Home > Freedom National Bank > Income and Expense
Freedom National Bank, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 3,481 |
| Total interest expense | $562,000 | 2,972 |
| Net interest income | $2,248,000 | 3,561 |
| Provision for loan and lease losses | $229,000 | 2,284 |
| Total noninterest income | $45,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $34,000 | 3,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,800 |
| Total noninterest expense | $2,122,000 | 3,267 |
| Salaries and employee benefits | $1,130,000 | 3,368 |
| Premises and equipment expense | $230,000 | 3,197 |
| Additional noninterest expense | $762,000 | 2,995 |
| Pre-tax net operating income | $-58,000 | 4,835 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $-27,000 | 4,887 |
| Income before extraordinary items | $-31,000 | 4,825 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-31,000 | 4,825 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-31,000 | 4,825 |
| Net charge-offs | $-17,000 | 4,469 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-31,000 | 4,819 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 3,497 |
| Total interest expense | $306,000 | 2,984 |
| Net interest income | $1,086,000 | 3,605 |
| Provision for loan and lease losses | $24,000 | 3,044 |
| Total noninterest income | $-11,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $24,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-35,000 | 5,076 |
| Total noninterest expense | $1,062,000 | 3,306 |
| Salaries and employee benefits | $551,000 | 3,438 |
| Premises and equipment expense | $117,000 | 3,194 |
| Additional noninterest expense | $394,000 | 2,960 |
| Pre-tax net operating income | $-11,000 | 4,779 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-8,000 | 4,848 |
| Income before extraordinary items | $-3,000 | 4,751 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,000 | 4,751 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-3,000 | 4,751 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-3,000 | 4,759 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 3,491 |
| Total interest expense | $1,318,000 | 2,918 |
| Net interest income | $4,503,000 | 3,596 |
| Provision for loan and lease losses | $242,000 | 2,168 |
| Total noninterest income | $630,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $81,000 | 4,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $549,000 | 2,927 |
| Total noninterest expense | $4,319,000 | 3,289 |
| Salaries and employee benefits | $2,314,000 | 3,368 |
| Premises and equipment expense | $457,000 | 3,252 |
| Additional noninterest expense | $1,548,000 | 3,024 |
| Pre-tax net operating income | $572,000 | 4,365 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $140,000 | 2,842 |
| Income before extraordinary items | $432,000 | 4,481 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $432,000 | 4,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $432,000 | 4,483 |
| Net charge-offs | $234,000 | 1,548 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $432,000 | 4,461 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 3,549 |
| Total interest expense | $993,000 | 2,934 |
| Net interest income | $3,306,000 | 3,691 |
| Provision for loan and lease losses | $176,000 | 2,119 |
| Total noninterest income | $291,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $60,000 | 4,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 3,574 |
| Total noninterest expense | $3,119,000 | 3,371 |
| Salaries and employee benefits | $1,635,000 | 3,480 |
| Premises and equipment expense | $342,000 | 3,279 |
| Additional noninterest expense | $1,142,000 | 3,072 |
| Pre-tax net operating income | $302,000 | 4,631 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $70,000 | 3,109 |
| Income before extraordinary items | $232,000 | 4,725 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $232,000 | 4,724 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $232,000 | 4,724 |
| Net charge-offs | $233,000 | 1,188 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $232,000 | 4,706 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 3,623 |
| Total interest expense | $651,000 | 2,940 |
| Net interest income | $2,118,000 | 3,771 |
| Provision for loan and lease losses | $227,000 | 1,462 |
| Total noninterest income | $202,000 | 3,931 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $41,000 | 4,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 3,527 |
| Total noninterest expense | $2,064,000 | 3,410 |
| Salaries and employee benefits | $1,046,000 | 3,577 |
| Premises and equipment expense | $224,000 | 3,322 |
| Additional noninterest expense | $794,000 | 3,020 |
| Pre-tax net operating income | $29,000 | 5,063 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-2,000 | 5,142 |
| Income before extraordinary items | $31,000 | 5,066 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $31,000 | 5,064 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $31,000 | 5,064 |
| Net charge-offs | $234,000 | 901 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $31,000 | 5,058 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 3,671 |
| Total interest expense | $327,000 | 2,912 |
| Net interest income | $1,038,000 | 3,833 |
| Provision for loan and lease losses | $211,000 | 905 |
| Total noninterest income | $120,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $18,000 | 4,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,199 |
| Total noninterest expense | $1,031,000 | 3,438 |
| Salaries and employee benefits | $529,000 | 3,597 |
| Premises and equipment expense | $109,000 | 3,405 |
| Additional noninterest expense | $393,000 | 3,037 |
| Pre-tax net operating income | $-84,000 | 5,238 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-27,000 | 5,247 |
| Income before extraordinary items | $-57,000 | 5,214 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-57,000 | 5,213 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-57,000 | 5,213 |
| Net charge-offs | $223,000 | 577 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-57,000 | 5,215 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 3,559 |
| Total interest expense | $998,000 | 2,929 |
| Net interest income | $4,608,000 | 3,632 |
| Provision for loan and lease losses | $197,000 | 2,407 |
| Total noninterest income | $415,000 | 4,003 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $80,000 | 4,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,558 |
| Total noninterest expense | $4,307,000 | 3,336 |
| Salaries and employee benefits | $2,364,000 | 3,389 |
| Premises and equipment expense | $462,000 | 3,296 |
| Additional noninterest expense | $1,481,000 | 3,189 |
| Pre-tax net operating income | $519,000 | 4,613 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $106,000 | 3,061 |
| Income before extraordinary items | $413,000 | 4,682 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $413,000 | 4,681 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $413,000 | 4,681 |
| Net charge-offs | $99,000 | 2,148 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $413,000 | 4,688 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,108,000 | 3,618 |
| Total interest expense | $718,000 | 2,921 |
| Net interest income | $3,390,000 | 3,709 |
| Provision for loan and lease losses | $154,000 | 2,238 |
| Total noninterest income | $336,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $56,000 | 4,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,455 |
| Total noninterest expense | $3,199,000 | 3,362 |
| Salaries and employee benefits | $1,755,000 | 3,413 |
| Premises and equipment expense | $346,000 | 3,333 |
| Additional noninterest expense | $1,098,000 | 3,221 |
| Pre-tax net operating income | $373,000 | 4,731 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $91,000 | 3,057 |
| Income before extraordinary items | $282,000 | 4,833 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $282,000 | 4,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $282,000 | 4,832 |
| Net charge-offs | $100,000 | 1,731 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $282,000 | 4,836 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 3,657 |
| Total interest expense | $429,000 | 3,028 |
| Net interest income | $2,245,000 | 3,721 |
| Provision for loan and lease losses | $110,000 | 2,123 |
