Home > Freedom Bank, Inc. > Income and Expense
Freedom Bank, Inc., Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 3,189 |
| Total interest expense | $344,000 | 3,750 |
| Net interest income | $1,828,000 | 2,933 |
| Provision for loan and lease losses | $60,000 | 1,773 |
| Total noninterest income | $370,000 | 2,241 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $77,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 2,011 |
| Total noninterest expense | $1,515,000 | 2,849 |
| Salaries and employee benefits | $690,000 | 3,074 |
| Premises and equipment expense | $139,000 | 2,847 |
| Additional noninterest expense | $293,000 | 2,011 |
| Pre-tax net operating income | $623,000 | 2,739 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $107,000 | 2,008 |
| Income before extraordinary items | $516,000 | 2,773 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $516,000 | 2,800 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $516,000 | 2,773 |
| Net charge-offs | $-8,000 | 4,012 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $516,000 | 2,788 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 3,133 |
| Total interest expense | $1,595,000 | 3,662 |
| Net interest income | $7,382,000 | 2,833 |
| Provision for loan and lease losses | $220,000 | 1,975 |
| Total noninterest income | $1,511,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $347,000 | 2,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,164,000 | 2,102 |
| Total noninterest expense | $6,214,000 | 2,796 |
| Salaries and employee benefits | $2,899,000 | 3,001 |
| Premises and equipment expense | $479,000 | 3,015 |
| Additional noninterest expense | $1,164,000 | 2,102 |
| Pre-tax net operating income | $2,459,000 | 2,653 |
| Securities gains (losses) | $3,000 | 786 |
| Applicable income taxes | $437,000 | 1,937 |
| Income before extraordinary items | $2,025,000 | 2,716 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,025,000 | 2,742 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,025,000 | 2,716 |
| Net charge-offs | $348,000 | 1,108 |
| Cash dividends | $750,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $2,022,540 | 2,729 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $6,596,000 | 3,147 |
| Total interest expense | $1,201,000 | 3,659 |
| Net interest income | $5,395,000 | 2,863 |
| Provision for loan and lease losses | $90,000 | 2,249 |
| Total noninterest income | $1,078,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $263,000 | 2,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $815,000 | 2,157 |
| Total noninterest expense | $4,656,000 | 2,775 |
| Salaries and employee benefits | $2,079,000 | 3,042 |
| Premises and equipment expense | $429,000 | 2,778 |
| Additional noninterest expense | $815,000 | 2,157 |
| Pre-tax net operating income | $1,727,000 | 2,731 |
| Securities gains (losses) | $3,000 | 825 |
| Applicable income taxes | $305,000 | 2,003 |
| Income before extraordinary items | $1,425,000 | 2,799 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,425,000 | 2,829 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,425,000 | 2,802 |
| Net charge-offs | $117,000 | 1,308 |
| Cash dividends | $750,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,422,540 | 2,804 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 3,170 |
| Total interest expense | $770,000 | 3,690 |
| Net interest income | $3,543,000 | 2,876 |
| Provision for loan and lease losses | $60,000 | 2,141 |
| Total noninterest income | $674,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $170,000 | 2,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,191 |
| Total noninterest expense | $3,050,000 | 2,785 |
| Salaries and employee benefits | $1,342,000 | 3,096 |
| Premises and equipment expense | $282,000 | 2,795 |
| Additional noninterest expense | $504,000 | 2,191 |
| Pre-tax net operating income | $1,107,000 | 2,747 |
| Securities gains (losses) | $3,000 | 534 |
| Applicable income taxes | $169,000 | 2,083 |
| Income before extraordinary items | $941,000 | 2,785 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $941,000 | 2,820 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $941,000 | 2,788 |
| Net charge-offs | $69,000 | 1,263 |
| Cash dividends | $750,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $938,450 | 2,787 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 3,199 |
| Total interest expense | $350,000 | 3,747 |
| Net interest income | $1,728,000 | 2,907 |
| Provision for loan and lease losses | $30,000 | 1,896 |
| Total noninterest income | $336,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $84,000 | 2,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 2,144 |
| Total noninterest expense | $1,477,000 | 2,835 |
| Salaries and employee benefits | $660,000 | 3,114 |
| Premises and equipment expense | $145,000 | 2,755 |
| Additional noninterest expense | $252,000 | 2,144 |
| Pre-tax net operating income | $557,000 | 2,687 |
| Securities gains (losses) | $3,000 | 493 |
| Applicable income taxes | $85,000 | 2,041 |
| Income before extraordinary items | $475,000 | 2,739 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $475,000 | 2,769 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $475,000 | 2,739 |
| Net charge-offs | $65,000 | 854 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $472,450 | 2,754 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,053,000 | 3,120 |
| Total interest expense | $1,087,000 | 3,638 |
| Net interest income | $6,966,000 | 2,901 |
| Provision for loan and lease losses | $120,000 | 2,323 |
| Total noninterest income | $1,548,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $389,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,159,000 | 2,141 |
| Total noninterest expense | $6,057,000 | 2,769 |
| Salaries and employee benefits | $2,699,000 | 3,091 |
| Premises and equipment expense | $631,000 | 2,634 |
| Additional noninterest expense | $1,159,000 | 2,141 |
| Pre-tax net operating income | $2,337,000 | 2,783 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $364,000 | 2,103 |
| Income before extraordinary items | $1,973,000 | 2,806 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,973,000 | 2,834 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,973,000 | 2,808 |
| Net charge-offs | $23,000 | 2,142 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,973,000 | 2,837 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 3,108 |
| Total interest expense | $761,000 | 3,616 |
| Net interest income | $5,200,000 | 2,922 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $1,100,000 | 2,318 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $297,000 | 1,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $803,000 | 2,208 |
| Total noninterest expense | $4,384,000 | 2,810 |
| Salaries and employee benefits | $2,014,000 | 3,079 |
| Premises and equipment expense | $402,000 | 2,863 |
| Additional noninterest expense | $803,000 | 2,208 |
| Pre-tax net operating income | $1,826,000 | 2,796 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $492,000 | 1,765 |
| Income before extraordinary items | $1,334,000 | 2,965 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,334,000 | 2,996 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,334,000 | 2,966 |
| Net charge-offs | $24,000 | 1,816 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,334,000 | 2,998 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 3,126 |
| Total interest expense | $454,000 | 3,601 |
| Net interest income | $3,423,000 | 2,963 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $818,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $196,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 1,977 |
| Total noninterest expense | $2,969,000 | 2,782 |
| Salaries and employee benefits | $1,345,000 | 3,077 |
| Premises and equipment expense | $258,000 | 2,916 |
| Additional noninterest expense | $622,000 | 1,974 |
| Pre-tax net operating income | $1,212,000 | 2,829 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $350,000 | 1,740 |
| Income before extraordinary items | $862,000 | 3,035 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $862,000 | 3,068 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $862,000 | 3,034 |
| Net charge-offs | $20,000 | 1,543 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $862,000 | 3,054 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 3,142 |
| Total interest expense | $203,000 | 3,541 |
| Net interest income | $1,711,000 | 2,974 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $356,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $99,000 | 1,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 2,157 |
| Total noninterest expense | $1,444,000 | 2,863 |
| Salaries and employee benefits | $662,000 | 3,136 |
| Premises and equipment expense | $136,000 | 2,890 |
| Additional noninterest expense | $257,000 | 2,157 |
| Pre-tax net operating income | $593,000 | 2,912 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $164,000 | 1,820 |
| Income before extraordinary items | $429,000 | 3,094 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $429,000 | 3,093 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $429,000 | 3,094 |
| Net charge-offs | $13,000 | 1,282 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $429,000 | 3,122 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $7,211,000 | 3,001 |
| Total interest expense | $415,000 | 3,440 |
| Net interest income | $6,796,000 | 2,925 |
| Provision for loan and lease losses | $60,000 | 2,455 |
| Total noninterest income | $1,284,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $385,000 | 1,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $899,000 | 2,442 |
| Total noninterest expense | $5,813,000 | 2,794 |
| Salaries and employee benefits | $2,761,000 | 3,054 |
| Premises and equipment expense | $547,000 | 2,864 |
| Additional noninterest expense | $899,000 | 2,442 |
| Pre-tax net operating income | $2,207,000 | 3,013 |
| Securities gains (losses) | $-251,000 | 4,160 |
| Applicable income taxes | $316,000 | 2,374 |
| Income before extraordinary items | $1,640,000 | 3,168 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,640,000 | 3,165 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,640,000 | 3,167 |
| Net charge-offs | $71,000 | 1,391 |
| Cash dividends | $700,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,850,840 | 3,069 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 2,968 |
| Total interest expense | $289,000 | 3,346 |
| Net interest income | $5,015,000 | 2,927 |
| Provision for loan and lease losses | $45,000 | 2,281 |
| Total noninterest income | $987,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $287,000 | 2,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $700,000 | 2,438 |
| Total noninterest expense | $4,394,000 | 2,773 |
| Salaries and employee benefits | $2,122,000 | 3,023 |
| Premises and equipment expense | $426,000 | 2,805 |
| Additional noninterest expense | $700,000 | 2,438 |
| Pre-tax net operating income | $1,563,000 | 3,060 |
| Securities gains (losses) | $-50,000 | 4,106 |
| Applicable income taxes | $403,000 | 1,976 |
| Income before extraordinary items | $1,110,000 | 3,261 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,110,000 | 3,259 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,110,000 | 3,260 |
| Net charge-offs | $63,000 | 1,113 |
| Cash dividends | $700,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,149,500 | 3,256 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 2,983 |
| Total interest expense | $190,000 | 3,260 |
| Net interest income | $3,242,000 | 2,941 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $706,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $179,000 | 2,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $527,000 | 2,340 |
| Total noninterest expense | $2,943,000 | 2,761 |
| Salaries and employee benefits | $1,432,000 | 3,004 |
| Premises and equipment expense | $261,000 | 2,955 |
| Additional noninterest expense | $1,250,000 | 2,244 |
| Pre-tax net operating income | $975,000 | 3,040 |
| Securities gains (losses) | $-50,000 | 4,241 |
| Applicable income taxes | $247,000 | 1,973 |
| Income before extraordinary items | $678,000 | 3,253 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $678,000 | 3,252 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $678,000 | 3,253 |
| Net charge-offs | $39,000 | 1,066 |
