Freedom Bank of Southern Missouri, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,487,0001,415
Total interest expense$10,637,0001,234
Net interest income$18,850,0001,512
Provision for loan and lease losses$316,0001,610
Total noninterest income$2,578,0001,773
Gross Fiduciary activities income$0981
Service charges on deposit accounts$973,0001,015
Trading account gains and feesNANA
Additional Noninterest Income$1,605,0001,808
Total noninterest expense$13,796,0001,637
Salaries and employee benefits$8,034,0001,601
Premises and equipment expense$1,184,0001,822
Additional noninterest expense$1,605,0001,808
Pre-tax net operating income$7,316,0001,496
Securities gains (losses)$-5,0003,306
Applicable income taxes$03,369
Income before extraordinary items$7,311,0001,292
Extraordinary gains, net$054
Net income$7,311,0001,308
Minority interest net income$088
Net income of bank and minority interests.$7,311,0001,295
Net charge-offs$-16,0003,935
Cash dividends$4,012,000953
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,316,0001,315
2023-09-30 (YTD Data)Rank
Total interest income$21,388,0001,425
Total interest expense$7,224,0001,245
Net interest income$14,164,0001,520
Provision for loan and lease losses$274,0001,418
Total noninterest income$1,937,0001,766
Gross Fiduciary activities income$0950
Service charges on deposit accounts$722,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$1,215,0001,803
Total noninterest expense$10,336,0001,622
Salaries and employee benefits$5,867,0001,635
Premises and equipment expense$910,0001,809
Additional noninterest expense$1,215,0001,803
Pre-tax net operating income$5,491,0001,541
Securities gains (losses)$-5,0003,394
Applicable income taxes$03,407
Income before extraordinary items$5,486,0001,343
Extraordinary gains, net$052
Net income$5,486,0001,353
Minority interest net income$081
Net income of bank and minority interests.$5,486,0001,343
Net charge-offs$-60,0004,253
Cash dividends$850,0001,827
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,491,0001,357
2023-06-30 (YTD Data)Rank
Total interest income$13,740,0001,437
Total interest expense$4,324,0001,240
Net interest income$9,416,0001,540
Provision for loan and lease losses$202,0001,327
Total noninterest income$1,267,0001,724
Gross Fiduciary activities income$0931
Service charges on deposit accounts$478,0001,014
Trading account gains and feesNANA
Additional Noninterest Income$789,0001,758
Total noninterest expense$6,877,0001,613
Salaries and employee benefits$3,864,0001,641
Premises and equipment expense$593,0001,814
Additional noninterest expense$789,0001,756
Pre-tax net operating income$3,604,0001,556
Securities gains (losses)$-5,0003,709
Applicable income taxes$03,436
Income before extraordinary items$3,599,0001,351
Extraordinary gains, net$051
Net income$3,599,0001,366
Minority interest net income$081
Net income of bank and minority interests.$3,599,0001,351
Net charge-offs$-48,0004,316
Cash dividends$590,0001,828
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,604,0001,365
2023-03-31 (YTD Data)Rank
Total interest income$6,645,0001,455
Total interest expense$1,902,0001,236
Net interest income$4,743,0001,540
Provision for loan and lease losses$129,0001,138
Total noninterest income$623,0001,743
Gross Fiduciary activities income$0913
Service charges on deposit accounts$248,000997
Trading account gains and feesNANA
Additional Noninterest Income$375,0001,809
Total noninterest expense$3,419,0001,650
Salaries and employee benefits$1,911,0001,681
Premises and equipment expense$277,0001,920
Additional noninterest expense$375,0001,809
Pre-tax net operating income$1,818,0001,575
Securities gains (losses)$-5,0003,973
Applicable income taxes$03,388
Income before extraordinary items$1,813,0001,379
Extraordinary gains, net$04
Net income$1,813,0001,378
Minority interest net income$048
Net income of bank and minority interests.$1,813,0001,379
Net charge-offs$-48,0004,433
Cash dividends$265,0001,655
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,818,0001,392
2022-12-31 (YTD Data)Rank
Total interest income$23,278,0001,394
Total interest expense$3,264,0001,105
Net interest income$20,014,0001,436
Provision for loan and lease losses$480,0001,252
Total noninterest income$2,600,0001,775
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$931,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$1,669,0001,800
Total noninterest expense$12,997,0001,665
Salaries and employee benefits$7,628,0001,633
Premises and equipment expense$1,023,0001,989
Additional noninterest expense$1,669,0001,800
Pre-tax net operating income$9,137,0001,361
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$9,137,0001,177
Extraordinary gains, net$05
Net income$9,137,0001,176
Minority interest net income$063
Net income of bank and minority interests.$9,137,0001,177
Net charge-offs$111,0001,180
Cash dividends$4,517,000843
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,137,0001,205
2022-09-30 (YTD Data)Rank
Total interest income$17,119,0001,357
Total interest expense$2,063,000996
Net interest income$15,056,0001,412
Provision for loan and lease losses$363,0001,131
Total noninterest income$1,986,0001,778
Gross Fiduciary activities income$0968
Service charges on deposit accounts$685,0001,097
Trading account gains and feesNANA
Additional Noninterest Income$1,301,0001,784
Total noninterest expense$9,708,0001,664
Salaries and employee benefits$5,479,0001,678
Premises and equipment expense$811,0001,940
Additional noninterest expense$1,301,0001,784
Pre-tax net operating income$6,971,0001,328
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$6,971,0001,158
Extraordinary gains, net$04
Net income$6,971,0001,156
Minority interest net income$057
Net income of bank and minority interests.$6,971,0001,158
Net charge-offs$53,0001,191
Cash dividends$805,0001,836
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,971,0001,177
2022-06-30 (YTD Data)Rank
Total interest income$10,994,0001,360
Total interest expense$1,243,000922
Net interest income$9,751,0001,416
Provision for loan and lease losses$296,000964
Total noninterest income$1,296,0001,777
Gross Fiduciary activities income$0925
Service charges on deposit accounts$432,0001,131
Trading account gains and feesNANA
Additional Noninterest Income$864,0001,823
Total noninterest expense$6,414,0001,659
Salaries and employee benefits$3,592,0001,688
Premises and equipment expense$523,0001,980
Additional noninterest expense$2,299,0001,452
Pre-tax net operating income$4,337,0001,328
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,337,0001,159
Extraordinary gains, net$04
Net income$4,337,0001,157
Minority interest net income$060
Net income of bank and minority interests.$4,337,0001,159
Net charge-offs$49,000978
Cash dividends$541,0001,826
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,337,0001,188
2022-03-31 (YTD Data)Rank
Total interest income$5,297,0001,363
Total interest expense$586,000951
Net interest income$4,711,0001,426
Provision for loan and lease losses$67,0001,203
Total noninterest income$650,0001,788
Gross Fiduciary activities income$0892
Service charges on deposit accounts$215,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$435,0001,824
Total noninterest expense$3,147,0001,680
Salaries and employee benefits$1,766,0001,719
Premises and equipment expense$255,0002,015
Additional noninterest expense$1,126,0001,447
Pre-tax net operating income$2,147,0001,289
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,147,0001,142
Extraordinary gains, net$04
Net income$2,147,0001,141
Minority interest net income$050
Net income of bank and minority interests.$2,147,0001,142
Net charge-offs$-5,0003,667
Cash dividends$275,0001,557
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,147,0001,152
2021-12-31 (YTD Data)Rank
Total interest income$20,898,0001,427
Total interest expense$2,987,000911
Net interest income$17,911,0001,499
Provision for loan and lease losses$527,0001,005
Total noninterest income$2,714,0001,909
Gross Fiduciary activities income$0994
Service charges on deposit accounts$779,0001,160
Trading account gains and feesNANA
Additional Noninterest Income$1,935,0001,940
Total noninterest expense$11,773,0001,756
Salaries and employee benefits$6,871,0001,733
Premises and equipment expense$1,033,0001,989
Additional noninterest expense$3,869,0001,615
Pre-tax net operating income$8,325,0001,440
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$8,325,0001,307
Extraordinary gains, net$010
Net income$8,325,0001,306
Minority interest net income$074
Net income of bank and minority interests.$8,325,0001,307
Net charge-offs$125,0001,240
Cash dividends$3,825,000982
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,325,0001,290
2021-09-30 (YTD Data)Rank
Total interest income$15,157,0001,501
Total interest expense$2,214,000974
Net interest income$12,943,0001,568
Provision for loan and lease losses$354,0001,057
Total noninterest income$2,073,0001,944
Gross Fiduciary activities income$0957
Service charges on deposit accounts$560,0001,189
Trading account gains and feesNANA
Additional Noninterest Income$1,513,0001,947
Total noninterest expense$8,489,0001,816
Salaries and employee benefits$4,838,0001,833
Premises and equipment expense$754,0002,047
Additional noninterest expense$2,897,0001,630
Pre-tax net operating income$6,173,0001,514
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$6,173,0001,368
Extraordinary gains, net$08
Net income$6,173,0001,368
Minority interest net income$069
Net income of bank and minority interests.$6,173,0001,368
Net charge-offs$78,0001,175
Cash dividends$375,0002,530
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,173,0001,346
2021-06-30 (YTD Data)Rank
Total interest income$9,746,0001,536
Total interest expense$1,509,000995
Net interest income$8,237,0001,615
Provision for loan and lease losses$228,0001,096
Total noninterest income$1,199,0002,037
Gross Fiduciary activities income$0951
Service charges on deposit accounts$335,0001,254
Trading account gains and feesNANA
Additional Noninterest Income$864,0002,077
Total noninterest expense$5,524,0001,839
Salaries and employee benefits$3,137,0001,861
