Home > Freedom Bank of Georgia > Assets and Liabilities
Freedom Bank of Georgia, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 39 | 3,967 |
| Assets and Liabilities | ||
| Total Assets: | $172,454,000 | 3,624 |
| Cash and due from depository institutions | $3,457,000 | 3,967 |
| Interest-bearing balances | $1,378,000 | 3,388 |
| Securities | $21,651,000 | 4,253 |
| Federal funds sold & reverse repurchase agreements | $28,935,000 | 304 |
| Net loans & leases | $101,613,000 | 3,986 |
| Loan loss allowance | $4,599,000 | 1,487 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,467,000 | 2,393 |
| Other real estate owned | $9,156,000 | 3,967 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,175,000 | 5,012 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $172,454,000 | 3,624 |
| Total liabilities | $167,834,000 | 3,408 |
| Total deposits | $159,048,000 | 3,272 |
| Interest-bearing deposits | $153,001,000 | 2,965 |
| Deposits held in domestic offices | $159,048,000 | 3,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,000,000 | 3,507 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $786,000 | 4,288 |
| Total equity capital | $4,620,000 | 7,294 |
| Total bank equity capital | $4,620,000 | 7,294 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,750,000 | 1,296 |
| Surplus | $9,584,000 | 2,732 |
| Undivided profits | $-8,714,000 | 8,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,373,000 | 947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $942,000 | 3,858 |
| Earning assets | $153,577,000 | 3,688 |
| Long-term assets (5+ years) | $18,756,000 | 4,153 |
| Average Assets, year-to-date | $153,954,200 | 3,822 |
| Average Assets, quarterly | $159,850,000 | 3,786 |
| Volatile liabilities | $76,460,000 | 1,938 |
| Insider loans | $4,560,000 | 1,743 |
| FHLB advances | $8,000,000 | 3,387 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,131,000 | 5,465 |
| Tier 1 (core) risk-based capital | $4,316,000 | 7,322 |
| Tier 2 risk-based capital | $1,607,000 | 3,094 |
| Total risk weighted assets | $125,607,000 | 3,576 |
| Total unused commitments | $6,131,000 | 5,468 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 39 | 4,009 |
| Assets and Liabilities | ||
| Total Assets: | $147,246,000 | 4,042 |
| Cash and due from depository institutions | $3,653,000 | 4,009 |
| Interest-bearing balances | $91,000 | 5,278 |
| Securities | $18,153,000 | 4,606 |
| Federal funds sold & reverse repurchase agreements | $926,000 | 4,629 |
| Net loans & leases | $107,677,000 | 3,828 |
| Loan loss allowance | $3,634,000 | 1,666 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,560,000 | 2,336 |
| Other real estate owned | $7,910,000 | 4,009 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,367,000 | 4,071 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $147,246,000 | 4,042 |
| Total liabilities | $138,898,000 | 3,877 |
| Total deposits | $121,662,000 | 3,934 |
| Interest-bearing deposits | $114,556,000 | 3,683 |
| Deposits held in domestic offices | $121,662,000 | 3,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,500,000 | 2,487 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $736,000 | 4,564 |
| Total equity capital | $8,348,000 | 6,000 |
| Total bank equity capital | $8,348,000 | 6,000 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,750,000 | 1,299 |
| Surplus | $9,569,000 | 2,729 |
| Undivided profits | $-4,971,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,233,000 | 811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $888,000 | 4,238 |
| Earning assets | $126,847,000 | 4,194 |
| Long-term assets (5+ years) | $14,748,000 | 4,569 |
| Average Assets, year-to-date | $149,329,250 | 3,923 |
| Average Assets, quarterly | $149,141,000 | 3,977 |
| Volatile liabilities | $47,897,000 | 2,760 |
| Insider loans | $4,621,000 | 1,709 |
| FHLB advances | $16,500,000 | 2,381 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $8,545,000 | 5,002 |
| Tier 1 (core) risk-based capital | $7,857,000 | 6,102 |
| Tier 2 risk-based capital | $1,600,000 | 3,020 |
| Total risk weighted assets | $124,874,000 | 3,583 |
| Total unused commitments | $8,545,000 | 5,004 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 39 | 4,064 |
| Assets and Liabilities | ||
| Total Assets: | $151,036,000 | 3,962 |
| Cash and due from depository institutions | $2,975,000 | 4,064 |
| Interest-bearing balances | $184,000 | 4,438 |
| Securities | $17,926,000 | 4,708 |
| Federal funds sold & reverse repurchase agreements | $2,505,000 | 3,493 |
| Net loans & leases | $110,906,000 | 3,721 |
| Loan loss allowance | $3,142,000 | 1,832 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,650,000 | 2,301 |
| Other real estate owned | $6,691,000 | 4,064 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,383,000 | 3,372 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $151,036,000 | 3,962 |