| Total noninterest income | $227,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $39,000 | 4,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 3,460 |
| Total noninterest expense | $2,158,000 | 3,361 |
| Salaries and employee benefits | $1,216,000 | 3,350 |
| Premises and equipment expense | $233,000 | 3,337 |
| Additional noninterest expense | $709,000 | 3,305 |
| Pre-tax net operating income | $204,000 | 4,863 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $47,000 | 3,176 |
| Income before extraordinary items | $157,000 | 4,939 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $157,000 | 4,938 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $157,000 | 4,938 |
| Net charge-offs | $99,000 | 1,319 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $157,000 | 4,943 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 3,752 |
| Total interest expense | $192,000 | 3,151 |
| Net interest income | $1,078,000 | 3,816 |
| Provision for loan and lease losses | $39,000 | 2,285 |
| Total noninterest income | $106,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $20,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 3,541 |
| Total noninterest expense | $1,066,000 | 3,417 |
| Salaries and employee benefits | $604,000 | 3,399 |
| Premises and equipment expense | $118,000 | 3,355 |
| Additional noninterest expense | $344,000 | 3,379 |
| Pre-tax net operating income | $79,000 | 5,015 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $17,000 | 3,301 |
| Income before extraordinary items | $62,000 | 5,057 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $62,000 | 5,056 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $62,000 | 5,057 |
| Net charge-offs | $-5,000 | 4,469 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $62,000 | 5,059 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 3,832 |
| Total interest expense | $615,000 | 3,353 |
| Net interest income | $4,132,000 | 3,879 |
| Provision for loan and lease losses | $69,000 | 3,359 |
| Total noninterest income | $310,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $82,000 | 4,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 4,077 |
| Total noninterest expense | $4,103,000 | 3,502 |
| Salaries and employee benefits | $2,125,000 | 3,631 |
| Premises and equipment expense | $424,000 | 3,555 |
| Additional noninterest expense | $1,554,000 | 3,155 |
| Pre-tax net operating income | $270,000 | 5,090 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $182,000 | 3,015 |
| Income before extraordinary items | $88,000 | 5,234 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $88,000 | 5,233 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $88,000 | 5,234 |
| Net charge-offs | $40,000 | 3,090 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $88,000 | 5,227 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 3,901 |
| Total interest expense | $440,000 | 3,428 |
| Net interest income | $3,035,000 | 3,949 |
| Provision for loan and lease losses | $52,000 | 3,212 |
| Total noninterest income | $231,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $62,000 | 4,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 4,147 |
| Total noninterest expense | $3,011,000 | 3,550 |
| Salaries and employee benefits | $1,565,000 | 3,685 |
| Premises and equipment expense | $317,000 | 3,594 |
| Additional noninterest expense | $1,129,000 | 3,228 |
| Pre-tax net operating income | $203,000 | 5,180 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $56,000 | 3,422 |
| Income before extraordinary items | $147,000 | 5,251 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $147,000 | 5,250 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $147,000 | 5,251 |
| Net charge-offs | $-6,000 | 4,598 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $147,000 | 5,234 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 3,998 |
| Total interest expense | $272,000 | 3,531 |
| Net interest income | $1,942,000 | 4,027 |
| Provision for loan and lease losses | $17,000 | 3,475 |
| Total noninterest income | $133,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $40,000 | 4,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,340 |
| Total noninterest expense | $2,009,000 | 3,565 |
| Salaries and employee benefits | $1,063,000 | 3,672 |
| Premises and equipment expense | $213,000 | 3,599 |
| Additional noninterest expense | $733,000 | 3,288 |
| Pre-tax net operating income | $49,000 | 5,440 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $47,000 | 5,437 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $47,000 | 5,436 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $47,000 | 5,437 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $47,000 | 5,437 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 4,112 |
| Total interest expense | $128,000 | 3,610 |
| Net interest income | $920,000 | 4,152 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $57,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $19,000 | 4,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 4,581 |
| Total noninterest expense | $1,000,000 | 3,610 |
| Salaries and employee benefits | $519,000 | 3,777 |
| Premises and equipment expense | $107,000 | 3,623 |
| Additional noninterest expense | $374,000 | 3,242 |
| Pre-tax net operating income | $-23,000 | 5,659 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-17,000 | 5,730 |
| Income before extraordinary items | $-6,000 | 5,627 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-6,000 | 5,628 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-6,000 | 5,627 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-6,000 | 5,622 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 4,025 |
| Total interest expense | $576,000 | 3,391 |
| Net interest income | $3,846,000 | 4,068 |
| Provision for loan and lease losses | $44,000 | 3,733 |
| Total noninterest income | $605,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $85,000 | 4,699 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $520,000 | 3,210 |
| Total noninterest expense | $3,841,000 | 3,726 |
| Salaries and employee benefits | $2,050,000 | 3,785 |
| Premises and equipment expense | $426,000 | 3,672 |
| Additional noninterest expense | $1,365,000 | 3,544 |
| Pre-tax net operating income | $566,000 | 4,716 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $215,000 | 2,882 |
| Income before extraordinary items | $351,000 | 5,016 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $351,000 | 5,015 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $351,000 | 5,015 |
| Net charge-offs | $75,000 | 2,838 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 742 |
| Net operating income | $351,000 | 4,969 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 4,038 |
| Total interest expense | $444,000 | 3,363 |
| Net interest income | $2,908,000 | 4,084 |
| Provision for loan and lease losses | $44,000 | 3,484 |
| Total noninterest income | $598,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $66,000 | 4,696 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $532,000 | 2,817 |
| Total noninterest expense | $2,894,000 | 3,719 |
| Salaries and employee benefits | $1,533,000 | 3,790 |
| Premises and equipment expense | $323,000 | 3,676 |
| Additional noninterest expense | $1,038,000 | 3,531 |
| Pre-tax net operating income | $568,000 | 4,480 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $215,000 | 2,758 |
| Income before extraordinary items | $353,000 | 4,858 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $353,000 | 4,858 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $353,000 | 4,858 |
| Net charge-offs | $54,000 | 2,531 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 701 |
| Net operating income | $353,000 | 4,810 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 4,045 |
| Total interest expense | $303,000 | 3,331 |
| Net interest income | $1,956,000 | 4,099 |
| Provision for loan and lease losses | $44,000 | 3,055 |
| Total noninterest income | $340,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $44,000 | 4,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $296,000 | 3,040 |
| Total noninterest expense | $1,931,000 | 3,751 |
| Salaries and employee benefits | $1,041,000 | 3,787 |
| Premises and equipment expense | $219,000 | 3,660 |
| Additional noninterest expense | $671,000 | 3,621 |