Premises and equipment expense$496,0002,068
Additional noninterest expense$1,891,0001,645
Pre-tax net operating income$3,684,0001,616
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,684,0001,489
Extraordinary gains, net$06
Net income$3,684,0001,489
Minority interest net income$067
Net income of bank and minority interests.$3,684,0001,489
Net charge-offs$78,0001,003
Cash dividends$275,0002,439
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,684,0001,452
2021-03-31 (YTD Data)Rank
Total interest income$4,688,0001,585
Total interest expense$748,0001,065
Net interest income$3,940,0001,666
Provision for loan and lease losses$114,0001,179
Total noninterest income$523,0002,192
Gross Fiduciary activities income$0922
Service charges on deposit accounts$161,0001,285
Trading account gains and feesNANA
Additional Noninterest Income$362,0002,257
Total noninterest expense$2,680,0001,859
Salaries and employee benefits$1,527,0001,882
Premises and equipment expense$246,0002,085
Additional noninterest expense$907,0001,653
Pre-tax net operating income$1,669,0001,726
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,669,0001,602
Extraordinary gains, net$03
Net income$1,669,0001,602
Minority interest net income$055
Net income of bank and minority interests.$1,669,0001,602
Net charge-offs$89,000657
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,669,0001,556
2020-12-31 (YTD Data)Rank
Total interest income$17,442,0001,675
Total interest expense$3,391,0001,350
Net interest income$14,051,0001,739
Provision for loan and lease losses$569,0002,115
Total noninterest income$1,913,0002,175
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$606,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$1,307,0002,213
Total noninterest expense$9,529,0002,019
Salaries and employee benefits$5,152,0002,110
Premises and equipment expense$748,0002,430
Additional noninterest expense$3,629,0001,656
Pre-tax net operating income$5,866,0001,589
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$5,866,0001,444
Extraordinary gains, net$04
Net income$5,866,0001,444
Minority interest net income$072
Net income of bank and minority interests.$5,866,0001,445
Net charge-offs$364,0001,177
Cash dividends$3,079,0001,093
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,866,0001,404
2020-09-30 (YTD Data)Rank
Total interest income$12,512,0001,744
Total interest expense$2,618,0001,372
Net interest income$9,894,0001,825
Provision for loan and lease losses$450,0002,049
Total noninterest income$1,989,0001,797
Gross Fiduciary activities income$0981
Service charges on deposit accounts$409,0001,514
Trading account gains and feesNANA
Additional Noninterest Income$1,580,0001,691
Total noninterest expense$6,844,0002,055
Salaries and employee benefits$3,585,0002,198
Premises and equipment expense$573,0002,401
Additional noninterest expense$2,686,0001,649
Pre-tax net operating income$4,589,0001,507
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,589,0001,352
Extraordinary gains, net$04
Net income$4,589,0001,352
Minority interest net income$065
Net income of bank and minority interests.$4,589,0001,352
Net charge-offs$285,0001,052
Cash dividends$120,0003,108
Sale, conversion, retirement of capital stock, net$21,438,00026
Net operating income$4,589,0001,313
2020-06-30 (YTD Data)Rank
Total interest income$7,652,0001,899
Total interest expense$1,808,0001,432
Net interest income$5,844,0002,009
Provision for loan and lease losses$335,0001,939
Total noninterest income$634,0002,539
Gross Fiduciary activities income$0970
Service charges on deposit accounts$216,0001,803
Trading account gains and feesNANA
Additional Noninterest Income$418,0002,563
Total noninterest expense$3,823,0002,320
Salaries and employee benefits$2,122,0002,368
Premises and equipment expense$348,0002,524
Additional noninterest expense$1,353,0002,048
Pre-tax net operating income$2,320,0001,795
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,320,0001,628
Extraordinary gains, net$04
Net income$2,320,0001,629
Minority interest net income$065
Net income of bank and minority interests.$2,320,0001,629
Net charge-offs$252,000892
Cash dividends$120,0002,906
Sale, conversion, retirement of capital stock, net$21,438,00021
Net operating income$2,320,0001,583
2020-03-31 (YTD Data)Rank
Total interest income$3,643,0001,954
Total interest expense$967,0001,463
Net interest income$2,676,0002,104
Provision for loan and lease losses$110,0001,881
Total noninterest income$285,0002,589
Gross Fiduciary activities income$0941
Service charges on deposit accounts$109,0002,035
Trading account gains and feesNANA
Additional Noninterest Income$176,0002,580
Total noninterest expense$1,739,0002,470
Salaries and employee benefits$994,0002,499
Premises and equipment expense$165,0002,632
Additional noninterest expense$580,0002,298
Pre-tax net operating income$1,112,0001,691
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,112,0001,534
Extraordinary gains, net$04
Net income$1,112,0001,532
Minority interest net income$056
Net income of bank and minority interests.$1,112,0001,534
Net charge-offs$176,000671
Cash dividends$120,0002,210
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,112,0001,506
2019-12-31 (YTD Data)Rank
Total interest income$14,357,0001,991
Total interest expense$3,850,0001,518
Net interest income$10,507,0002,139
Provision for loan and lease losses$507,0001,462
Total noninterest income$1,057,0002,752
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$421,0002,159
Trading account gains and feesNANA
Additional Noninterest Income$636,0002,774
Total noninterest expense$6,860,0002,484
Salaries and employee benefits$3,897,0002,494
Premises and equipment expense$666,0002,618
Additional noninterest expense$2,297,0002,339
Pre-tax net operating income$4,197,0001,978
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$4,197,0001,819
Extraordinary gains, net$011
Net income$4,197,0001,821
Minority interest net income$076
Net income of bank and minority interests.$4,197,0001,821
Net charge-offs$251,0001,494
Cash dividends$2,086,0001,537
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,197,0001,783
2019-09-30 (YTD Data)Rank
Total interest income$10,710,0002,019
Total interest expense$2,918,0001,514
Net interest income$7,792,0002,196
Provision for loan and lease losses$467,0001,214
Total noninterest income$799,0002,748
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$314,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$485,0002,767
Total noninterest expense$5,151,0002,493
Salaries and employee benefits$2,912,0002,509
Premises and equipment expense$498,0002,654
Additional noninterest expense$1,741,0002,316
Pre-tax net operating income$2,973,0002,121
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,973,0001,948
Extraordinary gains, net$011
Net income$2,973,0001,948
Minority interest net income$072
Net income of bank and minority interests.$2,973,0001,949
Net charge-offs$353,000936
Cash dividends$120,0003,302
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,973,0001,918
2019-06-30 (YTD Data)Rank
Total interest income$7,082,0002,033
Total interest expense$1,917,0001,514
Net interest income$5,165,0002,213
Provision for loan and lease losses$353,0001,090
Total noninterest income$530,0002,731
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$211,0002,133
Trading account gains and feesNANA
Additional Noninterest Income$319,0002,751
Total noninterest expense$3,410,0002,517
Salaries and employee benefits$1,935,0002,521
Premises and equipment expense$331,0002,648
Additional noninterest expense$1,144,0002,366
Pre-tax net operating income$1,932,0002,142
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,932,0001,973
Extraordinary gains, net$011
Net income$1,932,0001,971
Minority interest net income$069
Net income of bank and minority interests.$1,932,0001,973
Net charge-offs$323,000755
Cash dividends$60,0003,290
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,932,0001,949
2019-03-31 (YTD Data)Rank
Total interest income$3,457,0002,066
Total interest expense$937,0001,506
Net interest income$2,520,0002,260
Provision for loan and lease losses$114,0001,382
Total noninterest income$265,0002,671
Gross Fiduciary activities income$0972
Service charges on deposit accounts$105,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$160,0002,682
Total noninterest expense$1,681,0002,559
Salaries and employee benefits$957,0002,561
Premises and equipment expense$175,0002,585
Additional noninterest expense$549,0002,427
Pre-tax net operating income$990,0002,067
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$990,0001,885
Extraordinary gains, net$05
Net income$990,0001,883
Minority interest net income$052
Net income of bank and minority interests.$990,0001,884
Net charge-offs$51,0001,196
Cash dividends$60,0002,577
Sale, conversion, retirement of capital stock, net$0529
Net operating income$990,0001,864
2018-12-31 (YTD Data)Rank
Total interest income$13,041,0002,074
Total interest expense$2,795,0001,507
Net interest income$10,246,0002,197
Provision for loan and lease losses$1,128,000814
Total noninterest income$997,0002,860
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$365,0002,430
Trading account gains and feesNANA
Additional Noninterest Income$632,0002,784
Total noninterest expense$6,401,0002,609
Salaries and employee benefits$3,738,0002,560
Premises and equipment expense$615,0002,794
Additional noninterest expense$2,048,0002,563
Pre-tax net operating income$3,714,0002,199
Securities gains (losses)$-5,0004,250
Applicable income taxes$03,978
Income before extraordinary items$3,709,0002,003
Extraordinary gains, net$06
Net income$3,709,0002,001
Minority interest net income$072
Net income of bank and minority interests.$3,709,0002,002
Net charge-offs$1,188,000505
Cash dividends$1,713,0001,600
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,714,0001,997
2018-09-30 (YTD Data)Rank
Total interest income$9,644,0002,087
Total interest expense$1,972,0001,502
Net interest income$7,672,0002,203
Provision for loan and lease losses$888,000729
Total noninterest income$754,0002,882
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$266,0002,490