| Total liabilities | $140,161,000 | 3,845 |
| Total deposits | $122,392,000 | 3,936 |
| Interest-bearing deposits | $113,807,000 | 3,691 |
| Deposits held in domestic offices | $122,392,000 | 3,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $17,000,000 | 2,370 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $769,000 | 4,430 |
| Total equity capital | $10,875,000 | 5,226 |
| Total bank equity capital | $10,875,000 | 5,226 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,750,000 | 1,296 |
| Surplus | $9,554,000 | 2,728 |
| Undivided profits | $-2,429,000 | 7,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,667,000 | 812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $984,000 | 3,820 |
| Earning assets | $131,521,000 | 4,106 |
| Long-term assets (5+ years) | $14,513,000 | 4,609 |
| Average Assets, year-to-date | $150,023,670 | 3,942 |
| Average Assets, quarterly | $151,478,500 | 3,941 |
| Volatile liabilities | $60,969,000 | 2,267 |
| Insider loans | $3,925,000 | 1,965 |
| FHLB advances | $17,000,000 | 2,269 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $12,835,000 | 4,229 |
| Tier 1 (core) risk-based capital | $10,285,000 | 5,317 |
| Tier 2 risk-based capital | $1,624,000 | 2,940 |
| Total risk weighted assets | $128,394,000 | 3,497 |
| Total unused commitments | $12,835,000 | 4,229 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 39 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $151,921,000 | 3,946 |
| Cash and due from depository institutions | $3,608,000 | 4,061 |
| Interest-bearing balances | $63,000 | 5,459 |
| Securities | $18,649,000 | 4,595 |
| Federal funds sold & reverse repurchase agreements | $1,071,000 | 5,685 |
| Net loans & leases | $115,391,000 | 3,566 |
| Loan loss allowance | $2,534,000 | 2,108 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,741,000 | 2,238 |
| Other real estate owned | $3,692,000 | 4,061 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,769,000 | 3,637 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $151,921,000 | 3,946 |
| Total liabilities | $139,530,000 | 3,856 |
| Total deposits | $121,771,000 | 3,944 |
| Interest-bearing deposits | $112,581,000 | 3,737 |
| Deposits held in domestic offices | $121,771,000 | 3,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $17,000,000 | 2,181 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $759,000 | 4,673 |
| Total equity capital | $12,391,000 | 4,865 |
| Total bank equity capital | $12,391,000 | 4,865 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,750,000 | 1,291 |
| Surplus | $9,539,000 | 2,711 |
| Undivided profits | $-898,000 | 7,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,795,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,277,000 | 3,030 |
| Earning assets | $135,174,000 | 4,020 |
| Long-term assets (5+ years) | $14,832,000 | 4,448 |
| Average Assets, year-to-date | $149,517,500 | 3,952 |
| Average Assets, quarterly | $149,517,500 | 3,952 |
| Volatile liabilities | $62,128,000 | 2,188 |
| Insider loans | $3,990,000 | 1,900 |
| FHLB advances | $17,000,000 | 2,089 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $14,262,000 | 4,091 |
| Tier 1 (core) risk-based capital | $12,258,000 | 4,730 |
| Tier 2 risk-based capital | $1,663,000 | 2,833 |
| Total risk weighted assets | $132,172,000 | 3,367 |
| Total unused commitments | $14,262,000 | 4,092 |
| Derivatives | $10,000,000 | 506 |
| 2007-12-31 | Rank | |
| # of Employees: | 39 | 4,065 |
| Assets and Liabilities | ||
| Total Assets: | $147,114,000 | 4,000 |
| Cash and due from depository institutions | $3,152,000 | 4,065 |
| Interest-bearing balances | $137,000 | 4,356 |
| Securities | $16,323,000 | 4,966 |
| Federal funds sold & reverse repurchase agreements | $1,113,000 | 4,880 |
| Net loans & leases | $116,671,000 | 3,531 |
| Loan loss allowance | $1,617,000 | 2,998 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,830,000 | 2,198 |
| Other real estate owned | $786,000 | 4,065 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,239,000 | 4,072 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $147,114,000 | 4,000 |
| Total liabilities | $134,932,000 | 3,899 |
| Total deposits | $115,783,000 | 4,047 |
| Interest-bearing deposits | $108,011,000 | 3,790 |
| Deposits held in domestic offices | $115,783,000 | 4,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,500,000 | 1,963 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $649,000 | 5,052 |
| Total equity capital | $12,182,000 | 4,852 |
| Total bank equity capital | $12,182,000 | 4,852 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,750,000 | 1,280 |
| Surplus | $8,524,000 | 2,905 |
| Undivided profits | $-92,000 | 7,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,230,000 | 823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,419,000 | 2,969 |