| Cash dividends | $700,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $717,500 | 3,213 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 3,004 |
| Total interest expense | $95,000 | 3,238 |
| Net interest income | $1,560,000 | 2,959 |
| Provision for loan and lease losses | $15,000 | 1,841 |
| Total noninterest income | $328,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $89,000 | 2,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 2,406 |
| Total noninterest expense | $1,440,000 | 2,782 |
| Salaries and employee benefits | $695,000 | 3,052 |
| Premises and equipment expense | $141,000 | 2,842 |
| Additional noninterest expense | $604,000 | 2,278 |
| Pre-tax net operating income | $433,000 | 3,061 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $109,000 | 2,018 |
| Income before extraordinary items | $324,000 | 3,189 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $324,000 | 3,187 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $324,000 | 3,189 |
| Net charge-offs | $46,000 | 708 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $324,000 | 3,210 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 3,004 |
| Total interest expense | $396,000 | 3,448 |
| Net interest income | $6,566,000 | 2,940 |
| Provision for loan and lease losses | $240,000 | 1,589 |
| Total noninterest income | $980,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $331,000 | 2,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 3,038 |
| Total noninterest expense | $5,579,000 | 2,835 |
| Salaries and employee benefits | $2,618,000 | 3,137 |
| Premises and equipment expense | $468,000 | 3,115 |
| Additional noninterest expense | $2,493,000 | 2,251 |
| Pre-tax net operating income | $1,727,000 | 3,331 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $352,000 | 2,349 |
| Income before extraordinary items | $1,375,000 | 3,431 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,375,000 | 3,431 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,375,000 | 3,431 |
| Net charge-offs | $42,000 | 1,742 |
| Cash dividends | $650,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,375,000 | 3,410 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,207,000 | 3,060 |
| Total interest expense | $300,000 | 3,530 |
| Net interest income | $4,907,000 | 2,995 |
| Provision for loan and lease losses | $180,000 | 1,539 |
| Total noninterest income | $839,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $240,000 | 2,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 2,871 |
| Total noninterest expense | $4,165,000 | 2,856 |
| Salaries and employee benefits | $1,961,000 | 3,153 |
| Premises and equipment expense | $382,000 | 3,018 |
| Additional noninterest expense | $1,822,000 | 2,299 |
| Pre-tax net operating income | $1,401,000 | 3,342 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $348,000 | 2,224 |
| Income before extraordinary items | $1,053,000 | 3,542 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,053,000 | 3,542 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,053,000 | 3,542 |
| Net charge-offs | $40,000 | 1,460 |
| Cash dividends | $650,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,053,000 | 3,516 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 3,109 |
| Total interest expense | $202,000 | 3,597 |
| Net interest income | $3,209,000 | 3,024 |
| Provision for loan and lease losses | $120,000 | 1,537 |
| Total noninterest income | $660,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $150,000 | 2,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $510,000 | 2,622 |
| Total noninterest expense | $2,705,000 | 2,900 |
| Salaries and employee benefits | $1,278,000 | 3,180 |
| Premises and equipment expense | $254,000 | 3,023 |
| Additional noninterest expense | $1,173,000 | 2,321 |
| Pre-tax net operating income | $1,044,000 | 3,204 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $287,000 | 2,052 |
| Income before extraordinary items | $757,000 | 3,455 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $757,000 | 3,454 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $757,000 | 3,455 |
| Net charge-offs | $52,000 | 1,138 |
| Cash dividends | $650,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $757,000 | 3,429 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 3,078 |
| Total interest expense | $100,000 | 3,693 |
| Net interest income | $1,628,000 | 2,978 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $315,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $74,000 | 2,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 2,663 |
| Total noninterest expense | $1,362,000 | 2,884 |
| Salaries and employee benefits | $665,000 | 3,121 |
| Premises and equipment expense | $126,000 | 3,055 |
| Additional noninterest expense | $571,000 | 2,342 |
| Pre-tax net operating income | $521,000 | 3,192 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $131,000 | 2,098 |
| Income before extraordinary items | $390,000 | 3,409 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $390,000 | 3,410 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $390,000 | 3,409 |
| Net charge-offs | $5,000 | 1,528 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $390,000 | 3,375 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 3,091 |
| Total interest expense | $557,000 | 3,713 |
| Net interest income | $6,323,000 | 2,971 |
| Provision for loan and lease losses | $240,000 | 2,884 |
| Total noninterest income | $1,035,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $346,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 2,826 |
| Total noninterest expense | $5,073,000 | 2,971 |
| Salaries and employee benefits | $2,558,000 | 3,176 |
| Premises and equipment expense | $455,000 | 3,204 |
| Additional noninterest expense | $2,060,000 | 2,491 |
| Pre-tax net operating income | $2,045,000 | 2,925 |
| Securities gains (losses) | $-448,000 | 4,977 |
| Applicable income taxes | $306,000 | 2,289 |
| Income before extraordinary items | $1,291,000 | 3,364 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,291,000 | 3,364 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,291,000 | 3,364 |
| Net charge-offs | $445,000 | 1,053 |
| Cash dividends | $850,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,653,880 | 3,022 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 3,134 |
| Total interest expense | $446,000 | 3,726 |
| Net interest income | $4,661,000 | 3,011 |
| Provision for loan and lease losses | $180,000 | 2,853 |
| Total noninterest income | $717,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $254,000 | 2,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 2,905 |
| Total noninterest expense | $3,771,000 | 2,988 |
| Salaries and employee benefits | $1,916,000 | 3,166 |
| Premises and equipment expense | $376,000 | 3,061 |
| Additional noninterest expense | $1,479,000 | 2,531 |
| Pre-tax net operating income | $1,427,000 | 3,014 |
| Securities gains (losses) | $-448,000 | 4,988 |
| Applicable income taxes | $258,000 | 2,206 |
| Income before extraordinary items | $721,000 | 3,718 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $721,000 | 3,717 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $721,000 | 3,718 |
| Net charge-offs | $206,000 | 1,248 |
| Cash dividends | $850,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,074,920 | 3,214 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,379,000 | 3,180 |
| Total interest expense | $310,000 | 3,773 |
| Net interest income | $3,069,000 | 3,054 |
| Provision for loan and lease losses | $120,000 | 2,806 |
| Total noninterest income | $603,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $171,000 | 2,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 2,526 |
| Total noninterest expense | $2,412,000 | 3,062 |
| Salaries and employee benefits | $1,249,000 | 3,214 |
| Premises and equipment expense | $253,000 | 3,038 |
| Additional noninterest expense | $910,000 | 2,668 |
| Pre-tax net operating income | $1,140,000 | 2,758 |
| Securities gains (losses) | $-448,000 | 5,001 |
| Applicable income taxes | $153,000 | 2,261 |
| Income before extraordinary items | $539,000 | 3,572 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $539,000 | 3,572 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $539,000 | 3,572 |
| Net charge-offs | $45,000 | 1,789 |
| Cash dividends | $850,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $892,920 | 2,918 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,178 |
| Total interest expense | $159,000 | 3,870 |
| Net interest income | $1,542,000 | 3,019 |
| Provision for loan and lease losses | $60,000 | 2,352 |
| Total noninterest income | $312,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $114,000 | 1,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,443 |
| Total noninterest expense | $1,364,000 | 2,866 |
| Salaries and employee benefits | $699,000 | 3,061 |
| Premises and equipment expense | $123,000 | 3,112 |
| Additional noninterest expense | $542,000 | 2,391 |
| Pre-tax net operating income | $430,000 | 2,972 |
| Securities gains (losses) | $-80,000 | 4,972 |
| Applicable income taxes | $76,000 | 2,139 |
| Income before extraordinary items | $274,000 | 3,389 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $274,000 | 3,389 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $274,000 | 3,390 |
| Net charge-offs | $46,000 | 1,238 |
| Cash dividends | $850,000 | 917 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $337,200 | 3,111 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,778,000 | 3,236 |
| Total interest expense | $605,000 | 3,960 |
| Net interest income | $6,173,000 | 3,049 |
| Provision for loan and lease losses | $350,000 | 1,813 |
| Total noninterest income | $1,461,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $472,000 | 2,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $989,000 | 2,261 |
| Total noninterest expense | $5,192,000 | 2,939 |
| Salaries and employee benefits | $2,554,000 | 3,197 |
| Premises and equipment expense | $491,000 | 3,131 |
| Additional noninterest expense | $2,147,000 | 2,445 |
| Pre-tax net operating income | $2,092,000 | 2,963 |
| Securities gains (losses) | $-297,000 | 5,123 |
| Applicable income taxes | $351,000 | 2,248 |
| Income before extraordinary items | $1,444,000 | 3,313 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,444,000 | 3,314 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,444,000 | 3,314 |
| Net charge-offs | $247,000 | 1,506 |
| Cash dividends | $700,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,681,600 | 3,100 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 3,281 |
| Total interest expense | $448,000 | 4,022 |
| Net interest income | $4,601,000 | 3,100 |
| Provision for loan and lease losses | $270,000 | 1,685 |
| Total noninterest income | $1,158,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $347,000 | 2,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $811,000 | 2,155 |
| Total noninterest expense | $3,844,000 | 2,979 |
| Salaries and employee benefits | $1,867,000 | 3,262 |
| Premises and equipment expense | $385,000 | 3,081 |
| Additional noninterest expense | $1,592,000 | 2,464 |
| Pre-tax net operating income | $1,645,000 | 2,986 |
| Securities gains (losses) | $-297,000 | 5,206 |
| Applicable income taxes | $368,000 | 2,068 |
| Income before extraordinary items | $980,000 | 3,529 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $980,000 | 3,529 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $980,000 | 3,529 |
| Net charge-offs | $218,000 | 1,229 |
| Cash dividends | $700,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,214,630 | 3,203 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 3,330 |
| Total interest expense | $284,000 | 4,075 |
| Net interest income | $3,003,000 | 3,152 |
| Provision for loan and lease losses | $180,000 | 1,640 |
| Total noninterest income | $783,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $221,000 | 2,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,076 |
| Total noninterest expense | $2,555,000 | 3,011 |
| Salaries and employee benefits | $1,253,000 | 3,263 |
| Premises and equipment expense | $266,000 | 3,040 |
| Additional noninterest expense | $1,036,000 | 2,522 |
| Pre-tax net operating income | $1,051,000 | 3,035 |
| Securities gains (losses) | $-297,000 | 5,258 |
| Applicable income taxes | $185,000 | 2,260 |