Trading account gains and feesNANA
Additional Noninterest Income$488,0002,791
Total noninterest expense$4,816,0002,618
Salaries and employee benefits$2,793,0002,571
Premises and equipment expense$457,0002,825
Additional noninterest expense$1,566,0002,522
Pre-tax net operating income$2,722,0002,258
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,722,0002,046
Extraordinary gains, net$05
Net income$2,722,0002,044
Minority interest net income$066
Net income of bank and minority interests.$2,722,0002,045
Net charge-offs$1,106,000406
Cash dividends$100,0003,352
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,722,0002,039
2018-06-30 (YTD Data)Rank
Total interest income$6,336,0002,098
Total interest expense$1,233,0001,515
Net interest income$5,103,0002,191
Provision for loan and lease losses$753,000584
Total noninterest income$485,0002,921
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$169,0002,560
Trading account gains and feesNANA
Additional Noninterest Income$316,0002,823
Total noninterest expense$3,186,0002,649
Salaries and employee benefits$1,860,0002,590
Premises and equipment expense$304,0002,844
Additional noninterest expense$1,022,0002,573
Pre-tax net operating income$1,649,0002,380
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,649,0002,164
Extraordinary gains, net$06
Net income$1,649,0002,161
Minority interest net income$065
Net income of bank and minority interests.$1,649,0002,163
Net charge-offs$1,079,000309
Cash dividends$60,0003,309
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,649,0002,155
2018-03-31 (YTD Data)Rank
Total interest income$3,096,0002,118
Total interest expense$597,0001,491
Net interest income$2,499,0002,247
Provision for loan and lease losses$683,000365
Total noninterest income$227,0002,989
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$81,0002,647
Trading account gains and feesNANA
Additional Noninterest Income$146,0002,875
Total noninterest expense$1,608,0002,650
Salaries and employee benefits$945,0002,594
Premises and equipment expense$145,0002,964
Additional noninterest expense$518,0002,564
Pre-tax net operating income$435,0003,313
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$435,0003,118
Extraordinary gains, net$07
Net income$435,0003,118
Minority interest net income$052
Net income of bank and minority interests.$435,0003,118
Net charge-offs$1,019,000221
Cash dividends$60,0002,506
Sale, conversion, retirement of capital stock, net$0580
Net operating income$435,0003,119
2017-12-31 (YTD Data)Rank
Total interest income$12,132,0002,115
Total interest expense$2,072,0001,498
Net interest income$10,060,0002,217
Provision for loan and lease losses$311,0001,931
Total noninterest income$917,0003,068
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$331,0002,689
Trading account gains and feesNANA
Additional Noninterest Income$586,0002,970
Total noninterest expense$6,339,0002,683
Salaries and employee benefits$3,778,0002,564
Premises and equipment expense$582,0002,980
Additional noninterest expense$1,979,0002,670
Pre-tax net operating income$4,327,0001,924
Securities gains (losses)$28,0001,181
Applicable income taxes$3,0004,014
Income before extraordinary items$4,352,0001,511
Extraordinary gains, net$09
Net income$4,352,0001,511
Minority interest net income$076
Net income of bank and minority interests.$4,352,0001,511
Net charge-offs$175,0001,936
Cash dividends$1,908,0001,480
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,324,0001,509
2017-09-30 (YTD Data)Rank
Total interest income$9,004,0002,135
Total interest expense$1,496,0001,518
Net interest income$7,508,0002,234
Provision for loan and lease losses$269,0001,759
Total noninterest income$698,0003,068
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$251,0002,692
Trading account gains and feesNANA
Additional Noninterest Income$447,0002,959
Total noninterest expense$4,754,0002,689
Salaries and employee benefits$2,857,0002,562
Premises and equipment expense$421,0003,072
Additional noninterest expense$1,476,0002,688
Pre-tax net operating income$3,183,0001,971
Securities gains (losses)$28,0001,157
Applicable income taxes$2,0004,064
Income before extraordinary items$3,209,0001,639
Extraordinary gains, net$09
Net income$3,209,0001,639
Minority interest net income$071
Net income of bank and minority interests.$3,209,0001,639
Net charge-offs$5,0003,457
Cash dividends$60,0003,537
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,181,0001,631
2017-06-30 (YTD Data)Rank
Total interest income$5,930,0002,137
Total interest expense$967,0001,524
Net interest income$4,963,0002,236
Provision for loan and lease losses$186,0001,623
Total noninterest income$469,0003,066
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$171,0002,647
Trading account gains and fees$0139
Additional Noninterest Income$298,0002,949
Total noninterest expense$3,193,0002,687
Salaries and employee benefits$1,942,0002,539
Premises and equipment expense$275,0003,118
Additional noninterest expense$976,0002,718
Pre-tax net operating income$2,053,0001,987
Securities gains (losses)$28,000866
Applicable income taxes$1,0004,119
Income before extraordinary items$2,080,0001,652
Extraordinary gains, net$011
Net income$2,080,0001,652
Minority interest net income$071
Net income of bank and minority interests.$2,080,0001,652
Net charge-offs$57,0001,902
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,052,0001,654
2017-03-31 (YTD Data)Rank
Total interest income$2,904,0002,170
Total interest expense$471,0001,534
Net interest income$2,433,0002,269
Provision for loan and lease losses$93,0001,508
Total noninterest income$225,0003,123
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$82,0002,717
Trading account gains and fees$0142
Additional Noninterest Income$143,0002,990
Total noninterest expense$1,635,0002,665
Salaries and employee benefits$1,023,0002,483
Premises and equipment expense$131,0003,259
Additional noninterest expense$481,0002,747
Pre-tax net operating income$930,0002,057
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$930,0001,756
Extraordinary gains, net$08
Net income$930,0001,755
Minority interest net income$055
Net income of bank and minority interests.$930,0001,756
Net charge-offs$17,0001,973
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$930,0001,742
2016-12-31 (YTD Data)Rank
Total interest income$11,342,0002,167
Total interest expense$1,679,0001,633
Net interest income$9,663,0002,254
Provision for loan and lease losses$210,0002,378
Total noninterest income$894,0003,223
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$341,0002,741
Trading account gains and fees$0170
Additional Noninterest Income$553,0003,112
Total noninterest expense$6,350,0002,748
Salaries and employee benefits$4,022,0002,490
Premises and equipment expense$559,0003,152
Additional noninterest expense$1,769,0002,998
Pre-tax net operating income$3,997,0001,945
Securities gains (losses)$50,0001,842
Applicable income taxes$04,278
Income before extraordinary items$4,047,0001,638
Extraordinary gains, net$05
Net income$4,047,0001,635
Minority interest net income$082
Net income of bank and minority interests.$4,047,0001,637
Net charge-offs$89,0002,699
Cash dividends$1,812,0001,528
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,997,0001,623
2016-09-30 (YTD Data)Rank
Total interest income$8,421,0002,188
Total interest expense$1,236,0001,662
Net interest income$7,185,0002,270
Provision for loan and lease losses$134,0002,502
Total noninterest income$684,0003,190
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$254,0002,759
Trading account gains and fees$0169
Additional Noninterest Income$430,0003,077
Total noninterest expense$4,719,0002,753
Salaries and employee benefits$2,982,0002,496
Premises and equipment expense$417,0003,193
Additional noninterest expense$1,320,0003,001
Pre-tax net operating income$3,016,0001,956
Securities gains (losses)$50,0001,770
Applicable income taxes$04,325
Income before extraordinary items$3,066,0001,654
Extraordinary gains, net$05
Net income$3,066,0001,654
Minority interest net income$071
Net income of bank and minority interests.$3,066,0001,654
Net charge-offs$25,0003,026
Cash dividends$120,0003,399
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,016,0001,633
2016-06-30 (YTD Data)Rank
Total interest income$5,564,0002,210
Total interest expense$808,0001,679
Net interest income$4,756,0002,283
Provision for loan and lease losses$78,0002,515
Total noninterest income$447,0003,223
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$167,0002,753
Trading account gains and fees$0157
Additional Noninterest Income$280,0003,113
Total noninterest expense$3,100,0002,788
Salaries and employee benefits$1,961,0002,541
Premises and equipment expense$282,0003,164
Additional noninterest expense$857,0003,084
Pre-tax net operating income$2,025,0001,918
Securities gains (losses)$50,0001,421
Applicable income taxes$04,338
Income before extraordinary items$2,075,0001,606
Extraordinary gains, net$016
Net income$2,075,0001,607
Minority interest net income$071
Net income of bank and minority interests.$2,075,0001,607
Net charge-offs$16,0002,882
Cash dividends$120,0003,153
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,025,0001,592
2016-03-31 (YTD Data)Rank
Total interest income$2,805,0002,195
Total interest expense$403,0001,684
Net interest income$2,402,0002,260
Provision for loan and lease losses$47,0002,228
Total noninterest income$210,0003,288
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$83,0002,745
Trading account gains and fees$0142
Additional Noninterest Income$127,0003,205
Total noninterest expense$1,519,0002,841
Salaries and employee benefits$956,0002,597
Premises and equipment expense$143,0003,167
Additional noninterest expense$420,0003,117
Pre-tax net operating income$1,046,0001,857
Securities gains (losses)$50,000833
Applicable income taxes$04,259
Income before extraordinary items$1,096,0001,502
Extraordinary gains, net$012
Net income$1,096,0001,503
Minority interest net income$062
Net income of bank and minority interests.$1,096,0001,503
Net charge-offs$15,0002,144
Cash dividends$60,0002,577