| Pre-tax net operating income | $321,000 | 4,692 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $108,000 | 2,947 |
| Income before extraordinary items | $213,000 | 4,959 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $213,000 | 4,959 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $213,000 | 4,959 |
| Net charge-offs | $48,000 | 2,170 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 682 |
| Net operating income | $213,000 | 4,908 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 4,112 |
| Total interest expense | $162,000 | 3,207 |
| Net interest income | $940,000 | 4,188 |
| Provision for loan and lease losses | $44,000 | 2,331 |
| Total noninterest income | $224,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $19,000 | 4,895 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $205,000 | 2,587 |
| Total noninterest expense | $985,000 | 3,750 |
| Salaries and employee benefits | $527,000 | 3,779 |
| Premises and equipment expense | $106,000 | 3,758 |
| Additional noninterest expense | $352,000 | 3,531 |
| Pre-tax net operating income | $135,000 | 4,835 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $54,000 | 2,936 |
| Income before extraordinary items | $81,000 | 5,176 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $81,000 | 5,176 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $81,000 | 5,176 |
| Net charge-offs | $69,000 | 1,236 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $81,000 | 5,120 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 4,208 |
| Total interest expense | $686,000 | 3,102 |
| Net interest income | $3,537,000 | 4,315 |
| Provision for loan and lease losses | $167,000 | 2,542 |
| Total noninterest income | $389,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $79,000 | 4,974 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $310,000 | 3,943 |
| Total noninterest expense | $3,515,000 | 3,998 |
| Salaries and employee benefits | $1,814,000 | 4,103 |
| Premises and equipment expense | $477,000 | 3,568 |
| Additional noninterest expense | $1,224,000 | 3,881 |
| Pre-tax net operating income | $244,000 | 5,387 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $100,000 | 3,321 |
| Income before extraordinary items | $154,000 | 5,575 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $154,000 | 5,577 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $154,000 | 5,578 |
| Net charge-offs | $162,000 | 2,184 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $147,600 | 5,550 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 4,277 |
| Total interest expense | $518,000 | 3,140 |
| Net interest income | $2,603,000 | 4,398 |
| Provision for loan and lease losses | $123,000 | 2,486 |
| Total noninterest income | $299,000 | 4,513 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $61,000 | 4,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 3,940 |
| Total noninterest expense | $2,580,000 | 4,070 |
| Salaries and employee benefits | $1,311,000 | 4,200 |
| Premises and equipment expense | $355,000 | 3,631 |
| Additional noninterest expense | $914,000 | 3,894 |
| Pre-tax net operating income | $199,000 | 5,468 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $76,000 | 3,426 |
| Income before extraordinary items | $127,000 | 5,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 5,644 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $127,000 | 5,645 |
| Net charge-offs | $140,000 | 1,855 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $124,440 | 5,613 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 4,293 |
| Total interest expense | $350,000 | 3,129 |
| Net interest income | $1,738,000 | 4,419 |
| Provision for loan and lease losses | $139,000 | 1,899 |
| Total noninterest income | $211,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $41,000 | 5,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $170,000 | 3,874 |
| Total noninterest expense | $1,724,000 | 4,103 |
| Salaries and employee benefits | $876,000 | 4,241 |
| Premises and equipment expense | $242,000 | 3,617 |
| Additional noninterest expense | $606,000 | 3,933 |
| Pre-tax net operating income | $86,000 | 5,681 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $33,000 | 3,654 |
| Income before extraordinary items | $57,000 | 5,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 5,820 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $57,000 | 5,821 |
| Net charge-offs | $149,000 | 1,377 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $54,440 | 5,790 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 4,361 |
| Total interest expense | $178,000 | 3,119 |
| Net interest income | $841,000 | 4,508 |
| Provision for loan and lease losses | $17,000 | 2,924 |
| Total noninterest income | $93,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 4,060 |
| Total noninterest expense | $855,000 | 4,152 |
| Salaries and employee benefits | $468,000 | 4,122 |
| Premises and equipment expense | $119,000 | 3,675 |
| Additional noninterest expense | $268,000 | 4,211 |
| Pre-tax net operating income | $62,000 | 5,530 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $25,000 | 3,429 |
| Income before extraordinary items | $41,000 | 5,692 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $41,000 | 5,692 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $41,000 | 5,693 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $38,440 | 5,665 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 4,505 |
| Total interest expense | $707,000 | 3,298 |
| Net interest income | $3,232,000 | 4,656 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $472,000 | 4,371 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $171,000 | 4,173 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $301,000 | 4,014 |
| Total noninterest expense | $3,601,000 | 4,072 |
| Salaries and employee benefits | $1,705,000 | 4,348 |
| Premises and equipment expense | $440,000 | 3,907 |
| Additional noninterest expense | $1,456,000 | 3,616 |
| Pre-tax net operating income | $43,000 | 5,989 |
| Securities gains (losses) | $-14,000 | 6,087 |
| Applicable income taxes | $-10,000 | 6,141 |
| Income before extraordinary items | $39,000 | 6,034 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $39,000 | 6,034 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $39,000 | 6,035 |
| Net charge-offs | $326,000 | 1,929 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $53,000 | 5,966 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 4,583 |
| Total interest expense | $524,000 | 3,369 |
| Net interest income | $2,376,000 | 4,744 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $360,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $127,000 | 4,243 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $233,000 | 4,002 |
| Total noninterest expense | $2,699,000 | 4,089 |
| Salaries and employee benefits | $1,260,000 | 4,385 |
| Premises and equipment expense | $319,000 | 4,013 |
| Additional noninterest expense | $1,120,000 | 3,577 |
| Pre-tax net operating income | $-23,000 | 6,175 |
| Securities gains (losses) | $-9,000 | 6,140 |
| Applicable income taxes | $-27,000 | 6,336 |
| Income before extraordinary items | $-5,000 | 6,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,000 | 6,165 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-5,000 | 6,166 |
| Net charge-offs | $360,000 | 1,434 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $760 | 6,139 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 4,594 |
| Total interest expense | $346,000 | 3,415 |
| Net interest income | $1,589,000 | 4,757 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $200,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $83,000 | 4,261 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $117,000 | 4,370 |
| Total noninterest expense | $1,735,000 | 4,199 |
| Salaries and employee benefits | $805,000 | 4,523 |
| Premises and equipment expense | $212,000 | 4,056 |
| Additional noninterest expense | $718,000 | 3,683 |
| Pre-tax net operating income | $-6,000 | 6,196 |
| Securities gains (losses) | $-5,000 | 6,209 |
| Applicable income taxes | $-13,000 | 6,388 |
| Income before extraordinary items | $2,000 | 6,200 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,000 | 6,202 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,000 | 6,202 |