| Earning assets | $134,244,000 | 4,000 |
| Long-term assets (5+ years) | $11,959,000 | 4,637 |
| Average Assets, year-to-date | $144,597,800 | 3,918 |
| Average Assets, quarterly | $149,879,000 | 3,905 |
| Volatile liabilities | $64,271,000 | 2,123 |
| Insider loans | $4,049,000 | 1,849 |
| FHLB advances | $18,500,000 | 1,867 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,777,000 | 3,729 |
| Tier 1 (core) risk-based capital | $12,226,000 | 4,717 |
| Tier 2 risk-based capital | $1,588,000 | 2,919 |
| Total risk weighted assets | $126,974,000 | 3,467 |
| Total unused commitments | $16,777,000 | 3,730 |
| Derivatives | $10,000,000 | 460 |
| 2007-09-30 | Rank | |
| # of Employees: | 40 | 4,002 |
| Assets and Liabilities | ||
| Total Assets: | $152,644,000 | 3,845 |
| Cash and due from depository institutions | $2,615,000 | 4,002 |
| Interest-bearing balances | $17,000 | 5,991 |
| Securities | $19,140,000 | 4,595 |
| Federal funds sold & reverse repurchase agreements | $2,933,000 | 3,528 |
| Net loans & leases | $118,030,000 | 3,470 |
| Loan loss allowance | $1,252,000 | 3,605 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,890,000 | 2,127 |
| Other real estate owned | $499,000 | 4,002 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,537,000 | 3,890 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $152,644,000 | 3,845 |
| Total liabilities | $140,433,000 | 3,762 |
| Total deposits | $124,561,000 | 3,828 |
| Interest-bearing deposits | $115,542,000 | 3,594 |
| Deposits held in domestic offices | $124,561,000 | 3,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,071 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $872,000 | 4,397 |
| Total equity capital | $12,211,000 | 4,798 |
| Total bank equity capital | $12,211,000 | 4,798 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,750,000 | 1,258 |
| Surplus | $8,498,000 | 2,860 |
| Undivided profits | $-37,000 | 7,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 4,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,797,000 | 2,561 |
| Earning assets | $140,120,000 | 3,864 |
| Long-term assets (5+ years) | $13,970,000 | 4,240 |
| Average Assets, year-to-date | $143,968,750 | 3,923 |
| Average Assets, quarterly | $149,444,000 | 3,887 |
| Volatile liabilities | $65,580,000 | 2,043 |
| Insider loans | $3,868,000 | 1,889 |
| FHLB advances | $15,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $18,374,000 | 3,570 |
| Tier 1 (core) risk-based capital | $12,367,000 | 4,666 |
| Tier 2 risk-based capital | $1,252,000 | 3,458 |
| Total risk weighted assets | $129,192,000 | 3,393 |
| Total unused commitments | $18,374,000 | 3,570 |
| Derivatives | $10,000,000 | 455 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $146,244,000 | 3,948 |
| Cash and due from depository institutions | $2,636,000 | 4,035 |
| Interest-bearing balances | $125,000 | 4,418 |
| Securities | $20,834,000 | 4,377 |
| Federal funds sold & reverse repurchase agreements | $487,000 | 5,650 |
| Net loans & leases | $113,118,000 | 3,567 |
| Loan loss allowance | $1,316,000 | 3,482 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,876,000 | 2,131 |
| Other real estate owned | $0 | 4,035 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,293,000 | 4,033 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $146,244,000 | 3,948 |
| Total liabilities | $134,402,000 | 3,857 |
| Total deposits | $123,637,000 | 3,852 |
| Interest-bearing deposits | $113,490,000 | 3,634 |
| Deposits held in domestic offices | $123,637,000 | 3,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $765,000 | 4,498 |
| Total equity capital | $11,842,000 | 4,833 |
| Total bank equity capital | $11,842,000 | 4,833 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,750,000 | 1,247 |
| Surplus | $8,473,000 | 2,860 |
| Undivided profits | $-381,000 | 7,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 3,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,753,000 | 2,427 |
| Earning assets | $134,564,000 | 3,953 |
| Long-term assets (5+ years) | $15,405,000 | 3,980 |
| Average Assets, year-to-date | $141,077,000 | 4,006 |
| Average Assets, quarterly | $145,347,500 | 3,941 |
| Volatile liabilities | $51,509,000 | 2,463 |
| Insider loans | $4,042,000 | 1,806 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $20,926,000 | 3,307 |
| Tier 1 (core) risk-based capital | $12,178,000 | 4,703 |
| Tier 2 risk-based capital | $1,316,000 | 3,342 |
| Total risk weighted assets | $123,849,000 | 3,475 |
| Total unused commitments | $20,926,000 | 3,307 |
| Derivatives | $10,000,000 | 508 |
| 2007-03-31 | Rank | |
| # of Employees: | 39 | 4,102 |
| Assets and Liabilities | ||
| Total Assets: | $144,451,000 | 3,993 |
| Cash and due from depository institutions | $4,897,000 | 4,102 |
| Interest-bearing balances | $702,000 | 2,862 |
| Securities | $21,069,000 | 4,362 |