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,046,0001,519
2015-12-31 (YTD Data)Rank
Total interest income$10,462,0002,285
Total interest expense$1,548,0001,726
Net interest income$8,914,0002,365
Provision for loan and lease losses$127,0002,782
Total noninterest income$952,0003,156
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$331,0002,844
Trading account gains and fees$0159
Additional Noninterest Income$621,0002,994
Total noninterest expense$5,990,0002,868
Salaries and employee benefits$3,557,0002,710
Premises and equipment expense$564,0003,237
Additional noninterest expense$1,869,0002,930
Pre-tax net operating income$3,749,0001,966
Securities gains (losses)$12,0002,504
Applicable income taxes$04,402
Income before extraordinary items$3,761,0001,687
Extraordinary gains, net$023
Net income$3,761,0001,688
Minority interest net income$081
Net income of bank and minority interests.$3,761,0001,689
Net charge-offs$-57,0005,607
Cash dividends$1,680,0001,521
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,749,0001,654
2015-09-30 (YTD Data)Rank
Total interest income$7,710,0002,335
Total interest expense$1,150,0001,766
Net interest income$6,560,0002,414
Provision for loan and lease losses$106,0002,611
Total noninterest income$641,0003,360
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$251,0002,845
Trading account gains and fees$0153
Additional Noninterest Income$390,0003,258
Total noninterest expense$4,316,0002,966
Salaries and employee benefits$2,574,0002,783
Premises and equipment expense$420,0003,295
Additional noninterest expense$1,322,0003,072
Pre-tax net operating income$2,779,0002,031
Securities gains (losses)$12,0002,263
Applicable income taxes$04,489
Income before extraordinary items$2,791,0001,733
Extraordinary gains, net$021
Net income$2,791,0001,735
Minority interest net income$078
Net income of bank and minority interests.$2,791,0001,736
Net charge-offs$-57,0005,651
Cash dividends$110,0003,427
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,779,0001,700
2015-06-30 (YTD Data)Rank
Total interest income$4,996,0002,390
Total interest expense$760,0001,779
Net interest income$4,236,0002,469
Provision for loan and lease losses$61,0002,654
Total noninterest income$396,0003,474
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$165,0002,846
Trading account gains and fees$0157
Additional Noninterest Income$231,0003,421
Total noninterest expense$2,769,0003,071
Salaries and employee benefits$1,640,0002,892
Premises and equipment expense$268,0003,392
Additional noninterest expense$861,0003,157
Pre-tax net operating income$1,802,0002,054
Securities gains (losses)$12,0001,941
Applicable income taxes$04,497
Income before extraordinary items$1,814,0001,757
Extraordinary gains, net$022
Net income$1,814,0001,761
Minority interest net income$075
Net income of bank and minority interests.$1,814,0001,761
Net charge-offs$-104,0005,935
Cash dividends$60,0003,384
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,802,0001,722
2015-03-31 (YTD Data)Rank
Total interest income$2,449,0002,429
Total interest expense$382,0001,785
Net interest income$2,067,0002,523
Provision for loan and lease losses$45,0002,176
Total noninterest income$161,0003,785
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$79,0002,888
Trading account gains and fees$0152
Additional Noninterest Income$82,0003,882
Total noninterest expense$1,374,0003,090
Salaries and employee benefits$803,0002,965
Premises and equipment expense$138,0003,373
Additional noninterest expense$433,0003,118
Pre-tax net operating income$809,0002,193
Securities gains (losses)$12,0001,416
Applicable income taxes$04,400
Income before extraordinary items$821,0001,890
Extraordinary gains, net$013
Net income$821,0001,892
Minority interest net income$064
Net income of bank and minority interests.$821,0001,892
Net charge-offs$-189,0006,234
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$809,0001,849
2014-12-31 (YTD Data)Rank
Total interest income$9,526,0002,508
Total interest expense$1,574,0001,820
Net interest income$7,952,0002,636
Provision for loan and lease losses$369,0001,769
Total noninterest income$845,0003,389
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$335,0003,013
Trading account gains and fees$0180
Additional Noninterest Income$510,0003,247
Total noninterest expense$5,521,0003,104
Salaries and employee benefits$3,156,0002,980
Premises and equipment expense$560,0003,391
Additional noninterest expense$1,805,0003,114
Pre-tax net operating income$2,907,0002,322
Securities gains (losses)$-16,0006,105
Applicable income taxes$04,531
Income before extraordinary items$2,891,0002,074
Extraordinary gains, net$017
Net income$2,891,0002,074
Minority interest net income$084
Net income of bank and minority interests.$2,891,0002,073
Net charge-offs$746,0001,116
Cash dividends$1,391,0001,659
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,907,0002,020
2014-09-30 (YTD Data)Rank
Total interest income$7,025,0002,569
Total interest expense$1,195,0001,823
Net interest income$5,830,0002,705
Provision for loan and lease losses$309,0001,607
Total noninterest income$670,0003,322
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$260,0002,988
Trading account gains and fees$0174
Additional Noninterest Income$410,0003,196
Total noninterest expense$4,111,0003,136
Salaries and employee benefits$2,344,0003,009
Premises and equipment expense$425,0003,399
Additional noninterest expense$1,342,0003,138
Pre-tax net operating income$2,080,0002,451
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,080,0002,159
Extraordinary gains, net$015
Net income$2,080,0002,159
Minority interest net income$081
Net income of bank and minority interests.$2,080,0002,158
Net charge-offs$669,000925
Cash dividends$97,0003,471
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,080,0002,113
2014-06-30 (YTD Data)Rank
Total interest income$4,571,0002,623
Total interest expense$802,0001,831
Net interest income$3,769,0002,765
Provision for loan and lease losses$252,0001,436
Total noninterest income$438,0003,351
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$155,0003,163
Trading account gains and fees$0172
Additional Noninterest Income$283,0003,119
Total noninterest expense$2,739,0003,136
Salaries and employee benefits$1,550,0003,047
Premises and equipment expense$287,0003,390
Additional noninterest expense$902,0003,131
Pre-tax net operating income$1,216,0002,623
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,216,0002,316
Extraordinary gains, net$020
Net income$1,216,0002,320
Minority interest net income$080
Net income of bank and minority interests.$1,216,0002,320
Net charge-offs$553,000807
Cash dividends$97,0003,193
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,216,0002,270
2014-03-31 (YTD Data)Rank
Total interest income$2,208,0002,699
Total interest expense$405,0001,842
Net interest income$1,803,0002,863
Provision for loan and lease losses$175,0001,088
Total noninterest income$162,0003,860
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$77,0003,142
Trading account gains and fees$0147
Additional Noninterest Income$85,0003,806
Total noninterest expense$1,367,0003,173
Salaries and employee benefits$767,0003,087
Premises and equipment expense$143,0003,460
Additional noninterest expense$457,0003,110
Pre-tax net operating income$423,0003,199
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$423,0002,893
Extraordinary gains, net$016
Net income$423,0002,896
Minority interest net income$066
Net income of bank and minority interests.$423,0002,896
Net charge-offs$554,000460
Cash dividends$97,0002,285
Sale, conversion, retirement of capital stock, net$0747
Net operating income$423,0002,852
2013-12-31 (YTD Data)Rank
Total interest income$8,846,0002,706
Total interest expense$1,618,0002,023
Net interest income$7,228,0002,839
Provision for loan and lease losses$1,070,0001,037
Total noninterest income$954,0003,283
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$366,0003,008
Trading account gains and fees$0184
Additional Noninterest Income$588,0003,148
Total noninterest expense$4,782,0003,517
Salaries and employee benefits$2,679,0003,365
Premises and equipment expense$521,0003,646
Additional noninterest expense$1,582,0003,514
Pre-tax net operating income$2,330,0002,579
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$2,330,0002,326
Extraordinary gains, net$029
Net income$2,330,0002,330
Minority interest net income$090
Net income of bank and minority interests.$2,330,0002,329
Net charge-offs$237,0002,823
Cash dividends$1,040,0001,875
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,330,0002,280
2013-09-30 (YTD Data)Rank
Total interest income$6,565,0002,750
Total interest expense$1,204,0002,099
Net interest income$5,361,0002,882
Provision for loan and lease losses$700,0001,182
Total noninterest income$816,0003,100
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$278,0002,998
Trading account gains and fees$0180
Additional Noninterest Income$538,0002,903
Total noninterest expense$3,485,0003,592
Salaries and employee benefits$1,957,0003,455
Premises and equipment expense$386,0003,705
Additional noninterest expense$1,142,0003,624
Pre-tax net operating income$1,992,0002,428
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$1,992,0002,142
Extraordinary gains, net$025
Net income$1,992,0002,149
Minority interest net income$084
Net income of bank and minority interests.$1,992,0002,149
Net charge-offs$191,0002,622
Cash dividends$90,0003,382
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,992,0002,075
2013-06-30 (YTD Data)Rank
Total interest income$4,247,0002,825
Total interest expense$791,0002,159
Net interest income$3,456,0002,951
Provision for loan and lease losses$371,0001,450
Total noninterest income$504,0003,286
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$185,0002,953
Trading account gains and fees$0157
Additional Noninterest Income$319,0003,119
Total noninterest expense$2,197,0003,734
Salaries and employee benefits$1,251,0003,572
Premises and equipment expense$243,0003,850
Additional noninterest expense$703,0003,823
Pre-tax net operating income$1,392,0002,331