| Income before extraordinary items | $569,000 | 3,710 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $569,000 | 3,709 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $569,000 | 3,709 |
| Net charge-offs | $165,000 | 1,114 |
| Cash dividends | $700,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $803,630 | 3,220 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 3,357 |
| Total interest expense | $142,000 | 4,062 |
| Net interest income | $1,491,000 | 3,184 |
| Provision for loan and lease losses | $120,000 | 1,335 |
| Total noninterest income | $350,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $106,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 2,183 |
| Total noninterest expense | $1,242,000 | 3,082 |
| Salaries and employee benefits | $571,000 | 3,458 |
| Premises and equipment expense | $142,000 | 2,943 |
| Additional noninterest expense | $529,000 | 2,490 |
| Pre-tax net operating income | $479,000 | 3,123 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $119,000 | 2,024 |
| Income before extraordinary items | $360,000 | 3,378 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $360,000 | 3,377 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $360,000 | 3,377 |
| Net charge-offs | $138,000 | 765 |
| Cash dividends | $700,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $360,000 | 3,367 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 3,415 |
| Total interest expense | $446,000 | 4,053 |
| Net interest income | $5,612,000 | 3,281 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $1,576,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $505,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,071,000 | 2,176 |
| Total noninterest expense | $5,009,000 | 3,055 |
| Salaries and employee benefits | $2,434,000 | 3,328 |
| Premises and equipment expense | $470,000 | 3,260 |
| Additional noninterest expense | $2,105,000 | 2,512 |
| Pre-tax net operating income | $1,939,000 | 3,183 |
| Securities gains (losses) | $-141,000 | 5,092 |
| Applicable income taxes | $399,000 | 2,172 |
| Income before extraordinary items | $1,399,000 | 3,454 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,399,000 | 3,452 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,399,000 | 3,453 |
| Net charge-offs | $391,000 | 1,126 |
| Cash dividends | $442,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,510,390 | 3,360 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 3,465 |
| Total interest expense | $328,000 | 4,050 |
| Net interest income | $4,136,000 | 3,340 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $1,040,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $367,000 | 2,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $673,000 | 2,388 |
| Total noninterest expense | $3,752,000 | 3,060 |
| Salaries and employee benefits | $1,793,000 | 3,351 |
| Premises and equipment expense | $383,000 | 3,136 |
| Additional noninterest expense | $1,576,000 | 2,514 |
| Pre-tax net operating income | $1,364,000 | 3,319 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $409,000 | 1,962 |
| Income before extraordinary items | $955,000 | 3,647 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $955,000 | 3,646 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $955,000 | 3,646 |
| Net charge-offs | $61,000 | 2,063 |
| Cash dividends | $442,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $955,000 | 3,655 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 3,487 |
| Total interest expense | $213,000 | 4,044 |
| Net interest income | $2,704,000 | 3,367 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $634,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $232,000 | 2,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 2,513 |
| Total noninterest expense | $2,475,000 | 3,099 |
| Salaries and employee benefits | $1,207,000 | 3,365 |
| Premises and equipment expense | $251,000 | 3,201 |
| Additional noninterest expense | $1,017,000 | 2,583 |
| Pre-tax net operating income | $863,000 | 3,373 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $253,000 | 2,013 |
| Income before extraordinary items | $610,000 | 3,707 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $610,000 | 3,705 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $610,000 | 3,706 |
| Net charge-offs | $46,000 | 1,817 |
| Cash dividends | $442,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $610,000 | 3,706 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 3,508 |
| Total interest expense | $105,000 | 4,051 |
| Net interest income | $1,344,000 | 3,389 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $289,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $114,000 | 2,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,643 |
| Total noninterest expense | $1,190,000 | 3,206 |
| Salaries and employee benefits | $547,000 | 3,584 |
| Premises and equipment expense | $121,000 | 3,305 |
| Additional noninterest expense | $522,000 | 2,551 |
| Pre-tax net operating income | $443,000 | 3,290 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $123,000 | 1,983 |
| Income before extraordinary items | $320,000 | 3,582 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $320,000 | 3,581 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $320,000 | 3,582 |
| Net charge-offs | $42,000 | 1,283 |
| Cash dividends | $442,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $320,000 | 3,587 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 3,467 |
| Total interest expense | $437,000 | 3,871 |
| Net interest income | $5,403,000 | 3,384 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $1,387,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $480,000 | 2,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 2,401 |
| Total noninterest expense | $4,853,000 | 3,144 |
| Salaries and employee benefits | $2,435,000 | 3,378 |
| Premises and equipment expense | $438,000 | 3,497 |
| Additional noninterest expense | $1,980,000 | 2,668 |
| Pre-tax net operating income | $1,817,000 | 3,257 |
| Securities gains (losses) | $-77,000 | 5,369 |
| Applicable income taxes | $856,000 | 2,012 |
| Income before extraordinary items | $884,000 | 3,876 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $884,000 | 3,875 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $884,000 | 3,876 |
| Net charge-offs | $859,000 | 779 |
| Cash dividends | $485,000 | 3,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $933,280 | 3,787 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 3,482 |
| Total interest expense | $328,000 | 3,891 |
| Net interest income | $4,084,000 | 3,390 |
| Provision for loan and lease losses | $60,000 | 3,094 |
| Total noninterest income | $1,036,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $357,000 | 2,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,432 |
| Total noninterest expense | $3,653,000 | 3,159 |
| Salaries and employee benefits | $1,785,000 | 3,435 |
| Premises and equipment expense | $358,000 | 3,381 |
| Additional noninterest expense | $1,510,000 | 2,653 |
| Pre-tax net operating income | $1,407,000 | 3,282 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $497,000 | 2,080 |
| Income before extraordinary items | $910,000 | 3,684 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $910,000 | 3,684 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $910,000 | 3,684 |
| Net charge-offs | $532,000 | 767 |
| Cash dividends | $485,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $910,000 | 3,659 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 3,523 |
| Total interest expense | $217,000 | 3,886 |
| Net interest income | $2,652,000 | 3,449 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $751,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $229,000 | 2,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,276 |
| Total noninterest expense | $2,453,000 | 3,163 |
| Salaries and employee benefits | $1,238,000 | 3,375 |
| Premises and equipment expense | $246,000 | 3,343 |
| Additional noninterest expense | $969,000 | 2,731 |
| Pre-tax net operating income | $950,000 | 3,212 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $334,000 | 2,054 |
| Income before extraordinary items | $616,000 | 3,626 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $616,000 | 3,624 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $616,000 | 3,626 |
| Net charge-offs | $27,000 | 2,414 |
| Cash dividends | $485,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $616,000 | 3,601 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 3,582 |
| Total interest expense | $109,000 | 3,888 |
| Net interest income | $1,294,000 | 3,503 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $343,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $112,000 | 2,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $231,000 | 2,403 |
| Total noninterest expense | $1,197,000 | 3,236 |
| Salaries and employee benefits | $576,000 | 3,558 |
| Premises and equipment expense | $131,000 | 3,259 |
| Additional noninterest expense | $490,000 | 2,704 |
| Pre-tax net operating income | $440,000 | 3,298 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $158,000 | 2,067 |
| Income before extraordinary items | $282,000 | 3,706 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $282,000 | 3,706 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $282,000 | 3,707 |
| Net charge-offs | $31,000 | 1,639 |
| Cash dividends | $485,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $282,000 | 3,684 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 3,561 |
| Total interest expense | $475,000 | 3,729 |
| Net interest income | $5,158,000 | 3,515 |
| Provision for loan and lease losses | $240,000 | 2,221 |
| Total noninterest income | $1,160,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $472,000 | 2,173 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $688,000 | 2,853 |
| Total noninterest expense | $4,969,000 | 3,192 |
| Salaries and employee benefits | $2,534,000 | 3,375 |
| Premises and equipment expense | $452,000 | 3,559 |
| Additional noninterest expense | $1,983,000 | 2,780 |
| Pre-tax net operating income | $1,109,000 | 3,938 |
| Securities gains (losses) | $272,000 | 706 |
| Applicable income taxes | $408,000 | 2,425 |
| Income before extraordinary items | $973,000 | 3,922 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $973,000 | 3,920 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $973,000 | 3,921 |
| Net charge-offs | $617,000 | 945 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $782,600 | 4,152 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,222,000 | 3,577 |
| Total interest expense | $359,000 | 3,743 |
| Net interest income | $3,863,000 | 3,532 |
| Provision for loan and lease losses | $240,000 | 1,855 |
| Total noninterest income | $795,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $391,000 | 2,028 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $404,000 | 3,166 |
| Total noninterest expense | $3,702,000 | 3,215 |
| Salaries and employee benefits | $1,856,000 | 3,411 |
| Premises and equipment expense | $333,000 | 3,607 |
| Additional noninterest expense | $1,513,000 | 2,743 |
| Pre-tax net operating income | $716,000 | 4,212 |
| Securities gains (losses) | $272,000 | 641 |
| Applicable income taxes | $360,000 | 2,328 |
| Income before extraordinary items | $628,000 | 4,186 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $628,000 | 4,185 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $628,000 | 4,186 |
| Net charge-offs | $684,000 | 632 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $453,920 | 4,550 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 3,619 |
| Total interest expense | $239,000 | 3,762 |
| Net interest income | $2,543,000 | 3,566 |
| Provision for loan and lease losses | $240,000 | 1,451 |
| Total noninterest income | $617,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $231,000 | 2,204 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $386,000 | 2,704 |
| Total noninterest expense | $2,450,000 | 3,245 |
| Salaries and employee benefits | $1,254,000 | 3,408 |
| Premises and equipment expense | $138,000 | 4,503 |
| Additional noninterest expense | $1,058,000 | 2,673 |
| Pre-tax net operating income | $470,000 | 4,246 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $135,000 | 2,789 |