| Federal funds sold & reverse repurchase agreements | $1,158,000 | 5,704 |
| Net loans & leases | $108,171,000 | 3,638 |
| Loan loss allowance | $1,281,000 | 3,519 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,822,000 | 2,123 |
| Other real estate owned | $0 | 4,102 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,334,000 | 3,915 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $144,451,000 | 3,993 |
| Total liabilities | $132,574,000 | 3,914 |
| Total deposits | $121,810,000 | 3,888 |
| Interest-bearing deposits | $112,625,000 | 3,646 |
| Deposits held in domestic offices | $121,810,000 | 3,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $764,000 | 4,546 |
| Total equity capital | $11,877,000 | 4,839 |
| Total bank equity capital | $11,877,000 | 4,839 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,750,000 | 1,229 |
| Surplus | $8,459,000 | 2,819 |
| Undivided profits | $-332,000 | 7,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,773,000 | 2,304 |
| Earning assets | $131,100,000 | 4,027 |
| Long-term assets (5+ years) | $15,425,000 | 3,927 |
| Average Assets, year-to-date | $138,493,500 | 4,081 |
| Average Assets, quarterly | $138,493,500 | 4,081 |
| Volatile liabilities | $52,715,000 | 2,389 |
| Insider loans | $1,349,000 | 3,706 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $19,288,000 | 3,458 |
| Tier 1 (core) risk-based capital | $12,036,000 | 4,715 |
| Tier 2 risk-based capital | $1,281,000 | 3,373 |
| Total risk weighted assets | $119,046,000 | 3,555 |
| Total unused commitments | $19,288,000 | 3,458 |
| Derivatives | $10,000,000 | 491 |
| 2006-12-31 | Rank | |
| # of Employees: | 34 | 4,525 |
| Assets and Liabilities | ||
| Total Assets: | $132,536,000 | 4,218 |
| Cash and due from depository institutions | $2,686,000 | 4,525 |
| Interest-bearing balances | $64,000 | 5,236 |
| Securities | $20,854,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $949,000 | 5,354 |
| Net loans & leases | $101,597,000 | 3,787 |
| Loan loss allowance | $1,195,000 | 3,675 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,403,000 | 3,276 |
| Other real estate owned | $0 | 4,525 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,047,000 | 4,164 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $132,536,000 | 4,218 |
| Total liabilities | $121,129,000 | 4,143 |
| Total deposits | $104,520,000 | 4,300 |
| Interest-bearing deposits | $97,320,000 | 4,011 |
| Deposits held in domestic offices | $104,520,000 | 4,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $16,000,000 | 1,948 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $609,000 | 5,010 |
| Total equity capital | $11,407,000 | 4,929 |
| Total bank equity capital | $11,407,000 | 4,929 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,750,000 | 1,218 |
| Surplus | $8,200,000 | 2,819 |
| Undivided profits | $-543,000 | 8,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $807,000 | 3,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,536,000 | 2,729 |
| Earning assets | $123,464,000 | 4,166 |
| Long-term assets (5+ years) | $15,073,000 | 3,939 |
| Average Assets, year-to-date | $107,903,800 | 4,661 |
| Average Assets, quarterly | $126,945,000 | 4,297 |
| Volatile liabilities | $48,800,000 | 2,699 |
| Insider loans | $3,252,000 | 2,109 |
| FHLB advances | $16,000,000 | 1,855 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $20,584,000 | 3,251 |
| Tier 1 (core) risk-based capital | $11,596,000 | 4,816 |
| Tier 2 risk-based capital | $1,195,000 | 3,519 |
| Total risk weighted assets | $109,162,000 | 3,738 |
| Total unused commitments | $20,584,000 | 3,251 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 36 | 4,336 |
| Assets and Liabilities | ||
| Total Assets: | $121,354,000 | 4,426 |
| Cash and due from depository institutions | $2,098,000 | 4,336 |
| Interest-bearing balances | $277,000 | 3,702 |
| Securities | $20,500,000 | 4,508 |
| Federal funds sold & reverse repurchase agreements | $1,927,000 | 3,929 |
| Net loans & leases | $91,060,000 | 4,073 |
| Loan loss allowance | $1,114,000 | 3,888 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,873,000 | 3,610 |
| Other real estate owned | $0 | 4,336 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,896,000 | 4,342 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $121,354,000 | 4,426 |
| Total liabilities | $110,177,000 | 4,373 |
| Total deposits | $93,432,000 | 4,568 |
| Interest-bearing deposits | $85,970,000 | 4,304 |
| Deposits held in domestic offices | $93,432,000 | 4,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $16,000,000 | 2,021 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $745,000 | 4,571 |
| Total equity capital | $11,177,000 | 4,969 |
| Total bank equity capital | $11,177,000 | 4,969 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,750,000 | 1,206 |
| Surplus | $8,200,000 | 2,796 |