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,392,0002,050
Extraordinary gains, net$022
Net income$1,392,0002,059
Minority interest net income$082
Net income of bank and minority interests.$1,392,0002,056
Net charge-offs$172,0002,253
Cash dividends$30,0003,387
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,392,0001,971
2013-03-31 (YTD Data)Rank
Total interest income$2,074,0002,896
Total interest expense$380,0002,305
Net interest income$1,694,0003,002
Provision for loan and lease losses$173,0001,499
Total noninterest income$171,0003,927
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$88,0003,040
Trading account gains and fees$0148
Additional Noninterest Income$83,0004,023
Total noninterest expense$1,007,0003,972
Salaries and employee benefits$571,0003,831
Premises and equipment expense$109,0004,125
Additional noninterest expense$327,0004,020
Pre-tax net operating income$685,0002,303
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$685,0002,027
Extraordinary gains, net$010
Net income$685,0002,028
Minority interest net income$076
Net income of bank and minority interests.$685,0002,029
Net charge-offs$66,0002,216
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$685,0001,948
2012-12-31 (YTD Data)Rank
Total interest income$7,854,0003,161
Total interest expense$1,490,0002,728
Net interest income$6,364,0003,226
Provision for loan and lease losses$777,0002,117
Total noninterest income$567,0004,273
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$327,0003,331
Trading account gains and fees$0166
Additional Noninterest Income$240,0004,363
Total noninterest expense$3,941,0004,065
Salaries and employee benefits$2,163,0003,941
Premises and equipment expense$419,0004,215
Additional noninterest expense$1,359,0004,026
Pre-tax net operating income$2,213,0002,629
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$2,213,0002,407
Extraordinary gains, net$029
Net income$2,213,0002,407
Minority interest net income$093
Net income of bank and minority interests.$2,213,0002,408
Net charge-offs$570,0002,478
Cash dividends$960,0002,012
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,213,0002,281
2012-09-30 (YTD Data)Rank
Total interest income$5,802,0003,255
Total interest expense$1,121,0002,831
Net interest income$4,681,0003,335
Provision for loan and lease losses$667,0001,915
Total noninterest income$403,0004,409
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$234,0003,449
Trading account gains and fees$0157
Additional Noninterest Income$169,0004,479
Total noninterest expense$2,824,0004,215
Salaries and employee benefits$1,591,0004,002
Premises and equipment expense$313,0004,262
Additional noninterest expense$920,0004,321
Pre-tax net operating income$1,593,0002,768
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$1,593,0002,530
Extraordinary gains, net$020
Net income$1,593,0002,531
Minority interest net income$086
Net income of bank and minority interests.$1,593,0002,531
Net charge-offs$444,0002,336
Cash dividends$35,0003,621
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,593,0002,406
2012-06-30 (YTD Data)Rank
Total interest income$3,834,0003,307
Total interest expense$752,0002,898
Net interest income$3,082,0003,369
Provision for loan and lease losses$457,0001,902
Total noninterest income$279,0004,351
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$149,0003,530
Trading account gains and fees$0153
Additional Noninterest Income$130,0004,289
Total noninterest expense$1,915,0004,181
Salaries and employee benefits$1,048,0004,056
Premises and equipment expense$213,0004,235
Additional noninterest expense$654,0004,185
Pre-tax net operating income$989,0002,871
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$989,0002,641
Extraordinary gains, net$019
Net income$989,0002,641
Minority interest net income$084
Net income of bank and minority interests.$989,0002,641
Net charge-offs$280,0002,391
Cash dividends$35,0003,381
Sale, conversion, retirement of capital stock, net$0928
Net operating income$989,0002,499
2012-03-31 (YTD Data)Rank
Total interest income$1,921,0003,328
Total interest expense$380,0002,978
Net interest income$1,541,0003,385
Provision for loan and lease losses$233,0001,819
Total noninterest income$140,0004,363
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$77,0003,452
Trading account gains and fees$0148
Additional Noninterest Income$63,0004,373
Total noninterest expense$940,0004,252
Salaries and employee benefits$514,0004,134
Premises and equipment expense$101,0004,371
Additional noninterest expense$325,0004,178
Pre-tax net operating income$508,0002,858
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$508,0002,568
Extraordinary gains, net$019
Net income$508,0002,570
Minority interest net income$078
Net income of bank and minority interests.$508,0002,571
Net charge-offs$92,0002,508
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$508,0002,450
2011-12-31 (YTD Data)Rank
Total interest income$7,172,0003,615
Total interest expense$1,516,0003,420
Net interest income$5,656,0003,626
Provision for loan and lease losses$906,0002,552
Total noninterest income$617,0004,018
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$309,0003,539
Trading account gains and fees$0146
Additional Noninterest Income$308,0003,819
Total noninterest expense$3,534,0004,468
Salaries and employee benefits$1,892,0004,314
Premises and equipment expense$435,0004,376
Additional noninterest expense$1,207,0004,431
Pre-tax net operating income$1,833,0002,663
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$1,833,0002,421
Extraordinary gains, net$029
Net income$1,833,0002,421
Minority interest net income$096
Net income of bank and minority interests.$1,833,0002,422
Net charge-offs$615,0002,926
Cash dividends$773,0001,924
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,833,0002,335
2011-09-30 (YTD Data)Rank
Total interest income$5,263,0003,709
Total interest expense$1,150,0003,515
Net interest income$4,113,0003,711
Provision for loan and lease losses$656,0002,533
Total noninterest income$498,0003,881
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$237,0003,504
Trading account gains and fees$0145
Additional Noninterest Income$261,0003,678
Total noninterest expense$2,598,0004,511
Salaries and employee benefits$1,378,0004,389
Premises and equipment expense$327,0004,420
Additional noninterest expense$893,0004,474
Pre-tax net operating income$1,357,0002,764
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,357,0002,501
Extraordinary gains, net$021
Net income$1,357,0002,503
Minority interest net income$087
Net income of bank and minority interests.$1,357,0002,503
Net charge-offs$243,0003,484
Cash dividends$35,0003,470
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,357,0002,407
2011-06-30 (YTD Data)Rank
Total interest income$3,408,0003,824
Total interest expense$774,0003,587
Net interest income$2,634,0003,812
Provision for loan and lease losses$416,0002,551
Total noninterest income$376,0003,683
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$154,0003,537
Trading account gains and fees$0153
Additional Noninterest Income$222,0003,325
Total noninterest expense$1,725,0004,570
Salaries and employee benefits$903,0004,470
Premises and equipment expense$216,0004,481
Additional noninterest expense$606,0004,503
Pre-tax net operating income$869,0002,775
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$869,0002,532
Extraordinary gains, net$015
Net income$869,0002,532
Minority interest net income$089
Net income of bank and minority interests.$869,0002,532
Net charge-offs$249,0002,879
Cash dividends$35,0003,198
Sale, conversion, retirement of capital stock, net$0986
Net operating income$869,0002,447
2011-03-31 (YTD Data)Rank
Total interest income$1,679,0003,883
Total interest expense$395,0003,638
Net interest income$1,284,0003,873
Provision for loan and lease losses$182,0002,548
Total noninterest income$86,0005,157
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$75,0003,563
Trading account gains and fees$0158
Additional Noninterest Income$11,0006,315
Total noninterest expense$779,0004,868
Salaries and employee benefits$442,0004,564
Premises and equipment expense$105,0004,589
Additional noninterest expense$232,0005,190
Pre-tax net operating income$409,0002,918
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$409,0002,616
Extraordinary gains, net$09
Net income$409,0002,615
Minority interest net income$086
Net income of bank and minority interests.$409,0002,616
Net charge-offs$70,0003,072
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$409,0002,562
2010-12-31 (YTD Data)Rank
Total interest income$6,315,0004,166
Total interest expense$1,759,0003,884
Net interest income$4,556,0004,205
Provision for loan and lease losses$577,0003,926
Total noninterest income$451,0004,754
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$277,0003,795
Trading account gains and fees$0175
Additional Noninterest Income$174,0004,780
Total noninterest expense$3,131,0004,912
Salaries and employee benefits$1,711,0004,667
Premises and equipment expense$356,0005,031
Additional noninterest expense$1,064,0004,929
Pre-tax net operating income$1,299,0002,953
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,299,0002,761
Extraordinary gains, net$029
Net income$1,299,0002,757
Minority interest net income$0111
Net income of bank and minority interests.$1,299,0002,762
Net charge-offs$282,0004,376
Cash dividends$601,0002,110
Sale, conversion, retirement of capital stock, net$1,501,000317
Net operating income$1,299,0002,659
2010-09-30 (YTD Data)Rank
Total interest income$4,660,0004,306
Total interest expense$1,334,0004,008
Net interest income$3,326,0004,344
Provision for loan and lease losses$449,0003,747
Total noninterest income$299,0005,053
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$210,0003,847
Trading account gains and fees$0165
Additional Noninterest Income$89,0005,355
Total noninterest expense$2,196,0005,111
Salaries and employee benefits$1,209,0004,889
Premises and equipment expense$249,0005,245
Additional noninterest expense$738,0005,129
Pre-tax net operating income$980,0003,131