| Income before extraordinary items | $335,000 | 4,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 4,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $335,000 | 4,503 |
| Net charge-offs | $636,000 | 493 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $335,000 | 4,434 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 3,654 |
| Total interest expense | $120,000 | 3,774 |
| Net interest income | $1,253,000 | 3,611 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $308,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $117,000 | 2,168 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $191,000 | 2,672 |
| Total noninterest expense | $1,203,000 | 3,305 |
| Salaries and employee benefits | $591,000 | 3,555 |
| Premises and equipment expense | $111,000 | 3,664 |
| Additional noninterest expense | $501,000 | 2,773 |
| Pre-tax net operating income | $238,000 | 4,203 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $70,000 | 2,742 |
| Income before extraordinary items | $168,000 | 4,479 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $168,000 | 4,478 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $168,000 | 4,480 |
| Net charge-offs | $631,000 | 287 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $168,000 | 4,417 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 3,564 |
| Total interest expense | $519,000 | 3,655 |
| Net interest income | $5,165,000 | 3,517 |
| Provision for loan and lease losses | $440,000 | 1,494 |
| Total noninterest income | $1,035,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $459,000 | 2,284 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $576,000 | 3,093 |
| Total noninterest expense | $4,783,000 | 3,320 |
| Salaries and employee benefits | $2,339,000 | 3,572 |
| Premises and equipment expense | $284,000 | 4,560 |
| Additional noninterest expense | $2,160,000 | 2,631 |
| Pre-tax net operating income | $977,000 | 4,131 |
| Securities gains (losses) | $-6,000 | 5,825 |
| Applicable income taxes | $162,000 | 3,063 |
| Income before extraordinary items | $809,000 | 4,238 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $809,000 | 4,236 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $809,000 | 4,238 |
| Net charge-offs | $221,000 | 1,892 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $813,980 | 4,185 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 3,588 |
| Total interest expense | $391,000 | 3,701 |
| Net interest income | $3,885,000 | 3,536 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $907,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $381,000 | 2,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $526,000 | 2,849 |
| Total noninterest expense | $3,578,000 | 3,353 |
| Salaries and employee benefits | $1,728,000 | 3,625 |
| Premises and equipment expense | $366,000 | 3,573 |
| Additional noninterest expense | $1,484,000 | 2,811 |
| Pre-tax net operating income | $854,000 | 3,991 |
| Securities gains (losses) | $-6,000 | 5,959 |
| Applicable income taxes | $233,000 | 2,695 |
| Income before extraordinary items | $615,000 | 4,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $615,000 | 4,293 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $615,000 | 4,295 |
| Net charge-offs | $142,000 | 1,845 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $619,380 | 4,230 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 3,642 |
| Total interest expense | $265,000 | 3,696 |
| Net interest income | $2,544,000 | 3,587 |
| Provision for loan and lease losses | $240,000 | 1,328 |
| Total noninterest income | $599,000 | 2,825 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $213,000 | 2,390 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $386,000 | 2,727 |
| Total noninterest expense | $2,366,000 | 3,397 |
| Salaries and employee benefits | $1,148,000 | 3,659 |
| Premises and equipment expense | $252,000 | 3,523 |
| Additional noninterest expense | $966,000 | 2,885 |
| Pre-tax net operating income | $537,000 | 4,072 |
| Securities gains (losses) | $-6,000 | 6,065 |
| Applicable income taxes | $149,000 | 2,718 |
| Income before extraordinary items | $382,000 | 4,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $382,000 | 4,365 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $382,000 | 4,365 |
| Net charge-offs | $130,000 | 1,492 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $386,320 | 4,286 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 3,633 |
| Total interest expense | $135,000 | 3,702 |
| Net interest income | $1,278,000 | 3,583 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $277,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $95,000 | 2,569 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $182,000 | 2,754 |
| Total noninterest expense | $1,131,000 | 3,521 |
| Salaries and employee benefits | $539,000 | 3,830 |
| Premises and equipment expense | $114,000 | 3,775 |
| Additional noninterest expense | $478,000 | 2,880 |
| Pre-tax net operating income | $304,000 | 3,851 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $90,000 | 2,540 |
| Income before extraordinary items | $214,000 | 4,178 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $214,000 | 4,180 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $214,000 | 4,181 |
| Net charge-offs | $17,000 | 2,218 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $214,000 | 4,107 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 3,696 |
| Total interest expense | $578,000 | 3,717 |
| Net interest income | $4,990,000 | 3,656 |
| Provision for loan and lease losses | $575,000 | 1,331 |
| Total noninterest income | $1,046,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $450,000 | 2,457 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $596,000 | 3,029 |
| Total noninterest expense | $4,620,000 | 3,496 |
| Salaries and employee benefits | $2,174,000 | 3,816 |
| Premises and equipment expense | $461,000 | 3,814 |
| Additional noninterest expense | $1,985,000 | 2,893 |
| Pre-tax net operating income | $841,000 | 4,411 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $202,000 | 2,951 |
| Income before extraordinary items | $663,000 | 4,555 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $663,000 | 4,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $663,000 | 4,556 |
| Net charge-offs | $1,155,000 | 800 |
| Cash dividends | $504,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $644,520 | 4,543 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 3,770 |
| Total interest expense | $435,000 | 3,764 |
| Net interest income | $3,662,000 | 3,733 |
| Provision for loan and lease losses | $455,000 | 1,225 |
| Total noninterest income | $864,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $343,000 | 2,441 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $521,000 | 2,857 |
| Total noninterest expense | $3,452,000 | 3,514 |
| Salaries and employee benefits | $1,579,000 | 3,904 |
| Premises and equipment expense | $369,000 | 3,726 |
| Additional noninterest expense | $1,504,000 | 2,871 |
| Pre-tax net operating income | $619,000 | 4,529 |
| Securities gains (losses) | $24,000 | 1,926 |
| Applicable income taxes | $192,000 | 2,840 |
| Income before extraordinary items | $451,000 | 4,761 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $451,000 | 4,761 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $451,000 | 4,762 |
| Net charge-offs | $471,000 | 1,201 |
| Cash dividends | $504,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $434,200 | 4,773 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 3,848 |
| Total interest expense | $293,000 | 3,787 |
| Net interest income | $2,371,000 | 3,818 |
| Provision for loan and lease losses | $240,000 | 1,487 |
| Total noninterest income | $568,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $222,000 | 2,485 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $346,000 | 2,844 |
| Total noninterest expense | $2,244,000 | 3,590 |
| Salaries and employee benefits | $992,000 | 4,030 |
| Premises and equipment expense | $267,000 | 3,560 |
| Additional noninterest expense | $985,000 | 2,921 |
| Pre-tax net operating income | $455,000 | 4,329 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $103,000 | 2,986 |
| Income before extraordinary items | $352,000 | 4,502 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $352,000 | 4,506 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $352,000 | 4,507 |
| Net charge-offs | $465,000 | 925 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $352,000 | 4,444 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 3,836 |
| Total interest expense | $148,000 | 3,816 |
| Net interest income | $1,195,000 | 3,807 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $271,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $104,000 | 2,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $167,000 | 2,814 |
| Total noninterest expense | $1,132,000 | 3,592 |
| Salaries and employee benefits | $486,000 | 4,115 |
| Premises and equipment expense | $128,000 | 3,701 |
| Additional noninterest expense | $518,000 | 2,807 |
| Pre-tax net operating income | $214,000 | 4,366 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $53,000 | 2,912 |
| Income before extraordinary items | $161,000 | 4,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,583 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $161,000 | 4,583 |
| Net charge-offs | $12,000 | 2,752 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $161,000 | 4,528 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 3,731 |
| Total interest expense | $657,000 | 3,889 |
| Net interest income | $5,081,000 | 3,672 |
| Provision for loan and lease losses | $800,000 | 1,326 |
| Total noninterest income | $1,329,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $538,000 | 2,258 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $791,000 | 2,687 |
| Total noninterest expense | $4,450,000 | 3,670 |
| Salaries and employee benefits | $2,046,000 | 4,021 |
| Premises and equipment expense | $438,000 | 4,020 |
| Additional noninterest expense | $1,966,000 | 3,016 |
| Pre-tax net operating income | $1,160,000 | 3,831 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $180,000 | 3,021 |
| Income before extraordinary items | $980,000 | 3,942 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $980,000 | 3,945 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $980,000 | 3,946 |
| Net charge-offs | $312,000 | 2,535 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $980,000 | 3,884 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,364,000 | 3,738 |
| Total interest expense | $502,000 | 3,929 |
| Net interest income | $3,862,000 | 3,658 |
| Provision for loan and lease losses | $733,000 | 1,143 |
| Total noninterest income | $1,061,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $357,000 | 2,488 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $704,000 | 2,501 |
| Total noninterest expense | $3,418,000 | 3,635 |
| Salaries and employee benefits | $1,496,000 | 4,098 |
| Premises and equipment expense | $195,000 | 5,145 |
| Additional noninterest expense | $1,727,000 | 2,657 |
| Pre-tax net operating income | $772,000 | 4,114 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $264,000 | 2,539 |
| Income before extraordinary items | $508,000 | 4,584 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $508,000 | 4,588 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $508,000 | 4,589 |
| Net charge-offs | $307,000 | 2,093 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $508,000 | 4,500 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 3,720 |
| Total interest expense | $343,000 | 3,939 |
| Net interest income | $2,591,000 | 3,631 |
| Provision for loan and lease losses | $532,000 | 1,104 |
| Total noninterest income | $772,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $233,000 | 2,500 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $539,000 | 2,377 |
| Total noninterest expense | $2,267,000 | 3,670 |
| Salaries and employee benefits | $959,000 | 4,211 |
| Premises and equipment expense | $229,000 | 3,986 |
| Additional noninterest expense | $1,079,000 | 2,787 |
| Pre-tax net operating income | $564,000 | 3,934 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $157,000 | 2,648 |
| Income before extraordinary items | $407,000 | 4,289 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 4,291 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $407,000 | 4,292 |