| Undivided profits | $-773,000 | 8,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,136,000 | 3,577 |
| Earning assets | $113,764,000 | 4,374 |
| Long-term assets (5+ years) | $14,311,000 | 3,986 |
| Average Assets, year-to-date | $101,745,750 | 4,875 |
| Average Assets, quarterly | $114,766,500 | 4,572 |
| Volatile liabilities | $46,282,000 | 2,788 |
| Insider loans | $3,577,000 | 1,903 |
| FHLB advances | $16,000,000 | 1,916 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $18,540,000 | 3,510 |
| Tier 1 (core) risk-based capital | $11,397,000 | 4,864 |
| Tier 2 risk-based capital | $1,114,000 | 3,704 |
| Total risk weighted assets | $98,376,000 | 3,998 |
| Total unused commitments | $18,540,000 | 3,511 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 35 | 4,451 |
| Assets and Liabilities | ||
| Total Assets: | $108,179,000 | 4,751 |
| Cash and due from depository institutions | $2,515,000 | 4,451 |
| Interest-bearing balances | $75,000 | 5,210 |
| Securities | $19,529,000 | 4,635 |
| Federal funds sold & reverse repurchase agreements | $1,629,000 | 3,907 |
| Net loans & leases | $79,235,000 | 4,396 |
| Loan loss allowance | $1,026,000 | 4,072 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,932,000 | 3,537 |
| Other real estate owned | $0 | 4,451 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,339,000 | 4,785 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $108,179,000 | 4,751 |
| Total liabilities | $97,501,000 | 4,708 |
| Total deposits | $91,498,000 | 4,606 |
| Interest-bearing deposits | $84,220,000 | 4,353 |
| Deposits held in domestic offices | $91,498,000 | 4,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,500,000 | 3,517 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $503,000 | 5,237 |
| Total equity capital | $10,678,000 | 4,997 |
| Total bank equity capital | $10,678,000 | 4,997 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,750,000 | 1,192 |
| Surplus | $8,200,000 | 2,737 |
| Undivided profits | $-1,272,000 | 8,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $877,000 | 4,028 |
| Earning assets | $100,468,000 | 4,711 |
| Long-term assets (5+ years) | $14,374,000 | 3,929 |
| Average Assets, year-to-date | $95,209,670 | 5,088 |
| Average Assets, quarterly | $101,558,000 | 4,920 |
| Volatile liabilities | $42,812,000 | 2,898 |
| Insider loans | $1,880,000 | 3,037 |
| FHLB advances | $5,500,000 | 3,362 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,841,000 | 3,933 |
| Tier 1 (core) risk-based capital | $11,187,000 | 4,844 |
| Tier 2 risk-based capital | $1,026,000 | 3,893 |
| Total risk weighted assets | $87,162,000 | 4,288 |
| Total unused commitments | $14,841,000 | 3,933 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $94,937,000 | 5,137 |
| Cash and due from depository institutions | $2,737,000 | 4,623 |
| Interest-bearing balances | $120,000 | 4,683 |
| Securities | $16,276,000 | 5,176 |
| Federal funds sold & reverse repurchase agreements | $4,012,000 | 3,054 |
| Net loans & leases | $66,678,000 | 4,826 |
| Loan loss allowance | $898,000 | 4,429 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,985,000 | 3,447 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,249,000 | 4,779 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $94,938,000 | 5,137 |
| Total liabilities | $84,208,000 | 5,152 |
| Total deposits | $78,326,000 | 5,109 |
| Interest-bearing deposits | $72,648,000 | 4,801 |
| Deposits held in domestic offices | $78,326,000 | 5,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,500,000 | 3,414 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $382,000 | 5,837 |
| Total equity capital | $10,730,000 | 4,955 |
| Total bank equity capital | $10,730,000 | 4,955 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,750,000 | 1,180 |
| Surplus | $8,200,000 | 2,665 |
| Undivided profits | $-1,220,000 | 8,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $826,000 | 4,030 |
| Earning assets | $87,086,000 | 5,144 |
| Long-term assets (5+ years) | $12,021,000 | 4,253 |
| Average Assets, year-to-date | $88,725,000 | 5,331 |
| Average Assets, quarterly | $88,725,000 | 5,331 |
| Volatile liabilities | $37,114,000 | 3,072 |
| Insider loans | $1,276,000 | 3,710 |
| FHLB advances | $5,500,000 | 3,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,499,000 | 4,163 |
| Tier 1 (core) risk-based capital | $11,051,000 | 4,817 |
| Tier 2 risk-based capital | $898,000 | 4,207 |
| Total risk weighted assets | $72,181,000 | 4,774 |
| Total unused commitments | $13,499,000 | 4,163 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $82,513,000 | 5,583 |
| Cash and due from depository institutions | $1,514,000 | 5,186 |
| Interest-bearing balances | $52,000 | 5,616 |
| Securities | $16,120,000 | 5,197 |
| Federal funds sold & reverse repurchase agreements | $193,000 | 5,814 |