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$980,0002,931
Extraordinary gains, net$023
Net income$980,0002,926
Minority interest net income$0110
Net income of bank and minority interests.$980,0002,930
Net charge-offs$214,0004,147
Cash dividends$30,0003,557
Sale, conversion, retirement of capital stock, net$1,501,000246
Net operating income$980,0002,791
2010-06-30 (YTD Data)Rank
Total interest income$3,060,0004,387
Total interest expense$904,0004,061
Net interest income$2,156,0004,411
Provision for loan and lease losses$314,0003,537
Total noninterest income$230,0004,779
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$137,0003,875
Trading account gains and fees$0152
Additional Noninterest Income$93,0004,743
Total noninterest expense$1,404,0005,246
Salaries and employee benefits$753,0005,098
Premises and equipment expense$146,0005,572
Additional noninterest expense$505,0005,054
Pre-tax net operating income$668,0003,117
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$668,0002,854
Extraordinary gains, net$019
Net income$668,0002,850
Minority interest net income$0105
Net income of bank and minority interests.$668,0002,852
Net charge-offs$164,0003,734
Cash dividends$30,0003,299
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$668,0002,745
2010-03-31 (YTD Data)Rank
Total interest income$1,510,0004,486
Total interest expense$461,0004,134
Net interest income$1,049,0004,532
Provision for loan and lease losses$180,0003,129
Total noninterest income$108,0004,912
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$70,0003,833
Trading account gains and fees$0175
Additional Noninterest Income$38,0005,122
Total noninterest expense$672,0005,426
Salaries and employee benefits$354,0005,325
Premises and equipment expense$73,0005,653
Additional noninterest expense$245,0005,171
Pre-tax net operating income$305,0003,321
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$305,0003,096
Extraordinary gains, net$016
Net income$305,0003,093
Minority interest net income$091
Net income of bank and minority interests.$305,0003,096
Net charge-offs$117,0002,969
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$305,0002,988
2009-12-31 (YTD Data)Rank
Total interest income$5,795,0004,717
Total interest expense$2,115,0004,296
Net interest income$3,680,0004,825
Provision for loan and lease losses$547,0004,406
Total noninterest income$536,0004,609
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$283,0003,992
Trading account gains and fees$0211
Additional Noninterest Income$253,0004,252
Total noninterest expense$2,603,0005,578
Salaries and employee benefits$1,352,0005,499
Premises and equipment expense$280,0005,804
Additional noninterest expense$971,0005,315
Pre-tax net operating income$1,066,0002,890
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$1,066,0002,669
Extraordinary gains, net$034
Net income$1,066,0002,668
Minority interest net income$0115
Net income of bank and minority interests.$1,066,0002,669
Net charge-offs$363,0004,235
Cash dividends$407,0002,810
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,066,0002,622
2009-09-30 (YTD Data)Rank
Total interest income$4,319,0004,795
Total interest expense$1,607,0004,390
Net interest income$2,712,0004,885
Provision for loan and lease losses$407,0004,155
Total noninterest income$503,0004,219
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$210,0004,035
Trading account gains and fees$0212
Additional Noninterest Income$293,0003,659
Total noninterest expense$2,059,0005,428
Salaries and employee benefits$1,005,0005,568
Premises and equipment expense$214,0005,812
Additional noninterest expense$840,0004,925
Pre-tax net operating income$749,0003,211
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$749,0002,990
Extraordinary gains, net$027
Net income$749,0002,988
Minority interest net income$0118
Net income of bank and minority interests.$749,0002,991
Net charge-offs$267,0003,880
Cash dividends$32,0004,008
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$749,0002,913
2009-06-30 (YTD Data)Rank
Total interest income$2,828,0004,886
Total interest expense$1,093,0004,474
Net interest income$1,735,0004,986
Provision for loan and lease losses$242,0004,061
Total noninterest income$381,0003,941
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$134,0004,095
Trading account gains and fees$0193
Additional Noninterest Income$247,0003,321
Total noninterest expense$1,375,0005,474
Salaries and employee benefits$671,0005,627
Premises and equipment expense$144,0005,843
Additional noninterest expense$560,0004,932
Pre-tax net operating income$499,0003,304
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$499,0003,095
Extraordinary gains, net$021
Net income$499,0003,093
Minority interest net income$0112
Net income of bank and minority interests.$499,0003,094
Net charge-offs$176,0003,588
Cash dividends$32,0003,780
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$499,0002,994
2009-03-31 (YTD Data)Rank
Total interest income$1,430,0004,890
Total interest expense$554,0004,553
Net interest income$876,0004,961
Provision for loan and lease losses$122,0003,574
Total noninterest income$241,0003,460
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$67,0004,058
Trading account gains and fees$0171
Additional Noninterest Income$174,0002,705
Total noninterest expense$686,0005,444
Salaries and employee benefits$331,0005,725
Premises and equipment expense$71,0005,916
Additional noninterest expense$284,0004,577
Pre-tax net operating income$309,0003,295
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$309,0003,081
Extraordinary gains, net$015
Net income$309,0003,082
Minority interest net income$0102
Net income of bank and minority interests.$309,0003,082
Net charge-offs$71,0003,222
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$309,0002,928
2008-12-31 (YTD Data)Rank
Total interest income$5,898,0004,986
Total interest expense$2,621,0004,613
Net interest income$3,277,0005,166
Provision for loan and lease losses$182,0005,324
Total noninterest income$554,0004,631
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$259,0004,293
Trading account gains and fees$0154
Additional Noninterest Income$295,0004,140
Total noninterest expense$2,361,0005,791
Salaries and employee benefits$1,319,0005,708
Premises and equipment expense$284,0005,934
Additional noninterest expense$758,0005,612
Pre-tax net operating income$1,288,0003,289
Securities gains (losses)$03,220
Applicable income taxes$-32,0006,903
Income before extraordinary items$1,320,0002,748
Extraordinary gains, net$039
Net income$1,320,0002,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0004,638
Cash dividends$595,0003,140
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,320,0002,886
2008-09-30 (YTD Data)Rank
Total interest income$4,408,0005,061
Total interest expense$2,022,0004,672
Net interest income$2,386,0005,289
Provision for loan and lease losses$123,0004,912
Total noninterest income$396,0004,834
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$196,0004,299
Trading account gains and fees$0148
Additional Noninterest Income$200,0004,415
Total noninterest expense$1,713,0005,873
Salaries and employee benefits$984,0005,738
Premises and equipment expense$214,0005,932
Additional noninterest expense$515,0005,828
Pre-tax net operating income$946,0003,784
Securities gains (losses)$03,106
Applicable income taxes$-32,0007,400
Income before extraordinary items$978,0003,145
Extraordinary gains, net$031
Net income$978,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,414
Cash dividends$45,0004,727
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$978,0003,291
2008-06-30 (YTD Data)Rank
Total interest income$2,928,0005,140
Total interest expense$1,396,0004,716
Net interest income$1,532,0005,405
Provision for loan and lease losses$73,0004,716
Total noninterest income$267,0004,852
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$130,0004,315
Trading account gains and fees$0149
Additional Noninterest Income$137,0004,462
Total noninterest expense$1,119,0005,973
Salaries and employee benefits$656,0005,787
Premises and equipment expense$143,0005,958
Additional noninterest expense$320,0006,011
Pre-tax net operating income$607,0003,993
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$607,0003,621
Extraordinary gains, net$021
Net income$607,0003,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0004,328
Cash dividends$45,0004,485
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$607,0003,563
2008-03-31 (YTD Data)Rank
Total interest income$1,471,0005,229
Total interest expense$722,0004,805
Net interest income$749,0005,487
Provision for loan and lease losses$39,0004,135
Total noninterest income$126,0004,977
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$62,0004,381
Trading account gains and fees$0158
Additional Noninterest Income$64,0004,577
Total noninterest expense$550,0006,047
Salaries and employee benefits$334,0005,790
Premises and equipment expense$74,0005,910
Additional noninterest expense$142,0006,321
Pre-tax net operating income$286,0004,257
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$286,0003,906
Extraordinary gains, net$015
Net income$286,0003,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,596
Cash dividends$45,0003,416
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$286,0003,827
2007-12-31 (YTD Data)Rank
Total interest income$5,681,0005,387
Total interest expense$2,828,0004,958
Net interest income$2,853,0005,624
Provision for loan and lease losses$122,0004,597
Total noninterest income$552,0004,807
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$258,0004,397
Trading account gains and fees$0178
Additional Noninterest Income$294,0004,282
Total noninterest expense$2,274,0005,862
Salaries and employee benefits$1,293,0005,764
Premises and equipment expense$276,0005,978
Additional noninterest expense$705,0005,713
Pre-tax net operating income$1,009,0004,731
Securities gains (losses)$02,146
Applicable income taxes$340,0003,217
Income before extraordinary items$669,0005,148
Extraordinary gains, net$039
Net income$669,0005,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,433
Cash dividends$190,0004,965