| Net charge-offs | $388,000 | 1,062 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $5,200 | 6,169 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $949,000 | 4,681 |
| Total interest expense | $171,000 | 3,485 |
| Net interest income | $778,000 | 4,827 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $101,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $62,000 | 4,275 |
| Total noninterest expense | $870,000 | 4,221 |
| Salaries and employee benefits | $445,000 | 4,332 |
| Premises and equipment expense | $108,000 | 4,038 |
| Additional noninterest expense | $317,000 | 3,988 |
| Pre-tax net operating income | $9,000 | 6,128 |
| Securities gains (losses) | $-5,000 | 6,369 |
| Applicable income taxes | $-8,000 | 6,443 |
| Income before extraordinary items | $12,000 | 6,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 6,120 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $12,000 | 6,120 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $17,000 | 6,055 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 4,853 |
| Total interest expense | $716,000 | 3,699 |
| Net interest income | $2,909,000 | 5,000 |
| Provision for loan and lease losses | $623,000 | 1,597 |
| Total noninterest income | $443,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $75,000 | 5,590 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $368,000 | 3,797 |
| Total noninterest expense | $3,809,000 | 4,036 |
| Salaries and employee benefits | $1,765,000 | 4,364 |
| Premises and equipment expense | $444,000 | 3,999 |
| Additional noninterest expense | $1,600,000 | 3,489 |
| Pre-tax net operating income | $-1,080,000 | 6,578 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-375,000 | 6,611 |
| Income before extraordinary items | $-705,000 | 6,538 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-705,000 | 6,539 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-705,000 | 6,539 |
| Net charge-offs | $834,000 | 1,447 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-705,000 | 6,525 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 4,935 |
| Total interest expense | $530,000 | 3,808 |
| Net interest income | $2,153,000 | 5,073 |
| Provision for loan and lease losses | $558,000 | 1,405 |
| Total noninterest income | $359,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $52,000 | 5,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $307,000 | 3,720 |
| Total noninterest expense | $2,715,000 | 4,188 |
| Salaries and employee benefits | $1,282,000 | 4,453 |
| Premises and equipment expense | $335,000 | 4,034 |
| Additional noninterest expense | $1,098,000 | 3,716 |
| Pre-tax net operating income | $-761,000 | 6,669 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-262,000 | 6,764 |
| Income before extraordinary items | $-499,000 | 6,634 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-499,000 | 6,635 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-499,000 | 6,635 |
| Net charge-offs | $660,000 | 1,337 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-499,000 | 6,619 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 4,961 |
| Total interest expense | $354,000 | 3,873 |
| Net interest income | $1,427,000 | 5,096 |
| Provision for loan and lease losses | $315,000 | 1,593 |
| Total noninterest income | $245,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 3,692 |
| Total noninterest expense | $1,874,000 | 4,108 |
| Salaries and employee benefits | $898,000 | 4,370 |
| Premises and equipment expense | $213,000 | 4,153 |
| Additional noninterest expense | $763,000 | 3,615 |
| Pre-tax net operating income | $-517,000 | 6,691 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-182,000 | 6,805 |
| Income before extraordinary items | $-335,000 | 6,666 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-335,000 | 6,667 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-335,000 | 6,667 |
| Net charge-offs | $281,000 | 1,755 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-335,000 | 6,642 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $862,000 | 5,061 |
| Total interest expense | $174,000 | 4,001 |
| Net interest income | $688,000 | 5,199 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $151,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $136,000 | 3,329 |
| Total noninterest expense | $893,000 | 4,279 |
| Salaries and employee benefits | $436,000 | 4,478 |
| Premises and equipment expense | $108,000 | 4,148 |
| Additional noninterest expense | $349,000 | 3,849 |
| Pre-tax net operating income | $-129,000 | 6,652 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-50,000 | 6,868 |
| Income before extraordinary items | $-79,000 | 6,634 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-79,000 | 6,635 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-79,000 | 6,635 |
| Net charge-offs | $277,000 | 1,114 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-79,000 | 6,598 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 5,087 |
| Total interest expense | $773,000 | 4,194 |
| Net interest income | $2,892,000 | 5,191 |
| Provision for loan and lease losses | $675,000 | 2,309 |
| Total noninterest income | $676,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $56,000 | 6,123 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $620,000 | 3,057 |
| Total noninterest expense | $3,460,000 | 4,412 |
| Salaries and employee benefits | $1,665,000 | 4,588 |
| Premises and equipment expense | $378,000 | 4,431 |
| Additional noninterest expense | $1,417,000 | 3,925 |
| Pre-tax net operating income | $-567,000 | 6,527 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $-202,000 | 6,791 |
| Income before extraordinary items | $-364,000 | 6,541 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-364,000 | 6,537 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-364,000 | 6,539 |
| Net charge-offs | $221,000 | 3,656 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-364,640 | 6,472 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 5,139 |
| Total interest expense | $594,000 | 4,259 |
| Net interest income | $2,187,000 | 5,250 |
| Provision for loan and lease losses | $344,000 | 2,801 |
| Total noninterest income | $364,000 | 4,593 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $44,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $320,000 | 3,594 |
| Total noninterest expense | $2,567,000 | 4,449 |
| Salaries and employee benefits | $1,235,000 | 4,632 |
| Premises and equipment expense | $275,000 | 4,563 |
| Additional noninterest expense | $1,057,000 | 3,958 |
| Pre-tax net operating income | $-360,000 | 6,617 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-128,000 | 6,932 |
| Income before extraordinary items | $-231,000 | 6,643 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-231,000 | 6,641 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-231,000 | 6,641 |
| Net charge-offs | $195,000 | 3,338 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-231,640 | 6,560 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,124 |
| Total interest expense | $406,000 | 4,301 |
| Net interest income | $1,482,000 | 5,244 |
| Provision for loan and lease losses | $289,000 | 2,511 |
| Total noninterest income | $280,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $250,000 | 3,341 |
| Total noninterest expense | $1,735,000 | 4,451 |
| Salaries and employee benefits | $832,000 | 4,633 |
| Premises and equipment expense | $175,000 | 4,691 |
| Additional noninterest expense | $728,000 | 3,886 |
| Pre-tax net operating income | $-262,000 | 6,668 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $-93,000 | 7,013 |
| Income before extraordinary items | $-168,000 | 6,697 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-168,000 | 6,698 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-168,000 | 6,698 |
| Net charge-offs | $199,000 | 2,757 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-168,640 | 6,617 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 5,246 |
| Total interest expense | $214,000 | 4,289 |
| Net interest income | $700,000 | 5,394 |
| Provision for loan and lease losses | $260,000 | 1,711 |
| Total noninterest income | $100,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 3,939 |
| Total noninterest expense | $825,000 | 4,578 |
| Salaries and employee benefits | $426,000 | 4,620 |
| Premises and equipment expense | $88,000 | 4,696 |