| Net loans & leases | $59,947,000 | 5,108 |
| Loan loss allowance | $831,000 | 4,642 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,851,000 | 3,524 |
| Other real estate owned | $0 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,888,000 | 5,199 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $82,513,000 | 5,583 |
| Total liabilities | $71,775,000 | 5,641 |
| Total deposits | $66,847,000 | 5,601 |
| Interest-bearing deposits | $61,550,000 | 5,283 |
| Deposits held in domestic offices | $66,847,000 | 5,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $185,000 | 3,358 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,500,000 | 3,815 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $243,000 | 6,752 |
| Total equity capital | $10,738,000 | 4,929 |
| Total bank equity capital | $10,738,000 | 4,929 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,750,000 | 1,166 |
| Surplus | $8,200,000 | 2,631 |
| Undivided profits | $-1,212,000 | 8,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $717,000 | 4,519 |
| Earning assets | $76,312,000 | 5,537 |
| Long-term assets (5+ years) | $12,286,000 | 4,228 |
| Average Assets, year-to-date | $68,648,400 | 6,000 |
| Average Assets, quarterly | $80,643,500 | 5,604 |
| Volatile liabilities | $25,270,000 | 3,862 |
| Insider loans | $1,576,000 | 3,294 |
| FHLB advances | $4,500,000 | 3,665 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,853,000 | 4,758 |
| Tier 1 (core) risk-based capital | $10,950,000 | 4,811 |
| Tier 2 risk-based capital | $813,000 | 4,460 |
| Total risk weighted assets | $65,002,000 | 5,072 |
| Total unused commitments | $9,853,000 | 4,758 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 27 | 5,310 |
| Assets and Liabilities | ||
| Total Assets: | $78,774,000 | 5,696 |
| Cash and due from depository institutions | $3,227,000 | 5,310 |
| Interest-bearing balances | $2,108,000 | 1,927 |
| Securities | $15,790,000 | 5,248 |
| Federal funds sold & reverse repurchase agreements | $2,338,000 | 3,513 |
| Net loans & leases | $53,590,000 | 5,405 |
| Loan loss allowance | $767,000 | 4,860 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,802,000 | 3,547 |
| Other real estate owned | $0 | 5,310 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,027,000 | 6,625 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $78,774,000 | 5,696 |
| Total liabilities | $68,683,000 | 5,741 |
| Total deposits | $63,396,000 | 5,736 |
| Interest-bearing deposits | $58,952,000 | 5,389 |
| Deposits held in domestic offices | $63,396,000 | 5,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $287,000 | 6,563 |
| Total equity capital | $10,091,000 | 5,113 |
| Total bank equity capital | $10,091,000 | 5,113 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,750,000 | 1,133 |
| Surplus | $8,200,000 | 2,569 |
| Undivided profits | $-1,859,000 | 8,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $540,000 | 5,481 |
| Earning assets | $73,826,000 | 5,613 |
| Long-term assets (5+ years) | $12,313,000 | 4,252 |
| Average Assets, year-to-date | $65,182,250 | 6,159 |
| Average Assets, quarterly | $74,307,500 | 5,830 |
| Volatile liabilities | $24,385,000 | 3,896 |
| Insider loans | $1,609,000 | 3,207 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,622,000 | 4,554 |
| Tier 1 (core) risk-based capital | $10,236,000 | 4,986 |
| Tier 2 risk-based capital | $741,000 | 4,688 |
| Total risk weighted assets | $59,268,000 | 5,299 |
| Total unused commitments | $10,622,000 | 4,556 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 22 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $69,841,000 | 6,015 |
| Cash and due from depository institutions | $2,125,000 | 5,964 |
| Interest-bearing balances | $138,000 | 4,653 |
| Securities | $12,918,000 | 5,778 |
| Federal funds sold & reverse repurchase agreements | $2,493,000 | 3,210 |
| Net loans & leases | $48,671,000 | 5,593 |
| Loan loss allowance | $704,000 | 5,064 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,745,000 | 3,534 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $889,000 | 6,785 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $69,841,000 | 6,015 |
| Total liabilities | $62,950,000 | 5,955 |
| Total deposits | $57,737,000 | 5,963 |
| Interest-bearing deposits | $54,434,000 | 5,602 |
| Deposits held in domestic offices | $57,737,000 | 5,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $213,000 | 6,927 |
| Total equity capital | $6,891,000 | 6,324 |
| Total bank equity capital | $6,891,000 | 6,324 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,750,000 | 1,116 |
| Surplus | $4,950,000 | 3,646 |
| Undivided profits | $-1,809,000 | 8,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $452,000 | 5,782 |
| Earning assets | $64,220,000 | 5,990 |
| Long-term assets (5+ years) | $10,687,000 | 4,569 |
| Average Assets, year-to-date | $60,651,670 | 6,358 |