| Net charge-offs | $292,000 | 1,721 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $407,000 | 4,177 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 3,743 |
| Total interest expense | $176,000 | 3,973 |
| Net interest income | $1,292,000 | 3,660 |
| Provision for loan and lease losses | $201,000 | 1,341 |
| Total noninterest income | $274,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $114,000 | 2,549 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 3,090 |
| Total noninterest expense | $1,110,000 | 3,743 |
| Salaries and employee benefits | $484,000 | 4,235 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $515,000 | 2,913 |
| Pre-tax net operating income | $255,000 | 4,085 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $78,000 | 2,624 |
| Income before extraordinary items | $177,000 | 4,479 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $177,000 | 4,481 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $177,000 | 4,481 |
| Net charge-offs | $183,000 | 1,428 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $177,000 | 4,378 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,578,000 | 3,605 |
| Total interest expense | $992,000 | 3,622 |
| Net interest income | $5,586,000 | 3,542 |
| Provision for loan and lease losses | $1,591,000 | 1,272 |
| Total noninterest income | $1,180,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $503,000 | 2,473 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $677,000 | 2,943 |
| Total noninterest expense | $4,462,000 | 3,745 |
| Salaries and employee benefits | $1,675,000 | 4,573 |
| Premises and equipment expense | $433,000 | 4,148 |
| Additional noninterest expense | $2,354,000 | 2,702 |
| Pre-tax net operating income | $713,000 | 4,488 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $183,000 | 3,073 |
| Income before extraordinary items | $530,000 | 4,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $530,000 | 4,858 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $530,000 | 4,859 |
| Net charge-offs | $2,523,000 | 973 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $530,000 | 4,678 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,062,000 | 3,597 |
| Total interest expense | $791,000 | 3,608 |
| Net interest income | $4,271,000 | 3,553 |
| Provision for loan and lease losses | $1,356,000 | 1,172 |
| Total noninterest income | $871,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $356,000 | 2,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $515,000 | 2,914 |
| Total noninterest expense | $3,205,000 | 3,873 |
| Salaries and employee benefits | $1,139,000 | 4,834 |
| Premises and equipment expense | $329,000 | 4,162 |
| Additional noninterest expense | $1,737,000 | 2,755 |
| Pre-tax net operating income | $581,000 | 4,510 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $236,000 | 2,687 |
| Income before extraordinary items | $345,000 | 5,168 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $345,000 | 5,166 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $345,000 | 5,166 |
| Net charge-offs | $2,397,000 | 804 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $345,000 | 4,976 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 3,564 |
| Total interest expense | $560,000 | 3,561 |
| Net interest income | $2,889,000 | 3,536 |
| Provision for loan and lease losses | $996,000 | 1,115 |
| Total noninterest income | $586,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $228,000 | 2,687 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 2,816 |
| Total noninterest expense | $1,962,000 | 4,127 |
| Salaries and employee benefits | $575,000 | 5,557 |
| Premises and equipment expense | $211,000 | 4,258 |
| Additional noninterest expense | $1,176,000 | 2,733 |
| Pre-tax net operating income | $517,000 | 4,065 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $263,000 | 2,186 |
| Income before extraordinary items | $254,000 | 5,040 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $254,000 | 5,043 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $254,000 | 5,043 |
| Net charge-offs | $1,676,000 | 785 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $254,000 | 4,847 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 3,529 |
| Total interest expense | $301,000 | 3,505 |
| Net interest income | $1,475,000 | 3,496 |
| Provision for loan and lease losses | $350,000 | 1,357 |
| Total noninterest income | $269,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $108,000 | 2,754 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $161,000 | 2,974 |
| Total noninterest expense | $1,190,000 | 3,656 |
| Salaries and employee benefits | $570,000 | 3,857 |
| Premises and equipment expense | $105,000 | 4,297 |
| Additional noninterest expense | $515,000 | 3,025 |
| Pre-tax net operating income | $204,000 | 4,484 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $103,000 | 2,417 |
| Income before extraordinary items | $101,000 | 5,337 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $101,000 | 5,338 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $101,000 | 5,338 |
| Net charge-offs | $678,000 | 889 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $101,000 | 5,189 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 3,439 |
| Total interest expense | $1,503,000 | 3,444 |
| Net interest income | $6,162,000 | 3,396 |
| Provision for loan and lease losses | $5,951,000 | 684 |
| Total noninterest income | $1,206,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $486,000 | 2,629 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $720,000 | 2,601 |
| Total noninterest expense | $4,847,000 | 3,622 |
| Salaries and employee benefits | $2,137,000 | 3,993 |
| Premises and equipment expense | $567,000 | 3,719 |
| Additional noninterest expense | $2,143,000 | 2,941 |
| Pre-tax net operating income | $-3,430,000 | 6,956 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,340,000 | 7,204 |
| Income before extraordinary items | $-2,090,000 | 6,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,090,000 | 6,844 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,090,000 | 6,844 |
| Net charge-offs | $5,448,000 | 745 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,090,000 | 6,826 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 3,413 |
| Total interest expense | $1,162,000 | 3,488 |
| Net interest income | $4,723,000 | 3,361 |
| Provision for loan and lease losses | $4,711,000 | 654 |
| Total noninterest income | $928,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $357,000 | 2,689 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $571,000 | 2,492 |
| Total noninterest expense | $3,927,000 | 3,415 |
| Salaries and employee benefits | $1,782,000 | 3,708 |
| Premises and equipment expense | $449,000 | 3,617 |
| Additional noninterest expense | $1,696,000 | 2,820 |
| Pre-tax net operating income | $-2,987,000 | 7,108 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,245,000 | 7,321 |
| Income before extraordinary items | $-1,742,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,742,000 | 7,025 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,742,000 | 7,025 |
| Net charge-offs | $4,901,000 | 639 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,742,000 | 7,007 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 3,474 |
| Total interest expense | $792,000 | 3,536 |
| Net interest income | $3,101,000 | 3,397 |
| Provision for loan and lease losses | $3,211,000 | 636 |
| Total noninterest income | $633,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $253,000 | 2,538 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $380,000 | 2,511 |
| Total noninterest expense | $2,517,000 | 3,558 |
| Salaries and employee benefits | $1,165,000 | 3,798 |
| Premises and equipment expense | $279,000 | 3,837 |
| Additional noninterest expense | $1,073,000 | 3,018 |
| Pre-tax net operating income | $-1,994,000 | 7,170 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-732,000 | 7,389 |
| Income before extraordinary items | $-1,262,000 | 7,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,262,000 | 7,097 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,262,000 | 7,097 |
| Net charge-offs | $3,295,000 | 634 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,262,000 | 7,077 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 3,539 |
| Total interest expense | $406,000 | 3,564 |
| Net interest income | $1,503,000 | 3,461 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $287,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $114,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,680 |
| Total noninterest expense | $1,267,000 | 3,542 |
| Salaries and employee benefits | $632,000 | 3,580 |
| Premises and equipment expense | $141,000 | 3,865 |
| Additional noninterest expense | $494,000 | 3,217 |
| Pre-tax net operating income | $298,000 | 3,542 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $93,000 | 2,259 |
| Income before extraordinary items | $205,000 | 3,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $205,000 | 3,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $205,000 | 3,943 |
| Net charge-offs | $42,000 | 3,494 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $205,000 | 3,893 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 3,429 |
| Total interest expense | $1,871,000 | 3,738 |
| Net interest income | $6,494,000 | 3,266 |
| Provision for loan and lease losses | $2,316,000 | 1,893 |
| Total noninterest income | $1,087,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $523,000 | 2,558 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $564,000 | 3,008 |
| Total noninterest expense | $6,350,000 | 2,970 |
| Salaries and employee benefits | $2,320,000 | 3,810 |
| Premises and equipment expense | $549,000 | 3,956 |
| Additional noninterest expense | $3,481,000 | 2,012 |
| Pre-tax net operating income | $-1,085,000 | 6,521 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-465,000 | 7,149 |
| Income before extraordinary items | $-620,000 | 6,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-620,000 | 6,426 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-620,000 | 6,426 |
| Net charge-offs | $411,000 | 3,904 |
| Cash dividends | $500,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-620,000 | 6,390 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 3,489 |
| Total interest expense | $1,438,000 | 3,807 |
| Net interest income | $4,867,000 | 3,310 |
| Provision for loan and lease losses | $1,391,000 | 2,089 |
| Total noninterest income | $835,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $394,000 | 2,618 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $441,000 | 2,965 |
| Total noninterest expense | $3,721,000 | 3,638 |
| Salaries and employee benefits | $1,813,000 | 3,718 |
| Premises and equipment expense | $450,000 | 3,776 |
| Additional noninterest expense | $1,458,000 | 3,309 |
| Pre-tax net operating income | $590,000 | 3,975 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $217,000 | 2,469 |
| Income before extraordinary items | $373,000 | 4,572 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $373,000 | 4,576 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $373,000 | 4,575 |
| Net charge-offs | $326,000 | 3,619 |
| Cash dividends | $375,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $373,000 | 4,394 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 3,436 |
| Total interest expense | $990,000 | 3,838 |
| Net interest income | $3,340,000 | 3,225 |
| Provision for loan and lease losses | $391,000 | 3,232 |
| Total noninterest income | $548,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $260,000 | 2,640 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $288,000 | 2,902 |
| Total noninterest expense | $2,499,000 | 3,621 |
| Salaries and employee benefits | $1,211,000 | 3,740 |
| Premises and equipment expense | $312,000 | 3,696 |
| Additional noninterest expense | $976,000 | 3,262 |
| Pre-tax net operating income | $998,000 | 2,373 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $365,000 | 1,539 |
| Income before extraordinary items | $633,000 | 2,964 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $633,000 | 2,958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $633,000 | 2,963 |
| Net charge-offs | $321,000 | 2,969 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $633,000 | 2,848 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 3,516 |