| Additional noninterest expense | $311,000 | 4,294 |
| Pre-tax net operating income | $-285,000 | 6,934 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $-106,000 | 7,173 |
| Income before extraordinary items | $-178,000 | 6,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-178,000 | 6,889 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-178,000 | 6,889 |
| Net charge-offs | $148,000 | 2,104 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-178,640 | 6,850 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 5,236 |
| Total interest expense | $1,019,000 | 4,350 |
| Net interest income | $2,829,000 | 5,397 |
| Provision for loan and lease losses | $556,000 | 3,307 |
| Total noninterest income | $888,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $59,000 | 6,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $829,000 | 2,390 |
| Total noninterest expense | $3,067,000 | 4,823 |
| Salaries and employee benefits | $1,463,000 | 5,029 |
| Premises and equipment expense | $326,000 | 5,049 |
| Additional noninterest expense | $1,278,000 | 4,275 |
| Pre-tax net operating income | $94,000 | 5,789 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $31,000 | 3,950 |
| Income before extraordinary items | $63,000 | 5,989 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $63,000 | 5,991 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $63,000 | 5,991 |
| Net charge-offs | $984,000 | 2,375 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $63,000 | 5,878 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 5,259 |
| Total interest expense | $793,000 | 4,381 |
| Net interest income | $2,135,000 | 5,413 |
| Provision for loan and lease losses | $431,000 | 3,118 |
| Total noninterest income | $749,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $44,000 | 6,219 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $705,000 | 2,208 |
| Total noninterest expense | $2,326,000 | 4,797 |
| Salaries and employee benefits | $1,091,000 | 5,034 |
| Premises and equipment expense | $242,000 | 5,116 |
| Additional noninterest expense | $993,000 | 4,197 |
| Pre-tax net operating income | $127,000 | 5,708 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $86,000 | 5,943 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 5,944 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $86,000 | 5,944 |
| Net charge-offs | $855,000 | 2,066 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $86,000 | 5,835 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 5,272 |
| Total interest expense | $553,000 | 4,386 |
| Net interest income | $1,424,000 | 5,443 |
| Provision for loan and lease losses | $306,000 | 2,921 |
| Total noninterest income | $415,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $30,000 | 6,196 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $385,000 | 2,489 |
| Total noninterest expense | $1,513,000 | 4,920 |
| Salaries and employee benefits | $671,000 | 5,308 |
| Premises and equipment expense | $159,000 | 5,198 |
| Additional noninterest expense | $683,000 | 4,182 |
| Pre-tax net operating income | $20,000 | 6,098 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-2,000 | 6,799 |
| Income before extraordinary items | $22,000 | 6,181 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,180 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $22,000 | 6,181 |
| Net charge-offs | $766,000 | 1,715 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $22,000 | 6,099 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,298 |
| Total interest expense | $301,000 | 4,285 |
| Net interest income | $686,000 | 5,525 |
| Provision for loan and lease losses | $181,000 | 2,549 |
| Total noninterest income | $298,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $283,000 | 1,979 |
| Total noninterest expense | $768,000 | 4,908 |
| Salaries and employee benefits | $333,000 | 5,364 |
| Premises and equipment expense | $83,000 | 5,145 |
| Additional noninterest expense | $352,000 | 4,074 |
| Pre-tax net operating income | $35,000 | 5,943 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $31,000 | 5,977 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $31,000 | 5,976 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $31,000 | 5,977 |
| Net charge-offs | $325,000 | 1,673 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $31,000 | 5,948 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 5,169 |
| Total interest expense | $1,558,000 | 4,169 |
| Net interest income | $2,829,000 | 5,494 |
| Provision for loan and lease losses | $547,000 | 3,999 |
| Total noninterest income | $853,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 6,004 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $788,000 | 2,521 |
| Total noninterest expense | $2,793,000 | 5,228 |
| Salaries and employee benefits | $1,430,000 | 5,178 |
| Premises and equipment expense | $300,000 | 5,402 |
| Additional noninterest expense | $1,063,000 | 4,931 |
| Pre-tax net operating income | $342,000 | 4,782 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $147,000 | 2,950 |
| Income before extraordinary items | $197,000 | 5,293 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $197,000 | 5,295 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $197,000 | 5,295 |
| Net charge-offs | $38,000 | 6,081 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $195,720 | 5,160 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 5,242 |
| Total interest expense | $1,206,000 | 4,240 |
| Net interest income | $2,113,000 | 5,584 |
| Provision for loan and lease losses | $297,000 | 4,344 |
| Total noninterest income | $718,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $667,000 | 2,346 |
| Total noninterest expense | $2,123,000 | 5,200 |
| Salaries and employee benefits | $1,118,000 | 5,114 |
| Premises and equipment expense | $226,000 | 5,456 |
| Additional noninterest expense | $779,000 | 4,991 |
| Pre-tax net operating income | $411,000 | 4,469 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $166,000 | 2,722 |
| Income before extraordinary items | $245,000 | 5,119 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $245,000 | 5,121 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $245,000 | 5,122 |
| Net charge-offs | $9,000 | 6,301 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $245,000 | 4,940 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 5,264 |
| Total interest expense | $835,000 | 4,239 |
| Net interest income | $1,394,000 | 5,629 |
| Provision for loan and lease losses | $247,000 | 3,913 |
| Total noninterest income | $626,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $35,000 | 6,033 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $591,000 | 1,879 |
| Total noninterest expense | $1,405,000 | 5,244 |
| Salaries and employee benefits | $796,000 | 4,943 |
| Premises and equipment expense | $151,000 | 5,496 |
| Additional noninterest expense | $458,000 | 5,328 |
| Pre-tax net operating income | $368,000 | 4,103 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $150,000 | 2,405 |
| Income before extraordinary items | $218,000 | 4,774 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $218,000 | 4,774 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $218,000 | 4,774 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $218,000 | 4,628 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,268 |
| Total interest expense | $435,000 | 4,278 |
| Net interest income | $706,000 | 5,631 |
| Provision for loan and lease losses | $67,000 | 4,484 |
| Total noninterest income | $211,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $192,000 | 2,463 |
| Total noninterest expense | $691,000 | 5,337 |
| Salaries and employee benefits | $384,000 | 5,113 |
| Premises and equipment expense | $76,000 | 5,569 |
| Additional noninterest expense | $231,000 | 5,330 |
| Pre-tax net operating income | $159,000 | 4,466 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $64,000 | 2,567 |
| Income before extraordinary items | $95,000 | 5,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 5,047 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $95,000 | 5,046 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $95,000 | 4,928 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 5,349 |
| Total interest expense | $2,117,000 | 4,293 |
| Net interest income | $2,495,000 | 5,842 |