| Average Assets, quarterly | $65,825,000 | 6,139 |
| Volatile liabilities | $20,924,000 | 4,164 |
| Insider loans | $1,313,000 | 3,567 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,051,000 | 4,630 |
| Tier 1 (core) risk-based capital | $6,932,000 | 6,223 |
| Tier 2 risk-based capital | $670,000 | 4,926 |
| Total risk weighted assets | $53,598,000 | 5,508 |
| Total unused commitments | $10,051,000 | 4,631 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 20 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $61,809,000 | 6,365 |
| Cash and due from depository institutions | $1,725,000 | 6,252 |
| Interest-bearing balances | $147,000 | 4,642 |
| Securities | $12,656,000 | 5,907 |
| Federal funds sold & reverse repurchase agreements | $2,899,000 | 3,407 |
| Net loans & leases | $41,192,000 | 6,038 |
| Loan loss allowance | $605,000 | 5,522 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,422,000 | 3,843 |
| Other real estate owned | $0 | 6,252 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $915,000 | 6,763 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $61,809,000 | 6,365 |
| Total liabilities | $54,985,000 | 6,353 |
| Total deposits | $50,289,000 | 6,420 |
| Interest-bearing deposits | $48,043,000 | 6,039 |
| Deposits held in domestic offices | $50,289,000 | 6,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,500,000 | 3,693 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $196,000 | 6,937 |
| Total equity capital | $6,824,000 | 6,292 |
| Total bank equity capital | $6,824,000 | 6,292 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,750,000 | 1,105 |
| Surplus | $4,950,000 | 3,622 |
| Undivided profits | $-1,876,000 | 8,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $415,000 | 5,952 |
| Earning assets | $56,894,000 | 6,360 |
| Long-term assets (5+ years) | $10,452,000 | 4,661 |
| Average Assets, year-to-date | $56,057,000 | 6,631 |
| Average Assets, quarterly | $56,057,000 | 6,631 |
| Volatile liabilities | $16,259,000 | 4,660 |
| Insider loans | $185,000 | 6,726 |
| FHLB advances | $4,500,000 | 3,554 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,603,000 | 5,179 |
| Tier 1 (core) risk-based capital | $6,989,000 | 6,179 |
| Tier 2 risk-based capital | $578,000 | 5,354 |
| Total risk weighted assets | $46,239,000 | 5,899 |
| Total unused commitments | $7,603,000 | 5,181 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 16 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $50,305,000 | 6,967 |
| Cash and due from depository institutions | $2,341,000 | 6,861 |
| Interest-bearing balances | $1,695,000 | 2,237 |
| Securities | $8,768,000 | 6,720 |
| Federal funds sold & reverse repurchase agreements | $2,067,000 | 3,862 |
| Net loans & leases | $34,334,000 | 6,504 |
| Loan loss allowance | $515,000 | 5,940 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,143,000 | 4,128 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $652,000 | 7,414 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $50,305,000 | 6,967 |
| Total liabilities | $43,753,000 | 6,988 |
| Total deposits | $39,935,000 | 7,042 |
| Interest-bearing deposits | $37,190,000 | 6,779 |
| Deposits held in domestic offices | $39,935,000 | 7,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,700,000 | 3,971 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $118,000 | 7,705 |
| Total equity capital | $6,552,000 | 6,447 |
| Total bank equity capital | $6,552,000 | 6,447 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,750,000 | 1,080 |
| Surplus | $4,450,000 | 3,841 |
| Undivided profits | $-1,648,000 | 8,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $334,000 | 6,618 |
| Earning assets | $46,864,000 | 6,915 |
| Long-term assets (5+ years) | $6,528,000 | 5,617 |
| Average Assets, year-to-date | $33,061,250 | 7,773 |
| Average Assets, quarterly | $45,810,500 | 7,138 |
| Volatile liabilities | $13,679,000 | 5,045 |
| Insider loans | $76,000 | 7,450 |
| FHLB advances | $3,700,000 | 3,814 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,426,000 | 5,374 |
| Tier 1 (core) risk-based capital | $6,583,000 | 6,328 |
| Tier 2 risk-based capital | $475,000 | 5,910 |
| Total risk weighted assets | $37,926,000 | 6,440 |
| Total unused commitments | $6,426,000 | 5,377 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 15 | 7,074 |
| Assets and Liabilities | ||
| Total Assets: | $41,316,000 | 7,407 |
| Cash and due from depository institutions | $978,000 | 7,074 |
| Interest-bearing balances | $159,000 | 4,692 |
| Securities | $6,673,000 | 7,270 |
| Federal funds sold & reverse repurchase agreements | $2,618,000 | 3,189 |
| Net loans & leases | $29,301,000 | 6,866 |
| Loan loss allowance | $440,000 | 6,428 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,365,000 | 5,185 |