| Total interest expense | $514,000 | 3,856 |
| Net interest income | $1,638,000 | 3,306 |
| Provision for loan and lease losses | $211,000 | 2,916 |
| Total noninterest income | $252,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $126,000 | 2,692 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $126,000 | 3,112 |
| Total noninterest expense | $1,247,000 | 3,650 |
| Salaries and employee benefits | $619,000 | 3,727 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $464,000 | 3,389 |
| Pre-tax net operating income | $432,000 | 2,694 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $140,000 | 1,800 |
| Income before extraordinary items | $292,000 | 3,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $292,000 | 3,176 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $292,000 | 3,179 |
| Net charge-offs | $193,000 | 2,472 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $292,000 | 3,071 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,640,000 | 3,620 |
| Total interest expense | $2,222,000 | 4,176 |
| Net interest income | $6,418,000 | 3,266 |
| Provision for loan and lease losses | $953,000 | 3,581 |
| Total noninterest income | $1,053,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $559,000 | 2,667 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $494,000 | 3,218 |
| Total noninterest expense | $4,839,000 | 3,794 |
| Salaries and employee benefits | $2,309,000 | 3,930 |
| Premises and equipment expense | $533,000 | 4,207 |
| Additional noninterest expense | $1,997,000 | 3,312 |
| Pre-tax net operating income | $1,679,000 | 2,196 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $530,000 | 1,497 |
| Income before extraordinary items | $1,149,000 | 2,538 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,149,000 | 2,536 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,149,000 | 2,537 |
| Net charge-offs | $691,000 | 3,365 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,149,000 | 2,494 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 3,687 |
| Total interest expense | $1,689,000 | 4,281 |
| Net interest income | $4,751,000 | 3,307 |
| Provision for loan and lease losses | $355,000 | 4,354 |
| Total noninterest income | $803,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $561,000 | 2,154 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $242,000 | 3,965 |
| Total noninterest expense | $3,669,000 | 3,763 |
| Salaries and employee benefits | $1,794,000 | 3,861 |
| Premises and equipment expense | $406,000 | 4,221 |
| Additional noninterest expense | $1,469,000 | 3,331 |
| Pre-tax net operating income | $1,530,000 | 2,025 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $503,000 | 1,399 |
| Income before extraordinary items | $1,027,000 | 2,441 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,027,000 | 2,439 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,027,000 | 2,442 |
| Net charge-offs | $68,000 | 5,432 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,027,000 | 2,384 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 3,749 |
| Total interest expense | $1,151,000 | 4,345 |
| Net interest income | $3,082,000 | 3,384 |
| Provision for loan and lease losses | $215,000 | 4,228 |
| Total noninterest income | $528,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $366,000 | 2,167 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $162,000 | 3,977 |
| Total noninterest expense | $2,421,000 | 3,831 |
| Salaries and employee benefits | $1,173,000 | 3,953 |
| Premises and equipment expense | $270,000 | 4,248 |
| Additional noninterest expense | $978,000 | 3,343 |
| Pre-tax net operating income | $974,000 | 2,161 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $325,000 | 1,456 |
| Income before extraordinary items | $649,000 | 2,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $649,000 | 2,628 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $649,000 | 2,630 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $649,000 | 2,548 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,838 |
| Total interest expense | $619,000 | 4,282 |
| Net interest income | $1,453,000 | 3,545 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $245,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $173,000 | 2,212 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $72,000 | 4,184 |
| Total noninterest expense | $1,170,000 | 3,842 |
| Salaries and employee benefits | $614,000 | 3,857 |
| Premises and equipment expense | $134,000 | 4,307 |
| Additional noninterest expense | $422,000 | 3,430 |
| Pre-tax net operating income | $453,000 | 2,560 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $141,000 | 1,814 |
| Income before extraordinary items | $312,000 | 3,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $312,000 | 3,051 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $312,000 | 3,051 |
| Net charge-offs | $27,000 | 4,102 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $312,000 | 2,902 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 3,809 |
| Total interest expense | $3,283,000 | 4,003 |
| Net interest income | $5,694,000 | 3,608 |
| Provision for loan and lease losses | $460,000 | 3,934 |
| Total noninterest income | $1,172,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $822,000 | 2,082 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $350,000 | 3,829 |
| Total noninterest expense | $4,458,000 | 3,911 |
| Salaries and employee benefits | $2,277,000 | 4,057 |
| Premises and equipment expense | $289,000 | 5,897 |
| Additional noninterest expense | $1,892,000 | 3,003 |
| Pre-tax net operating income | $1,948,000 | 2,502 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $525,000 | 1,805 |
| Income before extraordinary items | $1,423,000 | 2,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,423,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 3,120 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,423,000 | 2,758 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 3,852 |
| Total interest expense | $2,549,000 | 4,025 |
| Net interest income | $4,216,000 | 3,673 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $899,000 | 3,108 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $603,000 | 2,141 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $296,000 | 3,711 |
| Total noninterest expense | $3,338,000 | 3,899 |
| Salaries and employee benefits | $1,773,000 | 3,971 |
| Premises and equipment expense | $410,000 | 4,238 |
| Additional noninterest expense | $1,155,000 | 3,484 |
| Pre-tax net operating income | $1,547,000 | 2,776 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $511,000 | 1,881 |
| Income before extraordinary items | $1,036,000 | 3,027 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,036,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,983 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,036,000 | 3,177 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 3,891 |
| Total interest expense | $1,750,000 | 4,090 |
| Net interest income | $2,796,000 | 3,673 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $566,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $392,000 | 2,164 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $174,000 | 4,039 |
| Total noninterest expense | $2,209,000 | 3,939 |
| Salaries and employee benefits | $1,132,000 | 4,129 |
| Premises and equipment expense | $279,000 | 4,179 |
| Additional noninterest expense | $798,000 | 3,369 |
| Pre-tax net operating income | $1,088,000 | 2,775 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $364,000 | 1,976 |
| Income before extraordinary items | $724,000 | 3,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $724,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,371 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $724,000 | 3,200 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 3,910 |
| Total interest expense | $911,000 | 4,155 |
| Net interest income | $1,416,000 | 3,635 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $256,000 | 3,468 |
| Gross Fiduciary activities income | $191,000 | 492 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $1,029,000 | 4,155 |
| Salaries and employee benefits | $532,000 | 4,331 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $355,000 | 3,633 |
| Pre-tax net operating income | $613,000 | 2,660 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $219,000 | 1,852 |
| Income before extraordinary items | $394,000 | 3,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $394,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $394,000 | 3,145 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,319,000 | 3,952 |
| Total interest expense | $3,619,000 | 4,259 |
| Net interest income | $5,700,000 | 3,639 |
| Provision for loan and lease losses | $111,000 | 4,765 |
| Total noninterest income | $1,093,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $575,000 | 2,766 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $518,000 | 3,240 |
| Total noninterest expense | $4,344,000 | 3,872 |
| Salaries and employee benefits | $2,114,000 | 4,208 |
| Premises and equipment expense | $503,000 | 4,341 |
| Additional noninterest expense | $1,727,000 | 3,047 |
| Pre-tax net operating income | $2,338,000 | 2,971 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $795,000 | 2,147 |
| Income before extraordinary items | $1,543,000 | 3,379 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,543,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,526 |
| Cash dividends | $525,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,543,000 | 3,364 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 3,996 |
| Total interest expense | $2,669,000 | 4,305 |
| Net interest income | $4,235,000 | 3,673 |
| Provision for loan and lease losses | $77,000 | 4,543 |
| Total noninterest income | $783,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $419,000 | 2,805 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $364,000 | 3,381 |
| Total noninterest expense | $3,136,000 | 3,958 |
| Salaries and employee benefits | $1,545,000 | 4,278 |
| Premises and equipment expense | $376,000 | 4,341 |
| Additional noninterest expense | $1,215,000 | 3,158 |
| Pre-tax net operating income | $1,805,000 | 3,056 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $660,000 | 2,165 |
| Income before extraordinary items | $1,145,000 | 3,575 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,145,000 | 3,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,033 |
| Cash dividends | $325,000 | 3,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,145,000 | 3,555 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 4,072 |
| Total interest expense | $1,704,000 | 4,413 |
| Net interest income | $2,799,000 | 3,721 |
| Provision for loan and lease losses | $18,000 | 5,390 |
| Total noninterest income | $502,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $268,000 | 2,886 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $234,000 | 3,481 |
| Total noninterest expense | $2,076,000 | 4,019 |
| Salaries and employee benefits | $1,032,000 | 4,321 |
| Premises and equipment expense | $231,000 | 4,602 |
| Additional noninterest expense | $813,000 | 3,141 |
| Pre-tax net operating income | $1,207,000 | 3,101 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $434,000 | 2,266 |
| Income before extraordinary items | $773,000 | 3,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $773,000 | 3,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $325,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $773,000 | 3,571 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 4,146 |
| Total interest expense | $826,000 | 4,483 |
| Net interest income | $1,359,000 | 3,800 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $238,000 | 3,644 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $122,000 | 3,030 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $116,000 | 3,494 |
| Total noninterest expense | $944,000 | 4,307 |
| Salaries and employee benefits | $457,000 | 4,736 |
| Premises and equipment expense | $128,000 | 4,318 |
| Additional noninterest expense | $359,000 | 3,464 |
| Pre-tax net operating income | $644,000 | 2,965 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $238,000 | 2,161 |