| Provision for loan and lease losses | $190,000 | 5,841 |
| Total noninterest income | $413,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $67,000 | 6,218 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $346,000 | 3,751 |
| Total noninterest expense | $2,507,000 | 5,676 |
| Salaries and employee benefits | $1,394,000 | 5,410 |
| Premises and equipment expense | $300,000 | 5,640 |
| Additional noninterest expense | $813,000 | 5,786 |
| Pre-tax net operating income | $211,000 | 4,777 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $78,000 | 3,015 |
| Income before extraordinary items | $140,000 | 5,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $140,000 | 5,021 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $140,000 | 5,021 |
| Net charge-offs | $255,000 | 4,703 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $135,520 | 4,972 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 5,422 |
| Total interest expense | $1,642,000 | 4,345 |
| Net interest income | $1,815,000 | 5,936 |
| Provision for loan and lease losses | $143,000 | 5,555 |
| Total noninterest income | $262,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $48,000 | 6,312 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $214,000 | 4,172 |
| Total noninterest expense | $1,913,000 | 5,647 |
| Salaries and employee benefits | $1,038,000 | 5,461 |
| Premises and equipment expense | $224,000 | 5,709 |
| Additional noninterest expense | $651,000 | 5,614 |
| Pre-tax net operating income | $21,000 | 5,591 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $28,000 | 5,663 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $28,000 | 5,663 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $28,000 | 5,663 |
| Net charge-offs | $213,000 | 4,181 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $21,000 | 5,626 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 5,493 |
| Total interest expense | $1,126,000 | 4,400 |
| Net interest income | $1,162,000 | 6,045 |
| Provision for loan and lease losses | $95,000 | 5,384 |
| Total noninterest income | $166,000 | 5,543 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $119,000 | 4,499 |
| Total noninterest expense | $1,315,000 | 5,607 |
| Salaries and employee benefits | $688,000 | 5,543 |
| Premises and equipment expense | $153,000 | 5,705 |
| Additional noninterest expense | $474,000 | 5,386 |
| Pre-tax net operating income | $-82,000 | 6,059 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-39,000 | 6,970 |
| Income before extraordinary items | $-43,000 | 6,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-43,000 | 6,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-43,000 | 6,051 |
| Net charge-offs | $221,000 | 3,310 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-43,000 | 5,988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 5,579 |
| Total interest expense | $557,000 | 4,539 |
| Net interest income | $570,000 | 6,094 |
| Provision for loan and lease losses | $48,000 | 4,961 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $645,000 | 5,614 |
| Salaries and employee benefits | $342,000 | 5,604 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $222,000 | 5,311 |
| Pre-tax net operating income | $-86,000 | 6,605 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-40,000 | 7,390 |
| Income before extraordinary items | $-46,000 | 6,638 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-46,000 | 6,639 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-46,000 | 6,639 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-46,000 | 6,525 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 5,801 |
| Total interest expense | $2,058,000 | 5,220 |
| Net interest income | $2,329,000 | 6,065 |
| Provision for loan and lease losses | $204,000 | 5,180 |
| Total noninterest income | $279,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 6,005 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $187,000 | 4,946 |
| Total noninterest expense | $2,364,000 | 5,789 |
| Salaries and employee benefits | $1,305,000 | 5,743 |
| Premises and equipment expense | $313,000 | 5,690 |
| Additional noninterest expense | $746,000 | 5,657 |
| Pre-tax net operating income | $40,000 | 6,189 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $21,000 | 4,257 |
| Income before extraordinary items | $19,000 | 6,144 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,000 | 6,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,964 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $19,000 | 6,288 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 5,904 |
| Total interest expense | $1,521,000 | 5,395 |
| Net interest income | $1,719,000 | 6,154 |
| Provision for loan and lease losses | $104,000 | 5,111 |
| Total noninterest income | $240,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $68,000 | 6,072 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 4,722 |
| Total noninterest expense | $1,805,000 | 5,747 |
| Salaries and employee benefits | $972,000 | 5,777 |
| Premises and equipment expense | $233,000 | 5,733 |
| Additional noninterest expense | $600,000 | 5,422 |
| Pre-tax net operating income | $50,000 | 6,588 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $18,000 | 4,637 |
| Income before extraordinary items | $32,000 | 6,484 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $32,000 | 6,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $32,000 | 6,643 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 6,028 |
| Total interest expense | $1,030,000 | 5,505 |
| Net interest income | $1,080,000 | 6,301 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $133,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $45,000 | 6,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $1,206,000 | 5,778 |
| Salaries and employee benefits | $618,000 | 5,964 |
| Premises and equipment expense | $157,000 | 5,743 |
| Additional noninterest expense | $431,000 | 5,189 |
| Pre-tax net operating income | $-43,000 | 7,077 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-20,000 | 7,658 |
| Income before extraordinary items | $-23,000 | 7,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,471 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-23,000 | 7,043 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 6,070 |
| Total interest expense | $554,000 | 5,503 |
| Net interest income | $511,000 | 6,462 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $103,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 4,169 |
| Total noninterest expense | $627,000 | 5,690 |
| Salaries and employee benefits | $307,000 | 6,022 |
| Premises and equipment expense | $81,000 | 5,704 |
| Additional noninterest expense | $239,000 | 4,825 |
| Pre-tax net operating income | $-25,000 | 7,308 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-14,000 | 7,868 |
| Income before extraordinary items | $-11,000 | 7,340 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-11,000 | 7,263 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 5,943 |
| Total interest expense | $2,564,000 | 5,188 |
| Net interest income | $2,018,000 | 6,478 |
| Provision for loan and lease losses | $156,000 | 4,270 |
| Total noninterest income | $296,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $209,000 | 4,974 |
| Total noninterest expense | $2,224,000 | 5,926 |
| Salaries and employee benefits | $1,150,000 | 6,092 |
| Premises and equipment expense | $307,000 | 5,724 |
| Additional noninterest expense | $767,000 | 5,481 |
| Pre-tax net operating income | $-66,000 | 7,517 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-3,000 | 7,730 |
| Income before extraordinary items | $-63,000 | 7,588 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-63,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,810 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-63,000 | 7,564 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 5,986 |
| Total interest expense | $1,920,000 | 5,216 |
| Net interest income | $1,494,000 | 6,544 |
| Provision for loan and lease losses | $156,000 | 3,418 |
| Total noninterest income | $122,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 6,263 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 6,594 |
| Total noninterest expense | $1,672,000 | 5,897 |
| Salaries and employee benefits | $816,000 | 6,244 |