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$669,0005,130
2007-09-30 (YTD Data)Rank
Total interest income$4,239,0005,410
Total interest expense$2,107,0004,978
Net interest income$2,132,0005,671
Provision for loan and lease losses$77,0004,543
Total noninterest income$405,0004,877
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$186,0004,489
Trading account gains and fees$0184
Additional Noninterest Income$219,0004,315
Total noninterest expense$1,704,0005,848
Salaries and employee benefits$972,0005,729
Premises and equipment expense$208,0005,982
Additional noninterest expense$524,0005,679
Pre-tax net operating income$756,0004,965
Securities gains (losses)$01,655
Applicable income taxes$263,0003,372
Income before extraordinary items$493,0005,411
Extraordinary gains, net$033
Net income$493,0005,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,185
Cash dividends$40,0004,989
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$493,0005,396
2007-06-30 (YTD Data)Rank
Total interest income$2,809,0005,457
Total interest expense$1,397,0005,003
Net interest income$1,412,0005,734
Provision for loan and lease losses$60,0003,990
Total noninterest income$279,0004,827
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$125,0004,485
Trading account gains and fees$0168
Additional Noninterest Income$154,0004,266
Total noninterest expense$1,140,0005,870
Salaries and employee benefits$645,0005,795
Premises and equipment expense$138,0006,019
Additional noninterest expense$357,0005,635
Pre-tax net operating income$491,0005,072
Securities gains (losses)$01,444
Applicable income taxes$170,0003,483
Income before extraordinary items$321,0005,515
Extraordinary gains, net$029
Net income$321,0005,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0002,673
Cash dividends$40,0004,747
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$321,0005,496
2007-03-31 (YTD Data)Rank
Total interest income$1,368,0005,531
Total interest expense$678,0005,059
Net interest income$690,0005,795
Provision for loan and lease losses$24,0004,189
Total noninterest income$143,0004,745
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$67,0004,285
Trading account gains and fees$0195
Additional Noninterest Income$76,0004,308
Total noninterest expense$554,0005,996
Salaries and employee benefits$318,0005,881
Premises and equipment expense$70,0006,029
Additional noninterest expense$166,0005,824
Pre-tax net operating income$255,0005,007
Securities gains (losses)$01,187
Applicable income taxes$89,0003,431
Income before extraordinary items$166,0005,446
Extraordinary gains, net$022
Net income$166,0005,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0002,323
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$166,0005,433
2006-12-31 (YTD Data)Rank
Total interest income$5,021,0005,545
Total interest expense$2,162,0005,195
Net interest income$2,859,0005,669
Provision for loan and lease losses$129,0004,279
Total noninterest income$525,0005,022
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$267,0004,358
Trading account gains and fees$0130
Additional Noninterest Income$258,0004,592
Total noninterest expense$2,019,0006,140
Salaries and employee benefits$1,184,0005,955
Premises and equipment expense$192,0006,813
Additional noninterest expense$643,0005,870
Pre-tax net operating income$1,236,0004,723
Securities gains (losses)$01,687
Applicable income taxes$443,0003,309
Income before extraordinary items$793,0005,236
Extraordinary gains, net$051
Net income$793,0005,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,500
Cash dividends$160,0005,135
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$793,0005,233
2006-09-30 (YTD Data)Rank
Total interest income$3,656,0005,629
Total interest expense$1,523,0005,294
Net interest income$2,133,0005,729
Provision for loan and lease losses$109,0003,958
Total noninterest income$395,0005,042
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$189,0004,516
Trading account gains and fees$0126
Additional Noninterest Income$206,0004,474
Total noninterest expense$1,449,0006,254
Salaries and employee benefits$864,0006,012
Premises and equipment expense$137,0006,927
Additional noninterest expense$448,0006,075
Pre-tax net operating income$970,0004,785
Securities gains (losses)$01,388
Applicable income taxes$348,0003,376
Income before extraordinary items$622,0005,273
Extraordinary gains, net$045
Net income$622,0005,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,812
Cash dividends$15,0005,215
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$622,0005,262
2006-06-30 (YTD Data)Rank
Total interest income$2,382,0005,671
Total interest expense$968,0005,315
Net interest income$1,414,0005,776
Provision for loan and lease losses$50,0004,407
Total noninterest income$261,0005,050
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$127,0004,482
Trading account gains and fees$0126
Additional Noninterest Income$134,0004,528
Total noninterest expense$935,0006,359
Salaries and employee benefits$537,0006,235
Premises and equipment expense$88,0007,009
Additional noninterest expense$310,0005,972
Pre-tax net operating income$690,0004,663
Securities gains (losses)$01,185
Applicable income taxes$247,0003,320
Income before extraordinary items$443,0005,164
Extraordinary gains, net$039
Net income$443,0005,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,960
Cash dividends$15,0004,998
Sale, conversion, retirement of capital stock, net$0887
Net operating income$443,0005,160
2006-03-31 (YTD Data)Rank
Total interest income$1,158,0005,695
Total interest expense$463,0005,328
Net interest income$695,0005,823
Provision for loan and lease losses$26,0004,229
Total noninterest income$131,0004,999
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$59,0004,577
Trading account gains and fees$0115
Additional Noninterest Income$72,0004,366
Total noninterest expense$462,0006,397
Salaries and employee benefits$264,0006,301
Premises and equipment expense$43,0007,055
Additional noninterest expense$155,0005,960
Pre-tax net operating income$338,0004,667
Securities gains (losses)$0955
Applicable income taxes$122,0003,320
Income before extraordinary items$216,0005,165
Extraordinary gains, net$021
Net income$216,0005,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$216,0005,159
2005-12-31 (YTD Data)Rank
Total interest income$4,211,0005,675
Total interest expense$1,380,0005,457
Net interest income$2,831,0005,683
Provision for loan and lease losses$153,0004,087
Total noninterest income$576,0004,897
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$228,0004,773
Trading account gains and fees$0138
Additional Noninterest Income$348,0004,035
Total noninterest expense$1,719,0006,535
Salaries and employee benefits$956,0006,494
Premises and equipment expense$159,0007,175
Additional noninterest expense$604,0006,035
Pre-tax net operating income$1,535,0004,315
Securities gains (losses)$02,296
Applicable income taxes$614,0003,036
Income before extraordinary items$921,0005,026
Extraordinary gains, net$046
Net income$921,0005,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0002,813
Cash dividends$150,0005,171
Sale, conversion, retirement of capital stock, net$0934
Net operating income$921,0004,994
2005-09-30 (YTD Data)Rank
Total interest income$3,075,0005,724
Total interest expense$962,0005,546
Net interest income$2,113,0005,722
Provision for loan and lease losses$108,0004,052
Total noninterest income$444,0004,854
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$171,0004,801
Trading account gains and fees$0126
Additional Noninterest Income$273,0003,965
Total noninterest expense$1,277,0006,558
Salaries and employee benefits$707,0006,514
Premises and equipment expense$119,0007,174
Additional noninterest expense$451,0006,011
Pre-tax net operating income$1,172,0004,367
Securities gains (losses)$02,317
Applicable income taxes$475,0003,035
Income before extraordinary items$697,0005,100
Extraordinary gains, net$035
Net income$697,0005,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,170
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$697,0005,053
2005-06-30 (YTD Data)Rank
Total interest income$2,004,0005,735
Total interest expense$610,0005,522
Net interest income$1,394,0005,735
Provision for loan and lease losses$62,0004,081
Total noninterest income$258,0005,142
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$116,0004,726
Trading account gains and fees$0116
Additional Noninterest Income$142,0004,446
Total noninterest expense$847,0006,587
Salaries and employee benefits$467,0006,537
Premises and equipment expense$77,0007,225
Additional noninterest expense$303,0005,967
Pre-tax net operating income$743,0004,461
Securities gains (losses)$02,146
Applicable income taxes$295,0003,133
Income before extraordinary items$448,0005,160
Extraordinary gains, net$030
Net income$448,0005,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,800
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$448,0005,112
2005-03-31 (YTD Data)Rank
Total interest income$965,0005,831
Total interest expense$294,0005,537
Net interest income$671,0005,867
Provision for loan and lease losses$36,0003,732
Total noninterest income$114,0005,400
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$55,0004,780
Trading account gains and fees$0115
Additional Noninterest Income$59,0004,816
Total noninterest expense$411,0006,701
Salaries and employee benefits$230,0006,621
Premises and equipment expense$37,0007,362
Additional noninterest expense$144,0006,135
Pre-tax net operating income$338,0004,692
Securities gains (losses)$01,685
Applicable income taxes$127,0003,386
Income before extraordinary items$211,0005,287
Extraordinary gains, net$024
Net income$211,0005,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,343
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$211,0005,252
2004-12-31 (YTD Data)Rank
Total interest income$3,390,0006,062
Total interest expense$852,0006,093
Net interest income$2,538,0005,954
Provision for loan and lease losses$250,0003,237
Total noninterest income$416,0005,705
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$234,0004,881
Trading account gains and fees$0138