| Income before extraordinary items | $406,000 | 3,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $406,000 | 3,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $325,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $406,000 | 3,440 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,836,000 | 4,252 |
| Total interest expense | $2,564,000 | 4,760 |
| Net interest income | $5,272,000 | 3,862 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $959,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $534,000 | 2,925 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $425,000 | 3,626 |
| Total noninterest expense | $4,092,000 | 3,926 |
| Salaries and employee benefits | $1,956,000 | 4,347 |
| Premises and equipment expense | $535,000 | 4,083 |
| Additional noninterest expense | $1,601,000 | 3,119 |
| Pre-tax net operating income | $2,103,000 | 3,533 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $671,000 | 2,730 |
| Income before extraordinary items | $1,432,000 | 3,875 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,432,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,432,000 | 3,855 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 4,296 |
| Total interest expense | $1,805,000 | 4,848 |
| Net interest income | $3,939,000 | 3,894 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $723,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $395,000 | 2,973 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $328,000 | 3,581 |
| Total noninterest expense | $2,972,000 | 4,009 |
| Salaries and employee benefits | $1,396,000 | 4,487 |
| Premises and equipment expense | $389,000 | 4,170 |
| Additional noninterest expense | $1,187,000 | 3,168 |
| Pre-tax net operating income | $1,663,000 | 3,541 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $589,000 | 2,622 |
| Income before extraordinary items | $1,074,000 | 3,995 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,074,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,421 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,074,000 | 3,987 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 4,343 |
| Total interest expense | $1,110,000 | 4,950 |
| Net interest income | $2,585,000 | 3,951 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $470,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $253,000 | 3,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 3,589 |
| Total noninterest expense | $1,958,000 | 4,059 |
| Salaries and employee benefits | $943,000 | 4,454 |
| Premises and equipment expense | $241,000 | 4,371 |
| Additional noninterest expense | $774,000 | 3,224 |
| Pre-tax net operating income | $1,079,000 | 3,622 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $385,000 | 2,676 |
| Income before extraordinary items | $694,000 | 4,095 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $694,000 | 4,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,505 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $694,000 | 4,080 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 4,459 |
| Total interest expense | $521,000 | 4,994 |
| Net interest income | $1,226,000 | 4,102 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 3,138 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,612 |
| Total noninterest expense | $922,000 | 4,239 |
| Salaries and employee benefits | $436,000 | 4,747 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $364,000 | 3,364 |
| Pre-tax net operating income | $517,000 | 3,660 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $178,000 | 2,776 |
| Income before extraordinary items | $339,000 | 4,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $339,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,522 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $339,000 | 4,080 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 4,451 |
| Total interest expense | $1,891,000 | 4,602 |
| Net interest income | $4,463,000 | 4,286 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $918,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $572,000 | 2,766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $346,000 | 4,047 |
| Total noninterest expense | $3,712,000 | 4,090 |
| Salaries and employee benefits | $1,878,000 | 4,321 |
| Premises and equipment expense | $483,000 | 4,287 |
| Additional noninterest expense | $1,351,000 | 3,510 |
| Pre-tax net operating income | $1,633,000 | 4,185 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $486,000 | 3,412 |
| Income before extraordinary items | $1,147,000 | 4,458 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,147,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,528 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,147,000 | 4,418 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 4,467 |
| Total interest expense | $1,378,000 | 4,552 |
| Net interest income | $3,297,000 | 4,343 |
| Provision for loan and lease losses | $28,000 | 5,891 |
| Total noninterest income | $669,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $431,000 | 2,741 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,221 |
| Total noninterest expense | $2,746,000 | 4,108 |
| Salaries and employee benefits | $1,383,000 | 4,361 |
| Premises and equipment expense | $360,000 | 4,288 |
| Additional noninterest expense | $1,003,000 | 3,492 |
| Pre-tax net operating income | $1,192,000 | 4,313 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $399,000 | 3,329 |
| Income before extraordinary items | $793,000 | 4,780 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $793,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,573 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $793,000 | 4,749 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 4,485 |
| Total interest expense | $880,000 | 4,501 |
| Net interest income | $2,153,000 | 4,378 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $461,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $278,000 | 2,766 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $183,000 | 3,918 |
| Total noninterest expense | $1,814,000 | 4,115 |
| Salaries and employee benefits | $913,000 | 4,366 |
| Premises and equipment expense | $245,000 | 4,214 |
| Additional noninterest expense | $656,000 | 3,530 |
| Pre-tax net operating income | $780,000 | 4,335 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $262,000 | 3,333 |
| Income before extraordinary items | $518,000 | 4,808 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $518,000 | 4,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,566 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $518,000 | 4,754 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 4,550 |
| Total interest expense | $424,000 | 4,497 |
| Net interest income | $1,048,000 | 4,468 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $215,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $127,000 | 2,903 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,999 |
| Total noninterest expense | $873,000 | 4,262 |
| Salaries and employee benefits | $427,000 | 4,616 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $325,000 | 3,571 |
| Pre-tax net operating income | $378,000 | 4,419 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $121,000 | 3,455 |
| Income before extraordinary items | $257,000 | 4,787 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $257,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $257,000 | 4,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 4,518 |
| Total interest expense | $1,596,000 | 4,348 |
| Net interest income | $3,948,000 | 4,523 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $969,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $598,000 | 2,706 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $371,000 | 3,853 |
| Total noninterest expense | $3,573,000 | 4,104 |
| Salaries and employee benefits | $1,786,000 | 4,367 |
| Premises and equipment expense | $503,000 | 4,074 |
| Additional noninterest expense | $1,284,000 | 3,557 |
| Pre-tax net operating income | $1,284,000 | 4,620 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $327,000 | 4,051 |
| Income before extraordinary items | $957,000 | 4,809 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $957,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $957,000 | 4,742 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 4,547 |
| Total interest expense | $1,174,000 | 4,347 |
| Net interest income | $2,909,000 | 4,577 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $724,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $452,000 | 2,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $272,000 | 3,913 |
| Total noninterest expense | $2,701,000 | 4,054 |
| Salaries and employee benefits | $1,301,000 | 4,416 |
| Premises and equipment expense | $382,000 | 4,004 |
| Additional noninterest expense | $1,018,000 | 3,374 |
| Pre-tax net operating income | $887,000 | 4,920 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $216,000 | 4,329 |
| Income before extraordinary items | $671,000 | 5,066 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $671,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $671,000 | 4,972 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 4,625 |
| Total interest expense | $788,000 | 4,326 |
| Net interest income | $1,872,000 | 4,696 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $480,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $299,000 | 2,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 3,955 |
| Total noninterest expense | $1,818,000 | 4,047 |
| Salaries and employee benefits | $885,000 | 4,383 |
| Premises and equipment expense | $259,000 | 3,967 |
| Additional noninterest expense | $674,000 | 3,408 |
| Pre-tax net operating income | $504,000 | 5,287 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $115,000 | 4,662 |
| Income before extraordinary items | $389,000 | 5,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $389,000 | 5,286 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 4,603 |
| Total interest expense | $404,000 | 4,294 |
| Net interest income | $942,000 | 4,667 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $231,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $143,000 | 2,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $88,000 | 3,993 |
| Total noninterest expense | $891,000 | 4,121 |
| Salaries and employee benefits | $418,000 | 4,588 |
| Premises and equipment expense | $126,000 | 4,084 |
| Additional noninterest expense | $347,000 | 3,313 |
| Pre-tax net operating income | $267,000 | 5,105 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $198,000 | 5,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $198,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $198,000 | 5,246 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,542,000 | 4,542 |
| Total interest expense | $1,922,000 | 4,146 |
| Net interest income | $3,620,000 | 4,685 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $978,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $586,000 | 2,746 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $392,000 | 4,019 |
| Total noninterest expense | $3,503,000 | 4,113 |
| Salaries and employee benefits | $1,746,000 | 4,353 |
| Premises and equipment expense | $479,000 | 4,200 |
| Additional noninterest expense | $1,278,000 | 3,545 |
| Pre-tax net operating income | $1,035,000 | 5,089 |
| Securities gains (losses) | $161,000 | 1,499 |
| Applicable income taxes | $242,000 | 4,631 |
| Income before extraordinary items | $954,000 | 4,773 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $954,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,936 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $825,200 | 5,003 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 4,593 |
| Total interest expense | $1,494,000 | 4,156 |
| Net interest income | $2,668,000 | 4,753 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $716,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $431,000 | 2,798 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $285,000 | 4,125 |
| Total noninterest expense | $2,565,000 | 4,179 |
| Salaries and employee benefits | $1,242,000 | 4,501 |
| Premises and equipment expense | $444,000 | 3,560 |
| Additional noninterest expense | $879,000 | 3,773 |
| Pre-tax net operating income | $774,000 | 5,229 |
| Securities gains (losses) | $161,000 | 1,366 |
| Applicable income taxes | $237,000 | 4,372 |