| Premises and equipment expense | $246,000 | 5,555 |
| Additional noninterest expense | $610,000 | 5,230 |
| Pre-tax net operating income | $-212,000 | 7,897 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-67,000 | 8,195 |
| Income before extraordinary items | $-145,000 | 7,886 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-145,000 | 7,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 1,960 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-145,000 | 7,871 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 6,096 |
| Total interest expense | $1,256,000 | 5,270 |
| Net interest income | $936,000 | 6,730 |
| Provision for loan and lease losses | $156,000 | 2,532 |
| Total noninterest income | $56,000 | 7,540 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $10,000 | 7,880 |
| Total noninterest expense | $1,131,000 | 5,899 |
| Salaries and employee benefits | $540,000 | 6,314 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $427,000 | 5,068 |
| Pre-tax net operating income | $-295,000 | 8,153 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-103,000 | 8,388 |
| Income before extraordinary items | $-192,000 | 8,109 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-192,000 | 8,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,343 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-192,000 | 8,098 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,057,000 | 6,186 |
| Total interest expense | $607,000 | 5,352 |
| Net interest income | $450,000 | 6,848 |
| Provision for loan and lease losses | $68,000 | 2,624 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $567,000 | 5,932 |
| Salaries and employee benefits | $266,000 | 6,391 |
| Premises and equipment expense | $81,000 | 5,658 |
| Additional noninterest expense | $220,000 | 4,940 |
| Pre-tax net operating income | $-162,000 | 8,246 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-54,000 | 8,430 |
| Income before extraordinary items | $-108,000 | 8,188 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-108,000 | 8,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-108,000 | 8,177 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 6,132 |
| Total interest expense | $2,110,000 | 5,252 |
| Net interest income | $1,875,000 | 6,709 |
| Provision for loan and lease losses | $580,000 | 1,684 |
| Total noninterest income | $79,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $71,000 | 6,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $1,980,000 | 6,193 |
| Salaries and employee benefits | $917,000 | 6,611 |
| Premises and equipment expense | $334,000 | 5,456 |
| Additional noninterest expense | $729,000 | 5,532 |
| Pre-tax net operating income | $-606,000 | 8,305 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-256,000 | 8,496 |
| Income before extraordinary items | $-350,000 | 8,224 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-350,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-350,000 | 8,218 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 6,188 |
| Total interest expense | $1,539,000 | 5,269 |
| Net interest income | $1,402,000 | 6,802 |
| Provision for loan and lease losses | $480,000 | 1,442 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $55,000 | 6,616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $1,451,000 | 6,248 |
| Salaries and employee benefits | $684,000 | 6,621 |
| Premises and equipment expense | $258,000 | 5,373 |
| Additional noninterest expense | $509,000 | 5,719 |
| Pre-tax net operating income | $-454,000 | 8,424 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-195,000 | 8,624 |
| Income before extraordinary items | $-259,000 | 8,351 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-259,000 | 8,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-259,000 | 8,347 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 6,212 |
| Total interest expense | $996,000 | 5,233 |
| Net interest income | $932,000 | 6,837 |
| Provision for loan and lease losses | $480,000 | 1,013 |
| Total noninterest income | $53,000 | 7,801 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $925,000 | 6,384 |
| Salaries and employee benefits | $462,000 | 6,626 |
| Premises and equipment expense | $186,000 | 5,159 |
| Additional noninterest expense | $277,000 | 6,308 |
| Pre-tax net operating income | $-420,000 | 8,534 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-180,000 | 8,680 |
| Income before extraordinary items | $-240,000 | 8,456 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-240,000 | 8,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-240,000 | 8,454 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 6,186 |
| Total interest expense | $480,000 | 5,234 |
| Net interest income | $483,000 | 6,768 |
| Provision for loan and lease losses | $37,000 | 3,640 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $469,000 | 6,358 |
| Salaries and employee benefits | $235,000 | 6,606 |
| Premises and equipment expense | $95,000 | 5,109 |
| Additional noninterest expense | $139,000 | 6,274 |
| Pre-tax net operating income | $-1,000 | 8,217 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-12,000 | 8,533 |
| Income before extraordinary items | $11,000 | 8,093 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $11,000 | 8,085 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 6,617 |
| Total interest expense | $1,259,000 | 5,710 |
| Net interest income | $1,705,000 | 7,025 |
| Provision for loan and lease losses | $66,000 | 5,357 |
| Total noninterest income | $82,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,110 |
| Total noninterest expense | $1,754,000 | 6,480 |
| Salaries and employee benefits | $888,000 | 6,676 |
| Premises and equipment expense | $362,000 | 5,177 |
| Additional noninterest expense | $504,000 | 6,549 |
| Pre-tax net operating income | $-33,000 | 8,286 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $-26,000 | 8,516 |
| Income before extraordinary items | $-13,000 | 8,294 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-13,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-9,160 | 8,266 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,095,000 | 6,765 |
| Total interest expense | $841,000 | 5,878 |
| Net interest income | $1,254,000 | 7,095 |
| Provision for loan and lease losses | $56,000 | 5,041 |
| Total noninterest income | $61,000 | 8,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $1,294,000 | 6,522 |
| Salaries and employee benefits | $652,000 | 6,725 |
| Premises and equipment expense | $264,000 | 5,247 |
| Additional noninterest expense | $378,000 | 6,525 |
| Pre-tax net operating income | $-35,000 | 8,374 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $-26,000 | 8,648 |
| Income before extraordinary items | $-15,000 | 8,367 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-15,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-11,160 | 8,332 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 6,899 |
| Total interest expense | $511,000 | 5,982 |
| Net interest income | $788,000 | 7,227 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $42,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $846,000 | 6,593 |
| Salaries and employee benefits | $424,000 | 6,787 |
| Premises and equipment expense | $177,000 | 5,221 |
| Additional noninterest expense | $245,000 | 6,590 |
| Pre-tax net operating income | $-56,000 | 8,432 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $-34,000 | 8,695 |
| Income before extraordinary items | $-28,000 | 8,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-28,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-24,160 | 8,401 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $619,000 | 7,034 |
| Total interest expense | $240,000 | 6,080 |
| Net interest income | $379,000 | 7,371 |
| Provision for loan and lease losses | $34,000 | 3,829 |
| Total noninterest income | $21,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $424,000 | 6,625 |
| Salaries and employee benefits | $207,000 | 6,899 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $128,000 | 6,480 |
| Pre-tax net operating income | $-58,000 | 8,593 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $-34,000 | 8,778 |
| Income before extraordinary items | $-30,000 | 8,550 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-30,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-26,160 | 8,519 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 7,383 |