Additional Noninterest Income$182,0005,305
Total noninterest expense$1,450,0006,971
Salaries and employee benefits$782,0006,998
Premises and equipment expense$157,0007,238
Additional noninterest expense$511,0006,477
Pre-tax net operating income$1,254,0004,691
Securities gains (losses)$03,819
Applicable income taxes$432,0003,582
Income before extraordinary items$822,0005,206
Extraordinary gains, net$034
Net income$822,0005,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0003,584
Cash dividends$170,0005,056
Sale, conversion, retirement of capital stock, net$0872
Net operating income$822,0005,133
2004-09-30 (YTD Data)Rank
Total interest income$2,448,0006,178
Total interest expense$594,0006,282
Net interest income$1,854,0006,054
Provision for loan and lease losses$140,0003,657
Total noninterest income$296,0005,853
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$172,0004,967
Trading account gains and fees$0134
Additional Noninterest Income$124,0005,505
Total noninterest expense$1,057,0007,021
Salaries and employee benefits$564,0007,067
Premises and equipment expense$119,0007,202
Additional noninterest expense$374,0006,516
Pre-tax net operating income$953,0004,719
Securities gains (losses)$03,710
Applicable income taxes$337,0003,583
Income before extraordinary items$616,0005,291
Extraordinary gains, net$026
Net income$616,0005,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,013
Cash dividends$20,0005,232
Sale, conversion, retirement of capital stock, net$0738
Net operating income$616,0005,209
2004-06-30 (YTD Data)Rank
Total interest income$1,589,0006,281
Total interest expense$384,0006,384
Net interest income$1,205,0006,138
Provision for loan and lease losses$53,0004,639
Total noninterest income$199,0005,827
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$115,0004,961
Trading account gains and fees$0130
Additional Noninterest Income$84,0005,512
Total noninterest expense$682,0007,161
Salaries and employee benefits$366,0007,180
Premises and equipment expense$79,0007,252
Additional noninterest expense$237,0006,705
Pre-tax net operating income$669,0004,563
Securities gains (losses)$03,413
Applicable income taxes$234,0003,505
Income before extraordinary items$435,0005,100
Extraordinary gains, net$021
Net income$435,0005,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0004,147
Cash dividends$20,0004,947
Sale, conversion, retirement of capital stock, net$0638
Net operating income$435,0005,007
2004-03-31 (YTD Data)Rank
Total interest income$786,0006,334
Total interest expense$189,0006,483
Net interest income$597,0006,179
Provision for loan and lease losses$28,0004,432
Total noninterest income$100,0005,773
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$56,0004,941
Trading account gains and fees$0121
Additional Noninterest Income$44,0005,375
Total noninterest expense$327,0007,297
Salaries and employee benefits$175,0007,332
Premises and equipment expense$40,0007,262
Additional noninterest expense$112,0006,871
Pre-tax net operating income$342,0004,496
Securities gains (losses)$02,934
Applicable income taxes$121,0003,475
Income before extraordinary items$221,0005,082
Extraordinary gains, net$016
Net income$221,0005,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,417
Cash dividends$20,0003,704
Sale, conversion, retirement of capital stock, net$0464
Net operating income$221,0004,952
2003-12-31 (YTD Data)Rank
Total interest income$2,652,0006,888
Total interest expense$791,0006,737
Net interest income$1,861,0006,805
Provision for loan and lease losses$187,0004,150
Total noninterest income$337,0006,342
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$233,0004,914
Trading account gains and fees$0160
Additional Noninterest Income$104,0006,474
Total noninterest expense$1,200,0007,472
Salaries and employee benefits$625,0007,596
Premises and equipment expense$145,0007,469
Additional noninterest expense$430,0006,962
Pre-tax net operating income$811,0005,671
Securities gains (losses)$04,500
Applicable income taxes$271,0004,440
Income before extraordinary items$540,0006,181
Extraordinary gains, net$054
Net income$540,0006,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,681
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$540,0006,029
2003-09-30 (YTD Data)Rank
Total interest income$1,911,0007,079
Total interest expense$596,0006,865
Net interest income$1,315,0007,025
Provision for loan and lease losses$104,0004,607
Total noninterest income$247,0006,440
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$171,0004,995
Trading account gains and fees$0153
Additional Noninterest Income$76,0006,560
Total noninterest expense$851,0007,593
Salaries and employee benefits$437,0007,731
Premises and equipment expense$109,0007,481
Additional noninterest expense$305,0007,097
Pre-tax net operating income$607,0005,845
Securities gains (losses)$04,204
Applicable income taxes$200,0004,648
Income before extraordinary items$407,0006,315
Extraordinary gains, net$040
Net income$407,0006,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,060
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$407,0006,134
2003-06-30 (YTD Data)Rank
Total interest income$1,230,0007,224
Total interest expense$396,0007,001
Net interest income$834,0007,160
Provision for loan and lease losses$68,0004,566
Total noninterest income$129,0006,934
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$104,0005,180
Trading account gains and fees$0150
Additional Noninterest Income$25,0007,564
Total noninterest expense$552,0007,684
Salaries and employee benefits$288,0007,788
Premises and equipment expense$72,0007,506
Additional noninterest expense$192,0007,250
Pre-tax net operating income$343,0006,215
Securities gains (losses)$03,782
Applicable income taxes$117,0004,904
Income before extraordinary items$226,0006,734
Extraordinary gains, net$030
Net income$226,0006,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,723
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$226,0006,537
2003-03-31 (YTD Data)Rank
Total interest income$594,0007,340
Total interest expense$198,0007,097
Net interest income$396,0007,319
Provision for loan and lease losses$32,0004,392
Total noninterest income$64,0006,903
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$47,0005,348
Trading account gains and fees$0134
Additional Noninterest Income$17,0007,158
Total noninterest expense$270,0007,748
Salaries and employee benefits$144,0007,818
Premises and equipment expense$34,0007,649
Additional noninterest expense$92,0007,360
Pre-tax net operating income$158,0006,363
Securities gains (losses)$02,891
Applicable income taxes$56,0004,942
Income before extraordinary items$102,0006,860
Extraordinary gains, net$021
Net income$102,0006,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$102,0006,695
2002-12-31 (YTD Data)Rank
Total interest income$2,154,0007,681
Total interest expense$774,0007,596
Net interest income$1,380,0007,623
Provision for loan and lease losses$255,0003,810
Total noninterest income$208,0007,227
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$166,0005,635
Trading account gains and fees$0153
Additional Noninterest Income$42,0007,814
Total noninterest expense$970,0007,991
Salaries and employee benefits$515,0008,086
Premises and equipment expense$133,0007,683
Additional noninterest expense$322,0007,651
Pre-tax net operating income$363,0007,311
Securities gains (losses)$04,537
Applicable income taxes$117,0005,812
Income before extraordinary items$246,0007,586
Extraordinary gains, net$070
Net income$246,0007,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0003,513
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$246,0007,493
2001-12-31 (YTD Data)Rank
Total interest income$1,792,0008,425
Total interest expense$892,0008,231
Net interest income$900,0008,467
Provision for loan and lease losses$190,0004,243
Total noninterest income$155,0007,794
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$138,0005,971
Trading account gains and fees$0177
Additional Noninterest Income$17,0008,847
Total noninterest expense$761,0008,541
Salaries and employee benefits$393,0008,658
Premises and equipment expense$122,0007,971
Additional noninterest expense$246,0008,257
Pre-tax net operating income$104,0008,312
Securities gains (losses)$04,612
Applicable income taxes$-65,0009,195
Income before extraordinary items$169,0007,919
Extraordinary gains, net$0105
Net income$169,0007,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,943
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$169,0007,810
2000-12-31 (YTD Data)Rank
Total interest income$991,0009,400
Total interest expense$426,0009,373
Net interest income$565,0009,341
Provision for loan and lease losses$133,0004,645
Total noninterest income$65,0009,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,0007,707
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,043
Total noninterest expense$617,0009,044
Salaries and employee benefits$326,0009,131
Premises and equipment expense$88,0008,649
Additional noninterest expense$203,0008,757
Pre-tax net operating income$-120,0009,267
Securities gains (losses)$01,956
Applicable income taxes$-12,0009,336
Income before extraordinary items$-108,0009,279
Extraordinary gains, net$038
Net income$-108,0009,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-108,0009,275
1999-12-31 (YTD Data)Rank
Total interest income$52,00010,204
Total interest expense$6,00010,180
Net interest income$46,00010,194
Provision for loan and lease losses$9,0008,193
Total noninterest income$1,00010,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,846
Trading account gains and feesNANA
Additional Noninterest Income$010,153
Total noninterest expense$274,00010,090
Salaries and employee benefits$125,00010,097
Premises and equipment expense$43,0009,778
Additional noninterest expense$106,0009,883
Pre-tax net operating income$-236,0009,662
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-236,0009,711
Extraordinary gains, net$035
Net income$-236,0009,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$3,210,000345
Net operating income$-236,0009,690

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.