| Income before extraordinary items | $698,000 | 5,003 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $698,000 | 5,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,415 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $577,250 | 5,307 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 4,616 |
| Total interest expense | $1,039,000 | 4,119 |
| Net interest income | $1,754,000 | 4,797 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $469,000 | 3,889 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $279,000 | 2,810 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $190,000 | 4,131 |
| Total noninterest expense | $1,668,000 | 4,265 |
| Salaries and employee benefits | $791,000 | 4,651 |
| Premises and equipment expense | $300,000 | 3,489 |
| Additional noninterest expense | $577,000 | 3,824 |
| Pre-tax net operating income | $525,000 | 5,193 |
| Securities gains (losses) | $161,000 | 1,187 |
| Applicable income taxes | $182,000 | 4,152 |
| Income before extraordinary items | $504,000 | 4,783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $504,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,113 |
| Cash dividends | $293,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $386,470 | 5,291 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 4,647 |
| Total interest expense | $528,000 | 4,160 |
| Net interest income | $864,000 | 4,827 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $238,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $143,000 | 2,678 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 4,025 |
| Total noninterest expense | $838,000 | 4,225 |
| Salaries and employee benefits | $403,000 | 4,587 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $277,000 | 3,893 |
| Pre-tax net operating income | $249,000 | 5,297 |
| Securities gains (losses) | $159,000 | 758 |
| Applicable income taxes | $117,000 | 3,681 |
| Income before extraordinary items | $291,000 | 4,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,558 |
| Cash dividends | $155,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $178,110 | 5,423 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,990,000 | 4,566 |
| Total interest expense | $2,269,000 | 4,422 |
| Net interest income | $3,721,000 | 4,565 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,024,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $668,000 | 2,337 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $356,000 | 3,910 |
| Total noninterest expense | $3,580,000 | 3,887 |
| Salaries and employee benefits | $1,679,000 | 4,310 |
| Premises and equipment expense | $575,000 | 3,539 |
| Additional noninterest expense | $1,326,000 | 3,307 |
| Pre-tax net operating income | $1,045,000 | 5,093 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $280,000 | 4,557 |
| Income before extraordinary items | $765,000 | 5,323 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $765,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,040 |
| Cash dividends | $531,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $765,000 | 5,185 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 4,434 |
| Total interest expense | $3,420,000 | 4,281 |
| Net interest income | $3,589,000 | 4,483 |
| Provision for loan and lease losses | $185,000 | 4,295 |
| Total noninterest income | $1,198,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $839,000 | 1,815 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $359,000 | 3,758 |
| Total noninterest expense | $3,750,000 | 3,624 |
| Salaries and employee benefits | $1,743,000 | 4,013 |
| Premises and equipment expense | $615,000 | 3,296 |
| Additional noninterest expense | $1,392,000 | 3,070 |
| Pre-tax net operating income | $852,000 | 5,330 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $250,000 | 4,610 |
| Income before extraordinary items | $602,000 | 5,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $602,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,410 |
| Cash dividends | $301,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $602,000 | 5,488 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 4,368 |
| Total interest expense | $3,442,000 | 4,445 |
| Net interest income | $3,989,000 | 4,190 |
| Provision for loan and lease losses | $414,000 | 2,219 |
| Total noninterest income | $1,186,000 | 2,781 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $966,000 | 1,409 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $220,000 | 4,567 |
| Total noninterest expense | $3,941,000 | 3,372 |
| Salaries and employee benefits | $1,871,000 | 3,663 |
| Premises and equipment expense | $758,000 | 2,701 |
| Additional noninterest expense | $1,312,000 | 3,158 |
| Pre-tax net operating income | $820,000 | 5,800 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $132,000 | 6,132 |
| Income before extraordinary items | $688,000 | 5,471 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $688,000 | 5,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 906 |
| Cash dividends | $193,000 | 5,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $688,000 | 5,473 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,361,000 | 4,216 |
| Total interest expense | $3,621,000 | 3,924 |
| Net interest income | $3,740,000 | 4,421 |
| Provision for loan and lease losses | $987,000 | 995 |
| Total noninterest income | $1,136,000 | 2,804 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $904,000 | 1,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,605 |
| Total noninterest expense | $3,136,000 | 4,068 |
| Salaries and employee benefits | $1,359,000 | 4,699 |
| Premises and equipment expense | $666,000 | 2,989 |
| Additional noninterest expense | $1,111,000 | 3,685 |
| Pre-tax net operating income | $753,000 | 6,117 |
| Securities gains (losses) | $-51,000 | 9,796 |
| Applicable income taxes | $282,000 | 4,944 |
| Income before extraordinary items | $420,000 | 6,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $420,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 686 |
| Cash dividends | $175,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $452,640 | 6,662 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 4,119 |
| Total interest expense | $3,753,000 | 3,880 |
| Net interest income | $3,847,000 | 4,255 |
| Provision for loan and lease losses | $1,025,000 | 949 |
| Total noninterest income | $966,000 | 3,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $809,000 | 1,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,560 |
| Total noninterest expense | $3,238,000 | 3,855 |
| Salaries and employee benefits | $1,266,000 | 4,865 |
| Premises and equipment expense | $691,000 | 2,797 |
| Additional noninterest expense | $1,281,000 | 3,181 |
| Pre-tax net operating income | $550,000 | 7,150 |
| Securities gains (losses) | $40,000 | 1,906 |
| Applicable income taxes | $169,000 | 6,594 |
| Income before extraordinary items | $421,000 | 7,085 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $421,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,582 |
| Cash dividends | $228,000 | 5,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $392,600 | 7,181 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,221,000 | 4,378 |
| Total interest expense | $3,463,000 | 4,172 |
| Net interest income | $3,758,000 | 4,464 |
| Provision for loan and lease losses | $612,000 | 1,483 |
| Total noninterest income | $901,000 | 3,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $731,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,371 |
| Total noninterest expense | $3,101,000 | 3,993 |
| Salaries and employee benefits | $1,141,000 | 5,309 |
| Premises and equipment expense | $712,000 | 2,696 |
| Additional noninterest expense | $1,248,000 | 3,240 |
| Pre-tax net operating income | $946,000 | 6,003 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $246,000 | 6,296 |
| Income before extraordinary items | $702,000 | 5,894 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $702,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,564 |
| Cash dividends | $323,000 | 4,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $700,520 | 5,861 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 4,755 |
| Total interest expense | $3,194,000 | 4,519 |
| Net interest income | $3,498,000 | 4,829 |
| Provision for loan and lease losses | $482,000 | 1,784 |
| Total noninterest income | $677,000 | 4,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $523,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,900 |
| Total noninterest expense | $2,512,000 | 4,988 |
| Salaries and employee benefits | $1,027,000 | 5,879 |
| Premises and equipment expense | $589,000 | 3,266 |
| Additional noninterest expense | $896,000 | 4,775 |
| Pre-tax net operating income | $1,181,000 | 5,180 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $398,000 | 4,908 |
| Income before extraordinary items | $783,000 | 5,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $783,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,326 |
| Cash dividends | $294,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $783,000 | 5,323 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,774,000 | 5,371 |
| Total interest expense | $2,705,000 | 5,220 |
| Net interest income | $3,069,000 | 5,402 |
| Provision for loan and lease losses | $260,000 | 2,490 |
| Total noninterest income | $334,000 | 6,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $2,141,000 | 5,700 |
| Salaries and employee benefits | $880,000 | 6,660 |
| Premises and equipment expense | $487,000 | 3,845 |
| Additional noninterest expense | $774,000 | 5,401 |
| Pre-tax net operating income | $1,002,000 | 5,998 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $301,000 | 5,979 |
| Income before extraordinary items | $701,000 | 5,991 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $701,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,180 |
| Cash dividends | $266,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $701,000 | 5,971 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,865,000 | 5,785 |
| Total interest expense | $2,038,000 | 5,531 |
| Net interest income | $2,827,000 | 5,867 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $259,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $2,045,000 | 6,087 |
| Salaries and employee benefits | $815,000 | 7,125 |
| Premises and equipment expense | $464,000 | 4,060 |
| Additional noninterest expense | $766,000 | 5,904 |
| Pre-tax net operating income | $993,000 | 5,987 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $373,000 | 5,026 |
| Income before extraordinary items | $648,000 | 6,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $648,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $208,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $630,080 | 6,412 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,685,000 | 6,104 |
| Total interest expense | $2,287,000 | 5,193 |
| Net interest income | $2,398,000 | 6,743 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $333,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,332 |
| Total noninterest expense | $1,970,000 | 6,420 |
| Salaries and employee benefits | $873,000 | 6,881 |
| Premises and equipment expense | $384,000 | 4,877 |
| Additional noninterest expense | $713,000 | 6,460 |
| Pre-tax net operating income | $713,000 | 7,292 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $226,000 | 7,158 |
| Income before extraordinary items | $520,000 | 7,389 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $520,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 12,787 |
| Cash dividends | $207,000 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $496,900 | 7,332 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 6,638 |
| Total interest expense | $2,616,000 | 5,769 |
| Net interest income | $2,122,000 | 7,438 |
| Provision for loan and lease losses | $161,000 | 5,890 |
| Total noninterest income | $282,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $1,776,000 | 7,027 |
| Salaries and employee benefits | $797,000 | 7,274 |
| Premises and equipment expense | $380,000 | 4,992 |
| Additional noninterest expense | $599,000 | 7,523 |
| Pre-tax net operating income | $467,000 | 8,661 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $324,000 | 9,003 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $324,000 | 9,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $176,000 | 5,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $321,930 | 8,660 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.