000 | 6,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $1,445,000 | 6,839 |
| Salaries and employee benefits | $850,000 | 6,472 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $479,000 | 6,584 |
| Pre-tax net operating income | $1,080,000 | 5,190 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $432,000 | 4,223 |
| Income before extraordinary items | $648,000 | 5,832 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $648,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,867 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $648,000 | 5,718 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 6,569 |
| Total interest expense | $1,928,000 | 6,405 |
| Net interest income | $2,170,000 | 6,585 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $255,000 | 7,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $1,385,000 | 7,072 |
| Salaries and employee benefits | $836,000 | 6,600 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $426,000 | 7,146 |
| Pre-tax net operating income | $1,016,000 | 5,780 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $422,000 | 4,716 |
| Income before extraordinary items | $606,000 | 6,328 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $606,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $598,320 | 6,328 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 6,985 |
| Total interest expense | $1,791,000 | 6,861 |
| Net interest income | $2,076,000 | 6,995 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $245,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,353,000 | 7,507 |
| Salaries and employee benefits | $763,000 | 7,181 |
| Premises and equipment expense | $77,000 | 9,895 |
| Additional noninterest expense | $513,000 | 6,951 |
| Pre-tax net operating income | $908,000 | 6,060 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $353,000 | 5,301 |
| Income before extraordinary items | $556,000 | 6,524 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $556,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $555,360 | 6,473 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 7,394 |
| Total interest expense | $1,758,000 | 6,997 |
| Net interest income | $1,868,000 | 7,606 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,242,000 | 8,071 |
| Salaries and employee benefits | $679,000 | 7,867 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $498,000 | 7,264 |
| Pre-tax net operating income | $784,000 | 6,900 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $281,000 | 6,244 |
| Income before extraordinary items | $503,000 | 7,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $503,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,293 |
| Cash dividends | $6,000 | 8,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $503,000 | 7,203 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 8,845 |
| Total interest expense | $1,089,000 | 8,328 |
| Net interest income | $1,447,000 | 9,020 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $965,000 | 9,493 |
| Salaries and employee benefits | $509,000 | 9,313 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $361,000 | 9,229 |
| Pre-tax net operating income | $615,000 | 7,921 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $212,000 | 7,149 |
| Income before extraordinary items | $402,000 | 8,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $402,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $402,650 | 8,224 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 7,563 |
| Total interest expense | $1,623,000 | 6,818 |
| Net interest income | $1,855,000 | 8,088 |
| Provision for loan and lease losses | $124,000 | 5,143 |
| Total noninterest income | $529,000 | 5,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 4,088 |
| Total noninterest expense | $1,209,000 | 8,857 |
| Salaries and employee benefits | $661,000 | 8,291 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $486,000 | 8,362 |
| Pre-tax net operating income | $1,051,000 | 5,691 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $323,000 | 5,803 |
| Income before extraordinary items | $723,000 | 5,969 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $723,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $445,000 | 3,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $726,450 | 5,688 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 7,788 |
| Total interest expense | $2,080,000 | 6,924 |
| Net interest income | $1,712,000 | 8,611 |
| Provision for loan and lease losses | $42,000 | 9,403 |
| Total noninterest income | $331,000 | 7,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $1,340,000 | 8,522 |
| Salaries and employee benefits | $622,000 | 8,624 |
| Premises and equipment expense | $114,000 | 10,256 |
| Additional noninterest expense | $604,000 | 7,475 |
| Pre-tax net operating income | $661,000 | 7,312 |
| Securities gains (losses) | $48,000 | 4,198 |
| Applicable income taxes | $222,000 | 7,147 |
| Income before extraordinary items | $487,000 | 7,442 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $487,000 | 7,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 4,631 |
| Cash dividends | $245,000 | 4,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $453,880 | 7,349 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.