| Total interest expense | $791,000 | 6,295 |
| Net interest income | $1,204,000 | 7,734 |
| Provision for loan and lease losses | $62,000 | 5,624 |
| Total noninterest income | $44,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $41,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $1,670,000 | 6,597 |
| Salaries and employee benefits | $859,000 | 6,762 |
| Premises and equipment expense | $336,000 | 5,354 |
| Additional noninterest expense | $475,000 | 6,698 |
| Pre-tax net operating income | $-484,000 | 8,656 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $-148,000 | 8,784 |
| Income before extraordinary items | $-337,000 | 8,644 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-337,000 | 8,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-336,310 | 8,615 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 7,509 |
| Total interest expense | $575,000 | 6,354 |
| Net interest income | $850,000 | 7,869 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $29,000 | 8,709 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $27,000 | 7,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $1,259,000 | 6,535 |
| Salaries and employee benefits | $648,000 | 6,694 |
| Premises and equipment expense | $253,000 | 5,299 |
| Additional noninterest expense | $358,000 | 6,651 |
| Pre-tax net operating income | $-434,000 | 8,750 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $-131,000 | 8,879 |
| Income before extraordinary items | $-305,000 | 8,734 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-305,000 | 8,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-303,600 | 8,712 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $896,000 | 7,670 |
| Total interest expense | $369,000 | 6,477 |
| Net interest income | $527,000 | 8,022 |
| Provision for loan and lease losses | $48,000 | 4,777 |
| Total noninterest income | $28,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $18,000 | 7,579 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $819,000 | 6,653 |
| Salaries and employee benefits | $410,000 | 6,887 |
| Premises and equipment expense | $171,000 | 5,293 |
| Additional noninterest expense | $238,000 | 6,693 |
| Pre-tax net operating income | $-312,000 | 8,822 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $-89,000 | 8,932 |
| Income before extraordinary items | $-225,000 | 8,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-225,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-223,560 | 8,786 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 7,821 |
| Total interest expense | $179,000 | 6,628 |
| Net interest income | $243,000 | 8,175 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $19,000 | 8,452 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $414,000 | 6,664 |
| Salaries and employee benefits | $209,000 | 6,869 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $116,000 | 6,774 |
| Pre-tax net operating income | $-158,000 | 8,869 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-54,000 | 8,979 |
| Income before extraordinary items | $-104,000 | 8,846 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-104,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-104,000 | 8,810 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 8,109 |
| Total interest expense | $549,000 | 7,580 |
| Net interest income | $918,000 | 8,230 |
| Provision for loan and lease losses | $139,000 | 4,718 |
| Total noninterest income | $40,000 | 8,866 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $30,000 | 7,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $1,507,000 | 6,872 |
| Salaries and employee benefits | $818,000 | 6,851 |
| Premises and equipment expense | $295,000 | 5,705 |
| Additional noninterest expense | $394,000 | 7,192 |
| Pre-tax net operating income | $-688,000 | 8,891 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $-224,000 | 9,023 |
| Income before extraordinary items | $-431,000 | 8,880 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-431,000 | 8,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-452,780 | 8,824 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 8,290 |
| Total interest expense | $384,000 | 7,837 |
| Net interest income | $647,000 | 8,393 |
| Provision for loan and lease losses | $114,000 | 4,451 |
| Total noninterest income | $30,000 | 8,946 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $20,000 | 7,825 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $1,092,000 | 6,969 |
| Salaries and employee benefits | $604,000 | 6,899 |
| Premises and equipment expense | $197,000 | 6,038 |
| Additional noninterest expense | $291,000 | 7,220 |
| Pre-tax net operating income | $-529,000 | 8,972 |
| Securities gains (losses) | $33,000 | 2,620 |
| Applicable income taxes | $-170,000 | 9,104 |
| Income before extraordinary items | $-326,000 | 8,965 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-326,000 | 8,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-347,780 | 8,911 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $618,000 | 8,499 |
| Total interest expense | $238,000 | 8,090 |
| Net interest income | $380,000 | 8,584 |
| Provision for loan and lease losses | $84,000 | 4,244 |
| Total noninterest income | $20,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $695,000 | 7,116 |
| Salaries and employee benefits | $379,000 | 7,089 |
| Premises and equipment expense | $126,000 | 6,139 |
| Additional noninterest expense | $190,000 | 7,275 |
| Pre-tax net operating income | $-379,000 | 9,021 |
| Securities gains (losses) | $33,000 | 2,302 |
| Applicable income taxes | $-118,000 | 9,151 |
| Income before extraordinary items | $-228,000 | 9,025 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-228,000 | 9,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-249,780 | 8,968 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $272,000 | 8,709 |
| Total interest expense | $111,000 | 8,292 |
| Net interest income | $161,000 | 8,782 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $8,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $326,000 | 7,317 |
| Salaries and employee benefits | $176,000 | 7,306 |
| Premises and equipment expense | $63,000 | 6,146 |
| Additional noninterest expense | $87,000 | 7,495 |
| Pre-tax net operating income | $-189,000 | 9,077 |
| Securities gains (losses) | $22,000 | 1,846 |
| Applicable income taxes | $-57,000 | 9,188 |
| Income before extraordinary items | $-110,000 | 9,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-110,000 | 9,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-124,520 | 9,000 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 9,198 |
| Total interest expense | $226,000 | 9,030 |
| Net interest income | $188,000 | 9,252 |
| Provision for loan and lease losses | $52,000 | 6,658 |
| Total noninterest income | $13,000 | 9,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $10,000 | 8,083 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 9,127 |
| Total noninterest expense | $1,116,000 | 7,681 |
| Salaries and employee benefits | $562,000 | 7,878 |
| Premises and equipment expense | $196,000 | 6,807 |
| Additional noninterest expense | $358,000 | 7,421 |
| Pre-tax net operating income | $-967,000 | 9,114 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-345,000 | 9,201 |
| Income before extraordinary items | $-622,000 | 9,085 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-622,000 | 9,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-622,000 | 9,040 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,000 | 9,604 |
| Total interest expense | $1,000 | 9,592 |
| Net interest income | $24,000 | 9,591 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $112,000 | 9,593 |
| Salaries and employee benefits | $36,000 | 9,586 |
| Premises and equipment expense | $18,000 | 9,513 |
| Additional noninterest expense | $58,000 | 9,533 |
| Pre-tax net operating income | $-88,000 | 8,849 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-32,000 | 9,096 |
| Income before extraordinary items | $-56,000 | 8,906 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-56,000 | 8,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $8,005,000 | 95 |
| Net operating income | $-56,000 | 8,835 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.