| Other real estate owned | $0 | 7,074 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $381,000 | 8,309 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $41,316,000 | 7,407 |
| Total liabilities | $34,634,000 | 7,497 |
| Total deposits | $32,524,000 | 7,482 |
| Interest-bearing deposits | $30,949,000 | 7,203 |
| Deposits held in domestic offices | $32,524,000 | 7,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $110,000 | 8,030 |
| Total equity capital | $6,682,000 | 6,403 |
| Total bank equity capital | $6,682,000 | 6,403 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,750,000 | 1,068 |
| Surplus | $4,450,000 | 3,793 |
| Undivided profits | $-1,518,000 | 8,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $225,000 | 7,686 |
| Earning assets | $38,751,000 | 7,334 |
| Long-term assets (5+ years) | $4,933,000 | 6,138 |
| Average Assets, year-to-date | $27,313,330 | 8,135 |
| Average Assets, quarterly | $33,785,000 | 7,801 |
| Volatile liabilities | $10,186,000 | 5,784 |
| Insider loans | $93,000 | 7,334 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,678,000 | 5,622 |
| Tier 1 (core) risk-based capital | $6,677,000 | 6,280 |
| Tier 2 risk-based capital | $390,000 | 6,460 |
| Total risk weighted assets | $31,163,000 | 6,916 |
| Total unused commitments | $5,678,000 | 5,629 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 15 | 7,125 |
| Assets and Liabilities | ||
| Total Assets: | $26,254,000 | 8,261 |
| Cash and due from depository institutions | $1,005,000 | 7,125 |
| Interest-bearing balances | $10,000 | 6,553 |
| Securities | $3,457,000 | 8,119 |
| Federal funds sold & reverse repurchase agreements | $1,834,000 | 3,624 |
| Net loans & leases | $18,843,000 | 7,747 |
| Loan loss allowance | $285,000 | 7,447 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $901,000 | 6,093 |
| Other real estate owned | $0 | 7,125 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $214,000 | 8,777 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $26,254,000 | 8,261 |
| Total liabilities | $19,360,000 | 8,474 |
| Total deposits | $19,319,000 | 8,389 |
| Interest-bearing deposits | $17,611,000 | 8,277 |
| Deposits held in domestic offices | $19,319,000 | 8,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $41,000 | 8,753 |
| Total equity capital | $6,894,000 | 6,173 |
| Total bank equity capital | $6,894,000 | 6,173 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,750,000 | 1,057 |
| Surplus | $4,450,000 | 3,753 |
| Undivided profits | $-1,306,000 | 8,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $107,000 | 8,571 |
| Earning assets | $24,144,000 | 8,247 |
| Long-term assets (5+ years) | $3,466,000 | 6,728 |
| Average Assets, year-to-date | $20,312,000 | 8,579 |
| Average Assets, quarterly | $20,312,000 | 8,591 |
| Volatile liabilities | $3,134,000 | 7,918 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,700,000 | 6,018 |
| Tier 1 (core) risk-based capital | $6,940,000 | 6,106 |
| Tier 2 risk-based capital | $244,000 | 7,495 |
| Total risk weighted assets | $19,515,000 | 7,907 |
| Total unused commitments | $4,700,000 | 6,022 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 11 | 7,858 |
| Assets and Liabilities | ||
| Total Assets: | $14,370,000 | 8,884 |
| Cash and due from depository institutions | $761,000 | 7,858 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $1,633,000 | 8,551 |
| Federal funds sold & reverse repurchase agreements | $5,142,000 | 2,766 |
| Net loans & leases | $6,199,000 | 8,814 |
| Loan loss allowance | $100,000 | 8,654 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $521,000 | 7,066 |
| Other real estate owned | $0 | 7,858 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $114,000 | 9,005 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $14,370,000 | 8,884 |
| Total liabilities | $7,036,000 | 9,013 |
| Total deposits | $7,023,000 | 8,979 |
| Interest-bearing deposits | $6,034,000 | 8,932 |
| Deposits held in domestic offices | $7,023,000 | 8,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $13,000 | 9,076 |
| Total equity capital | $7,334,000 | 6,049 |
| Total bank equity capital | $7,334,000 | 6,049 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,750,000 | 1,048 |
| Surplus | $4,450,000 | 3,716 |
| Undivided profits | $-866,000 | 8,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $22,000 | 9,011 |
| Earning assets | $12,974,000 | 8,871 |
| Long-term assets (5+ years) | $1,642,000 | 7,378 |
| Average Assets, year-to-date | $14,370,000 | 8,872 |
| Average Assets, quarterly | $14,370,000 | 8,872 |
| Volatile liabilities | $1,807,000 | 8,436 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $0 | 8,875 |
| Tier 1 (core) risk-based capital | $7,334,000 | 5,840 |
| Tier 2 risk-based capital | $100,000 | 8,598 |
| Total risk weighted assets | $8,135,000 | 8,811 |
| Total unused commitments | $0 | 8,876 |
| Derivatives | $0 | 699 |